Strategic Financial Planning, Inc.
In its 13F for Q3 2025 (holdings as of September 30, 2025, filed November 13, 2025), Strategic Financial Planning, Inc. reported 38 stock positions worth $172.6 million. Its top holding was Schwab US Broad Market ETF (SCHB) at 15.5% of the portfolio, followed by Schwab US Small-Cap ETF (SCHA, 12.0%) and Vanguard Ftse Emerging Marke (VWO, 9.7%). Compared with Q2 2025, it added to 8 and reduced 24. The biggest buy was Schwab US Broad Market ETF (SCHB, shares +6%) and the biggest sale Ste STR SPDR PT DW Eu ETF (SPDW, shares −3%).
- Most Recent 13F
- Q2 2026
- Location
- PLANO, TX
- CIK
- 0001802277
- Portfolio Value
- $172.6M (Q3 2025)
- SEC Filing
- 0001214659-25-016430 ↗ filed Nov 13, 2025
Holdings Value
Holdings 38 stocks · $172.6M
| SCHB Schwab US Broad Market ETF | 15.54% | 1,043,292 | $26.8M | Add +6.2% |
| SCHA Schwab US Small-Cap ETF | 11.99% | 741,711 | $20.7M | Reduce -2.8% |
| VWO Vanguard Ftse Emerging Marke | 9.72% | 309,576 | $16.8M | Add +0.9% |
| SPDW Ste STR SPDR PT DW Eu ETF | 9.12% | 367,681 | $15.7M | Reduce -3.0% |
| VSS Vanguard Ftse All Wo X-US SC | 6.38% | 77,305 | $11.0M | Reduce -1.2% |
| SCHH Schwab US REIT ETF | 5.74% | 459,451 | $9.9M | Add +1.1% |
| SCHC Schwab Intl Small-Cap Equity | 4.55% | 172,602 | $7.9M | Reduce -5.5% |
| SPSM SS SPDR P S&P 600 Small Cap | 3.84% | 143,037 | $6.6M | Add +15.6% |
| SCYB Schwab High Yield Bond ETF | 3.54% | 228,706 | $6.1M | Add +6.4% |
| VNQI Vanguard GLBL Ex-US Real Est | 3.09% | 111,817 | $5.3M | Reduce -1.3% |
| VTI VG Morningstar TS MKT ETF-US | 3.09% | 16,236 | $5.3M | Reduce -0.5% |
| SCHF Schwab Intl Equity ETF | 2.63% | 195,003 | $4.5M | Reduce -1.1% |
| VXF Vanguard Extended Market ETF | 2.55% | 21,026 | $4.4M | Reduce 0.0% |
| SCHE Schwab Emrg Mrkts Eqty ETF | 1.99% | 102,944 | $3.4M | Reduce -2.1% |
| BNDX Vanguard Total Intl Bond ETF | 1.89% | 66,088 | $3.3M | Reduce -0.7% |
| SPTM SS SPDR P S&P 1500 Comp ETF | 1.56% | 33,304 | $2.7M | Reduce -0.4% |
| VEA Vanguard Ftse Developed ETF | 1.54% | 44,239 | $2.7M | Reduce -1.1% |
| SCHM Schwab US Mid Cap ETF | 1.34% | 78,294 | $2.3M | Reduce -1.7% |
| IEMG iShares Core MSCI Emerging | 1.12% | 29,319 | $1.9M | Reduce -3.6% |
| SPEM State Street SP PTF Em ETF | 1.07% | 39,590 | $1.9M | Reduce -6.0% |
| IDEV iShares Core MSCI Dev MKTS | 0.91% | 19,530 | $1.6M | Reduce -0.5% |
| BND Vanguard Total Bond Market | 0.85% | 19,705 | $1.5M | Add +12.9% |
| SCHP Schwab U.S. Tips ETF | 0.77% | 49,487 | $1.3M | Reduce -2.8% |
| SPHY SS SPDR P High Yield ETF | 0.75% | 54,301 | $1.3M | Reduce -1.6% |
| USRT iShares Core US REIT ETF | 0.60% | 17,733 | $1.0M | Reduce -0.0% |
| VWOB Vanguard Emerg MKTS Gov BND | 0.60% | 15,367 | $1.0M | Reduce -0.1% |
| LEMB iShares JP Morgan Em Local C | 0.54% | 22,796 | $939K | Reduce -0.9% |
| SPMD SS SPDR P S&P 400 Midcap ETF | 0.51% | 15,247 | $872K | Add +40.5% |
| IVV iShares Core S&P 500 ETF | 0.45% | 1,149 | $769K | No change |
| IJR iShares Core S&P Small-Cap E | 0.36% | 5,220 | $620K | No change |
| VOO Vanguard S&P 500 ETF | 0.25% | 700 | $429K | No change |
| VNQ Vanguard Real Estate ETF | 0.23% | 4,314 | $394K | Reduce -0.6% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 0.17% | 975 | $286K | No change |
