Sensible Money, LLC

In its 13F for Q1 2024 (holdings as of March 31, 2024, filed June 25, 2024), Sensible Money, LLC reported 82 stock positions worth $186.0 million. Its top holding was Dimensional US Core Equity 2 (DFAC) at 25.3% of the portfolio, followed by Dimensional US Target Value (DFAT, 19.6%) and Dimensional World Ex US Core (DFAX, 12.6%). Compared with Q4 2023, it opened 8 new positions, sold out of 2, added to 29 and reduced 16. The biggest buy was Dimensional US Core Equity 2 (DFAC, shares +8%) and the biggest sale an exit from Walt Disney (DIS).

Most Recent 13F
Q2 2026
Location
SCOTTSDALE, AZ
CIK
0001965229
Portfolio Value
$186.0M (Q1 2024)
SEC Filing
0001085146-24-002738 ↗ filed Jun 25, 2024

Holdings Value

0$100.0M$200.0M$300.0M$400.0M Q1 2024: $186.0M $186.0M Q1 2024 Q2 2024: $205.1M Q2 2024 Q3 2024: $228.9M Q3 2024 Q4 2024: $228.1M Q4 2024 Q1 2025: $233.4M Q1 2025 Q2 2025: $263.8M Q2 2025 Q3 2025: $294.2M Q3 2025 Q4 2025: $313.1M Q4 2025 Q1 2026: $328.7M Q1 2026 Q2 2026: $377.1M Q2 2026

