Ruggaard & Associates LLC

In its 13F for Q3 2024 (holdings as of September 30, 2024, filed November 14, 2024), Ruggaard & Associates LLC reported 116 stock positions worth $229.7 million. Its top holding was Cap Group Core Plus Income (CGCP) at 6.3% of the portfolio, followed by JPMorgan Ultra-Short Income (JPST, 6.3%) and Cap Group Dividend Value (CGDV, 6.2%). Compared with Q2 2024, it opened 3 new positions, sold out of 3, added to 42 and reduced 32. The biggest buy was iShares Ibonds Dec 2025 Term (IBDQ, shares +1274%) and the biggest sale an exit from iShares Ibonds Dec 2024 Term (IBDP).

Most Recent 13F
Q2 2026
Location
HUDSON, OH
CIK
0001971230
Portfolio Value
$229.7M (Q3 2024)
SEC Filing
0001971230-24-000010 ↗ filed Nov 14, 2024

Holdings Value

0$100.0M$200.0M$300.0M Q1 2024: $210.3M Q1 2024 Q2 2024: $216.2M Q2 2024 Q3 2024: $229.7M $229.7M Q3 2024 Q4 2024: $228.0M Q4 2024 Q1 2025: $228.3M Q1 2025 Q2 2025: $248.8M Q2 2025 Q3 2025: $267.3M Q3 2025 Q4 2025: $254.0M Q4 2025 Q1 2026: $252.4M Q1 2026 Q2 2026: $278.7M Q2 2026

