Smith & Howard Wealth Management, LLC
In its 13F for Q4 2025 (holdings as of December 31, 2025, filed February 3, 2026), Smith & Howard Wealth Management, LLC reported 80 stock positions worth $437.0 million. Its top holding was Vanguard Core Bond ETF (VCRB) at 18.2% of the portfolio, followed by VG Morningstar TS MKT ETF-US (VTI, 12.2%) and iShares Core MSCI Eafe ETF (IEFA, 8.3%). Compared with Q3 2025, it opened 3 new positions, added to 14 and reduced 29. The biggest buy was Vanguard Core Bond ETF (VCRB, shares +9%) and the biggest sale VG Morningstar TS MKT ETF-US (VTI, shares −5%).
- Most Recent 13F
- Q2 2026
- Location
- ATLANTA, GA
- CIK
- 0001543991
- Portfolio Value
- $437.0M (Q4 2025)
- SEC Filing
- 0001398344-26-001931 ↗ filed Feb 3, 2026
Holdings Value
Holdings 80 stocks · $437.0M
| VCRB Vanguard Core Bond ETF | 18.16% | 1,018,712 | $79.4M | Add +8.8% |
| VTI VG Morningstar TS MKT ETF-US | 12.23% | 159,468 | $53.5M | Reduce -5.0% |
| IEFA iShares Core MSCI Eafe ETF | 8.34% | 407,488 | $36.5M | Add +0.8% |
| VTV Vanguard Mrngstr Val ETF-Aui | 6.24% | 142,848 | $27.3M | Reduce -0.2% |
| JMUB JPMorgan Municipal ETF | 4.89% | 422,900 | $21.4M | Add +4.9% |
| VUG Vanguard Mrngstar GR ETF-Sui | 4.02% | 36,009 | $17.6M | Reduce -0.3% |
| VEA Vanguard Ftse Developed ETF | 3.53% | 246,806 | $15.4M | Reduce -0.3% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 3.26% | 49,150 | $14.3M | Add +12.0% |
| AGG iShares Core U.S. Aggregate | 3.01% | 131,593 | $13.1M | Reduce -3.8% |
| IEMG iShares Core MSCI Emerging | 2.96% | 192,688 | $13.0M | Reduce -12.7% |
| VB Vanguard Most SM-Cap ETF-Usd | 2.75% | 46,528 | $12.0M | Reduce -9.8% |
| SPY SS SPDR S&P 500 ETF Trust-US | 2.33% | 14,919 | $10.2M | No change |
| MUB iShares National Muni Bond E | 2.26% | 92,350 | $9.9M | Add +2.8% |
| BND Vanguard Total Bond Market | 2.24% | 132,073 | $9.8M | Reduce -0.4% |
| VWO Vanguard Ftse Emerging Marke | 2.15% | 175,184 | $9.4M | Reduce -7.7% |
| IWD iShares Russell 1000 Value E | 2.08% | 43,299 | $9.1M | Add +0.6% |
| IWF iShares Russell 1000 Growth | 1.95% | 17,968 | $8.5M | Reduce -0.5% |
| ACWX iShares MSCI Acwi Ex US ETF | 1.30% | 84,613 | $5.7M | Reduce -3.7% |
| IWM iShares Russell 2000 ETF | 1.26% | 22,436 | $5.5M | Reduce -10.9% |
| KO The Coca-Cola Co. | 1.26% | 78,519 | $5.5M | No change |
| EFA iShares MSCI Eafe ETF | 1.21% | 55,046 | $5.3M | Add +0.1% |
| IWR iShares Russell Mid-Cap ETF | 1.06% | 47,942 | $4.6M | Add +5.5% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.93% | 8,053 | $4.0M | Reduce -3.8% |
| TPYP Tortoise North American Pipe | 0.92% | 114,196 | $4.0M | Add +7.9% |
| TLT iShares 20+ Year Treasury BD | 0.90% | 45,000 | $3.9M | Add +40.6% |
| VXUS Vanguard Total Intl Stock | 0.83% | 47,859 | $3.6M | Add +4.5% |
| AAPL Apple Inc. | 0.60% | 9,579 | $2.6M | Reduce -3.3% |
