Richardson Financial Services Inc.
In its 13F for Q4 2024 (holdings as of December 31, 2024, filed January 24, 2025), Richardson Financial Services Inc. reported 606 stock positions worth $142.3 million. Its top holding was Ste STR SPDR PT S&P 500 ETF (SPYM) at 4.9% of the portfolio, followed by Apple (AAPL, 4.7%) and Vanguard Mrngstr Val ETF-Aui (VTV, 4.4%). Compared with Q3 2024, it opened 75 new positions, sold out of 69, added to 125 and reduced 379. The biggest buy was Apple (AAPL, shares +2%) and the biggest sale Vanguard Ftse Developed ETF (VEA, shares −51%).
- Most Recent 13F
- Q2 2026
- Location
- MEDWAY, MA
- CIK
- 0002012303
- Portfolio Value
- $142.3M (Q4 2024)
- SEC Filing
- 0002012303-25-000001 ↗ filed Jan 24, 2025
Holdings Value
Holdings 606 stocks · $142.3M
| SPYM Ste STR SPDR PT S&P 500 ETF | 4.87% | 100,056 | $6.9M | Reduce -1.2% |
| AAPL Apple Inc. | 4.72% | 26,623 | $6.7M | Add +1.5% |
| VTV Vanguard Mrngstr Val ETF-Aui | 4.44% | 37,383 | $6.3M | Reduce -19.3% |
| VUG Vanguard Mrngstar GR ETF-Sui | 4.35% | 14,984 | $6.2M | Reduce -25.7% |
| NVDA Nvidia Corp. | 2.17% | 22,420 | $3.1M | Add +3.8% |
| VOO Vanguard S&P 500 ETF | 2.10% | 5,550 | $3.0M | Reduce -41.0% |
| SPEM State Street SP PTF Em ETF | 2.10% | 77,473 | $3.0M | Reduce -4.7% |
| SPDW Ste STR SPDR PT DW Eu ETF | 1.99% | 82,999 | $2.8M | Reduce -34.1% |
| MSFT Microsoft Corp. | 1.76% | 5,888 | $2.5M | Add +3.2% |
| HYG Ishr Ibx Usd Hiyld CB ETF-Ui | 1.62% | 29,315 | $2.3M | Reduce -3.7% |
| IEMG iShares Core MSCI Emerging | 1.53% | 41,664 | $2.2M | Reduce -0.6% |
| VEA Vanguard Ftse Developed ETF | 1.50% | 44,593 | $2.1M | Reduce -50.5% |
| VBK Van Morst SML-Cap Gro-Usd Inc. | 1.46% | 7,382 | $2.1M | Add +0.3% |
| AMZN Amazon.com Inc. | 1.32% | 8,481 | $1.9M | Reduce -0.5% |
| GOOGL Alphabet Inc. Class A | 1.24% | 9,232 | $1.8M | Add +7.6% |
| IEUR iShares Core MSCI Europe ETF | 1.16% | 30,505 | $1.6M | Add +2.6% |
| SHYG iShares 0-5 YR HY Corp. Bond | 1.11% | 36,937 | $1.6M | Add +3.7% |
| IPAC iShares Core MSCI Pacific Et | 0.98% | 22,727 | $1.4M | Reduce -5.6% |
| V Visa Inc. Class A | 0.96% | 4,345 | $1.4M | Reduce -2.2% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.93% | 2,260 | $1.3M | Reduce -41.7% |
| VBR Vngrd Mrngst SL-CP Val ETF-U | 0.93% | 6,703 | $1.3M | Add +0.4% |
| JNK SS SPDR BB High Yield Bond | 0.92% | 13,746 | $1.3M | Add +14.7% |
| SPSM SS SPDR P S&P 600 Small Cap | 0.90% | 28,649 | $1.3M | Reduce -13.6% |
