Sensible Money, LLC

In its 13F for Q2 2026 (holdings as of June 30, 2026, filed July 30, 2026), Sensible Money, LLC reported 101 stock positions worth $377.1 million. Its top holding was Dimensional US Core Equity 2 (DFAC) at 26.1% of the portfolio, followed by Dimensional US Target Value (DFAT, 20.2%) and Dimensional Emrg MRKT Val (DFEV, 8.5%). Compared with Q1 2026, it opened 18 new positions, sold out of 3, added to 38 and reduced 24. The biggest buy was a new position in Ste STR SPDR PT S&P 500 ETF (SPYM) and the biggest sale Dimensional World Ex US Core (DFAX, shares −8%).

Most Recent 13F
Q2 2026
Location
SCOTTSDALE, AZ
CIK
0001965229
Portfolio Value
$377.1M (Q2 2026)
SEC Filing
0001965229-26-000004 ↗ filed Jul 30, 2026

Holdings Value

0$100.0M$200.0M$300.0M$400.0M Q1 2024: $186.0M Q1 2024 Q2 2024: $205.1M Q2 2024 Q3 2024: $228.9M Q3 2024 Q4 2024: $228.1M Q4 2024 Q1 2025: $233.4M Q1 2025 Q2 2025: $263.8M Q2 2025 Q3 2025: $294.2M Q3 2025 Q4 2025: $313.1M Q4 2025 Q1 2026: $328.7M Q1 2026 Q2 2026: $377.1M $377.1M Q2 2026

