Ritter Daniher Financial Advisory LLC / DE

In its 13F for Q1 2025 (holdings as of March 31, 2025, filed May 9, 2025), Ritter Daniher Financial Advisory LLC / DE reported 310 stock positions worth $366.6 million. Its top holding was iShares Core S&P 500 ETF (IVV) at 21.2% of the portfolio, followed by iShares Core Dividend Growth (DGRO, 9.9%) and iShares Core MSCI Eafe ETF (IEFA, 8.0%). Compared with Q4 2024, it opened 20 new positions, sold out of 20, added to 32 and reduced 86. The biggest buy was PIMCO Multisector Bond Actv (PYLD, shares +92%) and the biggest sale JPMorgan Active Value ETF (JAVA, shares −70%).

Most Recent 13F
Q2 2026
Location
CINCINNATI, OH
CIK
0001936603
Portfolio Value
$366.6M (Q1 2025)
SEC Filing
0001855205-25-000024 ↗ filed May 9, 2025

Holdings Value

0$200.0M$400.0M$600.0M$800.0M Q1 2024: $302.2M Q1 2024 Q2 2024: $313.8M Q2 2024 Q3 2024: $344.1M Q3 2024 Q4 2024: $354.2M Q4 2024 Q1 2025: $366.6M $366.6M Q1 2025 Q2 2025: $407.2M Q2 2025 Q3 2025: $567.9M Q3 2025 Q4 2025: $596.2M Q4 2025 Q1 2026: $589.4M Q1 2026 Q2 2026: $656.8M Q2 2026

Holdings 310 stocks · $366.6M
IVV iShares Core S&P 500 ETF 21.20% 138,299 $77.7M Add +2.5%
DGRO iShares Core Dividend Growth 9.86% 585,191 $36.2M Add +3.9%
IEFA iShares Core MSCI Eafe ETF 7.98% 386,798 $29.3M Add +1.7%
IJH iShares Core S&P Midcap ETF 7.71% 484,735 $28.3M Add +3.3%
AVEM Avantis Emerging Markets Eq 7.34% 447,243 $26.9M Add +12.5%
PYLD PIMCO Multisector Bond Actv 5.86% 814,977 $21.5M Add +91.5%
IJR iShares Core S&P Small-Cap E 4.71% 165,068 $17.3M Reduce -2.0%
QGRW Wisdomtree US Quality Growth 3.72% 310,863 $13.6M Add +53.3%
PG The Procter & Gamble Co. 3.29% 70,687 $12.0M Reduce -3.1%
JEPI JPMorgan Equity Premium Inco 2.49% 159,682 $9.1M Add +8.1%
AAPL Apple Inc. 2.31% 38,134 $8.5M Reduce -0.4%
LCNB LCNB Corporation 2.26% 559,159 $8.3M No change
DFIS Dimensional International SM 2.15% 305,344 $7.9M Add +90.8%
JPM JPMorgan Chase & Co. 1.28% 19,205 $4.7M Reduce -0.5%
CTAS Cintas Corp. 0.96% 17,188 $3.5M No change
AMZN Amazon.com Inc. 0.79% 15,187 $2.9M Add +0.7%
VNLA Janus Henderson Short Durati 0.72% 53,476 $2.6M New
MSFT Microsoft Corp. 0.66% 6,459 $2.4M Reduce -0.9%
JAVA JPMorgan Active Value ETF 0.60% 34,460 $2.2M Reduce -70.4%
IJK iShares S&P Mid-Cap 400 Grow 0.44% 19,265 $1.6M Reduce -2.3%
BRK.A Berkshire Hathaway Inc. Class A 0.44% 2 $1.6M New
IWP iShares Russell Mid-Cap Grow 0.43% 13,429 $1.6M No change
IJJ iShares S&P Mid-Cap 400 Valu 0.42% 12,846 $1.5M Reduce -0.6%
AVIV Avantis Intl LRG Cap Val ETF 0.41% 26,487 $1.5M Reduce -52.6%
GOOGL Alphabet Inc. Class A 0.36% 8,580 $1.3M Reduce -8.1%
COST Costco Wholesale Corp. 0.36% 1,381 $1.3M Reduce -6.8%
IJT iShares S&P Small-Cap 600 GR 0.33% 9,862 $1.2M Reduce -0.3%
IWR iShares Russell Mid-Cap ETF 0.30% 13,138 $1.1M Reduce -1.2%
EFG iShares MSCI Eafe Growth ETF 0.30% 10,914 $1.1M Add +21.1%
IVOO Vanguard S&P Mid-Cap 400 ETF 0.30% 10,979 $1.1M Reduce -0.5%
IVW iShares S&P 500 Growth ETF 0.30% 11,654 $1.1M Reduce -0.3%
