Summit Financial Strategies, Inc.
In its 13F for Q3 2025 (holdings as of September 30, 2025, filed October 22, 2025), Summit Financial Strategies, Inc. reported 158 stock positions worth $1.2 billion. Its top holding was Dimensional International (DFIC) at 10.8% of the portfolio, followed by JPMorgan Core Plus Bond ETF (JCPB, 9.3%) and iShares Core S&P 500 ETF (IVV, 8.2%). Compared with Q2 2025, it opened 6 new positions, sold out of 3, added to 46 and reduced 61. The biggest buy was iShares Core S&P 500 ETF (IVV, shares +4%) and the biggest sale Schwab US Broad Market ETF (SCHB, shares −4%).
- Most Recent 13F
- Q2 2026
- Location
- Columbus, OH
- CIK
- 0001625246
- Portfolio Value
- $1.2B (Q3 2025)
- SEC Filing
- 0001172661-25-004368 ↗ filed Oct 22, 2025
Holdings Value
Holdings 158 stocks · $1.2B
| DFIC Dimensional International Co. | 10.81% | 3,845,476 | $126.1M | Add +0.1% |
| JCPB JPMorgan Core Plus Bond ETF | 9.29% | 2,279,496 | $108.4M | Add +6.1% |
| IVV iShares Core S&P 500 ETF | 8.16% | 142,156 | $95.1M | Add +3.6% |
| FBND Fidelity Total Bond ETF | 7.95% | 2,005,230 | $92.7M | Add +2.9% |
| SCHB Schwab US Broad Market ETF | 7.81% | 3,542,152 | $91.1M | Reduce -4.2% |
| DFLV Dim US Large Cap Value ETF | 5.66% | 2,007,278 | $66.0M | Add +4.9% |
| AVEM Avantis Emerging Markets Eq | 5.54% | 859,984 | $64.6M | Reduce -1.0% |
| PKG Packaging Corp. of America | 4.54% | 243,148 | $53.0M | No change |
| SCHM Schwab US Mid Cap ETF | 4.38% | 1,723,095 | $51.1M | Reduce -5.0% |
| IJH iShares Core S&P Midcap ETF | 4.22% | 753,817 | $49.2M | Add +9.4% |
| VBK Van Morst SML-Cap Gro-Usd Inc. | 3.57% | 140,062 | $41.7M | Add +0.4% |
| IJR iShares Core S&P Small-Cap E | 2.62% | 257,159 | $30.6M | Add +6.7% |
| SCHA Schwab US Small-Cap ETF | 2.39% | 998,798 | $27.9M | Reduce -3.0% |
| DFGR Dim Global Real Estate ETF | 2.04% | 869,361 | $23.7M | Add +4.6% |
| DFAT Dimensional US Target Value | 1.93% | 387,662 | $22.6M | Add +4.3% |
| AAPL Apple Inc. | 1.49% | 68,376 | $17.4M | Reduce -1.6% |
| BRK.B Berkshire Hathaway Inc. Class B | 1.14% | 26,411 | $13.3M | Add +0.1% |
| MSFT Microsoft Corp. | 0.95% | 21,442 | $11.1M | Add +0.4% |
| SCHZ Schwab US Aggregate Bond ETF | 0.94% | 465,278 | $10.9M | Reduce -2.8% |
| VOO Vanguard S&P 500 ETF | 0.76% | 14,471 | $8.9M | Add +2.1% |
| WMT Walmart Inc. | 0.74% | 83,685 | $8.6M | Reduce -0.8% |
| SCHF Schwab Intl Equity ETF | 0.53% | 267,958 | $6.2M | Reduce -1.8% |