| AHLT American Beacon Ahl Trend | 0.56% | 92,155 | $2.4M | Reduce -0.5% |
| VOO Vanguard S&P 500 ETF | 0.43% | 2,988 | $1.9M | Add +13.3% |
| NVDA Nvidia Corp. | 0.39% | 9,195 | $1.7M | Add +0.7% |
| PINS Pinterest Inc. Class A | 0.34% | 56,809 | $1.5M | No change |
| HD Home Depot Inc. | 0.32% | 4,117 | $1.4M | Reduce -3.0% |
| SUB iShares Short-Term National | 0.32% | 13,140 | $1.4M | Reduce -19.6% |
| SCHB Schwab US Broad Market ETF | 0.27% | 45,488 | $1.2M | Reduce -3.3% |
| JNJ Johnson & Johnson | 0.26% | 5,559 | $1.2M | Reduce -4.5% |
| XOM Exxon Mobil Corp. | 0.26% | 9,281 | $1.1M | No change |
| VEU Vanguard Ftse All-World Ex-U | 0.25% | 14,810 | $1.1M | Reduce -4.0% |
| GLD SPDR Gold Shares | 0.23% | 2,505 | $993K | No change |
| MSFT Microsoft Corp. | 0.22% | 1,969 | $952K | Reduce -8.7% |
| VHT Vanguard Health Care ETF | 0.21% | 3,202 | $922K | No change |
| GOOG Alphabet Inc. Class C | 0.17% | 2,368 | $743K | Reduce -7.7% |
| IWS iShares Russell Mid-Cap Valu | 0.15% | 4,617 | $651K | No change |
| IJK iShares S&P Mid-Cap 400 Grow | 0.14% | 6,442 | $624K | Reduce -1.0% |
| COST Costco Wholesale Corp. | 0.14% | 721 | $622K | No change |
| XLK SS Technology Select Sector | 0.14% | 4,314 | $621K | No change |
| IVV iShares Core S&P 500 ETF | 0.13% | 855 | $586K | Reduce -8.0% |
| JPM JPMorgan Chase & Co. | 0.12% | 1,628 | $525K | No change |
| GOOGL Alphabet Inc. Class A | 0.11% | 1,554 | $486K | Add +0.3% |
| PG The Procter & Gamble Co. | 0.11% | 3,361 | $482K | No change |
| META Meta Platforms Inc. Class A | 0.10% | 663 | $438K | Reduce -7.3% |
| SDY SS SPDR S&P Dividend ETF | 0.10% | 3,141 | $437K | No change |
| EEM iShares MSCI Emerging Market | 0.09% | 7,337 | $401K | Reduce -0.8% |
| MRSH Marsh & McLennan Cos | 0.09% | 2,100 | $390K | No change |
| EAGG iShares ESG Aware US Aggrega | 0.09% | 8,041 | $385K | No change |
| IAU iShares Gold Trust | 0.08% | 4,342 | $352K | Reduce -8.6% |
| AVUS Avantis U.S. Equity ETF | 0.08% | 3,066 | $343K | No change |
| GE General Electric filed as GE AEROSPACE | 0.08% | 1,103 | $340K | No change |
| GD General Dynamics Corp. | 0.08% | 1,000 | $337K | No change |
| VIG Vanguard Dividend Apprec ETF | 0.07% | 1,426 | $313K | No change |
| AMZN Amazon.com Inc. | 0.07% | 1,354 | $313K | No change |
| ISRG Intuitive Surgical Inc. | 0.07% | 540 | $306K | Reduce -11.8% |
| VOOG Vanguard S&P 500 Growth ETF | 0.07% | 663 | $295K | New |
| WFC Wells Fargo & Co. | 0.06% | 3,040 | $283K | No change |
| STIP iShares 0-5 Year Tips Bond E | 0.06% | 2,734 | $280K | No change |
| VYM Vanguard High DVD Yield ETF | 0.06% | 1,908 | $274K | No change |
| CLS Celestica Inc. | 0.06% | 900 | $266K | No change |
| LMT Lockheed Martin Corp. | 0.06% | 537 | $260K | No change |
| MCD McDonald's Corp. | 0.06% | 842 | $257K | No change |
