Richardson Financial Services Inc.
In its 13F for Q2 2025 (holdings as of June 30, 2025, filed July 25, 2025), Richardson Financial Services Inc. reported 609 stock positions worth $148.9 million. Its top holding was Ste STR SPDR PT S&P 500 ETF (SPYM) at 4.5% of the portfolio, followed by Vanguard Mrngstar GR ETF-Sui (VUG, 4.2%) and Vanguard Mrngstr Val ETF-Aui (VTV, 4.2%). Compared with Q1 2025, it opened 46 new positions, sold out of 37, added to 212 and reduced 163. The biggest buy was Vanguard Mrngstar GR ETF-Sui (VUG, shares +48%) and the biggest sale Ste STR SPDR PT DW Eu ETF (SPDW, shares −44%).
- Most Recent 13F
- Q2 2026
- Location
- MEDWAY, MA
- CIK
- 0002012303
- Portfolio Value
- $148.9M (Q2 2025)
- SEC Filing
- 0002012303-25-000003 ↗ filed Jul 25, 2025
Holdings Value
Holdings 609 stocks · $148.9M
| SPYM Ste STR SPDR PT S&P 500 ETF | 4.54% | 93,124 | $6.8M | Add +15.0% |
| VUG Vanguard Mrngstar GR ETF-Sui | 4.24% | 14,483 | $6.3M | Add +47.9% |
| VTV Vanguard Mrngstr Val ETF-Aui | 4.17% | 34,876 | $6.2M | Add +25.8% |
| AAPL Apple Inc. | 3.63% | 25,987 | $5.4M | Reduce -2.3% |
| NVDA Nvidia Corp. | 2.48% | 24,071 | $3.7M | Add +6.1% |
| VOO Vanguard S&P 500 ETF | 2.06% | 5,405 | $3.1M | Add +2.8% |
| MSFT Microsoft Corp. | 2.04% | 6,166 | $3.0M | Add +5.3% |
| SPDW Ste STR SPDR PT DW Eu ETF | 1.80% | 66,378 | $2.7M | Reduce -44.3% |
| IEUR iShares Core MSCI Europe ETF | 1.77% | 39,782 | $2.6M | Add +21.2% |
| SPEM State Street SP PTF Em ETF | 1.73% | 60,153 | $2.6M | Reduce -26.2% |
| VEA Vanguard Ftse Developed ETF | 1.73% | 45,157 | $2.6M | Add +241.8% |
| HYG Ishr Ibx Usd Hiyld CB ETF-Ui | 1.58% | 29,412 | $2.4M | Add +3.8% |
| IEMG iShares Core MSCI Emerging | 1.58% | 39,217 | $2.4M | Reduce -4.3% |
| AMZN Amazon.com Inc. | 1.29% | 8,694 | $1.9M | Add +2.6% |
| VBK Van Morst SML-Cap Gro-Usd Inc. | 1.27% | 6,824 | $1.9M | Reduce -3.7% |
| GOOGL Alphabet Inc. Class A | 1.20% | 10,175 | $1.8M | Add +9.3% |
| V Visa Inc. Class A | 1.03% | 4,307 | $1.5M | Reduce -0.5% |
| VBR Vngrd Mrngst SL-CP Val ETF-U | 1.00% | 7,510 | $1.5M | Add +9.1% |
| JPM JPMorgan Chase & Co. | 0.99% | 5,060 | $1.5M | Add +2.7% |
| SHYG iShares 0-5 YR HY Corp. Bond | 0.95% | 32,870 | $1.4M | Reduce -3.5% |
| MA Mastercard Inc. Class A | 0.91% | 2,395 | $1.4M | Add +0.8% |
| IPAC iShares Core MSCI Pacific Et | 0.90% | 19,560 | $1.3M | Reduce -9.3% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.89% | 2,138 | $1.3M | Add +14.4% |
| SPAB SS SPDR P Agg Bond ETF | 0.86% | 50,445 | $1.3M | Add +72.9% |
