Ritter Daniher Financial Advisory LLC / DE
In its 13F for Q3 2025 (holdings as of September 30, 2025, filed November 3, 2025), Ritter Daniher Financial Advisory LLC / DE reported 460 stock positions worth $567.9 million. Its top holding was iShares Core S&P 500 ETF (IVV) at 17.0% of the portfolio, followed by iShares Core Dividend Growth (DGRO, 7.5%) and PIMCO Multisector Bond Actv (PYLD, 5.9%). Compared with Q2 2025, it opened 140 new positions, sold out of 16, added to 79 and reduced 60. The biggest buy was Vanguard S&P 500 ETF (VOO, shares +1001%) and the biggest sale iShares Core S&P Midcap ETF (IJH, shares −8%).
- Most Recent 13F
- Q2 2026
- Location
- CINCINNATI, OH
- CIK
- 0001936603
- Portfolio Value
- $567.9M (Q3 2025)
- SEC Filing
- 0001936603-25-000003 ↗ filed Nov 3, 2025
Holdings Value
Holdings 460 stocks · $567.9M
| IVV iShares Core S&P 500 ETF | 17.00% | 144,232 | $96.5M | Add +1.8% |
| DGRO iShares Core Dividend Growth | 7.54% | 628,850 | $42.8M | Add +4.1% |
| PYLD PIMCO Multisector Bond Actv | 5.88% | 1,243,876 | $33.4M | Add +38.8% |
| IEFA iShares Core MSCI Eafe ETF | 5.87% | 381,822 | $33.3M | Add +0.4% |
| AVEM Avantis Emerging Markets Eq | 5.55% | 419,611 | $31.5M | Reduce -4.7% |
| IJH iShares Core S&P Midcap ETF | 4.94% | 429,935 | $28.1M | Reduce -8.3% |
| IJR iShares Core S&P Small-Cap E | 3.32% | 158,632 | $18.9M | Reduce -2.5% |
| QGRW Wisdomtree US Quality Growth | 3.19% | 316,039 | $18.1M | Add +5.2% |
| VNLA Janus Henderson Short Durati | 3.06% | 352,796 | $17.4M | Add +114.3% |
| PG The Procter & Gamble Co. | 2.16% | 79,852 | $12.3M | Add +18.5% |
| VOO Vanguard S&P 500 ETF | 2.14% | 19,861 | $12.2M | Add +1000.9% |
| JEPI JPMorgan Equity Premium Inco | 1.73% | 172,301 | $9.8M | Add +6.0% |
| DFIS Dimensional International SM | 1.71% | 307,188 | $9.7M | Reduce -1.4% |
| AAPL Apple Inc. | 1.64% | 36,495 | $9.3M | Reduce -2.1% |
| LCNB LCNB Corporation | 1.44% | 545,227 | $8.2M | Reduce -4.0% |
| QQQ Invesco QQQ Trust Series 1 | 1.26% | 11,963 | $7.2M | Add +8093.8% |
| RDVY First Trust Rising Dividend | 1.21% | 101,840 | $6.8M | New |
| JPM JPMorgan Chase & Co. | 1.17% | 21,123 | $6.7M | Add +9.4% |
| QQQM Invesco Nasdaq 100 ETF | 1.16% | 26,661 | $6.6M | New |
| DJUL FT Vest US Equity Deep Buffe | 1.05% | 127,316 | $5.9M | New |
| MSFT Microsoft Corp. | 0.99% | 10,883 | $5.6M | Add +67.2% |
| GOOGL Alphabet Inc. Class A | 0.86% | 20,148 | $4.9M | Add +134.8% |
