Summit Financial Strategies, Inc.
In its 13F for Q4 2025 (holdings as of December 31, 2025, filed January 27, 2026), Summit Financial Strategies, Inc. reported 166 stock positions worth $1.2 billion. Its top holding was Dimensional International (DFIC) at 11.0% of the portfolio, followed by JPMorgan Core Plus Bond ETF (JCPB, 9.5%) and iShares Core S&P 500 ETF (IVV, 8.3%). Compared with Q3 2025, it opened 17 new positions, sold out of 9, added to 69 and reduced 39. The biggest buy was a new position in Vanguard Russell 1000 Growth (VONG) and the biggest sale Schwab US Broad Market ETF (SCHB, shares −10%).
- Most Recent 13F
- Q2 2026
- Location
- Columbus, OH
- CIK
- 0001625246
- Portfolio Value
- $1.2B (Q4 2025)
- SEC Filing
- 0001172661-26-000321 ↗ filed Jan 27, 2026
Holdings Value
Holdings 166 stocks · $1.2B
| DFIC Dimensional International Co. | 10.97% | 3,874,957 | $133.5M | Add +0.8% |
| JCPB JPMorgan Core Plus Bond ETF | 9.54% | 2,450,460 | $116.0M | Add +7.5% |
| IVV iShares Core S&P 500 ETF | 8.32% | 147,751 | $101.2M | Add +3.9% |
| FBND Fidelity Total Bond ETF | 7.91% | 2,090,807 | $96.3M | Add +4.3% |
| SCHB Schwab US Broad Market ETF | 6.86% | 3,183,036 | $83.5M | Reduce -10.1% |
| DFLV Dim US Large Cap Value ETF | 6.19% | 2,201,232 | $75.3M | Add +9.7% |
| AVEM Avantis Emerging Markets Eq | 5.42% | 856,409 | $66.0M | Reduce -0.4% |
| IJH iShares Core S&P Midcap ETF | 4.58% | 844,176 | $55.7M | Add +12.0% |
| PKG Packaging Corp. of America | 4.12% | 243,253 | $50.2M | Add +0.0% |
| SCHM Schwab US Mid Cap ETF | 3.88% | 1,568,534 | $47.2M | Reduce -9.0% |
| VBK Van Morst SML-Cap Gro-Usd Inc. | 3.43% | 138,276 | $41.8M | Reduce -1.3% |
| IJR iShares Core S&P Small-Cap E | 2.78% | 281,657 | $33.8M | Add +9.5% |
| SCHA Schwab US Small-Cap ETF | 2.14% | 912,824 | $26.0M | Reduce -8.6% |
| DFGR Dim Global Real Estate ETF | 2.08% | 957,430 | $25.3M | Add +10.1% |
| DFAT Dimensional US Target Value | 2.02% | 412,629 | $24.6M | Add +6.4% |
| AAPL Apple Inc. | 1.54% | 68,912 | $18.7M | Add +0.8% |
| BRK.B Berkshire Hathaway Inc. Class B | 1.07% | 26,009 | $13.1M | Reduce -1.5% |
| MSFT Microsoft Corp. | 0.85% | 21,377 | $10.3M | Reduce -0.3% |
| SCHZ Schwab US Aggregate Bond ETF | 0.80% | 414,423 | $9.7M | Reduce -10.9% |
| WMT Walmart Inc. | 0.77% | 83,659 | $9.3M | Reduce -0.0% |
| VOO Vanguard S&P 500 ETF | 0.76% | 14,819 | $9.3M | Add +2.4% |
| VONG Vanguard Russell 1000 Growth | 0.76% | 76,027 | $9.3M | New |
| JMUB JPMorgan Municipal ETF | 0.55% | 132,043 | $6.7M | Add +10.2% |
| SCHF Schwab Intl Equity ETF | 0.44% | 224,678 | $5.4M | Reduce -16.1% |
| EFA iShares MSCI Eafe ETF | 0.42% | 53,433 | $5.1M | Reduce -3.8% |
| VEA Vanguard Ftse Developed ETF | 0.40% | 77,241 | $4.8M | Reduce -1.6% |
| IWB iShares Russell 1000 ETF | 0.39% | 12,743 | $4.8M | Reduce -0.3% |
| TSLA Tesla Inc. | 0.37% | 10,057 | $4.5M | Reduce -1.6% |