| MA Mastercard Inc. Class A | 0.88% | 2,375 | $1.2M | Reduce -2.7% |
| UNH Unitedhealth Group Inc. | 0.86% | 2,404 | $1.2M | Add +0.8% |
| JPM JPMorgan Chase & Co. | 0.83% | 4,955 | $1.2M | Reduce -6.9% |
| TFLO iShares Treasury Floating Ra | 0.80% | 22,654 | $1.1M | Reduce -12.1% |
| HD Home Depot Inc. | 0.78% | 2,855 | $1.1M | Reduce -3.1% |
| TMUS T-Mobile US Inc. | 0.75% | 4,854 | $1.1M | Reduce -2.7% |
| TSLA Tesla Inc. | 0.74% | 2,511 | $1.0M | Add +14.7% |
| VB Vanguard Most SM-Cap ETF-Usd | 0.73% | 4,327 | $1.0M | Reduce -28.2% |
| SPMD SS SPDR P S&P 400 Midcap ETF | 0.69% | 18,099 | $988K | Reduce -8.0% |
| VTEB Vanguard Tax-Exempt Bond ETF | 0.67% | 18,920 | $948K | Reduce -57.9% |
| XLC SS Comm Select Sector SPDR | 0.66% | 9,736 | $946K | New |
| COST Costco Wholesale Corp. | 0.66% | 1,023 | $943K | Reduce -21.2% |
| XLF SS Financial Select Sector | 0.66% | 19,417 | $937K | New |
| XLY SS Consumer Disc Select Sect | 0.66% | 4,138 | $935K | New |
| IUSB Ishr CR Unvrse Usd BD ETF-Ui | 0.65% | 20,513 | $928K | Reduce -11.1% |
| MCD McDonald's Corp. | 0.64% | 3,153 | $913K | Add +0.3% |
| CTAS Cintas Corp. | 0.63% | 4,916 | $903K | Add +202.0% |
| BIL SS SPDR BB 1-3M T-Bill ETF | 0.57% | 8,889 | $813K | Add +39.8% |
| SRLN SS Blackstone Sr Loan ETF | 0.57% | 19,340 | $806K | Reduce -7.5% |
| TT Trane Technologies PLC | 0.56% | 2,163 | $802K | Add +6.1% |
| ADBE Adobe Inc. | 0.56% | 1,793 | $799K | Add +0.1% |
| VWO Vanguard Ftse Emerging Marke | 0.56% | 17,948 | $790K | Reduce -50.6% |
| HYS PIMCO 0-5 Year H/Y Corp. Bond | 0.55% | 8,285 | $781K | Reduce -11.0% |
| TMO Thermo Fisher Scientific Inc. | 0.53% | 1,462 | $759K | Reduce -7.4% |
| SNPS Synopsys Inc. | 0.51% | 1,496 | $728K | Reduce -2.4% |
| EMB iShares JP Morgan Usd Emergi | 0.51% | 8,147 | $727K | Reduce -5.5% |
| WMT Walmart Inc. | 0.51% | 7,933 | $718K | Reduce -9.9% |
| GWX State Street SPDR S&P Intern | 0.50% | 22,875 | $709K | Reduce -1.2% |
| DIS The Walt Disney Co. filed as DISNEY WALT CO | 0.49% | 6,346 | $703K | Reduce -2.1% |
| PWR Quanta Services Inc. | 0.49% | 2,185 | $697K | Reduce -26.6% |
| VTI VG Morningstar TS MKT ETF-US | 0.48% | 2,364 | $685K | Reduce -50.6% |
| NEE Nextera Energy Inc. | 0.46% | 9,138 | $656K | Add +0.7% |
| BNDX Vanguard Total Intl Bond ETF | 0.46% | 13,338 | $654K | Reduce -38.7% |
| SPAB SS SPDR P Agg Bond ETF | 0.46% | 25,941 | $650K | Reduce -6.3% |
| VNQ Vanguard Real Estate ETF | 0.45% | 7,280 | $643K | Reduce -4.2% |