Holdings 116 stocks · $229.7M
CGCP Cap Group Core Plus Income 6.32% 628,419 $14.5M Add +0.6%
JPST JPMorgan Ultra-Short Income 6.30% 285,388 $14.5M Reduce -0.5%
CGDV Cap Group Dividend Value filed as CAPITAL GROUP DIVIDEND VALUE 6.15% 387,855 $14.1M Add +0.7%
IBHF iShares Ibond 2026 HY & Inc. 5.86% 575,488 $13.5M Add +2.0%
VO Vngrd Mrngstr MD-Cap ETF-Usd 5.81% 50,584 $13.3M Add +0.1%
MOAT Vaneck Morningstar Wide Moat 5.63% 133,395 $12.9M Add +1.9%
IBDQ iShares Ibonds Dec 2025 Term 5.63% 515,225 $12.9M Add +1274.5%
JBND JPMorgan Active Bond ETF 5.34% 224,337 $12.3M Reduce -1.4%
QGRO American Century US Quality 5.16% 130,163 $11.9M Add +3.3%
RSP Invesco S&P 500 Equal Weight 4.30% 55,097 $9.9M Add +0.7%
IWF iShares Russell 1000 Growth 3.48% 21,311 $8.0M Reduce -0.5%
AAPL Apple Inc. 3.34% 32,970 $7.7M Reduce -15.6%
VOE Vngrd Mrngstr MD-Cap Val ETF 3.23% 44,196 $7.4M Add +3.1%
DFAS Dimensional US Small Cap ETF 3.07% 108,886 $7.1M Add +4.0%
VB Vanguard Most SM-Cap ETF-Usd 2.84% 27,514 $6.5M Add +2.6%
IVV iShares Core S&P 500 ETF 1.90% 7,554 $4.4M Add +1.5%
MSFT Microsoft Corp. 1.23% 6,540 $2.8M Reduce -0.0%
JMEE JPM Sma & Mid Cap En Eq Et-U filed as J P MORGAN EXCHANGE TRADED F 0.80% 30,175 $1.8M Add +7.2%
IJT iShares S&P Small-Cap 600 GR 0.67% 11,080 $1.5M No change
COP Conocophillips 0.64% 14,010 $1.5M Add +3.3%
VUG Vanguard Mrngstar GR ETF-Sui 0.58% 3,485 $1.3M Add +8.2%
IJH iShares Core S&P Midcap ETF 0.53% 19,610 $1.2M Reduce -1.2%
REVS Columbia Resear Enh Val ETF 0.51% 46,323 $1.2M Add +11.2%
DGRW Wisdomtree U.S. Quality Divi 0.51% 13,951 $1.2M Add +9.6%
TXN Texas Instruments Inc. 0.50% 5,613 $1.2M No change
DGRO iShares Core Dividend Growth 0.47% 17,206 $1.1M Add +41.2%
MINT PIMCO Enhanced Short Maturit 0.46% 10,536 $1.1M Add +48.7%
AEM Agnico Eagle Mines Ltd. 0.46% 13,112 $1.1M Add +7.8%
AMZN Amazon.com Inc. 0.46% 5,665 $1.1M Add +0.5%
QQQ Invesco QQQ Trust Series 1 0.46% 2,145 $1.0M No change
IJK iShares S&P Mid-Cap 400 Grow 0.39% 9,815 $902K No change
AFL Aflac Inc. 0.39% 8,005 $895K No change
INGR Ingredion Inc. 0.37% 6,250 $859K Add +0.3%
NVS Novartis AG-Sponsored ADR 0.37% 7,421 $854K Add +1.0%
CGGO Cap Group Global Growth filed as CAPITAL GROUP GBL GROWTH EQT 0.37% 28,261 $852K Add +4.3%
EXP Eagle Materials Inc. 0.37% 2,951 $849K Reduce -4.3%
ELV Elevance Health Inc. 0.36% 1,609 $837K New
JPM JPMorgan Chase & Co. 0.35% 3,819 $805K No change
COST Costco Wholesale Corp. 0.33% 860 $762K Reduce -3.8%
ORI Old Republic Intl Corp. 0.32% 20,936 $742K Reduce -5.0%
VTI VG Morningstar TS MKT ETF-US 0.31% 2,484 $703K Add +1.2%
PG The Procter & Gamble Co. 0.30% 3,956 $685K No change
WMT Walmart Inc. 0.30% 8,477 $685K Add +2.4%
TMO Thermo Fisher Scientific Inc. 0.29% 1,087 $673K Reduce -0.8%
SPY SS SPDR S&P 500 ETF Trust-US 0.29% 1,163 $667K No change
JNJ Johnson & Johnson 0.29% 4,106 $665K Reduce -1.2%
SCHG Schwab US Large-Cap Growth 0.29% 6,320 $658K No change
IWP iShares Russell Mid-Cap Grow 0.29% 5,600 $657K No change
XOM Exxon Mobil Corp. 0.28% 5,555 $651K No change
SCHM Schwab US Mid Cap ETF 0.27% 7,534 $626K No change
CVX Chevron Corp. 0.27% 4,241 $625K Reduce -1.4%
LADR Ladder Capital Corp.-REIT 0.27% 52,641 $611K Reduce -9.8%
TSM Taiwan Semiconductor-SP ADR 0.26% 3,435 $596K Add +6.5%
V Visa Inc. Class A 0.25% 2,125 $584K Reduce -3.4%
NVDA Nvidia Corp. 0.25% 4,745 $576K Reduce -68.3%
RY Royal Bank of Canada 0.25% 4,600 $574K Reduce -13.2%
IJR iShares Core S&P Small-Cap E 0.25% 4,837 $566K Reduce -7.6%
ITOT iShares Core S&P Total U.S. 0.24% 4,415 $555K Add +0.1%
GOOGL Alphabet Inc. Class A 0.24% 3,313 $550K Add +4.3%
VLO Valero Energy Corp. 0.24% 4,013 $542K No change
AXP American Express Co. 0.23% 1,945 $527K Reduce -2.5%
DNL Wisdmtree GB Ex-US QL GR-Usd 0.23% 13,341 $526K Add +3.3%
CIVI Civitas Resources Inc. 0.23% 10,230 $518K Reduce -8.8%
LLY Eli Lilly & Co. 0.22% 576 $510K No change
PEP Pepsico Inc. 0.22% 2,999 $510K No change
ALC Alcon Inc. filed as ALCON AG 0.22% 5,008 $501K Add +2.6%
BNS Bank of Nova Scotia filed as BANK NOVA SCOTIA HALIFAX 0.21% 8,980 $489K Add +4.7%
IWB iShares Russell 1000 ETF 0.21% 1,555 $489K No change
HD Home Depot Inc. 0.20% 1,158 $469K Reduce -1.2%
PGR Progressive Corp. 0.19% 1,739 $441K No change
SCHA Schwab US Small-Cap ETF 0.19% 8,493 $437K Reduce -0.8%
DE Deere & Co. 0.19% 1,021 $426K Reduce -15.3%
TJX TJX Companies Inc. filed as TJX COS INC NEW 0.18% 3,512 $413K No change
JMST JPM Ultra-Short Muni Income filed as J P MORGAN EXCHANGE TRADED F 0.18% 8,100 $413K Add +15.7%
PYLD PIMCO Multisector Bond Actv 0.17% 15,059 $401K Reduce -0.1%
CSCO Cisco Systems Inc. 0.17% 7,532 $401K Reduce -18.8%
DHI D.R. Horton Inc. 0.17% 2,091 $399K No change
MSI Motorola Solutions Inc. 0.17% 865 $389K No change
IVW iShares S&P 500 Growth ETF 0.17% 4,059 $389K Add +24.2%
ABT Abbott Laboratories 0.17% 3,387 $386K Add +9.1%
JAAA Janus Henderson Aaa Clo ETF 0.17% 7,513 $382K Add +56.8%
CNI Canadian Natl Railway Co. 0.16% 3,203 $375K No change
REGN Regeneron Pharmaceuticals 0.16% 354 $372K No change
MDY State Street SPDR S&P Midcap 0.16% 650 $370K No change
BHP BHP Group Ltd.-Spon ADR 0.16% 5,926 $368K Reduce -19.1%
XLK SS Technology Select Sector 0.16% 1,623 $366K No change
BRK.B Berkshire Hathaway Inc. Class B 0.16% 788 $363K No change
GATX Gatx Corp. 0.16% 2,700 $358K No change
PSX Phillips 66 0.15% 2,672 $351K No change
MCD McDonald's Corp. 0.15% 1,125 $343K Add +13.4%
ACWI iShares MSCI Acwi ETF 0.15% 2,813 $336K Add +8.5%
SU Suncor Energy Inc. 0.14% 8,730 $322K Add +3.6%
MELI MercadoLibre Inc. 0.14% 153 $314K Add +1.3%
CNQ Canadian Natural Resources 0.13% 9,200 $306K No change
SPGI S&P Global Inc. 0.13% 588 $304K Reduce -2.5%
SCHB Schwab US Broad Market ETF 0.13% 4,480 $298K No change
TSCO Tractor Supply Company 0.13% 999 $291K No change
PEG Public Service Enterprise GP 0.13% 3,233 $288K No change
BKH Black Hills Corp. 0.12% 4,549 $278K Add +3.9%
VXF Vanguard Extended Market ETF 0.12% 1,519 $276K Reduce -2.1%

