Ruggaard & Associates LLC
In its 13F for Q2 2025 (holdings as of June 30, 2025, filed August 14, 2025), Ruggaard & Associates LLC reported 116 stock positions worth $248.8 million. Its top holding was American Century US Quality (QGRO) at 6.3% of the portfolio, followed by Cap Group Core Plus Income (CGCP, 6.1%) and JPMorgan Ultra-Short Income (JPST, 6.1%). Compared with Q1 2025, it opened 6 new positions, sold out of 5, added to 37 and reduced 49. The biggest buy was a new position in Invesco S&P 500 Quality ETF (SPHQ) and the biggest sale an exit from Vaneck Morningstar Wide Moat (MOAT).
- Most Recent 13F
- Q2 2026
- Location
- HUDSON, OH
- CIK
- 0001971230
- Portfolio Value
- $248.8M (Q2 2025)
- SEC Filing
- 0001971230-25-000005 ↗ filed Aug 14, 2025
Holdings Value
Holdings 116 stocks · $248.8M
| QGRO American Century US Quality | 6.26% | 142,821 | $15.6M | Add +2.9% |
| CGCP Cap Group Core Plus Income | 6.10% | 674,361 | $15.2M | Add +3.4% |
| JPST JPMorgan Ultra-Short Income | 6.06% | 297,298 | $15.1M | Reduce -0.8% |
| CGDV Cap Group Dividend Value filed as CAPITAL GROUP DIVIDEND VALUE | 5.90% | 371,570 | $14.7M | Reduce -6.6% |
| IBDQ iShares Ibonds Dec 2025 Term | 5.38% | 531,633 | $13.4M | Reduce -0.1% |
| IBHF iShares Ibond 2026 HY & Inc. | 5.36% | 574,522 | $13.3M | Reduce -2.2% |
| JBND JPMorgan Active Bond ETF | 4.89% | 227,167 | $12.2M | Add +0.1% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 4.85% | 43,079 | $12.1M | Reduce -13.9% |
| SPHQ Invesco S&P 500 Quality ETF | 4.55% | 158,963 | $11.3M | New |
| RSP Invesco S&P 500 Equal Weight | 3.97% | 54,369 | $9.9M | Reduce -2.4% |
| IWF iShares Russell 1000 Growth | 3.40% | 19,943 | $8.5M | Reduce -3.4% |
| CGGO Cap Group Global Growth filed as CAPITAL GROUP GBL GROWTH EQT | 3.40% | 264,331 | $8.5M | Add +712.6% |
| DFAS Dimensional US Small Cap ETF | 2.99% | 116,597 | $7.4M | Reduce -0.4% |
| WTV Wisdomtree U.S. Value Fund | 2.94% | 84,648 | $7.3M | Reduce -6.3% |
| DBEF Xtrackers MSCI Eafe Hedged E | 2.72% | 154,867 | $6.8M | New |
| VB Vanguard Most SM-Cap ETF-Usd | 2.58% | 27,078 | $6.4M | Reduce -5.3% |
| AAPL Apple Inc. | 2.48% | 30,051 | $6.2M | Add +0.0% |
| IVV iShares Core S&P 500 ETF | 1.90% | 7,597 | $4.7M | Reduce -6.8% |
| MSFT Microsoft Corp. | 1.18% | 5,883 | $2.9M | Add +0.5% |
| DGRO iShares Core Dividend Growth | 0.73% | 28,469 | $1.8M | Add +39.1% |
| MINT PIMCO Enhanced Short Maturit | 0.72% | 17,884 | $1.8M | Reduce -0.8% |
| AEM Agnico Eagle Mines Ltd. | 0.67% | 14,043 | $1.7M | Add +4.8% |
| JMEE JPM Sma & Mid Cap En Eq Et-U filed as J P MORGAN EXCHANGE TRADED F | 0.67% | 28,071 | $1.7M | Reduce -11.9% |
| AVLV Avantis US Large Cap Value | 0.54% | 19,873 | $1.4M | Add +0.6% |
| DGRW Wisdomtree U.S. Quality Divi | 0.53% | 15,772 | $1.3M | Add +3.6% |