| AVGO Broadcom Inc. | 0.44% | 2,682 | $632K | Add +7.0% |
| PH Parker Hannifin Corp. | 0.44% | 990 | $630K | Add +0.6% |
| BND Vanguard Total Bond Market | 0.42% | 8,287 | $596K | Reduce -45.9% |
| CRM Salesforce Inc. | 0.41% | 1,758 | $590K | Add +0.9% |
| TJX TJX Companies Inc. filed as TJX COS INC NEW | 0.41% | 4,855 | $588K | Add +6.7% |
| META Meta Platforms Inc. Class A | 0.41% | 994 | $588K | Add +57.3% |
| MGK Vngrd Mrgstr MG CP GR ETF-Ui | 0.40% | 1,642 | $569K | Add +3.7% |
| IJH iShares Core S&P Midcap ETF | 0.40% | 9,063 | $563K | Reduce -9.8% |
| EOG EOG Resources Inc. | 0.40% | 4,672 | $563K | Reduce -5.8% |
| ASML ASML Holding NV-NY Reg SHS | 0.39% | 802 | $558K | Add +1.4% |
| XOM Exxon Mobil Corp. | 0.39% | 5,261 | $556K | Add +6.0% |
| AWK American Water Works Co. Inc. | 0.39% | 4,470 | $555K | Add +0.5% |
| VSS Vanguard Ftse All Wo X-US SC | 0.38% | 4,784 | $547K | Add +1.4% |
| GLD SPDR Gold Shares | 0.38% | 2,253 | $542K | Add +5.1% |
| SPTL SS SPDR PF LNG TRM TSY E-Usd | 0.38% | 20,391 | $536K | Reduce -44.3% |
| USMV iShares MSCI USA Min Vol Fac | 0.38% | 6,015 | $534K | Reduce -16.3% |
| LIN Linde PLC | 0.37% | 1,268 | $530K | Add +7.3% |
| BBCA JPMorgan Betabuilders Canada | 0.37% | 7,398 | $520K | Add +0.3% |
| AMGN Amgen Inc. | 0.37% | 2,004 | $520K | Add +6.8% |
| COF Capital One Financial Corp. | 0.35% | 2,767 | $492K | Add +27.2% |
| BBUS JPMorgan Betabuilders US Equ | 0.34% | 4,567 | $486K | Add +29.0% |
| SPGI S&P Global Inc. | 0.34% | 969 | $482K | Add +2.0% |
| TOTL SS Doubleline TR Tact ETF | 0.34% | 12,175 | $480K | Reduce -21.6% |
| PANW Palo Alto Networks Inc. | 0.34% | 2,598 | $478K | Add +0.4% |
| VOT Vngrd Mrngstr MC GRW ETF-Usd | 0.33% | 1,846 | $471K | Add +2.6% |
| NXPI NXP Semiconductors NV | 0.33% | 2,266 | $470K | Reduce -1.5% |
| PEP Pepsico Inc. | 0.33% | 3,062 | $465K | Reduce -30.8% |
| NOC Northrop Grumman Corp. | 0.32% | 984 | $459K | Reduce -0.3% |
| CME Cme Group Inc. | 0.32% | 1,937 | $448K | Reduce -0.3% |
| CERY SS SPDR BBG En RY CM St N-Ui | 0.31% | 16,999 | $439K | New |
| ZTS Zoetis Inc. | 0.31% | 2,699 | $438K | Reduce -1.2% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.30% | 948 | $429K | Reduce -18.6% |
| AMT American Tower Corp. | 0.29% | 2,300 | $418K | Reduce -7.5% |
| IEFA iShares Core MSCI Eafe ETF | 0.29% | 5,941 | $418K | Reduce -5.7% |
| SPIB SS SPDR P Int C Corp. ETF | 0.29% | 12,574 | $412K | Add +150.0% |
