Sentinel Pension Advisors, LLC

In its 13F for Q3 2025 (holdings as of September 30, 2025, filed October 21, 2025), Sentinel Pension Advisors, LLC reported 123 stock positions worth $625.4 million. Its top holding was BNY Mellon US LRG Cap Cor (BKLC) at 17.5% of the portfolio, followed by SS SPDR S&P 500 ETF Trust-US (SPY, 15.2%) and JPMorgan Core Plus Bond ETF (JCPB, 9.6%). Compared with Q2 2025, it opened 5 new positions, sold out of 4, added to 55 and reduced 50. The biggest buy was JPMorgan Core Plus Bond ETF (JCPB, shares +7%) and the biggest sale Microsoft (MSFT, shares −66%).

Most Recent 13F
Q2 2026
Location
WAKEFIELD, MA
CIK
0001802290
Portfolio Value
$625.4M (Q3 2025)
SEC Filing
0001725547-25-004184 ↗ filed Oct 21, 2025

Holdings Value

0$200.0M$400.0M$600.0M$800.0M Q1 2024: $467.5M Q1 2024 Q2 2024: $482.0M Q2 2024 Q3 2024: $519.0M Q3 2024 Q4 2024: $539.0M Q4 2024 Q1 2025: $543.4M Q1 2025 Q2 2025: $594.1M Q2 2025 Q3 2025: $625.4M $625.4M Q3 2025 Q4 2025: $651.0M Q4 2025 Q1 2026: $676.4M Q1 2026 Q2 2026: $762.3M Q2 2026

Holdings 123 stocks · $625.4M
BKLC BNY Mellon US LRG Cap Cor 17.49% 852,008 $109.4M Reduce -0.1%
SPY SS SPDR S&P 500 ETF Trust-US 15.22% 142,884 $95.2M Reduce -0.3%
JCPB JPMorgan Core Plus Bond ETF 9.62% 1,265,232 $60.2M Add +7.0%
BKIE BNY Mellon Intl Eqty ETF 8.56% 597,621 $53.5M Reduce -0.8%
SPTI SS SPDR P Int Term TSY ETF 5.55% 1,201,540 $34.7M Add +4.4%
GLDM SPDR Gold Minishares Trust 4.73% 386,642 $29.6M Reduce -12.2%
FELG Fidelity Enh LRG Cap GWTH 2.60% 394,893 $16.2M Add +3.5%
FBND Fidelity Total Bond ETF 2.31% 312,016 $14.4M Add +1.8%
SPTM SS SPDR P S&P 1500 Comp ETF 1.97% 153,081 $12.3M Reduce -6.3%
SCHR Schwab Intermediate-Term US 1.88% 468,506 $11.8M Add +4.2%
SMTH Alps SMTH Cor BD Plus ETF 1.43% 340,954 $8.9M Add +5.5%
PYLD PIMCO Multisector Bond Actv 1.33% 309,927 $8.3M Add +4.6%
CLOI Vaneck Clo ETF 1.31% 154,758 $8.2M Add +0.4%
BSCQ Invesco Bulletshares 2026 CB 1.22% 390,888 $7.6M Reduce -4.6%
BSCR Invesco Bulletshares 2027 CB 1.16% 368,284 $7.3M Reduce -3.3%
AAPL Apple Inc. 1.13% 27,873 $7.1M Add +0.2%
SPDW Ste STR SPDR PT DW Eu ETF 1.09% 159,321 $6.8M Reduce -2.3%
SCHX Schwab US Large-Cap ETF 1.05% 248,717 $6.6M Add +1.1%
EWC iShares MSCI Canada ETF 1.01% 125,550 $6.3M No change
IWB iShares Russell 1000 ETF 0.94% 16,039 $5.9M Reduce -2.0%
VUG Vanguard Mrngstar GR ETF-Sui 0.94% 12,213 $5.9M Reduce -2.4%