| VB Vanguard Most SM-Cap ETF-Usd | 0.80% | 4,965 | $1.2M | Add +67.7% |
| TMUS T-Mobile US Inc. | 0.79% | 4,899 | $1.2M | Add +0.9% |
| SPSM SS SPDR P S&P 600 Small Cap | 0.79% | 27,116 | $1.2M | Add +39.3% |
| CTAS Cintas Corp. | 0.74% | 4,941 | $1.1M | Add +0.0% |
| SPMD SS SPDR P S&P 400 Midcap ETF | 0.72% | 19,582 | $1.1M | Reduce -1.3% |
| HD Home Depot Inc. | 0.72% | 2,875 | $1.1M | Add +0.7% |
| COST Costco Wholesale Corp. | 0.70% | 1,055 | $1.0M | Add +4.7% |
| VTEB Vanguard Tax-Exempt Bond ETF | 0.68% | 20,793 | $1.0M | New |
| XLC SS Comm Select Sector SPDR | 0.65% | 8,915 | $961K | Reduce -6.8% |
| MCD McDonald's Corp. | 0.64% | 3,219 | $958K | Add +1.2% |
| XLV SS Health Care Select Sector | 0.64% | 6,924 | $946K | Add +4776.1% |
| TT Trane Technologies PLC | 0.63% | 2,148 | $933K | Reduce -0.7% |
| XLP SS Consumer Staples Sel Sect | 0.61% | 11,153 | $914K | New |
| VWO Vanguard Ftse Emerging Marke | 0.61% | 18,453 | $913K | Add +233.2% |
| SRLN SS Blackstone Sr Loan ETF | 0.60% | 21,773 | $900K | Add +0.8% |
| IUSB Ishr CR Unvrse Usd BD ETF-Ui | 0.60% | 19,286 | $888K | Add +1.1% |
| MGK Vngrd Mrgstr MG CP GR ETF-Ui | 0.56% | 2,307 | $836K | Add +28.3% |
| META Meta Platforms Inc. Class A | 0.55% | 1,144 | $823K | Add +9.5% |
| ISRG Intuitive Surgical Inc. | 0.55% | 1,526 | $821K | Add +339.8% |
| PWR Quanta Services Inc. | 0.55% | 2,190 | $815K | Add +0.2% |
| RWR SS SPDR Dow Jones REIT ETF | 0.53% | 8,142 | $790K | No change |
| SNPS Synopsys Inc. | 0.53% | 1,506 | $786K | Add +0.7% |
| WMT Walmart Inc. | 0.52% | 7,934 | $779K | Add +0.8% |
| TSLA Tesla Inc. | 0.52% | 2,587 | $778K | Add +4.1% |
| VNQ Vanguard Real Estate ETF | 0.52% | 8,586 | $770K | Add +17.6% |
| GWX State Street SPDR S&P Intern | 0.52% | 20,674 | $768K | Reduce -9.9% |
| EMB iShares JP Morgan Usd Emergi | 0.51% | 8,263 | $764K | Add +9.5% |
| UNH Unitedhealth Group Inc. | 0.51% | 2,333 | $761K | Reduce -2.6% |
| SPTL SS SPDR PF LNG TRM TSY E-Usd | 0.49% | 27,760 | $736K | Add +6.0% |
| AVGO Broadcom Inc. | 0.49% | 2,744 | $727K | Add +2.9% |
| BBUS JPMorgan Betabuilders US Equ | 0.48% | 6,358 | $711K | Add +6.7% |
| ADBE Adobe Inc. | 0.47% | 1,795 | $704K | Add +0.1% |
| PH Parker Hannifin Corp. | 0.47% | 992 | $698K | Add +0.4% |
| GLD SPDR Gold Shares | 0.45% | 2,182 | $671K | Add +6.1% |
| JNK SS SPDR BB High Yield Bond | 0.45% | 6,939 | $671K | Add +63.4% |
| VTI VG Morningstar TS MKT ETF-US | 0.44% | 2,158 | $656K | Add +12.5% |