SCHX Schwab US Large-Cap ETF 0.26% 43,250 $955K Reduce -1.6%
EFA iShares MSCI Eafe ETF 0.26% 11,442 $935K Add +2.2%
VOO Vanguard S&P 500 ETF 0.25% 1,803 $927K Reduce -0.2%
VIG Vanguard Dividend Apprec ETF 0.25% 4,701 $912K No change
NEE Nextera Energy Inc. 0.25% 12,713 $901K No change
LLY Eli Lilly & Co. 0.24% 1,087 $898K Reduce -2.3%
IJS iShares S&P Small-Cap 600 Va 0.24% 8,888 $866K Reduce -6.7%
TGRW T Rowe Price Growth Stock Et 0.22% 22,507 $805K Reduce -75.9%
VIOO Vanguard S&P Small-Cap 600 E 0.22% 8,216 $793K No change
IWM iShares Russell 2000 ETF 0.19% 3,545 $707K Add +3.2%
TSLA Tesla Inc. 0.19% 2,633 $682K Reduce -5.5%
GOOG Alphabet Inc. Class C 0.19% 4,346 $679K Reduce -2.6%
VEA Vanguard Ftse Developed ETF 0.18% 13,301 $676K Reduce -2.5%
XOM Exxon Mobil Corp. 0.18% 5,647 $672K Reduce -12.6%
GLD SPDR Gold Shares 0.17% 2,182 $629K Reduce -2.2%
SPY SS SPDR S&P 500 ETF Trust-US 0.17% 1,083 $606K Reduce -0.2%
EFV iShares MSCI Eafe Value ETF 0.14% 8,998 $530K Add +30.0%
CVX Chevron Corp. 0.13% 2,897 $485K Reduce -4.1%
LECO Lincoln Electric Holdings 0.13% 2,500 $473K Reduce -10.7%
IVE iShares S&P 500 Value ETF 0.13% 2,424 $462K Reduce -22.0%
RCL Royal Caribbean Cruises Ltd. 0.13% 2,237 $460K Reduce -3.7%
DVY iShares Select Dividend ETF 0.12% 3,251 $437K No change
NVDA Nvidia Corp. 0.12% 3,989 $432K Add +29.4%
FITB Fifth Third Bancorp 0.12% 10,902 $427K No change
VTEB Vanguard Tax-Exempt Bond ETF 0.11% 8,400 $417K No change
OUNZ Vaneck Merk Gold ETF 0.11% 13,635 $411K No change
ELV Elevance Health Inc. 0.11% 922 $401K No change
VTI VG Morningstar TS MKT ETF-US 0.11% 1,427 $392K Reduce -2.7%
KO The Coca-Cola Co. 0.10% 5,256 $376K No change
BMY Bristol-Myers Squibb Co. 0.10% 6,063 $370K Add +0.8%
PFE Pfizer Inc. 0.10% 14,309 $363K Reduce -7.8%
UNH Unitedhealth Group Inc. 0.10% 673 $352K Reduce -8.6%
IWD iShares Russell 1000 Value E 0.09% 1,842 $347K No change
JMST JPM Ultra-Short Muni Income filed as J P MORGAN EXCHANGE TRADED F 0.09% 6,808 $346K Reduce -17.3%
DUK Duke Energy Corp. 0.09% 2,676 $326K Add +0.1%
AVGO Broadcom Inc. 0.09% 1,930 $323K Reduce -12.6%
BTT BlackRock 2030 Muni TRGT TRM 0.09% 14,932 $317K Add +213.5%
ITOT iShares Core S&P Total U.S. 0.09% 2,581 $315K Add +2.4%
META Meta Platforms Inc. Class A 0.08% 534 $308K Add +13.6%
DSI iShares ESG MSCI KLD 400 ETF 0.08% 3,000 $307K No change
PHO Invesco Water Resources ETF 0.08% 4,411 $285K No change
NSC Norfolk Southern Corp. 0.08% 1,200 $284K No change
KR Kroger Co. 0.08% 4,069 $275K Reduce -19.9%
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS 0.07% 1,082 $269K No change
BP BP PLC-Spons ADR 0.07% 7,861 $266K No change
PEP Pepsico Inc. 0.07% 1,739 $261K Reduce -15.8%
HD Home Depot Inc. 0.07% 694 $254K Reduce -7.3%
RTX RTX Corp. 0.07% 1,919 $254K Reduce -9.4%
IWS iShares Russell Mid-Cap Valu 0.07% 1,988 $250K No change
VTES Vanguard SH Term Tax-Ex Bond 0.07% 2,450 $246K No change
JHMM John Hancock Multi Fact Mid 0.07% 4,199 $241K No change
ISRG Intuitive Surgical Inc. 0.07% 484 $240K Add +26.7%
