Ruggaard & Associates LLC

In its 13F for Q4 2024 (holdings as of December 31, 2024, filed February 13, 2025), Ruggaard & Associates LLC reported 110 stock positions worth $228.0 million. Its top holding was JPMorgan Ultra-Short Income (JPST) at 6.5% of the portfolio, followed by Cap Group Core Plus Income (CGCP, 6.3%) and Cap Group Dividend Value (CGDV, 6.1%). Compared with Q3 2024, it opened 2 new positions, sold out of 8, added to 39 and reduced 46. The biggest buy was American Century US Quality (QGRO, shares +3%) and the biggest sale an exit from Regeneron Pharmaceuticals (REGN).

Most Recent 13F
Q2 2026
Location
HUDSON, OH
CIK
0001971230
Portfolio Value
$228.0M (Q4 2024)
SEC Filing
0001971230-25-000001 ↗ filed Feb 13, 2025

Holdings Value

0$100.0M$200.0M$300.0M Q1 2024: $210.3M Q1 2024 Q2 2024: $216.2M Q2 2024 Q3 2024: $229.7M Q3 2024 Q4 2024: $228.0M $228.0M Q4 2024 Q1 2025: $228.3M Q1 2025 Q2 2025: $248.8M Q2 2025 Q3 2025: $267.3M Q3 2025 Q4 2025: $254.0M Q4 2025 Q1 2026: $252.4M Q1 2026 Q2 2026: $278.7M Q2 2026

Holdings 110 stocks · $228.0M
JPST JPMorgan Ultra-Short Income 6.51% 294,777 $14.8M Add +3.3%
CGCP Cap Group Core Plus Income 6.30% 647,385 $14.4M Add +3.0%
CGDV Cap Group Dividend Value filed as CAPITAL GROUP DIVIDEND VALUE 6.06% 392,050 $13.8M Add +1.1%
IBHF iShares Ibond 2026 HY & Inc. 5.89% 580,641 $13.4M Add +0.9%
VO Vngrd Mrngstr MD-Cap ETF-Usd 5.87% 50,685 $13.4M Add +0.2%
QGRO American Century US Quality 5.84% 133,553 $13.3M Add +2.6%
IBDQ iShares Ibonds Dec 2025 Term 5.78% 525,686 $13.2M Add +2.0%
MOAT Vaneck Morningstar Wide Moat 5.49% 135,025 $12.5M Add +1.2%
JBND JPMorgan Active Bond ETF 5.20% 226,738 $11.8M Add +1.1%
RSP Invesco S&P 500 Equal Weight 4.31% 56,037 $9.8M Add +1.7%
IWF iShares Russell 1000 Growth 3.67% 20,812 $8.4M Reduce -2.3%
AAPL Apple Inc. 3.41% 31,009 $7.8M Reduce -6.0%
DFAS Dimensional US Small Cap ETF 3.26% 114,196 $7.4M Add +4.9%
VOE Vngrd Mrngstr MD-Cap Val ETF 3.19% 44,951 $7.3M Add +1.7%
VB Vanguard Most SM-Cap ETF-Usd 2.97% 28,210 $6.8M Add +2.5%
IVV iShares Core S&P 500 ETF 1.94% 7,509 $4.4M Reduce -0.6%
MSFT Microsoft Corp. 1.16% 6,255 $2.6M Reduce -4.4%
JMEE JPM Sma & Mid Cap En Eq Et-U filed as J P MORGAN EXCHANGE TRADED F 0.78% 29,548 $1.8M Reduce -2.1%
VUG Vanguard Mrngstar GR ETF-Sui 0.65% 3,611 $1.5M Add +3.6%
IJT iShares S&P Small-Cap 600 GR 0.65% 10,880 $1.5M Reduce -1.8%
MINT PIMCO Enhanced Short Maturit 0.58% 13,208 $1.3M Add +25.4%
COP Conocophillips 0.56% 12,772 $1.3M Reduce -8.8%
REVS Columbia Resear Enh Val ETF 0.54% 49,908 $1.2M Add +7.7%
