Schaeffer Financial LLC
In its 13F for Q4 2025 (holdings as of December 31, 2025, filed January 30, 2026), Schaeffer Financial LLC reported 21 stock positions worth $114.6 million. Its top holding was iShares 1-5Y Inv Grade (IGSB) at 28.1% of the portfolio, followed by Schwab US Broad Market ETF (SCHB, 20.2%) and State Street SPDR Portfolio (SPGM, 16.9%). Compared with Q3 2025, it opened 2 new positions, sold out of 1, added to 9 and reduced 5. The biggest buy was iShares 1-5Y Inv Grade (IGSB, shares +49%) and the biggest sale Schwab US DVD Equity ETF (SCHD, shares −25%).
- Most Recent 13F
- Q2 2026
- Location
- Rockville, MD
- CIK
- 0001898838
- Portfolio Value
- $114.6M (Q4 2025)
- SEC Filing
- 0001705819-26-000018 ↗ filed Jan 30, 2026
Holdings Value
Holdings 21 stocks · $114.6M
| IGSB iShares 1-5Y Inv Grade Corp. | 28.15% | 610,040 | $32.3M | Add +49.3% |
| SCHB Schwab US Broad Market ETF | 20.19% | 881,926 | $23.1M | Add +0.4% |
| SPGM State Street SPDR Portfolio | 16.86% | 251,935 | $19.3M | Add +1.1% |
| SCHG Schwab US Large-Cap Growth | 12.17% | 427,396 | $13.9M | Add +0.3% |
| SCHD Schwab US DVD Equity ETF | 10.72% | 447,825 | $12.3M | Reduce -24.9% |
| SCHM Schwab US Mid Cap ETF | 3.43% | 130,767 | $3.9M | Reduce -50.3% |
| SPLV Invesco S&P 500 Low Volatili | 2.27% | 36,396 | $2.6M | Add +0.2% |
| SCHV Schwab US Large-Cap Value | 1.47% | 57,020 | $1.7M | Reduce -41.1% |
| MSFT Microsoft Corp. | 0.99% | 2,344 | $1.1M | New |
| VIG Vanguard Dividend Apprec ETF | 0.66% | 3,441 | $756K | Reduce -1.0% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.62% | 1,048 | $715K | Reduce -1.7% |
| COST Costco Wholesale Corp. | 0.37% | 493 | $425K | No change |
| SCHE Schwab Emrg Mrkts Eqty ETF | 0.28% | 9,944 | $326K | Add +1.1% |
| AAPL Apple Inc. | 0.28% | 1,181 | $321K | Add +0.1% |
| ESGV Vanguard ESG US Stock ETF | 0.23% | 2,203 | $267K | New |
| CAT Caterpillar Inc. | 0.23% | 457 | $262K | Add +0.2% |
| JPM JPMorgan Chase & Co. | 0.22% | 798 | $257K | No change |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | 0.22% | 814 | $256K | No change |
| HD Home Depot Inc. | 0.22% | 736 | $253K | No change |
| OEF iShares S&P 100 ETF | 0.21% | 703 | $241K | No change |
| VCSH Vanguard S/T Corp. Bond ETF | 0.19% | 2,791 | $223K | Add +1.3% |
Portfolio Sells Q3 2025 → Q4 2025
| SCHD Schwab US DVD Equity ETF | Reduce -24.9% | 10.72% | −4.05 |
| SCHM Schwab US Mid Cap ETF | Reduce -50.3% | 3.43% | −3.63 |
| SCHV Schwab US Large-Cap Value | Reduce -41.1% | 1.47% | −1.08 |
| QQQ Invesco QQQ Trust Series 1 | Sold out | 0.00% | −0.20 |
| SPY SS SPDR S&P 500 ETF Trust-US | Reduce -1.7% | 0.62% | −0.02 |
| VIG Vanguard Dividend Apprec ETF | Reduce -1.0% | 0.66% | −0.02 |
Portfolio Buys Q3 2025 → Q4 2025
| IGSB iShares 1-5Y Inv Grade Corp. | Add +49.3% | 28.15% | +8.50 |
| MSFT Microsoft Corp. | New | 0.99% | +0.99 |
| ESGV Vanguard ESG US Stock ETF | New | 0.23% | +0.23 |
| CAT Caterpillar Inc. | Add +0.2% | 0.23% | +0.03 |
| AAPL Apple Inc. | Add +0.1% | 0.28% | +0.01 |
| VCSH Vanguard S/T Corp. Bond ETF | Add +1.3% | 0.19% | −0.01 |
| SCHE Schwab Emrg Mrkts Eqty ETF | Add +1.1% | 0.28% | −0.01 |
| SPGM State Street SPDR Portfolio | Add +1.1% | 16.86% | −0.05 |
| SPLV Invesco S&P 500 Low Volatili | Add +0.2% | 2.27% | −0.15 |
| SCHG Schwab US Large-Cap Growth | Add +0.3% | 12.17% | −0.16 |
| SCHB Schwab US Broad Market ETF | Add +0.4% | 20.19% | −0.28 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 27 | $129.3M | IGSB, SCHB, SPGM, SCHD, SCHG |
| Q1 2026 | 25 | $118.8M | IGSB, SCHB, SPGM, SCHD, SCHG |
| Q4 2025 | 21 | $114.6M | IGSB, SCHB, SPGM, SCHG, SCHD |
| Q3 2025 | 20 | $110.3M | SCHB, IGSB, SPGM, SCHD, SCHG |
| Q2 2025 | 18 | $102.4M | SCHB, SCHD, IGSB, SPGM, SCHG |
| Q1 2025 | 15 | $90.6M | SCHD, SCHB, IGSB, SPGM, SCHG |
| Q4 2024 | 19 | $100.3M | SCHB, SCHD, IGSB, SPGM, SCHG |
| Q3 2024 | 15 | $98.4M | SCHB, SCHD, IGSB, SPGM, SCHG |
| Q2 2024 | 16 | $92.1M | SCHB, SCHD, IGSB, SPGM, SCHG |
| Q1 2024 | 18 | $100.4M | SCHD, SCHB, IGSB, SPGM, SCHG |