SJS Investment Consulting Inc.
In its 13F for Q4 2025 (holdings as of December 31, 2025, filed January 21, 2026), SJS Investment Consulting Inc. reported 2,087 stock positions worth $790.4 million. Its top holding was Dimensional US Core Equity 2 (DFAC) at 45.6% of the portfolio, followed by Dimensional International (DFIC, 8.2%) and Dimension Ultrashort Fi ETF (DUSB, 4.1%). Compared with Q3 2025, it opened 525 new positions, sold out of 74, added to 829 and reduced 264. The biggest buy was Vanguard 0-3M T-Bill ETF (VBIL, shares +238%) and the biggest sale Hormel Foods (HRL, shares −1%).
- Most Recent 13F
- Q2 2026
- Location
- SYLVANIA, OH
- CIK
- 0001894302
- Portfolio Value
- $790.4M (Q4 2025)
- SEC Filing
- 0001894302-26-000001 ↗ filed Jan 21, 2026
Holdings Value
Holdings 2,087 stocks · $790.4M
| DFAC Dimensional US Core Equity 2 | 45.64% | 9,111,768 | $360.7M | Add +1.4% |
| DFIC Dimensional International Co. | 8.24% | 1,890,712 | $65.2M | Add +4.1% |
| DUSB Dimension Ultrashort Fi ETF | 4.12% | 642,934 | $32.6M | Add +6.9% |
| VCRB Vanguard Core Bond ETF | 3.80% | 385,176 | $30.0M | Add +16.7% |
| DFSD Dimensional Short Duration | 2.68% | 441,690 | $21.2M | Add +8.5% |
| LLY Eli Lilly & Co. | 2.59% | 19,068 | $20.5M | Add +0.3% |
| AAPL Apple Inc. | 2.46% | 71,462 | $19.4M | Add +14.9% |
| VTIP Vanguard Short-Term Tips | 1.77% | 283,238 | $14.0M | Add +17.1% |
| AVEM Avantis Emerging Markets Eq | 1.58% | 162,076 | $12.5M | Add +8.6% |
| AVUS Avantis U.S. Equity ETF | 1.55% | 109,596 | $12.3M | Reduce -0.4% |
| HRL Hormel Foods Corp. | 1.42% | 473,731 | $11.2M | Reduce -0.6% |
| DFSU Dimensional US Sus CORE1 ETF | 1.16% | 210,779 | $9.2M | Add +0.1% |
| VBIL Vanguard 0-3M T-Bill ETF | 1.15% | 120,272 | $9.1M | Add +238.0% |
| DFAX Dimensional World Ex US Core | 1.14% | 276,434 | $9.0M | Reduce -1.3% |
| NVDA Nvidia Corp. | 1.14% | 48,397 | $9.0M | Add +3.1% |
| DFCF Dimensional Core Fixed Inc. | 1.03% | 191,896 | $8.2M | Add +0.3% |
| DFGR Dim Global Real Estate ETF | 1.00% | 297,796 | $7.9M | Add +12.2% |
| MSFT Microsoft Corp. | 0.58% | 9,452 | $4.6M | Add +1.4% |
| GOOGL Alphabet Inc. Class A | 0.57% | 14,411 | $4.5M | Add +9.0% |
| V Visa Inc. Class A | 0.50% | 11,160 | $3.9M | Add +0.8% |
| GOOG Alphabet Inc. Class C | 0.49% | 12,463 | $3.9M | Add +2.0% |
| DFEM Dimensional Emrg MRKT Core | 0.47% | 112,801 | $3.7M | Reduce -0.7% |
| MCD McDonald's Corp. | 0.45% | 11,552 | $3.5M | Reduce -2.1% |
| WMT Walmart Inc. | 0.41% | 28,831 | $3.2M | Add +2.6% |
| AVDE Avantis International Equity | 0.39% | 37,593 | $3.1M | Add +9.0% |
| VYMI Vanguard Int High DVD YLD Inc. | 0.36% | 31,649 | $2.8M | No change |
| WSBC Wesbanco Inc. | 0.31% | 74,236 | $2.5M | Reduce -5.7% |
| JPM JPMorgan Chase & Co. | 0.30% | 7,314 | $2.4M | Add +1.8% |
| DFUS Dimensional US Eq MKT ETF | 0.29% | 30,775 | $2.3M | No change |
| AMZN Amazon.com Inc. | 0.27% | 9,407 | $2.2M | Add +9.1% |
