Strategic Financial Planning, Inc.
In its 13F for Q4 2025 (holdings as of December 31, 2025, filed February 17, 2026), Strategic Financial Planning, Inc. reported 39 stock positions worth $175.8 million. Its top holding was Schwab US Broad Market ETF (SCHB) at 14.0% of the portfolio, followed by Schwab US Small-Cap ETF (SCHA, 11.4%) and Vanguard Ftse Emerging Marke (VWO, 9.6%). Compared with Q3 2025, it opened 1 new position, added to 19 and reduced 15. The biggest buy was a new position in BNY Mellon US LRG Cap Cor (BKLC) and the biggest sale Schwab US Broad Market ETF (SCHB, shares −10%).
- Most Recent 13F
- Q2 2026
- Location
- PLANO, TX
- CIK
- 0001802277
- Portfolio Value
- $175.8M (Q4 2025)
- SEC Filing
- 0001214659-26-002083 ↗ filed Feb 17, 2026
Holdings Value
Holdings 39 stocks · $175.8M
| SCHB Schwab US Broad Market ETF | 14.02% | 939,186 | $24.6M | Reduce -10.0% |
| SCHA Schwab US Small-Cap ETF | 11.41% | 704,165 | $20.1M | Reduce -5.1% |
| VWO Vanguard Ftse Emerging Marke | 9.56% | 312,660 | $16.8M | Add +1.0% |
| SPDW Ste STR SPDR PT DW Eu ETF | 9.38% | 371,396 | $16.5M | Add +1.0% |
| VSS Vanguard Ftse All Wo X-US SC | 6.40% | 78,498 | $11.2M | Add +1.5% |
| SCHH Schwab US REIT ETF | 5.75% | 483,962 | $10.1M | Add +5.3% |
| SPSM SS SPDR P S&P 600 Small Cap | 4.76% | 178,434 | $8.4M | Add +24.8% |
| SCHC Schwab Intl Small-Cap Equity | 4.41% | 170,239 | $7.8M | Reduce -1.4% |
| SCYB Schwab High Yield Bond ETF | 3.57% | 237,534 | $6.3M | Add +3.9% |
| VTI VG Morningstar TS MKT ETF-US | 3.08% | 16,166 | $5.4M | Reduce -0.4% |
| VNQI Vanguard GLBL Ex-US Real Est | 3.07% | 117,551 | $5.4M | Add +5.1% |
| SCHF Schwab Intl Equity ETF | 2.67% | 195,099 | $4.7M | Add +0.1% |
| VXF Vanguard Extended Market ETF | 2.50% | 21,020 | $4.4M | Reduce -0.0% |
| BNDX Vanguard Total Intl Bond ETF | 1.91% | 69,126 | $3.3M | Add +4.6% |
| SCHE Schwab Emrg Mrkts Eqty ETF | 1.90% | 101,832 | $3.3M | Reduce -1.1% |
| VEA Vanguard Ftse Developed ETF | 1.57% | 44,199 | $2.8M | Reduce -0.1% |
| SPTM SS SPDR P S&P 1500 Comp ETF | 1.56% | 33,307 | $2.7M | Add +0.0% |
| BKLC BNY Mellon US LRG Cap Cor | 1.33% | 17,897 | $2.3M | New |
| SCHM Schwab US Mid Cap ETF | 1.28% | 74,880 | $2.3M | Reduce -4.4% |
| IEMG iShares Core MSCI Emerging | 1.12% | 29,231 | $2.0M | Reduce -0.3% |
| SPEM State Street SP PTF Em ETF | 1.04% | 39,233 | $1.8M | Reduce -0.9% |
| IDEV iShares Core MSCI Dev MKTS | 0.91% | 19,403 | $1.6M | Reduce -0.7% |
| BND Vanguard Total Bond Market | 0.83% | 19,592 | $1.5M | Reduce -0.6% |
| SCHP Schwab U.S. Tips ETF | 0.76% | 50,746 | $1.3M | Add +2.5% |
| SPHY SS SPDR P High Yield ETF | 0.74% | 54,972 | $1.3M | Add +1.2% |
| VWOB Vanguard Emerg MKTS Gov BND | 0.61% | 16,042 | $1.1M | Add +4.4% |
| SPMD SS SPDR P S&P 400 Midcap ETF | 0.59% | 17,904 | $1.0M | Add +17.4% |
| USRT iShares Core US REIT ETF | 0.57% | 17,737 | $1.0M | Add +0.0% |
| LEMB iShares JP Morgan Em Local C | 0.55% | 23,308 | $967K | Add +2.3% |
| IVV iShares Core S&P 500 ETF | 0.45% | 1,149 | $787K | No change |
| IJR iShares Core S&P Small-Cap E | 0.35% | 5,107 | $614K | Reduce -2.2% |
| VOO Vanguard S&P 500 ETF | 0.24% | 662 | $415K | Reduce -5.4% |
| VNQ Vanguard Real Estate ETF | 0.22% | 4,315 | $382K | Add +0.0% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 0.16% | 975 | $283K | No change |