Holdings 82 stocks · $186.0M
DFAC Dimensional US Core Equity 2 25.28% 1,471,483 $47.0M Add +7.8%
DFAT Dimensional US Target Value 19.61% 670,129 $36.5M Add +4.4%
DFAX Dimensional World Ex US Core 12.63% 923,569 $23.5M Add +7.8%
DFEV Dimensional Emrg MRKT Val 6.57% 470,788 $12.2M Add +13.3%
DFEM Dimensional Emrg MRKT Core 5.66% 412,660 $10.5M Add +9.8%
DISV Dimensional International SM 4.26% 291,146 $7.9M Add +4.4%
SCHA Schwab US Small-Cap ETF 1.63% 61,720 $3.0M Reduce -3.3%
AAPL Apple Inc. 1.56% 16,973 $2.9M Reduce -3.3%
FNDE Schwab Fndmntl Em MRK Eq ETF 1.36% 91,342 $2.5M Add +0.1%
FCX Freeport-McMoran Inc. 1.31% 51,918 $2.4M Add +16.5%
SLYV SS SPDR S&P 600 SC Val ETF 0.94% 21,017 $1.7M Reduce -5.8%
VOO Vanguard S&P 500 ETF 0.84% 3,254 $1.6M Add +1.6%
IWV iShares Russell 3000 ETF 0.65% 4,041 $1.2M No change
SPY SS SPDR S&P 500 ETF Trust-US 0.64% 2,281 $1.2M Reduce -4.5%
IEMG iShares Core MSCI Emerging 0.63% 22,558 $1.2M Reduce -0.3%
VTI VG Morningstar TS MKT ETF-US 0.60% 4,329 $1.1M Reduce -4.0%
MSFT Microsoft Corp. 0.58% 2,554 $1.1M Add +4.8%
VEA Vanguard Ftse Developed ETF 0.57% 20,982 $1.1M Reduce -0.3%
IVV iShares Core S&P 500 ETF 0.56% 1,965 $1.0M Add +1.1%
IJR iShares Core S&P Small-Cap E 0.55% 9,304 $1.0M Reduce -12.9%
EZM Wisdomtree US Midcap Fund 0.51% 15,473 $944K No change
DFIC Dimensional International Co. 0.50% 34,650 $927K Add +104.3%
BSCO Invesco Bulletshares 2024 CB 0.47% 41,442 $869K Add +3.2%
QTEC First Trust Nasdq 100 Tech I 0.44% 4,266 $813K No change
GOOGL Alphabet Inc. Class A 0.43% 5,271 $796K Reduce -9.6%
AVES Avantis Emerging Markets Val 0.42% 16,318 $773K No change
RSPH Invesco S&P 500 Equal Weight 0.40% 23,400 $744K No change
USMV iShares MSCI USA Min Vol Fac 0.39% 8,606 $719K No change
FNDC Schwab Fndmnt Intl SM Eq ETF 0.38% 19,757 $701K No change
SPLV Invesco S&P 500 Low Volatili 0.37% 10,453 $689K No change
DFUS Dimensional US Eq MKT ETF 0.35% 11,290 $643K Add +51.6%
AMZN Amazon.com Inc. 0.34% 3,479 $628K Reduce -5.3%
PDN Inv Rafi Dev MKT US SM-Usdin 0.32% 18,096 $595K No change
AVEM Avantis Emerging Markets Eq 0.31% 10,061 $583K No change
GOOG Alphabet Inc. Class C 0.29% 3,588 $546K Reduce -5.3%
NVDA Nvidia Corp. 0.29% 596 $538K Add +41.6%
JPM JPMorgan Chase & Co. 0.24% 2,210 $443K No change
BSCQ Invesco Bulletshares 2026 CB 0.24% 22,828 $439K Add +9.6%
MDYV SS SPDR S&P 400 MC Val ETF 0.23% 5,747 $437K No change
PKW Invesco Buyback Achievers Et 0.23% 4,019 $435K No change
IYW iShares Ustechnology ETF 0.23% 3,200 $432K No change
QQQ Invesco QQQ Trust Series 1 0.23% 967 $429K No change
IJJ iShares S&P Mid-Cap 400 Valu 0.21% 3,330 $394K Add +3.5%
ACWV iShares MSCI Global Min Vol 0.21% 3,647 $384K No change
BSCR Invesco Bulletshares 2027 CB 0.21% 19,885 $384K Add +5.3%
BSCS Invesco Bulletshares 2028 CB 0.20% 18,887 $379K Add +4.7%
IEFA iShares Core MSCI Eafe ETF 0.20% 5,035 $374K Reduce -0.5%
FDN First Trust DJ Internet Ind 0.20% 1,800 $369K No change
DFLV Dim US Large Cap Value ETF 0.20% 12,264 $368K New
BSCP Invesco Bulletshares 2025 CB 0.20% 17,921 $366K Add +7.7%
VBK Van Morst SML-Cap Gro-Usd Inc. 0.20% 1,394 $363K Reduce -2.4%
IJT iShares S&P Small-Cap 600 GR 0.19% 2,669 $349K Add +15.6%
QUAL iShares MSCI USA Quality Fac 0.19% 2,097 $345K No change
VUG Vanguard Mrngstar GR ETF-Sui 0.18% 990 $341K No change
SLYG SS SPDR S&P 600 SC GR ETF 0.18% 3,898 $340K Reduce -1.7%
ISCV iShares Morningstar Small-Ca 0.18% 5,512 $337K Add +19.1%
SPDW Ste STR SPDR PT DW Eu ETF 0.18% 9,214 $330K Add +19.2%
PFI Invesco Dorsey Wright Financ 0.16% 5,973 $297K No change
PRK Park National Corp. 0.16% 2,183 $297K Add +0.2%
VIG Vanguard Dividend Apprec ETF 0.16% 1,596 $291K Add +0.1%
SCHD Schwab US DVD Equity ETF 0.14% 3,309 $267K Add +0.1%
ABBV Abbvie Inc. 0.14% 1,458 $266K No change
EFA iShares MSCI Eafe ETF 0.14% 3,202 $256K Reduce -11.2%
DGRW Wisdomtree U.S. Quality Divi 0.14% 3,337 $254K No change
VO Vngrd Mrngstr MD-Cap ETF-Usd 0.14% 1,005 $251K No change
COST Costco Wholesale Corp. 0.13% 342 $250K Reduce -30.8%
VB Vanguard Most SM-Cap ETF-Usd 0.13% 1,061 $243K No change
XMLV Invesco S&P Midcap Low Volat 0.13% 4,275 $241K No change
MOAT Vaneck Morningstar Wide Moat 0.13% 2,589 $233K No change
AOR iShares Core 60/40 Balanced 0.12% 4,100 $228K No change
BFOR Barron's 400 ETF 0.12% 3,236 $220K No change
SCHC Schwab Intl Small-Cap Equity 0.12% 6,071 $217K Add +1.3%
IYG iShares U.S. Financial Servi 0.11% 3,213 $213K New
INTC Intel Corp. 0.11% 4,791 $212K Add +11.5%
V Visa Inc. Class A 0.11% 753 $210K New
PTNQ Pacer Trendpilot 100 ETF 0.11% 3,000 $206K New
RDVY First Trust Rising Dividend 0.11% 3,665 $206K New
SCHX Schwab US Large-Cap ETF 0.11% 3,295 $204K New
MDT Medtronic PLC 0.11% 2,330 $203K New
DGRO iShares Core Dividend Growth 0.11% 3,455 $201K New
BSCU Invesco Bulletshares 2030 CB 0.11% 12,076 $198K Add +1.9%
PACIRA BIOSCIENCES INC (PCRX 0.75 08/01/25) 0.01% 10,000 $9K No change

