Ritter Daniher Financial Advisory LLC / DE
In its 13F for Q4 2025 (holdings as of December 31, 2025, filed February 10, 2026), Ritter Daniher Financial Advisory LLC / DE reported 595 stock positions worth $596.2 million. Its top holding was iShares Core S&P 500 ETF (IVV) at 16.3% of the portfolio, followed by PIMCO Multisector Bond Actv (PYLD, 7.4%) and iShares Core Dividend Growth (DGRO, 7.3%). Compared with Q3 2025, it opened 177 new positions, sold out of 42, added to 121 and reduced 95. The biggest buy was PIMCO Multisector Bond Actv (PYLD, shares +33%) and the biggest sale iShares Core S&P 500 ETF (IVV, shares −2%).
- Most Recent 13F
- Q2 2026
- Location
- CINCINNATI, OH
- CIK
- 0001936603
- Portfolio Value
- $596.2M (Q4 2025)
- SEC Filing
- 0001936603-26-000001 ↗ filed Feb 10, 2026
Holdings Value
Holdings 595 stocks · $596.2M
| IVV iShares Core S&P 500 ETF | 16.32% | 142,017 | $97.3M | Reduce -1.5% |
| PYLD PIMCO Multisector Bond Actv | 7.42% | 1,657,511 | $44.2M | Add +33.3% |
| DGRO iShares Core Dividend Growth | 7.34% | 629,975 | $43.7M | Add +0.2% |
| IEFA iShares Core MSCI Eafe ETF | 5.71% | 380,769 | $34.1M | Reduce -0.3% |
| AVEM Avantis Emerging Markets Eq | 5.28% | 408,482 | $31.5M | Reduce -2.6% |
| IJH iShares Core S&P Midcap ETF | 4.71% | 425,630 | $28.1M | Reduce -1.0% |
| VNLA Janus Henderson Short Durati | 3.94% | 477,650 | $23.5M | Add +35.4% |
| IJR iShares Core S&P Small-Cap E | 3.18% | 157,717 | $19.0M | Reduce -0.6% |
| QGRW Wisdomtree US Quality Growth | 3.05% | 309,705 | $18.2M | Reduce -2.0% |
| VOO Vanguard S&P 500 ETF | 2.08% | 19,792 | $12.4M | Reduce -0.3% |
| PG The Procter & Gamble Co. | 1.85% | 76,802 | $11.0M | Reduce -3.8% |
| DFIS Dimensional International SM | 1.70% | 308,226 | $10.2M | Add +0.3% |
| AAPL Apple Inc. | 1.65% | 36,136 | $9.8M | Reduce -1.0% |
| LCNB LCNB Corporation | 1.50% | 545,227 | $8.9M | No change |
| QQQ Invesco QQQ Trust Series 1 | 1.25% | 12,161 | $7.5M | Add +1.7% |
| RDVY First Trust Rising Dividend | 1.22% | 104,921 | $7.3M | Add +3.0% |
| JEPI JPMorgan Equity Premium Inco | 1.15% | 119,942 | $6.9M | Reduce -30.4% |
| QQQM Invesco Nasdaq 100 ETF | 1.13% | 26,571 | $6.7M | Reduce -0.3% |
| JPM JPMorgan Chase & Co. | 1.10% | 20,439 | $6.6M | Reduce -3.2% |
| GOOGL Alphabet Inc. Class A | 0.99% | 18,937 | $5.9M | Reduce -6.0% |
| DJUL FT Vest US Equity Deep Buffe | 0.96% | 120,134 | $5.7M | Reduce -5.6% |
| MSFT Microsoft Corp. | 0.87% | 10,732 | $5.2M | Reduce -1.4% |