| REVS Columbia Resear Enh Val ETF | 0.52% | 49,588 | $1.3M | Reduce -1.7% |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.52% | 2,962 | $1.3M | Reduce -17.4% |
| AMZN Amazon.com Inc. | 0.50% | 5,623 | $1.2M | Add +2.5% |
| QQQ Invesco QQQ Trust Series 1 | 0.48% | 2,157 | $1.2M | Add +0.2% |
| IJT iShares S&P Small-Cap 600 GR | 0.46% | 8,612 | $1.1M | Reduce -20.9% |
| COP Conocophillips | 0.46% | 12,738 | $1.1M | Reduce -1.7% |
| TXN Texas Instruments Inc. | 0.45% | 5,441 | $1.1M | Add +2.0% |
| IJK iShares S&P Mid-Cap 400 Grow | 0.45% | 12,395 | $1.1M | Add +31.6% |
| IJH iShares Core S&P Midcap ETF | 0.41% | 16,567 | $1.0M | Reduce -15.9% |
| DNL Wisdmtree GB Ex-US QL GR-Usd | 0.40% | 24,588 | $990K | Add +32.5% |
| JPM JPMorgan Chase & Co. | 0.36% | 3,123 | $905K | Reduce -3.0% |
| NVS Novartis AG-Sponsored ADR | 0.36% | 7,399 | $895K | No change |
| VTI VG Morningstar TS MKT ETF-US | 0.34% | 2,805 | $853K | Add +8.8% |
| AFL Aflac Inc. | 0.34% | 7,951 | $839K | No change |
| INGR Ingredion Inc. | 0.33% | 6,055 | $821K | Reduce -2.4% |
| ORI Old Republic Intl Corp. | 0.32% | 20,896 | $803K | Add +0.4% |
| PYLD PIMCO Multisector Bond Actv | 0.32% | 29,950 | $795K | Reduce -5.7% |
| WMT Walmart Inc. | 0.32% | 8,028 | $785K | Reduce -0.6% |
| COST Costco Wholesale Corp. | 0.31% | 784 | $776K | Add +0.1% |
| NVDA Nvidia Corp. | 0.31% | 4,862 | $768K | Add +29.9% |
| SCHG Schwab US Large-Cap Growth | 0.30% | 25,435 | $743K | Add +0.6% |
| IWP iShares Russell Mid-Cap Grow | 0.29% | 5,200 | $721K | Reduce -3.4% |
| TSM Taiwan Semiconductor-SP ADR | 0.29% | 3,156 | $715K | Reduce -0.9% |
| JAAA Janus Henderson Aaa Clo ETF | 0.27% | 13,215 | $671K | Add +1.3% |
| CVX Chevron Corp. | 0.26% | 4,601 | $659K | Add +4.0% |
| V Visa Inc. Class A | 0.26% | 1,818 | $646K | Reduce -0.9% |
| ELV Elevance Health Inc. | 0.26% | 1,644 | $639K | Reduce -0.4% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.25% | 992 | $613K | Add +3.0% |
| RY Royal Bank of Canada | 0.24% | 4,585 | $603K | Reduce -2.1% |
| XOM Exxon Mobil Corp. | 0.24% | 5,584 | $602K | Add +0.2% |
| PG The Procter & Gamble Co. | 0.24% | 3,707 | $591K | Reduce -0.9% |
| SCHM Schwab US Mid Cap ETF | 0.23% | 20,819 | $584K | Reduce -2.9% |
| VLO Valero Energy Corp. | 0.22% | 4,014 | $540K | No change |
| JMST JPM Ultra-Short Muni Income filed as J P MORGAN EXCHANGE TRADED F | 0.22% | 10,580 | $539K | No change |
| EXP Eagle Materials Inc. | 0.22% | 2,665 | $539K | Reduce -1.3% |
| GOOGL Alphabet Inc. Class A | 0.21% | 2,924 | $515K | Add +0.7% |
| CSCO Cisco Systems Inc. | 0.20% | 7,332 | $509K | No change |
| ABT Abbott Laboratories | 0.20% | 3,634 | $494K | Add +19.8% |
| BNS Bank of Nova Scotia filed as BANK NOVA SCOTIA HALIFAX | 0.20% | 8,781 | $485K | Reduce -2.2% |
| IWB iShares Russell 1000 ETF | 0.19% | 1,404 | $477K | Reduce -9.7% |
| LADR Ladder Capital Corp.-REIT | 0.19% | 44,138 | $474K | Reduce -1.4% |
