Summit Financial Strategies, Inc.

In its 13F for Q4 2024 (holdings as of December 31, 2024, filed January 22, 2025), Summit Financial Strategies, Inc. reported 148 stock positions worth $906.0 million. Its top holding was Dimensional International (DFIC) at 10.9% of the portfolio, followed by Schwab US Broad Market ETF (SCHB, 10.2%) and Fidelity Total Bond ETF (FBND, 8.6%). Compared with Q3 2024, it opened 4 new positions, sold out of 5, added to 44 and reduced 50. The biggest buy was Schwab US Aggregate Bond ETF (SCHZ, shares +151%) and the biggest sale Packaging Corp. of America (PKG, shares −8%).

Most Recent 13F
Q2 2026
Location
Columbus, OH
CIK
0001625246
Portfolio Value
$906.0M (Q4 2024)
SEC Filing
0001172661-25-000296 ↗ filed Jan 22, 2025

Holdings Value

0$500.0M$1.0B$1.5B Q1 2024: $716.9M Q1 2024 Q2 2024: $804.1M Q2 2024 Q3 2024: $888.3M Q3 2024 Q4 2024: $906.0M $906.0M Q4 2024 Q1 2025: $991.5M Q1 2025 Q2 2025: $1.1B Q2 2025 Q3 2025: $1.2B Q3 2025 Q4 2025: $1.2B Q4 2025 Q1 2026: $1.3B Q1 2026 Q2 2026: $1.4B Q2 2026

Holdings 148 stocks · $906.0M
DFIC Dimensional International Co. 10.86% 3,806,450 $98.4M Add +5.0%
SCHB Schwab US Broad Market ETF 10.15% 4,053,079 $92.0M Reduce -2.7%
FBND Fidelity Total Bond ETF 8.60% 1,737,448 $78.0M Add +9.3%
IVV iShares Core S&P 500 ETF 8.46% 130,184 $76.6M Add +1.9%
SCHM Schwab US Mid Cap ETF 5.93% 1,939,998 $53.8M Reduce -1.7%
DFLV Dim US Large Cap Value ETF 5.57% 1,679,078 $50.4M Add +10.7%
AVEM Avantis Emerging Markets Eq 5.48% 844,484 $49.6M Add +4.7%
PKG Packaging Corp. of America 5.34% 214,757 $48.3M Reduce -8.4%
VBK Van Morst SML-Cap Gro-Usd Inc. 4.29% 138,805 $38.9M Add +0.5%
IJH iShares Core S&P Midcap ETF 4.18% 607,553 $37.9M Add +4.4%
SCHA Schwab US Small-Cap ETF 3.12% 1,094,246 $28.3M Reduce -0.9%
IJR iShares Core S&P Small-Cap E 2.51% 197,522 $22.8M Add +3.1%
DFGR Dim Global Real Estate ETF 2.09% 741,406 $18.9M Add +7.3%
AAPL Apple Inc. 1.93% 69,809 $17.5M Reduce -0.6%
DFAT Dimensional US Target Value 1.92% 312,233 $17.4M Add +8.5%
BRK.B Berkshire Hathaway Inc. Class B 1.49% 29,783 $13.5M Reduce -2.4%
SCHZ Schwab US Aggregate Bond ETF 1.22% 488,460 $11.1M Add +151.4%
MSFT Microsoft Corp. 1.16% 24,868 $10.5M Reduce -1.1%
WMT Walmart Inc. 0.85% 84,810 $7.7M Reduce -0.8%
VOO Vanguard S&P 500 ETF 0.71% 11,910 $6.4M Reduce -2.0%
SCHF Schwab Intl Equity ETF 0.60% 294,429 $5.4M Reduce -0.9%
JCPB JPMorgan Core Plus Bond ETF 0.52% 102,791 $4.7M New
EFA iShares MSCI Eafe ETF 0.51% 61,413 $4.6M Reduce -0.6%
JMUB JPMorgan Municipal ETF 0.48% 86,964 $4.4M Add +6.2%
