Ruggaard & Associates LLC

In its 13F for Q1 2024 (holdings as of March 31, 2024, filed May 14, 2024), Ruggaard & Associates LLC reported 115 stock positions worth $210.3 million. Its top holding was JPMorgan Ultra-Short Income (JPST) at 6.8% of the portfolio, followed by Cap Group Core Plus Income (CGCP, 6.6%) and iShares Ibond 2026 HY & (IBHF, 6.2%). Compared with Q4 2023, it opened 7 new positions, sold out of 7, added to 44 and reduced 39. The biggest buy was Vaneck Morningstar Wide Moat (MOAT, shares +1105%) and the biggest sale an exit from Vngrd Mrgstr LRG-Cap ETF-Usd (VV).

Most Recent 13F
Q2 2026
Location
HUDSON, OH
CIK
0001971230
Portfolio Value
$210.3M (Q1 2024)
SEC Filing
0001971230-24-000004 ↗ filed May 14, 2024

Holdings Value

0$100.0M$200.0M$300.0M Q1 2024: $210.3M $210.3M Q1 2024 Q2 2024: $216.2M Q2 2024 Q3 2024: $229.7M Q3 2024 Q4 2024: $228.0M Q4 2024 Q1 2025: $228.3M Q1 2025 Q2 2025: $248.8M Q2 2025 Q3 2025: $267.3M Q3 2025 Q4 2025: $254.0M Q4 2025 Q1 2026: $252.4M Q1 2026 Q2 2026: $278.7M Q2 2026

Holdings 115 stocks · $210.3M
JPST JPMorgan Ultra-Short Income 6.76% 281,654 $14.2M Add +4.0%
CGCP Cap Group Core Plus Income 6.60% 618,335 $13.9M Add +4.6%
IBHF iShares Ibond 2026 HY & Inc. 6.16% 561,974 $13.0M Add +2.6%
VO Vngrd Mrngstr MD-Cap ETF-Usd 6.04% 50,812 $12.7M Add +4.3%
CGDV Cap Group Dividend Value filed as CAPITAL GROUP DIVIDEND VALUE 5.95% 384,781 $12.5M Add +23.3%
VCSH Vanguard S/T Corp. Bond ETF 5.64% 153,509 $11.9M Add +2.9%
IBDP iShares Ibonds Dec 2024 Term 5.53% 464,046 $11.6M Add +1.4%
MOAT Vaneck Morningstar Wide Moat 5.47% 127,962 $11.5M Add +1105.3%
QGRO American Century US Quality 4.66% 115,350 $9.8M Add +6.8%
RSP Invesco S&P 500 Equal Weight 4.44% 55,084 $9.3M Add +3.5%
IWF iShares Russell 1000 Growth 3.45% 21,502 $7.2M Add +0.1%
VOE Vngrd Mrngstr MD-Cap Val ETF 3.18% 42,955 $6.7M Add +6.6%
DFAS Dimensional US Small Cap ETF 2.90% 97,873 $6.1M New
AAPL Apple Inc. 2.88% 35,309 $6.1M Reduce -6.2%
VB Vanguard Most SM-Cap ETF-Usd 2.86% 26,313 $6.0M Add +7.0%
IVV iShares Core S&P 500 ETF 1.93% 7,729 $4.1M Add +8.3%
MSFT Microsoft Corp. 1.31% 6,560 $2.8M Reduce -1.9%
COP Conocophillips 0.81% 13,329 $1.7M Reduce -2.5%
JMEE JPM Sma & Mid Cap En Eq Et-U filed as J P MORGAN EXCHANGE TRADED F 0.77% 27,720 $1.6M Reduce -8.8%
IJT iShares S&P Small-Cap 600 GR 0.69% 11,080 $1.4M Reduce -0.5%
QQQ Invesco QQQ Trust Series 1 0.58% 2,759 $1.2M Add +43.4%
IJH iShares Core S&P Midcap ETF 0.57% 19,840 $1.2M Reduce -1.9%
VUG Vanguard Mrngstar GR ETF-Sui 0.52% 3,148 $1.1M Add +7.7%
TXN Texas Instruments Inc. 0.46% 5,524 $962K Add +1.0%