| AMZN Amazon.com Inc. | 0.86% | 22,168 | $5.1M | Reduce -0.1% |
| VYM Vanguard High DVD Yield ETF | 0.80% | 33,063 | $4.7M | Reduce -0.1% |
| VIG Vanguard Dividend Apprec ETF | 0.78% | 21,035 | $4.6M | Reduce -0.9% |
| VTV Vanguard Mrngstr Val ETF-Aui | 0.74% | 23,252 | $4.4M | Reduce -2.9% |
| DDEC FT Vest U.S. Equity Deep Buf | 0.71% | 93,884 | $4.2M | Add +1740.9% |
| CTAS Cintas Corp. | 0.70% | 22,265 | $4.2M | Reduce -1.1% |
| SPYG SS SPDR P S&P 500 Growth ETF | 0.56% | 31,106 | $3.3M | Reduce -0.8% |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.43% | 5,270 | $2.6M | Reduce -1.3% |
| DJUN FT Vest US Equity Deep Buffe | 0.41% | 52,060 | $2.5M | Reduce -30.2% |
| DAUG FT Vest U.S. Equity Deep Buf | 0.40% | 53,395 | $2.4M | Reduce -0.6% |
| FPE FT-Preferred Secur & Inc. ETF | 0.39% | 126,277 | $2.3M | Add +1.5% |
| DOCT FT Vest U.S. Equity Deep Buf | 0.38% | 51,780 | $2.3M | New |
| META Meta Platforms Inc. Class A | 0.38% | 3,401 | $2.2M | Reduce -3.1% |
| TGRW T Rowe Price Growth Stock Et | 0.37% | 47,785 | $2.2M | Reduce -4.7% |
| VTEB Vanguard Tax-Exempt Bond ETF | 0.37% | 43,599 | $2.2M | Add +27.6% |
| GOOG Alphabet Inc. Class C | 0.35% | 6,739 | $2.1M | Reduce -0.5% |
| IJJ iShares S&P Mid-Cap 400 Valu | 0.30% | 13,520 | $1.8M | Add +9.8% |
| IJK iShares S&P Mid-Cap 400 Grow | 0.29% | 17,901 | $1.7M | Add +0.5% |
| JAVA JPMorgan Active Value ETF | 0.29% | 23,982 | $1.7M | No change |
| IWP iShares Russell Mid-Cap Grow | 0.28% | 12,304 | $1.7M | Add +11.1% |
| BKNG Booking Holdings Inc. | 0.28% | 306 | $1.6M | Reduce -1.0% |
| SPGP Invesco S&P 500 Garp ETF | 0.27% | 14,185 | $1.6M | Reduce -19.4% |
| SCHW Schwab (charles) Corp. | 0.26% | 15,547 | $1.6M | Reduce -2.5% |
| TSLA Tesla Inc. | 0.26% | 3,426 | $1.5M | No change |
| AVIV Avantis Intl LRG Cap Val ETF | 0.26% | 21,568 | $1.5M | Add +1.4% |
| IJT iShares S&P Small-Cap 600 GR | 0.25% | 10,727 | $1.5M | Add +11.5% |
| BRK.A Berkshire Hathaway Inc. Class A | 0.25% | 2 | $1.5M | No change |
| V Visa Inc. Class A | 0.25% | 4,186 | $1.5M | Reduce -2.6% |
| WFC Wells Fargo & Co. | 0.24% | 15,240 | $1.4M | Add +0.2% |
| SDVY First Trust Smid Cap Rising | 0.24% | 36,737 | $1.4M | Reduce -9.1% |
| DMAY FT Vest US Equity Deep Buffe | 0.22% | 28,701 | $1.3M | Reduce -5.2% |
| IVW iShares S&P 500 Growth ETF | 0.22% | 10,426 | $1.3M | No change |
| SCHX Schwab US Large-Cap ETF | 0.21% | 47,313 | $1.3M | Add +9.1% |
| IVOO Vanguard S&P Mid-Cap 400 ETF | 0.21% | 11,335 | $1.3M | Add +4.4% |