| JMUB JPMorgan Municipal ETF | 0.52% | 119,851 | $6.0M | Add +50.2% |
| EFA iShares MSCI Eafe ETF | 0.44% | 55,561 | $5.2M | Reduce -1.7% |
| VEA Vanguard Ftse Developed ETF | 0.40% | 78,485 | $4.7M | Reduce -0.1% |
| IWB iShares Russell 1000 ETF | 0.40% | 12,785 | $4.7M | Reduce -2.0% |
| TSLA Tesla Inc. | 0.39% | 10,224 | $4.5M | Reduce -4.4% |
| DFUV Dimensional US Marketwide Va | 0.37% | 96,558 | $4.3M | No change |
| SCHX Schwab US Large-Cap ETF | 0.36% | 158,218 | $4.2M | Add +0.0% |
| VWO Vanguard Ftse Emerging Marke | 0.34% | 73,477 | $4.0M | Reduce -1.7% |
| IWF iShares Russell 1000 Growth | 0.32% | 8,004 | $3.7M | Add +7.9% |
| GLD SPDR Gold Shares | 0.31% | 10,235 | $3.6M | Reduce -1.8% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.30% | 5,233 | $3.5M | Add +0.1% |
| JAAA Janus Henderson Aaa Clo ETF | 0.29% | 67,245 | $3.4M | Add +15.2% |
| JPM JPMorgan Chase & Co. | 0.28% | 10,211 | $3.2M | Reduce -2.8% |
| IWR iShares Russell Mid-Cap ETF | 0.26% | 31,395 | $3.0M | Reduce -0.1% |
| BRK.A Berkshire Hathaway Inc. Class A | 0.26% | 4 | $3.0M | No change |
| SCHP Schwab U.S. Tips ETF | 0.25% | 109,797 | $3.0M | Add +0.1% |
| CIVB Civista Bancshares Inc. | 0.25% | 142,856 | $2.9M | Reduce -0.1% |
| EFV iShares MSCI Eafe Value ETF | 0.25% | 42,259 | $2.9M | Reduce -5.2% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 0.24% | 9,662 | $2.8M | Add +1.0% |
| AVLV Avantis US Large Cap Value | 0.23% | 36,821 | $2.7M | Reduce -1.4% |
| PRK Park National Corp. | 0.22% | 15,447 | $2.5M | Reduce -0.0% |
| NVDA Nvidia Corp. | 0.19% | 11,863 | $2.2M | Add +1.9% |
| ABBV Abbvie Inc. | 0.19% | 9,494 | $2.2M | Reduce -1.9% |
| IWD iShares Russell 1000 Value E | 0.17% | 9,707 | $2.0M | Add +0.4% |
| GOOGL Alphabet Inc. Class A | 0.15% | 6,978 | $1.7M | Add +0.8% |
| AMZN Amazon.com Inc. | 0.15% | 7,719 | $1.7M | Reduce -0.4% |
| VTI VG Morningstar TS MKT ETF-US | 0.14% | 4,960 | $1.6M | Add +2.6% |
| IVW iShares S&P 500 Growth ETF | 0.13% | 13,007 | $1.6M | No change |
| VTV Vanguard Mrngstr Val ETF-Aui | 0.13% | 8,360 | $1.6M | Add +0.0% |
| SMMU PIMCO SHRT TRM Muni BND ETF | 0.13% | 29,185 | $1.5M | Add +20.0% |
| LLY Eli Lilly & Co. | 0.13% | 1,930 | $1.5M | Add +0.1% |
| PG The Procter & Gamble Co. | 0.13% | 9,539 | $1.5M | Reduce -1.5% |
| ET Energy Transfer LP | 0.12% | 84,733 | $1.5M | Reduce -0.5% |
| VSS Vanguard Ftse All Wo X-US SC | 0.12% | 10,072 | $1.4M | Add +2.8% |
| XOM Exxon Mobil Corp. | 0.11% | 11,835 | $1.3M | Reduce -3.3% |