FVD First Trust Value Line DVD 0.45% 22,289 $941K Add +15.0%
AMZN Amazon.com Inc. 0.45% 5,193 $937K Reduce -3.0%
DGRW Wisdomtree U.S. Quality Divi 0.44% 12,278 $935K Add +10.2%
IJK iShares S&P Mid-Cap 400 Grow 0.43% 9,827 $897K Reduce -0.0%
EXP Eagle Materials Inc. 0.41% 3,208 $872K Reduce -8.6%
CIVI Civitas Resources Inc. 0.40% 10,980 $833K Reduce -3.2%
IBTE iShares Ibonds Dec 2024 Term 0.38% 33,698 $807K Add +11.5%
JPM JPMorgan Chase & Co. 0.36% 3,819 $765K Add +2.4%
NVS Novartis AG-Sponsored ADR 0.35% 7,609 $736K Add +1.3%
INGR Ingredion Inc. 0.35% 6,225 $727K Reduce -5.3%
AFL Aflac Inc. 0.33% 8,040 $690K No change
AEM Agnico Eagle Mines Ltd. 0.33% 11,547 $689K Reduce -7.4%
CGGO Cap Group Global Growth filed as CAPITAL GROUP GBL GROWTH EQT 0.33% 23,904 $688K Add +100.9%
VLO Valero Energy Corp. 0.33% 4,013 $685K No change
CVX Chevron Corp. 0.32% 4,299 $678K Add +1.3%
ORI Old Republic Intl Corp. 0.32% 22,036 $677K Reduce -7.3%
COST Costco Wholesale Corp. 0.32% 918 $673K No change
SPY SS SPDR S&P 500 ETF Trust-US 0.31% 1,265 $662K Reduce -1.4%
PG The Procter & Gamble Co. 0.31% 4,071 $661K Reduce -0.2%
JNJ Johnson & Johnson 0.31% 4,165 $659K Reduce -1.3%
LADR Ladder Capital Corp.-REIT 0.31% 58,343 $649K Reduce -6.2%
TMO Thermo Fisher Scientific Inc. 0.31% 1,111 $646K Reduce -6.6%
IWP iShares Russell Mid-Cap Grow 0.30% 5,600 $639K No change
SCHM Schwab US Mid Cap ETF 0.29% 7,534 $613K Reduce -2.4%
IJR iShares Core S&P Small-Cap E 0.29% 5,487 $606K No change
V Visa Inc. Class A 0.29% 2,159 $602K Reduce -5.6%
SCHG Schwab US Large-Cap Growth 0.28% 6,320 $586K No change
DG Dollar General Corp. 0.28% 3,707 $578K Reduce -8.0%
RY Royal Bank of Canada 0.25% 5,300 $535K Add +2.4%
PEP Pepsico Inc. 0.25% 2,984 $522K Add +0.8%
XOM Exxon Mobil Corp. 0.25% 4,483 $521K No change
ITOT iShares Core S&P Total U.S. 0.24% 4,411 $509K Add +0.0%
VTI VG Morningstar TS MKT ETF-US 0.24% 1,954 $508K Add +12.4%
M D C HLDGS INC 0.24% 7,953 $500K Reduce -10.7%
DE Deere & Co. 0.24% 1,211 $497K Add +21.3%
WMT Walmart Inc. 0.23% 7,977 $480K No change
CSCO Cisco Systems Inc. 0.23% 9,479 $473K Add +3.8%
AXP American Express Co. 0.22% 2,012 $458K Reduce -4.4%
GOOGL Alphabet Inc. Class A 0.22% 3,032 $458K Reduce -1.9%
IWB iShares Russell 1000 ETF 0.21% 1,555 $448K Reduce -20.5%
PSX Phillips 66 0.21% 2,722 $445K Add +2.6%
BNS Bank of Nova Scotia filed as BANK NOVA SCOTIA HALIFAX 0.21% 8,580 $444K Reduce -4.5%
LLY Eli Lilly & Co. 0.21% 567 $441K Add +2.2%
CNI Canadian Natl Railway Co. 0.20% 3,203 $422K No change
SCHA Schwab US Small-Cap ETF 0.20% 8,563 $422K Reduce -0.8%
TSM Taiwan Semiconductor-SP ADR 0.20% 3,086 $420K Add +0.0%