| SPAB SS SPDR P Agg Bond ETF | 0.16% | 10,805 | $279K | Add +0.8% |
| HAUZ Xtrackers Intl Real Estate | 0.15% | 11,178 | $263K | No change |
| HYMB SS SPDR N Ice HY Muni ETF | 0.15% | 10,323 | $257K | Reduce -1.7% |
| ISCB iShares Morningstar SM Cap | 0.13% | 3,580 | $227K | No change |
| IJH iShares Core S&P Midcap ETF | 0.13% | 3,338 | $218K | Reduce -0.0% |
Portfolio Sells Q2 2025 → Q3 2025
| SPDW Ste STR SPDR PT DW Eu ETF | Reduce -3.0% | 9.12% | −0.43 |
| SCHC Schwab Intl Small-Cap Equity | Reduce -5.5% | 4.55% | −0.29 |
| VNQI Vanguard GLBL Ex-US Real Est | Reduce -1.3% | 3.09% | −0.16 |
| VSS Vanguard Ftse All Wo X-US SC | Reduce -1.2% | 6.38% | −0.16 |
| BNDX Vanguard Total Intl Bond ETF | Reduce -0.7% | 1.89% | −0.16 |
| SCHF Schwab Intl Equity ETF | Reduce -1.1% | 2.63% | −0.08 |
| SCHP Schwab U.S. Tips ETF | Reduce -2.8% | 0.77% | −0.07 |
| SPHY SS SPDR P High Yield ETF | Reduce -1.6% | 0.75% | −0.06 |
| VEA Vanguard Ftse Developed ETF | Reduce -1.1% | 1.54% | −0.05 |
| SPEM State Street SP PTF Em ETF | Reduce -6.0% | 1.07% | −0.05 |
| SCHM Schwab US Mid Cap ETF | Reduce -1.7% | 1.34% | −0.05 |
| LEMB iShares JP Morgan Em Local C | Reduce -0.9% | 0.54% | −0.03 |
| VWOB Vanguard Emerg MKTS Gov BND | Reduce -0.1% | 0.60% | −0.03 |
| SCHA Schwab US Small-Cap ETF | Reduce -2.8% | 11.99% | −0.02 |
| IDEV iShares Core MSCI Dev MKTS | Reduce -0.5% | 0.91% | −0.02 |
| USRT iShares Core US REIT ETF | Reduce -0.0% | 0.60% | −0.02 |
| IEMG iShares Core MSCI Emerging | Reduce -3.6% | 1.12% | −0.02 |
| HYMB SS SPDR N Ice HY Muni ETF | Reduce -1.7% | 0.15% | −0.01 |
| VNQ Vanguard Real Estate ETF | Reduce -0.6% | 0.23% | −0.01 |
| IJH iShares Core S&P Midcap ETF | Reduce -0.0% | 0.13% | −0.00 |
| SPTM SS SPDR P S&P 1500 Comp ETF | Reduce -0.4% | 1.56% | −0.00 |
| VTI VG Morningstar TS MKT ETF-US | Reduce -0.5% | 3.09% | −0.00 |
| SCHE Schwab Emrg Mrkts Eqty ETF | Reduce -2.1% | 1.99% | +0.02 |
| VXF Vanguard Extended Market ETF | Reduce 0.0% | 2.55% | +0.03 |
Portfolio Buys Q2 2025 → Q3 2025
| SCHB Schwab US Broad Market ETF | Add +6.2% | 15.54% | +0.96 |
| SPSM SS SPDR P S&P 600 Small Cap | Add +15.6% | 3.84% | +0.56 |
| VWO Vanguard Ftse Emerging Marke | Add +0.9% | 9.72% | +0.27 |
| SPMD SS SPDR P S&P 400 Midcap ETF | Add +40.5% | 0.51% | +0.14 |
| BND Vanguard Total Bond Market | Add +12.9% | 0.85% | +0.05 |
| SPAB SS SPDR P Agg Bond ETF | Add +0.8% | 0.16% | −0.01 |
| SCYB Schwab High Yield Bond ETF | Add +6.4% | 3.54% | −0.01 |
| SCHH Schwab US REIT ETF | Add +1.1% | 5.74% | −0.25 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 41 | $191.6M | SCHB, SCHA, VWO, SPDW, SPSM |
| Q1 2026 | 40 | $170.9M | AGG, AVDE, AVSD, AVEM, BNDX |
| Q4 2025 | 39 | $175.8M | SCHB, SCHA, VWO, SPDW, VSS |
| Q3 2025 | 38 | $172.6M | SCHB, SCHA, VWO, SPDW, VSS |
| Q2 2025 | 38 | $160.6M | SCHB, SCHA, SPDW, VWO, VSS |
| Q1 2025 | 35 | $145.0M | SCHB, SCHA, SPDW, VWO, SCHH |
| Q4 2024 | 37 | $146.7M | SCHB, SCHA, VWO, SPDW, SCHH |
| Q3 2024 | 37 | $151.3M | SCHB, SCHA, VWO, SPDW, SCHH |
| Q2 2024 | 34 | $138.7M | SCHB, SCHA, SPDW, VWO, VSS |
| Q1 2024 | 36 | $133.6M | SCHB, SCHA, SPDW, VWO, SCHH |