OEF iShares S&P 100 ETF 0.06% 827 $224K Reduce -5.0%
IWF iShares Russell 1000 Growth 0.05% 535 $193K No change
BAC Bank of America Corp. filed as BANK AMERICA CORP 0.05% 4,516 $188K Reduce -7.2%
TSM Taiwan Semiconductor-SP ADR 0.05% 1,105 $183K No change
MORGAN STANLEY ETF TRUST 0.05% 2,716 $175K New
PNC PNC Financial Services Group 0.05% 995 $175K No change
NFLX Netflix Inc. 0.05% 186 $173K Add +3.9%
ABBV Abbvie Inc. 0.05% 825 $173K Reduce -2.9%
PWR Quanta Services Inc. 0.05% 672 $171K Reduce -1.3%
VTIP Vanguard Short-Term Tips 0.05% 3,400 $170K No change
IWB iShares Russell 1000 ETF 0.05% 547 $168K No change
UBER Uber Technologies Inc. 0.04% 2,240 $163K Reduce -0.6%
V Visa Inc. Class A 0.04% 464 $163K No change
USB US Bancorp 0.04% 3,670 $155K Reduce -12.0%
EEM iShares MSCI Emerging Market 0.04% 3,470 $152K No change
JNJ Johnson & Johnson 0.04% 863 $143K No change
ACWI iShares MSCI Acwi ETF 0.04% 1,195 $139K No change
IWV iShares Russell 3000 ETF 0.04% 435 $138K No change
ISCG iShares Morningstar Small-Ca 0.04% 3,054 $138K Reduce -7.8%
VRTX Vertex Pharmaceuticals Inc. 0.04% 282 $137K Reduce -5.0%
SCHF Schwab Intl Equity ETF 0.04% 6,890 $136K Reduce -13.2%
SCHM Schwab US Mid Cap ETF 0.04% 5,184 $136K Reduce -0.4%
VEU Vanguard Ftse All-World Ex-U 0.04% 2,200 $133K Reduce -13.7%
CAVA Cava Group Inc. 0.04% 1,500 $130K No change
WMT Walmart Inc. 0.04% 1,467 $129K No change
CSX CSX Corp. 0.03% 4,350 $128K No change
AGG iShares Core U.S. Aggregate 0.03% 1,290 $128K No change
AVDV Avantis Intl S/C Value ETF 0.03% 1,810 $126K No change
BSV Vanguard Short-Term Bond ETF 0.03% 1,530 $120K No change
YLDE Franklin Clearbridge Enhance 0.03% 2,183 $113K New
MA Mastercard Inc. Class A 0.03% 203 $111K Reduce -9.4%
ORLY O'reilly Automotive Inc. 0.03% 72 $103K Reduce -8.9%
VV Vngrd Mrgstr LRG-Cap ETF-Usd 0.03% 367 $94K No change
FELC Fidelity Enh LRG Cap Cor ETF 0.02% 2,847 $89K No change
MCK McKesson Corp. 0.02% 130 $87K Reduce -10.3%
VTV Vanguard Mrngstr Val ETF-Aui 0.02% 498 $86K No change
CDEI Calvert US L-C Dei Index ETF 0.02% 1,260 $85K New
VUG Vanguard Mrngstar GR ETF-Sui 0.02% 226 $84K No change
BX Blackstone Inc. 0.02% 589 $82K Add +0.9%
TTD Trade Desk Inc./the Class A filed as THE TRADE DESK INC 0.02% 1,477 $81K Reduce -1.9%
IT Gartner Inc. 0.02% 190 $80K Reduce -9.9%
URI United Rentals Inc. 0.02% 125 $78K No change
HBAN Huntington Bancshares Inc. 0.02% 5,212 $78K No change
SCHA Schwab US Small-Cap ETF 0.02% 3,322 $78K Add +0.7%
PHYS Sprott Physical Gold Trust 0.02% 3,200 $77K New
LULU Lululemon Athletica Inc. 0.02% 269 $76K No change
VO Vngrd Mrngstr MD-Cap ETF-Usd 0.02% 282 $73K Reduce -18.3%
ICLN iShares Global Clean Energy 0.02% 6,277 $72K New
TMO Thermo Fisher Scientific Inc. 0.02% 140 $70K Reduce -6.7%
QQQ Invesco QQQ Trust Series 1 0.02% 146 $68K No change
PLTR Palantir Technologies Inc. Class A 0.02% 810 $68K Reduce -24.3%
COP Conocophillips 0.02% 650 $68K Reduce -3.6%
MCD McDonald's Corp. 0.02% 216 $67K No change