| PGR Progressive Corp. | 0.19% | 1,740 | $464K | No change |
| ITOT iShares Core S&P Total U.S. | 0.19% | 3,410 | $460K | Reduce -22.8% |
| AVGO Broadcom Inc. | 0.18% | 1,655 | $456K | Add +5.7% |
| ALC Alcon Inc. filed as ALCON AG | 0.18% | 4,977 | $439K | Reduce -0.6% |
| DE Deere & Co. | 0.17% | 844 | $429K | Add +0.8% |
| JNJ Johnson & Johnson | 0.17% | 2,808 | $429K | Reduce -29.4% |
| SU Suncor Energy Inc. | 0.17% | 11,345 | $425K | Add +0.1% |
| XLK SS Technology Select Sector | 0.17% | 1,623 | $411K | No change |
| BRK.B Berkshire Hathaway Inc. Class B | 0.16% | 836 | $406K | Add +3.1% |
| SCHA Schwab US Small-Cap ETF | 0.16% | 16,006 | $405K | Reduce -2.0% |
| GATX Gatx Corp. | 0.16% | 2,633 | $404K | No change |
| AXP American Express Co. | 0.16% | 1,232 | $393K | Reduce -3.0% |
| ARKK ARK Innovation ETF | 0.15% | 5,455 | $383K | No change |
| ACWI iShares MSCI Acwi ETF | 0.15% | 2,923 | $376K | No change |
| HD Home Depot Inc. | 0.15% | 1,022 | $375K | Reduce -0.3% |
| PEP Pepsico Inc. | 0.15% | 2,824 | $373K | Reduce -0.9% |
| MDY State Street SPDR S&P Midcap | 0.15% | 650 | $368K | No change |
| MCD McDonald's Corp. | 0.14% | 1,194 | $349K | Reduce -1.2% |
| LLY Eli Lilly & Co. | 0.14% | 446 | $348K | No change |
| COF Capital One Financial Corp. | 0.14% | 1,600 | $340K | No change |
| CNI Canadian Natl Railway Co. | 0.13% | 3,203 | $333K | No change |
| TMO Thermo Fisher Scientific Inc. | 0.13% | 800 | $325K | Reduce -12.6% |
| NTR Nutrien Ltd. | 0.13% | 5,405 | $315K | No change |
| MSI Motorola Solutions Inc. | 0.12% | 737 | $310K | Add +1.2% |
| DG Dollar General Corp. | 0.12% | 2,691 | $308K | Add +5.1% |
| PSX Phillips 66 | 0.12% | 2,532 | $302K | Reduce -5.2% |
| VXF Vanguard Extended Market ETF | 0.12% | 1,564 | $301K | Reduce -12.6% |
| CNQ Canadian Natural Resources | 0.12% | 9,510 | $299K | Reduce -5.8% |
| TRV The Travelers Cos Inc. | 0.12% | 1,104 | $295K | Add +10.0% |
| MELI MercadoLibre Inc. | 0.12% | 112 | $293K | Add +6.7% |
| PEG Public Service Enterprise GP | 0.11% | 3,233 | $272K | No change |
| IWS iShares Russell Mid-Cap Valu | 0.11% | 2,057 | $272K | No change |
| VTEB Vanguard Tax-Exempt Bond ETF | 0.11% | 5,440 | $267K | No change |
| BKH Black Hills Corp. | 0.10% | 4,649 | $261K | No change |
Portfolio Sells Q1 2025 → Q2 2025
| MOAT Vaneck Morningstar Wide Moat | Sold out | 0.00% | −5.13 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Reduce -13.9% | 4.85% | −0.82 |
| IBHF iShares Ibond 2026 HY & Inc. | Reduce -2.2% | 5.36% | −0.61 |
| JPST JPMorgan Ultra-Short Income | Reduce -0.8% | 6.06% | −0.59 |
| IBDQ iShares Ibonds Dec 2025 Term | Reduce -0.1% | 5.38% | −0.48 |
| CGDV Cap Group Dividend Value | Reduce -6.6% | 5.90% | −0.31 |
| WTV Wisdomtree U.S. Value Fund | Reduce -6.3% | 2.94% | −0.31 |
| RSP Invesco S&P 500 Equal Weight | Reduce -2.4% | 3.97% | −0.26 |