| VIOO Vanguard S&P Small-Cap 600 E | 0.21% | 11,382 | $1.3M | Add +4.2% |
| EFG iShares MSCI Eafe Growth ETF | 0.21% | 11,014 | $1.3M | Add +4.9% |
| TSM Taiwan Semiconductor-SP ADR | 0.21% | 4,063 | $1.2M | Reduce -4.6% |
| LLY Eli Lilly & Co. | 0.20% | 1,118 | $1.2M | No change |
| XOM Exxon Mobil Corp. | 0.20% | 9,905 | $1.2M | Add +0.5% |
| VOE Vngrd Mrngstr MD-Cap Val ETF | 0.20% | 6,646 | $1.2M | Add +0.4% |
| COST Costco Wholesale Corp. | 0.19% | 1,310 | $1.1M | Add +1.6% |
| RSP Invesco S&P 500 Equal Weight | 0.19% | 5,889 | $1.1M | Reduce -1.5% |
| MA Mastercard Inc. Class A | 0.18% | 1,924 | $1.1M | Reduce -8.1% |
| EFA iShares MSCI Eafe ETF | 0.18% | 11,377 | $1.1M | Add +5.0% |
| NEE Nextera Energy Inc. | 0.18% | 13,247 | $1.1M | Add +5.2% |
| VBR Vngrd Mrngst SL-CP Val ETF-U | 0.18% | 4,937 | $1.0M | Add +493600.0% |
| ELV Elevance Health Inc. | 0.17% | 2,908 | $1.0M | Reduce -9.1% |
| FPEI First Trust Institutional PR | 0.17% | 52,196 | $1.0M | Add +7.3% |
| IWR iShares Russell Mid-Cap ETF | 0.17% | 10,497 | $1.0M | Reduce -1.1% |
| IJS iShares S&P Small-Cap 600 Va | 0.16% | 8,259 | $939K | Reduce -0.4% |
| COWZ Pacer US Cash Cows 100 ETF | 0.16% | 15,427 | $928K | Reduce -22.0% |
| IQV Iqvia Holdings Inc. | 0.15% | 4,069 | $917K | Reduce -4.6% |
| MOAT Vaneck Morningstar Wide Moat | 0.15% | 8,696 | $901K | Reduce -10.9% |
| GLD SPDR Gold Shares | 0.15% | 2,257 | $894K | Add +3.4% |
| AMAT Applied Materials Inc. | 0.14% | 3,293 | $846K | Reduce -4.0% |
| JMST JPM Ultra-Short Muni Income filed as J P MORGAN EXCHANGE TRADED F | 0.14% | 16,473 | $839K | Add +45.5% |
| VEA Vanguard Ftse Developed ETF | 0.14% | 13,048 | $815K | Add +4.0% |
| SPYV SS SPDR P S&P 500 Value ETF | 0.13% | 13,780 | $783K | Reduce -5.4% |
| NSC Norfolk Southern Corp. | 0.13% | 2,675 | $772K | Add +0.3% |
| IWM iShares Russell 2000 ETF | 0.13% | 3,096 | $762K | No change |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.13% | 1,108 | $756K | Add +3.5% |
| NVDA Nvidia Corp. | 0.13% | 4,045 | $754K | Add +16.5% |
| VB Vanguard Most SM-Cap ETF-Usd | 0.12% | 2,885 | $744K | Add +247.2% |
| DFEB FT Vest U.S. Equity Deep Buf | 0.12% | 14,975 | $715K | Reduce -67.3% |
| PM Philip Morris International | 0.11% | 4,250 | $682K | Reduce -0.9% |
| DIS The Walt Disney Co. filed as DISNEY WALT CO | 0.11% | 5,864 | $667K | Reduce -12.9% |
| RCL Royal Caribbean Cruises Ltd. | 0.11% | 2,391 | $667K | Add +11.9% |
| RTX RTX Corp. | 0.11% | 3,598 | $660K | Reduce -0.9% |