TSLA Tesla Inc. 0.48% 10,772 $4.4M Add +14.0%
IWB iShares Russell 1000 ETF 0.45% 12,722 $4.1M Reduce -0.9%
DFUV Dimensional US Marketwide Va 0.44% 97,927 $4.0M Reduce -0.2%
VEA Vanguard Ftse Developed ETF 0.44% 83,198 $4.0M Reduce -0.1%
SCHX Schwab US Large-Cap ETF 0.41% 158,935 $3.7M Reduce -1.0%
VWO Vanguard Ftse Emerging Marke 0.38% 78,288 $3.4M Reduce -1.3%
CIVB Civista Bancshares Inc. 0.33% 143,774 $3.0M Reduce -0.6%
SPY SS SPDR S&P 500 ETF Trust-US 0.33% 5,151 $3.0M Reduce -1.1%
JPM JPMorgan Chase & Co. 0.28% 10,503 $2.5M Reduce -2.1%
IWR iShares Russell Mid-Cap ETF 0.28% 28,384 $2.5M Reduce -0.8%
SCHP Schwab U.S. Tips ETF 0.27% 94,683 $2.4M Add +9.5%
EFV iShares MSCI Eafe Value ETF 0.27% 46,594 $2.4M Reduce -1.2%
GLD SPDR Gold Shares 0.27% 10,080 $2.4M No change
IWF iShares Russell 1000 Growth 0.22% 5,021 $2.0M Reduce -1.2%
AMZN Amazon.com Inc. 0.21% 8,735 $1.9M Reduce -1.0%
PG The Procter & Gamble Co. 0.20% 11,066 $1.9M Reduce -0.3%
IWD iShares Russell 1000 Value E 0.20% 9,653 $1.8M No change
BSV Vanguard Short-Term Bond ETF 0.19% 22,839 $1.8M Add +3.9%
PRK Park National Corp. 0.19% 10,042 $1.7M Add +9.2%
VO Vngrd Mrngstr MD-Cap ETF-Usd 0.19% 6,449 $1.7M Add +9.9%
ABBV Abbvie Inc. 0.19% 9,457 $1.7M Add +88.5%
ET Energy Transfer LP 0.18% 85,475 $1.7M Add +1.8%
NVDA Nvidia Corp. 0.18% 12,150 $1.6M Reduce -2.2%
LLY Eli Lilly & Co. 0.17% 2,049 $1.6M Reduce -2.7%
GOOGL Alphabet Inc. Class A 0.17% 8,248 $1.6M Reduce -1.0%
XOM Exxon Mobil Corp. 0.16% 13,342 $1.4M Add +12.7%
VTI VG Morningstar TS MKT ETF-US 0.15% 4,826 $1.4M Add +2.3%
IVW iShares S&P 500 Growth ETF 0.15% 13,392 $1.4M No change
VUG Vanguard Mrngstar GR ETF-Sui 0.15% 3,222 $1.3M Reduce -9.4%
IWM iShares Russell 2000 ETF 0.13% 5,526 $1.2M Reduce -0.3%
VTV Vanguard Mrngstr Val ETF-Aui 0.13% 7,185 $1.2M Add +0.3%
ABT Abbott Laboratories 0.12% 9,603 $1.1M Add +13.0%
TXN Texas Instruments Inc. 0.12% 5,791 $1.1M No change
IVOO Vanguard S&P Mid-Cap 400 ETF 0.12% 9,954 $1.1M No change
SCHG Schwab US Large-Cap Growth 0.11% 34,542 $963K No change
VSS Vanguard Ftse All Wo X-US SC 0.10% 8,258 $945K Add +21.9%
AMAT Applied Materials Inc. 0.10% 5,327 $866K Add +1.3%
VEU Vanguard Ftse All-World Ex-U 0.09% 13,689 $786K Reduce -4.5%
JAAA Janus Henderson Aaa Clo ETF 0.09% 15,209 $771K Add +96.0%
JNJ Johnson & Johnson 0.08% 5,207 $753K Reduce -8.9%
ECL Ecolab Inc. 0.08% 3,177 $744K No change
UNH Unitedhealth Group Inc. 0.08% 1,365 $690K No change
CAT Caterpillar Inc. 0.08% 1,878 $681K No change
BNY Bank of New York Mellon Corp. filed as BANK NEW YORK MELLON CORP 0.07% 8,450 $649K No change
