Ruggaard & Associates LLC

In its 13F for Q2 2025 (holdings as of June 30, 2025, filed August 14, 2025), Ruggaard & Associates LLC reported 116 stock positions worth $248.8 million. Its top holding was American Century US Quality (QGRO) at 6.3% of the portfolio, followed by Cap Group Core Plus Income (CGCP, 6.1%) and JPMorgan Ultra-Short Income (JPST, 6.1%). Compared with Q1 2025, it opened 6 new positions, sold out of 5, added to 37 and reduced 49. The biggest buy was a new position in Invesco S&P 500 Quality ETF (SPHQ) and the biggest sale an exit from Vaneck Morningstar Wide Moat (MOAT).

Most Recent 13F
Q2 2026
Location
HUDSON, OH
CIK
0001971230
Portfolio Value
$248.8M (Q2 2025)
SEC Filing
0001971230-25-000005 ↗ filed Aug 14, 2025

Holdings Value

0$100.0M$200.0M$300.0M Q1 2024: $210.3M Q1 2024 Q2 2024: $216.2M Q2 2024 Q3 2024: $229.7M Q3 2024 Q4 2024: $228.0M Q4 2024 Q1 2025: $228.3M Q1 2025 Q2 2025: $248.8M $248.8M Q2 2025 Q3 2025: $267.3M Q3 2025 Q4 2025: $254.0M Q4 2025 Q1 2026: $252.4M Q1 2026 Q2 2026: $278.7M Q2 2026

Holdings 116 stocks · $248.8M
QGRO American Century US Quality 6.26% 142,821 $15.6M Add +2.9%
CGCP Cap Group Core Plus Income 6.10% 674,361 $15.2M Add +3.4%
JPST JPMorgan Ultra-Short Income 6.06% 297,298 $15.1M Reduce -0.8%
CGDV Cap Group Dividend Value filed as CAPITAL GROUP DIVIDEND VALUE 5.90% 371,570 $14.7M Reduce -6.6%
IBDQ iShares Ibonds Dec 2025 Term 5.38% 531,633 $13.4M Reduce -0.1%
IBHF iShares Ibond 2026 HY & Inc. 5.36% 574,522 $13.3M Reduce -2.2%
JBND JPMorgan Active Bond ETF 4.89% 227,167 $12.2M Add +0.1%
VO Vngrd Mrngstr MD-Cap ETF-Usd 4.85% 43,079 $12.1M Reduce -13.9%
SPHQ Invesco S&P 500 Quality ETF 4.55% 158,963 $11.3M New
RSP Invesco S&P 500 Equal Weight 3.97% 54,369 $9.9M Reduce -2.4%
IWF iShares Russell 1000 Growth 3.40% 19,943 $8.5M Reduce -3.4%
CGGO Cap Group Global Growth filed as CAPITAL GROUP GBL GROWTH EQT 3.40% 264,331 $8.5M Add +712.6%
DFAS Dimensional US Small Cap ETF 2.99% 116,597 $7.4M Reduce -0.4%
WTV Wisdomtree U.S. Value Fund 2.94% 84,648 $7.3M Reduce -6.3%
DBEF Xtrackers MSCI Eafe Hedged E 2.72% 154,867 $6.8M New
VB Vanguard Most SM-Cap ETF-Usd 2.58% 27,078 $6.4M Reduce -5.3%
AAPL Apple Inc. 2.48% 30,051 $6.2M Add +0.0%
IVV iShares Core S&P 500 ETF 1.90% 7,597 $4.7M Reduce -6.8%
MSFT Microsoft Corp. 1.18% 5,883 $2.9M Add +0.5%
DGRO iShares Core Dividend Growth 0.73% 28,469 $1.8M Add +39.1%
MINT PIMCO Enhanced Short Maturit 0.72% 17,884 $1.8M Reduce -0.8%
AEM Agnico Eagle Mines Ltd. 0.67% 14,043 $1.7M Add +4.8%
JMEE JPM Sma & Mid Cap En Eq Et-U filed as J P MORGAN EXCHANGE TRADED F 0.67% 28,071 $1.7M Reduce -11.9%