| EFV iShares MSCI Eafe Value ETF | 0.11% | 8,998 | $643K | No change |
| AVGO Broadcom Inc. | 0.10% | 1,786 | $618K | Reduce -4.0% |
| COR Cencora Inc. | 0.10% | 1,733 | $585K | Reduce -4.3% |
| OUNZ Vaneck Merk Gold ETF | 0.09% | 13,635 | $566K | No change |
| LECO Lincoln Electric Holdings | 0.09% | 2,330 | $558K | No change |
| CVX Chevron Corp. | 0.09% | 3,439 | $524K | Add +1.7% |
| IVE iShares S&P 500 Value ETF | 0.09% | 2,424 | $514K | No change |
| BNY Bank of New York Mellon Corp. filed as BANK NEW YORK MELLON CORP | 0.09% | 4,409 | $512K | Add +1.3% |
| BAC Bank of America Corp. filed as BANK AMERICA CORP | 0.08% | 8,797 | $484K | Add +1.0% |
| QCOM Qualcomm Inc. | 0.08% | 2,742 | $469K | Reduce -1.9% |
Portfolio Sells Q3 2025 → Q4 2025
| IVV iShares Core S&P 500 ETF | Reduce -1.5% | 16.32% | −0.68 |
| DMAR FT Vest US Equity Deep Buffe | Reduce -99.8% | 0.00% | −0.62 |
| JEPI JPMorgan Equity Premium Inco | Reduce -30.4% | 1.15% | −0.58 |
| PG The Procter & Gamble Co. | Reduce -3.8% | 1.85% | −0.31 |
| AVEM Avantis Emerging Markets Eq | Reduce -2.6% | 5.28% | −0.27 |
| DFEB FT Vest U.S. Equity Deep Buf | Reduce -67.3% | 0.12% | −0.26 |
| IJH iShares Core S&P Midcap ETF | Reduce -1.0% | 4.71% | −0.23 |
| DJUN FT Vest US Equity Deep Buffe | Reduce -30.2% | 0.41% | −0.20 |
| IEFA iShares Core MSCI Eafe ETF | Reduce -0.3% | 5.71% | −0.16 |
| QGRW Wisdomtree US Quality Growth | Reduce -2.0% | 3.05% | −0.14 |
| IJR iShares Core S&P Small-Cap E | Reduce -0.6% | 3.18% | −0.14 |
| MSFT Microsoft Corp. | Reduce -1.4% | 0.87% | −0.12 |
| CTAS Cintas Corp. | Reduce -1.1% | 0.70% | −0.11 |
| CALF PCR US SM CP CSH CWS ETF-Usd | Sold out | 0.00% | −0.11 |
| ADSK Autodesk Inc. | Sold out | 0.00% | −0.10 |
| DJUL FT Vest US Equity Deep Buffe | Reduce -5.6% | 0.96% | −0.09 |
| VCSH Vanguard S/T Corp. Bond ETF | Reduce -99.3% | 0.00% | −0.09 |
| SPGP Invesco S&P 500 Garp ETF | Reduce -19.4% | 0.27% | −0.08 |
| PFFD Global X US Preferred ETF | Reduce -68.3% | 0.03% | −0.08 |
| META Meta Platforms Inc. Class A | Reduce -3.1% | 0.38% | −0.08 |
| JPM JPMorgan Chase & Co. | Reduce -3.2% | 1.10% | −0.07 |
| VOO Vanguard S&P 500 ETF | Reduce -0.3% | 2.08% | −0.06 |
| COWZ Pacer US Cash Cows 100 ETF | Reduce -22.0% | 0.16% | −0.04 |
| VTV Vanguard Mrngstr Val ETF-Aui | Reduce -2.9% | 0.74% | −0.04 |
| KMX Carmax Inc. | Sold out | 0.00% | −0.04 |
| WTS Watts Water Technologies-A | Sold out | 0.00% | −0.04 |
| SDVY First Trust Smid Cap Rising | Reduce -9.1% | 0.24% | −0.03 |