DFLV Dim US Large Cap Value ETF 0.90% 171,310 $5.6M Add +7.4%
TXUE Thornburg Interntin Eqty ETF 0.72% 147,327 $4.5M Add +6.4%
ITOT iShares Core S&P Total U.S. 0.66% 28,483 $4.1M Add +0.2%
EWA iShares MSCI Australia ETF 0.64% 148,500 $4.0M No change
EAGG iShares ESG Aware US Aggrega 0.60% 77,654 $3.7M Add +32.6%
EBC Eastern Bankshares Inc. 0.52% 177,961 $3.2M Add +75.7%
SPAB SS SPDR P Agg Bond ETF 0.50% 120,501 $3.1M Reduce -19.0%
BKAG BNY Mellon Core Bond ETF 0.44% 65,037 $2.8M Reduce -18.6%
FMB First Trust Managed Municipa 0.43% 53,472 $2.7M Reduce -4.7%
AVEM Avantis Emerging Markets Eq 0.43% 36,070 $2.7M Add +3.5%
AVUV Avantis US Small Cap Value 0.43% 27,067 $2.7M Add +2.5%
SCHM Schwab US Mid Cap ETF 0.40% 85,094 $2.5M Reduce -1.2%
DGRW Wisdomtree U.S. Quality Divi 0.40% 28,098 $2.5M Reduce -1.1%
SPTS SS SPDR P St Term TSY ETF 0.40% 85,105 $2.5M Add +10.8%
IVV iShares Core S&P 500 ETF 0.38% 3,526 $2.4M Add +0.0%
PHYS Sprott Physical Gold Trust 0.33% 69,159 $2.0M Reduce -18.4%
VO Vngrd Mrngstr MD-Cap ETF-Usd 0.31% 6,645 $2.0M Reduce -8.9%
MSFT Microsoft Corp. 0.31% 3,738 $1.9M Reduce -65.8%
SPYM Ste STR SPDR PT S&P 500 ETF 0.31% 24,445 $1.9M Add +0.0%
XLK SS Technology Select Sector 0.30% 6,663 $1.9M Reduce -0.9%
MOAT Vaneck Morningstar Wide Moat 0.28% 17,771 $1.8M Reduce -8.3%
IBMO iShares Ibonds Dec 2026 Term 0.28% 68,631 $1.8M Add +0.0%
VBK Van Morst SML-Cap Gro-Usd Inc. 0.26% 5,495 $1.6M Reduce -0.8%
QUS SS SPDR MSCI U Stratfact ETF 0.24% 8,849 $1.5M Reduce -3.5%
IBMP iShares Ibonds Dec 2027 Term 0.24% 58,533 $1.5M Add +0.8%
SGOV iShares 0-3 Month Treasury B 0.22% 13,633 $1.4M New
BIL SS SPDR BB 1-3M T-Bill ETF 0.21% 14,643 $1.3M Reduce -49.0%
DNL Wisdmtree GB Ex-US QL GR-Usd 0.21% 32,740 $1.3M Reduce -6.7%
IBMQ iShares Ibonds Dec 2028 Muni 0.21% 51,533 $1.3M Add +0.6%
IBMR iShares Ibonds Dec 2029 M BD 0.21% 50,416 $1.3M Add +0.7%
VAW Vanguard Materials ETF 0.20% 6,242 $1.3M Reduce -1.1%
GLD SPDR Gold Shares 0.19% 3,349 $1.2M Reduce -0.6%
QQQ Invesco QQQ Trust Series 1 0.18% 1,870 $1.1M Reduce -36.5%
VNQ Vanguard Real Estate ETF 0.18% 12,102 $1.1M Reduce -6.8%
IBMN iShares Ibonds Dec 2025 Term 0.17% 38,614 $1.0M Add +0.6%
BSCP Invesco Bulletshares 2025 CB 0.15% 46,084 $953K Reduce -1.9%
BSMQ Invesco Bulletshares 2026 MB 0.14% 38,032 $899K Add +0.2%
FBCG Fidelity Blue Chip Grow ETF 0.14% 16,441 $882K Reduce -1.1%
IAU iShares Gold Trust 0.12% 10,299 $749K Reduce -6.4%