Holdings 101 stocks · $377.1M
DFAC Dimensional US Core Equity 2 26.13% 2,221,756 $98.6M Add +0.5%
DFAT Dimensional US Target Value 20.23% 1,091,399 $76.3M Add +2.2%
DFEV Dimensional Emrg MRKT Val 8.46% 748,053 $31.9M Reduce -1.4%
DFEM Dimensional Emrg MRKT Core 8.10% 751,422 $30.5M Reduce -0.2%
DFIC Dimensional International Co. 7.52% 760,816 $28.3M Add +5.1%
DFAX Dimensional World Ex US Core 6.60% 675,314 $24.9M Reduce -7.9%
DISV Dimensional International SM 3.40% 319,752 $12.8M Add +2.2%
SCHA Schwab US Small-Cap ETF 1.22% 126,857 $4.6M Reduce -0.4%
AAPL Apple Inc. 1.07% 13,993 $4.0M Reduce -8.5%
FNDE Schwab Fndmntl Em MRK Eq ETF 0.89% 84,214 $3.3M Reduce -0.7%
VTI VG Morningstar TS MKT ETF-US 0.79% 8,088 $3.0M Add +25.1%
DFUS Dimensional US Eq MKT ETF 0.65% 29,709 $2.4M Add +6.8%
FCX Freeport-McMoran Inc. 0.64% 38,368 $2.4M Add +0.2%
SLYV SS SPDR S&P 600 SC Val ETF 0.57% 19,795 $2.2M Reduce -0.3%
SPY SS SPDR S&P 500 ETF Trust-US 0.56% 2,849 $2.1M Add +0.1%
VEA Vanguard Ftse Developed ETF 0.55% 29,280 $2.1M Add +19.1%
IEMG iShares Core MSCI Emerging 0.49% 22,419 $1.9M Reduce -0.1%
IVV iShares Core S&P 500 ETF 0.48% 2,417 $1.8M Reduce -4.0%
GOOGL Alphabet Inc. Class A 0.45% 4,736 $1.7M Reduce -1.7%
IWV iShares Russell 3000 ETF 0.42% 3,729 $1.6M No change
QTEC First Trust Nasdq 100 Tech I 0.38% 4,266 $1.4M No change
VOO Vanguard S&P 500 ETF 0.36% 1,971 $1.4M Add +0.9%
IJR iShares Core S&P Small-Cap E 0.29% 7,483 $1.1M Add +2.6%
AVES Avantis Emerging Markets Val 0.28% 16,341 $1.1M Add +0.0%
GOOG Alphabet Inc. Class C 0.27% 2,935 $1.0M Reduce -9.4%
AVEM Avantis Emerging Markets Eq 0.26% 10,048 $970K No change
BRK.B Berkshire Hathaway Inc. Class B 0.25% 1,848 $925K Reduce -9.3%
BSCS Invesco Bulletshares 2028 CB 0.24% 44,526 $907K Add +5.5%
MSFT Microsoft Corp. 0.24% 2,419 $902K Reduce -5.2%
EZM Wisdomtree US Midcap Fund 0.24% 11,866 $899K No change
SPYM Ste STR SPDR PT S&P 500 ETF 0.22% 9,513 $836K New
USMV iShares MSCI USA Min Vol Fac 0.22% 8,653 $835K Reduce -0.3%
AMZN Amazon.com Inc. 0.22% 3,420 $815K Reduce -4.3%
IYW iShares Ustechnology ETF 0.21% 3,200 $807K No change
RWJ Invesco S&P Smallcap 600 0.21% 13,487 $802K New
NVDA Nvidia Corp. 0.21% 3,928 $786K Add +0.0%
RSPH Invesco S&P 500 Equal Weight 0.19% 21,825 $724K No change
DFAW Dimensional World Eqty ETF 0.19% 8,625 $714K Add +29.4%
JPM JPMorgan Chase & Co. 0.18% 2,041 $668K Reduce -8.8%
QQQM Invesco Nasdaq 100 ETF 0.17% 2,070 $627K New
DFLV Dim US Large Cap Value ETF 0.16% 14,818 $586K Add +0.3%
QQQ Invesco QQQ Trust Series 1 0.15% 793 $584K Add +2.7%
PKW Invesco Buyback Achievers Et 0.15% 3,982 $564K Reduce -0.9%
PDN Inv Rafi Dev MKT US SM-Usdin 0.15% 12,387 $557K Add +0.3%
FNDC Schwab Fndmnt Intl SM Eq ETF 0.14% 11,096 $539K Reduce -25.4%
BSCR Invesco Bulletshares 2027 CB 0.14% 27,273 $535K Add +1.6%
IEFA iShares Core MSCI Eafe ETF 0.14% 5,532 $534K Reduce -0.2%
BSCU Invesco Bulletshares 2030 CB 0.14% 31,757 $529K Add +0.1%
VBK Van Morst SML-Cap Gro-Usd Inc. 0.14% 1,407 $515K Add +0.9%
LQD Ishr Ibx Usd Invgd CB ETF-Ui 0.13% 4,637 $506K New
SPDW Ste STR SPDR PT DW Eu ETF 0.13% 10,011 $504K Add +1.4%
SPLV Invesco S&P 500 Low Volatili 0.13% 6,603 $495K Reduce -36.8%
QUAL iShares MSCI USA Quality Fac 0.13% 2,232 $490K No change
IJJ iShares S&P Mid-Cap 400 Valu 0.13% 3,311 $489K No change
BSCT Invesco Bulletshares 2029 CB 0.13% 25,571 $475K Add +3.3%
FDN First Trust DJ Internet Ind 0.12% 1,765 $467K No change
BSCQ Invesco Bulletshares 2026 CB 0.12% 23,698 $463K Reduce -4.5%
SCHD Schwab US DVD Equity ETF 0.12% 14,304 $454K Add +3.5%
IJT iShares S&P Small-Cap 600 GR 0.12% 2,537 $453K Add +0.8%
SLYG SS SPDR S&P 600 SC GR ETF 0.12% 3,797 $452K Add +0.0%
ISCV iShares Morningstar Small-Ca 0.12% 5,757 $451K Add +0.5%
ITOT iShares Core S&P Total U.S. 0.12% 2,672 $439K Add +13.2%
ACWV iShares MSCI Global Min Vol 0.12% 3,647 $438K No change
VB Vanguard Most SM-Cap ETF-Usd 0.11% 1,411 $428K Add +21.7%
PRK Park National Corp. 0.11% 2,233 $409K Reduce -0.1%
DFSV Dimensional US Small Cap Val 0.10% 9,718 $377K Add +0.1%
PANW Palo Alto Networks Inc. 0.10% 1,091 $372K New
VWO Vanguard Ftse Emerging Marke 0.10% 6,190 $370K Add +65.6%
MDYV SS SPDR S&P 400 MC Val ETF 0.10% 3,864 $367K No change
VTV Vanguard Mrngstr Val ETF-Aui 0.10% 1,671 $364K New
PFI Invesco Dorsey Wright Financ 0.10% 5,973 $364K No change
VUG Vanguard Mrngstar GR ETF-Sui 0.10% 4,203 $362K Add +44.1%
VO Vngrd Mrngstr MD-Cap ETF-Usd 0.09% 4,220 $340K No change
FPE FT-Preferred Secur & Inc. ETF 0.09% 18,870 $337K New
BFOR Barron's 400 ETF 0.08% 3,236 $309K No change
SCHX Schwab US Large-Cap ETF 0.08% 10,067 $296K Add +1.9%
V Visa Inc. Class A 0.08% 852 $292K Add +2.2%
IYG iShares U.S. Financial Servi 0.08% 3,213 $291K No change
XMLV Invesco S&P Midcap Low Volat 0.08% 4,275 $284K No change
AVUV Avantis US Small Cap Value 0.07% 2,262 $282K Reduce -8.2%
EFA iShares MSCI Eafe ETF 0.07% 2,693 $280K No change
IJH iShares Core S&P Midcap ETF 0.07% 3,530 $272K New
MOAT Vaneck Morningstar Wide Moat 0.07% 2,589 $269K No change
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS 0.07% 951 $268K New
INTC Intel Corp. 0.07% 1,908 $266K New
SCHP Schwab U.S. Tips ETF 0.07% 9,897 $262K New
COST Costco Wholesale Corp. 0.07% 279 $261K Reduce -13.6%
FTAI Ftai Aviation Ltd. 0.07% 953 $258K Add +0.2%
SCHB Schwab US Broad Market ETF 0.07% 8,641 $250K Add +0.1%
DFSE Dimensional Em Sus CORE1 ETF 0.07% 5,054 $247K No change
SCHC Schwab Intl Small-Cap Equity 0.06% 5,035 $242K Add +0.1%
LLY Eli Lilly & Co. 0.06% 200 $240K New
ABBV Abbvie Inc. 0.06% 945 $238K Add +0.5%
PREF Pri Spe Pre Sec Acti-Usd Inc. 0.06% 11,689 $223K New
VNQ Vanguard Real Estate ETF 0.06% 2,304 $222K New
DELL Dell Technologies -C 0.06% 507 $219K New
JNJ Johnson & Johnson 0.06% 861 $219K New
EES Wisdomtree US Smallcap Fund 0.06% 3,162 $214K New
EFAV iShares MSCI Eafe Min Vol Fa 0.06% 2,382 $209K No change
BND Vanguard Total Bond Market 0.05% 2,799 $205K New
IAU iShares Gold Trust 0.05% 2,667 $201K No change