| MORGAN STANLEY ETF TRUST | Sold out | 0.00% | −0.03 |
| TGRW T Rowe Price Growth Stock Et | Reduce -4.7% | 0.37% | −0.03 |
| QQQM Invesco Nasdaq 100 ETF | Reduce -0.3% | 1.13% | −0.03 |
| VIG Vanguard Dividend Apprec ETF | Reduce -0.9% | 0.78% | −0.03 |
| VEEV Veeva Systems Inc. Class A | Reduce -3.5% | 0.06% | −0.03 |
| MA Mastercard Inc. Class A | Reduce -8.1% | 0.18% | −0.03 |
| VYM Vanguard High DVD Yield ETF | Reduce -0.1% | 0.80% | −0.03 |
| DIS The Walt Disney Co. | Reduce -12.9% | 0.11% | −0.02 |
| SPYG SS SPDR P S&P 500 Growth ETF | Reduce -0.8% | 0.56% | −0.02 |
| UNH Unitedhealth Group Inc. | Reduce -15.7% | 0.07% | −0.02 |
| VUG Vanguard Mrngstar GR ETF-Sui | Reduce -1.3% | 0.43% | −0.02 |
| MOAT Vaneck Morningstar Wide Moat | Reduce -10.9% | 0.15% | −0.02 |
| BKNG Booking Holdings Inc. | Reduce -1.0% | 0.28% | −0.02 |
| DMAY FT Vest US Equity Deep Buffe | Reduce -5.2% | 0.22% | −0.02 |
| BX Blackstone Inc. | Sold out | 0.00% | −0.02 |
| APD Air Products & Chemicals Inc. | Reduce -6.8% | 0.07% | −0.02 |
| DAUG FT Vest U.S. Equity Deep Buf | Reduce -0.6% | 0.40% | −0.02 |
| MCK McKesson Corp. | Reduce -20.1% | 0.06% | −0.01 |
| V Visa Inc. Class A | Reduce -2.6% | 0.25% | −0.01 |
| TTD Trade Desk Inc./the Class A | Reduce -89.8% | 0.00% | −0.01 |
| LNG Cheniere Energy Inc. | Sold out | 0.00% | −0.01 |
| ELV Elevance Health Inc. | Reduce -9.1% | 0.17% | −0.01 |
| IWR iShares Russell Mid-Cap ETF | Reduce -1.1% | 0.17% | −0.01 |
Portfolio Buys Q3 2025 → Q4 2025
| PYLD PIMCO Multisector Bond Actv | Add +33.3% | 7.42% | +1.54 |
| VNLA Janus Henderson Short Durati | Add +35.4% | 3.94% | +0.88 |
| DDEC FT Vest U.S. Equity Deep Buf | Add +1740.9% | 0.71% | +0.67 |
| DOCT FT Vest U.S. Equity Deep Buf | New | 0.38% | +0.38 |
| VBR Vngrd Mrngst SL-CP Val ETF-U | Add +493600.0% | 0.18% | +0.18 |
| VB Vanguard Most SM-Cap ETF-Usd | Add +247.2% | 0.12% | +0.09 |
| VTEB Vanguard Tax-Exempt Bond ETF | Add +27.6% | 0.37% | +0.07 |
| SLV iShares Silver Trust | New | 0.04% | +0.04 |
| JMST JPM Ultra-Short Muni Income | Add +45.5% | 0.14% | +0.04 |
| XLV SS Health Care Select Sector | Add +1313.8% | 0.04% | +0.04 |
| FSLR First Solar Inc. | New | 0.04% | +0.04 |
| IWS iShares Russell Mid-Cap Valu | Add +102.8% | 0.07% | +0.04 |
| SNY Sanofi-ADR | New | 0.04% | +0.04 |
| CSCO Cisco Systems Inc. | Add +240.0% | 0.04% | +0.03 |
| BPRE Bluerock Private Real Estate | New | 0.03% | +0.03 |
| ABNB Airbnb Inc. Class A | New | 0.03% | +0.03 |
| QQQE Dirx Nasdaq-100EQ Wi ETF-Usd | New | 0.03% | +0.03 |