Portfolio Sells Q4 2023 → Q1 2024
DIS The Walt Disney Co. Sold out 0.00% −0.73
AAPL Apple Inc. Reduce -3.3% 1.56% −0.46
SLYV SS SPDR S&P 600 SC Val ETF Reduce -5.8% 0.94% −0.18
SCHA Schwab US Small-Cap ETF Reduce -3.3% 1.63% −0.18
IJR iShares Core S&P Small-Cap E Reduce -12.9% 0.55% −0.14
SCHB Schwab US Broad Market ETF Sold out 0.00% −0.14
GOOGL Alphabet Inc. Class A Reduce -9.6% 0.43% −0.06
IEMG iShares Core MSCI Emerging Reduce -0.3% 0.63% −0.06
COST Costco Wholesale Corp. Reduce -30.8% 0.13% −0.06
SPY SS SPDR S&P 500 ETF Trust-US Reduce -4.5% 0.64% −0.04
VEA Vanguard Ftse Developed ETF Reduce -0.3% 0.57% −0.04
VTI VG Morningstar TS MKT ETF-US Reduce -4.0% 0.60% −0.04
GOOG Alphabet Inc. Class C Reduce -5.3% 0.29% −0.03
EFA iShares MSCI Eafe ETF Reduce -11.2% 0.14% −0.03
SLYG SS SPDR S&P 600 SC GR ETF Reduce -1.7% 0.18% −0.02
IEFA iShares Core MSCI Eafe ETF Reduce -0.5% 0.20% −0.01
VBK Van Morst SML-Cap Gro-Usd Inc. Reduce -2.4% 0.20% −0.01
AMZN Amazon.com Inc. Reduce -5.3% 0.34% +0.00

Portfolio Buys Q4 2023 → Q1 2024
DFAC Dimensional US Core Equity 2 Add +7.8% 25.28% +1.33
DFEV Dimensional Emrg MRKT Val Add +13.3% 6.57% +0.28
DFIC Dimensional International Co. Add +104.3% 0.50% +0.24
DFLV Dim US Large Cap Value ETF New 0.20% +0.20
FCX Freeport-McMoran Inc. Add +16.5% 1.31% +0.17
NVDA Nvidia Corp. Add +41.6% 0.29% +0.16
IYG iShares U.S. Financial Servi New 0.11% +0.11
DFUS Dimensional US Eq MKT ETF Add +51.6% 0.35% +0.11
V Visa Inc. Class A New 0.11% +0.11
PTNQ Pacer Trendpilot 100 ETF New 0.11% +0.11
RDVY First Trust Rising Dividend New 0.11% +0.11
SCHX Schwab US Large-Cap ETF New 0.11% +0.11
MDT Medtronic PLC New 0.11% +0.11
DGRO iShares Core Dividend Growth New 0.11% +0.11
DFAX Dimensional World Ex US Core Add +7.8% 12.63% +0.06
MSFT Microsoft Corp. Add +4.8% 0.58% +0.03
DFEM Dimensional Emrg MRKT Core Add +9.8% 5.66% +0.02
SPDW Ste STR SPDR PT DW Eu ETF Add +19.2% 0.18% +0.02
ISCV iShares Morningstar Small-Ca Add +19.1% 0.18% +0.02
IJT iShares S&P Small-Cap 600 GR Add +15.6% 0.19% +0.01
VOO Vanguard S&P 500 ETF Add +1.6% 0.84% +0.00
IVV iShares Core S&P 500 ETF Add +1.1% 0.56% −0.00
BSCQ Invesco Bulletshares 2026 CB Add +9.6% 0.24% −0.01
VIG Vanguard Dividend Apprec ETF Add +0.1% 0.16% −0.01
BSCP Invesco Bulletshares 2025 CB Add +7.7% 0.20% −0.01
SCHD Schwab US DVD Equity ETF Add +0.1% 0.14% −0.01
IJJ iShares S&P Mid-Cap 400 Valu Add +3.5% 0.21% −0.01
SCHC Schwab Intl Small-Cap Equity Add +1.3% 0.12% −0.01
BSCU Invesco Bulletshares 2030 CB Add +1.9% 0.11% −0.01
BSCR Invesco Bulletshares 2027 CB Add +5.3% 0.21% −0.01
PRK Park National Corp. Add +0.2% 0.16% −0.01
INTC Intel Corp. Add +11.5% 0.11% −0.02
BSCS Invesco Bulletshares 2028 CB Add +4.7% 0.20% −0.02
BSCO Invesco Bulletshares 2024 CB Add +3.2% 0.47% −0.04
DISV Dimensional International SM Add +4.4% 4.26% −0.06
FNDE Schwab Fndmntl Em MRK Eq ETF Add +0.1% 1.36% −0.12
DFAT Dimensional US Target Value Add +4.4% 19.61% −0.56

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 101$377.1MDFAC, DFAT, DFEV, DFEM, DFIC
Q1 2026 86$328.7MDFAC, DFAT, DFEV, DFEM, DFIC
Q4 2025 86$313.1MDFAC, DFAT, DFAX, DFEV, DFEM
Q3 2025 88$294.2MDFAC, DFAT, DFAX, DFEM, DFEV
Q2 2025 87$263.8MDFAC, DFAT, DFAX, DFEV, DFEM
Q1 2025 83$233.4MDFAC, DFAT, DFAX, DFEV, DFEM
Q4 2024 82$228.1MDFAC, DFAT, DFAX, DFEV, DFEM
Q3 2024 86$228.9MDFAC, DFAT, DFAX, DFEV, DFEM
Q2 2024 82$205.1MDFAC, DFAT, DFAX, DFEV, DFEM
Q1 2024 82$186.0MDFAC, DFAT, DFAX, DFEV, DFEM