Summit Financial Strategies, Inc.

In its 13F for Q1 2025 (holdings as of March 31, 2025, filed May 12, 2025), Summit Financial Strategies, Inc. reported 148 stock positions worth $991.5 million. Its top holding was Dimensional International (DFIC) at 10.9% of the portfolio, followed by JPMorgan Core Plus Bond ETF (JCPB, 9.1%) and Fidelity Total Bond ETF (FBND, 8.7%). Compared with Q4 2024, it opened 8 new positions, sold out of 8, added to 46 and reduced 56. The biggest buy was JPMorgan Core Plus Bond ETF (JCPB, shares +1775%) and the biggest sale Schwab US Broad Market ETF (SCHB, shares −4%).

Most Recent 13F
Q2 2026
Location
Columbus, OH
CIK
0001625246
Portfolio Value
$991.5M (Q1 2025)
SEC Filing
0001172661-25-001645 ↗ filed May 12, 2025

Holdings Value

0$500.0M$1.0B$1.5B Q1 2024: $716.9M Q1 2024 Q2 2024: $804.1M Q2 2024 Q3 2024: $888.3M Q3 2024 Q4 2024: $906.0M Q4 2024 Q1 2025: $991.5M $991.5M Q1 2025 Q2 2025: $1.1B Q2 2025 Q3 2025: $1.2B Q3 2025 Q4 2025: $1.2B Q4 2025 Q1 2026: $1.3B Q1 2026 Q2 2026: $1.4B Q2 2026

