SJS Investment Consulting Inc.
In its 13F for Q3 2025 (holdings as of September 30, 2025, filed October 21, 2025), SJS Investment Consulting Inc. reported 1,634 stock positions worth $730.9 million. Its top holding was Dimensional US Core Equity 2 (DFAC) at 47.4% of the portfolio, followed by Dimensional International (DFIC, 8.1%) and Dimension Ultrashort Fi ETF (DUSB, 4.2%). Compared with Q2 2025, it opened 156 new positions, sold out of 71, added to 548 and reduced 172. The biggest buy was Dimension Ultrashort Fi ETF (DUSB, shares +45%) and the biggest sale Dimensional World Ex US Core (DFAX, shares −13%).
- Most Recent 13F
- Q2 2026
- Location
- SYLVANIA, OH
- CIK
- 0001894302
- Portfolio Value
- $730.9M (Q3 2025)
- SEC Filing
- 0001894302-25-000007 ↗ filed Oct 21, 2025
Holdings Value
Holdings 1,634 stocks · $730.9M
| DFAC Dimensional US Core Equity 2 | 47.44% | 8,989,552 | $346.7M | Add +0.7% |
| DFIC Dimensional International Co. | 8.15% | 1,816,124 | $59.6M | Add +2.7% |
| DUSB Dimension Ultrashort Fi ETF | 4.18% | 601,210 | $30.5M | Add +45.1% |
| VCRB Vanguard Core Bond ETF | 3.54% | 329,988 | $25.9M | Add +31.8% |
| DFSD Dimensional Short Duration | 2.68% | 407,146 | $19.6M | Add +9.2% |
| AAPL Apple Inc. | 2.17% | 62,180 | $15.8M | Add +11.2% |
| LLY Eli Lilly & Co. | 1.99% | 19,016 | $14.5M | Add +1.5% |
| VTIP Vanguard Short-Term Tips | 1.68% | 241,959 | $12.3M | Add +29.1% |
| AVUS Avantis U.S. Equity ETF | 1.64% | 110,032 | $12.0M | Reduce -0.7% |
| HRL Hormel Foods Corp. | 1.61% | 476,390 | $11.8M | Add +0.2% |
| AVEM Avantis Emerging Markets Eq | 1.53% | 149,249 | $11.2M | Add +8.0% |
| DFSU Dimensional US Sus CORE1 ETF | 1.22% | 210,535 | $8.9M | Add +3.0% |
| DFAX Dimensional World Ex US Core | 1.20% | 280,029 | $8.8M | Reduce -13.0% |
| NVDA Nvidia Corp. | 1.20% | 46,931 | $8.8M | Add +2.1% |
| DFCF Dimensional Core Fixed Inc. | 1.12% | 191,337 | $8.2M | Reduce -1.0% |
| DFGR Dim Global Real Estate ETF | 0.99% | 265,321 | $7.2M | Add +12.4% |
| MSFT Microsoft Corp. | 0.66% | 9,317 | $4.8M | Add +25.3% |
| V Visa Inc. Class A | 0.52% | 11,073 | $3.8M | Add +4.0% |
| DFEM Dimensional Emrg MRKT Core | 0.50% | 113,596 | $3.6M | Reduce -8.7% |
| MCD McDonald's Corp. | 0.49% | 11,796 | $3.6M | Add +16.2% |
| GOOGL Alphabet Inc. Class A | 0.44% | 13,224 | $3.2M | Add +19.9% |
| GOOG Alphabet Inc. Class C | 0.41% | 12,220 | $3.0M | Reduce -0.3% |
| WMT Walmart Inc. | 0.40% | 28,108 | $2.9M | Add +1699.5% |
| AVDE Avantis International Equity | 0.37% | 34,498 | $2.7M | Reduce -1.4% |
| VBIL Vanguard 0-3M T-Bill ETF | 0.37% | 35,585 | $2.7M | Add +84.0% |
| VYMI Vanguard Int High DVD YLD Inc. | 0.37% | 31,649 | $2.7M | No change |
| WSBC Wesbanco Inc. | 0.34% | 78,703 | $2.5M | Reduce -1.1% |
| GBTC Grayscale Bitcoin Trust ETF | 0.34% | 27,565 | $2.5M | No change |
| JPM JPMorgan Chase & Co. | 0.31% | 7,183 | $2.3M | Add +260.8% |
| DFUS Dimensional US Eq MKT ETF | 0.30% | 30,775 | $2.2M | Add +1.2% |
