Spectrum Investment Advisors, Inc.
In its 13F for Q4 2025 (holdings as of December 31, 2025, filed January 28, 2026), Spectrum Investment Advisors, Inc. reported 51 stock positions worth $199.5 million. Its top holding was Dimensional US Core Equity M (DFAU) at 14.6% of the portfolio, followed by Fidelity Enh LRG Cap GWTH (FELG, 13.5%) and Vanguard S&P 500 ETF (VOO, 10.8%). Compared with Q3 2025, it opened 24 new positions, sold out of 3, added to 20 and reduced 5. The biggest buy was a new position in iShares Core Intl Stock ETF (IXUS) and the biggest sale an exit from iShares Inte Equ Fac R A ETF (IDYN).
- Most Recent 13F
- Q2 2026
- Location
- MEQUON, WI
- CIK
- 0001856042
- Portfolio Value
- $199.5M (Q4 2025)
- SEC Filing
- 0000892712-26-000048 ↗ filed Jan 28, 2026
Holdings Value
Holdings 51 stocks · $199.5M
| DFAU Dimensional US Core Equity M | 14.57% | 621,060 | $29.1M | Reduce -0.8% |
| FELG Fidelity Enh LRG Cap GWTH | 13.52% | 646,769 | $27.0M | Reduce -4.5% |
| VOO Vanguard S&P 500 ETF | 10.77% | 34,271 | $21.5M | Reduce -0.9% |
| DFAI Dimensional International Co. | 10.62% | 556,228 | $21.2M | Add +1.0% |
| IXUS iShares Core Intl Stock ETF | 8.64% | 203,768 | $17.2M | New |
| GOVI Invesco Equal Weight 0-30 YR | 6.27% | 453,918 | $12.5M | Add +4.0% |
| MBB iShares MBS ETF | 6.06% | 127,028 | $12.1M | Add +2.8% |
| VBR Vngrd Mrngst SL-CP Val ETF-U | 4.78% | 45,039 | $9.5M | Add +1.4% |
| DFAE Dimensional Emerging Core Eq | 4.70% | 288,165 | $9.4M | Reduce -1.7% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 2.93% | 20,137 | $5.8M | Add +0.4% |
| FBND Fidelity Total Bond ETF | 2.40% | 103,952 | $4.8M | Add +2.1% |
| SMTH Alps SMTH Cor BD Plus ETF | 2.36% | 180,617 | $4.7M | Add +1.7% |
| VONG Vanguard Russell 1000 Growth | 1.74% | 28,553 | $3.5M | Add +3.4% |
| AAPL Apple Inc. | 1.19% | 8,709 | $2.4M | Add +124.2% |
| ORCL Oracle Corp. | 0.98% | 10,056 | $2.0M | New |
| NVDA Nvidia Corp. | 0.90% | 9,603 | $1.8M | Add +115.0% |
| FVAL Fidelity Value Factor ETF | 0.55% | 15,262 | $1.1M | Add +1.8% |
| VOE Vngrd Mrngstr MD-Cap Val ETF | 0.52% | 5,833 | $1.0M | New |
| BRK.B Berkshire Hathaway Inc. Class B | 0.46% | 1,837 | $923K | Add +35.9% |
| MUB iShares National Muni Bond E | 0.46% | 8,585 | $920K | Add +2.6% |
| MSFT Microsoft Corp. | 0.45% | 1,855 | $897K | Add +35.9% |
| ABBV Abbvie Inc. | 0.37% | 3,272 | $748K | Add +16.5% |
| PPSI Pioneer Power Solutions Inc. | 0.33% | 137,500 | $650K | New |
| PEP Pepsico Inc. | 0.31% | 4,329 | $621K | New |
| TSLA Tesla Inc. | 0.28% | 1,230 | $553K | Add +121.2% |
