Sensible Money, LLC

In its 13F for Q1 2026 (holdings as of March 31, 2026, filed April 21, 2026), Sensible Money, LLC reported 86 stock positions worth $328.7 million. Its top holding was Dimensional US Core Equity 2 (DFAC) at 26.1% of the portfolio, followed by Dimensional US Target Value (DFAT, 20.3%) and Dimensional Emrg MRKT Val (DFEV, 8.3%). Compared with Q4 2025, it opened 4 new positions, sold out of 4, added to 29 and reduced 20. The biggest buy was Dimensional US Target Value (DFAT, shares +5%) and the biggest sale Apple (AAPL, shares −49%).

Most Recent 13F
Q2 2026
Location
SCOTTSDALE, AZ
CIK
0001965229
Portfolio Value
$328.7M (Q1 2026)
SEC Filing
0001965229-26-000002 ↗ filed Apr 21, 2026

Holdings Value

0$100.0M$200.0M$300.0M$400.0M Q1 2024: $186.0M Q1 2024 Q2 2024: $205.1M Q2 2024 Q3 2024: $228.9M Q3 2024 Q4 2024: $228.1M Q4 2024 Q1 2025: $233.4M Q1 2025 Q2 2025: $263.8M Q2 2025 Q3 2025: $294.2M Q3 2025 Q4 2025: $313.1M Q4 2025 Q1 2026: $328.7M $328.7M Q1 2026 Q2 2026: $377.1M Q2 2026