| DFUV Dimensional US Marketwide Va | 0.37% | 96,558 | $4.5M | No change |
| SCHX Schwab US Large-Cap ETF | 0.35% | 158,218 | $4.3M | No change |
| IWF iShares Russell 1000 Growth | 0.35% | 8,951 | $4.2M | Add +11.8% |
| JAAA Janus Henderson Aaa Clo ETF | 0.33% | 80,435 | $4.1M | Add +19.6% |
| GLD SPDR Gold Shares | 0.33% | 10,255 | $4.1M | Add +0.2% |
| VWO Vanguard Ftse Emerging Marke | 0.30% | 68,523 | $3.7M | Reduce -6.7% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.30% | 5,362 | $3.7M | Add +2.5% |
| JPM JPMorgan Chase & Co. | 0.28% | 10,754 | $3.5M | Add +5.3% |
| CIVB Civista Bancshares Inc. | 0.26% | 142,614 | $3.2M | Reduce -0.2% |
| SCHP Schwab U.S. Tips ETF | 0.25% | 115,058 | $3.0M | Add +4.8% |
| BRK.A Berkshire Hathaway Inc. Class A | 0.25% | 4 | $3.0M | No change |
| IWR iShares Russell Mid-Cap ETF | 0.25% | 31,312 | $3.0M | Reduce -0.3% |
| EFV iShares MSCI Eafe Value ETF | 0.24% | 41,008 | $2.9M | Reduce -3.0% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 0.24% | 10,081 | $2.9M | Add +4.3% |
| AVLV Avantis US Large Cap Value | 0.23% | 36,588 | $2.8M | Reduce -0.6% |
| PRK Park National Corp. | 0.19% | 15,447 | $2.4M | No change |
| NVDA Nvidia Corp. | 0.19% | 12,500 | $2.3M | Add +5.4% |
| GOOGL Alphabet Inc. Class A | 0.19% | 7,248 | $2.3M | Add +3.9% |
| ABBV Abbvie Inc. | 0.18% | 9,479 | $2.2M | Reduce -0.2% |
| IWD iShares Russell 1000 Value E | 0.17% | 9,975 | $2.1M | Add +2.8% |
| LLY Eli Lilly & Co. | 0.16% | 1,820 | $2.0M | Reduce -5.7% |
| AMZN Amazon.com Inc. | 0.16% | 8,365 | $1.9M | Add +8.4% |
| VTV Vanguard Mrngstr Val ETF-Aui | 0.14% | 9,206 | $1.8M | Add +10.1% |
| VTI VG Morningstar TS MKT ETF-US | 0.14% | 5,096 | $1.7M | Add +2.7% |
| VSS Vanguard Ftse All Wo X-US SC | 0.14% | 11,831 | $1.7M | Add +17.5% |
| SMMU PIMCO SHRT TRM Muni BND ETF | 0.14% | 32,759 | $1.7M | Add +12.3% |
| IVW iShares S&P 500 Growth ETF | 0.13% | 13,019 | $1.6M | Add +0.1% |
| PG The Procter & Gamble Co. | 0.12% | 10,148 | $1.5M | Add +6.4% |
| XOM Exxon Mobil Corp. | 0.12% | 12,051 | $1.5M | Add +1.8% |
| ET Energy Transfer LP | 0.12% | 85,238 | $1.4M | Add +0.6% |
| GOOG Alphabet Inc. Class C | 0.11% | 4,369 | $1.4M | Add +8.1% |
| AMAT Applied Materials Inc. | 0.11% | 5,331 | $1.4M | Add +2.9% |
| IWM iShares Russell 2000 ETF | 0.11% | 5,492 | $1.4M | Add +0.9% |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.10% | 2,547 | $1.2M | Add +7.2% |
| CAT Caterpillar Inc. | 0.09% | 1,949 | $1.1M | Add +5.6% |
| IVOO Vanguard S&P Mid-Cap 400 ETF | 0.09% | 9,954 | $1.1M | No change |
| JNJ Johnson & Johnson | 0.09% | 5,261 | $1.1M | Add +8.3% |
| ABT Abbott Laboratories | 0.08% | 8,153 | $1.0M | Add +0.1% |
| TXN Texas Instruments Inc. | 0.08% | 5,791 | $1.0M | No change |
| BNY Bank of New York Mellon Corp. filed as BANK NEW YORK MELLON CORP | 0.08% | 8,478 | $984K | No change |
| VEU Vanguard Ftse All-World Ex-U | 0.08% | 13,334 | $981K | No change |