ALC Alcon Inc. filed as ALCON AG 0.19% 4,834 $403K Add +2.4%
CVS CVS Health Corp. 0.19% 4,965 $396K No change
HD Home Depot Inc. 0.18% 1,003 $385K Add +1.5%
NVDA Nvidia Corp. 0.18% 424 $383K Reduce -11.7%
BHP BHP Group Ltd.-Spon ADR 0.18% 6,590 $380K Reduce -0.8%
PYLD PIMCO Multisector Bond Actv 0.18% 14,746 $380K New
IWS iShares Russell Mid-Cap Valu 0.17% 2,900 $363K No change
GATX Gatx Corp. 0.17% 2,700 $362K No change
MDY State Street SPDR S&P Midcap 0.17% 650 $362K No change
TJX TJX Companies Inc. filed as TJX COS INC NEW 0.17% 3,562 $361K Reduce -12.1%
PGR Progressive Corp. 0.17% 1,739 $360K No change
JMST JPM Ultra-Short Muni Income filed as J P MORGAN EXCHANGE TRADED F 0.17% 7,000 $355K No change
ABT Abbott Laboratories 0.17% 3,124 $355K Reduce -0.3%
CNQ Canadian Natural Resources 0.17% 4,600 $351K Reduce -2.1%
DNL Wisdmtree GB Ex-US QL GR-Usd 0.16% 8,880 $345K Add +26.1%
DHI D.R. Horton Inc. 0.16% 2,062 $339K Reduce -16.6%
REGN Regeneron Pharmaceuticals 0.16% 352 $339K Add +2.9%
XLK SS Technology Select Sector 0.16% 1,623 $338K No change
NTR Nutrien Ltd. 0.16% 6,179 $336K Add +5.7%
BRK.B Berkshire Hathaway Inc. Class B 0.16% 788 $331K Reduce -1.9%
MSI Motorola Solutions Inc. 0.14% 859 $305K New
DEO Diageo PLC-Sponsored ADR 0.14% 2,044 $304K No change
SU Suncor Energy Inc. 0.14% 7,830 $289K Add +5.4%
ACWI iShares MSCI Acwi ETF 0.14% 2,593 $286K No change
ARKK ARK Innovation ETF 0.14% 5,696 $285K No change
IVW iShares S&P 500 Growth ETF 0.13% 3,269 $276K No change
SCHB Schwab US Broad Market ETF 0.13% 4,480 $274K Reduce -0.6%
MRK Merck & Co. Inc. 0.13% 2,017 $266K Add +5.8%
MCD McDonald's Corp. 0.13% 939 $265K Reduce -5.9%
TSCO Tractor Supply Company 0.13% 1,004 $263K No change
SPGI S&P Global Inc. 0.12% 607 $258K Add +4.7%
WDS Woodside Energy Group-ADR 0.12% 12,715 $254K Reduce -2.4%
ROK Rockwell Automation Inc. 0.12% 833 $243K New
VXF Vanguard Extended Market ETF 0.12% 1,382 $242K Add +2.5%
BKH Black Hills Corp. 0.11% 4,379 $239K Add +6.6%
COF Capital One Financial Corp. 0.11% 1,600 $238K Reduce -0.7%
MINT PIMCO Enhanced Short Maturit 0.11% 2,363 $238K New
DGRO iShares Core Dividend Growth 0.11% 4,054 $235K New
TRV The Travelers Cos Inc. 0.11% 1,000 $230K New
IJJ iShares S&P Mid-Cap 400 Valu 0.11% 1,943 $230K Add +0.1%
PFE Pfizer Inc. 0.10% 7,667 $213K Reduce -34.5%
ET Energy Transfer LP 0.10% 12,987 $204K No change
ECF Ellsworth Growth and Income 0.07% 18,772 $152K No change
HNRG Hallador Energy Co. 0.03% 11,000 $59K No change
ABEV Ambev SA-ADR 0.01% 10,000 $25K No change

Portfolio Sells Q4 2023 → Q1 2024
VV Vngrd Mrgstr LRG-Cap ETF-Usd Sold out 0.00% −4.83
AAPL Apple Inc. Reduce -6.2% 2.88% −0.95