Holdings 148 stocks · $991.5M
DFIC Dimensional International Co. 10.89% 3,887,132 $107.9M Add +2.1%
JCPB JPMorgan Core Plus Bond ETF 9.14% 1,926,980 $90.6M Add +1774.7%
FBND Fidelity Total Bond ETF 8.71% 1,891,669 $86.4M Add +8.9%
SCHB Schwab US Broad Market ETF 8.43% 3,882,561 $83.6M Reduce -4.2%
IVV iShares Core S&P 500 ETF 7.49% 132,197 $74.3M Add +1.6%
DFLV Dim US Large Cap Value ETF 5.60% 1,816,827 $55.5M Add +8.2%
AVEM Avantis Emerging Markets Eq 5.26% 867,238 $52.2M Add +2.7%
SCHM Schwab US Mid Cap ETF 4.99% 1,886,684 $49.4M Reduce -2.8%
PKG Packaging Corp. of America 4.61% 230,617 $45.7M Add +7.4%
IJH iShares Core S&P Midcap ETF 3.72% 631,687 $36.9M Add +4.0%
VBK Van Morst SML-Cap Gro-Usd Inc. 3.46% 136,290 $34.3M Reduce -1.8%
SCHA Schwab US Small-Cap ETF 2.50% 1,057,514 $24.8M Reduce -3.4%
IJR iShares Core S&P Small-Cap E 2.23% 211,537 $22.1M Add +7.1%
DFGR Dim Global Real Estate ETF 2.14% 807,988 $21.2M Add +9.0%
DFAT Dimensional US Target Value 1.70% 327,020 $16.8M Add +4.7%
AAPL Apple Inc. 1.56% 69,663 $15.5M Reduce -0.2%
BRK.B Berkshire Hathaway Inc. Class B 1.42% 26,497 $14.1M Reduce -11.0%
SCHZ Schwab US Aggregate Bond ETF 1.15% 493,777 $11.4M Add +1.1%
MSFT Microsoft Corp. 0.82% 21,718 $8.2M Reduce -12.7%
WMT Walmart Inc. 0.75% 84,540 $7.4M Reduce -0.3%
VOO Vanguard S&P 500 ETF 0.66% 12,767 $6.6M Add +7.2%
SCHF Schwab Intl Equity ETF 0.57% 286,889 $5.7M Reduce -2.6%
JMUB JPMorgan Municipal ETF 0.50% 99,130 $5.0M Add +14.0%
EFA iShares MSCI Eafe ETF 0.48% 58,148 $4.8M Reduce -5.3%
VEA Vanguard Ftse Developed ETF 0.42% 82,113 $4.2M Reduce -1.3%
DFUV Dimensional US Marketwide Va 0.40% 96,577 $4.0M Reduce -1.4%
IWB iShares Russell 1000 ETF 0.37% 11,879 $3.6M Reduce -6.6%
SCHX Schwab US Large-Cap ETF 0.35% 158,636 $3.5M Reduce -0.2%
VWO Vanguard Ftse Emerging Marke 0.34% 74,300 $3.4M Reduce -5.1%
BRK.A Berkshire Hathaway Inc. Class A 0.32% 4 $3.2M New
GLD SPDR Gold Shares 0.30% 10,331 $3.0M Add +2.5%
SCHP Schwab U.S. Tips ETF 0.29% 106,993 $2.9M Add +13.0%
SPY SS SPDR S&P 500 ETF Trust-US 0.29% 5,135 $2.9M Reduce -0.3%
EFV iShares MSCI Eafe Value ETF 0.28% 47,686 $2.8M Add +2.3%
CIVB Civista Bancshares Inc. 0.28% 143,489 $2.8M Reduce -0.2%
TSLA Tesla Inc. 0.27% 10,266 $2.7M Reduce -4.7%
JPM JPMorgan Chase & Co. 0.26% 10,371 $2.5M Reduce -1.3%
JAAA Janus Henderson Aaa Clo ETF 0.25% 49,428 $2.5M Add +225.0%
PRK Park National Corp. 0.24% 16,045 $2.4M Add +59.8%
IWR iShares Russell Mid-Cap ETF 0.24% 28,384 $2.4M No change
IWF iShares Russell 1000 Growth 0.22% 6,032 $2.2M Add +20.1%
ABBV Abbvie Inc. 0.20% 9,629 $2.0M Add +1.8%
VO Vngrd Mrngstr MD-Cap ETF-Usd 0.19% 7,325 $1.9M Add +13.6%
IWD iShares Russell 1000 Value E 0.18% 9,653 $1.8M No change
PG The Procter & Gamble Co. 0.17% 9,661 $1.6M Reduce -12.7%
LLY Eli Lilly & Co. 0.16% 1,938 $1.6M Reduce -5.4%
ET Energy Transfer LP 0.16% 85,084 $1.6M Reduce -0.5%
AMZN Amazon.com Inc. 0.15% 7,830 $1.5M Reduce -10.4%
XOM Exxon Mobil Corp. 0.15% 12,368 $1.5M Reduce -7.3%
VTV Vanguard Mrngstr Val ETF-Aui 0.14% 8,241 $1.4M Add +14.7%
VTI VG Morningstar TS MKT ETF-US 0.13% 4,776 $1.3M Reduce -1.0%
NVDA Nvidia Corp. 0.13% 11,568 $1.3M Reduce -4.8%
IVW iShares S&P 500 Growth ETF 0.13% 13,392 $1.2M No change
VUG Vanguard Mrngstar GR ETF-Sui 0.12% 3,221 $1.2M Reduce -0.0%
VSS Vanguard Ftse All Wo X-US SC 0.11% 9,724 $1.1M Add +17.8%
ABT Abbott Laboratories 0.11% 8,397 $1.1M Reduce -12.6%
IWM iShares Russell 2000 ETF 0.11% 5,452 $1.1M Reduce -1.3%
GOOGL Alphabet Inc. Class A 0.11% 6,946 $1.1M Reduce -15.8%
TXN Texas Instruments Inc. 0.10% 5,791 $1.0M No change
IVOO Vanguard S&P Mid-Cap 400 ETF 0.10% 9,954 $982K No change
SMMU PIMCO SHRT TRM Muni BND ETF 0.09% 17,124 $857K Add +37.5%
VEU Vanguard Ftse All-World Ex-U 0.08% 13,544 $822K Reduce -1.1%
JNJ Johnson & Johnson 0.08% 4,927 $817K Reduce -5.4%
ECL Ecolab Inc. 0.08% 3,177 $805K No change
AMAT Applied Materials Inc. 0.08% 5,180 $752K Reduce -2.8%
UNH Unitedhealth Group Inc. 0.07% 1,417 $742K Add +3.8%
SCHG Schwab US Large-Cap Growth 0.07% 29,080 $728K Reduce -15.8%
BNY Bank of New York Mellon Corp. filed as BANK NEW YORK MELLON CORP 0.07% 8,450 $709K No change
WOR Worthington Enterprises Inc. 0.07% 13,431 $673K Add +0.5%
CAT Caterpillar Inc. 0.06% 1,878 $619K No change
ETN Eaton Corp. PLC 0.06% 2,243 $610K Add +32.7%
BSV Vanguard Short-Term Bond ETF 0.06% 7,739 $606K Reduce -66.1%