Show all 116 holdings

Portfolio Sells Q2 2024 → Q3 2024
IBDP iShares Ibonds Dec 2024 Term Sold out 0.00% −5.44
NVDA Nvidia Corp. Reduce -68.3% 0.25% −0.60
AAPL Apple Inc. Reduce -15.6% 3.34% −0.46
JPST JPMorgan Ultra-Short Income Reduce -0.5% 6.30% −0.39
JBND JPMorgan Active Bond ETF Reduce -1.4% 5.34% −0.16
CIVI Civitas Resources Inc. Reduce -8.8% 0.23% −0.13
IWF iShares Russell 1000 Growth Reduce -0.5% 3.48% −0.13
MSFT Microsoft Corp. Reduce -0.0% 1.23% −0.13
DG Dollar General Corp. Reduce -20.0% 0.11% −0.11
AMAT Applied Materials Inc. Sold out 0.00% −0.10
T AT&T Inc. Sold out 0.00% −0.09
CVX Chevron Corp. Reduce -1.4% 0.27% −0.04
LADR Ladder Capital Corp.-REIT Reduce -9.8% 0.27% −0.04
BHP BHP Group Ltd.-Spon ADR Reduce -19.1% 0.16% −0.03
CSCO Cisco Systems Inc. Reduce -18.8% 0.17% −0.03
NTR Nutrien Ltd. Reduce -8.5% 0.11% −0.03
DE Deere & Co. Reduce -15.3% 0.19% −0.02
COST Costco Wholesale Corp. Reduce -3.8% 0.33% −0.02
ROK Rockwell Automation Inc. Reduce -4.8% 0.09% −0.01
V Visa Inc. Class A Reduce -3.4% 0.25% −0.01
IJR iShares Core S&P Small-Cap E Reduce -7.6% 0.25% −0.01
RY Royal Bank of Canada Reduce -13.2% 0.25% −0.01
IJH iShares Core S&P Midcap ETF Reduce -1.2% 0.53% −0.01
PYLD PIMCO Multisector Bond Actv Reduce -0.1% 0.17% −0.00
DEO Diageo PLC-Sponsored ADR Reduce -6.8% 0.10% −0.00
VXF Vanguard Extended Market ETF Reduce -2.1% 0.12% −0.00
ARKK ARK Innovation ETF Reduce -1.4% 0.11% +0.00
SCHA Schwab US Small-Cap ETF Reduce -0.8% 0.19% +0.00
ORI Old Republic Intl Corp. Reduce -5.0% 0.32% +0.01
SPGI S&P Global Inc. Reduce -2.5% 0.13% +0.01
JNJ Johnson & Johnson Reduce -1.2% 0.29% +0.01
TMO Thermo Fisher Scientific Inc. Reduce -0.8% 0.29% +0.01
AXP American Express Co. Reduce -2.5% 0.23% +0.02
HD Home Depot Inc. Reduce -1.2% 0.20% +0.02
EXP Eagle Materials Inc. Reduce -4.3% 0.37% +0.06