| AMZN Amazon.com Inc. | 0.86% | 22,197 | $4.9M | Add +47.1% |
| VYM Vanguard High DVD Yield ETF | 0.82% | 33,093 | $4.7M | Add +7221.5% |
| CTAS Cintas Corp. | 0.81% | 22,525 | $4.6M | Reduce -9.2% |
| VIG Vanguard Dividend Apprec ETF | 0.81% | 21,224 | $4.6M | Add +344.4% |
| VTV Vanguard Mrngstr Val ETF-Aui | 0.79% | 23,941 | $4.5M | Add +4707.4% |
| DMAR FT Vest US Equity Deep Buffe | 0.62% | 86,820 | $3.5M | New |
| DJUN FT Vest US Equity Deep Buffe | 0.61% | 74,599 | $3.5M | New |
| SPYG SS SPDR P S&P 500 Growth ETF | 0.58% | 31,371 | $3.3M | Add +1568450.0% |
| META Meta Platforms Inc. Class A | 0.45% | 3,511 | $2.6M | Add +634.5% |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.45% | 5,341 | $2.6M | Add +2263.3% |
| DAUG FT Vest U.S. Equity Deep Buf | 0.41% | 53,715 | $2.3M | New |
| TGRW T Rowe Price Growth Stock Et | 0.40% | 50,141 | $2.3M | Reduce -3.6% |
| FPE FT-Preferred Secur & Inc. ETF | 0.40% | 124,451 | $2.3M | New |
| DFEB FT Vest U.S. Equity Deep Buf | 0.38% | 45,805 | $2.1M | New |
| SPGP Invesco S&P 500 Garp ETF | 0.35% | 17,607 | $2.0M | New |
| VTEB Vanguard Tax-Exempt Bond ETF | 0.30% | 34,164 | $1.7M | Add +306.7% |
| IJK iShares S&P Mid-Cap 400 Grow | 0.30% | 17,814 | $1.7M | Reduce -4.3% |
| BKNG Booking Holdings Inc. | 0.29% | 309 | $1.7M | New |
| JAVA JPMorgan Active Value ETF | 0.29% | 23,982 | $1.7M | Reduce -20.2% |
| GOOG Alphabet Inc. Class C | 0.29% | 6,772 | $1.6M | Add +52.3% |
| IJJ iShares S&P Mid-Cap 400 Valu | 0.28% | 12,309 | $1.6M | Reduce -7.1% |
| IWP iShares Russell Mid-Cap Grow | 0.28% | 11,080 | $1.6M | Reduce -13.8% |
| SDVY First Trust Smid Cap Rising | 0.27% | 40,425 | $1.5M | New |
| TSLA Tesla Inc. | 0.27% | 3,426 | $1.5M | Add +16.5% |
| SCHW Schwab (charles) Corp. | 0.27% | 15,954 | $1.5M | New |
| BRK.A Berkshire Hathaway Inc. Class A | 0.27% | 2 | $1.5M | No change |
| V Visa Inc. Class A | 0.26% | 4,298 | $1.5M | Add +710.9% |
| AVIV Avantis Intl LRG Cap Val ETF | 0.25% | 21,274 | $1.4M | Reduce -9.8% |
| IJT iShares S&P Small-Cap 600 GR | 0.24% | 9,624 | $1.4M | Reduce -7.3% |
| DMAY FT Vest US Equity Deep Buffe | 0.24% | 30,261 | $1.3M | New |
| WFC Wells Fargo & Co. | 0.22% | 15,208 | $1.3M | Add +19.3% |
| IVW iShares S&P 500 Growth ETF | 0.22% | 10,426 | $1.3M | Add +0.6% |
| VIOO Vanguard S&P Small-Cap 600 E | 0.21% | 10,926 | $1.2M | No change |
| IVOO Vanguard S&P Mid-Cap 400 ETF | 0.21% | 10,859 | $1.2M | Reduce -1.1% |
| EFG iShares MSCI Eafe Growth ETF | 0.21% | 10,504 | $1.2M | Reduce -3.8% |