| TJX TJX Companies Inc. filed as TJX COS INC NEW | 0.43% | 5,155 | $645K | Add +2.9% |
| HYS PIMCO 0-5 Year H/Y Corp. Bond | 0.43% | 6,760 | $637K | Reduce -14.7% |
| AWK American Water Works Co. Inc. | 0.43% | 4,440 | $633K | Reduce -0.7% |
| NEE Nextera Energy Inc. | 0.42% | 8,600 | $628K | Reduce -3.8% |
| BND Vanguard Total Bond Market | 0.42% | 8,479 | $624K | Reduce -1.9% |
| COF Capital One Financial Corp. | 0.41% | 2,862 | $616K | Add +3.4% |
| LIN Linde PLC | 0.41% | 1,285 | $613K | Add +0.5% |
| TMO Thermo Fisher Scientific Inc. | 0.41% | 1,449 | $610K | Reduce -0.3% |
| EOG EOG Resources Inc. | 0.41% | 5,032 | $610K | Add +2.0% |
| JGLO JPMorgan GLBL SLCT Eq ETF | 0.41% | 9,437 | $608K | Add +18.4% |
| BNDX Vanguard Total Intl Bond ETF | 0.41% | 12,260 | $607K | Reduce -5.3% |
| CERY SS SPDR BBG En RY CM St N-Ui | 0.41% | 22,204 | $606K | Reduce -34.0% |
| XOM Exxon Mobil Corp. | 0.40% | 5,458 | $596K | Add +2.8% |
| TOTL SS Doubleline TR Tact ETF | 0.40% | 14,912 | $595K | Add +10.3% |
| MGV Vngrd Mrgstr MG CP VL ETF-Ui | 0.40% | 4,463 | $591K | Add +29.2% |
| VSS Vanguard Ftse All Wo X-US SC | 0.39% | 4,369 | $587K | Add +0.3% |
| IJH iShares Core S&P Midcap ETF | 0.38% | 9,063 | $569K | No change |
| USMV iShares MSCI USA Min Vol Fac | 0.36% | 5,704 | $537K | Add +4.5% |
| CME Cme Group Inc. | 0.36% | 1,939 | $534K | Reduce -0.5% |
| AMD Advanced Micro Devices | 0.36% | 3,917 | $533K | Add +324.8% |
| PANW Palo Alto Networks Inc. | 0.36% | 2,683 | $530K | Add +2.5% |
| IWM iShares Russell 2000 ETF | 0.35% | 2,375 | $518K | Add +1025.6% |
| SPGI S&P Global Inc. | 0.35% | 975 | $516K | Add +3.2% |
| CRM Salesforce Inc. | 0.34% | 1,888 | $513K | Add +5.6% |
| EFAV iShares MSCI Eafe Min Vol Fa | 0.33% | 5,884 | $496K | Add +81.0% |
| ORCL Oracle Corp. | 0.33% | 2,265 | $496K | Add +4018.2% |
| NXPI NXP Semiconductors NV | 0.33% | 2,231 | $494K | Reduce -1.5% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.33% | 1,003 | $491K | Add +6.9% |
| NOC Northrop Grumman Corp. | 0.33% | 974 | $490K | Reduce -1.0% |
| SPLB SS SPDR P Long Term C ETF | 0.33% | 21,695 | $489K | Add +8.1% |
| VXUS Vanguard Total Intl Stock | 0.32% | 6,787 | $469K | Add +12.3% |
| BBCA JPMorgan Betabuilders Canada | 0.31% | 5,719 | $462K | Reduce -21.2% |
| VRTX Vertex Pharmaceuticals Inc. | 0.31% | 1,020 | $461K | Add +0.6% |
| IEFA iShares Core MSCI Eafe ETF | 0.31% | 5,483 | $457K | Add +3.4% |
| NFLX Netflix Inc. | 0.30% | 348 | $450K | Add +9.4% |
| VNQI Vanguard GLBL Ex-US Real Est | 0.29% | 9,246 | $429K | Add +43.9% |
