Ruggaard & Associates LLC

In its 13F for Q1 2025 (holdings as of March 31, 2025, filed May 15, 2025), Ruggaard & Associates LLC reported 115 stock positions worth $228.3 million. Its top holding was JPMorgan Ultra-Short Income (JPST) at 6.6% of the portfolio, followed by Cap Group Core Plus Income (CGCP, 6.4%) and Cap Group Dividend Value (CGDV, 6.2%). Compared with Q4 2024, it opened 7 new positions, sold out of 2, added to 42 and reduced 29. The biggest buy was a new position in Wisdomtree U.S. Value Fund (WTV) and the biggest sale an exit from Vngrd Mrngstr MD-Cap Val ETF (VOE).

Most Recent 13F
Q2 2026
Location
HUDSON, OH
CIK
0001971230
Portfolio Value
$228.3M (Q1 2025)
SEC Filing
0001971230-25-000002 ↗ filed May 15, 2025

Holdings Value

0$100.0M$200.0M$300.0M Q1 2024: $210.3M Q1 2024 Q2 2024: $216.2M Q2 2024 Q3 2024: $229.7M Q3 2024 Q4 2024: $228.0M Q4 2024 Q1 2025: $228.3M $228.3M Q1 2025 Q2 2025: $248.8M Q2 2025 Q3 2025: $267.3M Q3 2025 Q4 2025: $254.0M Q4 2025 Q1 2026: $252.4M Q1 2026 Q2 2026: $278.7M Q2 2026

Holdings 115 stocks · $228.3M
JPST JPMorgan Ultra-Short Income 6.65% 299,778 $15.2M Add +1.7%
CGCP Cap Group Core Plus Income 6.41% 652,057 $14.6M Add +0.7%
CGDV Cap Group Dividend Value filed as CAPITAL GROUP DIVIDEND VALUE 6.21% 397,750 $14.2M Add +1.4%
IBHF iShares Ibond 2026 HY & Inc. 5.97% 587,231 $13.6M Add +1.1%
IBDQ iShares Ibonds Dec 2025 Term 5.86% 532,182 $13.4M Add +1.2%
QGRO American Century US Quality 5.70% 138,806 $13.0M Add +3.9%
VO Vngrd Mrngstr MD-Cap ETF-Usd 5.67% 50,052 $12.9M Reduce -1.3%
JBND JPMorgan Active Bond ETF 5.32% 227,038 $12.2M Add +0.1%
MOAT Vaneck Morningstar Wide Moat 5.13% 133,138 $11.7M Reduce -1.4%
RSP Invesco S&P 500 Equal Weight 4.23% 55,722 $9.7M Reduce -0.6%
IWF iShares Russell 1000 Growth 3.27% 20,645 $7.5M Reduce -0.8%
WTV Wisdomtree U.S. Value Fund 3.25% 90,303 $7.4M New
DFAS Dimensional US Small Cap ETF 3.07% 117,112 $7.0M Add +2.5%
AAPL Apple Inc. 2.92% 30,044 $6.7M Reduce -3.1%
VB Vanguard Most SM-Cap ETF-Usd 2.78% 28,598 $6.3M Add +1.4%
IVV iShares Core S&P 500 ETF 2.01% 8,149 $4.6M Add +8.5%
MSFT Microsoft Corp. 0.96% 5,855 $2.2M Reduce -6.4%
MINT PIMCO Enhanced Short Maturit 0.79% 18,028 $1.8M Add +36.5%
JMEE JPM Sma & Mid Cap En Eq Et-U filed as J P MORGAN EXCHANGE TRADED F 0.78% 31,848 $1.8M Add +7.8%
AEM Agnico Eagle Mines Ltd. 0.64% 13,401 $1.5M Reduce -0.5%
COP Conocophillips 0.60% 12,962 $1.4M Add +1.5%
IJT iShares S&P Small-Cap 600 GR 0.59% 10,880 $1.4M No change