IJH iShares Core S&P Midcap ETF 0.54% 19,717 $1.2M Add +0.6%
DGRW Wisdomtree U.S. Quality Divi 0.53% 14,965 $1.2M Add +7.3%
AMZN Amazon.com Inc. 0.49% 5,069 $1.1M Reduce -10.5%
QQQ Invesco QQQ Trust Series 1 0.48% 2,145 $1.1M No change
DGRO iShares Core Dividend Growth 0.46% 17,217 $1.1M Add +0.1%
AEM Agnico Eagle Mines Ltd. 0.46% 13,463 $1.1M Add +2.7%
TXN Texas Instruments Inc. 0.44% 5,333 $1.0M Reduce -5.0%
JPM JPMorgan Chase & Co. 0.40% 3,799 $911K Reduce -0.5%
INGR Ingredion Inc. 0.38% 6,252 $860K Add +0.0%
IJK iShares S&P Mid-Cap 400 Grow 0.38% 9,415 $856K Reduce -4.1%
CGGO Cap Group Global Growth filed as CAPITAL GROUP GBL GROWTH EQT 0.36% 28,243 $825K Reduce -0.1%
AFL Aflac Inc. 0.36% 7,951 $822K Reduce -0.7%
ITOT iShares Core S&P Total U.S. 0.36% 6,375 $820K Add +44.4%
COST Costco Wholesale Corp. 0.34% 835 $765K Reduce -2.9%
ORI Old Republic Intl Corp. 0.33% 20,809 $753K Reduce -0.6%
WMT Walmart Inc. 0.32% 8,126 $734K Reduce -4.1%
VTI VG Morningstar TS MKT ETF-US 0.32% 2,481 $719K Reduce -0.1%
NVS Novartis AG-Sponsored ADR 0.31% 7,286 $709K Reduce -1.8%
SCHG Schwab US Large-Cap Growth 0.31% 25,280 $705K No change
IWP iShares Russell Mid-Cap Grow 0.30% 5,381 $682K Reduce -3.9%
PYLD PIMCO Multisector Bond Actv 0.29% 25,761 $668K Add +71.1%
EXP Eagle Materials Inc. 0.29% 2,685 $663K Reduce -9.0%
CVX Chevron Corp. 0.28% 4,449 $644K Add +4.9%
PG The Procter & Gamble Co. 0.28% 3,741 $627K Reduce -5.4%
SCHM Schwab US Mid Cap ETF 0.26% 21,796 $604K Reduce -3.6%
XOM Exxon Mobil Corp. 0.26% 5,555 $598K No change
ELV Elevance Health Inc. 0.26% 1,609 $594K No change
JNJ Johnson & Johnson 0.26% 4,103 $593K Reduce -0.1%
TSM Taiwan Semiconductor-SP ADR 0.26% 2,996 $592K Reduce -12.8%
V Visa Inc. Class A 0.25% 1,835 $580K Reduce -13.7%
DNL Wisdmtree GB Ex-US QL GR-Usd 0.25% 15,911 $572K Add +19.3%
RY Royal Bank of Canada 0.25% 4,685 $565K Add +1.9%
SPY SS SPDR S&P 500 ETF Trust-US 0.25% 963 $564K Reduce -17.2%
GOOGL Alphabet Inc. Class A 0.24% 2,910 $551K Reduce -12.2%
JAAA Janus Henderson Aaa Clo ETF 0.24% 10,720 $544K Add +42.7%
IJR iShares Core S&P Small-Cap E 0.24% 4,674 $539K Reduce -3.4%
LADR Ladder Capital Corp.-REIT 0.22% 45,298 $507K Reduce -13.9%
IWB iShares Russell 1000 ETF 0.22% 1,555 $501K No change
VLO Valero Energy Corp. 0.22% 4,014 $492K Add +0.0%
NVDA Nvidia Corp. 0.21% 3,649 $490K Reduce -23.1%
TMO Thermo Fisher Scientific Inc. 0.21% 930 $484K Reduce -14.4%
BNS Bank of Nova Scotia filed as BANK NOVA SCOTIA HALIFAX 0.21% 8,981 $482K Add +0.0%
CSCO Cisco Systems Inc. 0.20% 7,532 $446K No change