| TFLO iShares Treasury Floating Ra | 0.28% | 8,248 | $416K | Reduce -60.8% |
| ZTS Zoetis Inc. | 0.28% | 2,604 | $415K | Reduce -3.9% |
| PEP Pepsico Inc. | 0.28% | 3,047 | $412K | Reduce -0.5% |
| TFI SS SPDR N Ice Muni Bond ETF | 0.27% | 9,076 | $405K | Add +1.9% |
Portfolio Sells Q1 2025 → Q2 2025
| SPDW Ste STR SPDR PT DW Eu ETF | Reduce -44.3% | 1.80% | −1.50 |
| AAPL Apple Inc. | Reduce -2.3% | 3.63% | −0.87 |
| XLE SS Energy Select Sector | Reduce -98.6% | 0.01% | −0.74 |
| SPEM State Street SP PTF Em ETF | Reduce -26.2% | 1.73% | −0.71 |
| XLK SS Technology Select Sector | Reduce -98.5% | 0.01% | −0.69 |
| TFLO iShares Treasury Floating Ra | Reduce -60.8% | 0.28% | −0.53 |
| UNH Unitedhealth Group Inc. | Reduce -2.6% | 0.51% | −0.44 |
| AMGN Amgen Inc. | Reduce -88.7% | 0.04% | −0.43 |
| DIS The Walt Disney Co. | Reduce -84.0% | 0.09% | −0.40 |
| AMT American Tower Corp. | Sold out | 0.00% | −0.38 |
| ASML ASML Holding NV-NY Reg SHS | Reduce -77.5% | 0.10% | −0.31 |
| CERY SS SPDR BBG En RY CM St N-Ui | Reduce -34.0% | 0.41% | −0.30 |
| BIL SS SPDR BB 1-3M T-Bill ETF | Reduce -66.1% | 0.09% | −0.22 |
| VOT Vngrd Mrngstr MC GRW ETF-Usd | Reduce -47.3% | 0.22% | −0.19 |
| BUD Anheuser-Busch Inbev-SPN ADR | Reduce -65.5% | 0.08% | −0.16 |
| SHYG iShares 0-5 YR HY Corp. Bond | Reduce -3.5% | 0.95% | −0.16 |
| TMO Thermo Fisher Scientific Inc. | Reduce -0.3% | 0.41% | −0.14 |
| HYS PIMCO 0-5 Year H/Y Corp. Bond | Reduce -14.7% | 0.43% | −0.14 |
| V Visa Inc. Class A | Reduce -0.5% | 1.03% | −0.13 |
| IPAC iShares Core MSCI Pacific Et | Reduce -9.3% | 0.90% | −0.12 |
| VOE Vngrd Mrngstr MD-Cap Val ETF | Reduce -27.4% | 0.22% | −0.11 |
| GLDM SPDR Gold Minishares Trust | Reduce -38.4% | 0.14% | −0.10 |
| IEMG iShares Core MSCI Emerging | Reduce -4.3% | 1.58% | −0.10 |
| NVO Novo-Nordisk A/S-Spons ADR | Reduce -90.8% | 0.01% | −0.10 |
| SPTI SS SPDR P Int Term TSY ETF | Reduce -22.9% | 0.21% | −0.10 |
| IWS iShares Russell Mid-Cap Valu | Reduce -47.1% | 0.09% | −0.09 |
| VBK Van Morst SML-Cap Gro-Usd Inc. | Reduce -3.7% | 1.27% | −0.09 |
| IVV iShares Core S&P 500 ETF | Reduce -31.7% | 0.18% | −0.09 |
| BBCA JPMorgan Betabuilders Canada | Reduce -21.2% | 0.31% | −0.09 |
| CVX Chevron Corp. | Reduce -5.0% | 0.21% | −0.08 |
| LYB Lyondellbasell Indu Class A | Sold out | 0.00% | −0.08 |
| AWK American Water Works Co. Inc. | Reduce -0.7% | 0.43% | −0.08 |
| BNDX Vanguard Total Intl Bond ETF | Reduce -5.3% | 0.41% | −0.07 |
