Sentinel Pension Advisors, LLC

Name: SENTINEL PENSION ADVISORS, LLC 13F holdings, Q2 2025
Creator: SENTINEL PENSION ADVISORS, LLC
Published: 2025-07-14

Q2 2026Q1 2026Q4 2025Q3 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024

In its 13F for Q2 2025 (holdings as of June 30, 2025, filed July 14, 2025), Sentinel Pension Advisors, LLC reported 122 stock positions worth $594.1 million. Its top holding was BNY Mellon US LRG Cap Cor (BKLC) at 17.0% of the portfolio, followed by SS SPDR S&P 500 ETF Trust-US (SPY, 14.9%) and JPMorgan Core Plus Bond ETF (JCPB, 9.4%). Compared with Q1 2025, it opened 16 new positions, sold out of 5, added to 58 and reduced 39. The biggest buy was a new position in Alps SMTH Cor BD Plus ETF (SMTH) and the biggest sale BNY Mellon Core Bond ETF (BKAG, shares −72%).

Most Recent 13F: Q2 2026
Location: WAKEFIELD, MA
CIK: 0001802290
Portfolio Value: $594.1M (Q2 2025)
SEC Filing: 0001725547-25-003417 ↗ filed Jul 14, 2025

Holdings Value

Holdings 122 stocks · $594.1M


BKLC BNY Mellon US LRG Cap Cor	17.00%	852,649	$101.0M	Add +2.0%
SPY SS SPDR S&P 500 ETF Trust-US	14.91%	143,351	$88.6M	Add +0.0%
JCPB JPMorgan Core Plus Bond ETF	9.36%	1,181,873	$55.6M	Add +5.6%
BKIE BNY Mellon Intl Eqty ETF	8.74%	602,500	$51.9M	Add +3.0%
SPTI SS SPDR P Int Term TSY ETF	5.57%	1,151,015	$33.1M	Add +3.2%
GLDM SPDR Gold Minishares Trust	4.86%	440,498	$28.9M	Add +0.0%
FELG Fidelity Enh LRG Cap GWTH	2.38%	381,516	$14.1M	Add +40.0%
FBND Fidelity Total Bond ETF	2.36%	306,425	$14.0M	Add +5.3%
SPTM SS SPDR P S&P 1500 Comp ETF	2.06%	163,400	$12.2M	Reduce -5.0%
SCHR Schwab Intermediate-Term US	1.89%	449,535	$11.3M	Add +9.4%
SMTH Alps SMTH Cor BD Plus ETF	1.41%	323,202	$8.4M	New
CLOI Vaneck Clo ETF	1.37%	154,157	$8.2M	Add +828.9%
BSCQ Invesco Bulletshares 2026 CB	1.35%	409,920	$8.0M	Reduce -0.9%
PYLD PIMCO Multisector Bond Actv	1.32%	296,424	$7.9M	Add +26.8%
BSCR Invesco Bulletshares 2027 CB	1.26%	380,731	$7.5M	Reduce -0.2%
SPDW Ste STR SPDR PT DW Eu ETF	1.11%	163,036	$6.6M	Reduce -0.6%
SCHX Schwab US Large-Cap ETF	1.01%	245,972	$6.0M	Add +4.8%