AVLV Avantis US Large Cap Value 0.54% 19,873 $1.4M Add +0.6%
DGRW Wisdomtree U.S. Quality Divi 0.53% 15,772 $1.3M Add +3.6%
REVS Columbia Resear Enh Val ETF 0.52% 49,588 $1.3M Reduce -1.7%
VUG Vanguard Mrngstar GR ETF-Sui 0.52% 2,962 $1.3M Reduce -17.4%
AMZN Amazon.com Inc. 0.50% 5,623 $1.2M Add +2.5%
QQQ Invesco QQQ Trust Series 1 0.48% 2,157 $1.2M Add +0.2%
IJT iShares S&P Small-Cap 600 GR 0.46% 8,612 $1.1M Reduce -20.9%
COP Conocophillips 0.46% 12,738 $1.1M Reduce -1.7%
TXN Texas Instruments Inc. 0.45% 5,441 $1.1M Add +2.0%
IJK iShares S&P Mid-Cap 400 Grow 0.45% 12,395 $1.1M Add +31.6%
IJH iShares Core S&P Midcap ETF 0.41% 16,567 $1.0M Reduce -15.9%
DNL Wisdmtree GB Ex-US QL GR-Usd 0.40% 24,588 $990K Add +32.5%
JPM JPMorgan Chase & Co. 0.36% 3,123 $905K Reduce -3.0%
NVS Novartis AG-Sponsored ADR 0.36% 7,399 $895K No change
VTI VG Morningstar TS MKT ETF-US 0.34% 2,805 $853K Add +8.8%
AFL Aflac Inc. 0.34% 7,951 $839K No change
INGR Ingredion Inc. 0.33% 6,055 $821K Reduce -2.4%
ORI Old Republic Intl Corp. 0.32% 20,896 $803K Add +0.4%
PYLD PIMCO Multisector Bond Actv 0.32% 29,950 $795K Reduce -5.7%
WMT Walmart Inc. 0.32% 8,028 $785K Reduce -0.6%
COST Costco Wholesale Corp. 0.31% 784 $776K Add +0.1%
NVDA Nvidia Corp. 0.31% 4,862 $768K Add +29.9%
SCHG Schwab US Large-Cap Growth 0.30% 25,435 $743K Add +0.6%
IWP iShares Russell Mid-Cap Grow 0.29% 5,200 $721K Reduce -3.4%
TSM Taiwan Semiconductor-SP ADR 0.29% 3,156 $715K Reduce -0.9%
JAAA Janus Henderson Aaa Clo ETF 0.27% 13,215 $671K Add +1.3%
CVX Chevron Corp. 0.26% 4,601 $659K Add +4.0%
V Visa Inc. Class A 0.26% 1,818 $646K Reduce -0.9%
ELV Elevance Health Inc. 0.26% 1,644 $639K Reduce -0.4%
SPY SS SPDR S&P 500 ETF Trust-US 0.25% 992 $613K Add +3.0%
RY Royal Bank of Canada 0.24% 4,585 $603K Reduce -2.1%
XOM Exxon Mobil Corp. 0.24% 5,584 $602K Add +0.2%
PG The Procter & Gamble Co. 0.24% 3,707 $591K Reduce -0.9%
SCHM Schwab US Mid Cap ETF 0.23% 20,819 $584K Reduce -2.9%
VLO Valero Energy Corp. 0.22% 4,014 $540K No change
JMST JPM Ultra-Short Muni Income filed as J P MORGAN EXCHANGE TRADED F 0.22% 10,580 $539K No change
EXP Eagle Materials Inc. 0.22% 2,665 $539K Reduce -1.3%
GOOGL Alphabet Inc. Class A 0.21% 2,924 $515K Add +0.7%
CSCO Cisco Systems Inc. 0.20% 7,332 $509K No change
ABT Abbott Laboratories 0.20% 3,634 $494K Add +19.8%
BNS Bank of Nova Scotia filed as BANK NOVA SCOTIA HALIFAX 0.20% 8,781 $485K Reduce -2.2%
IWB iShares Russell 1000 ETF 0.19% 1,404 $477K Reduce -9.7%
LADR Ladder Capital Corp.-REIT 0.19% 44,138 $474K Reduce -1.4%
PGR Progressive Corp. 0.19% 1,740 $464K No change
ITOT iShares Core S&P Total U.S. 0.19% 3,410 $460K Reduce -22.8%