JBBB Janus Henderson B-BBB Clo Et 0.06% 12,309 $599K New
CINF Cincinnati Financial Corp. 0.06% 4,052 $599K No change
DVY iShares Select Dividend ETF 0.06% 4,392 $590K No change
AGG iShares Core U.S. Aggregate 0.06% 5,882 $582K Reduce -4.9%
IAGG iShares Intl Aggregate Bond 0.06% 11,556 $578K Add +17.1%
AEP American Electric Power 0.06% 5,154 $563K Reduce -2.2%
HBAN Huntington Bancshares Inc. 0.06% 36,514 $548K Add +17.7%
MCD McDonald's Corp. 0.05% 1,695 $529K Reduce -0.2%
DE Deere & Co. 0.05% 1,119 $525K Add +15.8%
NFLX Netflix Inc. 0.05% 550 $513K No change
QQQ Invesco QQQ Trust Series 1 0.05% 1,090 $511K Reduce -8.0%
MRK Merck & Co. Inc. 0.05% 5,641 $506K Add +4.5%
CVX Chevron Corp. 0.05% 2,908 $486K Add +11.3%
HD Home Depot Inc. 0.05% 1,320 $484K No change
DGRO iShares Core Dividend Growth 0.05% 7,692 $475K No change
GOOG Alphabet Inc. Class C 0.05% 3,023 $472K No change
AMGN Amgen Inc. 0.05% 1,480 $461K Add +5.7%
SPXL Direxion Daily S&P 500 Bull 0.05% 3,242 $455K No change
MTD Mettler-Toledo International 0.05% 380 $449K No change
VOE Vngrd Mrngstr MD-Cap Val ETF 0.04% 2,733 $439K Add +1.0%
SCHH Schwab US REIT ETF 0.04% 20,328 $437K Reduce -13.1%
VHT Vanguard Health Care ETF 0.04% 1,602 $424K Reduce -6.1%
SPYM Ste STR SPDR PT S&P 500 ETF 0.04% 6,444 $424K Reduce -26.0%
IWV iShares Russell 3000 ETF 0.04% 1,232 $391K No change
SCHE Schwab Emrg Mrkts Eqty ETF 0.04% 14,173 $391K Reduce -0.7%
PRF Invesco Rafi US 1000 ETF 0.04% 9,536 $385K Add +3.2%
META Meta Platforms Inc. Class A 0.04% 655 $378K Add +12.3%
EEM iShares MSCI Emerging Market 0.04% 8,516 $372K No change
VIOO Vanguard S&P Small-Cap 600 E 0.04% 3,834 $370K Add +1.8%
PULS Pgim Ultra Short Bond ETF 0.04% 7,312 $364K New
IBP Installed Building Products 0.04% 2,100 $360K Add +2.4%
BIL SS SPDR BB 1-3M T-Bill ETF 0.04% 3,874 $355K Add +1.3%
VTIP Vanguard Short-Term Tips 0.03% 6,840 $341K Reduce -1.4%
VBR Vngrd Mrngst SL-CP Val ETF-U 0.03% 1,829 $341K Reduce -7.1%
GSLC Goldman Activebeta US LC ETF 0.03% 3,085 $340K No change
COST Costco Wholesale Corp. 0.03% 353 $334K No change
DIS The Walt Disney Co. filed as DISNEY WALT CO 0.03% 3,373 $333K Reduce -17.8%
SCHC Schwab Intl Small-Cap Equity 0.03% 9,130 $328K Reduce -11.2%
AVLV Avantis US Large Cap Value 0.03% 5,020 $327K No change
BAC Bank of America Corp. filed as BANK AMERICA CORP 0.03% 7,776 $324K No change
WYY Widepoint Corp. 0.03% 91,816 $306K No change
DFAC Dimensional US Core Equity 2 0.03% 9,240 $305K Reduce -1.1%
DTE DTE Energy Company 0.03% 2,133 $295K No change
VGT Vanguard Info Tech ETF 0.03% 526 $285K Reduce -0.4%
XLF SS Financial Select Sector 0.03% 5,672 $283K No change
XLE SS Energy Select Sector 0.03% 2,882 $269K No change
PDN Inv Rafi Dev MKT US SM-Usdin 0.03% 7,831 $262K Reduce -3.0%
LMT Lockheed Martin Corp. 0.03% 585 $261K Add +8.7%
NKE Nike Inc. Class B 0.03% 4,115 $261K Add +11.2%
VZ Verizon Communications Inc. 0.03% 5,682 $258K Reduce -4.2%
GEF Greif Inc. Class A 0.03% 4,563 $251K No change
ACWI iShares MSCI Acwi ETF 0.02% 2,076 $242K Reduce -0.1%
CENTA Central Garden and Pet Co. Class A 0.02% 7,165 $235K No change
UNP Union Pacific Corp. 0.02% 977 $231K No change
MMM 3M Co. 0.02% 1,554 $228K No change
IJT iShares S&P Small-Cap 600 GR 0.02% 1,822 $227K Reduce -6.1%
USO United States Oil Fund LP 0.02% 2,925 $226K No change
PEP Pepsico Inc. 0.02% 1,505 $226K Add +13.2%
WS Worthington Steel Inc. 0.02% 8,839 $224K Add +1.6%
MDT Medtronic PLC 0.02% 2,428 $218K Reduce -12.3%
TIP iShares Tips Bond ETF 0.02% 1,960 $218K Add +4.0%
SBUX Starbucks Corp. 0.02% 2,206 $216K New
STWD Starwood Property Trust Inc. 0.02% 10,903 $216K No change
VPU Vanguard Utilities ETF 0.02% 1,254 $214K No change
PLD Prologis Inc. 0.02% 1,900 $212K No change
AVGO Broadcom Inc. 0.02% 1,251 $209K New
VOT Vngrd Mrngstr MC GRW ETF-Usd 0.02% 856 $209K Reduce -7.8%
SO The Southern Co. 0.02% 2,200 $202K New
JYD Jayud Global Logistics Ltd. Class A 0.02% 25,000 $192K New
XCHYX Calamos Convert & High Inc. 0.02% 16,489 $167K No change
MPX Marine Products Corp. 0.01% 11,023 $92K New
UA Under Armour Inc. Class C 0.01% 13,003 $77K Reduce -60.8%
AGL Agilon Health Inc. 0.01% 16,569 $72K No change
MYO Myomo Inc. 0.00% 10,000 $48K No change
CDLX Cardlytics Inc. 0.00% 14,000 $25K No change
FNGR Fingermotion Inc. 0.00% 15,700 $22K Add +57.0%