SMMU PIMCO SHRT TRM Muni BND ETF 0.07% 12,455 $621K Add +38.4%
QQQ Invesco QQQ Trust Series 1 0.07% 1,185 $606K Add +13.0%
SPYM Ste STR SPDR PT S&P 500 ETF 0.07% 8,710 $600K Reduce -0.9%
AGG iShares Core U.S. Aggregate 0.07% 6,185 $599K Add +2.0%
CINF Cincinnati Financial Corp. 0.06% 4,052 $582K No change
DVY iShares Select Dividend ETF 0.06% 4,392 $577K No change
GOOG Alphabet Inc. Class C 0.06% 3,023 $576K Reduce -0.9%
ETN Eaton Corp. PLC 0.06% 1,690 $561K Reduce -7.7%
SPXL Direxion Daily S&P 500 Bull 0.06% 3,242 $547K Reduce -1.3%
MRK Merck & Co. Inc. 0.06% 5,400 $537K No change
WOR Worthington Enterprises Inc. 0.06% 13,362 $536K Reduce -0.5%
HD Home Depot Inc. 0.06% 1,320 $513K No change
HBAN Huntington Bancshares Inc. 0.06% 31,022 $505K Add +0.1%
IAGG iShares Intl Aggregate Bond 0.05% 9,865 $492K Add +57.9%
SCHH Schwab US REIT ETF 0.05% 23,381 $492K Add +11.2%
MCD McDonald's Corp. 0.05% 1,698 $492K Add +0.2%
NFLX Netflix Inc. 0.05% 550 $490K Reduce -0.5%
AEP American Electric Power 0.05% 5,270 $486K Add +6.9%
DGRO iShares Core Dividend Growth 0.05% 7,692 $472K No change
MTD Mettler-Toledo International 0.05% 380 $465K No change
DIS The Walt Disney Co. filed as DISNEY WALT CO 0.05% 4,103 $457K No change
WYY Widepoint Corp. 0.05% 91,816 $444K Reduce -7.8%
VOE Vngrd Mrngstr MD-Cap Val ETF 0.05% 2,707 $438K Add +81.9%
VHT Vanguard Health Care ETF 0.05% 1,706 $433K Reduce -0.7%
IWV iShares Russell 3000 ETF 0.05% 1,232 $412K No change
DE Deere & Co. 0.05% 966 $409K No change
VIOO Vanguard S&P Small-Cap 600 E 0.04% 3,768 $400K No change
VBR Vngrd Mrngst SL-CP Val ETF-U 0.04% 1,969 $390K Add +1.3%
SCHE Schwab Emrg Mrkts Eqty ETF 0.04% 14,266 $380K Reduce -0.2%
CVX Chevron Corp. 0.04% 2,612 $378K Add +0.1%
PRF Invesco Rafi US 1000 ETF 0.04% 9,239 $373K No change
AMGN Amgen Inc. 0.04% 1,400 $365K No change
IBP Installed Building Products 0.04% 2,050 $359K No change
EEM iShares MSCI Emerging Market 0.04% 8,516 $356K No change
GSLC Goldman Activebeta US LC ETF 0.04% 3,085 $355K No change
SCHC Schwab Intl Small-Cap Equity 0.04% 10,276 $353K Add +2.8%
BIL SS SPDR BB 1-3M T-Bill ETF 0.04% 3,824 $350K No change
BAC Bank of America Corp. filed as BANK AMERICA CORP 0.04% 7,776 $342K Reduce -8.5%
META Meta Platforms Inc. Class A 0.04% 583 $342K Add +2.6%
VTIP Vanguard Short-Term Tips 0.04% 6,940 $336K Reduce -1.3%
AVLV Avantis US Large Cap Value 0.04% 5,020 $335K No change
VGT Vanguard Info Tech ETF 0.04% 528 $328K No change
COST Costco Wholesale Corp. 0.04% 353 $323K Reduce -1.4%