| ANDE The Andersons Inc. | 0.27% | 39,984 | $2.1M | No change |
| GBTC Grayscale Bitcoin Trust ETF | 0.24% | 27,578 | $1.9M | Add +0.1% |
| SYY Sysco Corp. | 0.20% | 21,510 | $1.6M | Add +0.2% |
| BND Vanguard Total Bond Market | 0.19% | 20,177 | $1.5M | Reduce -0.3% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.18% | 2,101 | $1.4M | Add +12.5% |
| CAT Caterpillar Inc. | 0.17% | 2,374 | $1.4M | Add +2.4% |
| VCRM Vanguard Core Tax-Ex Bond | 0.17% | 17,723 | $1.3M | Add +1.1% |
| UMBF Umb Financial Corp. | 0.16% | 10,995 | $1.3M | No change |
| DFUV Dimensional US Marketwide Va | 0.15% | 26,169 | $1.2M | No change |
| AVGO Broadcom Inc. | 0.15% | 3,466 | $1.2M | Add +5.5% |
| XOM Exxon Mobil Corp. | 0.15% | 9,630 | $1.2M | Add +22.4% |
| PG The Procter & Gamble Co. | 0.14% | 7,658 | $1.1M | Reduce -0.4% |
| IVV iShares Core S&P 500 ETF | 0.14% | 1,574 | $1.1M | Add +18.2% |
| DFIV Dimensional International Va | 0.13% | 21,182 | $1.1M | Add +0.4% |
| SCHW Schwab (charles) Corp. | 0.13% | 10,397 | $1.0M | Reduce -4.1% |
| PLTR Palantir Technologies Inc. Class A | 0.13% | 5,722 | $1.0M | Reduce -1.1% |
| NEE Nextera Energy Inc. | 0.12% | 12,117 | $973K | Reduce -0.4% |
| WELL Welltower Inc. | 0.12% | 5,072 | $941K | Add +0.4% |
| BTC Grayscale Bitcoin Mini ETF | 0.12% | 24,105 | $934K | Reduce -45.0% |
| JNJ Johnson & Johnson | 0.12% | 4,499 | $931K | Add +0.0% |
| META Meta Platforms Inc. Class A | 0.12% | 1,400 | $924K | Reduce -21.2% |
| TSLA Tesla Inc. | 0.12% | 2,051 | $922K | Add +4.1% |
| VXUS Vanguard Total Intl Stock | 0.11% | 12,000 | $905K | Add +9.1% |
| COST Costco Wholesale Corp. | 0.11% | 1,021 | $881K | Add +0.6% |
| VTV Vanguard Mrngstr Val ETF-Aui | 0.10% | 4,274 | $816K | Reduce -1.5% |
| VTI VG Morningstar TS MKT ETF-US | 0.10% | 2,400 | $805K | Reduce -0.7% |
| C Citigroup Inc. | 0.10% | 6,895 | $805K | Add +14.9% |
| BRK.A Berkshire Hathaway Inc. Class A | 0.10% | 1 | $755K | No change |
| ORCL Oracle Corp. | 0.09% | 3,747 | $730K | Reduce -11.3% |
| DFAS Dimensional US Small Cap ETF | 0.09% | 9,825 | $685K | Reduce -3.0% |
| LOW Lowe's Cos Inc. | 0.09% | 2,808 | $677K | Reduce -8.0% |
| GEV GE Vernova Inc. | 0.08% | 974 | $637K | Add +2.0% |
| QQQ Invesco QQQ Trust Series 1 | 0.08% | 1,017 | $625K | Add +1.7% |
| VZ Verizon Communications Inc. | 0.08% | 15,193 | $619K | Add +1156.7% |
| CSCO Cisco Systems Inc. | 0.08% | 7,980 | $615K | Add +0.6% |
| CVX Chevron Corp. | 0.08% | 3,933 | $599K | Reduce -4.5% |
| MDYV SS SPDR S&P 400 MC Val ETF | 0.07% | 7,000 | $593K | No change |
| FSLR First Solar Inc. | 0.07% | 2,175 | $568K | Add +5.4% |
| HD Home Depot Inc. | 0.07% | 1,625 | $559K | Reduce -8.4% |
| VOO Vanguard S&P 500 ETF | 0.07% | 869 | $545K | Add +152.6% |
| DFAE Dimensional Emerging Core Eq | 0.07% | 16,012 | $522K | Add +0.0% |
| ICF iShares Select U.S. REIT ETF | 0.07% | 8,653 | $516K | Add +1.2% |