| DSI iShares ESG MSCI KLD 400 ETF | 0.06% | 1,984 | $256K | Reduce -2.6% |
| CVX Chevron Corp. | 0.06% | 1,653 | $252K | No change |
| BAC Bank of America Corp. filed as BANK AMERICA CORP | 0.06% | 4,369 | $240K | No change |
| XLF SS Financial Select Sector | 0.05% | 4,226 | $231K | No change |
| CWI State Street SPDR MSCI Acwi | 0.05% | 6,411 | $230K | No change |
| SPSM SS SPDR P S&P 600 Small Cap | 0.05% | 4,878 | $229K | New |
| UCB United Community Banks | 0.05% | 7,283 | $227K | No change |
| VNQ Vanguard Real Estate ETF | 0.05% | 2,548 | $225K | No change |
| RF Regions Financial Corp. | 0.05% | 8,225 | $223K | No change |
| ABBV Abbvie Inc. | 0.05% | 937 | $214K | No change |
| IWP iShares Russell Mid-Cap Grow | 0.05% | 1,529 | $209K | No change |
| AVDE Avantis International Equity | 0.05% | 2,455 | $202K | New |
Options reported separately and not counted above: TLT calls ($3.0M), SPY puts ($2.7M), TLT puts ($1.1M), IEFA puts ($268K), EFA puts ($255K), VTV puts ($93K), IWD puts ($60K), VO puts ($57K), IWR puts ($47K), ACWI calls ($31K), GLD puts ($25K), EEM puts ($23K).
Portfolio Sells Q3 2025 → Q4 2025
| VTI VG Morningstar TS MKT ETF-US | Reduce -5.0% | 12.23% | −0.61 |
| IEMG iShares Core MSCI Emerging | Reduce -12.7% | 2.96% | −0.43 |
| VB Vanguard Most SM-Cap ETF-Usd | Reduce -9.8% | 2.75% | −0.31 |
| VWO Vanguard Ftse Emerging Marke | Reduce -7.7% | 2.15% | −0.24 |
| AGG iShares Core U.S. Aggregate | Reduce -3.8% | 3.01% | −0.19 |
| IWM iShares Russell 2000 ETF | Reduce -10.9% | 1.26% | −0.16 |
| SUB iShares Short-Term National | Reduce -19.6% | 0.32% | −0.09 |
| HD Home Depot Inc. | Reduce -3.0% | 0.32% | −0.08 |
| BND Vanguard Total Bond Market | Reduce -0.4% | 2.24% | −0.06 |
| BRK.B Berkshire Hathaway Inc. Class B | Reduce -3.8% | 0.93% | −0.06 |
| MSFT Microsoft Corp. | Reduce -8.7% | 0.22% | −0.04 |
| ACWX iShares MSCI Acwi Ex US ETF | Reduce -3.7% | 1.30% | −0.03 |
| IWF iShares Russell 1000 Growth | Reduce -0.5% | 1.95% | −0.02 |
| META Meta Platforms Inc. Class A | Reduce -7.3% | 0.10% | −0.02 |
| VUG Vanguard Mrngstar GR ETF-Sui | Reduce -0.3% | 4.02% | −0.01 |
| IVV iShares Core S&P 500 ETF | Reduce -8.0% | 0.13% | −0.01 |
| SCHB Schwab US Broad Market ETF | Reduce -3.3% | 0.27% | −0.01 |
| VEU Vanguard Ftse All-World Ex-U | Reduce -4.0% | 0.25% | −0.01 |
| IJK iShares S&P Mid-Cap 400 Grow | Reduce -1.0% | 0.14% | −0.00 |
| DSI iShares ESG MSCI KLD 400 ETF | Reduce -2.6% | 0.06% | −0.00 |
| EEM iShares MSCI Emerging Market | Reduce -0.8% | 0.09% | −0.00 |
| IAU iShares Gold Trust | Reduce -8.6% | 0.08% | +0.00 |
| ISRG Intuitive Surgical Inc. | Reduce -11.8% | 0.07% | +0.01 |
| AAPL Apple Inc. | Reduce -3.3% | 0.60% | +0.01 |
| JNJ Johnson & Johnson | Reduce -4.5% | 0.26% | +0.01 |
| VTV Vanguard Mrngstr Val ETF-Aui | Reduce -0.2% | 6.24% | +0.02 |
| GOOG Alphabet Inc. Class C | Reduce -7.7% | 0.17% | +0.02 |