AVGO Broadcom Inc. 0.18% 1,655 $456K Add +5.7%
ALC Alcon Inc. filed as ALCON AG 0.18% 4,977 $439K Reduce -0.6%
DE Deere & Co. 0.17% 844 $429K Add +0.8%
JNJ Johnson & Johnson 0.17% 2,808 $429K Reduce -29.4%
SU Suncor Energy Inc. 0.17% 11,345 $425K Add +0.1%
XLK SS Technology Select Sector 0.17% 1,623 $411K No change
BRK.B Berkshire Hathaway Inc. Class B 0.16% 836 $406K Add +3.1%
SCHA Schwab US Small-Cap ETF 0.16% 16,006 $405K Reduce -2.0%
GATX Gatx Corp. 0.16% 2,633 $404K No change
AXP American Express Co. 0.16% 1,232 $393K Reduce -3.0%
ARKK ARK Innovation ETF 0.15% 5,455 $383K No change
ACWI iShares MSCI Acwi ETF 0.15% 2,923 $376K No change
HD Home Depot Inc. 0.15% 1,022 $375K Reduce -0.3%
PEP Pepsico Inc. 0.15% 2,824 $373K Reduce -0.9%
MDY State Street SPDR S&P Midcap 0.15% 650 $368K No change
MCD McDonald's Corp. 0.14% 1,194 $349K Reduce -1.2%
LLY Eli Lilly & Co. 0.14% 446 $348K No change
COF Capital One Financial Corp. 0.14% 1,600 $340K No change
CNI Canadian Natl Railway Co. 0.13% 3,203 $333K No change
TMO Thermo Fisher Scientific Inc. 0.13% 800 $325K Reduce -12.6%
NTR Nutrien Ltd. 0.13% 5,405 $315K No change
MSI Motorola Solutions Inc. 0.12% 737 $310K Add +1.2%
DG Dollar General Corp. 0.12% 2,691 $308K Add +5.1%
PSX Phillips 66 0.12% 2,532 $302K Reduce -5.2%
VXF Vanguard Extended Market ETF 0.12% 1,564 $301K Reduce -12.6%
CNQ Canadian Natural Resources 0.12% 9,510 $299K Reduce -5.8%
TRV The Travelers Cos Inc. 0.12% 1,104 $295K Add +10.0%
MELI MercadoLibre Inc. 0.12% 112 $293K Add +6.7%
PEG Public Service Enterprise GP 0.11% 3,233 $272K No change
IWS iShares Russell Mid-Cap Valu 0.11% 2,057 $272K No change
VTEB Vanguard Tax-Exempt Bond ETF 0.11% 5,440 $267K No change
BKH Black Hills Corp. 0.10% 4,649 $261K No change
CIVI Civitas Resources Inc. 0.10% 9,285 $256K Add +1.6%
SPGI S&P Global Inc. 0.10% 472 $249K Reduce -1.7%
IJR iShares Core S&P Small-Cap E 0.10% 2,248 $246K Reduce -51.8%
MMM 3M Co. 0.10% 1,610 $245K No change
SCHB Schwab US Broad Market ETF 0.10% 10,277 $245K Reduce -23.3%
TJX TJX Companies Inc. filed as TJX COS INC NEW 0.10% 1,962 $242K Reduce -4.8%
ET Energy Transfer LP 0.09% 12,987 $235K No change
T AT&T Inc. 0.09% 7,962 $230K No change
DHI D.R. Horton Inc. 0.09% 1,786 $230K Add +1.8%
NVMI Nova Ltd. 0.09% 835 $230K New
ROK Rockwell Automation Inc. 0.09% 687 $228K New
ORCL Oracle Corp. 0.09% 981 $214K New
GLD SPDR Gold Shares 0.09% 702 $214K New
ECF Ellsworth Growth and Income 0.08% 18,772 $192K No change
KRP Kimbell Royalty Partners LP 0.07% 12,740 $178K Add +8.1%
ABEV Ambev SA-ADR 0.01% 10,000 $24K No change

Portfolio Sells Q1 2025 → Q2 2025