| VGT Vanguard Info Tech ETF | 0.06% | 676 | $510K | Add +62.5% |
| LIN Linde PLC | 0.06% | 1,193 | $509K | Add +0.9% |
| ABT Abbott Laboratories | 0.06% | 4,005 | $502K | Reduce -0.1% |
| ABBV Abbvie Inc. | 0.06% | 2,174 | $497K | Add +0.6% |
| EMR Emerson Electric Co. | 0.06% | 3,682 | $489K | Add +3.2% |
| DTE DTE Energy Company | 0.06% | 3,738 | $482K | No change |
| VNQI Vanguard GLBL Ex-US Real Est | 0.06% | 10,000 | $458K | No change |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 0.06% | 1,546 | $458K | Add +2.1% |
| GWW WW Grainger Inc. | 0.06% | 445 | $449K | Add +0.5% |
| EMXC iShares MSCI Emr MRK Ex Chna | 0.06% | 6,027 | $438K | Reduce -5.2% |
| ITW Illinois Tool Works | 0.06% | 1,771 | $436K | Add +5.0% |
| GLD SPDR Gold Shares | 0.05% | 1,095 | $434K | Reduce -1.4% |
| BSCS Invesco Bulletshares 2028 CB | 0.05% | 20,638 | $425K | Add +41.6% |
| BAC Bank of America Corp. filed as BANK AMERICA CORP | 0.05% | 7,653 | $421K | Add +3.6% |
| BSCR Invesco Bulletshares 2027 CB | 0.05% | 21,292 | $420K | Add +42.3% |
| BSCT Invesco Bulletshares 2029 CB | 0.05% | 22,288 | $420K | Add +42.4% |
| XLK SS Technology Select Sector | 0.05% | 2,891 | $416K | Reduce -12.8% |
| KR Kroger Co. | 0.05% | 6,656 | $416K | Add +4.3% |
| ADP Automatic Data Processing | 0.05% | 1,583 | $407K | Add +12.2% |
| IAUM iShares Gold Trust Micro | 0.05% | 9,348 | $402K | No change |
| AMAT Applied Materials Inc. | 0.05% | 1,533 | $394K | Add +1.7% |
| WGS Genedx Holdings Corp. | 0.05% | 3,000 | $390K | No change |
| VB Vanguard Most SM-Cap ETF-Usd | 0.05% | 1,508 | $389K | Add +2.7% |
| MPC Marathon Petroleum Corp. | 0.05% | 2,374 | $386K | Reduce -8.5% |
| BA The Boeing Co. | 0.05% | 1,733 | $376K | Add +1.2% |
| WFC Wells Fargo & Co. | 0.05% | 3,939 | $367K | Add +11.8% |
| IBIT iShares Bitcoin Trust ETF | 0.05% | 7,379 | $366K | Reduce -38.3% |
| ADI Analog Devices Inc. | 0.05% | 1,325 | $359K | Add +21.4% |
Portfolio Sells Q3 2025 → Q4 2025
| HRL Hormel Foods Corp. | Reduce -0.6% | 1.42% | −0.19 |
| BTC Grayscale Bitcoin Mini ETF | Reduce -45.0% | 0.12% | −0.19 |
| AVUS Avantis U.S. Equity ETF | Reduce -0.4% | 1.55% | −0.09 |
| ORCL Oracle Corp. | Reduce -11.3% | 0.09% | −0.07 |
| META Meta Platforms Inc. Class A | Reduce -21.2% | 0.12% | −0.06 |
| IBIT iShares Bitcoin Trust ETF | Reduce -38.3% | 0.05% | −0.06 |
| DFAX Dimensional World Ex US Core | Reduce -1.3% | 1.14% | −0.06 |
| VST Vistra Corp. | Reduce -97.4% | 0.00% | −0.06 |
| MCD McDonald's Corp. | Reduce -2.1% | 0.45% | −0.04 |
| WSBC Wesbanco Inc. | Reduce -5.7% | 0.31% | −0.03 |
| DOC Healthpeak Properties Inc. | Reduce -99.9% | 0.00% | −0.03 |
| HD Home Depot Inc. | Reduce -8.4% | 0.07% | −0.03 |
| DFEM Dimensional Emrg MRKT Core | Reduce -0.7% | 0.47% | −0.03 |
| VUSB Vanguard Ultra Short Bond Et | Reduce -43.1% | 0.03% | −0.02 |