| IWM iShares Russell 2000 ETF | 0.11% | 5,441 | $1.3M | No change |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.10% | 2,376 | $1.1M | Reduce -13.4% |
| IVOO Vanguard S&P Mid-Cap 400 ETF | 0.09% | 9,954 | $1.1M | No change |
| ABT Abbott Laboratories | 0.09% | 8,147 | $1.1M | Reduce -0.3% |
| TXN Texas Instruments Inc. | 0.09% | 5,791 | $1.1M | No change |
| AMAT Applied Materials Inc. | 0.09% | 5,180 | $1.1M | No change |
| GOOG Alphabet Inc. Class C | 0.08% | 4,043 | $985K | Add +22.0% |
| VEU Vanguard Ftse All-World Ex-U | 0.08% | 13,334 | $952K | Reduce -1.1% |
| BNY Bank of New York Mellon Corp. filed as BANK NEW YORK MELLON CORP | 0.08% | 8,478 | $924K | No change |
| JNJ Johnson & Johnson | 0.08% | 4,857 | $901K | Reduce -1.2% |
| CAT Caterpillar Inc. | 0.08% | 1,845 | $880K | No change |
| ECL Ecolab Inc. | 0.07% | 3,177 | $870K | No change |
| SCHG Schwab US Large-Cap Growth | 0.07% | 26,848 | $857K | No change |
| VOE Vngrd Mrngstr MD-Cap Val ETF | 0.07% | 4,855 | $848K | Add +1.0% |
| ETN Eaton Corp. PLC | 0.07% | 2,193 | $821K | Reduce -0.8% |
| WOR Worthington Enterprises Inc. | 0.06% | 13,429 | $745K | Reduce -0.0% |
| SPYM Ste STR SPDR PT S&P 500 ETF | 0.06% | 9,453 | $741K | Add +46.1% |
| QQQ Invesco QQQ Trust Series 1 | 0.06% | 1,171 | $703K | Add +7.0% |
| NFLX Netflix Inc. | 0.06% | 580 | $695K | Add +4.9% |
| HBAN Huntington Bancshares Inc. | 0.06% | 38,158 | $659K | Add +4.4% |
| CINF Cincinnati Financial Corp. | 0.05% | 4,052 | $641K | No change |
| PULS Pgim Ultra Short Bond ETF | 0.05% | 12,695 | $633K | Add +8.5% |
| DVY iShares Select Dividend ETF | 0.05% | 4,392 | $624K | No change |
| UNH Unitedhealth Group Inc. | 0.05% | 1,737 | $600K | Reduce -1.0% |
| WYY Widepoint Corp. | 0.05% | 117,748 | $582K | No change |
| JBBB Janus Henderson B-BBB Clo Et | 0.05% | 11,965 | $576K | Add +1.0% |
| DE Deere & Co. | 0.05% | 1,254 | $573K | Reduce -13.5% |
| AEP American Electric Power | 0.05% | 4,998 | $562K | No change |
| SPXL Direxion Daily S&P 500 Bull | 0.05% | 2,600 | $551K | Reduce -15.8% |
| AGG iShares Core U.S. Aggregate | 0.05% | 5,335 | $535K | Reduce -4.4% |
| HD Home Depot Inc. | 0.05% | 1,320 | $535K | Reduce -2.1% |
| DGRO iShares Core Dividend Growth | 0.04% | 7,717 | $525K | Add +0.3% |
| IBP Installed Building Products | 0.04% | 2,110 | $520K | No change |
| IAGG iShares Intl Aggregate Bond | 0.04% | 9,944 | $509K | Add +11.2% |
| SCHH Schwab US REIT ETF | 0.04% | 22,833 | $493K | Reduce -2.5% |