| VB Vanguard Most SM-Cap ETF-Usd | Reduce -5.3% | 2.58% | −0.20 |
| IVW iShares S&P 500 Growth ETF | Sold out | 0.00% | −0.17 |
| COWZ Pacer US Cash Cows 100 ETF | Sold out | 0.00% | −0.16 |
| COP Conocophillips | Reduce -1.7% | 0.46% | −0.14 |
| IJT iShares S&P Small-Cap 600 GR | Reduce -20.9% | 0.46% | −0.13 |
| JNJ Johnson & Johnson | Reduce -29.4% | 0.17% | −0.12 |
| IJR iShares Core S&P Small-Cap E | Reduce -51.8% | 0.10% | −0.11 |
| JMEE JPM Sma & Mid Cap En Eq Et-U | Reduce -11.9% | 0.67% | −0.11 |
| IVV iShares Core S&P 500 ETF | Reduce -6.8% | 1.90% | −0.11 |
| BHP BHP Group Ltd.-Spon ADR | Sold out | 0.00% | −0.09 |
| IJJ iShares S&P Mid-Cap 400 Valu | Sold out | 0.00% | −0.09 |
| IJH iShares Core S&P Midcap ETF | Reduce -15.9% | 0.41% | −0.09 |
| DFAS Dimensional US Small Cap ETF | Reduce -0.4% | 2.99% | −0.08 |
| MINT PIMCO Enhanced Short Maturit | Reduce -0.8% | 0.72% | −0.07 |
| TMO Thermo Fisher Scientific Inc. | Reduce -12.6% | 0.13% | −0.07 |
| VUG Vanguard Mrngstar GR ETF-Sui | Reduce -17.4% | 0.52% | −0.06 |
| ELV Elevance Health Inc. | Reduce -0.4% | 0.26% | −0.06 |
| ITOT iShares Core S&P Total U.S. | Reduce -22.8% | 0.19% | −0.05 |
| PYLD PIMCO Multisector Bond Actv | Reduce -5.7% | 0.32% | −0.05 |
| EXP Eagle Materials Inc. | Reduce -1.3% | 0.22% | −0.05 |
| PG The Procter & Gamble Co. | Reduce -0.9% | 0.24% | −0.04 |
| INGR Ingredion Inc. | Reduce -2.4% | 0.33% | −0.04 |
| PEP Pepsico Inc. | Reduce -0.9% | 0.15% | −0.04 |
| REVS Columbia Resear Enh Val ETF | Reduce -1.7% | 0.52% | −0.03 |
| LADR Ladder Capital Corp.-REIT | Reduce -1.4% | 0.19% | −0.03 |
| ALC Alcon Inc. | Reduce -0.6% | 0.18% | −0.03 |
| SCHB Schwab US Broad Market ETF | Reduce -23.3% | 0.10% | −0.03 |
| MCD McDonald's Corp. | Reduce -1.2% | 0.14% | −0.03 |
| PSX Phillips 66 | Reduce -5.2% | 0.12% | −0.02 |
| V Visa Inc. Class A | Reduce -0.9% | 0.26% | −0.02 |
| IWB iShares Russell 1000 ETF | Reduce -9.7% | 0.19% | −0.02 |
| CNQ Canadian Natural Resources | Reduce -5.8% | 0.12% | −0.02 |
| HD Home Depot Inc. | Reduce -0.3% | 0.15% | −0.01 |
| VXF Vanguard Extended Market ETF | Reduce -12.6% | 0.12% | −0.01 |
| TJX TJX Companies Inc. | Reduce -4.8% | 0.10% | −0.01 |
| SCHM Schwab US Mid Cap ETF | Reduce -2.9% | 0.23% | −0.01 |
| SPGI S&P Global Inc. | Reduce -1.7% | 0.10% | −0.01 |
| SCHA Schwab US Small-Cap ETF | Reduce -2.0% | 0.16% | −0.00 |
| WMT Walmart Inc. | Reduce -0.6% | 0.32% | +0.00 |
| AXP American Express Co. | Reduce -3.0% | 0.16% | +0.01 |
| BNS Bank of Nova Scotia | Reduce -2.2% | 0.20% | +0.01 |
| RY Royal Bank of Canada | Reduce -2.1% | 0.24% | +0.01 |
Portfolio Buys Q1 2025 → Q2 2025
| SPHQ Invesco S&P 500 Quality ETF | New | 4.55% | +4.55 |
| CGGO Cap Group Global Growth | Add +712.6% | 3.40% | +2.99 |
| DBEF Xtrackers MSCI Eafe Hedged E | New | 2.72% | +2.72 |
| QGRO American Century US Quality | Add +2.9% | 6.26% | +0.57 |