| BTC Grayscale Bitcoin Mini ETF | 0.30% | 43,801 | $2.2M | Add +20.9% |
| AMZN Amazon.com Inc. | 0.26% | 8,622 | $1.9M | Add +4.1% |
| SYY Sysco Corp. | 0.24% | 21,474 | $1.8M | Add +0.0% |
| ANDE The Andersons Inc. | 0.22% | 39,984 | $1.6M | Reduce -0.1% |
| BND Vanguard Total Bond Market | 0.21% | 20,227 | $1.5M | Reduce -0.2% |
| VCRM Vanguard Core Tax-Ex Bond | 0.18% | 17,528 | $1.3M | Reduce -26.3% |
| META Meta Platforms Inc. Class A | 0.18% | 1,777 | $1.3M | Add +31.6% |
| UMBF Umb Financial Corp. | 0.18% | 10,995 | $1.3M | Reduce -54.2% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.17% | 1,867 | $1.2M | Add +10.4% |
| ORCL Oracle Corp. | 0.16% | 4,226 | $1.2M | Add +374.3% |
| PG The Procter & Gamble Co. | 0.16% | 7,687 | $1.2M | Add +143.5% |
| DFUV Dimensional US Marketwide Va | 0.16% | 26,169 | $1.2M | Reduce -24.1% |
| CAT Caterpillar Inc. | 0.15% | 2,319 | $1.1M | Add +73.2% |
| AVGO Broadcom Inc. | 0.15% | 3,286 | $1.1M | Add +328.4% |
| PLTR Palantir Technologies Inc. Class A | 0.14% | 5,783 | $1.1M | Reduce -9.3% |
| SCHW Schwab (charles) Corp. | 0.14% | 10,843 | $1.0M | Add +3.5% |
| DFIV Dimensional International Va | 0.13% | 21,096 | $973K | Add +28.3% |
| COST Costco Wholesale Corp. | 0.13% | 1,015 | $940K | Add +17.1% |
| NEE Nextera Energy Inc. | 0.13% | 12,167 | $918K | Add +57838.1% |
| WELL Welltower Inc. | 0.12% | 5,053 | $900K | Add +400.8% |
| IVV iShares Core S&P 500 ETF | 0.12% | 1,332 | $892K | Add +54.7% |
| XOM Exxon Mobil Corp. | 0.12% | 7,871 | $887K | Add +10.1% |
| TSLA Tesla Inc. | 0.12% | 1,970 | $876K | Add +1.4% |
| JNJ Johnson & Johnson | 0.11% | 4,497 | $834K | Add +52.1% |
| VTV Vanguard Mrngstr Val ETF-Aui | 0.11% | 4,340 | $809K | Add +15.7% |
| VXUS Vanguard Total Intl Stock | 0.11% | 11,000 | $808K | No change |
| VTI VG Morningstar TS MKT ETF-US | 0.11% | 2,418 | $793K | Add +7.0% |
| IBIT iShares Bitcoin Trust ETF | 0.11% | 11,950 | $777K | Add +61.0% |
| LOW Lowe's Cos Inc. | 0.10% | 3,051 | $767K | Add +1232.3% |
| BRK.A Berkshire Hathaway Inc. Class A | 0.10% | 1 | $754K | No change |
| HD Home Depot Inc. | 0.10% | 1,774 | $719K | Add +37.8% |
| DFAS Dimensional US Small Cap ETF | 0.09% | 10,125 | $693K | Reduce -3.7% |
| CVX Chevron Corp. | 0.09% | 4,117 | $639K | Add +445.3% |
| C Citigroup Inc. | 0.08% | 6,000 | $609K | Add +6.9% |
| QQQ Invesco QQQ Trust Series 1 | 0.08% | 1,000 | $601K | Add +254.6% |
| GEV GE Vernova Inc. | 0.08% | 955 | $587K | Add +7.8% |
| MDYV SS SPDR S&P 400 MC Val ETF | 0.08% | 7,000 | $584K | No change |
| LIN Linde PLC | 0.08% | 1,182 | $561K | Add +1435.1% |
| CSCO Cisco Systems Inc. | 0.07% | 7,934 | $543K | Add +123.6% |
| ABT Abbott Laboratories | 0.07% | 4,007 | $537K | Add +115.1% |
| DTE DTE Energy Company | 0.07% | 3,738 | $529K | Add +2.0% |
| ICF iShares Select U.S. REIT ETF | 0.07% | 8,550 | $527K | No change |
| DFAE Dimensional Emerging Core Eq | 0.07% | 16,011 | $505K | Add +0.0% |