VUG Vanguard Mrngstar GR ETF-Sui 0.58% 3,587 $1.3M Reduce -0.7%
AVLV Avantis US Large Cap Value 0.56% 19,752 $1.3M New
REVS Columbia Resear Enh Val ETF 0.56% 50,438 $1.3M Add +1.1%
DGRO iShares Core Dividend Growth 0.55% 20,468 $1.3M Add +18.9%
DGRW Wisdomtree U.S. Quality Divi 0.53% 15,216 $1.2M Add +1.7%
IJH iShares Core S&P Midcap ETF 0.50% 19,700 $1.1M Reduce -0.1%
AMZN Amazon.com Inc. 0.46% 5,487 $1.0M Add +8.3%
QQQ Invesco QQQ Trust Series 1 0.44% 2,153 $1.0M Add +0.4%
TXN Texas Instruments Inc. 0.42% 5,333 $958K No change
CGGO Cap Group Global Growth filed as CAPITAL GROUP GBL GROWTH EQT 0.40% 32,530 $922K Add +15.2%
AFL Aflac Inc. 0.39% 7,951 $884K No change
INGR Ingredion Inc. 0.37% 6,205 $839K Reduce -0.8%
PYLD PIMCO Multisector Bond Actv 0.37% 31,751 $837K Add +23.3%
NVS Novartis AG-Sponsored ADR 0.36% 7,399 $825K Add +1.6%
ORI Old Republic Intl Corp. 0.36% 20,809 $816K No change
JPM JPMorgan Chase & Co. 0.35% 3,218 $789K Reduce -15.3%
IJK iShares S&P Mid-Cap 400 Grow 0.34% 9,415 $784K No change
COST Costco Wholesale Corp. 0.32% 783 $741K Reduce -6.2%
CVX Chevron Corp. 0.32% 4,426 $740K Reduce -0.5%
ELV Elevance Health Inc. 0.31% 1,650 $718K Add +2.5%
WMT Walmart Inc. 0.31% 8,076 $709K Reduce -0.6%
VTI VG Morningstar TS MKT ETF-US 0.31% 2,578 $709K Add +3.9%
XOM Exxon Mobil Corp. 0.29% 5,574 $663K Add +0.3%
DNL Wisdmtree GB Ex-US QL GR-Usd 0.29% 18,557 $662K Add +16.6%
JAAA Janus Henderson Aaa Clo ETF 0.29% 13,051 $662K Add +21.7%
JNJ Johnson & Johnson 0.29% 3,978 $660K Reduce -3.0%
V Visa Inc. Class A 0.28% 1,835 $643K No change
PG The Procter & Gamble Co. 0.28% 3,741 $638K No change
SCHG Schwab US Large-Cap Growth 0.28% 25,280 $633K No change
IWP iShares Russell Mid-Cap Grow 0.28% 5,381 $632K No change
EXP Eagle Materials Inc. 0.26% 2,700 $599K Add +0.6%
SCHM Schwab US Mid Cap ETF 0.25% 21,446 $562K Reduce -1.6%
ITOT iShares Core S&P Total U.S. 0.24% 4,418 $539K Reduce -30.7%
SPY SS SPDR S&P 500 ETF Trust-US 0.24% 963 $539K No change
JMST JPM Ultra-Short Muni Income filed as J P MORGAN EXCHANGE TRADED F 0.24% 10,580 $538K Add +30.6%
VLO Valero Energy Corp. 0.23% 4,014 $530K No change
TSM Taiwan Semiconductor-SP ADR 0.23% 3,186 $529K Add +6.3%
RY Royal Bank of Canada 0.23% 4,685 $528K No change
LADR Ladder Capital Corp.-REIT 0.22% 44,788 $511K Reduce -1.1%
PGR Progressive Corp. 0.22% 1,740 $492K No change
IJR iShares Core S&P Small-Cap E 0.21% 4,665 $488K Reduce -0.2%
IWB iShares Russell 1000 ETF 0.21% 1,555 $477K No change