| MCD McDonald's Corp. | 0.04% | 1,594 | $484K | Reduce -6.0% |
| MRK Merck & Co. Inc. | 0.04% | 5,697 | $478K | Reduce -1.3% |
| IWV iShares Russell 3000 ETF | 0.04% | 1,232 | $467K | No change |
| VIOO Vanguard S&P Small-Cap 600 E | 0.04% | 4,118 | $455K | Reduce -0.2% |
| EEM iShares MSCI Emerging Market | 0.04% | 8,516 | $455K | No change |
| CVX Chevron Corp. | 0.04% | 2,908 | $452K | Reduce -0.7% |
| SCHE Schwab Emrg Mrkts Eqty ETF | 0.04% | 13,343 | $445K | Reduce -3.7% |
| AVUV Avantis US Small Cap Value | 0.04% | 4,405 | $438K | No change |
Portfolio Sells Q2 2025 → Q3 2025
| SCHB Schwab US Broad Market ETF | Reduce -4.2% | 7.81% | −0.35 |
| SCHM Schwab US Mid Cap ETF | Reduce -5.0% | 4.38% | −0.33 |
| SCHZ Schwab US Aggregate Bond ETF | Reduce -2.8% | 0.94% | −0.09 |
| CIVB Civista Bancshares Inc. | Reduce -0.1% | 0.25% | −0.06 |
| BAC Bank of America Corp. | Sold out | 0.00% | −0.03 |
| WMT Walmart Inc. | Reduce -0.8% | 0.74% | −0.02 |
| PRK Park National Corp. | Reduce -0.0% | 0.22% | −0.02 |
| SCHA Schwab US Small-Cap ETF | Reduce -3.0% | 2.39% | −0.02 |
| SCHF Schwab Intl Equity ETF | Reduce -1.8% | 0.53% | −0.02 |
| EFA iShares MSCI Eafe ETF | Reduce -1.7% | 0.44% | −0.02 |
| DE Deere & Co. | Reduce -13.5% | 0.05% | −0.02 |
| PEP Pepsico Inc. | Sold out | 0.00% | −0.02 |
| HON Honeywell International Inc. | Sold out | 0.00% | −0.02 |
| ET Energy Transfer LP | Reduce -0.5% | 0.12% | −0.02 |
| PG The Procter & Gamble Co. | Reduce -1.5% | 0.13% | −0.02 |
| EFV iShares MSCI Eafe Value ETF | Reduce -5.2% | 0.25% | −0.02 |
| WOR Worthington Enterprises Inc. | Reduce -0.0% | 0.06% | −0.02 |
| VUG Vanguard Mrngstar GR ETF-Sui | Reduce -13.4% | 0.10% | −0.01 |
| AMZN Amazon.com Inc. | Reduce -0.4% | 0.15% | −0.01 |
| VEA Vanguard Ftse Developed ETF | Reduce -0.1% | 0.40% | −0.01 |
| META Meta Platforms Inc. Class A | Reduce -15.0% | 0.04% | −0.01 |
| IWB iShares Russell 1000 ETF | Reduce -2.0% | 0.40% | −0.01 |
| ABT Abbott Laboratories | Reduce -0.3% | 0.09% | −0.01 |
| AVLV Avantis US Large Cap Value | Reduce -1.4% | 0.23% | −0.01 |
| XOM Exxon Mobil Corp. | Reduce -3.3% | 0.11% | −0.01 |
| IWR iShares Russell Mid-Cap ETF | Reduce -0.1% | 0.26% | −0.01 |
| JPM JPMorgan Chase & Co. | Reduce -2.8% | 0.28% | −0.01 |
| AGG iShares Core U.S. Aggregate | Reduce -4.4% | 0.05% | −0.01 |
| DIS The Walt Disney Co. | Reduce -0.1% | 0.03% | −0.01 |
| VHT Vanguard Health Care ETF | Reduce -13.2% | 0.03% | −0.01 |
| MCD McDonald's Corp. | Reduce -6.0% | 0.04% | −0.00 |
