Smith & Howard Wealth Management, LLC

In its 13F for Q4 2024 (holdings as of December 31, 2024, filed February 7, 2025), Smith & Howard Wealth Management, LLC reported 82 stock positions worth $353.3 million. Its top holding was iShares Core U.S. Aggregate (AGG) at 16.7% of the portfolio, followed by VG Morningstar TS MKT ETF-US (VTI, 13.5%) and iShares Core MSCI Eafe ETF (IEFA, 7.6%). Compared with Q3 2024, it opened 5 new positions, sold out of 3, added to 15 and reduced 31. The biggest buy was JPMorgan Municipal ETF (JMUB, shares +54%) and the biggest sale Exxon Mobil (XOM, shares −70%).

Most Recent 13F
Q2 2026
Location
ATLANTA, GA
CIK
0001543991
Portfolio Value
$353.3M (Q4 2024)
SEC Filing
0001398344-25-002254 ↗ filed Feb 7, 2025

Holdings Value

0$100.0M$200.0M$300.0M$400.0M$500.0M Q1 2024: $323.4M Q1 2024 Q2 2024: $335.3M Q2 2024 Q3 2024: $355.5M Q3 2024 Q4 2024: $353.3M $353.3M Q4 2024 Q1 2025: $366.0M Q1 2025 Q2 2025: $394.2M Q2 2025 Q3 2025: $429.1M Q3 2025 Q4 2025: $437.0M Q4 2025 Q1 2026: $462.4M Q1 2026 Q2 2026: $486.2M Q2 2026