| MSFT Microsoft Corp. | Add +0.5% | 1.18% | +0.21 |
| DGRO iShares Core Dividend Growth | Add +39.1% | 0.73% | +0.18 |
| NVDA Nvidia Corp. | Add +29.9% | 0.31% | +0.13 |
| IJK iShares S&P Mid-Cap 400 Grow | Add +31.6% | 0.45% | +0.11 |
| DNL Wisdmtree GB Ex-US QL GR-Usd | Add +32.5% | 0.40% | +0.11 |
| NVMI Nova Ltd. | New | 0.09% | +0.09 |
| ROK Rockwell Automation Inc. | New | 0.09% | +0.09 |
| ORCL Oracle Corp. | New | 0.09% | +0.09 |
| GLD SPDR Gold Shares | New | 0.09% | +0.09 |
| AVGO Broadcom Inc. | Add +5.7% | 0.18% | +0.07 |
| AMZN Amazon.com Inc. | Add +2.5% | 0.50% | +0.04 |
| QQQ Invesco QQQ Trust Series 1 | Add +0.2% | 0.48% | +0.04 |
| AEM Agnico Eagle Mines Ltd. | Add +4.8% | 0.67% | +0.03 |
| TXN Texas Instruments Inc. | Add +2.0% | 0.45% | +0.03 |
| VTI VG Morningstar TS MKT ETF-US | Add +8.8% | 0.34% | +0.03 |
| MELI MercadoLibre Inc. | Add +6.7% | 0.12% | +0.03 |
| DG Dollar General Corp. | Add +5.1% | 0.12% | +0.03 |
| ABT Abbott Laboratories | Add +19.8% | 0.20% | +0.02 |
| SCHG Schwab US Large-Cap Growth | Add +0.6% | 0.30% | +0.02 |
| SPY SS SPDR S&P 500 ETF Trust-US | Add +3.0% | 0.25% | +0.01 |
| GOOGL Alphabet Inc. Class A | Add +0.7% | 0.21% | +0.01 |
| TRV The Travelers Cos Inc. | Add +10.0% | 0.12% | +0.00 |
| DE Deere & Co. | Add +0.8% | 0.17% | +0.00 |
| KRP Kimbell Royalty Partners LP | Add +8.1% | 0.07% | −0.00 |
| DGRW Wisdomtree U.S. Quality Divi | Add +3.6% | 0.53% | −0.00 |
| DHI D.R. Horton Inc. | Add +1.8% | 0.09% | −0.01 |
| COST Costco Wholesale Corp. | Add +0.1% | 0.31% | −0.01 |
| MSI Motorola Solutions Inc. | Add +1.2% | 0.12% | −0.02 |
| AVLV Avantis US Large Cap Value | Add +0.6% | 0.54% | −0.02 |
| JAAA Janus Henderson Aaa Clo ETF | Add +1.3% | 0.27% | −0.02 |
| SU Suncor Energy Inc. | Add +0.1% | 0.17% | −0.02 |
| BRK.B Berkshire Hathaway Inc. Class B | Add +3.1% | 0.16% | −0.03 |
| ORI Old Republic Intl Corp. | Add +0.4% | 0.32% | −0.03 |
| CIVI Civitas Resources Inc. | Add +1.6% | 0.10% | −0.04 |
| XOM Exxon Mobil Corp. | Add +0.2% | 0.24% | −0.05 |
| CVX Chevron Corp. | Add +4.0% | 0.26% | −0.06 |
| CGCP Cap Group Core Plus Income | Add +3.4% | 6.10% | −0.31 |
| JBND JPMorgan Active Bond ETF | Add +0.1% | 4.89% | −0.43 |
| AAPL Apple Inc. | Add +0.0% | 2.48% | −0.45 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 128 | $278.7M | CGDV, JPST, CGCP, SPHQ, VO |
| Q1 2026 | 122 | $252.4M | JPST, CGDV, CGCP, IBHF, IBDU |
| Q4 2025 | 121 | $254.0M | QGRO, CGDV, JPST, CGCP, IBHF |
| Q3 2025 | 120 | $267.3M | QGRO, JPST, CGDV, CGCP, IBHF |
| Q2 2025 | 116 | $248.8M | QGRO, CGCP, JPST, CGDV, IBDQ |
| Q1 2025 | 115 | $228.3M | JPST, CGCP, CGDV, IBHF, IBDQ |
| Q4 2024 | 110 | $228.0M | JPST, CGCP, CGDV, IBHF, VO |
| Q3 2024 | 116 | $229.7M | CGCP, JPST, CGDV, IBHF, VO |
| Q2 2024 | 116 | $216.2M | JPST, CGCP, IBHF, CGDV, VO |
| Q1 2024 | 115 | $210.3M | JPST, CGCP, IBHF, VO, CGDV |