VOT Vngrd Mrngstr MC GRW ETF-Usd 0.02% 275 $67K Reduce -1.1%
GE General Electric filed as GE AEROSPACE 0.02% 334 $67K No change
INTC Intel Corp. 0.02% 2,936 $67K Reduce -6.7%
ADP Automatic Data Processing 0.02% 216 $66K No change
SBUX Starbucks Corp. 0.02% 671 $66K No change
AXON Axon Enterprise Inc. 0.02% 125 $66K Reduce -10.7%
CMA Comerica Inc. 0.02% 1,112 $66K No change
ICLR Icon PLC 0.02% 371 $65K Reduce -25.1%
DFAX Dimensional World Ex US Core 0.02% 2,475 $65K No change
AXP American Express Co. 0.02% 238 $64K Reduce -9.8%
CINF Cincinnati Financial Corp. 0.02% 430 $64K No change
CNI Canadian Natl Railway Co. 0.02% 650 $63K No change
XJH Ishare ESG SS S&P Midcap ETF 0.02% 1,600 $63K New
ESGD iShares Trust iShares ESG Aw 0.02% 744 $61K New
ABT Abbott Laboratories 0.02% 455 $60K No change
LNG Cheniere Energy Inc. 0.02% 251 $58K Reduce -10.0%
AEP American Electric Power 0.02% 516 $56K No change
VYM Vanguard High DVD Yield ETF 0.02% 436 $56K Reduce -24.3%
ENB Enbridge Inc. 0.02% 1,249 $55K No change
ITW Illinois Tool Works 0.01% 222 $55K No change
DD Dupont DE Nemours Inc. 0.01% 730 $55K No change
WOR Worthington Enterprises Inc. 0.01% 1,071 $54K No change
HPQ HP Inc. 0.01% 1,896 $53K Reduce -5.2%
DECK Deckers Outdoor Corp. 0.01% 468 $52K Reduce -3.7%
CRDO Credo Technology Group Holdi 0.01% 1,300 $52K No change
LOW Lowe's Cos Inc. 0.01% 223 $52K No change
IYE iShares U.S. Energy ETF 0.01% 1,050 $52K No change
NOC Northrop Grumman Corp. 0.01% 100 $51K New
DE Deere & Co. 0.01% 107 $50K Reduce -8.6%
SHY iShares 1-3 Year Treasury Bo 0.01% 600 $50K No change
NUE Nucor Corp. 0.01% 400 $48K No change
CTVA Corteva Inc. 0.01% 729 $46K No change
DKNG Draftkings Inc. Class A 0.01% 1,370 $45K No change
LMT Lockheed Martin Corp. 0.01% 100 $45K New
DIS The Walt Disney Co. filed as DISNEY WALT CO 0.01% 443 $44K Reduce -0.9%
SJM The JM Smucker Co. filed as SMUCKER J M CO 0.01% 365 $43K No change
CSCO Cisco Systems Inc. 0.01% 700 $43K No change
ADBE Adobe Inc. 0.01% 112 $43K Reduce -9.7%
DFAT Dimensional US Target Value 0.01% 832 $43K No change
MRK Merck & Co. Inc. 0.01% 477 $43K No change
PRU Prudential Financial Inc. 0.01% 379 $42K Reduce -8.0%
CMCSA Comcast Corp. Class A 0.01% 1,098 $41K No change
XJR Ishr ESG SS S&P Smal-Cap-Usd 0.01% 1,059 $40K New
CMI Cummins Inc. 0.01% 125 $39K No change
TGT Target Corp. 0.01% 375 $39K No change
T AT&T Inc. 0.01% 1,338 $38K No change
ANET Arista Networks Inc. 0.01% 480 $37K No change
TSCO Tractor Supply Company 0.01% 666 $37K Reduce -10.0%
FRNW Fidelity Clean Energy ETF 0.01% 2,812 $36K New
SRE Sempra 0.01% 500 $36K No change
IVOG Vanguard S&P Mid-Cap 400 Gro 0.01% 343 $35K Reduce -16.3%
NOW ServiceNow Inc. 0.01% 43 $34K No change
SO The Southern Co. 0.01% 350 $32K No change
ORCL Oracle Corp. 0.01% 226 $32K Reduce -3.4%
BABA Alibaba Group Holding-SP ADR 0.01% 233 $31K No change
VPU Vanguard Utilities ETF 0.01% 175 $30K No change
ORI Old Republic Intl Corp. 0.01% 750 $29K No change
HPE Hewlett Packard Enterprise 0.01% 1,896 $29K No change