EWC iShares MSCI Canada ETF	0.98%	125,550	$5.8M	No change
AAPL Apple Inc.	0.96%	27,805	$5.7M	Reduce -0.4%
IWB iShares Russell 1000 ETF	0.94%	16,361	$5.6M	Reduce -0.1%
VUG Vanguard Mrngstar GR ETF-Sui	0.92%	12,516	$5.5M	Add +0.4%
MSFT Microsoft Corp.	0.91%	10,921	$5.4M	Add +0.8%
DFLV Dim US Large Cap Value ETF	0.83%	159,445	$4.9M	New
TXUE Thornburg Interntin Eqty ETF	0.69%	138,452	$4.1M	New
EWA iShares MSCI Australia ETF	0.66%	148,500	$3.9M	No change
ITOT iShares Core S&P Total U.S.	0.65%	28,432	$3.8M	Add +0.5%
SPAB SS SPDR P Agg Bond ETF	0.64%	148,728	$3.8M	Reduce -1.2%
BKAG BNY Mellon Core Bond ETF	0.57%	79,899	$3.4M	Reduce -72.5%
FMB First Trust Managed Municipa	0.47%	56,099	$2.8M	Add +0.8%
EAGG iShares ESG Aware US Aggrega	0.47%	58,569	$2.8M	Add +1.0%
BIL SS SPDR BB 1-3M T-Bill ETF	0.44%	28,733	$2.6M	Add +3.1%
SCHM Schwab US Mid Cap ETF	0.41%	86,135	$2.4M	Reduce -7.6%
AVUV Avantis US Small Cap Value	0.41%	26,408	$2.4M	Add +6.9%
AVEM Avantis Emerging Markets Eq	0.40%	34,868	$2.4M	Reduce -2.4%
DGRW Wisdomtree U.S. Quality Divi	0.40%	28,416	$2.4M	Add +1.4%
SPTS SS SPDR P St Term TSY ETF	0.38%	76,796	$2.2M	Add +0.2%
IVV iShares Core S&P 500 ETF	0.37%	3,525	$2.2M	Add +1.6%
PHYS Sprott Physical Gold Trust	0.36%	84,776	$2.1M	Reduce -0.2%
VO Vngrd Mrngstr MD-Cap ETF-Usd	0.34%	7,297	$2.0M	Reduce -0.2%
MOAT Vaneck Morningstar Wide Moat	0.31%	19,389	$1.8M	Reduce -67.9%
SPYM Ste STR SPDR PT S&P 500 ETF	0.30%	24,440	$1.8M	Reduce -0.0%
IBMO iShares Ibonds Dec 2026 Term	0.30%	68,613	$1.8M	Reduce -0.2%
XLK SS Technology Select Sector	0.29%	6,725	$1.7M	Reduce -0.4%
QQQ Invesco QQQ Trust Series 1	0.27%	2,947	$1.6M	Reduce -7.0%
EBC Eastern Bankshares Inc.	0.26%	101,272	$1.5M	Reduce -3.1%
VBK Van Morst SML-Cap Gro-Usd Inc.	0.26%	5,537	$1.5M	Add +0.0%
QUS SS SPDR MSCI U Stratfact ETF	0.25%	9,173	$1.5M	Add +2.0%
IBMP iShares Ibonds Dec 2027 Term	0.25%	58,098	$1.5M	Add +0.7%
DNL Wisdmtree GB Ex-US QL GR-Usd	0.24%	35,102	$1.4M	Reduce -72.9%
IBMQ iShares Ibonds Dec 2028 Muni	0.22%	51,221	$1.3M	Add +0.6%
PVAL Putnam Focused LRG Cap Value	0.21%	31,639	$1.3M	Add +3.4%