MOAT Vaneck Morningstar Wide Moat Sold out 0.00% −5.13
VO Vngrd Mrngstr MD-Cap ETF-Usd Reduce -13.9% 4.85% −0.82
IBHF iShares Ibond 2026 HY & Inc. Reduce -2.2% 5.36% −0.61
JPST JPMorgan Ultra-Short Income Reduce -0.8% 6.06% −0.59
IBDQ iShares Ibonds Dec 2025 Term Reduce -0.1% 5.38% −0.48
CGDV Cap Group Dividend Value Reduce -6.6% 5.90% −0.31
WTV Wisdomtree U.S. Value Fund Reduce -6.3% 2.94% −0.31
RSP Invesco S&P 500 Equal Weight Reduce -2.4% 3.97% −0.26
VB Vanguard Most SM-Cap ETF-Usd Reduce -5.3% 2.58% −0.20
IVW iShares S&P 500 Growth ETF Sold out 0.00% −0.17
COWZ Pacer US Cash Cows 100 ETF Sold out 0.00% −0.16
COP Conocophillips Reduce -1.7% 0.46% −0.14
IJT iShares S&P Small-Cap 600 GR Reduce -20.9% 0.46% −0.13
JNJ Johnson & Johnson Reduce -29.4% 0.17% −0.12
IJR iShares Core S&P Small-Cap E Reduce -51.8% 0.10% −0.11
JMEE JPM Sma & Mid Cap En Eq Et-U Reduce -11.9% 0.67% −0.11
IVV iShares Core S&P 500 ETF Reduce -6.8% 1.90% −0.11
BHP BHP Group Ltd.-Spon ADR Sold out 0.00% −0.09
IJJ iShares S&P Mid-Cap 400 Valu Sold out 0.00% −0.09
IJH iShares Core S&P Midcap ETF Reduce -15.9% 0.41% −0.09
DFAS Dimensional US Small Cap ETF Reduce -0.4% 2.99% −0.08
MINT PIMCO Enhanced Short Maturit Reduce -0.8% 0.72% −0.07
TMO Thermo Fisher Scientific Inc. Reduce -12.6% 0.13% −0.07
VUG Vanguard Mrngstar GR ETF-Sui Reduce -17.4% 0.52% −0.06
ELV Elevance Health Inc. Reduce -0.4% 0.26% −0.06
ITOT iShares Core S&P Total U.S. Reduce -22.8% 0.19% −0.05
PYLD PIMCO Multisector Bond Actv Reduce -5.7% 0.32% −0.05
EXP Eagle Materials Inc. Reduce -1.3% 0.22% −0.05
PG The Procter & Gamble Co. Reduce -0.9% 0.24% −0.04
INGR Ingredion Inc. Reduce -2.4% 0.33% −0.04
PEP Pepsico Inc. Reduce -0.9% 0.15% −0.04
REVS Columbia Resear Enh Val ETF Reduce -1.7% 0.52% −0.03
LADR Ladder Capital Corp.-REIT Reduce -1.4% 0.19% −0.03
ALC Alcon Inc. Reduce -0.6% 0.18% −0.03
SCHB Schwab US Broad Market ETF Reduce -23.3% 0.10% −0.03
MCD McDonald's Corp. Reduce -1.2% 0.14% −0.03
PSX Phillips 66 Reduce -5.2% 0.12% −0.02
V Visa Inc. Class A Reduce -0.9% 0.26% −0.02
IWB iShares Russell 1000 ETF Reduce -9.7% 0.19% −0.02
CNQ Canadian Natural Resources Reduce -5.8% 0.12% −0.02
HD Home Depot Inc. Reduce -0.3% 0.15% −0.01
VXF Vanguard Extended Market ETF Reduce -12.6% 0.12% −0.01
TJX TJX Companies Inc. Reduce -4.8% 0.10% −0.01
SCHM Schwab US Mid Cap ETF Reduce -2.9% 0.23% −0.01
SPGI S&P Global Inc. Reduce -1.7% 0.10% −0.01
SCHA Schwab US Small-Cap ETF Reduce -2.0% 0.16% −0.00
WMT Walmart Inc. Reduce -0.6% 0.32% +0.00
AXP American Express Co. Reduce -3.0% 0.16% +0.01
BNS Bank of Nova Scotia Reduce -2.2% 0.20% +0.01
RY Royal Bank of Canada Reduce -2.1% 0.24% +0.01