ALC Alcon Inc. filed as ALCON AG 0.21% 5,008 $475K No change
TMO Thermo Fisher Scientific Inc. 0.20% 915 $455K Reduce -1.6%
CSCO Cisco Systems Inc. 0.20% 7,332 $452K Reduce -2.7%
GOOGL Alphabet Inc. Class A 0.20% 2,905 $449K Reduce -0.2%
SU Suncor Energy Inc. 0.19% 11,330 $439K Add +6.6%
BRK.B Berkshire Hathaway Inc. Class B 0.19% 811 $432K Reduce -0.4%
PEP Pepsico Inc. 0.19% 2,849 $427K Reduce -1.8%
BNS Bank of Nova Scotia filed as BANK NOVA SCOTIA HALIFAX 0.19% 8,981 $426K No change
GATX Gatx Corp. 0.18% 2,633 $409K Reduce -2.5%
NVDA Nvidia Corp. 0.18% 3,744 $406K Add +2.6%
ABT Abbott Laboratories 0.18% 3,033 $402K Add +19.1%
DE Deere & Co. 0.17% 837 $393K No change
SCHA Schwab US Small-Cap ETF 0.17% 16,326 $383K Reduce -3.4%
MCD McDonald's Corp. 0.17% 1,208 $377K Add +6.8%
IVW iShares S&P 500 Growth ETF 0.17% 4,059 $377K No change
HD Home Depot Inc. 0.16% 1,025 $376K No change
LLY Eli Lilly & Co. 0.16% 446 $368K Add +0.7%
COWZ Pacer US Cash Cows 100 ETF 0.16% 6,580 $360K New
MDY State Street SPDR S&P Midcap 0.15% 650 $347K No change
AXP American Express Co. 0.15% 1,270 $342K No change
ACWI iShares MSCI Acwi ETF 0.15% 2,923 $340K Add +3.9%
XLK SS Technology Select Sector 0.15% 1,623 $335K No change
PSX Phillips 66 0.14% 2,672 $330K No change
CIVI Civitas Resources Inc. 0.14% 9,143 $319K Add +3.9%
MSI Motorola Solutions Inc. 0.14% 728 $319K No change
CNI Canadian Natl Railway Co. 0.14% 3,203 $312K No change
CNQ Canadian Natural Resources 0.14% 10,100 $311K No change
VXF Vanguard Extended Market ETF 0.14% 1,789 $308K Add +8.9%
SCHB Schwab US Broad Market ETF 0.13% 13,405 $289K Reduce -0.3%
COF Capital One Financial Corp. 0.13% 1,600 $287K No change
BKH Black Hills Corp. 0.12% 4,649 $282K No change
VTEB Vanguard Tax-Exempt Bond ETF 0.12% 5,440 $270K New
NTR Nutrien Ltd. 0.12% 5,405 $268K Reduce -0.9%
PEG Public Service Enterprise GP 0.12% 3,233 $266K No change
TRV The Travelers Cos Inc. 0.12% 1,004 $266K No change
AVGO Broadcom Inc. 0.11% 1,566 $262K Add +49.1%
ARKK ARK Innovation ETF 0.11% 5,455 $260K No change
IWS iShares Russell Mid-Cap Valu 0.11% 2,057 $259K No change
TJX TJX Companies Inc. filed as TJX COS INC NEW 0.11% 2,062 $251K No change
SPGI S&P Global Inc. 0.11% 480 $244K Add +1.1%
ET Energy Transfer LP 0.11% 12,987 $241K No change
MMM 3M Co. 0.10% 1,610 $236K No change
DG Dollar General Corp. 0.10% 2,561 $225K New
T AT&T Inc. 0.10% 7,962 $225K New
DHI D.R. Horton Inc. 0.10% 1,754 $223K Add +0.1%