Portfolio Sells Q1 2026 → Q2 2026
DFAX Dimensional World Ex US Core Reduce -7.9% 6.60% −0.98
AAPL Apple Inc. Reduce -8.5% 1.07% −0.11
VIG Vanguard Dividend Apprec ETF Sold out 0.00% −0.11
SPLV Invesco S&P 500 Low Volatili Reduce -36.8% 0.13% −0.10
FNDE Schwab Fndmntl Em MRK Eq ETF Reduce -0.7% 0.89% −0.10
RDVY First Trust Rising Dividend Sold out 0.00% −0.08
FNDC Schwab Fndmnt Intl SM Eq ETF Reduce -25.4% 0.14% −0.07
PTNQ Pacer Trendpilot 100 ETF Sold out 0.00% −0.07
BRK.B Berkshire Hathaway Inc. Class B Reduce -9.3% 0.25% −0.05
MSFT Microsoft Corp. Reduce -5.2% 0.24% −0.05
COST Costco Wholesale Corp. Reduce -13.6% 0.07% −0.03
BSCQ Invesco Bulletshares 2026 CB Reduce -4.5% 0.12% −0.02
USMV iShares MSCI USA Min Vol Fac Reduce -0.3% 0.22% −0.02
JPM JPMorgan Chase & Co. Reduce -8.8% 0.18% −0.02
IVV iShares Core S&P 500 ETF Reduce -4.0% 0.48% −0.02
IEFA iShares Core MSCI Eafe ETF Reduce -0.2% 0.14% −0.01
PKW Invesco Buyback Achievers Et Reduce -0.9% 0.15% −0.01
AMZN Amazon.com Inc. Reduce -4.3% 0.22% −0.01
AVUV Avantis US Small Cap Value Reduce -8.2% 0.07% −0.01
GOOG Alphabet Inc. Class C Reduce -9.4% 0.27% −0.01
PRK Park National Corp. Reduce -0.1% 0.11% −0.00
SLYV SS SPDR S&P 600 SC Val ETF Reduce -0.3% 0.57% +0.00
IEMG iShares Core MSCI Emerging Reduce -0.1% 0.49% +0.02
GOOGL Alphabet Inc. Class A Reduce -1.7% 0.45% +0.03
SCHA Schwab US Small-Cap ETF Reduce -0.4% 1.22% +0.09
DFEM Dimensional Emrg MRKT Core Reduce -0.2% 8.10% +0.19
DFEV Dimensional Emrg MRKT Val Reduce -1.4% 8.46% +0.20

