Summit Financial Consulting LLC
In its 13F for Q3 2025 (holdings as of September 30, 2025, filed October 15, 2025), Summit Financial Consulting LLC reported 42 stock positions worth $125.3 million. Its top holding was Ishr Ibx Usd Invgd CB ETF-Ui (LQD) at 16.0% of the portfolio, followed by Ishr Ibx Usd Hiyld CB ETF-Ui (HYG, 16.0%) and iShares US Financials ETF (IYF, 5.5%). Compared with Q2 2025, it opened 7 new positions, sold out of 5, added to 25 and reduced 7. The biggest buy was Ishr Ibx Usd Invgd CB ETF-Ui (LQD, shares +4154%) and the biggest sale an exit from iShares 7-10 Year Treasury B (IEF).
- Most Recent 13F
- Q2 2026
- Location
- STERLING HEIGHTS, MI
- CIK
- 0002065794
- Portfolio Value
- $125.3M (Q3 2025)
- SEC Filing
- 0002065794-25-000004 ↗ filed Oct 15, 2025
Holdings Value
Holdings 42 stocks · $125.3M
| LQD Ishr Ibx Usd Invgd CB ETF-Ui | 16.03% | 180,158 | $20.1M | Add +4154.0% |
| HYG Ishr Ibx Usd Hiyld CB ETF-Ui | 16.00% | 246,952 | $20.1M | Add +4020.7% |
| IYF iShares US Financials ETF | 5.51% | 54,506 | $6.9M | Add +2.0% |
| IYW iShares Ustechnology ETF | 5.44% | 34,820 | $6.8M | New |
| IYZ iShares US Telecommunication | 5.43% | 210,746 | $6.8M | Reduce -5.6% |
| IVW iShares S&P 500 Growth ETF | 5.35% | 55,552 | $6.7M | New |
| EEM iShares MSCI Emerging Market | 5.35% | 125,538 | $6.7M | Add +168.0% |
| QQQM Invesco Nasdaq 100 ETF | 5.30% | 26,845 | $6.6M | New |
| SCHX Schwab US Large-Cap ETF | 5.28% | 251,254 | $6.6M | New |
| IDU iShares US Utilities ETF | 5.23% | 59,033 | $6.5M | Add +11.5% |
| IYE iShares U.S. Energy ETF | 5.21% | 137,409 | $6.5M | Add +5.8% |
| EFA iShares MSCI Eafe ETF | 5.08% | 68,152 | $6.4M | Add +164.2% |
| XLG Invesco S&P 500 Top 50 ETF | 2.23% | 48,523 | $2.8M | Add +7.0% |
| TLT iShares 20+ Year Treasury BD | 0.92% | 12,950 | $1.2M | Reduce -0.4% |
| AGG iShares Core U.S. Aggregate | 0.91% | 11,313 | $1.1M | Reduce -0.5% |
| MSFT Microsoft Corp. | 0.89% | 2,157 | $1.1M | Reduce -0.1% |
| XLK SS Technology Select Sector | 0.87% | 3,868 | $1.1M | Add +19.8% |
| SPYM Ste STR SPDR PT S&P 500 ETF | 0.87% | 13,855 | $1.1M | Add +16.3% |
| AAPL Apple Inc. | 0.70% | 3,453 | $879K | Add +2.7% |
| XLU St Sr Utl SL SE SPDR ETF-Usd | 0.68% | 9,730 | $849K | Add +53.9% |
| RVNU Xtrac Mun Inf Rev BD Act ETF | 0.62% | 31,425 | $775K | Add +12.4% |
| MUNI PIMCO Intermediate Municipal | 0.61% | 14,530 | $760K | Add +9.2% |
| FLMI Franklin Dynamic Municipal B | 0.56% | 28,081 | $696K | Add +6.0% |
| SMMU PIMCO SHRT TRM Muni BND ETF | 0.51% | 12,672 | $641K | Add +6.3% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.45% | 1,118 | $562K | Reduce -4.3% |
| COST Costco Wholesale Corp. | 0.30% | 408 | $378K | Add +32.5% |
| NAD Nuveen Quality Municipal Inc. | 0.29% | 31,605 | $369K | No change |
| USRT iShares Core US REIT ETF | 0.28% | 5,974 | $351K | Add +9.3% |
| SPGP Invesco S&P 500 Garp ETF | 0.27% | 2,996 | $340K | Reduce -2.2% |
| MIY BlackRock Muniyield Mi QLTY | 0.27% | 29,665 | $335K | Add +8.1% |
| DTE DTE Energy Company | 0.26% | 2,344 | $332K | Add +0.1% |
| NZF Nuveen Municipal Credit Inc. | 0.25% | 25,371 | $319K | Add +7.5% |
| ITB iShares U.S. Home Constructi | 0.25% | 2,931 | $314K | New |
| PSCC Invesco S&P Smallcap Consume | 0.25% | 9,388 | $309K | Add +11.8% |
| IVOV Vanguard S&P Mid-Cap 400 Val | 0.25% | 3,070 | $309K | Reduce -0.2% |