SCHD Schwab US DVD Equity ETF Sold out 0.00% −0.91
GLD SPDR Gold Shares Sold out 0.00% −0.35
NOW ServiceNow Inc. Sold out 0.00% −0.13
EQNR Equinor ASA-Spon ADR Sold out 0.00% −0.11
MYE Myers Industries Inc. Sold out 0.00% −0.11
T AT&T Inc. Sold out 0.00% −0.10
JMEE JPM Sma & Mid Cap En Eq Et-U Reduce -8.8% 0.77% −0.09
PFE Pfizer Inc. Reduce -34.5% 0.10% −0.08
LADR Ladder Capital Corp.-REIT Reduce -6.2% 0.31% −0.07
BHP BHP Group Ltd.-Spon ADR Reduce -0.8% 0.18% −0.06
IWB iShares Russell 1000 ETF Reduce -20.5% 0.21% −0.06
IJT iShares S&P Small-Cap 600 GR Reduce -0.5% 0.69% −0.05
ORI Old Republic Intl Corp. Reduce -7.3% 0.32% −0.05
DHI D.R. Horton Inc. Reduce -16.6% 0.16% −0.04
JNJ Johnson & Johnson Reduce -1.3% 0.31% −0.04
AEM Agnico Eagle Mines Ltd. Reduce -7.4% 0.33% −0.03
COP Conocophillips Reduce -2.5% 0.81% −0.03
INGR Ingredion Inc. Reduce -5.3% 0.35% −0.03
MCD McDonald's Corp. Reduce -5.9% 0.13% −0.03
TJX TJX Companies Inc. Reduce -12.1% 0.17% −0.03
V Visa Inc. Class A Reduce -5.6% 0.29% −0.03
TMO Thermo Fisher Scientific Inc. Reduce -6.6% 0.31% −0.03
WDS Woodside Energy Group-ADR Reduce -2.4% 0.12% −0.02
M D C HLDGS INC Reduce -10.7% 0.24% −0.02
IJH iShares Core S&P Midcap ETF Reduce -1.9% 0.57% −0.02
BNS Bank of Nova Scotia Reduce -4.5% 0.21% −0.02
MSFT Microsoft Corp. Reduce -1.9% 1.31% −0.02
SCHM Schwab US Mid Cap ETF Reduce -2.4% 0.29% −0.02
SCHA Schwab US Small-Cap ETF Reduce -0.8% 0.20% −0.02
DG Dollar General Corp. Reduce -8.0% 0.28% −0.01
CIVI Civitas Resources Inc. Reduce -3.2% 0.40% −0.01
ABT Abbott Laboratories Reduce -0.3% 0.17% −0.01
GOOGL Alphabet Inc. Class A Reduce -1.9% 0.22% −0.01
SPY SS SPDR S&P 500 ETF Trust-US Reduce -1.4% 0.31% −0.01
SCHB Schwab US Broad Market ETF Reduce -0.6% 0.13% −0.00
PG The Procter & Gamble Co. Reduce -0.2% 0.31% −0.00
COF Capital One Financial Corp. Reduce -0.7% 0.11% +0.00
CNQ Canadian Natural Resources Reduce -2.1% 0.17% +0.00
BRK.B Berkshire Hathaway Inc. Class B Reduce -1.9% 0.16% +0.01
AXP American Express Co. Reduce -4.4% 0.22% +0.01
IJK iShares S&P Mid-Cap 400 Grow Reduce -0.0% 0.43% +0.01
AMZN Amazon.com Inc. Reduce -3.0% 0.45% +0.02
EXP Eagle Materials Inc. Reduce -8.6% 0.41% +0.04
NVDA Nvidia Corp. Reduce -11.7% 0.18% +0.06

Portfolio Buys Q4 2023 → Q1 2024
MOAT Vaneck Morningstar Wide Moat Add +1105.3% 5.47% +4.99
DFAS Dimensional US Small Cap ETF New 2.90% +2.90
CGDV Cap Group Dividend Value Add +23.3% 5.95% +1.02
QGRO American Century US Quality Add +6.8% 4.66% +0.31
PYLD PIMCO Multisector Bond Actv New 0.18% +0.18
QQQ Invesco QQQ Trust Series 1 Add +43.4% 0.58% +0.17
CGGO Cap Group Global Growth Add +100.9% 0.33% +0.17