Portfolio Buys Q1 2026 → Q2 2026
SPYM Ste STR SPDR PT S&P 500 ETF New 0.22% +0.22
RWJ Invesco S&P Smallcap 600 New 0.21% +0.21
QQQM Invesco Nasdaq 100 ETF New 0.17% +0.17
VTI VG Morningstar TS MKT ETF-US Add +25.1% 0.79% +0.16
LQD Ishr Ibx Usd Invgd CB ETF-Ui New 0.13% +0.13
PANW Palo Alto Networks Inc. New 0.10% +0.10
VTV Vanguard Mrngstr Val ETF-Aui New 0.10% +0.10
FPE FT-Preferred Secur & Inc. ETF New 0.09% +0.09
VEA Vanguard Ftse Developed ETF Add +19.1% 0.55% +0.07
IJH iShares Core S&P Midcap ETF New 0.07% +0.07
IBM Intl Business Machines Corp. New 0.07% +0.07
INTC Intel Corp. New 0.07% +0.07
SCHP Schwab U.S. Tips ETF New 0.07% +0.07
LLY Eli Lilly & Co. New 0.06% +0.06
PREF Pri Spe Pre Sec Acti-Usd Inc. New 0.06% +0.06
VNQ Vanguard Real Estate ETF New 0.06% +0.06
DELL Dell Technologies -C New 0.06% +0.06
JNJ Johnson & Johnson New 0.06% +0.06
EES Wisdomtree US Smallcap Fund New 0.06% +0.06
BND Vanguard Total Bond Market New 0.05% +0.05
DFUS Dimensional US Eq MKT ETF Add +6.8% 0.65% +0.05
DFAW Dimensional World Eqty ETF Add +29.4% 0.19% +0.04
VWO Vanguard Ftse Emerging Marke Add +65.6% 0.10% +0.04
VUG Vanguard Mrngstar GR ETF-Sui Add +44.1% 0.10% +0.03
VB Vanguard Most SM-Cap ETF-Usd Add +21.7% 0.11% +0.02
QQQ Invesco QQQ Trust Series 1 Add +2.7% 0.15% +0.02
IJR iShares Core S&P Small-Cap E Add +2.6% 0.29% +0.02
ITOT iShares Core S&P Total U.S. Add +13.2% 0.12% +0.01
IJT iShares S&P Small-Cap 600 GR Add +0.8% 0.12% +0.01
SLYG SS SPDR S&P 600 SC GR ETF Add +0.0% 0.12% +0.01
VBK Van Morst SML-Cap Gro-Usd Inc. Add +0.9% 0.14% +0.01
VOO Vanguard S&P 500 ETF Add +0.9% 0.36% +0.00
SCHX Schwab US Large-Cap ETF Add +1.9% 0.08% +0.00
SPY SS SPDR S&P 500 ETF Trust-US Add +0.1% 0.56% +0.00
DFAC Dimensional US Core Equity 2 Add +0.5% 26.13% +0.00
ABBV Abbvie Inc. Add +0.5% 0.06% +0.00
V Visa Inc. Class A Add +2.2% 0.08% +0.00
SCHB Schwab US Broad Market ETF Add +0.1% 0.07% +0.00
NVDA Nvidia Corp. Add +0.0% 0.21% +0.00
ISCV iShares Morningstar Small-Ca Add +0.5% 0.12% −0.00
FTAI Ftai Aviation Ltd. Add +0.2% 0.07% −0.00
SPDW Ste STR SPDR PT DW Eu ETF Add +1.4% 0.13% −0.00
DFSV Dimensional US Small Cap Val Add +0.1% 0.10% −0.00
DFLV Dim US Large Cap Value ETF Add +0.3% 0.16% −0.01
SCHC Schwab Intl Small-Cap Equity Add +0.1% 0.06% −0.01
SCHD Schwab US DVD Equity ETF Add +3.5% 0.12% −0.01
AVES Avantis Emerging Markets Val Add +0.0% 0.28% −0.01
BSCT Invesco Bulletshares 2029 CB Add +3.3% 0.13% −0.01
PDN Inv Rafi Dev MKT US SM-Usdin Add +0.3% 0.15% −0.02
BSCR Invesco Bulletshares 2027 CB Add +1.6% 0.14% −0.02

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 101$377.1MDFAC, DFAT, DFEV, DFEM, DFIC
Q1 2026 86$328.7MDFAC, DFAT, DFEV, DFEM, DFIC
Q4 2025 86$313.1MDFAC, DFAT, DFAX, DFEV, DFEM
Q3 2025 88$294.2MDFAC, DFAT, DFAX, DFEM, DFEV
Q2 2025 87$263.8MDFAC, DFAT, DFAX, DFEV, DFEM
Q1 2025 83$233.4MDFAC, DFAT, DFAX, DFEV, DFEM
Q4 2024 82$228.1MDFAC, DFAT, DFAX, DFEV, DFEM
Q3 2024 86$228.9MDFAC, DFAT, DFAX, DFEV, DFEM
Q2 2024 82$205.1MDFAC, DFAT, DFAX, DFEV, DFEM
Q1 2024 82$186.0MDFAC, DFAT, DFAX, DFEV, DFEM