Holdings 82 stocks · $353.3M
AGG iShares Core U.S. Aggregate 16.75% 610,636 $59.2M Add +2.9%
VTI VG Morningstar TS MKT ETF-US 13.47% 164,260 $47.6M Reduce -2.3%
IEFA iShares Core MSCI Eafe ETF 7.64% 384,278 $27.0M Add +5.5%
JMUB JPMorgan Municipal ETF 6.79% 478,177 $24.0M Add +54.5%
VTV Vanguard Mrngstr Val ETF-Aui 5.34% 111,432 $18.9M Add +1.1%
BND Vanguard Total Bond Market 4.42% 216,987 $15.6M Add +7.8%
VEA Vanguard Ftse Developed ETF 3.59% 265,375 $12.7M Add +4.4%
VUG Vanguard Mrngstar GR ETF-Sui 3.14% 27,018 $11.1M Reduce -4.0%
IEMG iShares Core MSCI Emerging 2.99% 202,246 $10.6M Reduce -0.8%
VB Vanguard Most SM-Cap ETF-Usd 2.66% 39,053 $9.4M Add +0.1%
MUB iShares National Muni Bond E 2.65% 87,972 $9.4M Reduce -0.3%
VO Vngrd Mrngstr MD-Cap ETF-Usd 2.61% 34,979 $9.2M Reduce -1.0%
VWO Vanguard Ftse Emerging Marke 2.45% 196,522 $8.7M Add +0.5%
SPY SS SPDR S&P 500 ETF Trust-US 2.44% 14,719 $8.6M Reduce -1.7%
IWD iShares Russell 1000 Value E 2.12% 40,463 $7.5M Reduce -0.7%
IWF iShares Russell 1000 Growth 1.89% 16,593 $6.7M Reduce -2.9%
IWM iShares Russell 2000 ETF 1.48% 23,737 $5.2M Reduce -1.3%
ACWX iShares MSCI Acwi Ex US ETF 1.32% 89,427 $4.7M Reduce -6.1%
EFA iShares MSCI Eafe ETF 1.14% 53,127 $4.0M Add +0.1%
TPYP Managed Portfolio Series 1.08% 111,550 $3.8M Reduce -5.5%
BRK.B Berkshire Hathaway Inc. Class B 1.04% 8,145 $3.7M Reduce -5.5%
IWR iShares Russell Mid-Cap ETF 1.04% 41,610 $3.7M Reduce -2.8%
AAPL Apple Inc. 1.03% 14,497 $3.6M Add +7.5%
SUB iShares Short-Term National 0.90% 30,026 $3.2M Reduce -4.9%
VXUS Vanguard Total Intl Stock 0.76% 45,821 $2.7M Add +3.7%
TLT iShares 20+ Year Treasury BD 0.74% 30,000 $2.6M Add +26.0%
HD Home Depot Inc. 0.52% 4,720 $1.8M Reduce -0.4%
SCHB Schwab US Broad Market ETF 0.45% 70,221 $1.6M No change
MSFT Microsoft Corp. 0.42% 3,557 $1.5M Reduce -2.7%
AFL Aflac Inc. 0.40% 13,685 $1.4M No change
KO The Coca-Cola Co. 0.37% 21,023 $1.3M Reduce -1.2%
AHLT American Beacon Ahl Trend 0.33% 48,754 $1.1M Reduce -27.6%
NVDA Nvidia Corp. 0.30% 7,774 $1.0M Add +0.4%
XOM Exxon Mobil Corp. 0.28% 9,305 $1.0M Reduce -70.1%
VEU Vanguard Ftse All-World Ex-U 0.27% 16,679 $958K Reduce -1.0%
JNJ Johnson & Johnson 0.25% 6,035 $873K No change
COST Costco Wholesale Corp. 0.24% 920 $843K No change
AMZN Amazon.com Inc. 0.24% 3,814 $837K Add +3.0%
VHT Vanguard Health Care ETF 0.23% 3,202 $812K No change
ISTB iShares Core 1-5 Year Usd Bo 0.20% 14,539 $695K No change
GOOG Alphabet Inc. Class C 0.19% 3,484 $663K No change
GOOGL Alphabet Inc. Class A 0.18% 3,283 $621K Reduce -0.5%
GLD SPDR Gold Shares 0.17% 2,505 $607K No change
IWS iShares Russell Mid-Cap Valu 0.17% 4,617 $597K No change
PG The Procter & Gamble Co. 0.17% 3,484 $584K No change
IVV iShares Core S&P 500 ETF 0.16% 953 $561K Reduce -10.7%
EAGG iShares ESG Aware US Aggrega 0.15% 11,580 $538K No change
XLK SS Technology Select Sector 0.14% 2,175 $506K Reduce -10.7%
V Visa Inc. Class A 0.14% 1,533 $484K No change
JPM JPMorgan Chase & Co. 0.14% 1,998 $479K Reduce -1.2%
MRSH Marsh & McLennan Cos 0.13% 2,100 $446K No change
META Meta Platforms Inc. Class A 0.12% 732 $429K Reduce -12.0%
SDY SS SPDR S&P Dividend ETF 0.12% 3,151 $416K No change
BAC Bank of America Corp. filed as BANK AMERICA CORP 0.10% 7,961 $350K Reduce -59.5%
ISRG Intuitive Surgical Inc. 0.10% 667 $348K No change
IJK iShares S&P Mid-Cap 400 Grow 0.09% 3,416 $311K No change
AVUS Avantis U.S. Equity ETF 0.08% 3,066 $297K No change
UNP Union Pacific Corp. 0.08% 1,238 $282K Reduce -4.6%
IAU iShares Gold Trust 0.08% 5,624 $278K Reduce -39.3%
TT Trane Technologies PLC 0.08% 750 $277K No change
STIP iShares 0-5 Year Tips Bond E 0.08% 2,734 $275K No change
VIG Vanguard Dividend Apprec ETF 0.08% 1,382 $271K No change
LMT Lockheed Martin Corp. 0.07% 537 $261K No change
MCD McDonald's Corp. 0.07% 885 $257K No change
AXP American Express Co. 0.07% 861 $255K No change
TSM Taiwan Semiconductor-SP ADR 0.07% 1,260 $249K No change
VOO Vanguard S&P 500 ETF 0.07% 460 $248K Reduce -3.6%
VYM Vanguard High DVD Yield ETF 0.07% 1,908 $243K No change
TFC Truist Financial Corp. 0.07% 5,575 $242K Reduce -61.5%
CVX Chevron Corp. 0.07% 1,653 $239K No change
MRK Merck & Co. Inc. 0.07% 2,360 $235K No change
DSI iShares ESG MSCI KLD 400 ETF 0.07% 2,123 $234K No change
XLV SS Health Care Select Sector 0.07% 1,679 $231K Reduce -11.6%
VNQ Vanguard Real Estate ETF 0.07% 2,578 $230K No change
ABBV Abbvie Inc. 0.06% 1,235 $219K No change
TMO Thermo Fisher Scientific Inc. 0.06% 419 $218K No change
TSLA Tesla Inc. 0.06% 536 $216K New
WFC Wells Fargo & Co. 0.06% 3,060 $215K New
EEM iShares MSCI Emerging Market 0.06% 4,938 $207K Add +8.8%
XLF SS Financial Select Sector 0.06% 4,226 $204K New
COP Conocophillips 0.06% 2,043 $203K New
UCB United Community Banks 0.06% 6,267 $202K New

Options reported separately and not counted above: SPY calls ($325K).

