Summit Financial Consulting LLC
In its 13F for Q1 2026 (holdings as of March 31, 2026, filed April 10, 2026), Summit Financial Consulting LLC reported 41 stock positions worth $139.7 million. Its top holding was Ishr Ibx Usd Invgd CB ETF-Ui (LQD) at 15.9% of the portfolio, followed by Ishr Ibx Usd Hiyld CB ETF-Ui (HYG, 15.9%) and Schwab US Large-Cap ETF (SCHX, 13.1%). Compared with Q4 2025, it opened 5 new positions, sold out of 7, added to 25 and reduced 9. The biggest buy was Schwab US Large-Cap ETF (SCHX, shares +160%) and the biggest sale iShares Ustechnology ETF (IYW, shares −95%).
- Most Recent 13F
- Q2 2026
- Location
- STERLING HEIGHTS, MI
- CIK
- 0002065794
- Portfolio Value
- $139.7M (Q1 2026)
- SEC Filing
- 0002065794-26-000002 ↗ filed Apr 10, 2026
Holdings Value
Holdings 41 stocks · $139.7M
| LQD Ishr Ibx Usd Invgd CB ETF-Ui | 15.94% | 204,293 | $22.3M | Add +3.4% |
| HYG Ishr Ibx Usd Hiyld CB ETF-Ui | 15.91% | 279,386 | $22.2M | Add +4.2% |
| SCHX Schwab US Large-Cap ETF | 13.08% | 712,672 | $18.3M | Add +160.3% |
| IYZ iShares US Telecommunication | 6.26% | 222,519 | $8.7M | Reduce -2.5% |
| EEM iShares MSCI Emerging Market | 5.45% | 134,070 | $7.6M | Reduce -2.3% |
| IJS iShares S&P Small-Cap 600 Va | 5.39% | 63,554 | $7.5M | New |
| VTWO Vanguard Russell 2000 ETF | 5.23% | 72,957 | $7.3M | New |
| QQQM Invesco Nasdaq 100 ETF | 5.01% | 29,457 | $7.0M | Reduce 0.0% |
| IYJ iShares U.S. Industrials ETF | 4.98% | 47,186 | $7.0M | New |
| IVW iShares S&P 500 Growth ETF | 4.94% | 60,999 | $6.9M | Add +0.4% |
| IYM iShares U.S. Basic Materials | 2.73% | 21,689 | $3.8M | New |
| XLG Invesco S&P 500 Top 50 ETF | 2.47% | 63,246 | $3.5M | Add +17.2% |
| XLU St Sr Utl SL SE SPDR ETF-Usd | 0.96% | 29,325 | $1.3M | Add +51.8% |
| XLK SS Technology Select Sector | 0.96% | 10,077 | $1.3M | Add +11.0% |
| TLT iShares 20+ Year Treasury BD | 0.77% | 12,468 | $1.1M | Add +3.3% |
| AGG iShares Core U.S. Aggregate | 0.76% | 10,728 | $1.1M | Add +4.0% |
| SPYM Ste STR SPDR PT S&P 500 ETF | 0.72% | 13,074 | $1.0M | Add +0.6% |
| RVNU Xtrac Mun Inf Rev BD Act ETF | 0.71% | 40,036 | $986K | Add +12.4% |
| MUNI PIMCO Intermediate Municipal | 0.68% | 18,313 | $956K | Add +13.2% |
| FLMI Franklin Dynamic Municipal B | 0.66% | 37,403 | $927K | Add +15.2% |
| AAPL Apple Inc. | 0.58% | 3,203 | $813K | Reduce -5.0% |
| MSFT Microsoft Corp. | 0.58% | 2,184 | $808K | Reduce -1.1% |
| SMMU PIMCO SHRT TRM Muni BND ETF | 0.55% | 15,252 | $769K | Add +4.5% |
| ITB iShares U.S. Home Constructi | 0.42% | 6,507 | $589K | Add +44.3% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.37% | 1,068 | $512K | Reduce -4.5% |
| NZF Nuveen Municipal Credit Inc. | 0.35% | 39,901 | $486K | Add +38.8% |
| USRT iShares Core US REIT ETF | 0.34% | 8,104 | $480K | Add +18.0% |
| AMZN Amazon.com Inc. | 0.33% | 2,219 | $462K | Add +6.5% |
| MIY BlackRock Muniyield Mi QLTY | 0.33% | 38,654 | $459K | Add +16.9% |
| COST Costco Wholesale Corp. | 0.31% | 435 | $433K | Add +6.1% |
| EPD Enterprise Products Partners | 0.27% | 9,833 | $372K | No change |
| NAD Nuveen Quality Municipal Inc. | 0.26% | 31,605 | $363K | No change |
| DTE DTE Energy Company | 0.25% | 2,433 | $356K | Add +3.7% |
| IYW iShares Ustechnology ETF | 0.23% | 1,803 | $327K | Reduce -95.4% |
| SCHG Schwab US Large-Cap Growth | 0.23% | 11,064 | $322K | Add +0.6% |