| PG The Procter & Gamble Co. | Reduce -0.4% | 0.14% | −0.02 |
| MPC Marathon Petroleum Corp. | Reduce -8.5% | 0.05% | −0.02 |
| LOW Lowe's Cos Inc. | Reduce -8.0% | 0.09% | −0.02 |
| BND Vanguard Total Bond Market | Reduce -0.3% | 0.19% | −0.02 |
| PLTR Palantir Technologies Inc. Class A | Reduce -1.1% | 0.13% | −0.02 |
| SHW The Sherwin-Williams Co. | Reduce -11.9% | 0.04% | −0.01 |
| CVX Chevron Corp. | Reduce -4.5% | 0.08% | −0.01 |
| XLK SS Technology Select Sector | Reduce -12.8% | 0.05% | −0.01 |
| OKLO Oklo Inc. | Reduce -69.9% | 0.00% | −0.01 |
| PM Philip Morris International | Reduce -66.9% | 0.00% | −0.01 |
| SCHW Schwab (charles) Corp. | Reduce -4.1% | 0.13% | −0.01 |
| ABT Abbott Laboratories | Reduce -0.1% | 0.06% | −0.01 |
| NFLX Netflix Inc. | Reduce -1.0% | 0.02% | −0.01 |
| MAS Masco Corp. | Reduce -4.5% | 0.04% | −0.01 |
| MO Altria Group Inc. | Reduce -97.6% | 0.00% | −0.01 |
| AXON Axon Enterprise Inc. | Reduce -2.7% | 0.02% | −0.01 |
| DFAS Dimensional US Small Cap ETF | Reduce -3.0% | 0.09% | −0.01 |
| VTV Vanguard Mrngstr Val ETF-Aui | Reduce -1.5% | 0.10% | −0.01 |
| PSA Public Storage | Reduce -87.1% | 0.00% | −0.01 |
| AXP American Express Co. | Reduce -57.1% | 0.01% | −0.01 |
| APP AppLovin Corp. Class A | Reduce -47.7% | 0.01% | −0.01 |
| VTI VG Morningstar TS MKT ETF-US | Reduce -0.7% | 0.10% | −0.01 |
| MIDD Middleby Corp. | Reduce -99.7% | 0.00% | −0.01 |
| OLN Olin Corp. | Sold out | 0.00% | −0.01 |
| CUZ Cousins Properties Inc. | Sold out | 0.00% | −0.01 |
| GNRC Generac Holdings Inc. | Reduce -98.6% | 0.00% | −0.01 |
| WEN The Wendy's Co. | Sold out | 0.00% | −0.01 |
| GTES Gates Industrial Corp. UK Ltd. | Reduce -98.1% | 0.00% | −0.01 |
| AN Autonation Inc. | Reduce -93.1% | 0.00% | −0.01 |
| BYD Boyd Gaming Corp. | Sold out | 0.00% | −0.01 |
| FFIV F5 Inc. | Reduce -93.0% | 0.00% | −0.01 |
| BEN Franklin Templeton Inc. | Reduce -97.0% | 0.00% | −0.01 |
| OZK Bank Ozk | Reduce -98.2% | 0.00% | −0.01 |
| MAN Manpowergroup Inc. | Sold out | 0.00% | −0.01 |
| GEN Gen Digital Inc. | Reduce -93.1% | 0.00% | −0.01 |
| AVT Avnet Inc. | Reduce -91.7% | 0.00% | −0.01 |
Portfolio Buys Q3 2025 → Q4 2025
| VBIL Vanguard 0-3M T-Bill ETF | Add +238.0% | 1.15% | +0.78 |
| LLY Eli Lilly & Co. | Add +0.3% | 2.59% | +0.61 |
| AAPL Apple Inc. | Add +14.9% | 2.46% | +0.29 |
| VCRB Vanguard Core Bond ETF | Add +16.7% | 3.80% | +0.26 |
| GOOGL Alphabet Inc. Class A | Add +9.0% | 0.57% | +0.13 |
| VTIP Vanguard Short-Term Tips | Add +17.1% | 1.77% | +0.10 |
| DFIC Dimensional International Co. | Add +4.1% | 8.24% | +0.10 |
| GOOG Alphabet Inc. Class C | Add +2.0% | 0.49% | +0.09 |
| VZ Verizon Communications Inc. | Add +1156.7% | 0.08% | +0.07 |
| AVEM Avantis Emerging Markets Eq | Add +8.6% | 1.58% | +0.05 |
| MU Micron Technology Inc. | Add +1323.8% | 0.04% | +0.04 |
| VOO Vanguard S&P 500 ETF | Add +152.6% | 0.07% | +0.04 |
| XOM Exxon Mobil Corp. | Add +22.4% | 0.15% | +0.03 |