VTV Vanguard Mrngstr Val ETF-Aui 0.11% 3,703 $691K Add +5.0%
NSSC Napco Security Technologies 0.11% 16,046 $689K Reduce -27.3%
BKMC BNY Mellon US M/C Core ETF 0.11% 6,338 $688K Add +12.4%
META Meta Platforms Inc. Class A 0.11% 915 $672K Add +1.6%
BSMR Invesco Bulletshares 2027 MB 0.11% 28,151 $666K Add +0.1%
SSGA ACTIVE TR 0.11% 15,151 $665K Add +1.3%
BSMT Invesco Bulletshares 2029 MB 0.11% 28,686 $663K Add +0.1%
BSMS Invesco Bulletshares 2028 MB 0.10% 27,117 $635K Add +0.1%
BSMP Invesco Bulletshares 2025 MB 0.10% 25,768 $632K Reduce -23.9%
SDY SS SPDR S&P Dividend ETF 0.10% 4,316 $605K Reduce -3.3%
F Ford Motor Co. filed as FORD MTR CO 0.10% 50,020 $598K Add +0.1%
GOOGL Alphabet Inc. Class A 0.10% 2,449 $595K No change
DELL Dell Technologies -C 0.09% 4,141 $587K Add +0.4%
PVAL Putnam Focused LRG Cap Value 0.09% 13,729 $586K Reduce -56.6%
MINV Matthews Asia Innovators Act 0.09% 15,664 $581K No change
FRME First Merchants Corp. 0.09% 15,228 $574K No change
MCD McDonald's Corp. 0.09% 1,787 $543K Reduce -3.8%
NEE Nextera Energy Inc. 0.08% 6,950 $525K Reduce -0.2%
BKSE BNY Mellon US Small Cap Core 0.08% 4,715 $519K Add +17.2%
NVDA Nvidia Corp. 0.08% 2,742 $512K Reduce -0.0%
SCHF Schwab Intl Equity ETF 0.08% 21,879 $509K Reduce -2.7%
MGV Vngrd Mrgstr MG CP VL ETF-Ui 0.08% 3,632 $500K Add +1.1%
SCHD Schwab US DVD Equity ETF 0.08% 17,921 $489K Reduce -3.9%
SCHG Schwab US Large-Cap Growth 0.08% 15,141 $483K Add +0.0%
VNQI Vanguard GLBL Ex-US Real Est 0.08% 10,085 $481K No change
LLY Eli Lilly & Co. 0.08% 616 $470K Add +0.3%
AMZN Amazon.com Inc. 0.07% 2,086 $458K Add +3.4%
SCHV Schwab US Large-Cap Value 0.07% 15,214 $443K Add +25.1%
FEOE First Eagle Overseas Eq ETF 0.07% 9,023 $416K Reduce -21.9%
RAAX Vaneck Real Assets ETF 0.07% 11,850 $408K Add +0.5%
SCHA Schwab US Small-Cap ETF 0.06% 14,547 $406K Reduce -2.0%
SYLD Cambria Shareholder Yield Et 0.06% 5,737 $394K Reduce -30.3%
SPMD SS SPDR P S&P 400 Midcap ETF 0.06% 6,789 $388K Add +0.3%
AGG iShares Core U.S. Aggregate 0.06% 3,642 $365K Add +0.4%
ABBV Abbvie Inc. 0.06% 1,516 $351K Add +5.6%
IEFA iShares Core MSCI Eafe ETF 0.06% 3,986 $348K Reduce -12.3%
VTWO Vanguard Russell 2000 ETF 0.06% 3,536 $346K Add +0.4%
ISCF iShares International Small 0.06% 8,403 $346K No change
TSLA Tesla Inc. 0.05% 770 $342K Reduce -1.7%
VB Vanguard Most SM-Cap ETF-Usd 0.05% 1,317 $335K Reduce -10.9%
GOOG Alphabet Inc. Class C 0.05% 1,370 $334K Add +0.2%