PEP Pepsico Inc. 0.19% 2,901 $441K Reduce -3.3%
SCHA Schwab US Small-Cap ETF 0.19% 16,896 $437K Reduce -0.5%
ALC Alcon Inc. filed as ALCON AG 0.19% 5,008 $425K No change
GATX Gatx Corp. 0.18% 2,700 $418K No change
PGR Progressive Corp. 0.18% 1,740 $417K Add +0.1%
IVW iShares S&P 500 Growth ETF 0.18% 4,059 $412K No change
JMST JPM Ultra-Short Muni Income filed as J P MORGAN EXCHANGE TRADED F 0.18% 8,100 $411K No change
CIVI Civitas Resources Inc. 0.18% 8,803 $404K Reduce -13.9%
HD Home Depot Inc. 0.17% 1,025 $399K Reduce -11.5%
SU Suncor Energy Inc. 0.17% 10,630 $379K Add +21.8%
XLK SS Technology Select Sector 0.17% 1,623 $377K No change
AXP American Express Co. 0.17% 1,270 $377K Reduce -34.7%
MDY State Street SPDR S&P Midcap 0.16% 650 $370K No change
BRK.B Berkshire Hathaway Inc. Class B 0.16% 814 $369K Add +3.3%
DE Deere & Co. 0.16% 837 $355K Reduce -18.0%
LLY Eli Lilly & Co. 0.15% 443 $342K Reduce -23.1%
MSI Motorola Solutions Inc. 0.15% 728 $337K Reduce -15.8%
ACWI iShares MSCI Acwi ETF 0.14% 2,813 $331K No change
MCD McDonald's Corp. 0.14% 1,131 $328K Add +0.5%
CNI Canadian Natl Railway Co. 0.14% 3,203 $325K No change
VXF Vanguard Extended Market ETF 0.14% 1,642 $312K Add +8.1%
CNQ Canadian Natural Resources 0.14% 10,100 $312K Add +9.8%
ARKK ARK Innovation ETF 0.14% 5,455 $310K No change
SCHB Schwab US Broad Market ETF 0.13% 13,441 $305K No change
PSX Phillips 66 0.13% 2,672 $304K No change
ABT Abbott Laboratories 0.13% 2,546 $288K Reduce -24.8%
COF Capital One Financial Corp. 0.13% 1,600 $285K No change
PEG Public Service Enterprise GP 0.12% 3,233 $273K No change
BKH Black Hills Corp. 0.12% 4,649 $272K Add +2.2%
IWS iShares Russell Mid-Cap Valu 0.12% 2,057 $266K No change
ET Energy Transfer LP 0.11% 12,987 $254K No change
TJX TJX Companies Inc. filed as TJX COS INC NEW 0.11% 2,062 $249K Reduce -41.3%
DHI D.R. Horton Inc. 0.11% 1,752 $245K Reduce -16.2%
NTR Nutrien Ltd. 0.11% 5,455 $244K Add +3.8%
AVGO Broadcom Inc. 0.11% 1,050 $243K New
TRV The Travelers Cos Inc. 0.11% 1,004 $242K Add +0.4%
SPGI S&P Global Inc. 0.10% 475 $237K Reduce -19.2%
BHP BHP Group Ltd.-Spon ADR 0.10% 4,626 $226K Reduce -21.9%
IJJ iShares S&P Mid-Cap 400 Valu 0.10% 1,736 $217K Reduce -10.8%
MMM 3M Co. 0.09% 1,610 $208K Add +0.6%
ECF Ellsworth Growth and Income 0.08% 18,772 $182K No change
KRP Kimbell Royalty Partners LP 0.07% 10,490 $170K New
HNRG Hallador Energy Co. 0.05% 10,000 $115K Reduce -9.1%
ABEV Ambev SA-ADR 0.01% 10,000 $19K No change

Portfolio Sells Q3 2024 → Q4 2024
REGN Regeneron Pharmaceuticals Sold out 0.00% −0.16