Portfolio Buys Q1 2025 → Q2 2025
SPHQ Invesco S&P 500 Quality ETF New 4.55% +4.55
CGGO Cap Group Global Growth Add +712.6% 3.40% +2.99
DBEF Xtrackers MSCI Eafe Hedged E New 2.72% +2.72
QGRO American Century US Quality Add +2.9% 6.26% +0.57
MSFT Microsoft Corp. Add +0.5% 1.18% +0.21
DGRO iShares Core Dividend Growth Add +39.1% 0.73% +0.18
NVDA Nvidia Corp. Add +29.9% 0.31% +0.13
IJK iShares S&P Mid-Cap 400 Grow Add +31.6% 0.45% +0.11
DNL Wisdmtree GB Ex-US QL GR-Usd Add +32.5% 0.40% +0.11
NVMI Nova Ltd. New 0.09% +0.09
ROK Rockwell Automation Inc. New 0.09% +0.09
ORCL Oracle Corp. New 0.09% +0.09
GLD SPDR Gold Shares New 0.09% +0.09
AVGO Broadcom Inc. Add +5.7% 0.18% +0.07
AMZN Amazon.com Inc. Add +2.5% 0.50% +0.04
QQQ Invesco QQQ Trust Series 1 Add +0.2% 0.48% +0.04
AEM Agnico Eagle Mines Ltd. Add +4.8% 0.67% +0.03
TXN Texas Instruments Inc. Add +2.0% 0.45% +0.03
VTI VG Morningstar TS MKT ETF-US Add +8.8% 0.34% +0.03
MELI MercadoLibre Inc. Add +6.7% 0.12% +0.03
DG Dollar General Corp. Add +5.1% 0.12% +0.03
ABT Abbott Laboratories Add +19.8% 0.20% +0.02
SCHG Schwab US Large-Cap Growth Add +0.6% 0.30% +0.02
SPY SS SPDR S&P 500 ETF Trust-US Add +3.0% 0.25% +0.01
GOOGL Alphabet Inc. Class A Add +0.7% 0.21% +0.01
TRV The Travelers Cos Inc. Add +10.0% 0.12% +0.00
DE Deere & Co. Add +0.8% 0.17% +0.00
KRP Kimbell Royalty Partners LP Add +8.1% 0.07% −0.00
DGRW Wisdomtree U.S. Quality Divi Add +3.6% 0.53% −0.00
DHI D.R. Horton Inc. Add +1.8% 0.09% −0.01
COST Costco Wholesale Corp. Add +0.1% 0.31% −0.01
MSI Motorola Solutions Inc. Add +1.2% 0.12% −0.02
AVLV Avantis US Large Cap Value Add +0.6% 0.54% −0.02
JAAA Janus Henderson Aaa Clo ETF Add +1.3% 0.27% −0.02
SU Suncor Energy Inc. Add +0.1% 0.17% −0.02
BRK.B Berkshire Hathaway Inc. Class B Add +3.1% 0.16% −0.03
ORI Old Republic Intl Corp. Add +0.4% 0.32% −0.03
CIVI Civitas Resources Inc. Add +1.6% 0.10% −0.04
XOM Exxon Mobil Corp. Add +0.2% 0.24% −0.05
CVX Chevron Corp. Add +4.0% 0.26% −0.06
CGCP Cap Group Core Plus Income Add +3.4% 6.10% −0.31
JBND JPMorgan Active Bond ETF Add +0.1% 4.89% −0.43
AAPL Apple Inc. Add +0.0% 2.48% −0.45

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 128$278.7MCGDV, JPST, CGCP, SPHQ, VO
Q1 2026 122$252.4MJPST, CGDV, CGCP, IBHF, IBDU
Q4 2025 121$254.0MQGRO, CGDV, JPST, CGCP, IBHF
Q3 2025 120$267.3MQGRO, JPST, CGDV, CGCP, IBHF
Q2 2025 116$248.8MQGRO, CGCP, JPST, CGDV, IBDQ
Q1 2025 115$228.3MJPST, CGCP, CGDV, IBHF, IBDQ
Q4 2024 110$228.0MJPST, CGCP, CGDV, IBHF, VO
Q3 2024 116$229.7MCGCP, JPST, CGDV, IBHF, VO
Q2 2024 116$216.2MJPST, CGCP, IBHF, CGDV, VO
Q1 2024 115$210.3MJPST, CGCP, IBHF, VO, CGDV