| COST Costco Wholesale Corp. | 0.21% | 1,289 | $1.2M | Reduce -7.2% |
| MA Mastercard Inc. Class A | 0.21% | 2,094 | $1.2M | Add +931.5% |
| TSM Taiwan Semiconductor-SP ADR | 0.21% | 4,257 | $1.2M | Add +285.3% |
| VOE Vngrd Mrngstr MD-Cap Val ETF | 0.20% | 6,619 | $1.2M | New |
| SCHX Schwab US Large-Cap ETF | 0.20% | 43,370 | $1.1M | Add +0.3% |
| COWZ Pacer US Cash Cows 100 ETF | 0.20% | 19,784 | $1.1M | New |
| RSP Invesco S&P 500 Equal Weight | 0.20% | 5,981 | $1.1M | Add +6003.1% |
| XOM Exxon Mobil Corp. | 0.20% | 9,854 | $1.1M | Add +32.1% |
| ELV Elevance Health Inc. | 0.18% | 3,200 | $1.0M | Add +247.1% |
| IWR iShares Russell Mid-Cap ETF | 0.18% | 10,617 | $1.0M | Reduce -15.2% |
| EFA iShares MSCI Eafe ETF | 0.18% | 10,838 | $1.0M | Reduce -4.9% |
| MOAT Vaneck Morningstar Wide Moat | 0.17% | 9,764 | $968K | New |
| NEE Nextera Energy Inc. | 0.17% | 12,595 | $951K | Reduce -0.9% |
| FPEI First Trust Institutional PR | 0.17% | 48,652 | $941K | New |
| IJS iShares S&P Small-Cap 600 Va | 0.16% | 8,293 | $917K | Reduce -4.7% |
| LLY Eli Lilly & Co. | 0.15% | 1,118 | $853K | Add +2.9% |
| IQV Iqvia Holdings Inc. | 0.14% | 4,267 | $810K | New |
| SPYV SS SPDR P S&P 500 Value ETF | 0.14% | 14,568 | $806K | Add +6206.5% |
| NSC Norfolk Southern Corp. | 0.14% | 2,668 | $801K | Add +122.3% |
| GLD SPDR Gold Shares | 0.14% | 2,182 | $776K | No change |
| DIS The Walt Disney Co. filed as DISNEY WALT CO | 0.14% | 6,730 | $771K | Add +805.8% |
| VEA Vanguard Ftse Developed ETF | 0.13% | 12,552 | $752K | Reduce -7.0% |
| IWM iShares Russell 2000 ETF | 0.13% | 3,096 | $749K | Reduce -12.1% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.13% | 1,071 | $714K | Add +0.7% |
| AMAT Applied Materials Inc. | 0.12% | 3,431 | $702K | New |
| PM Philip Morris International | 0.12% | 4,289 | $696K | Add +4189.0% |
| RCL Royal Caribbean Cruises Ltd. | 0.12% | 2,137 | $691K | Reduce -4.5% |
| ORCL Oracle Corp. | 0.12% | 2,329 | $655K | Add +244.5% |
| NVDA Nvidia Corp. | 0.11% | 3,472 | $648K | Reduce -0.8% |
| PFFD Global X US Preferred ETF | 0.11% | 32,837 | $638K | New |
| CALF PCR US SM CP CSH CWS ETF-Usd | 0.11% | 14,201 | $622K | New |
| AVGO Broadcom Inc. | 0.11% | 1,861 | $614K | Reduce -3.6% |
| EFV iShares MSCI Eafe Value ETF | 0.11% | 8,998 | $610K | No change |
| RTX RTX Corp. | 0.11% | 3,630 | $607K | Add +89.2% |
| JMST JPM Ultra-Short Muni Income filed as J P MORGAN EXCHANGE TRADED F | 0.10% | 11,324 | $578K | Add +38.3% |
