Schaeffer Financial LLC
In its 13F for Q3 2025 (holdings as of September 30, 2025, filed November 3, 2025), Schaeffer Financial LLC reported 20 stock positions worth $110.3 million. Its top holding was Schwab US Broad Market ETF (SCHB) at 20.5% of the portfolio, followed by iShares 1-5Y Inv Grade (IGSB, 19.6%) and State Street SPDR Portfolio (SPGM, 16.9%). Compared with Q2 2025, it opened 2 new positions, added to 11 and reduced 1. The biggest buy was iShares 1-5Y Inv Grade (IGSB, shares +17%) and the biggest sale Schwab US DVD Equity ETF (SCHD, shares −15%).
- Most Recent 13F
- Q2 2026
- Location
- Rockville, MD
- CIK
- 0001898838
- Portfolio Value
- $110.3M (Q3 2025)
- SEC Filing
- 0001705819-25-000073 ↗ filed Nov 3, 2025
Holdings Value
Holdings 20 stocks · $110.3M
| SCHB Schwab US Broad Market ETF | 20.47% | 878,308 | $22.6M | Add +2.3% |
| IGSB iShares 1-5Y Inv Grade Corp. | 19.65% | 408,727 | $21.7M | Add +17.3% |
| SPGM State Street SPDR Portfolio | 16.91% | 249,114 | $18.7M | Add +0.9% |
| SCHD Schwab US DVD Equity ETF | 14.76% | 596,593 | $16.3M | Reduce -15.1% |
| SCHG Schwab US Large-Cap Growth | 12.33% | 426,122 | $13.6M | Add +1.1% |
| SCHM Schwab US Mid Cap ETF | 7.07% | 262,984 | $7.8M | Add +8.1% |
| SCHV Schwab US Large-Cap Value | 2.55% | 96,735 | $2.8M | Add +2.9% |
| SPLV Invesco S&P 500 Low Volatili | 2.42% | 36,324 | $2.7M | Add +0.1% |
| VIG Vanguard Dividend Apprec ETF | 0.68% | 3,477 | $750K | Add +1.6% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.64% | 1,066 | $710K | No change |
| COST Costco Wholesale Corp. | 0.41% | 493 | $456K | No change |
| SCHE Schwab Emrg Mrkts Eqty ETF | 0.30% | 9,832 | $328K | No change |
| AAPL Apple Inc. | 0.27% | 1,180 | $300K | Add +1.8% |
| HD Home Depot Inc. | 0.27% | 736 | $298K | No change |
| JPM JPMorgan Chase & Co. | 0.23% | 798 | $252K | No change |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | 0.23% | 814 | $251K | Add +7.5% |
| OEF iShares S&P 100 ETF | 0.21% | 703 | $234K | No change |
| VCSH Vanguard S/T Corp. Bond ETF | 0.20% | 2,754 | $220K | Add +1.1% |
| CAT Caterpillar Inc. | 0.20% | 456 | $217K | New |
| QQQ Invesco QQQ Trust Series 1 | 0.20% | 361 | $217K | New |
Portfolio Sells Q2 2025 → Q3 2025
| SCHD Schwab US DVD Equity ETF | Reduce -15.1% | 14.76% | −3.42 |
Portfolio Buys Q2 2025 → Q3 2025
| IGSB iShares 1-5Y Inv Grade Corp. | Add +17.3% | 19.65% | +1.70 |
| SCHB Schwab US Broad Market ETF | Add +2.3% | 20.47% | +0.48 |
| SCHM Schwab US Mid Cap ETF | Add +8.1% | 7.07% | +0.40 |
| SCHG Schwab US Large-Cap Growth | Add +1.1% | 12.33% | +0.31 |
| SPGM State Street SPDR Portfolio | Add +0.9% | 16.91% | +0.29 |
| CAT Caterpillar Inc. | New | 0.20% | +0.20 |
| QQQ Invesco QQQ Trust Series 1 | New | 0.20% | +0.20 |
| AAPL Apple Inc. | Add +1.8% | 0.27% | +0.04 |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | Add +7.5% | 0.23% | +0.02 |
| SCHV Schwab US Large-Cap Value | Add +2.9% | 2.55% | +0.01 |
| VIG Vanguard Dividend Apprec ETF | Add +1.6% | 0.68% | −0.00 |
| VCSH Vanguard S/T Corp. Bond ETF | Add +1.1% | 0.20% | −0.01 |
| SPLV Invesco S&P 500 Low Volatili | Add +0.1% | 2.42% | −0.16 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 27 | $129.3M | IGSB, SCHB, SPGM, SCHD, SCHG |
| Q1 2026 | 25 | $118.8M | IGSB, SCHB, SPGM, SCHD, SCHG |
| Q4 2025 | 21 | $114.6M | IGSB, SCHB, SPGM, SCHG, SCHD |
| Q3 2025 | 20 | $110.3M | SCHB, IGSB, SPGM, SCHD, SCHG |
| Q2 2025 | 18 | $102.4M | SCHB, SCHD, IGSB, SPGM, SCHG |
| Q1 2025 | 15 | $90.6M | SCHD, SCHB, IGSB, SPGM, SCHG |
| Q4 2024 | 19 | $100.3M | SCHB, SCHD, IGSB, SPGM, SCHG |
| Q3 2024 | 15 | $98.4M | SCHB, SCHD, IGSB, SPGM, SCHG |
| Q2 2024 | 16 | $92.1M | SCHB, SCHD, IGSB, SPGM, SCHG |
| Q1 2024 | 18 | $100.4M | SCHD, SCHB, IGSB, SPGM, SCHG |