IBMR iShares Ibonds Dec 2029 M BD	0.21%	50,089	$1.3M	Add +0.6%
VAW Vanguard Materials ETF	0.21%	6,313	$1.2M	No change
VNQ Vanguard Real Estate ETF	0.19%	12,992	$1.2M	Reduce -0.4%
IBMN iShares Ibonds Dec 2025 Term	0.17%	38,390	$1.0M	Reduce -54.1%
GLD SPDR Gold Shares	0.17%	3,369	$1.0M	Reduce -2.9%
BSCP Invesco Bulletshares 2025 CB	0.16%	46,990	$972K	Reduce -88.2%
BSMQ Invesco Bulletshares 2026 MB	0.15%	37,957	$894K	Reduce -2.0%
BSMP Invesco Bulletshares 2025 MB	0.14%	33,869	$831K	Reduce -8.4%
FBCG Fidelity Blue Chip Grow ETF	0.14%	16,621	$802K	Add +3.5%
IAU iShares Gold Trust	0.12%	10,999	$686K	Add +4.5%
META Meta Platforms Inc. Class A	0.11%	901	$665K	Add +5.5%
BSMR Invesco Bulletshares 2027 MB	0.11%	28,134	$660K	Reduce -2.9%
NSSC Napco Security Technologies	0.11%	22,084	$656K	New
BSMT Invesco Bulletshares 2029 MB	0.11%	28,668	$651K	Reduce -2.9%
SSGA ACTIVE TR	0.11%	14,958	$646K	Add +1.3%
BSMS Invesco Bulletshares 2028 MB	0.11%	27,099	$630K	Reduce -3.0%
VTV Vanguard Mrngstr Val ETF-Aui	0.10%	3,527	$623K	Add +4.8%
SDY SS SPDR S&P Dividend ETF	0.10%	4,463	$606K	Add +1.2%
FRME First Merchants Corp.	0.10%	15,228	$583K	No change
BKMC BNY Mellon US M/C Core ETF	0.10%	5,641	$577K	Add +0.1%
MCD McDonald's Corp.	0.09%	1,857	$543K	No change
F Ford Motor Co. filed as FORD MTR CO	0.09%	49,989	$542K	Add +0.1%
SYLD Cambria Shareholder Yield Et	0.09%	8,232	$535K	Add +1.4%
VTI VG Morningstar TS MKT ETF-US	0.09%	1,671	$508K	Add +4.5%
DELL Dell Technologies -C	0.09%	4,125	$506K	Add +0.5%
SCHF Schwab Intl Equity ETF	0.08%	22,479	$497K	Add +0.5%
SCHD Schwab US DVD Equity ETF	0.08%	18,643	$494K	Reduce -23.8%
MINV Matthews Asia Innovators Act	0.08%	15,664	$489K	No change
FEOE First Eagle Overseas Eq ETF	0.08%	11,553	$486K	New
NEE Nextera Energy Inc.	0.08%	6,963	$483K	Reduce -0.1%
LLY Eli Lilly & Co.	0.08%	614	$479K	No change
UYLD Angel Oak Ultrashort Income	0.08%	9,355	$478K	Reduce -8.3%
MGV Vngrd Mrgstr MG CP VL ETF-Ui	0.08%	3,592	$471K	Add +11.4%
VNQI Vanguard GLBL Ex-US Real Est	0.08%	10,085	$465K	Reduce -0.5%
AMZN Amazon.com Inc.	0.07%	2,017	$442K	Add +8.5%