COWZ Pacer US Cash Cows 100 ETF 0.05% 5,372 $309K Reduce -13.6%
ORCL Oracle Corp. 0.05% 1,077 $303K Add +14.9%
JEPI JPMorgan Equity Premium Inco 0.05% 5,276 $301K Add +29.8%
SCHB Schwab US Broad Market ETF 0.05% 11,276 $290K No change
BINC iShares Flex I A ETF-Usd Inc. 0.04% 5,282 $281K New
SPSM SS SPDR P S&P 600 Small Cap 0.04% 5,948 $276K Add +0.4%
FBTC Fidelity Wise Origin Bitcoin 0.04% 2,720 $271K Add +14.3%
BAC Bank of America Corp. filed as BANK AMERICA CORP 0.04% 5,248 $271K Add +0.4%
VXF Vanguard Extended Market ETF 0.04% 1,242 $260K Add +0.2%
BLFS Biolife Solutions Inc. 0.04% 10,053 $256K No change
VYM Vanguard High DVD Yield ETF 0.04% 1,791 $252K Reduce -7.5%
JPM JPMorgan Chase & Co. 0.04% 798 $252K No change
PXF Invesco Rafi Developed Marke 0.04% 3,805 $233K No change
VV Vngrd Mrgstr LRG-Cap ETF-Usd 0.04% 746 $230K No change
ITA iShares U.S. Aerospace & Def 0.04% 1,087 $228K Reduce -0.9%
VEU Vanguard Ftse All-World Ex-U 0.04% 3,166 $226K No change
SCHO Schwab Short-Term US Treas 0.04% 9,105 $222K Add +0.5%
MUB iShares National Muni Bond E 0.04% 2,062 $220K New
WMT Walmart Inc. 0.04% 2,128 $219K Add +0.1%
PG The Procter & Gamble Co. 0.03% 1,352 $208K Reduce -18.1%
IBDS Ishrs Ibnds Dec 27 Corp. ETF 0.03% 8,435 $205K New
QEMM State Street SPDR MSCI Emerg 0.03% 3,082 $204K New

Portfolio Sells Q2 2025 → Q3 2025
MSFT Microsoft Corp. Reduce -65.8% 0.31% −0.60
BIL SS SPDR BB 1-3M T-Bill ETF Reduce -49.0% 0.21% −0.23
BKIE BNY Mellon Intl Eqty ETF Reduce -0.8% 8.56% −0.18
SPAB SS SPDR P Agg Bond ETF Reduce -19.0% 0.50% −0.14
GLDM SPDR Gold Minishares Trust Reduce -12.2% 4.73% −0.13
BSCQ Invesco Bulletshares 2026 CB Reduce -4.6% 1.22% −0.12
BKAG BNY Mellon Core Bond ETF Reduce -18.6% 0.44% −0.12
PVAL Putnam Focused LRG Cap Value Reduce -56.6% 0.09% −0.12
BSCR Invesco Bulletshares 2027 CB Reduce -3.3% 1.16% −0.10
QQQ Invesco QQQ Trust Series 1 Reduce -36.5% 0.18% −0.09
SPTM SS SPDR P S&P 1500 Comp ETF Reduce -6.3% 1.97% −0.09
VTI VG Morningstar TS MKT ETF-US Sold out 0.00% −0.09
UYLD Angel Oak Ultrashort Income Sold out 0.00% −0.08
BSMP Invesco Bulletshares 2025 MB Reduce -23.9% 0.10% −0.04
FMB First Trust Managed Municipa Reduce -4.7% 0.43% −0.04
BND Vanguard Total Bond Market Sold out 0.00% −0.03
PHYS Sprott Physical Gold Trust Reduce -18.4% 0.33% −0.03
VO Vngrd Mrngstr MD-Cap ETF-Usd Reduce -8.9% 0.31% −0.03
SYLD Cambria Shareholder Yield Et Reduce -30.3% 0.06% −0.03