DFAC Dimensional US Core Equity 2 0.04% 9,343 $323K No change
UPST Upstart Holdings Inc. 0.03% 4,561 $281K Reduce -56.1%
NKE Nike Inc. Class B 0.03% 3,700 $280K Reduce -2.0%
GEF Greif Inc. Class A 0.03% 4,563 $279K Reduce -6.7%
WS Worthington Steel Inc. 0.03% 8,696 $277K Reduce -35.2%
XLF SS Financial Select Sector 0.03% 5,672 $274K No change
IJT iShares S&P Small-Cap 600 GR 0.03% 1,941 $263K Reduce -4.8%
LMT Lockheed Martin Corp. 0.03% 538 $261K Add +0.9%
BND Vanguard Total Bond Market 0.03% 3,623 $261K Reduce -26.2%
DTE DTE Energy Company 0.03% 2,133 $258K No change
PDN Inv Rafi Dev MKT US SM-Usdin 0.03% 8,069 $255K No change
UA Under Armour Inc. Class C 0.03% 33,195 $248K Add +71.0%
XLE SS Energy Select Sector 0.03% 2,882 $247K No change
ACWI iShares MSCI Acwi ETF 0.03% 2,077 $244K Add +0.1%
QCRH QCR Holdings Inc. 0.03% 2,987 $241K Reduce -12.1%
VZ Verizon Communications Inc. 0.03% 5,929 $237K Add +8.8%
CENTA Central Garden and Pet Co. Class A 0.03% 7,165 $237K New
VOT Vngrd Mrngstr MC GRW ETF-Usd 0.03% 928 $235K No change
EPD Enterprise Products Partners 0.02% 7,178 $225K No change
UNP Union Pacific Corp. 0.02% 977 $223K No change
IYH iShares U.S. Healthcare ETF 0.02% 3,820 $223K No change
MDT Medtronic PLC 0.02% 2,769 $221K Add +0.6%
USO United States Oil Fund LP 0.02% 2,925 $221K No change
STWD Starwood Property Trust Inc. 0.02% 10,903 $207K No change
VPU Vanguard Utilities ETF 0.02% 1,254 $205K No change
PEP Pepsico Inc. 0.02% 1,329 $202K No change
PLD Prologis Inc. 0.02% 1,900 $201K No change
TIP iShares Tips Bond ETF 0.02% 1,884 $201K New
MMM 3M Co. 0.02% 1,554 $201K No change
DFAW Dimensional World Eqty ETF 0.02% 3,208 $200K No change
XCHYX Calamos Convert & High Inc. 0.02% 16,489 $200K No change
MYO Myomo Inc. 0.01% 10,000 $64K No change
CDLX Cardlytics Inc. 0.01% 14,000 $52K No change
IVDA Iveda Solutions Inc. 0.01% 10,000 $49K No change
AGL Agilon Health Inc. 0.00% 16,569 $31K No change
5E ADVANCED MATERIALS INC 0.00% 44,280 $28K No change
FNGR Fingermotion Inc. 0.00% 10,000 $12K New

Portfolio Sells Q3 2024 → Q4 2024
PKG Packaging Corp. of America Reduce -8.4% 5.34% −0.35
SCHB Schwab US Broad Market ETF Reduce -2.7% 10.15% −0.24
SCHM Schwab US Mid Cap ETF Reduce -1.7% 5.93% −0.22
BRK.B Berkshire Hathaway Inc. Class B Reduce -2.4% 1.49% −0.09
SCHF Schwab Intl Equity ETF Reduce -0.9% 0.60% −0.09
MZTI The Marzetti Company Sold out 0.00% −0.09
SCHA Schwab US Small-Cap ETF Reduce -0.9% 3.12% −0.08
EFA iShares MSCI Eafe ETF Reduce -0.6% 0.51% −0.07
MSFT Microsoft Corp. Reduce -1.1% 1.16% −0.06