| ABBV Abbvie Inc. | 0.07% | 2,162 | $501K | Add +39.0% |
| MPC Marathon Petroleum Corp. | 0.07% | 2,594 | $500K | Reduce -16.2% |
| VNQI Vanguard GLBL Ex-US Real Est | 0.07% | 10,000 | $477K | No change |
| EMR Emerson Electric Co. | 0.06% | 3,569 | $468K | Add +27353.8% |
| XLK SS Technology Select Sector | 0.06% | 1,658 | $467K | Add +150.1% |
| FSLR First Solar Inc. | 0.06% | 2,063 | $455K | Add +0.4% |
| ITW Illinois Tool Works | 0.06% | 1,686 | $440K | Add +80.1% |
| KR Kroger Co. | 0.06% | 6,382 | $430K | Add +10.6% |
| EMXC iShares MSCI Emr MRK Ex Chna | 0.06% | 6,360 | $429K | Reduce -14.8% |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 0.06% | 1,514 | $427K | Add +6.2% |
| GWW WW Grainger Inc. filed as GRAINGER W W INC | 0.06% | 443 | $422K | Add +57.6% |
| ADP Automatic Data Processing | 0.06% | 1,411 | $414K | Add +264.6% |
| VST Vistra Corp. | 0.06% | 2,097 | $411K | Add +30.3% |
| SHW The Sherwin-Williams Co. | 0.06% | 1,180 | $409K | Add +41.0% |
| GLD SPDR Gold Shares | 0.05% | 1,110 | $395K | Reduce -1.9% |
| BAC Bank of America Corp. filed as BANK AMERICA CORP | 0.05% | 7,384 | $381K | Add +22.1% |
| VB Vanguard Most SM-Cap ETF-Usd | 0.05% | 1,468 | $373K | Add +26.1% |
| VUSB Vanguard Ultra Short Bond Et | 0.05% | 7,420 | $371K | Add +3.5% |
| BA The Boeing Co. | 0.05% | 1,713 | $370K | Add +7.3% |
| IAUM iShares Gold Trust Micro | 0.05% | 9,348 | $360K | Add +834.8% |
| MAS Masco Corp. | 0.05% | 4,904 | $345K | Add +16.3% |
| XLI SS Industrial Select Sector | 0.05% | 2,219 | $342K | Add +4723.9% |
| WGS Genedx Holdings Corp. | 0.04% | 3,000 | $323K | Reduce -29.9% |
| IJH iShares Core S&P Midcap ETF | 0.04% | 4,916 | $321K | Add +286.8% |
| DIS The Walt Disney Co. filed as DISNEY WALT CO | 0.04% | 2,775 | $318K | Add +51.0% |
| VEEV Veeva Systems Inc. Class A | 0.04% | 1,056 | $315K | Reduce -1.3% |
| ACN Accenture PLC Class A | 0.04% | 1,264 | $312K | Add +184.7% |
Portfolio Sells Q2 2025 → Q3 2025
| DFAX Dimensional World Ex US Core | Reduce -13.0% | 1.20% | −0.30 |
| UMBF Umb Financial Corp. | Reduce -54.2% | 0.18% | −0.22 |
| DFCF Dimensional Core Fixed Inc. | Reduce -1.0% | 1.12% | −0.18 |
| AVUS Avantis U.S. Equity ETF | Reduce -0.7% | 1.64% | −0.14 |
| VCRM Vanguard Core Tax-Ex Bond | Reduce -26.3% | 0.18% | −0.10 |
| DFEM Dimensional Emrg MRKT Core | Reduce -8.7% | 0.50% | −0.09 |
| DFUV Dimensional US Marketwide Va | Reduce -24.1% | 0.16% | −0.07 |
| CRWV Coreweave Inc. Class A | Reduce -93.6% | 0.00% | −0.06 |
| WSBC Wesbanco Inc. | Reduce -1.1% | 0.34% | −0.06 |
| AVDE Avantis International Equity | Reduce -1.4% | 0.37% | −0.04 |
| BND Vanguard Total Bond Market | Reduce -0.2% | 0.21% | −0.03 |
| NFLX Netflix Inc. | Reduce -30.9% | 0.03% | −0.03 |
| CRWD CrowdStrike Holdings Inc. Class A | Reduce -92.0% | 0.00% | −0.02 |
| WGS Genedx Holdings Corp. | Reduce -29.9% | 0.04% | −0.02 |
| EMXC iShares MSCI Emr MRK Ex Chna | Reduce -14.8% | 0.06% | −0.02 |