| JGLO JPMorgan GLBL SLCT Eq ETF | 0.28% | 6,545 | $394K | Add +2.9% |
| HYD Vaneck High Yield Muni ETF | 0.27% | 7,547 | $391K | Reduce -22.0% |
| MGV Vngrd Mrgstr MG CP VL ETF-Ui | 0.27% | 3,133 | $390K | Add +5.5% |
| VRTX Vertex Pharmaceuticals Inc. | 0.27% | 974 | $389K | Add +0.8% |
| ULST SS Ultra Short TM Bond ETF | 0.27% | 9,622 | $389K | Reduce -50.0% |
| SPTI SS SPDR P Int Term TSY ETF | 0.27% | 13,886 | $388K | Reduce -8.5% |
| VOE Vngrd Mrngstr MD-Cap Val ETF | 0.27% | 2,389 | $386K | Add +3.5% |
Portfolio Sells Q3 2024 → Q4 2024
| VEA Vanguard Ftse Developed ETF | Reduce -50.5% | 1.50% | −1.43 |
| VOO Vanguard S&P 500 ETF | Reduce -41.0% | 2.10% | −0.95 |
| SPDW Ste STR SPDR PT DW Eu ETF | Reduce -34.1% | 1.99% | −0.82 |
| VTEB Vanguard Tax-Exempt Bond ETF | Reduce -57.9% | 0.67% | −0.78 |
| XLK SS Technology Select Sector | Sold out | 0.00% | −0.62 |
| XLE SS Energy Select Sector | Sold out | 0.00% | −0.60 |
| XLI SS Industrial Select Sector | Sold out | 0.00% | −0.60 |
| VWO Vanguard Ftse Emerging Marke | Reduce -50.6% | 0.56% | −0.50 |
| VUG Vanguard Mrngstar GR ETF-Sui | Reduce -25.7% | 4.35% | −0.48 |
| SPY SS SPDR S&P 500 ETF Trust-US | Reduce -41.7% | 0.93% | −0.42 |
| VTV Vanguard Mrngstr Val ETF-Aui | Reduce -19.3% | 4.44% | −0.36 |
| VTI VG Morningstar TS MKT ETF-US | Reduce -50.6% | 0.48% | −0.36 |
| BND Vanguard Total Bond Market | Reduce -45.9% | 0.42% | −0.30 |
| SPTL SS SPDR PF LNG TRM TSY E-Usd | Reduce -44.3% | 0.38% | −0.26 |
| VXUS Vanguard Total Intl Stock | Reduce -50.1% | 0.27% | −0.24 |
| ULST SS Ultra Short TM Bond ETF | Reduce -50.0% | 0.27% | −0.22 |
| BNDX Vanguard Total Intl Bond ETF | Reduce -38.7% | 0.46% | −0.22 |
| VWIAX Vanguard Wellesley Inc.-Adm | Reduce -48.6% | 0.26% | −0.22 |
| BUD Anheuser-Busch Inbev-SPN ADR | Reduce -49.1% | 0.18% | −0.20 |
| IVV iShares Core S&P 500 ETF | Reduce -69.2% | 0.09% | −0.17 |
| NVO Novo-Nordisk A/S-Spons ADR | Reduce -33.0% | 0.12% | −0.15 |
| PFE Pfizer Inc. | Reduce -68.1% | 0.07% | −0.14 |
| PEP Pepsico Inc. | Reduce -30.8% | 0.33% | −0.14 |
| VB Vanguard Most SM-Cap ETF-Usd | Reduce -28.2% | 0.73% | −0.13 |
| QRVO Qorvo Inc. | Reduce -24.2% | 0.12% | −0.12 |
| BSV Vanguard Short-Term Bond ETF | Reduce -47.4% | 0.14% | −0.10 |
| VYM Vanguard High DVD Yield ETF | Reduce -50.0% | 0.14% | −0.10 |
| VALSX Value Line Select Growth-Inv | Reduce -44.5% | 0.13% | −0.10 |
| NTBIX Navigator Tact FXD Inc. Class I | Reduce -48.5% | 0.12% | −0.09 |