SCHV Schwab US Large-Cap Value 0.01% 1,098 $29K Reduce -5.4%
WS Worthington Steel Inc. 0.01% 1,150 $29K No change
SCHG Schwab US Large-Cap Growth 0.01% 1,123 $28K Reduce -5.5%
ACN Accenture PLC Class A 0.01% 89 $28K No change
ED Consolidated Edison Inc. 0.01% 250 $28K No change
SCHD Schwab US DVD Equity ETF 0.01% 975 $27K No change
AFG American Financial Group Inc. 0.01% 203 $27K Add +2.0%
IGSB iShares 1-5Y Inv Grade Corp. 0.01% 500 $26K No change
ICE Intercontinental Exchange Inc. 0.01% 150 $26K No change
DOW Dow Inc. 0.01% 727 $25K No change
ZBH Zimmer Biomet Holdings Inc. 0.01% 224 $25K No change
MMM 3M Co. 0.01% 167 $25K No change
IYH iShares U.S. Healthcare ETF 0.01% 400 $24K No change
NVO Novo-Nordisk A/S-Spons ADR 0.01% 350 $24K No change
CARR Carrier Global Corp. 0.01% 380 $24K No change
HUM Humana Inc. 0.01% 90 $24K No change
DAL Delta Air Lines Inc. 0.01% 543 $24K Add +233.1%
NKE Nike Inc. Class B 0.01% 363 $23K Reduce -29.2%
VIGI Vanguard Int Div App Indx FD 0.01% 275 $23K Add +11.3%
AA Alcoa Corp. 0.01% 733 $22K No change
CPRT Copart Inc. 0.01% 392 $22K No change
PJP Invesco Pharmaceuticals ETF 0.01% 250 $22K No change
AON Aon PLC Class A 0.01% 52 $21K No change
ASML ASML Holding NV-NY Reg SHS 0.01% 31 $21K Reduce -11.4%
WDC Western Digital Corp. 0.01% 500 $20K No change
UNP Union Pacific Corp. 0.01% 81 $19K No change
WPC WP Carey Inc. 0.01% 293 $18K No change
AMD Advanced Micro Devices 0.01% 179 $18K Reduce -4.8%
CI The Cigna Group 0.00% 55 $18K No change
USMV iShares MSCI USA Min Vol Fac 0.00% 184 $17K No change
RSP Invesco S&P 500 Equal Weight 0.00% 98 $17K No change
IYC iShares US Consumer Discreti 0.00% 190 $17K No change
UAL United Airlines Holdings Inc. 0.00% 240 $17K New
CDNS Cadence Design SYS Inc. 0.00% 65 $17K No change
XLV SS Health Care Select Sector 0.00% 109 $16K No change
ITA iShares U.S. Aerospace & Def 0.00% 100 $15K No change
ASA ASA Gold and Precious Metals 0.00% 500 $15K New
XLU St Sr Utl SL SE SPDR ETF-Usd 0.00% 180 $14K No change
WM Waste Management Inc. 0.00% 60 $14K No change
MDT Medtronic PLC 0.00% 153 $14K No change
GPC Genuine Parts Co. 0.00% 109 $13K No change
MDLZ Mondelez International Inc. Class A 0.00% 189 $13K Reduce -49.9%
GEV GE Vernova Inc. 0.00% 42 $13K No change
VSS Vanguard Ftse All Wo X-US SC 0.00% 106 $12K No change
VZ Verizon Communications Inc. 0.00% 260 $12K Add +1.6%
JOBY Joby Aviation Inc. 0.00% 1,925 $12K No change
TROW T Rowe Price Group Inc. filed as PRICE T ROWE GROUP INC 0.00% 125 $11K No change
CM Can Imperial BK of Commerce filed as CANADIAN IMPERIAL BK COMM 0.00% 200 $11K No change
LAND Gladstone Land Corp. 0.00% 1,064 $11K No change
MRSH Marsh & McLennan Cos 0.00% 45 $11K No change
WFC Wells Fargo & Co. 0.00% 144 $10K No change
IBIT iShares Bitcoin Trust ETF 0.00% 220 $10K Add +450.0%
PPA Invesco Aerospace & Defense 0.00% 86 $10K No change
PSLV Sprott Physical Silver Trust 0.00% 862 $10K New
IGV iShares Expanded Tech-Softwa 0.00% 110 $10K No change
DTE DTE Energy Company 0.00% 70 $10K No change