Portfolio Buys Q2 2024 → Q3 2024
IBDQ iShares Ibonds Dec 2025 Term Add +1274.5% 5.63% +5.20
MOAT Vaneck Morningstar Wide Moat Add +1.9% 5.63% +0.39
ELV Elevance Health Inc. New 0.36% +0.36
CGDV Cap Group Dividend Value Add +0.7% 6.15% +0.27
VOE Vngrd Mrngstr MD-Cap Val ETF Add +3.1% 3.23% +0.24
DFAS Dimensional US Small Cap ETF Add +4.0% 3.07% +0.16
QGRO American Century US Quality Add +3.3% 5.16% +0.15
VO Vngrd Mrngstr MD-Cap ETF-Usd Add +0.1% 5.81% +0.15
DGRO iShares Core Dividend Growth Add +41.2% 0.47% +0.14
RSP Invesco S&P 500 Equal Weight Add +0.7% 4.30% +0.14
VB Vanguard Most SM-Cap ETF-Usd Add +2.6% 2.84% +0.14
MINT PIMCO Enhanced Short Maturit Add +48.7% 0.46% +0.13
MMM 3M Co. New 0.10% +0.10
AEM Agnico Eagle Mines Ltd. Add +7.8% 0.46% +0.09
COWZ Pacer US Cash Cows 100 ETF New 0.09% +0.09
JMEE JPM Sma & Mid Cap En Eq Et-U Add +7.2% 0.80% +0.06
REVS Columbia Resear Enh Val ETF Add +11.2% 0.51% +0.06
JAAA Janus Henderson Aaa Clo ETF Add +56.8% 0.17% +0.05
DGRW Wisdomtree U.S. Quality Divi Add +9.6% 0.51% +0.05
INGR Ingredion Inc. Add +0.3% 0.37% +0.04
WMT Walmart Inc. Add +2.4% 0.30% +0.04
MCD McDonald's Corp. Add +13.4% 0.15% +0.03
BNS Bank of Nova Scotia Add +4.7% 0.21% +0.03
IVW iShares S&P 500 Growth ETF Add +24.2% 0.17% +0.03
VUG Vanguard Mrngstar GR ETF-Sui Add +8.2% 0.58% +0.03
MELI MercadoLibre Inc. Add +1.3% 0.14% +0.02
ABT Abbott Laboratories Add +9.1% 0.17% +0.02
ALC Alcon Inc. Add +2.6% 0.22% +0.02
JMST JPM Ultra-Short Muni Income Add +15.7% 0.18% +0.02
IVV iShares Core S&P 500 ETF Add +1.5% 1.90% +0.01
ACWI iShares MSCI Acwi ETF Add +8.5% 0.15% +0.01
BKH Black Hills Corp. Add +3.9% 0.12% +0.01
NVS Novartis AG-Sponsored ADR Add +1.0% 0.37% +0.01
IJJ iShares S&P Mid-Cap 400 Valu Add +0.1% 0.10% +0.00
VTI VG Morningstar TS MKT ETF-US Add +1.2% 0.31% +0.00
CGGO Cap Group Global Growth Add +4.3% 0.37% +0.00
TSM Taiwan Semiconductor-SP ADR Add +6.5% 0.26% +0.00
ITOT iShares Core S&P Total U.S. Add +0.1% 0.24% −0.00
DNL Wisdmtree GB Ex-US QL GR-Usd Add +3.3% 0.23% −0.00
SU Suncor Energy Inc. Add +3.6% 0.14% −0.01
GOOGL Alphabet Inc. Class A Add +4.3% 0.24% −0.03
AMZN Amazon.com Inc. Add +0.5% 0.46% −0.04
COP Conocophillips Add +3.3% 0.64% −0.08
CGCP Cap Group Core Plus Income Add +0.6% 6.32% −0.10
IBHF iShares Ibond 2026 HY & Inc. Add +2.0% 5.86% −0.12

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 128$278.7MCGDV, JPST, CGCP, SPHQ, VO
Q1 2026 122$252.4MJPST, CGDV, CGCP, IBHF, IBDU
Q4 2025 121$254.0MQGRO, CGDV, JPST, CGCP, IBHF
Q3 2025 120$267.3MQGRO, JPST, CGDV, CGCP, IBHF
Q2 2025 116$248.8MQGRO, CGCP, JPST, CGDV, IBDQ
Q1 2025 115$228.3MJPST, CGCP, CGDV, IBHF, IBDQ
Q4 2024 110$228.0MJPST, CGCP, CGDV, IBHF, VO
Q3 2024 116$229.7MCGCP, JPST, CGDV, IBHF, VO
Q2 2024 116$216.2MJPST, CGCP, IBHF, CGDV, VO
Q1 2024 115$210.3MJPST, CGCP, IBHF, VO, CGDV