DNL Wisdmtree GB Ex-US QL GR-Usd Reduce -6.7% 0.21% −0.03
MOAT Vaneck Morningstar Wide Moat Reduce -8.3% 0.28% −0.02
SPDW Ste STR SPDR PT DW Eu ETF Reduce -2.3% 1.09% −0.02
VNQ Vanguard Real Estate ETF Reduce -6.8% 0.18% −0.02
MEI Methode Electronics Inc. Sold out 0.00% −0.02
FEOE First Eagle Overseas Eq ETF Reduce -21.9% 0.07% −0.02
BSCP Invesco Bulletshares 2025 CB Reduce -1.9% 0.15% −0.01
PG The Procter & Gamble Co. Reduce -18.1% 0.03% −0.01
QUS SS SPDR MSCI U Stratfact ETF Reduce -3.5% 0.24% −0.01
IEFA iShares Core MSCI Eafe ETF Reduce -12.3% 0.06% −0.01
COWZ Pacer US Cash Cows 100 ETF Reduce -13.6% 0.05% −0.01
VB Vanguard Most SM-Cap ETF-Usd Reduce -10.9% 0.05% −0.01
SDY SS SPDR S&P Dividend ETF Reduce -3.3% 0.10% −0.01
SCHD Schwab US DVD Equity ETF Reduce -3.9% 0.08% −0.00
MCD McDonald's Corp. Reduce -3.8% 0.09% −0.00
SCHM Schwab US Mid Cap ETF Reduce -1.2% 0.40% −0.00
VYM Vanguard High DVD Yield ETF Reduce -7.5% 0.04% −0.00
VAW Vanguard Materials ETF Reduce -1.1% 0.20% −0.00
SCHF Schwab Intl Equity ETF Reduce -2.7% 0.08% −0.00
DGRW Wisdomtree U.S. Quality Divi Reduce -1.1% 0.40% −0.00
NSSC Napco Security Technologies Reduce -27.3% 0.11% −0.00
ITA iShares U.S. Aerospace & Def Reduce -0.9% 0.04% +0.00
SCHA Schwab US Small-Cap ETF Reduce -2.0% 0.06% +0.00
IWB iShares Russell 1000 ETF Reduce -2.0% 0.94% +0.00
NEE Nextera Energy Inc. Reduce -0.2% 0.08% +0.00
VBK Van Morst SML-Cap Gro-Usd Inc. Reduce -0.8% 0.26% +0.00
IAU iShares Gold Trust Reduce -6.4% 0.12% +0.00
FBCG Fidelity Blue Chip Grow ETF Reduce -1.1% 0.14% +0.01
NVDA Nvidia Corp. Reduce -0.0% 0.08% +0.01
TSLA Tesla Inc. Reduce -1.7% 0.05% +0.01
VUG Vanguard Mrngstar GR ETF-Sui Reduce -2.4% 0.94% +0.01

Portfolio Buys Q2 2025 → Q3 2025
JCPB JPMorgan Core Plus Bond ETF Add +7.0% 9.62% +0.26
EBC Eastern Bankshares Inc. Add +75.7% 0.52% +0.26
SGOV iShares 0-3 Month Treasury B New 0.22% +0.22
FELG Fidelity Enh LRG Cap GWTH Add +3.5% 2.60% +0.22
AAPL Apple Inc. Add +0.2% 1.13% +0.17
EAGG iShares ESG Aware US Aggrega Add +32.6% 0.60% +0.13
DFLV Dim US Large Cap Value ETF Add +7.4% 0.90% +0.07
BINC iShares Flex I A ETF-Usd Inc. New 0.04% +0.04
SCHX Schwab US Large-Cap ETF Add +1.1% 1.05% +0.04
MUB iShares National Muni Bond E New 0.04% +0.04
IBDS Ishrs Ibnds Dec 27 Corp. ETF New 0.03% +0.03
QEMM State Street SPDR MSCI Emerg New 0.03% +0.03
AVEM Avantis Emerging Markets Eq Add +3.5% 0.43% +0.03