| SPAB SS SPDR P Agg Bond ETF | 0.16% | 10,928 | $281K | Add +1.1% |
| HAUZ Xtrackers Intl Real Estate | 0.15% | 11,177 | $259K | Reduce -0.0% |
| HYMB SS SPDR N Ice HY Muni ETF | 0.15% | 10,352 | $258K | Add +0.3% |
| ISCB iShares Morningstar SM Cap | 0.13% | 3,580 | $233K | No change |
| IJH iShares Core S&P Midcap ETF | 0.13% | 3,338 | $220K | No change |
Portfolio Sells Q3 2025 → Q4 2025
| SCHB Schwab US Broad Market ETF | Reduce -10.0% | 14.02% | −1.53 |
| SCHA Schwab US Small-Cap ETF | Reduce -5.1% | 11.41% | −0.58 |
| SCHC Schwab Intl Small-Cap Equity | Reduce -1.4% | 4.41% | −0.14 |
| SCHE Schwab Emrg Mrkts Eqty ETF | Reduce -1.1% | 1.90% | −0.09 |
| SCHM Schwab US Mid Cap ETF | Reduce -4.4% | 1.28% | −0.06 |
| VXF Vanguard Extended Market ETF | Reduce -0.0% | 2.50% | −0.05 |
| SPEM State Street SP PTF Em ETF | Reduce -0.9% | 1.04% | −0.03 |
| BND Vanguard Total Bond Market | Reduce -0.6% | 0.83% | −0.02 |
| VOO Vanguard S&P 500 ETF | Reduce -5.4% | 0.24% | −0.01 |
| IJR iShares Core S&P Small-Cap E | Reduce -2.2% | 0.35% | −0.01 |
| HAUZ Xtrackers Intl Real Estate | Reduce -0.0% | 0.15% | −0.00 |
| VTI VG Morningstar TS MKT ETF-US | Reduce -0.4% | 3.08% | −0.00 |
| IEMG iShares Core MSCI Emerging | Reduce -0.3% | 1.12% | −0.00 |
| IDEV iShares Core MSCI Dev MKTS | Reduce -0.7% | 0.91% | +0.00 |
| VEA Vanguard Ftse Developed ETF | Reduce -0.1% | 1.57% | +0.03 |
Portfolio Buys Q3 2025 → Q4 2025
| BKLC BNY Mellon US LRG Cap Cor | New | 1.33% | +1.33 |
| SPSM SS SPDR P S&P 600 Small Cap | Add +24.8% | 4.76% | +0.92 |
| SPDW Ste STR SPDR PT DW Eu ETF | Add +1.0% | 9.38% | +0.27 |
| SPMD SS SPDR P S&P 400 Midcap ETF | Add +17.4% | 0.59% | +0.08 |
| SCHF Schwab Intl Equity ETF | Add +0.1% | 2.67% | +0.04 |
| SCYB Schwab High Yield Bond ETF | Add +3.9% | 3.57% | +0.03 |
| VWOB Vanguard Emerg MKTS Gov BND | Add +4.4% | 0.61% | +0.02 |
| VSS Vanguard Ftse All Wo X-US SC | Add +1.5% | 6.40% | +0.02 |
| BNDX Vanguard Total Intl Bond ETF | Add +4.6% | 1.91% | +0.01 |
| SCHH Schwab US REIT ETF | Add +5.3% | 5.75% | +0.01 |
| SPTM SS SPDR P S&P 1500 Comp ETF | Add +0.0% | 1.56% | +0.01 |
| LEMB iShares JP Morgan Em Local C | Add +2.3% | 0.55% | +0.01 |
| SPAB SS SPDR P Agg Bond ETF | Add +1.1% | 0.16% | −0.00 |
| HYMB SS SPDR N Ice HY Muni ETF | Add +0.3% | 0.15% | −0.00 |
| SCHP Schwab U.S. Tips ETF | Add +2.5% | 0.76% | −0.01 |
| SPHY SS SPDR P High Yield ETF | Add +1.2% | 0.74% | −0.01 |
| VNQ Vanguard Real Estate ETF | Add +0.0% | 0.22% | −0.01 |
| VNQI Vanguard GLBL Ex-US Real Est | Add +5.1% | 3.07% | −0.02 |
| USRT iShares Core US REIT ETF | Add +0.0% | 0.57% | −0.03 |
| VWO Vanguard Ftse Emerging Marke | Add +1.0% | 9.56% | −0.16 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 41 | $191.6M | SCHB, SCHA, VWO, SPDW, SPSM |
| Q1 2026 | 40 | $170.9M | AGG, AVDE, AVSD, AVEM, BNDX |
| Q4 2025 | 39 | $175.8M | SCHB, SCHA, VWO, SPDW, VSS |
| Q3 2025 | 38 | $172.6M | SCHB, SCHA, VWO, SPDW, VSS |
| Q2 2025 | 38 | $160.6M | SCHB, SCHA, SPDW, VWO, VSS |
| Q1 2025 | 35 | $145.0M | SCHB, SCHA, SPDW, VWO, SCHH |
| Q4 2024 | 37 | $146.7M | SCHB, SCHA, VWO, SPDW, SCHH |
| Q3 2024 | 37 | $151.3M | SCHB, SCHA, VWO, SPDW, SCHH |
| Q2 2024 | 34 | $138.7M | SCHB, SCHA, SPDW, VWO, VSS |
| Q1 2024 | 36 | $133.6M | SCHB, SCHA, SPDW, VWO, SCHH |