KR Kroger Co. Sold out 0.00% −0.06
VEA Vanguard Ftse Developed ETF Reduce -0.1% 0.44% −0.06
VWO Vanguard Ftse Emerging Marke Reduce -1.3% 0.38% −0.05
EFV iShares MSCI Eafe Value ETF Reduce -1.2% 0.27% −0.04
LLY Eli Lilly & Co. Reduce -2.7% 0.17% −0.04
TMO Thermo Fisher Scientific Inc. Sold out 0.00% −0.02
SBUX Starbucks Corp. Sold out 0.00% −0.02
GE General Electric Sold out 0.00% −0.02
JNJ Johnson & Johnson Reduce -8.9% 0.08% −0.02
WS Worthington Steel Inc. Reduce -35.2% 0.03% −0.02
DFUV Dimensional US Marketwide Va Reduce -0.2% 0.44% −0.02
UPST Upstart Holdings Inc. Reduce -56.1% 0.03% −0.02
VEU Vanguard Ftse All-World Ex-U Reduce -4.5% 0.09% −0.01
VOO Vanguard S&P 500 ETF Reduce -2.0% 0.71% −0.01
BND Vanguard Total Bond Market Reduce -26.2% 0.03% −0.01
PG The Procter & Gamble Co. Reduce -0.3% 0.20% −0.01
VUG Vanguard Mrngstar GR ETF-Sui Reduce -9.4% 0.15% −0.01
IWR iShares Russell Mid-Cap ETF Reduce -0.8% 0.28% −0.01
VHT Vanguard Health Care ETF Reduce -0.7% 0.05% −0.01
NKE Nike Inc. Class B Reduce -2.0% 0.03% −0.01
ETN Eaton Corp. PLC Reduce -7.7% 0.06% −0.01
SCHE Schwab Emrg Mrkts Eqty ETF Reduce -0.2% 0.04% −0.01
GEF Greif Inc. Class A Reduce -6.7% 0.03% −0.00
WOR Worthington Enterprises Inc. Reduce -0.5% 0.06% −0.00
SPY SS SPDR S&P 500 ETF Trust-US Reduce -1.1% 0.33% −0.00
IWM iShares Russell 2000 ETF Reduce -0.3% 0.13% −0.00
IJT iShares S&P Small-Cap 600 GR Reduce -4.8% 0.03% −0.00
IWB iShares Russell 1000 ETF Reduce -0.9% 0.45% −0.00
SCHX Schwab US Large-Cap ETF Reduce -1.0% 0.41% −0.00
VTIP Vanguard Short-Term Tips Reduce -1.3% 0.04% −0.00
QCRH QCR Holdings Inc. Reduce -12.1% 0.03% −0.00
SPYM Ste STR SPDR PT S&P 500 ETF Reduce -0.9% 0.07% −0.00
SPXL Direxion Daily S&P 500 Bull Reduce -1.3% 0.06% −0.00
BAC Bank of America Corp. Reduce -8.5% 0.04% −0.00
COST Costco Wholesale Corp. Reduce -1.4% 0.04% 0.00
GOOG Alphabet Inc. Class C Reduce -0.9% 0.06% +0.01
IWF iShares Russell 1000 Growth Reduce -1.2% 0.22% +0.01
WYY Widepoint Corp. Reduce -7.8% 0.05% +0.01
NFLX Netflix Inc. Reduce -0.5% 0.05% +0.01
NVDA Nvidia Corp. Reduce -2.2% 0.18% +0.01
GOOGL Alphabet Inc. Class A Reduce -1.0% 0.17% +0.02

Portfolio Buys Q3 2024 → Q4 2024
SCHZ Schwab US Aggregate Bond ETF Add +151.4% 1.22% +0.70
JCPB JPMorgan Core Plus Bond ETF New 0.52% +0.52
DFLV Dim US Large Cap Value ETF Add +10.7% 5.57% +0.31
FBND Fidelity Total Bond ETF Add +9.3% 8.60% +0.24
TSLA Tesla Inc. Add +14.0% 0.48% +0.20
IVV iShares Core S&P 500 ETF Add +1.9% 8.46% +0.16
VBK Van Morst SML-Cap Gro-Usd Inc. Add +0.5% 4.29% +0.13
DFAT Dimensional US Target Value Add +8.5% 1.92% +0.12