| VOE Vngrd Mrngstr MD-Cap Val ETF | 0.08% | 5,201 | $923K | Add +7.1% |
| SCHG Schwab US Large-Cap Growth | 0.07% | 26,417 | $862K | Reduce -1.6% |
| ECL Ecolab Inc. | 0.07% | 3,177 | $834K | No change |
| PULS Pgim Ultra Short Bond ETF | 0.07% | 16,239 | $805K | Add +27.9% |
| IBP Installed Building Products | 0.06% | 2,896 | $751K | Add +37.3% |
| SPYM Ste STR SPDR PT S&P 500 ETF | 0.06% | 9,151 | $734K | Reduce -3.2% |
| QQQ Invesco QQQ Trust Series 1 | 0.06% | 1,174 | $721K | Add +0.3% |
| WOR Worthington Enterprises Inc. | 0.06% | 13,429 | $693K | No change |
| HBAN Huntington Bancshares Inc. | 0.05% | 38,186 | $663K | Add +0.1% |
| CINF Cincinnati Financial Corp. | 0.05% | 4,052 | $662K | No change |
| MRK Merck & Co. Inc. | 0.05% | 6,074 | $639K | Add +6.6% |
| WYY Widepoint Corp. | 0.05% | 117,748 | $632K | No change |
| DVY iShares Select Dividend ETF | 0.05% | 4,392 | $620K | No change |
| DE Deere & Co. | 0.05% | 1,331 | $620K | Add +6.1% |
| JBBB Janus Henderson B-BBB Clo Et | 0.05% | 12,807 | $611K | Add +7.0% |
| IAGG iShares Intl Aggregate Bond | 0.05% | 11,820 | $591K | Add +18.9% |
| AEP American Electric Power | 0.05% | 5,054 | $583K | Add +1.1% |
| NFLX Netflix Inc. | 0.05% | 6,079 | $570K | Add +4.8% |
| DGRO iShares Core Dividend Growth | 0.04% | 7,692 | $534K | Reduce -0.3% |
| AMGN Amgen Inc. | 0.04% | 1,551 | $508K | Add +4.8% |
| META Meta Platforms Inc. Class A | 0.04% | 741 | $489K | Add +24.3% |
| UNH Unitedhealth Group Inc. | 0.04% | 1,482 | $489K | Reduce -14.7% |
| MCD McDonald's Corp. | 0.04% | 1,594 | $487K | No change |
| IWV iShares Russell 3000 ETF | 0.04% | 1,232 | $477K | No change |
| ETN Eaton Corp. PLC | 0.04% | 1,490 | $475K | Reduce -32.1% |
| MTD Mettler-Toledo International | 0.04% | 336 | $468K | No change |
| CVX Chevron Corp. | 0.04% | 3,072 | $468K | Add +5.6% |
| EEM iShares MSCI Emerging Market | 0.04% | 8,516 | $466K | No change |
| SGOV iShares 0-3 Month Treasury B | 0.04% | 4,485 | $450K | New |
| AVUV Avantis US Small Cap Value | 0.04% | 4,405 | $449K | No change |
| HD Home Depot Inc. | 0.04% | 1,303 | $449K | Reduce -1.3% |
Portfolio Sells Q3 2025 → Q4 2025
| SCHB Schwab US Broad Market ETF | Reduce -10.1% | 6.86% | −0.95 |
| SCHM Schwab US Mid Cap ETF | Reduce -9.0% | 3.88% | −0.50 |
| SCHA Schwab US Small-Cap ETF | Reduce -8.6% | 2.14% | −0.25 |
| VBK Van Morst SML-Cap Gro-Usd Inc. | Reduce -1.3% | 3.43% | −0.14 |
| SCHZ Schwab US Aggregate Bond ETF | Reduce -10.9% | 0.80% | −0.14 |
| AVEM Avantis Emerging Markets Eq | Reduce -0.4% | 5.42% | −0.12 |
| MSFT Microsoft Corp. | Reduce -0.3% | 0.85% | −0.10 |
| SCHF Schwab Intl Equity ETF | Reduce -16.1% | 0.44% | −0.09 |
| BRK.B Berkshire Hathaway Inc. Class B | Reduce -1.5% | 1.07% | −0.06 |
| VWO Vanguard Ftse Emerging Marke | Reduce -6.7% | 0.30% | −0.04 |
| ETN Eaton Corp. PLC | Reduce -32.1% | 0.04% | −0.03 |
| EFA iShares MSCI Eafe ETF | Reduce -3.8% | 0.42% | −0.02 |