TXUE Thornburg Interntin Eqty ETF Add +6.4% 0.72% +0.03
AVUV Avantis US Small Cap Value Add +2.5% 0.43% +0.03
SPTS SS SPDR P St Term TSY ETF Add +10.8% 0.40% +0.02
SMTH Alps SMTH Cor BD Plus ETF Add +5.5% 1.43% +0.02
ITOT iShares Core S&P Total U.S. Add +0.2% 0.66% +0.02
BKSE BNY Mellon US Small Cap Core Add +17.2% 0.08% +0.02
SCHV Schwab US Large-Cap Value Add +25.1% 0.07% +0.01
ORCL Oracle Corp. Add +14.9% 0.05% +0.01
BKMC BNY Mellon US M/C Core ETF Add +12.4% 0.11% +0.01
GOOG Alphabet Inc. Class C Add +0.2% 0.05% +0.01
ABBV Abbvie Inc. Add +5.6% 0.06% +0.01
JEPI JPMorgan Equity Premium Inco Add +29.8% 0.05% +0.01
IVV iShares Core S&P 500 ETF Add +0.0% 0.38% +0.01
DELL Dell Technologies -C Add +0.4% 0.09% +0.01
SPYM Ste STR SPDR PT S&P 500 ETF Add +0.0% 0.31% +0.01
FBTC Fidelity Wise Origin Bitcoin Add +14.3% 0.04% +0.01
PYLD PIMCO Multisector Bond Actv Add +4.6% 1.33% +0.01
VTV Vanguard Mrngstr Val ETF-Aui Add +5.0% 0.11% +0.01
F Ford Motor Co. Add +0.1% 0.10% +0.00
RAAX Vaneck Real Assets ETF Add +0.5% 0.07% +0.00
VTWO Vanguard Russell 2000 ETF Add +0.4% 0.06% +0.00
SCHG Schwab US Large-Cap Growth Add +0.0% 0.08% +0.00
BAC Bank of America Corp. Add +0.4% 0.04% +0.00
SPSM SS SPDR P S&P 600 Small Cap Add +0.4% 0.04% +0.00
VXF Vanguard Extended Market ETF Add +0.2% 0.04% +0.00
MGV Vngrd Mrgstr MG CP VL ETF-Ui Add +1.1% 0.08% +0.00
SPMD SS SPDR P S&P 400 Midcap ETF Add +0.3% 0.06% +0.00
WMT Walmart Inc. Add +0.1% 0.04% 0.00
AMZN Amazon.com Inc. Add +3.4% 0.07% −0.00
SCHO Schwab Short-Term US Treas Add +0.5% 0.04% −0.00
AGG iShares Core U.S. Aggregate Add +0.4% 0.06% −0.00
SSGA ACTIVE TR Add +1.3% 0.11% −0.00
BSMT Invesco Bulletshares 2029 MB Add +0.1% 0.11% −0.00
BSMS Invesco Bulletshares 2028 MB Add +0.1% 0.10% −0.00
META Meta Platforms Inc. Class A Add +1.6% 0.11% −0.00
BSMR Invesco Bulletshares 2027 MB Add +0.1% 0.11% −0.00
LLY Eli Lilly & Co. Add +0.3% 0.08% −0.01

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 147$762.3MBKLC, SPY, JCPB, BKIE, GLDM
Q1 2026 137$676.4MBKLC, SPY, JCPB, BKIE, GLDM
Q4 2025 131$651.0MBKLC, SPY, JCPB, BKIE, GLDM
Q3 2025 123$625.4MBKLC, SPY, JCPB, BKIE, SPTI
Q2 2025 122$594.1MBKLC, SPY, JCPB, BKIE, SPTI
Q1 2025 111$543.4MBKLC, SPY, JCPB, BKIE, SPTI
Q4 2024 110$539.0MBKLC, SPY, JCPB, BKIE, SPTI
Q3 2024 111$519.0MBKLC, SPY, JCPB, BKIE, SPTI
Q2 2024 110$482.0MBKLC, SPY, JCPB, BKIE, SPTI
Q1 2024 108$467.5MBKLC, SPY, BKAG, BKIE, SPTI