ETR Entergy Corp. 0.00% 110 $9K No change
SCHE Schwab Emrg Mrkts Eqty ETF 0.00% 320 $9K Reduce -5.6%
RIVN Rivian Automotive Inc. Class A 0.00% 700 $9K Reduce -40.4%
AMGN Amgen Inc. 0.00% 28 $9K Reduce -78.1%
PRF Invesco Rafi US 1000 ETF 0.00% 213 $9K No change
PFG Principal Financial Group 0.00% 100 $8K No change
EVRG Evergy Inc. 0.00% 109 $8K No change
XT Ishar Fture Exp Tech ETF-Usd 0.00% 125 $7K No change
VDE Vanguard Energy ETF 0.00% 55 $7K New
EWA iShares MSCI Australia ETF 0.00% 300 $7K No change
KDP Keurig Dr Pepper Inc. 0.00% 200 $7K No change
FBMS First Bancshares Inc. 0.00% 202 $7K No change
BF.B Brown-Forman Corp. Class B 0.00% 200 $7K New
MU Micron Technology Inc. 0.00% 75 $7K No change
FINX Global X Fintech ETF 0.00% 230 $6K No change
JTEK JPMorgan US Tech Leaders 0.00% 84 $6K No change
CCL Carnival Corp. 0.00% 276 $5K No change
SDY SS SPDR S&P Dividend ETF 0.00% 39 $5K No change
TXRH Texas Roadhouse Inc. 0.00% 28 $5K No change
GEHC GE Healthcare Technology 0.00% 57 $5K No change
DBC Invesco DB Commodity Index T 0.00% 200 $5K No change
CC The Chemours Co. 0.00% 325 $4K No change
PLD Prologis Inc. 0.00% 37 $4K Reduce -50.0%
SOXX iShares Semiconductor ETF 0.00% 21 $4K Add +16.7%
MRVL Marvell Technology Inc. 0.00% 59 $4K No change
F Ford Motor Co. filed as FORD MTR CO 0.00% 333 $3K Add +1.5%
DTM DT Midstream Inc. 0.00% 34 $3K No change
AQWA Global X Clean Water ETF 0.00% 177 $3K No change
LIT Global X Lithium & Battery T 0.00% 75 $3K Reduce -68.3%
XAR SS SPDR S&P Aerospace Def 0.00% 16 $3K No change
SCHB Schwab US Broad Market ETF 0.00% 116 $2K Add +38.1%
NU Nu Holdings Ltd./Cayman Isl-A filed as NU HLDGS LTD 0.00% 200 $2K No change
SAM Boston Beer Company Inc. Class A 0.00% 8 $2K No change
SPYV SS SPDR P S&P 500 Value ETF 0.00% 34 $2K No change
SOLV Solventum Corp. 0.00% 22 $2K No change
CHWY Chewy Inc. Class A 0.00% 50 $2K No change
SPSM SS SPDR P S&P 600 Small Cap 0.00% 34 $1K No change
WBD Warner Bros Discovery Inc. 0.00% 120 $1K No change
GXDW Global X Dorsey Wright Thema 0.00% 55 $1K No change
SNX TD Synnex Corp. 0.00% 12 $1K No change
ARKK ARK Innovation ETF 0.00% 26 $1K No change
SPDW Ste STR SPDR PT DW Eu ETF 0.00% 34 $1K No change
ARKG ARK Genomic Revolution ETF 0.00% 51 $1K No change
ACAD Acadia Pharmaceuticals Inc. 0.00% 63 $1K No change
VWO Vanguard Ftse Emerging Marke 0.00% 23 $1K No change
SPEM State Street SP PTF Em ETF 0.00% 24 $945 No change
BITB Bitwise Bitcoin ETF 0.00% 20 $898 No change
MPC Marathon Petroleum Corp. 0.00% 5 $729 No change
BW Babcock & Wilcox Enterpr 0.00% 1,000 $673 No change
CNXC Concentrix Corp. 0.00% 12 $668 No change
CALY Callaway Golf Company filed as TOPGOLF CALLAWAY BRANDS CORP 0.00% 100 $659 No change
PYPL PayPal Holdings Inc. 0.00% 10 $653 No change
VTRS Viatris Inc. 0.00% 68 $593 No change
NLOP Net Lease Office Property 0.00% 18 $565 No change
WAB Wabtec Corp. 0.00% 3 $545 No change
SOBO South Bow Corp. 0.00% 20 $511 New
IYZ iShares US Telecommunication 0.00% 17 $466 No change