| ANDE The Andersons Inc. | Reduce -0.1% | 0.22% | −0.02 |
| DFAT Dimensional US Target Value | Reduce -32.0% | 0.03% | −0.02 |
| AMD Advanced Micro Devices | Reduce -75.1% | 0.00% | −0.01 |
| MPC Marathon Petroleum Corp. | Reduce -16.2% | 0.07% | −0.01 |
| DFAS Dimensional US Small Cap ETF | Reduce -3.7% | 0.09% | −0.01 |
| DFNM Dimensional National Muni BD | Reduce -64.4% | 0.00% | −0.01 |
| NRG NRG Energy Inc. | Reduce -92.3% | 0.00% | −0.01 |
| VEEV Veeva Systems Inc. Class A | Reduce -1.3% | 0.04% | −0.01 |
| BSCP Invesco Bulletshares 2025 CB | Sold out | 0.00% | −0.01 |
| VDE Vanguard Energy ETF | Sold out | 0.00% | −0.01 |
| LNG Cheniere Energy Inc. | Reduce -20.1% | 0.01% | −0.01 |
| NOBL Proshares S&P 500 Dividend A | Reduce -8.5% | 0.02% | −0.01 |
| BSCQ Invesco Bulletshares 2026 CB | Sold out | 0.00% | −0.00 |
| NBIS Nebius Group NV | Sold out | 0.00% | −0.00 |
| VRTX Vertex Pharmaceuticals Inc. | Reduce -67.5% | 0.00% | −0.00 |
| PFE Pfizer Inc. | Reduce -11.9% | 0.02% | −0.00 |
| IWM iShares Russell 2000 ETF | Reduce -8.1% | 0.03% | −0.00 |
| APPS Digital Turbine Inc. | Sold out | 0.00% | −0.00 |
| TGT Target Corp. | Reduce -0.3% | 0.01% | −0.00 |
| OSCR Oscar Health Inc. Class A | Reduce -98.9% | 0.00% | −0.00 |
| VEA Vanguard Ftse Developed ETF | Reduce -3.8% | 0.02% | −0.00 |
| DASH DoorDash Inc. Class A | Reduce -43.3% | 0.00% | −0.00 |
| SCHB Schwab US Broad Market ETF | Reduce -2.8% | 0.03% | −0.00 |
| RLI Rli Corp. | Reduce -95.7% | 0.00% | −0.00 |
| MDY State Street SPDR S&P Midcap | Reduce -13.7% | 0.01% | −0.00 |
| BDX Becton Dickinson and Co. | Reduce -56.6% | 0.00% | −0.00 |
| MRVL Marvell Technology Inc. | Reduce -89.7% | 0.00% | −0.00 |
| BMY Bristol-Myers Squibb Co. | Reduce -16.7% | 0.01% | −0.00 |
| VTEI Vanguard Int Tax-Exempt Bond | Reduce -0.4% | 0.02% | −0.00 |
| EIM Eaton Vance Municipal Bond | Reduce -21.6% | 0.00% | −0.00 |
| VSS Vanguard Ftse All Wo X-US SC | Reduce -0.1% | 0.02% | −0.00 |
| IOT Samsara Inc. Class A | Reduce -48.3% | 0.00% | −0.00 |
| AEVA Aeva Technologies Inc. | Sold out | 0.00% | −0.00 |
| RSG Republic Services Inc. | Reduce -69.6% | 0.00% | −0.00 |
| SLV iShares Silver Trust | Reduce -58.0% | 0.00% | −0.00 |
Portfolio Buys Q2 2025 → Q3 2025
| DUSB Dimension Ultrashort Fi ETF | Add +45.1% | 4.18% | +0.84 |
| VCRB Vanguard Core Bond ETF | Add +31.8% | 3.54% | +0.46 |
| WMT Walmart Inc. | Add +1699.5% | 0.40% | +0.37 |
| AAPL Apple Inc. | Add +11.2% | 2.17% | +0.35 |
| JPM JPMorgan Chase & Co. | Add +260.8% | 0.31% | +0.22 |
| VTIP Vanguard Short-Term Tips | Add +29.1% | 1.68% | +0.18 |
| VBIL Vanguard 0-3M T-Bill ETF | Add +84.0% | 0.37% | +0.14 |
| ORCL Oracle Corp. | Add +374.3% | 0.16% | +0.13 |
| GOOGL Alphabet Inc. Class A | Add +19.9% | 0.44% | +0.13 |
| NEE Nextera Energy Inc. | Add +57838.1% | 0.13% | +0.13 |
| AVGO Broadcom Inc. | Add +328.4% | 0.15% | +0.11 |
| WELL Welltower Inc. | Add +400.8% | 0.12% | +0.10 |