| IBM Intl Business Machines Corp. | Reduce -8.8% | 0.02% | −0.00 |
| BSV Vanguard Short-Term Bond ETF | Reduce -11.1% | 0.02% | −0.00 |
| SCHH Schwab US REIT ETF | Reduce -2.5% | 0.04% | −0.00 |
| UNP Union Pacific Corp. | Reduce -8.7% | 0.02% | −0.00 |
| ETN Eaton Corp. PLC | Reduce -0.8% | 0.07% | −0.00 |
| STWD Starwood Property Trust Inc. | Reduce -1.7% | 0.02% | −0.00 |
| T AT&T Inc. | Reduce -0.7% | 0.02% | −0.00 |
| SPXL Direxion Daily S&P 500 Bull | Reduce -15.8% | 0.05% | −0.00 |
| VEU Vanguard Ftse All-World Ex-U | Reduce -1.1% | 0.08% | −0.00 |
| SCHC Schwab Intl Small-Cap Equity | Reduce -5.3% | 0.03% | −0.00 |
| LMT Lockheed Martin Corp. | Reduce -5.9% | 0.03% | −0.00 |
| VZ Verizon Communications Inc. | Reduce -1.7% | 0.02% | −0.00 |
| WS Worthington Steel Inc. | Reduce -0.8% | 0.02% | −0.00 |
| MRK Merck & Co. Inc. | Reduce -1.3% | 0.04% | −0.00 |
| IJT iShares S&P Small-Cap 600 GR | Reduce -2.4% | 0.03% | −0.00 |
| PDN Inv Rafi Dev MKT US SM-Usdin | Reduce -1.5% | 0.03% | −0.00 |
| VOT Vngrd Mrngstr MC GRW ETF-Usd | Reduce -1.0% | 0.02% | −0.00 |
| VWO Vanguard Ftse Emerging Marke | Reduce -1.7% | 0.34% | −0.00 |
| PLD Prologis Inc. | Reduce -3.4% | 0.02% | −0.00 |
Portfolio Buys Q2 2025 → Q3 2025
| IVV iShares Core S&P 500 ETF | Add +3.6% | 8.16% | +0.27 |
| IJH iShares Core S&P Midcap ETF | Add +9.4% | 4.22% | +0.26 |
| IJR iShares Core S&P Small-Cap E | Add +6.7% | 2.62% | +0.18 |
| DFLV Dim US Large Cap Value ETF | Add +4.9% | 5.66% | +0.17 |
| JMUB JPMorgan Municipal ETF | Add +50.2% | 0.52% | +0.15 |
| DFAT Dimensional US Target Value | Add +4.3% | 1.93% | +0.08 |
| GOOGL Alphabet Inc. Class A | Add +0.8% | 0.15% | +0.03 |
| EFG iShares MSCI Eafe Growth ETF | New | 0.03% | +0.03 |
| GOOG Alphabet Inc. Class C | Add +22.0% | 0.08% | +0.03 |
| IWF iShares Russell 1000 Growth | Add +7.9% | 0.32% | +0.03 |
| TSM Taiwan Semiconductor-SP ADR | New | 0.02% | +0.02 |
| SPYM Ste STR SPDR PT S&P 500 ETF | Add +46.1% | 0.06% | +0.02 |
| NVDA Nvidia Corp. | Add +1.9% | 0.19% | +0.02 |
| GE General Electric | New | 0.02% | +0.02 |
| IUSG iShares Core S&P U.S. Growth | New | 0.02% | +0.02 |
| JAAA Janus Henderson Aaa Clo ETF | Add +15.2% | 0.29% | +0.02 |
| ETR Entergy Corp. | New | 0.02% | +0.02 |
| DFEM Dimensional Emrg MRKT Core | New | 0.02% | +0.02 |
| VOO Vanguard S&P 500 ETF | Add +2.1% | 0.76% | +0.01 |
| SMMU PIMCO SHRT TRM Muni BND ETF | Add +20.0% | 0.13% | +0.01 |