| ADSK Autodesk Inc. | 0.10% | 1,806 | $574K | New |
| COR Cencora Inc. | 0.10% | 1,810 | $566K | New |
| LECO Lincoln Electric Holdings | 0.10% | 2,330 | $549K | Add +1.3% |
| CVX Chevron Corp. | 0.09% | 3,381 | $525K | No change |
| OUNZ Vaneck Merk Gold ETF | 0.09% | 13,635 | $507K | No change |
| UNH Unitedhealth Group Inc. | 0.09% | 1,460 | $504K | Add +129.2% |
| VEEV Veeva Systems Inc. Class A | 0.09% | 1,688 | $503K | New |
| IVE iShares S&P 500 Value ETF | 0.09% | 2,424 | $501K | No change |
Portfolio Sells Q2 2025 → Q3 2025
| IJH iShares Core S&P Midcap ETF | Reduce -8.3% | 4.94% | −2.20 |
| AVEM Avantis Emerging Markets Eq | Reduce -4.7% | 5.55% | −1.86 |
| IJR iShares Core S&P Small-Cap E | Reduce -2.5% | 3.32% | −1.05 |
| LCNB LCNB Corporation | Reduce -4.0% | 1.44% | −0.59 |
| DFIS Dimensional International SM | Reduce -1.4% | 1.71% | −0.57 |
| CTAS Cintas Corp. | Reduce -9.2% | 0.81% | −0.54 |
| AAPL Apple Inc. | Reduce -2.1% | 1.64% | −0.24 |
| JAVA JPMorgan Active Value ETF | Reduce -20.2% | 0.29% | −0.19 |
| IWP iShares Russell Mid-Cap Grow | Reduce -13.8% | 0.28% | −0.16 |
| TGRW T Rowe Price Growth Stock Et | Reduce -3.6% | 0.40% | −0.13 |
| COST Costco Wholesale Corp. | Reduce -7.2% | 0.21% | −0.13 |
| IJJ iShares S&P Mid-Cap 400 Valu | Reduce -7.1% | 0.28% | −0.12 |
| IJK iShares S&P Mid-Cap 400 Grow | Reduce -4.3% | 0.30% | −0.12 |
| AVIV Avantis Intl LRG Cap Val ETF | Reduce -9.8% | 0.25% | −0.11 |
| IWR iShares Russell Mid-Cap ETF | Reduce -15.2% | 0.18% | −0.10 |
| IJT iShares S&P Small-Cap 600 GR | Reduce -7.3% | 0.24% | −0.10 |
| EFG iShares MSCI Eafe Growth ETF | Reduce -3.8% | 0.21% | −0.09 |
| IVOO Vanguard S&P Mid-Cap 400 ETF | Reduce -1.1% | 0.21% | −0.07 |
| EFA iShares MSCI Eafe ETF | Reduce -4.9% | 0.18% | −0.07 |
| VEA Vanguard Ftse Developed ETF | Reduce -7.0% | 0.13% | −0.06 |
| IWM iShares Russell 2000 ETF | Reduce -12.1% | 0.13% | −0.05 |
| IJS iShares S&P Small-Cap 600 Va | Reduce -4.7% | 0.16% | −0.05 |
| RCL Royal Caribbean Cruises Ltd. | Reduce -4.5% | 0.12% | −0.05 |
| NEE Nextera Energy Inc. | Reduce -0.9% | 0.17% | −0.05 |
| FITB Fifth Third Bancorp | Reduce -15.0% | 0.08% | −0.04 |
| KO The Coca-Cola Co. | Reduce -13.6% | 0.05% | −0.04 |
| PNC PNC Financial Services Group | Reduce -60.3% | 0.01% | −0.03 |
| CSX CSX Corp. | Reduce -82.8% | 0.00% | −0.03 |
| IWS iShares Russell Mid-Cap Valu | Reduce -22.6% | 0.04% | −0.03 |