| NPFD Nuveen Var RT Pref & Inc. | New | 0.03% | +0.03 |
| VBK Van Morst SML-Cap Gro-Usd Inc. | New | 0.03% | +0.03 |
| PSCT Invesco S&P Smallcap Informa | New | 0.03% | +0.03 |
| CMCSA Comcast Corp. Class A | Add +530.5% | 0.03% | +0.03 |
| GE General Electric | Add +156.1% | 0.04% | +0.03 |
| BHM Bluerock Homes Trust Inc. | New | 0.03% | +0.03 |
| NOBL Proshares S&P 500 Dividend A | New | 0.02% | +0.02 |
| BDX Becton Dickinson and Co. | New | 0.02% | +0.02 |
| TCAF T Rowe PRC Cap Appreciation | New | 0.02% | +0.02 |
| PIO Invesco Global Water ETF | New | 0.02% | +0.02 |
| GRID First TRST Nasd Class Edg Sgiif | New | 0.02% | +0.02 |
| UNP Union Pacific Corp. | Add +757.5% | 0.02% | +0.02 |
| OMC Omnicom Group | Add +1662.5% | 0.02% | +0.02 |
| JNJ Johnson & Johnson | Add +47.6% | 0.05% | +0.02 |
| GNOV FT Vest US Equity Moderate B | New | 0.02% | +0.02 |
| MPLX MPLX LP | New | 0.02% | +0.02 |
| PMBS PIMCO MBS Active ETF | New | 0.02% | +0.02 |
| PDEC Innovator U.S. Equity Power | New | 0.02% | +0.02 |
| IJJ iShares S&P Mid-Cap 400 Valu | Add +9.8% | 0.30% | +0.02 |
| GAPR FT Vest US Equity Moderate B | New | 0.02% | +0.02 |
| RDVY First Trust Rising Dividend | Add +3.0% | 1.22% | +0.02 |
| GEV GE Vernova Inc. | Add +352.4% | 0.02% | +0.02 |
| AXP American Express Co. | Add +84.4% | 0.03% | +0.02 |
| VFH Vanguard Financials ETF | New | 0.02% | +0.02 |
| WMT Walmart Inc. | Add +34.5% | 0.06% | +0.02 |
| T AT&T Inc. | Add +448.3% | 0.02% | +0.01 |
| SCHG Schwab US Large-Cap Growth | Add +33.7% | 0.06% | +0.01 |
| ABBV Abbvie Inc. | Add +52.9% | 0.05% | +0.01 |
| IJT iShares S&P Small-Cap 600 GR | Add +11.5% | 0.25% | +0.01 |
| SCHR Schwab Intermediate-Term US | New | 0.01% | +0.01 |
| WFC Wells Fargo & Co. | Add +0.2% | 0.24% | +0.01 |
| SOLV Solventum Corp. | Add +1425.0% | 0.01% | +0.01 |
| OKE Oneok Inc. | New | 0.01% | +0.01 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 602 | $656.8M | IVV, DGRO, PYLD, IEFA, AVEM |
| Q1 2026 | 590 | $589.4M | IVV, PYLD, DGRO, IEFA, AVEM |
| Q4 2025 | 595 | $596.2M | IVV, PYLD, DGRO, IEFA, AVEM |
| Q3 2025 | 460 | $567.9M | IVV, DGRO, PYLD, IEFA, AVEM |
| Q2 2025 | 336 | $407.2M | IVV, DGRO, IEFA, AVEM, IJH |
| Q1 2025 | 310 | $366.6M | IVV, DGRO, IEFA, IJH, AVEM |
| Q4 2024 | 310 | $354.2M | IVV, DGRO, IJH, IEFA, AVEM |
| Q3 2024 | 315 | $344.1M | IVV, DGRO, IEFA, IJH, AVEM |
| Q2 2024 | 307 | $313.8M | IVV, DGRO, IEFA, IJH, AVEM |
| Q1 2024 | 301 | $302.2M | IVV, DGRO, IJH, IEFA, AVEM |