BHP BHP Group Ltd.-Spon ADR 0.09% 4,426 $215K Reduce -4.3%
IJJ iShares S&P Mid-Cap 400 Valu 0.09% 1,737 $208K Add +0.1%
MELI MercadoLibre Inc. 0.09% 105 $205K New
ECF Ellsworth Growth and Income 0.07% 18,772 $170K No change
KRP Kimbell Royalty Partners LP 0.07% 11,790 $165K Add +12.4%
ABEV Ambev SA-ADR 0.01% 10,000 $23K No change

Portfolio Sells Q4 2024 → Q1 2025
VOE Vngrd Mrngstr MD-Cap Val ETF Sold out 0.00% −3.19
AAPL Apple Inc. Reduce -3.1% 2.92% −0.48
IWF iShares Russell 1000 Growth Reduce -0.8% 3.27% −0.40
MOAT Vaneck Morningstar Wide Moat Reduce -1.4% 5.13% −0.36
VO Vngrd Mrngstr MD-Cap ETF-Usd Reduce -1.3% 5.67% −0.20
MSFT Microsoft Corp. Reduce -6.4% 0.96% −0.19
ITOT iShares Core S&P Total U.S. Reduce -30.7% 0.24% −0.12
RSP Invesco S&P 500 Equal Weight Reduce -0.6% 4.23% −0.08
VUG Vanguard Mrngstar GR ETF-Sui Reduce -0.7% 0.58% −0.07
JPM JPMorgan Chase & Co. Reduce -15.3% 0.35% −0.05
HNRG Hallador Energy Co. Sold out 0.00% −0.05
GOOGL Alphabet Inc. Class A Reduce -0.2% 0.20% −0.04
IJH iShares Core S&P Midcap ETF Reduce -0.1% 0.50% −0.04
SCHA Schwab US Small-Cap ETF Reduce -3.4% 0.17% −0.02
IJR iShares Core S&P Small-Cap E Reduce -0.2% 0.21% −0.02
SCHM Schwab US Mid Cap ETF Reduce -1.6% 0.25% −0.02
TMO Thermo Fisher Scientific Inc. Reduce -1.6% 0.20% −0.01
WMT Walmart Inc. Reduce -0.6% 0.31% −0.01
COST Costco Wholesale Corp. Reduce -6.2% 0.32% −0.01
INGR Ingredion Inc. Reduce -0.8% 0.37% −0.01
SCHB Schwab US Broad Market ETF Reduce -0.3% 0.13% −0.01
PEP Pepsico Inc. Reduce -1.8% 0.19% −0.01
BHP BHP Group Ltd.-Spon ADR Reduce -4.3% 0.09% −0.01
GATX Gatx Corp. Reduce -2.5% 0.18% −0.00
LADR Ladder Capital Corp.-REIT Reduce -1.1% 0.22% +0.00
CSCO Cisco Systems Inc. Reduce -2.7% 0.20% +0.00
NTR Nutrien Ltd. Reduce -0.9% 0.12% +0.01
BRK.B Berkshire Hathaway Inc. Class B Reduce -0.4% 0.19% +0.03
JNJ Johnson & Johnson Reduce -3.0% 0.29% +0.03
CVX Chevron Corp. Reduce -0.5% 0.32% +0.04
AEM Agnico Eagle Mines Ltd. Reduce -0.5% 0.64% +0.17

Portfolio Buys Q4 2024 → Q1 2025
WTV Wisdomtree U.S. Value Fund New 3.25% +3.25
AVLV Avantis US Large Cap Value New 0.56% +0.56
MINT PIMCO Enhanced Short Maturit Add +36.5% 0.79% +0.21
COWZ Pacer US Cash Cows 100 ETF New 0.16% +0.16
CGDV Cap Group Dividend Value Add +1.4% 6.21% +0.15
JPST JPMorgan Ultra-Short Income Add +1.7% 6.65% +0.14
JBND JPMorgan Active Bond ETF Add +0.1% 5.32% +0.13
VTEB Vanguard Tax-Exempt Bond ETF New 0.12% +0.12
CGCP Cap Group Core Plus Income Add +0.7% 6.41% +0.11