| ITOT iShares Core S&P Total U.S. | Reduce -5.2% | 0.06% | −0.02 |
| AVGO Broadcom Inc. | Reduce -3.6% | 0.11% | −0.02 |
| NVDA Nvidia Corp. | Reduce -0.8% | 0.11% | −0.02 |
| OEF iShares S&P 100 ETF | Reduce -12.1% | 0.04% | −0.02 |
| PEP Pepsico Inc. | Reduce -8.6% | 0.04% | −0.02 |
| CMA Comerica Inc. | Sold out | 0.00% | −0.02 |
| SCHG Schwab US Large-Cap Growth | Reduce -2.4% | 0.05% | −0.02 |
| DKNG Draftkings Inc. Class A | Sold out | 0.00% | −0.01 |
| ISCG iShares Morningstar Small-Ca | Reduce -6.4% | 0.04% | −0.01 |
| MORGAN STANLEY ETF TRUST | Reduce -3.7% | 0.03% | −0.01 |
| IYE iShares U.S. Energy ETF | Sold out | 0.00% | −0.01 |
| SCHM Schwab US Mid Cap ETF | Reduce -11.3% | 0.02% | −0.01 |
| LMT Lockheed Martin Corp. | Sold out | 0.00% | −0.01 |
| AXON Axon Enterprise Inc. | Reduce -25.7% | 0.01% | −0.01 |
| SCHF Schwab Intl Equity ETF | Reduce -0.1% | 0.02% | −0.01 |
| ICLN iShares Global Clean Energy | Reduce -24.4% | 0.01% | −0.01 |
| YLDE Franklin Clearbridge Enhance | Reduce -0.2% | 0.02% | −0.01 |
| XJH Ishare ESG SS S&P Midcap ETF | Reduce -25.3% | 0.01% | −0.01 |
| ESGD iShares Trust iShares ESG Aw | Reduce -23.9% | 0.01% | −0.01 |
| AFG American Financial Group Inc. | Sold out | 0.00% | −0.01 |
| CDEI Calvert US L-C Dei Index ETF | Reduce -2.9% | 0.02% | −0.01 |
Portfolio Buys Q2 2025 → Q3 2025
| VOO Vanguard S&P 500 ETF | Add +1000.9% | 2.14% | +1.89 |
| QQQ Invesco QQQ Trust Series 1 | Add +8093.8% | 1.26% | +1.24 |
| RDVY First Trust Rising Dividend | New | 1.21% | +1.21 |
| QQQM Invesco Nasdaq 100 ETF | New | 1.16% | +1.16 |
| VNLA Janus Henderson Short Durati | Add +114.3% | 3.06% | +1.07 |
| DJUL FT Vest US Equity Deep Buffe | New | 1.05% | +1.05 |
| VYM Vanguard High DVD Yield ETF | Add +7221.5% | 0.82% | +0.81 |
| VTV Vanguard Mrngstr Val ETF-Aui | Add +4707.4% | 0.79% | +0.76 |
| DMAR FT Vest US Equity Deep Buffe | New | 0.62% | +0.62 |
| DJUN FT Vest US Equity Deep Buffe | New | 0.61% | +0.61 |
| SPYG SS SPDR P S&P 500 Growth ETF | Add +1568450.0% | 0.58% | +0.58 |
| VIG Vanguard Dividend Apprec ETF | Add +344.4% | 0.81% | +0.57 |
| GOOGL Alphabet Inc. Class A | Add +134.8% | 0.86% | +0.49 |
| VUG Vanguard Mrngstar GR ETF-Sui | Add +2263.3% | 0.45% | +0.43 |
| DAUG FT Vest U.S. Equity Deep Buf | New | 0.41% | +0.41 |
| FPE FT-Preferred Secur & Inc. ETF | New | 0.40% | +0.40 |
| DFEB FT Vest U.S. Equity Deep Buf | New | 0.38% | +0.38 |
| META Meta Platforms Inc. Class A | Add +634.5% | 0.45% | +0.37 |