| PEP Pepsico Inc. | Reduce -0.5% | 0.28% | −0.07 |
| BNY Bank of New York Mellon Corp. | Sold out | 0.00% | −0.07 |
| BND Vanguard Total Bond Market | Reduce -1.9% | 0.42% | −0.06 |
| HYD Vaneck High Yield Muni ETF | Reduce -10.6% | 0.22% | −0.06 |
| ZTS Zoetis Inc. | Reduce -3.9% | 0.28% | −0.06 |
| MBB iShares MBS ETF | Reduce -42.3% | 0.06% | −0.06 |
| NEE Nextera Energy Inc. | Reduce -3.8% | 0.42% | −0.06 |
| XLC SS Comm Select Sector SPDR | Reduce -6.8% | 0.65% | −0.06 |
| EMHC SS SPDR BB Em Usd Bond ETF | Reduce -11.0% | 0.22% | −0.05 |
| NOC Northrop Grumman Corp. | Reduce -1.0% | 0.33% | −0.05 |
| ROP Roper Technologies Inc. | Reduce -3.8% | 0.24% | −0.05 |
| ABBV Abbvie Inc. | Reduce -0.8% | 0.19% | −0.05 |
| SPMD SS SPDR P S&P 400 Midcap ETF | Reduce -1.3% | 0.72% | −0.05 |
| PG The Procter & Gamble Co. | Reduce -2.9% | 0.21% | −0.05 |
| TLH iShares 10-20 Year Treasury | Reduce -48.6% | 0.04% | −0.05 |
| IWX iShares Russell Top 200 Valu | Sold out | 0.00% | −0.04 |
| IP International Paper Co. | Reduce -0.8% | 0.18% | −0.04 |
Portfolio Buys Q1 2025 → Q2 2025
| VUG Vanguard Mrngstar GR ETF-Sui | Add +47.9% | 4.24% | +1.47 |
| VEA Vanguard Ftse Developed ETF | Add +241.8% | 1.73% | +1.22 |
| VTEB Vanguard Tax-Exempt Bond ETF | New | 0.68% | +0.68 |
| XLV SS Health Care Select Sector | Add +4776.1% | 0.64% | +0.62 |
| XLP SS Consumer Staples Sel Sect | New | 0.61% | +0.61 |
| NVDA Nvidia Corp. | Add +6.1% | 2.48% | +0.61 |
| VTV Vanguard Mrngstr Val ETF-Aui | Add +25.8% | 4.17% | +0.53 |
| SPYM Ste STR SPDR PT S&P 500 ETF | Add +15.0% | 4.54% | +0.49 |
| VWO Vanguard Ftse Emerging Marke | Add +233.2% | 0.61% | +0.42 |
| ISRG Intuitive Surgical Inc. | Add +339.8% | 0.55% | +0.42 |
| MSFT Microsoft Corp. | Add +5.3% | 2.04% | +0.36 |
| ORCL Oracle Corp. | Add +4018.2% | 0.33% | +0.33 |
| IWM iShares Russell 2000 ETF | Add +1025.6% | 0.35% | +0.32 |
| SPAB SS SPDR P Agg Bond ETF | Add +72.9% | 0.86% | +0.30 |
| VB Vanguard Most SM-Cap ETF-Usd | Add +67.7% | 0.80% | +0.30 |
| AMD Advanced Micro Devices | Add +324.8% | 0.36% | +0.29 |
| IEUR iShares Core MSCI Europe ETF | Add +21.2% | 1.77% | +0.27 |
| VWIAX Vanguard Wellesley Inc.-Adm | New | 0.26% | +0.26 |
| RWX State Street SPDR Dow Jones | Add +375.6% | 0.27% | +0.21 |
| IWR iShares Russell Mid-Cap ETF | New | 0.20% | +0.20 |
| SPSM SS SPDR P S&P 600 Small Cap | Add +39.3% | 0.79% | +0.18 |
| UPS United Parcel Service Class B | New | 0.16% | +0.16 |
| ORLY O'reilly Automotive Inc. | New | 0.16% | +0.16 |