| VGT Vanguard Info Tech ETF | Add +62.5% | 0.06% | +0.02 |
| CAT Caterpillar Inc. | Add +2.4% | 0.17% | +0.02 |
| AVDE Avantis International Equity | Add +9.0% | 0.39% | +0.02 |
| TSM Taiwan Semiconductor-SP ADR | Add +399.2% | 0.02% | +0.02 |
| C Citigroup Inc. | Add +14.9% | 0.10% | +0.02 |
| WDC Western Digital Corp. | Add +368.9% | 0.02% | +0.02 |
| AMZN Amazon.com Inc. | Add +9.1% | 0.27% | +0.02 |
| IVV iShares Core S&P 500 ETF | Add +18.2% | 0.14% | +0.01 |
| VRT Vertiv Holdings Co. Class A | Add +585.0% | 0.02% | +0.01 |
| IAU iShares Gold Trust | Add +191.7% | 0.02% | +0.01 |
| FDX FedEx Corp. | Add +45.6% | 0.03% | +0.01 |
| BSCT Invesco Bulletshares 2029 CB | Add +42.4% | 0.05% | +0.01 |
| BSCS Invesco Bulletshares 2028 CB | Add +41.6% | 0.05% | +0.01 |
| BSCR Invesco Bulletshares 2027 CB | Add +42.3% | 0.05% | +0.01 |
| PCG P G & E Corp. | Add +73100.0% | 0.01% | +0.01 |
| VTEI Vanguard Int Tax-Exempt Bond | Add +87.8% | 0.03% | +0.01 |
| SPY SS SPDR S&P 500 ETF Trust-US | Add +12.5% | 0.18% | +0.01 |
| MDB Mongodb Inc. | Add +9850.0% | 0.01% | +0.01 |
| TEAM Atlassian Corp. Class A | Add +50800.0% | 0.01% | +0.01 |
| IT Gartner Inc. | Add +569.6% | 0.01% | +0.01 |
| WMT Walmart Inc. | Add +2.6% | 0.41% | +0.01 |
| CNC Centene Corp. | Add +712.5% | 0.01% | +0.01 |
| UAL United Airlines Holdings Inc. | Add +1572.7% | 0.01% | +0.01 |
| FSLR First Solar Inc. | Add +5.4% | 0.07% | +0.01 |
| APH Amphenol Corp. Class A | Add +69.9% | 0.02% | +0.01 |
| BMY Bristol-Myers Squibb Co. | Add +153.4% | 0.01% | +0.01 |
| ADI Analog Devices Inc. | Add +21.4% | 0.05% | +0.01 |
| PRF Invesco Rafi US 1000 ETF | Add +131.5% | 0.02% | +0.01 |
| TTWO Take-Two Interactive Softwre | Add +3400.0% | 0.01% | +0.01 |
| JEF Jefferies Financial Group Inc. | Add +5295.2% | 0.01% | +0.01 |
| SPTM SS SPDR P S&P 1500 Comp ETF | New | 0.01% | +0.01 |
| IWR iShares Russell Mid-Cap ETF | Add +247.5% | 0.01% | +0.01 |
| DPZ Domino's Pizza Inc. | Add +4050.0% | 0.01% | +0.01 |
| EIX Edison International | Add +11140.0% | 0.01% | +0.01 |
| ESTC Elastic NV | Add +337.0% | 0.01% | +0.01 |
| FIX Comfort Systems USA Inc. | Add +1340.0% | 0.01% | +0.01 |
| RPM RPM International Inc. | Add +4538.5% | 0.01% | +0.01 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 2,883 | $918.7M | DFAC, DFIC, DUSB, VCRB, LLY |
| Q1 2026 | 2,472 | $818.6M | DFAC, DFIC, DUSB, VCRB, DFSD |
| Q4 2025 | 2,087 | $790.4M | DFAC, DFIC, DUSB, VCRB, DFSD |
| Q3 2025 | 1,634 | $730.9M | DFAC, DFIC, DUSB, VCRB, DFSD |
| Q2 2025 | 1,548 | $630.4M | DFAC, DFIC, DUSB, VCRB, DFSD |
| Q1 2025 | 1,601 | $586.4M | DFAC, DFIC, DUSB, DFSD, LLY |
| Q4 2024 | 1,599 | $579.1M | DFAC, DFIC, DFSD, AAPL, HRL |
| Q3 2024 | 1,657 | $566.7M | DFAC, DFIC, LLY, DFSD, HRL |
| Q2 2024 | 1,660 | $516.3M | DFAC, DFIC, LLY, DFSD, HRL |
| Q1 2024 | 1,645 | $500.6M | DFAC, DFIC, HRL, LLY, DFSD |