| EPD Enterprise Products Partners | 0.25% | 9,833 | $307K | No change |
| BIL SS SPDR BB 1-3M T-Bill ETF | 0.20% | 2,698 | $248K | New |
| MUB iShares National Muni Bond E | 0.19% | 2,184 | $233K | Add +11.0% |
| AMZN Amazon.com Inc. | 0.18% | 1,044 | $229K | Add +4.1% |
| SCHG Schwab US Large-Cap Growth | 0.17% | 6,642 | $212K | New |
| V Visa Inc. Class A | 0.17% | 620 | $212K | No change |
| F Ford Motor Co. filed as FORD MTR CO | 0.15% | 16,195 | $194K | Add +6.3% |
Portfolio Sells Q2 2025 → Q3 2025
| IEF iShares 7-10 Year Treasury B | Sold out | 0.00% | −47.73 |
| IYC iShares US Consumer Discreti | Sold out | 0.00% | −5.22 |
| IYY iShares Dow Jones U.S. ETF | Sold out | 0.00% | −2.21 |
| IVE iShares S&P 500 Value ETF | Sold out | 0.00% | −1.93 |
| IYR iShares US Real Estate ETF | Sold out | 0.00% | −1.86 |
| IYZ iShares US Telecommunication | Reduce -5.6% | 5.43% | −0.55 |
| AGG iShares Core U.S. Aggregate | Reduce -0.5% | 0.91% | −0.11 |
| TLT iShares 20+ Year Treasury BD | Reduce -0.4% | 0.92% | −0.11 |
| MSFT Microsoft Corp. | Reduce -0.1% | 0.89% | −0.07 |
| BRK.B Berkshire Hathaway Inc. Class B | Reduce -4.3% | 0.45% | −0.06 |
| SPGP Invesco S&P 500 Garp ETF | Reduce -2.2% | 0.27% | −0.02 |
| IVOV Vanguard S&P Mid-Cap 400 Val | Reduce -0.2% | 0.25% | −0.02 |
Portfolio Buys Q2 2025 → Q3 2025
| LQD Ishr Ibx Usd Invgd CB ETF-Ui | Add +4154.0% | 16.03% | +15.61 |
| HYG Ishr Ibx Usd Hiyld CB ETF-Ui | Add +4020.7% | 16.00% | +15.57 |
| IYW iShares Ustechnology ETF | New | 5.44% | +5.44 |
| IVW iShares S&P 500 Growth ETF | New | 5.35% | +5.35 |
| QQQM Invesco Nasdaq 100 ETF | New | 5.30% | +5.30 |
| SCHX Schwab US Large-Cap ETF | New | 5.28% | +5.28 |
| EEM iShares MSCI Emerging Market | Add +168.0% | 5.35% | +3.32 |
| EFA iShares MSCI Eafe ETF | Add +164.2% | 5.08% | +3.01 |
| IDU iShares US Utilities ETF | Add +11.5% | 5.23% | +0.25 |
| ITB iShares U.S. Home Constructi | New | 0.25% | +0.25 |
| XLU St Sr Utl SL SE SPDR ETF-Usd | Add +53.9% | 0.68% | +0.21 |
| BIL SS SPDR BB 1-3M T-Bill ETF | New | 0.20% | +0.20 |
| SCHG Schwab US Large-Cap Growth | New | 0.17% | +0.17 |
| XLK SS Technology Select Sector | Add +19.8% | 0.87% | +0.14 |
| XLG Invesco S&P 500 Top 50 ETF | Add +7.0% | 2.23% | +0.10 |
| SPYM Ste STR SPDR PT S&P 500 ETF | Add +16.3% | 0.87% | +0.09 |
| AAPL Apple Inc. | Add +2.7% | 0.70% | +0.08 |
| COST Costco Wholesale Corp. | Add +32.5% | 0.30% | +0.03 |
| RVNU Xtrac Mun Inf Rev BD Act ETF | Add +12.4% | 0.62% | +0.02 |
| F Ford Motor Co. | Add +6.3% | 0.15% | +0.01 |
| USRT iShares Core US REIT ETF | Add +9.3% | 0.28% | +0.00 |
| NZF Nuveen Municipal Credit Inc. | Add +7.5% | 0.25% | +0.00 |
| MUB iShares National Muni Bond E | Add +11.0% | 0.19% | +0.00 |
| PSCC Invesco S&P Smallcap Consume | Add +11.8% | 0.25% | −0.00 |
| MIY BlackRock Muniyield Mi QLTY | Add +8.1% | 0.27% | −0.01 |
| MUNI PIMCO Intermediate Municipal | Add +9.2% | 0.61% | −0.01 |
| DTE DTE Energy Company | Add +0.1% | 0.26% | −0.01 |
| AMZN Amazon.com Inc. | Add +4.1% | 0.18% | −0.01 |
| FLMI Franklin Dynamic Municipal B | Add +6.0% | 0.56% | −0.02 |
| SMMU PIMCO SHRT TRM Muni BND ETF | Add +6.3% | 0.51% | −0.03 |
| IYE iShares U.S. Energy ETF | Add +5.8% | 5.21% | −0.07 |
| IYF iShares US Financials ETF | Add +2.0% | 5.51% | −0.30 |