Portfolio Sells Q3 2024 → Q4 2024
XOM Exxon Mobil Corp. Reduce -70.1% 0.28% −0.74
IEMG iShares Core MSCI Emerging Reduce -0.8% 2.99% −0.30
ACWX iShares MSCI Acwi Ex US ETF Reduce -6.1% 1.32% −0.21
AHLT American Beacon Ahl Trend Reduce -27.6% 0.33% −0.12
BAC Bank of America Corp. Reduce -59.5% 0.10% −0.12
TFC Truist Financial Corp. Reduce -61.5% 0.07% −0.11
CSX CSX Corp. Sold out 0.00% −0.10
BRK.B Berkshire Hathaway Inc. Class B Reduce -5.5% 1.04% −0.07
SCHO Schwab Short-Term US Treas Sold out 0.00% −0.06
KO The Coca-Cola Co. Reduce -1.2% 0.37% −0.06
GE General Electric Sold out 0.00% −0.06
IWD iShares Russell 1000 Value E Reduce -0.7% 2.12% −0.06
IAU iShares Gold Trust Reduce -39.3% 0.08% −0.05
SUB iShares Short-Term National Reduce -4.9% 0.90% −0.05
MUB iShares National Muni Bond E Reduce -0.3% 2.65% −0.04
VEU Vanguard Ftse All-World Ex-U Reduce -1.0% 0.27% −0.03
HD Home Depot Inc. Reduce -0.4% 0.52% −0.02
IWR iShares Russell Mid-Cap ETF Reduce -2.8% 1.04% −0.02
MSFT Microsoft Corp. Reduce -2.7% 0.42% −0.02
XLV SS Health Care Select Sector Reduce -11.6% 0.07% −0.02
IVV iShares Core S&P 500 ETF Reduce -10.7% 0.16% −0.01
META Meta Platforms Inc. Class A Reduce -12.0% 0.12% −0.01
XLK SS Technology Select Sector Reduce -10.7% 0.14% −0.01
IWM iShares Russell 2000 ETF Reduce -1.3% 1.48% −0.01
UNP Union Pacific Corp. Reduce -4.6% 0.08% −0.01
VO Vngrd Mrngstr MD-Cap ETF-Usd Reduce -1.0% 2.61% −0.01
VOO Vanguard S&P 500 ETF Reduce -3.6% 0.07% −0.00
JPM JPMorgan Chase & Co. Reduce -1.2% 0.14% +0.02
GOOGL Alphabet Inc. Class A Reduce -0.5% 0.18% +0.02
SPY SS SPDR S&P 500 ETF Trust-US Reduce -1.7% 2.44% +0.03
TPYP Managed Portfolio Series Reduce -5.5% 1.08% +0.03
IWF iShares Russell 1000 Growth Reduce -2.9% 1.89% +0.08
VTI VG Morningstar TS MKT ETF-US Reduce -2.3% 13.47% +0.09
VUG Vanguard Mrngstar GR ETF-Sui Reduce -4.0% 3.14% +0.10

Portfolio Buys Q3 2024 → Q4 2024
JMUB JPMorgan Municipal ETF Add +54.5% 6.79% +2.32
BND Vanguard Total Bond Market Add +7.8% 4.42% +0.16
AAPL Apple Inc. Add +7.5% 1.03% +0.14
TLT iShares 20+ Year Treasury BD Add +26.0% 0.74% +0.08
TSLA Tesla Inc. New 0.06% +0.06
WFC Wells Fargo & Co. New 0.06% +0.06
XLF SS Financial Select Sector New 0.06% +0.06
COP Conocophillips New 0.06% +0.06
UCB United Community Banks New 0.06% +0.06
VB Vanguard Most SM-Cap ETF-Usd Add +0.1% 2.66% +0.05
AMZN Amazon.com Inc. Add +3.0% 0.24% +0.04
NVDA Nvidia Corp. Add +0.4% 0.30% +0.03
EEM iShares MSCI Emerging Market Add +8.8% 0.06% −0.00
VXUS Vanguard Total Intl Stock Add +3.7% 0.76% −0.04
VTV Vanguard Mrngstr Val ETF-Aui Add +1.1% 5.34% −0.07
EFA iShares MSCI Eafe ETF Add +0.1% 1.14% −0.11
AGG iShares Core U.S. Aggregate Add +2.9% 16.75% −0.16
VEA Vanguard Ftse Developed ETF Add +4.4% 3.59% −0.18
VWO Vanguard Ftse Emerging Marke Add +0.5% 2.45% −0.18
IEFA iShares Core MSCI Eafe ETF Add +5.5% 7.64% −0.35

Options Activity Q3 2024 → Q4 2024
SPY SS SPDR S&P 500 ETF Trust-US call Reduce -37.5% 500 $325K

Calls and puts are listed by the shares they cover; their value is not part of the stock holdings above.

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 87$486.2MVCRB, VTI, IEFA, VTV, JMUB
Q1 2026 88$462.4MVCRB, VTI, IEFA, VTV, JMUB
Q4 2025 80$437.0MVCRB, VTI, IEFA, VTV, JMUB
Q3 2025 77$429.1MVCRB, VTI, IEFA, VTV, JMUB
Q2 2025 79$394.2MVCRB, VTI, IEFA, VTV, JMUB
Q1 2025 80$366.0MAGG, VTI, IEFA, VTV, JMUB
Q4 2024 82$353.3MAGG, VTI, IEFA, JMUB, VTV
Q3 2024 80$355.5MAGG, VTI, IEFA, VTV, JMUB
Q2 2024 81$335.3MAGG, VTI, IEFA, VTV, JMUB
Q1 2024 76$323.4MAGG, VTI, IEFA, VTV, VEA