Holdings 86 stocks · $328.7M
DFAC Dimensional US Core Equity 2 26.13% 2,210,467 $85.9M Add +8.9%
DFAT Dimensional US Target Value 20.30% 1,068,341 $66.7M Add +4.7%
DFEV Dimensional Emrg MRKT Val 8.26% 758,832 $27.2M Add +3.8%
DFEM Dimensional Emrg MRKT Core 7.91% 752,742 $26.0M Add +4.0%
DFIC Dimensional International Co. 7.83% 724,079 $25.7M Add +11.2%
DFAX Dimensional World Ex US Core 7.58% 733,377 $24.9M Reduce -4.5%
DISV Dimensional International SM 3.75% 312,922 $12.3M Reduce -1.3%
AAPL Apple Inc. 1.18% 15,289 $3.9M Reduce -49.5%
SCHA Schwab US Small-Cap ETF 1.13% 127,320 $3.7M Reduce -0.3%
FNDE Schwab Fndmntl Em MRK Eq ETF 0.99% 84,808 $3.2M Reduce -4.3%
FCX Freeport-McMoran Inc. 0.68% 38,300 $2.3M Add +1.2%
VTI VG Morningstar TS MKT ETF-US 0.63% 6,465 $2.1M Reduce -7.5%
DFUS Dimensional US Eq MKT ETF 0.60% 27,808 $2.0M Add +3.6%
SLYV SS SPDR S&P 600 SC Val ETF 0.57% 19,861 $1.9M Reduce -0.8%
SPY SS SPDR S&P 500 ETF Trust-US 0.56% 2,846 $1.9M Reduce -18.0%
IVV iShares Core S&P 500 ETF 0.50% 2,519 $1.6M Add +31.0%
VEA Vanguard Ftse Developed ETF 0.48% 24,586 $1.6M Add +17.9%
IEMG iShares Core MSCI Emerging 0.48% 22,432 $1.6M Add +2.8%
GOOGL Alphabet Inc. Class A 0.42% 4,818 $1.4M Reduce -3.9%
IWV iShares Russell 3000 ETF 0.42% 3,729 $1.4M No change
VOO Vanguard S&P 500 ETF 0.35% 1,953 $1.2M Add +0.1%
AVES Avantis Emerging Markets Val 0.30% 16,339 $980K Add +0.0%
BRK.B Berkshire Hathaway Inc. Class B 0.30% 2,037 $976K New
MSFT Microsoft Corp. 0.29% 2,552 $945K Reduce -0.2%
GOOG Alphabet Inc. Class C 0.28% 3,241 $930K No change
QTEC First Trust Nasdq 100 Tech I 0.28% 4,266 $921K No change
IJR iShares Core S&P Small-Cap E 0.28% 7,292 $906K Add +0.0%
BSCS Invesco Bulletshares 2028 CB 0.26% 42,219 $862K Add +0.2%
AVEM Avantis Emerging Markets Eq 0.25% 10,048 $810K No change
USMV iShares MSCI USA Min Vol Fac 0.24% 8,678 $805K No change
EZM Wisdomtree US Midcap Fund 0.24% 11,866 $798K No change
SPLV Invesco S&P 500 Low Volatili 0.23% 10,453 $765K No change
AMZN Amazon.com Inc. 0.23% 3,572 $744K Add +1.4%
FNDC Schwab Fndmnt Intl SM Eq ETF 0.21% 14,870 $689K No change
NVDA Nvidia Corp. 0.21% 3,927 $685K Reduce -5.9%
RSPH Invesco S&P 500 Equal Weight 0.20% 21,825 $659K No change
JPM JPMorgan Chase & Co. 0.20% 2,239 $659K Reduce -0.4%
IYW iShares Ustechnology ETF 0.18% 3,200 $581K No change
PDN Inv Rafi Dev MKT US SM-Usdin 0.16% 12,350 $536K Add +0.2%
BSCU Invesco Bulletshares 2030 CB 0.16% 31,735 $531K Add +18.4%
PKW Invesco Buyback Achievers Et 0.16% 4,019 $527K No change
DFLV Dim US Large Cap Value ETF 0.16% 14,770 $527K Add +2.3%
BSCR Invesco Bulletshares 2027 CB 0.16% 26,844 $527K Add +0.4%
IEFA iShares Core MSCI Eafe ETF 0.15% 5,545 $502K Reduce -2.5%
DFAW Dimensional World Eqty ETF 0.15% 6,666 $492K Add +138.2%
BSCQ Invesco Bulletshares 2026 CB 0.15% 24,803 $484K Add +0.4%
BSCT Invesco Bulletshares 2029 CB 0.14% 24,750 $462K Add +6.0%
SPDW Ste STR SPDR PT DW Eu ETF 0.14% 9,868 $450K No change
QQQ Invesco QQQ Trust Series 1 0.14% 772 $446K No change
IJJ iShares S&P Mid-Cap 400 Valu 0.13% 3,311 $439K No change
ACWV iShares MSCI Global Min Vol 0.13% 3,647 $436K No change
QUAL iShares MSCI USA Quality Fac 0.13% 2,232 $428K No change
SCHD Schwab US DVD Equity ETF 0.13% 13,821 $424K Reduce -12.4%
VBK Van Morst SML-Cap Gro-Usd Inc. 0.13% 1,394 $421K No change
FDN First Trust DJ Internet Ind 0.13% 1,765 $413K No change
ISCV iShares Morningstar Small-Ca 0.12% 5,731 $398K Add +0.4%
SLYG SS SPDR S&P 600 SC GR ETF 0.11% 3,796 $367K No change
PRK Park National Corp. 0.11% 2,235 $365K Add +0.5%
IJT iShares S&P Small-Cap 600 GR 0.11% 2,518 $364K Add +0.0%
VIG Vanguard Dividend Apprec ETF 0.11% 1,614 $347K Reduce -3.2%
DFSV Dimensional US Small Cap Val 0.10% 9,705 $340K New
ITOT iShares Core S&P Total U.S. 0.10% 2,361 $336K Add +0.8%
MDYV SS SPDR S&P 400 MC Val ETF 0.10% 3,864 $329K Reduce -21.6%
COST Costco Wholesale Corp. 0.10% 323 $322K No change
PFI Invesco Dorsey Wright Financ 0.10% 5,973 $318K No change
VB Vanguard Most SM-Cap ETF-Usd 0.09% 1,159 $304K Reduce -37.6%
VO Vngrd Mrngstr MD-Cap ETF-Usd 0.09% 1,055 $303K Add +36.3%
AVUV Avantis US Small Cap Value 0.08% 2,465 $272K Add +4.4%
XMLV Invesco S&P Midcap Low Volat 0.08% 4,275 $269K No change
BFOR Barron's 400 ETF 0.08% 3,236 $269K No change
IYG iShares U.S. Financial Servi 0.08% 3,213 $266K No change
EFA iShares MSCI Eafe ETF 0.08% 2,693 $262K No change
SCHX Schwab US Large-Cap ETF 0.08% 9,884 $253K No change
V Visa Inc. Class A 0.08% 834 $252K Reduce -0.7%
MOAT Vaneck Morningstar Wide Moat 0.08% 2,589 $250K No change
RDVY First Trust Rising Dividend 0.08% 3,665 $250K No change
SCHC Schwab Intl Small-Cap Equity 0.07% 5,031 $235K No change
IAU iShares Gold Trust 0.07% 2,667 $235K No change
FTAI Ftai Aviation Ltd. 0.07% 951 $233K Reduce -22.1%
PTNQ Pacer Trendpilot 100 ETF 0.07% 3,000 $219K No change
EFAV iShares MSCI Eafe Min Vol Fa 0.07% 2,382 $218K No change
SCHB Schwab US Broad Market ETF 0.07% 8,636 $217K Add +3.7%
DFSE Dimensional Em Sus CORE1 ETF 0.07% 5,054 $214K New
VUG Vanguard Mrngstar GR ETF-Sui 0.06% 486 $212K No change
ABBV Abbvie Inc. 0.06% 940 $204K Reduce -2.8%
VWO Vanguard Ftse Emerging Marke 0.06% 3,738 $202K New