| BIV Vanguard Intermediate-Term B | Reduce -48.3% | 0.11% | −0.08 |
| HCA HCA Healthcare Inc. | Reduce -36.9% | 0.15% | −0.08 |
| VYMI Vanguard Int High DVD YLD Inc. | Reduce -50.0% | 0.08% | −0.08 |
| VXF Vanguard Extended Market ETF | Reduce -37.2% | 0.24% | −0.08 |
| SNPS Synopsys Inc. | Reduce -2.4% | 0.51% | −0.07 |
| BBIN JPM Betabuilders Intl Eqty | Reduce -41.3% | 0.11% | −0.06 |
| NXPI NXP Semiconductors NV | Reduce -1.5% | 0.33% | −0.06 |
| XLSR SS US Sector Rotation | Reduce -50.3% | 0.08% | −0.06 |
| NNN NNN REIT Inc. | Reduce -90.8% | 0.01% | −0.06 |
| TOTL SS Doubleline TR Tact ETF | Reduce -21.6% | 0.34% | −0.05 |
| FISR SS Fi Sector Rotation | Reduce -53.3% | 0.06% | −0.05 |
| BLV Vanguard Long-Term Bond ETF | Reduce -47.5% | 0.06% | −0.05 |
| SYK Stryker Corp. | Reduce -65.7% | 0.04% | −0.05 |
| VMBS Vanguard Mortgage-Backed Sec | Reduce -34.1% | 0.13% | −0.05 |
| BEN Franklin Templeton Inc. | Sold out | 0.00% | −0.05 |
| TBCIX T Rowe PR Blue Chip Grow-I | Reduce -45.6% | 0.07% | −0.05 |
| EDWARDS LIFESCIENCES CORP | Sold out | 0.00% | −0.05 |
| PLD Prologis Inc. | Reduce -48.1% | 0.06% | −0.05 |
| TSBIX Nuven Cor and Impt BND FD-R6 | Reduce -50.8% | 0.05% | −0.05 |
| LYB Lyondellbasell Indu Class A | Reduce -26.7% | 0.08% | −0.05 |
| MRK Merck & Co. Inc. | Reduce -32.3% | 0.07% | −0.05 |
Portfolio Buys Q3 2024 → Q4 2024
| AAPL Apple Inc. | Add +1.5% | 4.72% | +1.21 |
| XLC SS Comm Select Sector SPDR | New | 0.66% | +0.66 |
| XLF SS Financial Select Sector | New | 0.66% | +0.66 |
| XLY SS Consumer Disc Select Sect | New | 0.66% | +0.66 |
| NVDA Nvidia Corp. | Add +3.8% | 2.17% | +0.47 |
| TSLA Tesla Inc. | Add +14.7% | 0.74% | +0.46 |
| CERY SS SPDR BBG En RY CM St N-Ui | New | 0.31% | +0.31 |
| VBK Van Morst SML-Cap Gro-Usd Inc. | Add +0.3% | 1.46% | +0.29 |
| GOOGL Alphabet Inc. Class A | Add +7.6% | 1.24% | +0.25 |
| META Meta Platforms Inc. Class A | Add +57.3% | 0.41% | +0.21 |
| JNK SS SPDR BB High Yield Bond | Add +14.7% | 0.92% | +0.20 |
| BIL SS SPDR BB 1-3M T-Bill ETF | Add +39.8% | 0.57% | +0.20 |
| SPIB SS SPDR P Int C Corp. ETF | Add +150.0% | 0.29% | +0.18 |
| AVGO Broadcom Inc. | Add +7.0% | 0.44% | +0.18 |
| VBR Vngrd Mrngst SL-CP Val ETF-U | Add +0.4% | 0.93% | +0.16 |
| COF Capital One Financial Corp. | Add +27.2% | 0.35% | +0.15 |
| SHYG iShares 0-5 YR HY Corp. Bond | Add +3.7% | 1.11% | +0.15 |
| LLY Eli Lilly & Co. | Add +367.6% | 0.18% | +0.14 |