SMH Vaneck Semiconductor ETF 0.00% 2 $431 New
ZIMV Zimvie Inc. 0.00% 22 $238 No change
SPYG SS SPDR P S&P 500 Growth ETF 0.00% 2 $161 No change

Portfolio Sells Q4 2024 → Q1 2025
JAVA JPMorgan Active Value ETF Reduce -70.4% 0.60% −1.49
TGRW T Rowe Price Growth Stock Et Reduce -75.9% 0.22% −0.83
IJR iShares Core S&P Small-Cap E Reduce -2.0% 4.71% −0.77
AVIV Avantis Intl LRG Cap Val ETF Reduce -52.6% 0.41% −0.41
AAPL Apple Inc. Reduce -0.4% 2.31% −0.40
PG The Procter & Gamble Co. Reduce -3.1% 3.29% −0.17
GOOGL Alphabet Inc. Class A Reduce -8.1% 0.36% −0.14
TSLA Tesla Inc. Reduce -5.5% 0.19% −0.13
MSFT Microsoft Corp. Reduce -0.9% 0.66% −0.11
IJK iShares S&P Mid-Cap 400 Grow Reduce -2.3% 0.44% −0.07
AVGO Broadcom Inc. Reduce -12.6% 0.09% −0.06
IJS iShares S&P Small-Cap 600 Va Reduce -6.7% 0.24% −0.06
GOOG Alphabet Inc. Class C Reduce -2.6% 0.19% −0.05
IJT iShares S&P Small-Cap 600 GR Reduce -0.3% 0.33% −0.04
IVE iShares S&P 500 Value ETF Reduce -22.0% 0.13% −0.04
IVW iShares S&P 500 Growth ETF Reduce -0.3% 0.30% −0.04
IJJ iShares S&P Mid-Cap 400 Valu Reduce -0.6% 0.42% −0.04
IVOO Vanguard S&P Mid-Cap 400 ETF Reduce -0.5% 0.30% −0.03
XLE SS Energy Select Sector Sold out 0.00% −0.03
TTD Trade Desk Inc./the Class A Reduce -1.9% 0.02% −0.03
SCHX Schwab US Large-Cap ETF Reduce -1.6% 0.26% −0.03
IWR iShares Russell Mid-Cap ETF Reduce -1.2% 0.30% −0.03
COST Costco Wholesale Corp. Reduce -6.8% 0.36% −0.03
RCL Royal Caribbean Cruises Ltd. Reduce -3.7% 0.13% −0.03
JMST JPM Ultra-Short Muni Income Reduce -17.3% 0.09% −0.02
VOO Vanguard S&P 500 ETF Reduce -0.2% 0.25% −0.02
JPM JPMorgan Chase & Co. Reduce -0.5% 1.28% −0.02
LDOS Leidos Holdings Inc. Sold out 0.00% −0.02
LECO Lincoln Electric Holdings Reduce -10.7% 0.13% −0.02
PEP Pepsico Inc. Reduce -15.8% 0.07% −0.02
PFE Pfizer Inc. Reduce -7.8% 0.10% −0.02
CMG Chipotle Mexican Grill Inc. Sold out 0.00% −0.02
SPY SS SPDR S&P 500 ETF Trust-US Reduce -0.2% 0.17% −0.01
PWR Quanta Services Inc. Reduce -1.3% 0.05% −0.01
USB US Bancorp Reduce -12.0% 0.04% −0.01
DECK Deckers Outdoor Corp. Reduce -3.7% 0.01% −0.01
ON On Semiconductor Sold out 0.00% −0.01
XOM Exxon Mobil Corp. Reduce -12.6% 0.18% −0.01
VTI VG Morningstar TS MKT ETF-US Reduce -2.7% 0.11% −0.01
HD Home Depot Inc. Reduce -7.3% 0.07% −0.01
KR Kroger Co. Reduce -19.9% 0.08% −0.01
ICLR Icon PLC Reduce -25.1% 0.02% −0.01
OEF iShares S&P 100 ETF Reduce -5.0% 0.06% −0.01
BAC Bank of America Corp. Reduce -7.2% 0.05% −0.01
UNH Unitedhealth Group Inc. Reduce -8.6% 0.10% −0.01
ISCG iShares Morningstar Small-Ca Reduce -7.8% 0.04% −0.01
IT Gartner Inc. Reduce -9.9% 0.02% −0.01
AMGN Amgen Inc. Reduce -78.1% 0.00% −0.01
REGN Regeneron Pharmaceuticals Sold out 0.00% −0.01
VO Vngrd Mrngstr MD-Cap ETF-Usd Reduce -18.3% 0.02% −0.01

Portfolio Buys Q4 2024 → Q1 2025
PYLD PIMCO Multisector Bond Actv Add +91.5% 5.86% +2.74
DFIS Dimensional International SM Add +90.8% 2.15% +1.04
QGRW Wisdomtree US Quality Growth Add +53.3% 3.72% +0.90
AVEM Avantis Emerging Markets Eq Add +12.5% 7.34% +0.74