Portfolio Sells Q4 2025 → Q1 2026
AAPL Apple Inc. Reduce -49.5% 1.18% −1.45
DFAX Dimensional World Ex US Core Reduce -4.5% 7.58% −0.45
SPY SS SPDR S&P 500 ETF Trust-US Reduce -18.0% 0.56% −0.19
VTI VG Morningstar TS MKT ETF-US Reduce -7.5% 0.63% −0.12
MSFT Microsoft Corp. Reduce -0.2% 0.29% −0.11
DISV Dimensional International SM Reduce -1.3% 3.75% −0.09
IBM Intl Business Machines Corp. Sold out 0.00% −0.08
GOOGL Alphabet Inc. Class A Reduce -3.9% 0.42% −0.08
VYM Vanguard High DVD Yield ETF Sold out 0.00% −0.07
LLY Eli Lilly & Co. Sold out 0.00% −0.07
VB Vanguard Most SM-Cap ETF-Usd Reduce -37.6% 0.09% −0.06
NVDA Nvidia Corp. Reduce -5.9% 0.21% −0.04
SCHA Schwab US Small-Cap ETF Reduce -0.3% 1.13% −0.04
MDYV SS SPDR S&P 400 MC Val ETF Reduce -21.6% 0.10% −0.03
FNDE Schwab Fndmntl Em MRK Eq ETF Reduce -4.3% 0.99% −0.03
JPM JPMorgan Chase & Co. Reduce -0.4% 0.20% −0.03
V Visa Inc. Class A Reduce -0.7% 0.08% −0.02
VIG Vanguard Dividend Apprec ETF Reduce -3.2% 0.11% −0.01
SLYV SS SPDR S&P 600 SC Val ETF Reduce -0.8% 0.57% −0.01
IEFA iShares Core MSCI Eafe ETF Reduce -2.5% 0.15% −0.01
SCHD Schwab US DVD Equity ETF Reduce -12.4% 0.13% −0.01
ABBV Abbvie Inc. Reduce -2.8% 0.06% −0.01
FTAI Ftai Aviation Ltd. Reduce -22.1% 0.07% −0.01
GOLDEN MATRIX GROUP INC Sold out 0.00% −0.00