| AVGO Broadcom Inc. | Add +2.9% | 0.49% | +0.15 |
| JNK SS SPDR BB High Yield Bond | Add +63.4% | 0.45% | +0.14 |
| EFAV iShares MSCI Eafe Min Vol Fa | Add +81.0% | 0.33% | +0.14 |
| MGK Vngrd Mrgstr MG CP GR ETF-Ui | Add +28.3% | 0.56% | +0.14 |
| VYM Vanguard High DVD Yield ETF | New | 0.14% | +0.14 |
| PWR Quanta Services Inc. | Add +0.2% | 0.55% | +0.12 |
| GILD Gilead Sciences Inc. | New | 0.11% | +0.11 |
| GOOGL Alphabet Inc. Class A | Add +9.3% | 1.20% | +0.11 |
| VYMI Vanguard Int High DVD YLD Inc. | New | 0.10% | +0.10 |
| META Meta Platforms Inc. Class A | Add +9.5% | 0.55% | +0.09 |
| SPY SS SPDR S&P 500 ETF Trust-US | Add +14.4% | 0.89% | +0.09 |
| VNQI Vanguard GLBL Ex-US Real Est | Add +43.9% | 0.29% | +0.09 |
| CB Chubb Ltd. | Add +135.3% | 0.17% | +0.08 |
| SPTS SS SPDR P St Term TSY ETF | Add +956.4% | 0.09% | +0.08 |
| EXC Exelon Corp. | New | 0.08% | +0.08 |
| NFLX Netflix Inc. | Add +9.4% | 0.30% | +0.08 |
| TBCIX T Rowe PR Blue Chip Grow-I | New | 0.08% | +0.08 |
| IRM Iron Mountain Inc. | New | 0.07% | +0.07 |
| JPM JPMorgan Chase & Co. | Add +2.7% | 0.99% | +0.07 |
| AMZN Amazon.com Inc. | Add +2.6% | 1.29% | +0.06 |
| MGV Vngrd Mrgstr MG CP VL ETF-Ui | Add +29.2% | 0.40% | +0.06 |
| BBIN JPM Betabuilders Intl Eqty | Add +41.7% | 0.19% | +0.05 |
| JGLO JPMorgan GLBL SLCT Eq ETF | Add +18.4% | 0.41% | +0.05 |
| MTUM iShares MSCI USA Momentum Fa | Add +69.8% | 0.11% | +0.05 |
| LQD Ishr Ibx Usd Invgd CB ETF-Ui | Add +50.4% | 0.19% | +0.05 |
| ABT Abbott Laboratories | Add +433.0% | 0.05% | +0.04 |
| SPYG SS SPDR P S&P 500 Growth ETF | New | 0.04% | +0.04 |
Notes & Other Activity Q1 2025 → Q2 2025
| GPC Genuine Parts Co. | COM | Reduce -100.0% | 0 | $0 |
| BDC Belden Inc. | COM | Sold out | 0 | $0before exit |
| AER Aercap Holdings NV | SHS | Sold out | 0 | $0before exit |
Bonds, preferreds, convertibles and warrants; not part of the stock holdings or percentages above.
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 607 | $176.3M | SPYM, AAPL, VTV, VUG, NVDA |
| Q1 2026 | 613 | $159.8M | AAPL, SPYM, VTV, VUG, NVDA |
| Q4 2025 | 598 | $309.4M | ABBNY, SPYM, AAPL, VTV, VUG |
| Q3 2025 | 513 | $161.3M | SPYM, AAPL, VUG, VTV, NVDA |
| Q2 2025 | 609 | $148.9M | SPYM, VUG, VTV, AAPL, NVDA |
| Q1 2025 | 602 | $131.4M | AAPL, SPYM, VTV, SPDW, VUG |
| Q4 2024 | 606 | $142.3M | SPYM, AAPL, VTV, VUG, NVDA |
| Q3 2024 | 600 | $157.4M | VUG, VTV, SPYM, AAPL, VOO |
| Q2 2024 | 588 | $138.9M | SPYM, VTV, VUG, AAPL, SPDW |
| Q1 2024 | 617 | $141.9M | SPYM, VTV, VUG, AAPL, SPDW |