| SPGP Invesco S&P 500 Garp ETF | New | 0.35% | +0.35 |
| BKNG Booking Holdings Inc. | New | 0.29% | +0.29 |
| SDVY First Trust Smid Cap Rising | New | 0.27% | +0.27 |
| SCHW Schwab (charles) Corp. | New | 0.27% | +0.27 |
| DMAY FT Vest US Equity Deep Buffe | New | 0.24% | +0.24 |
| V Visa Inc. Class A | Add +710.9% | 0.26% | +0.21 |
| VOE Vngrd Mrngstr MD-Cap Val ETF | New | 0.20% | +0.20 |
| COWZ Pacer US Cash Cows 100 ETF | New | 0.20% | +0.20 |
| VTEB Vanguard Tax-Exempt Bond ETF | Add +306.7% | 0.30% | +0.20 |
| MSFT Microsoft Corp. | Add +67.2% | 0.99% | +0.20 |
| RSP Invesco S&P 500 Equal Weight | Add +6003.1% | 0.20% | +0.20 |
| MA Mastercard Inc. Class A | Add +931.5% | 0.21% | +0.18 |
| MOAT Vaneck Morningstar Wide Moat | New | 0.17% | +0.17 |
| FPEI First Trust Institutional PR | New | 0.17% | +0.17 |
| TSM Taiwan Semiconductor-SP ADR | Add +285.3% | 0.21% | +0.15 |
| IQV Iqvia Holdings Inc. | New | 0.14% | +0.14 |
| SPYV SS SPDR P S&P 500 Value ETF | Add +6206.5% | 0.14% | +0.14 |
| AMAT Applied Materials Inc. | New | 0.12% | +0.12 |
| PM Philip Morris International | Add +4189.0% | 0.12% | +0.12 |
| DIS The Walt Disney Co. | Add +805.8% | 0.14% | +0.11 |
| PFFD Global X US Preferred ETF | New | 0.11% | +0.11 |
| CALF PCR US SM CP CSH CWS ETF-Usd | New | 0.11% | +0.11 |
| ADSK Autodesk Inc. | New | 0.10% | +0.10 |
| COR Cencora Inc. | New | 0.10% | +0.10 |
| GOOG Alphabet Inc. Class C | Add +52.3% | 0.29% | +0.10 |
| ELV Elevance Health Inc. | Add +247.1% | 0.18% | +0.09 |
| VEEV Veeva Systems Inc. Class A | New | 0.09% | +0.09 |
| VCSH Vanguard S/T Corp. Bond ETF | New | 0.09% | +0.09 |
| APD Air Products & Chemicals Inc. | New | 0.09% | +0.09 |
| BNY Bank of New York Mellon Corp. | New | 0.08% | +0.08 |
| QCOM Qualcomm Inc. | New | 0.08% | +0.08 |
| ORCL Oracle Corp. | Add +244.5% | 0.12% | +0.08 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 602 | $656.8M | IVV, DGRO, PYLD, IEFA, AVEM |
| Q1 2026 | 590 | $589.4M | IVV, PYLD, DGRO, IEFA, AVEM |
| Q4 2025 | 595 | $596.2M | IVV, PYLD, DGRO, IEFA, AVEM |
| Q3 2025 | 460 | $567.9M | IVV, DGRO, PYLD, IEFA, AVEM |
| Q2 2025 | 336 | $407.2M | IVV, DGRO, IEFA, AVEM, IJH |
| Q1 2025 | 310 | $366.6M | IVV, DGRO, IEFA, IJH, AVEM |
| Q4 2024 | 310 | $354.2M | IVV, DGRO, IJH, IEFA, AVEM |
| Q3 2024 | 315 | $344.1M | IVV, DGRO, IEFA, IJH, AVEM |
| Q2 2024 | 307 | $313.8M | IVV, DGRO, IEFA, IJH, AVEM |
| Q1 2024 | 301 | $302.2M | IVV, DGRO, IJH, IEFA, AVEM |