Portfolio Buys Q4 2025 → Q1 2026
DFAT Dimensional US Target Value Add +4.7% 20.30% +0.88
DFIC Dimensional International Co. Add +11.2% 7.83% +0.66
DFAC Dimensional US Core Equity 2 Add +8.9% 26.13% +0.46
DFEV Dimensional Emrg MRKT Val Add +3.8% 8.26% +0.38
BRK.B Berkshire Hathaway Inc. Class B New 0.30% +0.30
DFEM Dimensional Emrg MRKT Core Add +4.0% 7.91% +0.26
DFSV Dimensional US Small Cap Val New 0.10% +0.10
DFAW Dimensional World Eqty ETF Add +138.2% 0.15% +0.08
IVV iShares Core S&P 500 ETF Add +31.0% 0.50% +0.08
FCX Freeport-McMoran Inc. Add +1.2% 0.68% +0.07
DFSE Dimensional Em Sus CORE1 ETF New 0.07% +0.07
VEA Vanguard Ftse Developed ETF Add +17.9% 0.48% +0.06
VWO Vanguard Ftse Emerging Marke New 0.06% +0.06
VO Vngrd Mrngstr MD-Cap ETF-Usd Add +36.3% 0.09% +0.02
BSCU Invesco Bulletshares 2030 CB Add +18.4% 0.16% +0.02
IEMG iShares Core MSCI Emerging Add +2.8% 0.48% +0.01
AVUV Avantis US Small Cap Value Add +4.4% 0.08% +0.01
PRK Park National Corp. Add +0.5% 0.11% +0.00
DFLV Dim US Large Cap Value ETF Add +2.3% 0.16% +0.00
BSCT Invesco Bulletshares 2029 CB Add +6.0% 0.14% 0.00
IJT iShares S&P Small-Cap 600 GR Add +0.0% 0.11% −0.00
PDN Inv Rafi Dev MKT US SM-Usdin Add +0.2% 0.16% −0.00
ISCV iShares Morningstar Small-Ca Add +0.4% 0.12% −0.00
SCHB Schwab US Broad Market ETF Add +3.7% 0.07% −0.00
IJR iShares Core S&P Small-Cap E Add +0.0% 0.28% −0.00
AVES Avantis Emerging Markets Val Add +0.0% 0.30% −0.01
BSCQ Invesco Bulletshares 2026 CB Add +0.4% 0.15% −0.01
BSCR Invesco Bulletshares 2027 CB Add +0.4% 0.16% −0.01
ITOT iShares Core S&P Total U.S. Add +0.8% 0.10% −0.01
BSCS Invesco Bulletshares 2028 CB Add +0.2% 0.26% −0.01
AMZN Amazon.com Inc. Add +1.4% 0.23% −0.03
VOO Vanguard S&P 500 ETF Add +0.1% 0.35% −0.04
DFUS Dimensional US Eq MKT ETF Add +3.6% 0.60% −0.04

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 101$377.1MDFAC, DFAT, DFEV, DFEM, DFIC
Q1 2026 86$328.7MDFAC, DFAT, DFEV, DFEM, DFIC
Q4 2025 86$313.1MDFAC, DFAT, DFAX, DFEV, DFEM
Q3 2025 88$294.2MDFAC, DFAT, DFAX, DFEM, DFEV
Q2 2025 87$263.8MDFAC, DFAT, DFAX, DFEV, DFEM
Q1 2025 83$233.4MDFAC, DFAT, DFAX, DFEV, DFEM
Q4 2024 82$228.1MDFAC, DFAT, DFAX, DFEV, DFEM
Q3 2024 86$228.9MDFAC, DFAT, DFAX, DFEV, DFEM
Q2 2024 82$205.1MDFAC, DFAT, DFAX, DFEV, DFEM
Q1 2024 82$186.0MDFAC, DFAT, DFAX, DFEV, DFEM