| WEC WEC Energy Group Inc. | 0.25% | 4,810 | $507K | New |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.24% | 707 | $482K | Add +3.1% |
| AVGO Broadcom Inc. | 0.24% | 1,375 | $476K | New |
| VIG Vanguard Dividend Apprec ETF | 0.21% | 1,901 | $418K | New |
| AMZN Amazon.com Inc. | 0.21% | 1,783 | $412K | New |
| ABT Abbott Laboratories | 0.18% | 2,827 | $354K | Add +11.7% |
| TXN Texas Instruments Inc. | 0.18% | 2,016 | $350K | New |
| SCHG Schwab US Large-Cap Growth | 0.17% | 10,395 | $339K | No change |
| JPM JPMorgan Chase & Co. | 0.17% | 1,037 | $334K | Add +53.4% |
| VYM Vanguard High DVD Yield ETF | 0.16% | 2,224 | $319K | New |
| SCHV Schwab US Large-Cap Value | 0.14% | 9,460 | $280K | No change |
| MCD McDonald's Corp. | 0.13% | 863 | $264K | New |
| GOOG Alphabet Inc. Class C | 0.13% | 828 | $260K | Reduce -0.7% |
| ONEQ Fidelity Nasdaq Comp Indx | 0.12% | 2,726 | $249K | New |
| COST Costco Wholesale Corp. | 0.12% | 275 | $237K | Add +13.2% |
| PHM Pultegroup Inc. | 0.12% | 2,000 | $235K | New |
| MGK Vngrd Mrgstr MG CP GR ETF-Ui | 0.12% | 567 | $234K | New |
| LLY Eli Lilly & Co. | 0.11% | 213 | $229K | New |
| VPU Vanguard Utilities ETF | 0.11% | 1,228 | $227K | New |
| GOOGL Alphabet Inc. Class A | 0.11% | 724 | $227K | New |
| MRK Merck & Co. Inc. | 0.11% | 2,032 | $214K | New |
| VGK Vanguard Ftse Europe ETF | 0.10% | 2,495 | $209K | New |
| META Meta Platforms Inc. Class A | 0.10% | 306 | $202K | New |
| T AT&T Inc. | 0.10% | 8,113 | $202K | New |
| NEE Nextera Energy Inc. | 0.10% | 2,509 | $201K | New |
| USB US Bancorp | 0.10% | 3,772 | $201K | New |
Portfolio Sells Q3 2025 → Q4 2025
| IDYN iShares Inte Equ Fac R A ETF | Sold out | 0.00% | −9.08 |
| FELG Fidelity Enh LRG Cap GWTH | Reduce -4.5% | 13.52% | −1.56 |
| DFAU Dimensional US Core Equity M | Reduce -0.8% | 14.57% | −0.94 |
| VOO Vanguard S&P 500 ETF | Reduce -0.9% | 10.77% | −0.69 |
| IVOV Vanguard S&P Mid-Cap 400 Val | Sold out | 0.00% | −0.55 |
| DFAE Dimensional Emerging Core Eq | Reduce -1.7% | 4.70% | −0.30 |
| PLTR Palantir Technologies Inc. Class A | Sold out | 0.00% | −0.11 |
| GOOG Alphabet Inc. Class C | Reduce -0.7% | 0.13% | +0.02 |
Portfolio Buys Q3 2025 → Q4 2025
| IXUS iShares Core Intl Stock ETF | New | 8.64% | +8.64 |
| ORCL Oracle Corp. | New | 0.98% | +0.98 |
| AAPL Apple Inc. | Add +124.2% | 1.19% | +0.65 |
| VOE Vngrd Mrngstr MD-Cap Val ETF | New | 0.52% | +0.52 |
| NVDA Nvidia Corp. | Add +115.0% | 0.90% | +0.45 |
| PPSI Pioneer Power Solutions Inc. | New | 0.33% | +0.33 |
| PEP Pepsico Inc. | New | 0.31% | +0.31 |
| WEC WEC Energy Group Inc. | New | 0.25% | +0.25 |
| AVGO Broadcom Inc. | New | 0.24% | +0.24 |