VNLA Janus Henderson Short Durati New 0.72% +0.72
IEFA iShares Core MSCI Eafe ETF Add +1.7% 7.98% +0.44
BRK.A Berkshire Hathaway Inc. Class A New 0.44% +0.44
DGRO iShares Core Dividend Growth Add +3.9% 9.86% +0.11
JEPI JPMorgan Equity Premium Inco Add +8.1% 2.49% +0.09
BTT BlackRock 2030 Muni TRGT TRM Add +213.5% 0.09% +0.06
EFG iShares MSCI Eafe Growth ETF Add +21.1% 0.30% +0.05
MORGAN STANLEY ETF TRUST New 0.05% +0.05
EFV iShares MSCI Eafe Value ETF Add +30.0% 0.14% +0.04
YLDE Franklin Clearbridge Enhance New 0.03% +0.03
CDEI Calvert US L-C Dei Index ETF New 0.02% +0.02
PHYS Sprott Physical Gold Trust New 0.02% +0.02
ICLN iShares Global Clean Energy New 0.02% +0.02
XJH Ishare ESG SS S&P Midcap ETF New 0.02% +0.02
ESGD iShares Trust iShares ESG Aw New 0.02% +0.02
EFA iShares MSCI Eafe ETF Add +2.2% 0.26% +0.02
NOC Northrop Grumman Corp. New 0.01% +0.01
LMT Lockheed Martin Corp. New 0.01% +0.01
XJR Ishr ESG SS S&P Smal-Cap-Usd New 0.01% +0.01
FRNW Fidelity Clean Energy ETF New 0.01% +0.01
ISRG Intuitive Surgical Inc. Add +26.7% 0.07% +0.01
DUK Duke Energy Corp. Add +0.1% 0.09% +0.01
META Meta Platforms Inc. Class A Add +13.6% 0.08% +0.01
BMY Bristol-Myers Squibb Co. Add +0.8% 0.10% +0.00
UAL United Airlines Holdings Inc. New 0.00% +0.00
ASA ASA Gold and Precious Metals New 0.00% +0.00
DAL Delta Air Lines Inc. Add +233.1% 0.01% +0.00
PSLV Sprott Physical Silver Trust New 0.00% +0.00
NFLX Netflix Inc. Add +3.9% 0.05% +0.00
IBIT iShares Bitcoin Trust ETF Add +450.0% 0.00% +0.00
BF.B Brown-Forman Corp. Class B New 0.00% +0.00
VDE Vanguard Energy ETF New 0.00% +0.00
NVDA Nvidia Corp. Add +29.4% 0.12% +0.00
VIGI Vanguard Int Div App Indx FD Add +11.3% 0.01% +0.00
VZ Verizon Communications Inc. Add +1.6% 0.00% +0.00
SCHB Schwab US Broad Market ETF Add +38.1% 0.00% +0.00
SOBO South Bow Corp. New 0.00% +0.00
SMH Vaneck Semiconductor ETF New 0.00% +0.00
F Ford Motor Co. Add +1.5% 0.00% 0.00
SOXX iShares Semiconductor ETF Add +16.7% 0.00% 0.00
AFG American Financial Group Inc. Add +2.0% 0.01% −0.00
SCHA Schwab US Small-Cap ETF Add +0.7% 0.02% −0.00
ITOT iShares Core S&P Total U.S. Add +2.4% 0.09% −0.01
BX Blackstone Inc. Add +0.9% 0.02% −0.01
IWM iShares Russell 2000 ETF Add +3.2% 0.19% −0.02
AMZN Amazon.com Inc. Add +0.7% 0.79% −0.15

Notes & Other Activity Q4 2024 → Q1 2025
CVS CVS Health Corp. COM Sold out 0 $4before exit
MRNA Moderna Inc. COM Sold out 0 $1before exit

Bonds, preferreds, convertibles and warrants; not part of the stock holdings or percentages above.

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 602$656.8MIVV, DGRO, PYLD, IEFA, AVEM
Q1 2026 590$589.4MIVV, PYLD, DGRO, IEFA, AVEM
Q4 2025 595$596.2MIVV, PYLD, DGRO, IEFA, AVEM
Q3 2025 460$567.9MIVV, DGRO, PYLD, IEFA, AVEM
Q2 2025 336$407.2MIVV, DGRO, IEFA, AVEM, IJH
Q1 2025 310$366.6MIVV, DGRO, IEFA, IJH, AVEM
Q4 2024 310$354.2MIVV, DGRO, IJH, IEFA, AVEM
Q3 2024 315$344.1MIVV, DGRO, IEFA, IJH, AVEM
Q2 2024 307$313.8MIVV, DGRO, IEFA, IJH, AVEM
Q1 2024 301$302.2MIVV, DGRO, IJH, IEFA, AVEM