| AHLT American Beacon Ahl Trend | Reduce -0.5% | 0.56% | +0.03 |
| VEA Vanguard Ftse Developed ETF | Reduce -0.3% | 3.53% | +0.07 |
Portfolio Buys Q3 2025 → Q4 2025
| VCRB Vanguard Core Bond ETF | Add +8.8% | 18.16% | +1.04 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Add +12.0% | 3.26% | +0.26 |
| TLT iShares 20+ Year Treasury BD | Add +40.6% | 0.90% | +0.23 |
| JMUB JPMorgan Municipal ETF | Add +4.9% | 4.89% | +0.15 |
| IEFA iShares Core MSCI Eafe ETF | Add +0.8% | 8.34% | +0.12 |
| VOOG Vanguard S&P 500 Growth ETF | New | 0.07% | +0.07 |
| SPSM SS SPDR P S&P 600 Small Cap | New | 0.05% | +0.05 |
| VOO Vanguard S&P 500 ETF | Add +13.3% | 0.43% | +0.05 |
| AVDE Avantis International Equity | New | 0.05% | +0.05 |
| IWD iShares Russell 1000 Value E | Add +0.6% | 2.08% | +0.04 |
| VXUS Vanguard Total Intl Stock | Add +4.5% | 0.83% | +0.04 |
| MUB iShares National Muni Bond E | Add +2.8% | 2.26% | +0.03 |
| IWR iShares Russell Mid-Cap ETF | Add +5.5% | 1.06% | +0.03 |
| TPYP Tortoise North American Pipe | Add +7.9% | 0.92% | +0.02 |
| GOOGL Alphabet Inc. Class A | Add +0.3% | 0.11% | +0.02 |
| EFA iShares MSCI Eafe ETF | Add +0.1% | 1.21% | +0.01 |
| NVDA Nvidia Corp. | Add +0.7% | 0.39% | −0.00 |
Options Activity Q3 2025 → Q4 2025
| TLT iShares 20+ Year Treasury BD | call | New | 32,000 | $3.0M |
| SPY SS SPDR S&P 500 ETF Trust-US | put | Add +72.0% | 4,300 | $2.7M |
| TLT iShares 20+ Year Treasury BD | put | Reduce -43.9% | 11,500 | $1.1M |
| IEFA iShares Core MSCI Eafe ETF | put | Add +40.9% | 3,100 | $268K |
| EFA iShares MSCI Eafe ETF | put | Add +100.0% | 3,000 | $255K |
| VB Vanguard Most SM-Cap ETF-Usd | put | Sold out | 800 | $204Kbefore exit |
| IEMG iShares Core MSCI Emerging | put | Sold out | 1,900 | $124Kbefore exit |
| VTV Vanguard Mrngstr Val ETF-Aui | put | Reduce -44.4% | 500 | $93K |
| IWD iShares Russell 1000 Value E | put | Reduce -40.0% | 300 | $60K |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | put | Reduce -50.0% | 200 | $57K |
| IWR iShares Russell Mid-Cap ETF | put | Add +66.7% | 500 | $47K |
| ACWI iShares MSCI Acwi ETF | call | New | 200 | $31K |
Calls and puts are listed by the shares they cover; their value is not part of the stock holdings above.
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 87 | $486.2M | VCRB, VTI, IEFA, VTV, JMUB |
| Q1 2026 | 88 | $462.4M | VCRB, VTI, IEFA, VTV, JMUB |
| Q4 2025 | 80 | $437.0M | VCRB, VTI, IEFA, VTV, JMUB |
| Q3 2025 | 77 | $429.1M | VCRB, VTI, IEFA, VTV, JMUB |
| Q2 2025 | 79 | $394.2M | VCRB, VTI, IEFA, VTV, JMUB |
| Q1 2025 | 80 | $366.0M | AGG, VTI, IEFA, VTV, JMUB |
| Q4 2024 | 82 | $353.3M | AGG, VTI, IEFA, JMUB, VTV |
| Q3 2024 | 80 | $355.5M | AGG, VTI, IEFA, VTV, JMUB |
| Q2 2024 | 81 | $335.3M | AGG, VTI, IEFA, VTV, JMUB |
| Q1 2024 | 76 | $323.4M | AGG, VTI, IEFA, VTV, VEA |