T AT&T Inc. New 0.10% +0.10
DG Dollar General Corp. New 0.10% +0.10
DGRO iShares Core Dividend Growth Add +18.9% 0.55% +0.09
MELI MercadoLibre Inc. New 0.09% +0.09
IBDQ iShares Ibonds Dec 2025 Term Add +1.2% 5.86% +0.09
IBHF iShares Ibond 2026 HY & Inc. Add +1.1% 5.97% +0.08
PYLD PIMCO Multisector Bond Actv Add +23.3% 0.37% +0.07
IVV iShares Core S&P 500 ETF Add +8.5% 2.01% +0.07
JMST JPM Ultra-Short Muni Income Add +30.6% 0.24% +0.06
ELV Elevance Health Inc. Add +2.5% 0.31% +0.05
JAAA Janus Henderson Aaa Clo ETF Add +21.7% 0.29% +0.05
NVS Novartis AG-Sponsored ADR Add +1.6% 0.36% +0.05
ABT Abbott Laboratories Add +19.1% 0.18% +0.05
CGGO Cap Group Global Growth Add +15.2% 0.40% +0.04
COP Conocophillips Add +1.5% 0.60% +0.04
DNL Wisdmtree GB Ex-US QL GR-Usd Add +16.6% 0.29% +0.04
XOM Exxon Mobil Corp. Add +0.3% 0.29% +0.03
SU Suncor Energy Inc. Add +6.6% 0.19% +0.03
MCD McDonald's Corp. Add +6.8% 0.17% +0.02
REVS Columbia Resear Enh Val ETF Add +1.1% 0.56% +0.02
LLY Eli Lilly & Co. Add +0.7% 0.16% +0.01
AVGO Broadcom Inc. Add +49.1% 0.11% +0.01
ACWI iShares MSCI Acwi ETF Add +3.9% 0.15% +0.00
SPGI S&P Global Inc. Add +1.1% 0.11% +0.00
DGRW Wisdomtree U.S. Quality Divi Add +1.7% 0.53% +0.00
VXF Vanguard Extended Market ETF Add +8.9% 0.14% −0.00
KRP Kimbell Royalty Partners LP Add +12.4% 0.07% −0.00
JMEE JPM Sma & Mid Cap En Eq Et-U Add +7.8% 0.78% −0.00
IJJ iShares S&P Mid-Cap 400 Valu Add +0.1% 0.09% −0.00
VTI VG Morningstar TS MKT ETF-US Add +3.9% 0.31% −0.00
DHI D.R. Horton Inc. Add +0.1% 0.10% −0.01
TSM Taiwan Semiconductor-SP ADR Add +6.3% 0.23% −0.03
EXP Eagle Materials Inc. Add +0.6% 0.26% −0.03
AMZN Amazon.com Inc. Add +8.3% 0.46% −0.03
NVDA Nvidia Corp. Add +2.6% 0.18% −0.04
CIVI Civitas Resources Inc. Add +3.9% 0.14% −0.04
QQQ Invesco QQQ Trust Series 1 Add +0.4% 0.44% −0.04
QGRO American Century US Quality Add +3.9% 5.70% −0.14
DFAS Dimensional US Small Cap ETF Add +2.5% 3.07% −0.19
VB Vanguard Most SM-Cap ETF-Usd Add +1.4% 2.78% −0.19

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 128$278.7MCGDV, JPST, CGCP, SPHQ, VO
Q1 2026 122$252.4MJPST, CGDV, CGCP, IBHF, IBDU
Q4 2025 121$254.0MQGRO, CGDV, JPST, CGCP, IBHF
Q3 2025 120$267.3MQGRO, JPST, CGDV, CGCP, IBHF
Q2 2025 116$248.8MQGRO, CGCP, JPST, CGDV, IBDQ
Q1 2025 115$228.3MJPST, CGCP, CGDV, IBHF, IBDQ
Q4 2024 110$228.0MJPST, CGCP, CGDV, IBHF, VO
Q3 2024 116$229.7MCGCP, JPST, CGDV, IBHF, VO
Q2 2024 116$216.2MJPST, CGCP, IBHF, CGDV, VO
Q1 2024 115$210.3MJPST, CGCP, IBHF, VO, CGDV