| LOW Lowe's Cos Inc. | Add +1232.3% | 0.10% | +0.10 |
| PG The Procter & Gamble Co. | Add +143.5% | 0.16% | +0.08 |
| MSFT Microsoft Corp. | Add +25.3% | 0.66% | +0.07 |
| LIN Linde PLC | Add +1435.1% | 0.08% | +0.07 |
| CVX Chevron Corp. | Add +445.3% | 0.09% | +0.07 |
| CAT Caterpillar Inc. | Add +73.2% | 0.15% | +0.07 |
| EMR Emerson Electric Co. | Add +27353.8% | 0.06% | +0.06 |
| QQQ Invesco QQQ Trust Series 1 | Add +254.6% | 0.08% | +0.06 |
| NVDA Nvidia Corp. | Add +2.1% | 1.20% | +0.05 |
| XLI SS Industrial Select Sector | Add +4723.9% | 0.05% | +0.05 |
| IAUM iShares Gold Trust Micro | Add +834.8% | 0.05% | +0.04 |
| JNJ Johnson & Johnson | Add +52.1% | 0.11% | +0.04 |
| AMAT Applied Materials Inc. | Add +1737.8% | 0.04% | +0.04 |
| ADP Automatic Data Processing | Add +264.6% | 0.06% | +0.04 |
| XLK SS Technology Select Sector | Add +150.1% | 0.06% | +0.04 |
| IVV iShares Core S&P 500 ETF | Add +54.7% | 0.12% | +0.04 |
| ADI Analog Devices Inc. | Add +10810.0% | 0.04% | +0.04 |
| XLY SS Consumer Disc Select Sect | Add +1875.9% | 0.04% | +0.04 |
| CSCO Cisco Systems Inc. | Add +123.6% | 0.07% | +0.04 |
| IBIT iShares Bitcoin Trust ETF | Add +61.0% | 0.11% | +0.03 |
| BLK BlackRock Inc. | Add +7033.3% | 0.03% | +0.03 |
| ABT Abbott Laboratories | Add +115.1% | 0.07% | +0.03 |
| GE General Electric | Add +320.8% | 0.04% | +0.03 |
| NHC National Healthcare Corp. | New | 0.03% | +0.03 |
| IJH iShares Core S&P Midcap ETF | Add +286.8% | 0.04% | +0.03 |
| AVEM Avantis Emerging Markets Eq | Add +8.0% | 1.53% | +0.03 |
| BSCS Invesco Bulletshares 2028 CB | Add +356.8% | 0.04% | +0.03 |
| BSCT Invesco Bulletshares 2029 CB | Add +347.4% | 0.04% | +0.03 |
| BTC Grayscale Bitcoin Mini ETF | Add +20.9% | 0.30% | +0.03 |
| AMGN Amgen Inc. | Add +2936.0% | 0.03% | +0.03 |
| DOC Healthpeak Properties Inc. | Add +76928.6% | 0.03% | +0.03 |
| LHX L3HARRIS Technologies Inc. | Add +7211.1% | 0.03% | +0.03 |
| VOO Vanguard S&P 500 ETF | Add +1276.0% | 0.03% | +0.03 |
| PSX Phillips 66 | Add +603.5% | 0.03% | +0.03 |
| BSCR Invesco Bulletshares 2027 CB | Add +208.8% | 0.04% | +0.03 |
| IJR iShares Core S&P Small-Cap E | Add +2852.9% | 0.02% | +0.02 |
| HD Home Depot Inc. | Add +37.8% | 0.10% | +0.02 |
| ITW Illinois Tool Works | Add +80.1% | 0.06% | +0.02 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 2,883 | $918.7M | DFAC, DFIC, DUSB, VCRB, LLY |
| Q1 2026 | 2,472 | $818.6M | DFAC, DFIC, DUSB, VCRB, DFSD |
| Q4 2025 | 2,087 | $790.4M | DFAC, DFIC, DUSB, VCRB, DFSD |
| Q3 2025 | 1,634 | $730.9M | DFAC, DFIC, DUSB, VCRB, DFSD |
| Q2 2025 | 1,548 | $630.4M | DFAC, DFIC, DUSB, VCRB, DFSD |
| Q1 2025 | 1,601 | $586.4M | DFAC, DFIC, DUSB, DFSD, LLY |
| Q4 2024 | 1,599 | $579.1M | DFAC, DFIC, DFSD, AAPL, HRL |
| Q3 2024 | 1,657 | $566.7M | DFAC, DFIC, LLY, DFSD, HRL |
| Q2 2024 | 1,660 | $516.3M | DFAC, DFIC, LLY, DFSD, HRL |
| Q1 2024 | 1,645 | $500.6M | DFAC, DFIC, HRL, LLY, DFSD |