SCHG Schwab US Large-Cap Growth	0.07%	15,138	$442K	Reduce -75.2%
NVDA Nvidia Corp.	0.07%	2,743	$433K	Add +4.1%
GOOGL Alphabet Inc. Class A	0.07%	2,449	$432K	Add +30.4%
BKSE BNY Mellon US Small Cap Core	0.07%	4,023	$402K	Add +0.0%
IEFA iShares Core MSCI Eafe ETF	0.06%	4,547	$380K	Reduce -0.4%
SCHA Schwab US Small-Cap ETF	0.06%	14,850	$376K	Add +2.3%
SPMD SS SPDR P S&P 400 Midcap ETF	0.06%	6,766	$368K	Add +0.4%
RAAX Vaneck Real Assets ETF	0.06%	11,794	$366K	Reduce -31.4%
AGG iShares Core U.S. Aggregate	0.06%	3,627	$360K	Reduce -12.8%
VB Vanguard Most SM-Cap ETF-Usd	0.06%	1,478	$350K	Add +32.9%
COWZ Pacer US Cash Cows 100 ETF	0.06%	6,220	$343K	Reduce -83.5%
SCHV Schwab US Large-Cap Value	0.06%	12,163	$337K	Add +21.9%
ISCF iShares International Small	0.05%	8,403	$326K	Add +5.5%
VTWO Vanguard Russell 2000 ETF	0.05%	3,523	$307K	Add +0.3%
SCHB Schwab US Broad Market ETF	0.05%	11,276	$269K	Add +11.6%
ABBV Abbvie Inc.	0.04%	1,436	$267K	Add +21.1%
PG The Procter & Gamble Co.	0.04%	1,651	$263K	Add +21.8%
VYM Vanguard High DVD Yield ETF	0.04%	1,936	$258K	Add +0.1%
SPSM SS SPDR P S&P 600 Small Cap	0.04%	5,925	$252K	Add +0.4%
TSLA Tesla Inc.	0.04%	783	$249K	New
BAC Bank of America Corp. filed as BANK AMERICA CORP	0.04%	5,228	$247K	New
GOOG Alphabet Inc. Class C	0.04%	1,367	$243K	No change
VXF Vanguard Extended Market ETF	0.04%	1,240	$239K	Add +3.5%
JPM JPMorgan Chase & Co.	0.04%	798	$231K	New
JEPI JPMorgan Equity Premium Inco	0.04%	4,066	$231K	Reduce -1.8%
FBTC Fidelity Wise Origin Bitcoin	0.04%	2,379	$224K	New
SCHO Schwab Short-Term US Treas	0.04%	9,058	$221K	Add +4.5%
PXF Invesco Rafi Developed Marke	0.04%	3,805	$218K	New
BLFS Biolife Solutions Inc.	0.04%	10,053	$217K	No change
VV Vngrd Mrgstr LRG-Cap ETF-Usd	0.04%	746	$213K	New
VEU Vanguard Ftse All-World Ex-U	0.04%	3,166	$213K	New
WMT Walmart Inc.	0.04%	2,127	$208K	New
ITA iShares U.S. Aerospace & Def	0.03%	1,097	$207K	New
ORCL Oracle Corp.	0.03%	937	$205K	New
BND Vanguard Total Bond Market	0.03%	2,780	$205K	Reduce -1.2%
MEI Methode Electronics Inc.	0.02%	10,000	$95K	New