| VIG Vanguard Dividend Apprec ETF | New | 0.21% | +0.21 |
| AMZN Amazon.com Inc. | New | 0.21% | +0.21 |
| TXN Texas Instruments Inc. | New | 0.18% | +0.18 |
| VYM Vanguard High DVD Yield ETF | New | 0.16% | +0.16 |
| TSLA Tesla Inc. | Add +121.2% | 0.28% | +0.14 |
| MCD McDonald's Corp. | New | 0.13% | +0.13 |
| ONEQ Fidelity Nasdaq Comp Indx | New | 0.12% | +0.12 |
| PHM Pultegroup Inc. | New | 0.12% | +0.12 |
| MGK Vngrd Mrgstr MG CP GR ETF-Ui | New | 0.12% | +0.12 |
| LLY Eli Lilly & Co. | New | 0.11% | +0.11 |
| VPU Vanguard Utilities ETF | New | 0.11% | +0.11 |
| GOOGL Alphabet Inc. Class A | New | 0.11% | +0.11 |
| MRK Merck & Co. Inc. | New | 0.11% | +0.11 |
| VGK Vanguard Ftse Europe ETF | New | 0.10% | +0.10 |
| META Meta Platforms Inc. Class A | New | 0.10% | +0.10 |
| T AT&T Inc. | New | 0.10% | +0.10 |
| NEE Nextera Energy Inc. | New | 0.10% | +0.10 |
| USB US Bancorp | New | 0.10% | +0.10 |
| BRK.B Berkshire Hathaway Inc. Class B | Add +35.9% | 0.46% | +0.09 |
| MSFT Microsoft Corp. | Add +35.9% | 0.45% | +0.07 |
| JPM JPMorgan Chase & Co. | Add +53.4% | 0.17% | +0.05 |
| ABBV Abbvie Inc. | Add +16.5% | 0.37% | +0.02 |
| COST Costco Wholesale Corp. | Add +13.2% | 0.12% | −0.00 |
| SPY SS SPDR S&P 500 ETF Trust-US | Add +3.1% | 0.24% | −0.01 |
| ABT Abbott Laboratories | Add +11.7% | 0.18% | −0.01 |
| FVAL Fidelity Value Factor ETF | Add +1.8% | 0.55% | −0.01 |
| MUB iShares National Muni Bond E | Add +2.6% | 0.46% | −0.02 |
| VONG Vanguard Russell 1000 Growth | Add +3.4% | 1.74% | −0.06 |
| FBND Fidelity Total Bond ETF | Add +2.1% | 2.40% | −0.15 |
| SMTH Alps SMTH Cor BD Plus ETF | Add +1.7% | 2.36% | −0.15 |
| DFAI Dimensional International Co. | Add +1.0% | 10.62% | −0.22 |
| VBR Vngrd Mrngst SL-CP Val ETF-U | Add +1.4% | 4.78% | −0.24 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Add +0.4% | 2.93% | −0.26 |
| GOVI Invesco Equal Weight 0-30 YR | Add +4.0% | 6.27% | −0.29 |
| MBB iShares MBS ETF | Add +2.8% | 6.06% | −0.30 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 76 | $244.6M | DFAU, FELG, DFAI, VOO, IXUS |
| Q1 2026 | 46 | $201.3M | DFAU, FELG, DFAI, VOO, IXUS |
| Q4 2025 | 51 | $199.5M | DFAU, FELG, VOO, DFAI, IXUS |
| Q3 2025 | 30 | $184.7M | DFAU, FELG, VOO, DFAI, IDYN |
| Q2 2025 | 24 | $172.4M | DFAU, FELG, VOO, DFAI, IXUS |
| Q1 2025 | 25 | $155.0M | DFAU, FELG, VOO, DFAI, IXUS |
| Q4 2024 | 27 | $149.8M | DFAU, FELG, VOO, DFAI, IXUS |
| Q3 2024 | 27 | $145.8M | DFAU, FELG, VOO, DFAI, IXUS |
| Q2 2024 | 25 | $136.6M | DFAU, FELG, VOO, DFAI, IXUS |
| Q1 2024 | 34 | $135.4M | DFAU, FELG, VOO, DFAI, IXUS |