MELI MercadoLibre Inc. Sold out 0.00% −0.14
TSCO Tractor Supply Company Sold out 0.00% −0.13
DG Dollar General Corp. Sold out 0.00% −0.11
DEO Diageo PLC-Sponsored ADR Sold out 0.00% −0.10
MRK Merck & Co. Inc. Sold out 0.00% −0.10
ROK Rockwell Automation Inc. Sold out 0.00% −0.09
COWZ Pacer US Cash Cows 100 ETF Sold out 0.00% −0.09
COP Conocophillips Reduce -8.8% 0.56% −0.09
TMO Thermo Fisher Scientific Inc. Reduce -14.4% 0.21% −0.08
EXP Eagle Materials Inc. Reduce -9.0% 0.29% −0.08
LLY Eli Lilly & Co. Reduce -23.1% 0.15% −0.07
TJX TJX Companies Inc. Reduce -41.3% 0.11% −0.07
MSFT Microsoft Corp. Reduce -4.4% 1.16% −0.07
DHI D.R. Horton Inc. Reduce -16.2% 0.11% −0.07
TXN Texas Instruments Inc. Reduce -5.0% 0.44% −0.07
AXP American Express Co. Reduce -34.7% 0.17% −0.06
BHP BHP Group Ltd.-Spon ADR Reduce -21.9% 0.10% −0.06
NVS Novartis AG-Sponsored ADR Reduce -1.8% 0.31% −0.06
CIVI Civitas Resources Inc. Reduce -13.9% 0.18% −0.05
LADR Ladder Capital Corp.-REIT Reduce -13.9% 0.22% −0.04
SPY SS SPDR S&P 500 ETF Trust-US Reduce -17.2% 0.25% −0.04
ABT Abbott Laboratories Reduce -24.8% 0.13% −0.04
NVDA Nvidia Corp. Reduce -23.1% 0.21% −0.04
DE Deere & Co. Reduce -18.0% 0.16% −0.03
HD Home Depot Inc. Reduce -11.5% 0.17% −0.03
JNJ Johnson & Johnson Reduce -0.1% 0.26% −0.03
AFL Aflac Inc. Reduce -0.7% 0.36% −0.03
PEP Pepsico Inc. Reduce -3.3% 0.19% −0.03
SPGI S&P Global Inc. Reduce -19.2% 0.10% −0.03
IJT iShares S&P Small-Cap 600 GR Reduce -1.8% 0.65% −0.03
PG The Procter & Gamble Co. Reduce -5.4% 0.28% −0.02
MSI Motorola Solutions Inc. Reduce -15.8% 0.15% −0.02
IJK iShares S&P Mid-Cap 400 Grow Reduce -4.1% 0.38% −0.02
JMEE JPM Sma & Mid Cap En Eq Et-U Reduce -2.1% 0.78% −0.02
IJR iShares Core S&P Small-Cap E Reduce -3.4% 0.24% −0.01
IJJ iShares S&P Mid-Cap 400 Valu Reduce -10.8% 0.10% −0.01
CGGO Cap Group Global Growth Reduce -0.1% 0.36% −0.01
SCHM Schwab US Mid Cap ETF Reduce -3.6% 0.26% −0.01
TSM Taiwan Semiconductor-SP ADR Reduce -12.8% 0.26% −0.00
V Visa Inc. Class A Reduce -13.7% 0.25% 0.00
SCHA Schwab US Small-Cap ETF Reduce -0.5% 0.19% +0.00
GOOGL Alphabet Inc. Class A Reduce -12.2% 0.24% +0.00
COST Costco Wholesale Corp. Reduce -2.9% 0.34% +0.00
HNRG Hallador Energy Co. Reduce -9.1% 0.05% +0.01
ORI Old Republic Intl Corp. Reduce -0.6% 0.33% +0.01
VTI VG Morningstar TS MKT ETF-US Reduce -0.1% 0.32% +0.01
IWP iShares Russell Mid-Cap Grow Reduce -3.9% 0.30% +0.01
WMT Walmart Inc. Reduce -4.1% 0.32% +0.02
AMZN Amazon.com Inc. Reduce -10.5% 0.49% +0.03

Portfolio Buys Q3 2024 → Q4 2024
QGRO American Century US Quality Add +2.6% 5.84% +0.68