Portfolio Sells Q1 2025 → Q2 2025


BKAG BNY Mellon Core Bond ETF	Reduce -72.5%	0.57%	−1.68
BSCP Invesco Bulletshares 2025 CB	Reduce -88.2%	0.16%	−1.35
MOAT Vaneck Morningstar Wide Moat	Reduce -67.9%	0.31%	−0.67
DNL Wisdmtree GB Ex-US QL GR-Usd	Reduce -72.9%	0.24%	−0.61
COWZ Pacer US Cash Cows 100 ETF	Reduce -83.5%	0.06%	−0.32
IBMN iShares Ibonds Dec 2025 Term	Reduce -54.1%	0.17%	−0.24
SCHG Schwab US Large-Cap Growth	Reduce -75.2%	0.07%	−0.21
AAPL Apple Inc.	Reduce -0.4%	0.96%	−0.18
BSCQ Invesco Bulletshares 2026 CB	Reduce -0.9%	1.35%	−0.14
BSCR Invesco Bulletshares 2027 CB	Reduce -0.2%	1.26%	−0.12
SPTM SS SPDR P S&P 1500 Comp ETF	Reduce -5.0%	2.06%	−0.09
IQLT iShares MSCI International Q	Sold out	0.00%	−0.08
ESGV Vanguard ESG US Stock ETF	Sold out	0.00%	−0.07
SPAB SS SPDR P Agg Bond ETF	Reduce -1.2%	0.64%	−0.07
EBC Eastern Bankshares Inc.	Reduce -3.1%	0.26%	−0.06
SHE SS SPDR MSCI U Gend Div ETF	Sold out	0.00%	−0.05
SCHD Schwab US DVD Equity ETF	Reduce -23.8%	0.08%	−0.04
SCHM Schwab US Mid Cap ETF	Reduce -7.6%	0.41%	−0.04
PFUT Putnam Sustainable Future	Sold out	0.00%	−0.04
QEMM State Street SPDR MSCI Emerg	Sold out	0.00%	−0.04
RAAX Vaneck Real Assets ETF	Reduce -31.4%	0.06%	−0.03
IBMO iShares Ibonds Dec 2026 Term	Reduce -0.2%	0.30%	−0.03
BSMP Invesco Bulletshares 2025 MB	Reduce -8.4%	0.14%	−0.03
VNQ Vanguard Real Estate ETF	Reduce -0.4%	0.19%	−0.02
BSMQ Invesco Bulletshares 2026 MB	Reduce -2.0%	0.15%	−0.02
UYLD Angel Oak Ultrashort Income	Reduce -8.3%	0.08%	−0.02
AGG iShares Core U.S. Aggregate	Reduce -12.8%	0.06%	−0.02
PHYS Sprott Physical Gold Trust	Reduce -0.2%	0.36%	−0.01
BSMR Invesco Bulletshares 2027 MB	Reduce -2.9%	0.11%	−0.01
BSMT Invesco Bulletshares 2029 MB	Reduce -2.9%	0.11%	−0.01
BSMS Invesco Bulletshares 2028 MB	Reduce -3.0%	0.11%	−0.01
GLD SPDR Gold Shares	Reduce -2.9%	0.17%	−0.01
NEE Nextera Energy Inc.	Reduce -0.1%	0.08%	−0.01
JEPI JPMorgan Equity Premium Inco	Reduce -1.8%	0.04%	−0.00
VO Vngrd Mrngstr MD-Cap ETF-Usd	Reduce -0.2%	0.34%	−0.00
BND Vanguard Total Bond Market	Reduce -1.2%	0.03%	−0.00
QQQ Invesco QQQ Trust Series 1	Reduce -7.0%	0.27%	+0.00
IEFA iShares Core MSCI Eafe ETF	Reduce -0.4%	0.06%	+0.00
VNQI Vanguard GLBL Ex-US Real Est	Reduce -0.5%	0.08%	+0.00
SPYM Ste STR SPDR PT S&P 500 ETF	Reduce -0.0%	0.30%	+0.00
AVEM Avantis Emerging Markets Eq	Reduce -2.4%	0.40%	+0.01
IWB iShares Russell 1000 ETF	Reduce -0.1%	0.94%	+0.01
SPDW Ste STR SPDR PT DW Eu ETF	Reduce -0.6%	1.11%	+0.01
XLK SS Technology Select Sector	Reduce -0.4%	0.29%	+0.03