| MSFT Microsoft Corp. | Add +3.2% | 1.76% | +0.14 |
| TT Trane Technologies PLC | Add +6.1% | 0.56% | +0.14 |
| MCD McDonald's Corp. | Add +0.3% | 0.64% | +0.13 |
| CRM Salesforce Inc. | Add +0.9% | 0.41% | +0.13 |
| PH Parker Hannifin Corp. | Add +0.6% | 0.44% | +0.13 |
| BAC Bank of America Corp. | Add +112.7% | 0.20% | +0.12 |
| BBUS JPMorgan Betabuilders US Equ | Add +29.0% | 0.34% | +0.12 |
| NFLX Netflix Inc. | Add +64.3% | 0.20% | +0.12 |
| TJX TJX Companies Inc. | Add +6.7% | 0.41% | +0.09 |
| GLD SPDR Gold Shares | Add +5.1% | 0.38% | +0.09 |
| UNH Unitedhealth Group Inc. | Add +0.8% | 0.86% | +0.09 |
| WMB Williams Cos Inc. | Add +9.0% | 0.24% | +0.09 |
| MGK Vngrd Mrgstr MG CP GR ETF-Ui | Add +3.7% | 0.40% | +0.08 |
| IEUR iShares Core MSCI Europe ETF | Add +2.6% | 1.16% | +0.08 |
| ISRG Intuitive Surgical Inc. | Add +134.8% | 0.12% | +0.08 |
| SPGI S&P Global Inc. | Add +2.0% | 0.34% | +0.07 |
| VOT Vngrd Mrngstr MC GRW ETF-Usd | Add +2.6% | 0.33% | +0.07 |
| SPYG SS SPDR P S&P 500 Growth ETF | Add +80.2% | 0.12% | +0.06 |
| BBCA JPMorgan Betabuilders Canada | Add +0.3% | 0.37% | +0.06 |
| PANW Palo Alto Networks Inc. | Add +0.4% | 0.34% | +0.06 |
| BNY Bank of New York Mellon Corp. | New | 0.06% | +0.06 |
| NEE Nextera Energy Inc. | Add +0.7% | 0.46% | +0.05 |
| TFC Truist Financial Corp. | New | 0.05% | +0.05 |
| MGV Vngrd Mrgstr MG CP VL ETF-Ui | Add +5.5% | 0.27% | +0.05 |
| VOE Vngrd Mrngstr MD-Cap Val ETF | Add +3.5% | 0.27% | +0.05 |
| XMMO Invesco S&P Midcap Momentum | New | 0.05% | +0.05 |
| XPO Xpo Inc. | Add +48.9% | 0.09% | +0.05 |
| XEL Xcel Energy Inc. | Add +222.7% | 0.06% | +0.04 |
| ABNB Airbnb Inc. Class A | Add +79.7% | 0.10% | +0.04 |
| BBMC JPM Betabuilders US Mid Cap | Add +1126.3% | 0.05% | +0.04 |
| LIN Linde PLC | Add +7.3% | 0.37% | +0.04 |
| NTAP Netapp Inc. | New | 0.04% | +0.04 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 607 | $176.3M | SPYM, AAPL, VTV, VUG, NVDA |
| Q1 2026 | 613 | $159.8M | AAPL, SPYM, VTV, VUG, NVDA |
| Q4 2025 | 598 | $309.4M | ABBNY, SPYM, AAPL, VTV, VUG |
| Q3 2025 | 513 | $161.3M | SPYM, AAPL, VUG, VTV, NVDA |
| Q2 2025 | 609 | $148.9M | SPYM, VUG, VTV, AAPL, NVDA |
| Q1 2025 | 602 | $131.4M | AAPL, SPYM, VTV, SPDW, VUG |
| Q4 2024 | 606 | $142.3M | SPYM, AAPL, VTV, VUG, NVDA |
| Q3 2024 | 600 | $157.4M | VUG, VTV, SPYM, AAPL, VOO |
| Q2 2024 | 588 | $138.9M | SPYM, VTV, VUG, AAPL, SPDW |
| Q1 2024 | 617 | $141.9M | SPYM, VTV, VUG, AAPL, SPDW |