| PLTR Palantir Technologies Inc. Class A | Add +22.8% | 0.04% | +0.01 |
| QQQ Invesco QQQ Trust Series 1 | Add +7.0% | 0.06% | +0.00 |
| VTI VG Morningstar TS MKT ETF-US | Add +2.6% | 0.14% | +0.00 |
| IAGG iShares Intl Aggregate Bond | Add +11.2% | 0.04% | +0.00 |
| VSS Vanguard Ftse All Wo X-US SC | Add +2.8% | 0.12% | +0.00 |
| PULS Pgim Ultra Short Bond ETF | Add +8.5% | 0.05% | +0.00 |
| SPY SS SPDR S&P 500 ETF Trust-US | Add +0.1% | 0.30% | 0.00 |
| XLE SS Energy Select Sector | Add +2.1% | 0.02% | −0.00 |
| HBAN Huntington Bancshares Inc. | Add +4.4% | 0.06% | −0.00 |
| MPX Marine Products Corp. | Add +0.1% | 0.01% | −0.00 |
| DGRO iShares Core Dividend Growth | Add +0.3% | 0.04% | −0.00 |
| SCHX Schwab US Large-Cap ETF | Add +0.0% | 0.36% | −0.00 |
| VOE Vngrd Mrngstr MD-Cap Val ETF | Add +1.0% | 0.07% | −0.00 |
| TIP iShares Tips Bond ETF | Add +3.7% | 0.02% | −0.00 |
| FNGR Fingermotion Inc. | Add +4.8% | 0.00% | −0.00 |
| XLF SS Financial Select Sector | Add +0.5% | 0.03% | −0.00 |
| COST Costco Wholesale Corp. | Add +10.3% | 0.03% | −0.00 |
| VTIP Vanguard Short-Term Tips | Add +1.5% | 0.03% | −0.00 |
| VBK Van Morst SML-Cap Gro-Usd Inc. | Add +0.4% | 3.57% | −0.00 |
| VTV Vanguard Mrngstr Val ETF-Aui | Add +0.0% | 0.13% | −0.00 |
| JBBB Janus Henderson B-BBB Clo Et | Add +1.0% | 0.05% | −0.00 |
| IWD iShares Russell 1000 Value E | Add +0.4% | 0.17% | −0.00 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Add +1.0% | 0.24% | −0.00 |
| NFLX Netflix Inc. | Add +4.9% | 0.06% | −0.01 |
| LLY Eli Lilly & Co. | Add +0.1% | 0.13% | −0.01 |
| SCHP Schwab U.S. Tips ETF | Add +0.1% | 0.25% | −0.02 |
| DFGR Dim Global Real Estate ETF | Add +4.6% | 2.04% | −0.03 |
| MSFT Microsoft Corp. | Add +0.4% | 0.95% | −0.03 |
| BRK.B Berkshire Hathaway Inc. Class B | Add +0.1% | 1.14% | −0.05 |
| JCPB JPMorgan Core Plus Bond ETF | Add +6.1% | 9.29% | −0.07 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 172 | $1.4B | DFIC, IVV, JCPB, FBND, DFLV |
| Q1 2026 | 169 | $1.3B | DFIC, JCPB, IVV, FBND, DFLV |
| Q4 2025 | 166 | $1.2B | DFIC, JCPB, IVV, FBND, SCHB |
| Q3 2025 | 158 | $1.2B | DFIC, JCPB, IVV, FBND, SCHB |
| Q2 2025 | 155 | $1.1B | DFIC, JCPB, FBND, SCHB, IVV |
| Q1 2025 | 148 | $991.5M | DFIC, JCPB, FBND, SCHB, IVV |
| Q4 2024 | 148 | $906.0M | DFIC, SCHB, FBND, IVV, SCHM |
| Q3 2024 | 149 | $888.3M | DFIC, SCHB, FBND, IVV, SCHM |
| Q2 2024 | 147 | $804.1M | DFIC, SCHB, IVV, FBND, SCHM |
| Q1 2024 | 150 | $716.9M | DFIC, SCHB, IVV, SCHM, AVEM |