Portfolio Buys Q1 2025 → Q2 2025


SMTH Alps SMTH Cor BD Plus ETF	New	1.41%	+1.41
CLOI Vaneck Clo ETF	Add +828.9%	1.37%	+1.21
DFLV Dim US Large Cap Value ETF	New	0.83%	+0.83
FELG Fidelity Enh LRG Cap GWTH	Add +40.0%	2.38%	+0.80
TXUE Thornburg Interntin Eqty ETF	New	0.69%	+0.69
BKLC BNY Mellon US LRG Cap Cor	Add +2.0%	17.00%	+0.64
BKIE BNY Mellon Intl Eqty ETF	Add +3.0%	8.74%	+0.41
PYLD PIMCO Multisector Bond Actv	Add +26.8%	1.32%	+0.19
MSFT Microsoft Corp.	Add +0.8%	0.91%	+0.17
SPY SS SPDR S&P 500 ETF Trust-US	Add +0.0%	14.91%	+0.15
NSSC Napco Security Technologies	New	0.11%	+0.11
FEOE First Eagle Overseas Eq ETF	New	0.08%	+0.08
VUG Vanguard Mrngstar GR ETF-Sui	Add +0.4%	0.92%	+0.07
SCHX Schwab US Large-Cap ETF	Add +4.8%	1.01%	+0.06
TSLA Tesla Inc.	New	0.04%	+0.04
BAC Bank of America Corp.	New	0.04%	+0.04
JPM JPMorgan Chase & Co.	New	0.04%	+0.04
FBTC Fidelity Wise Origin Bitcoin	New	0.04%	+0.04
PXF Invesco Rafi Developed Marke	New	0.04%	+0.04
VEU Vanguard Ftse All-World Ex-U	New	0.04%	+0.04
VV Vngrd Mrgstr LRG-Cap ETF-Usd	New	0.04%	+0.04
WMT Walmart Inc.	New	0.04%	+0.04
ITA iShares U.S. Aerospace & Def	New	0.03%	+0.03
ORCL Oracle Corp.	New	0.03%	+0.03
META Meta Platforms Inc. Class A	Add +5.5%	0.11%	+0.02
NVDA Nvidia Corp.	Add +4.1%	0.07%	+0.02
GOOGL Alphabet Inc. Class A	Add +30.4%	0.07%	+0.02
FBCG Fidelity Blue Chip Grow ETF	Add +3.5%	0.14%	+0.02
DELL Dell Technologies -C	Add +0.5%	0.09%	+0.02
MEI Methode Electronics Inc.	New	0.02%	+0.02
SCHR Schwab Intermediate-Term US	Add +9.4%	1.89%	+0.01
VB Vanguard Most SM-Cap ETF-Usd	Add +32.9%	0.06%	+0.01
ITOT iShares Core S&P Total U.S.	Add +0.5%	0.65%	+0.01
IVV iShares Core S&P 500 ETF	Add +1.6%	0.37%	+0.01
AMZN Amazon.com Inc.	Add +8.5%	0.07%	+0.01
AVUV Avantis US Small Cap Value	Add +6.9%	0.41%	+0.01
SCHV Schwab US Large-Cap Value	Add +21.9%	0.06%	+0.01
ISCF iShares International Small	Add +5.5%	0.05%	+0.01
SCHB Schwab US Broad Market ETF	Add +11.6%	0.05%	+0.01
VTI VG Morningstar TS MKT ETF-US	Add +4.5%	0.09%	+0.00
MGV Vngrd Mrgstr MG CP VL ETF-Ui	Add +11.4%	0.08%	+0.00
SCHF Schwab Intl Equity ETF	Add +0.5%	0.08%	+0.00
VXF Vanguard Extended Market ETF	Add +3.5%	0.04%	+0.00
PG The Procter & Gamble Co.	Add +21.8%	0.04%	+0.00
VBK Van Morst SML-Cap Gro-Usd Inc.	Add +0.0%	0.26%	+0.00
IAU iShares Gold Trust	Add +4.5%	0.12%	+0.00
SCHA Schwab US Small-Cap ETF	Add +2.3%	0.06%	+0.00
PVAL Putnam Focused LRG Cap Value	Add +3.4%	0.21%	−0.00
VTWO Vanguard Russell 2000 ETF	Add +0.3%	0.05%	−0.00
F Ford Motor Co.	Add +0.1%	0.09%	−0.00

All Filings

Quarter	Positions	13F Reported Value	Top Holdings
Q2 2026	147	$762.3M	BKLC, SPY, JCPB, BKIE, GLDM
Q1 2026	137	$676.4M	BKLC, SPY, JCPB, BKIE, GLDM
Q4 2025	131	$651.0M	BKLC, SPY, JCPB, BKIE, GLDM
Q3 2025	123	$625.4M	BKLC, SPY, JCPB, BKIE, SPTI
Q2 2025	122	$594.1M	BKLC, SPY, JCPB, BKIE, SPTI
Q1 2025	111	$543.4M	BKLC, SPY, JCPB, BKIE, SPTI
Q4 2024	110	$539.0M	BKLC, SPY, JCPB, BKIE, SPTI
Q3 2024	111	$519.0M	BKLC, SPY, JCPB, BKIE, SPTI
Q2 2024	110	$482.0M	BKLC, SPY, JCPB, BKIE, SPTI
Q1 2024	108	$467.5M	BKLC, SPY, BKAG, BKIE, SPTI