JPST JPMorgan Ultra-Short Income Add +3.3% 6.51% +0.21
DFAS Dimensional US Small Cap ETF Add +4.9% 3.26% +0.19
IBDQ iShares Ibonds Dec 2025 Term Add +2.0% 5.78% +0.15
VB Vanguard Most SM-Cap ETF-Usd Add +2.5% 2.97% +0.13
MINT PIMCO Enhanced Short Maturit Add +25.4% 0.58% +0.12
ITOT iShares Core S&P Total U.S. Add +44.4% 0.36% +0.12
PYLD PIMCO Multisector Bond Actv Add +71.1% 0.29% +0.12
AVGO Broadcom Inc. New 0.11% +0.11
KRP Kimbell Royalty Partners LP New 0.07% +0.07
JAAA Janus Henderson Aaa Clo ETF Add +42.7% 0.24% +0.07
VUG Vanguard Mrngstar GR ETF-Sui Add +3.6% 0.65% +0.07
VO Vngrd Mrngstr MD-Cap ETF-Usd Add +0.2% 5.87% +0.06
IBHF iShares Ibond 2026 HY & Inc. Add +0.9% 5.89% +0.03
REVS Columbia Resear Enh Val ETF Add +7.7% 0.54% +0.03
SU Suncor Energy Inc. Add +21.8% 0.17% +0.03
DGRW Wisdomtree U.S. Quality Divi Add +7.3% 0.53% +0.03
DNL Wisdmtree GB Ex-US QL GR-Usd Add +19.3% 0.25% +0.02
VXF Vanguard Extended Market ETF Add +8.1% 0.14% +0.02
CVX Chevron Corp. Add +4.9% 0.28% +0.01
RSP Invesco S&P 500 Equal Weight Add +1.7% 4.31% +0.01
IJH iShares Core S&P Midcap ETF Add +0.6% 0.54% +0.01
TRV The Travelers Cos Inc. Add +0.4% 0.11% +0.00
BRK.B Berkshire Hathaway Inc. Class B Add +3.3% 0.16% +0.00
CNQ Canadian Natural Resources Add +9.8% 0.14% +0.00
INGR Ingredion Inc. Add +0.0% 0.38% +0.00
AEM Agnico Eagle Mines Ltd. Add +2.7% 0.46% +0.00
BNS Bank of Nova Scotia Add +0.0% 0.21% −0.00
BKH Black Hills Corp. Add +2.2% 0.12% −0.00
RY Royal Bank of Canada Add +1.9% 0.25% −0.00
NTR Nutrien Ltd. Add +3.8% 0.11% −0.00
MMM 3M Co. Add +0.6% 0.09% −0.00
MCD McDonald's Corp. Add +0.5% 0.14% −0.01
DGRO iShares Core Dividend Growth Add +0.1% 0.46% −0.01
PGR Progressive Corp. Add +0.1% 0.18% −0.01
VLO Valero Energy Corp. Add +0.0% 0.22% −0.02
CGCP Cap Group Core Plus Income Add +3.0% 6.30% −0.02
VOE Vngrd Mrngstr MD-Cap Val ETF Add +1.7% 3.19% −0.04
CGDV Cap Group Dividend Value Add +1.1% 6.06% −0.09
MOAT Vaneck Morningstar Wide Moat Add +1.2% 5.49% −0.14
JBND JPMorgan Active Bond ETF Add +1.1% 5.20% −0.14

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 128$278.7MCGDV, JPST, CGCP, SPHQ, VO
Q1 2026 122$252.4MJPST, CGDV, CGCP, IBHF, IBDU
Q4 2025 121$254.0MQGRO, CGDV, JPST, CGCP, IBHF
Q3 2025 120$267.3MQGRO, JPST, CGDV, CGCP, IBHF
Q2 2025 116$248.8MQGRO, CGCP, JPST, CGDV, IBDQ
Q1 2025 115$228.3MJPST, CGCP, CGDV, IBHF, IBDQ
Q4 2024 110$228.0MJPST, CGCP, CGDV, IBHF, VO
Q3 2024 116$229.7MCGCP, JPST, CGDV, IBHF, VO
Q2 2024 116$216.2MJPST, CGCP, IBHF, CGDV, VO
Q1 2024 115$210.3MJPST, CGCP, IBHF, VO, CGDV