| SPGP Invesco S&P 500 Garp ETF | 0.22% | 2,812 | $303K | Reduce -0.6% |
| NVDA Nvidia Corp. | 0.17% | 1,386 | $242K | New |
| TSLA Tesla Inc. | 0.17% | 646 | $240K | Add +15.8% |
| MUB iShares National Muni Bond E | 0.16% | 2,065 | $219K | Reduce -11.0% |
| V Visa Inc. Class A | 0.14% | 662 | $200K | Add +6.8% |
| F Ford Motor Co. filed as FORD MTR CO | 0.11% | 13,323 | $154K | Add +0.8% |
Portfolio Sells Q4 2025 → Q1 2026
| IYW iShares Ustechnology ETF | Reduce -95.4% | 0.23% | −5.41 |
| EFA iShares MSCI Eafe ETF | Sold out | 0.00% | −5.30 |
| IYE iShares U.S. Energy ETF | Sold out | 0.00% | −5.29 |
| IYH iShares U.S. Healthcare ETF | Sold out | 0.00% | −5.19 |
| IDU iShares US Utilities ETF | Sold out | 0.00% | −5.15 |
| QQQM Invesco Nasdaq 100 ETF | Reduce 0.0% | 5.01% | −0.40 |
| PSCC Invesco S&P Smallcap Consume | Sold out | 0.00% | −0.26 |
| BIL SS SPDR BB 1-3M T-Bill ETF | Sold out | 0.00% | −0.21 |
| XLE SS Energy Select Sector | Sold out | 0.00% | −0.21 |
| MSFT Microsoft Corp. | Reduce -1.1% | 0.58% | −0.20 |
| AAPL Apple Inc. | Reduce -5.0% | 0.58% | −0.08 |
| BRK.B Berkshire Hathaway Inc. Class B | Reduce -4.5% | 0.37% | −0.04 |
| MUB iShares National Muni Bond E | Reduce -11.0% | 0.16% | −0.02 |
| SPGP Invesco S&P 500 Garp ETF | Reduce -0.6% | 0.22% | −0.02 |
| EEM iShares MSCI Emerging Market | Reduce -2.3% | 5.45% | −0.00 |
| IYZ iShares US Telecommunication | Reduce -2.5% | 6.26% | +0.64 |
Portfolio Buys Q4 2025 → Q1 2026
| SCHX Schwab US Large-Cap ETF | Add +160.3% | 13.08% | +7.73 |
| IJS iShares S&P Small-Cap 600 Va | New | 5.39% | +5.39 |
| VTWO Vanguard Russell 2000 ETF | New | 5.23% | +5.23 |
| IYJ iShares U.S. Industrials ETF | New | 4.98% | +4.98 |
| IYM iShares U.S. Basic Materials | New | 2.73% | +2.73 |
| XLU St Sr Utl SL SE SPDR ETF-Usd | Add +51.8% | 0.96% | +0.36 |
| HYG Ishr Ibx Usd Hiyld CB ETF-Ui | Add +4.2% | 15.91% | +0.21 |
| NVDA Nvidia Corp. | New | 0.17% | +0.17 |
| XLG Invesco S&P 500 Top 50 ETF | Add +17.2% | 2.47% | +0.15 |
| LQD Ishr Ibx Usd Invgd CB ETF-Ui | Add +3.4% | 15.94% | +0.13 |
| ITB iShares U.S. Home Constructi | Add +44.3% | 0.42% | +0.11 |
| NZF Nuveen Municipal Credit Inc. | Add +38.8% | 0.35% | +0.09 |
| FLMI Franklin Dynamic Municipal B | Add +15.2% | 0.66% | +0.08 |
| RVNU Xtrac Mun Inf Rev BD Act ETF | Add +12.4% | 0.71% | +0.07 |
| MUNI PIMCO Intermediate Municipal | Add +13.2% | 0.68% | +0.07 |
| USRT iShares Core US REIT ETF | Add +18.0% | 0.34% | +0.06 |
| COST Costco Wholesale Corp. | Add +6.1% | 0.31% | +0.05 |
| MIY BlackRock Muniyield Mi QLTY | Add +16.9% | 0.33% | +0.05 |
| DTE DTE Energy Company | Add +3.7% | 0.25% | +0.03 |
| SMMU PIMCO SHRT TRM Muni BND ETF | Add +4.5% | 0.55% | +0.02 |
| AGG iShares Core U.S. Aggregate | Add +4.0% | 0.76% | +0.01 |
| TLT iShares 20+ Year Treasury BD | Add +3.3% | 0.77% | +0.01 |
| XLK SS Technology Select Sector | Add +11.0% | 0.96% | +0.01 |
| TSLA Tesla Inc. | Add +15.8% | 0.17% | −0.01 |
| V Visa Inc. Class A | Add +6.8% | 0.14% | −0.01 |
| F Ford Motor Co. | Add +0.8% | 0.11% | −0.02 |
| AMZN Amazon.com Inc. | Add +6.5% | 0.33% | −0.02 |
| SCHG Schwab US Large-Cap Growth | Add +0.6% | 0.23% | −0.03 |
| SPYM Ste STR SPDR PT S&P 500 ETF | Add +0.6% | 0.72% | −0.04 |
| IVW iShares S&P 500 Growth ETF | Add +0.4% | 4.94% | −0.50 |