| SCHH Schwab US REIT ETF | Reduce -41.8% | 0.02% | −0.02 |
| TIP iShares Tips Bond ETF | Sold out | 0.00% | −0.02 |
| BSV Vanguard Short-Term Bond ETF | Sold out | 0.00% | −0.02 |
| UPST Upstart Holdings Inc. | Sold out | 0.00% | −0.02 |
| UNP Union Pacific Corp. | Sold out | 0.00% | −0.02 |
| TSLA Tesla Inc. | Reduce -1.6% | 0.37% | −0.02 |
| SO The Southern Co. | Sold out | 0.00% | −0.02 |
| VOT Vngrd Mrngstr MC GRW ETF-Usd | Sold out | 0.00% | −0.02 |
| SPXL Direxion Daily S&P 500 Bull | Reduce -36.5% | 0.03% | −0.02 |
| IWR iShares Russell Mid-Cap ETF | Reduce -0.3% | 0.25% | −0.01 |
| UNH Unitedhealth Group Inc. | Reduce -14.7% | 0.04% | −0.01 |
| ABBV Abbvie Inc. | Reduce -0.2% | 0.18% | −0.01 |
| IWB iShares Russell 1000 ETF | Reduce -0.3% | 0.39% | −0.01 |
| AGG iShares Core U.S. Aggregate | Reduce -16.5% | 0.04% | −0.01 |
| HD Home Depot Inc. | Reduce -1.3% | 0.04% | −0.01 |
| DIS The Walt Disney Co. | Reduce -21.4% | 0.02% | −0.01 |
| SCHC Schwab Intl Small-Cap Equity | Reduce -18.1% | 0.02% | −0.01 |
| VEA Vanguard Ftse Developed ETF | Reduce -1.6% | 0.40% | −0.01 |
| UA Under Armour Inc. Class C | Sold out | 0.00% | −0.01 |
| EFV iShares MSCI Eafe Value ETF | Reduce -3.0% | 0.24% | −0.01 |
| T AT&T Inc. | Reduce -1.0% | 0.02% | −0.00 |
| SPYM Ste STR SPDR PT S&P 500 ETF | Reduce -3.2% | 0.06% | −0.00 |
| VIOO Vanguard S&P Small-Cap 600 E | Reduce -4.5% | 0.04% | −0.00 |
| SCHE Schwab Emrg Mrkts Eqty ETF | Reduce -1.7% | 0.04% | −0.00 |
| SCHG Schwab US Large-Cap Growth | Reduce -1.6% | 0.07% | −0.00 |
| VGT Vanguard Info Tech ETF | Reduce -2.7% | 0.03% | −0.00 |
| VBR Vngrd Mrngst SL-CP Val ETF-U | Reduce -2.9% | 0.03% | −0.00 |
| AGL Agilon Health Inc. | Sold out | 0.00% | −0.00 |
| DGRO iShares Core Dividend Growth | Reduce -0.3% | 0.04% | −0.00 |
| VXUS Vanguard Total Intl Stock | Reduce -0.4% | 0.02% | −0.00 |
| AVLV Avantis US Large Cap Value | Reduce -0.6% | 0.23% | −0.00 |
| JYD Jayud Global Logistics Ltd. Class A | Sold out | 0.00% | −0.00 |
| VHT Vanguard Health Care ETF | Reduce -2.1% | 0.03% | +0.00 |
| CIVB Civista Bancshares Inc. | Reduce -0.2% | 0.26% | +0.01 |
| WMT Walmart Inc. | Reduce -0.0% | 0.77% | +0.03 |
| LLY Eli Lilly & Co. | Reduce -5.7% | 0.16% | +0.03 |
Portfolio Buys Q3 2025 → Q4 2025
| VONG Vanguard Russell 1000 Growth | New | 0.76% | +0.76 |
| DFLV Dim US Large Cap Value ETF | Add +9.7% | 6.19% | +0.53 |
| IJH iShares Core S&P Midcap ETF | Add +12.0% | 4.58% | +0.36 |
| JCPB JPMorgan Core Plus Bond ETF | Add +7.5% | 9.54% | +0.24 |
| DFIC Dimensional International Co. | Add +0.8% | 10.97% | +0.16 |
| IJR iShares Core S&P Small-Cap E | Add +9.5% | 2.78% | +0.16 |
| IVV iShares Core S&P 500 ETF | Add +3.9% | 8.32% | +0.16 |
| DFAT Dimensional US Target Value | Add +6.4% | 2.02% | +0.08 |
| AAPL Apple Inc. | Add +0.8% | 1.54% | +0.05 |
| DFGR Dim Global Real Estate ETF | Add +10.1% | 2.08% | +0.04 |