MSI Motorola Solutions Inc. New 0.14% +0.14
IVV iShares Core S&P 500 ETF Add +8.3% 1.93% +0.13
ROK Rockwell Automation Inc. New 0.12% +0.12
MINT PIMCO Enhanced Short Maturit New 0.11% +0.11
DGRO iShares Core Dividend Growth New 0.11% +0.11
TRV The Travelers Cos Inc. New 0.11% +0.11
VOE Vngrd Mrngstr MD-Cap Val ETF Add +6.6% 3.18% +0.09
VB Vanguard Most SM-Cap ETF-Usd Add +7.0% 2.86% +0.08
VO Vngrd Mrngstr MD-Cap ETF-Usd Add +4.3% 6.04% +0.04
LLY Eli Lilly & Co. Add +2.2% 0.21% +0.04
VUG Vanguard Mrngstar GR ETF-Sui Add +7.7% 0.52% +0.03
FVD First Trust Value Line DVD Add +15.0% 0.45% +0.03
DGRW Wisdomtree U.S. Quality Divi Add +10.2% 0.44% +0.03
TSM Taiwan Semiconductor-SP ADR Add +0.0% 0.20% +0.03
JPM JPMorgan Chase & Co. Add +2.4% 0.36% +0.03
DNL Wisdmtree GB Ex-US QL GR-Usd Add +26.1% 0.16% +0.03
DE Deere & Co. Add +21.3% 0.24% +0.03
PSX Phillips 66 Add +2.6% 0.21% +0.02
VTI VG Morningstar TS MKT ETF-US Add +12.4% 0.24% +0.02
MRK Merck & Co. Inc. Add +5.8% 0.13% +0.02
SU Suncor Energy Inc. Add +5.4% 0.14% +0.01
IBTE iShares Ibonds Dec 2024 Term Add +11.5% 0.38% +0.00
REGN Regeneron Pharmaceuticals Add +2.9% 0.16% +0.00
IWF iShares Russell 1000 Growth Add +0.1% 3.45% +0.00
HD Home Depot Inc. Add +1.5% 0.18% +0.00
VXF Vanguard Extended Market ETF Add +2.5% 0.12% −0.00
BKH Black Hills Corp. Add +6.6% 0.11% −0.00
ALC Alcon Inc. Add +2.4% 0.19% −0.00
ITOT iShares Core S&P Total U.S. Add +0.0% 0.24% −0.00
IJJ iShares S&P Mid-Cap 400 Valu Add +0.1% 0.11% −0.01
RSP Invesco S&P 500 Equal Weight Add +3.5% 4.44% −0.01
SPGI S&P Global Inc. Add +4.7% 0.12% −0.01
CVX Chevron Corp. Add +1.3% 0.32% −0.01
NTR Nutrien Ltd. Add +5.7% 0.16% −0.01
PEP Pepsico Inc. Add +0.8% 0.25% −0.02
CSCO Cisco Systems Inc. Add +3.8% 0.23% −0.02
RY Royal Bank of Canada Add +2.4% 0.25% −0.02
TXN Texas Instruments Inc. Add +1.0% 0.46% −0.04
NVS Novartis AG-Sponsored ADR Add +1.3% 0.35% −0.05
JPST JPMorgan Ultra-Short Income Add +4.0% 6.76% −0.44
VCSH Vanguard S/T Corp. Bond ETF Add +2.9% 5.64% −0.46
IBHF iShares Ibond 2026 HY & Inc. Add +2.6% 6.16% −0.48
CGCP Cap Group Core Plus Income Add +4.6% 6.60% −0.49

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 128$278.7MCGDV, JPST, CGCP, SPHQ, VO
Q1 2026 122$252.4MJPST, CGDV, CGCP, IBHF, IBDU
Q4 2025 121$254.0MQGRO, CGDV, JPST, CGCP, IBHF
Q3 2025 120$267.3MQGRO, JPST, CGDV, CGCP, IBHF
Q2 2025 116$248.8MQGRO, CGCP, JPST, CGDV, IBDQ
Q1 2025 115$228.3MJPST, CGCP, CGDV, IBHF, IBDQ
Q4 2024 110$228.0MJPST, CGCP, CGDV, IBHF, VO
Q3 2024 116$229.7MCGCP, JPST, CGDV, IBHF, VO
Q2 2024 116$216.2MJPST, CGCP, IBHF, CGDV, VO
Q1 2024 115$210.3MJPST, CGCP, IBHF, VO, CGDV