IJH iShares Core S&P Midcap ETF Add +4.4% 4.18% +0.10
ABBV Abbvie Inc. Add +88.5% 0.19% +0.07
JAAA Janus Henderson Aaa Clo ETF Add +96.0% 0.09% +0.04
ET Energy Transfer LP Add +1.8% 0.18% +0.03
CENTA Central Garden and Pet Co. Class A New 0.03% +0.03
TIP iShares Tips Bond ETF New 0.02% +0.02
VOE Vngrd Mrngstr MD-Cap Val ETF Add +81.9% 0.05% +0.02
IAGG iShares Intl Aggregate Bond Add +57.9% 0.05% +0.02
SMMU PIMCO SHRT TRM Muni BND ETF Add +38.4% 0.07% +0.02
PRK Park National Corp. Add +9.2% 0.19% +0.02
VO Vngrd Mrngstr MD-Cap ETF-Usd Add +9.9% 0.19% +0.01
ABT Abbott Laboratories Add +13.0% 0.12% +0.01
QQQ Invesco QQQ Trust Series 1 Add +13.0% 0.07% +0.01
UA Under Armour Inc. Class C Add +71.0% 0.03% +0.01
SCHP Schwab U.S. Tips ETF Add +9.5% 0.27% +0.01
JMUB JPMorgan Municipal ETF Add +6.2% 0.48% +0.01
VSS Vanguard Ftse All Wo X-US SC Add +21.9% 0.10% +0.01
HBAN Huntington Bancshares Inc. Add +0.1% 0.06% +0.00
VTI VG Morningstar TS MKT ETF-US Add +2.3% 0.15% +0.00
XOM Exxon Mobil Corp. Add +12.7% 0.16% +0.00
FNGR Fingermotion Inc. New 0.00% +0.00
META Meta Platforms Inc. Class A Add +2.6% 0.04% +0.00
BSV Vanguard Short-Term Bond ETF Add +3.9% 0.19% +0.00
SCHH Schwab US REIT ETF Add +11.2% 0.05% −0.00
VBR Vngrd Mrngst SL-CP Val ETF-U Add +1.3% 0.04% −0.00
ACWI iShares MSCI Acwi ETF Add +0.1% 0.03% −0.00
VZ Verizon Communications Inc. Add +8.8% 0.03% −0.00
CVX Chevron Corp. Add +0.1% 0.04% −0.00
AGG iShares Core U.S. Aggregate Add +2.0% 0.07% −0.00
AEP American Electric Power Add +6.9% 0.05% −0.00
MDT Medtronic PLC Add +0.6% 0.02% −0.00
MCD McDonald's Corp. Add +0.2% 0.05% −0.00
SCHC Schwab Intl Small-Cap Equity Add +2.8% 0.04% −0.00
LMT Lockheed Martin Corp. Add +0.9% 0.03% −0.01
VTV Vanguard Mrngstr Val ETF-Aui Add +0.3% 0.13% −0.01
IJR iShares Core S&P Small-Cap E Add +3.1% 2.51% −0.01
AMAT Applied Materials Inc. Add +1.3% 0.10% −0.02
DFGR Dim Global Real Estate ETF Add +7.3% 2.09% −0.15
AVEM Avantis Emerging Markets Eq Add +4.7% 5.48% −0.39
DFIC Dimensional International Co. Add +5.0% 10.86% −0.63

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 172$1.4BDFIC, IVV, JCPB, FBND, DFLV
Q1 2026 169$1.3BDFIC, JCPB, IVV, FBND, DFLV
Q4 2025 166$1.2BDFIC, JCPB, IVV, FBND, SCHB
Q3 2025 158$1.2BDFIC, JCPB, IVV, FBND, SCHB
Q2 2025 155$1.1BDFIC, JCPB, FBND, SCHB, IVV
Q1 2025 148$991.5MDFIC, JCPB, FBND, SCHB, IVV
Q4 2024 148$906.0MDFIC, SCHB, FBND, IVV, SCHM
Q3 2024 149$888.3MDFIC, SCHB, FBND, IVV, SCHM
Q2 2024 147$804.1MDFIC, SCHB, IVV, FBND, SCHM
Q1 2024 150$716.9MDFIC, SCHB, IVV, SCHM, AVEM