| JAAA Janus Henderson Aaa Clo ETF | Add +19.6% | 0.33% | +0.04 |
| GOOGL Alphabet Inc. Class A | Add +3.9% | 0.19% | +0.04 |
| SGOV iShares 0-3 Month Treasury B | New | 0.04% | +0.04 |
| JMUB JPMorgan Municipal ETF | Add +10.2% | 0.55% | +0.03 |
| GOOG Alphabet Inc. Class C | Add +8.1% | 0.11% | +0.03 |
| IWF iShares Russell 1000 Growth | Add +11.8% | 0.35% | +0.03 |
| GEV GE Vernova Inc. | New | 0.02% | +0.02 |
| TUSI Touchstone Ultra Short Incom | New | 0.02% | +0.02 |
| CSCO Cisco Systems Inc. | New | 0.02% | +0.02 |
| GLD SPDR Gold Shares | Add +0.2% | 0.33% | +0.02 |
| AMAT Applied Materials Inc. | Add +2.9% | 0.11% | +0.02 |
| VCSH Vanguard S/T Corp. Bond ETF | New | 0.02% | +0.02 |
| AVGO Broadcom Inc. | New | 0.02% | +0.02 |
| IJJ iShares S&P Mid-Cap 400 Valu | New | 0.02% | +0.02 |
| BA The Boeing Co. | New | 0.02% | +0.02 |
| MA Mastercard Inc. Class A | New | 0.02% | +0.02 |
| IEFA iShares Core MSCI Eafe ETF | New | 0.02% | +0.02 |
| XLV SS Health Care Select Sector | New | 0.02% | +0.02 |
| IBP Installed Building Products | Add +37.3% | 0.06% | +0.02 |
| EURL Dir Da FTS Eur Bu 3X ETF-Usd | New | 0.02% | +0.02 |
| PHYS Sprott Physical Gold Trust | New | 0.02% | +0.02 |
| XLK SS Technology Select Sector | New | 0.02% | +0.02 |
| CAT Caterpillar Inc. | Add +5.6% | 0.09% | +0.02 |
| VSS Vanguard Ftse All Wo X-US SC | Add +17.5% | 0.14% | +0.02 |
| AMZN Amazon.com Inc. | Add +8.4% | 0.16% | +0.01 |
| JNJ Johnson & Johnson | Add +8.3% | 0.09% | +0.01 |
| PULS Pgim Ultra Short Bond ETF | Add +27.9% | 0.07% | +0.01 |
| MRK Merck & Co. Inc. | Add +6.6% | 0.05% | +0.01 |
| VTV Vanguard Mrngstr Val ETF-Aui | Add +10.1% | 0.14% | +0.01 |
| SMMU PIMCO SHRT TRM Muni BND ETF | Add +12.3% | 0.14% | +0.01 |
| NUVB Nuvation Bio Inc. | New | 0.01% | +0.01 |
| JPM JPMorgan Chase & Co. | Add +5.3% | 0.28% | +0.01 |
| AMGN Amgen Inc. | Add +4.8% | 0.04% | +0.01 |
| IAGG iShares Intl Aggregate Bond | Add +18.9% | 0.05% | +0.00 |
| XOM Exxon Mobil Corp. | Add +1.8% | 0.12% | +0.00 |
| VUG Vanguard Mrngstar GR ETF-Sui | Add +7.2% | 0.10% | +0.00 |
| VOO Vanguard S&P 500 ETF | Add +2.4% | 0.76% | +0.00 |
| VOE Vngrd Mrngstr MD-Cap Val ETF | Add +7.1% | 0.08% | +0.00 |
| FEAM 5E Advanced Materials Inc. | New | 0.00% | +0.00 |
| IWD iShares Russell 1000 Value E | Add +2.8% | 0.17% | +0.00 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 172 | $1.4B | DFIC, IVV, JCPB, FBND, DFLV |
| Q1 2026 | 169 | $1.3B | DFIC, JCPB, IVV, FBND, DFLV |
| Q4 2025 | 166 | $1.2B | DFIC, JCPB, IVV, FBND, SCHB |
| Q3 2025 | 158 | $1.2B | DFIC, JCPB, IVV, FBND, SCHB |
| Q2 2025 | 155 | $1.1B | DFIC, JCPB, FBND, SCHB, IVV |
| Q1 2025 | 148 | $991.5M | DFIC, JCPB, FBND, SCHB, IVV |
| Q4 2024 | 148 | $906.0M | DFIC, SCHB, FBND, IVV, SCHM |
| Q3 2024 | 149 | $888.3M | DFIC, SCHB, FBND, IVV, SCHM |
| Q2 2024 | 147 | $804.1M | DFIC, SCHB, IVV, FBND, SCHM |
| Q1 2024 | 150 | $716.9M | DFIC, SCHB, IVV, SCHM, AVEM |