Options reported separately and not counted above: FNGR calls ($1K).

Portfolio Sells Q4 2024 → Q1 2025
SCHB Schwab US Broad Market ETF Reduce -4.2% 8.43% −1.72
SCHM Schwab US Mid Cap ETF Reduce -2.8% 4.99% −0.95
VBK Van Morst SML-Cap Gro-Usd Inc. Reduce -1.8% 3.46% −0.83
SCHA Schwab US Small-Cap ETF Reduce -3.4% 2.50% −0.62
AAPL Apple Inc. Reduce -0.2% 1.56% −0.37
MSFT Microsoft Corp. Reduce -12.7% 0.82% −0.33
TSLA Tesla Inc. Reduce -4.7% 0.27% −0.21
BSV Vanguard Short-Term Bond ETF Reduce -66.1% 0.06% −0.13
WMT Walmart Inc. Reduce -0.3% 0.75% −0.10
IWB iShares Russell 1000 ETF Reduce -6.6% 0.37% −0.08
BRK.B Berkshire Hathaway Inc. Class B Reduce -11.0% 1.42% −0.07
GOOGL Alphabet Inc. Class A Reduce -15.8% 0.11% −0.06
AMZN Amazon.com Inc. Reduce -10.4% 0.15% −0.06
NVDA Nvidia Corp. Reduce -4.8% 0.13% −0.05
SCHX Schwab US Large-Cap ETF Reduce -0.2% 0.35% −0.05
CIVB Civista Bancshares Inc. Reduce -0.2% 0.28% −0.05
SPY SS SPDR S&P 500 ETF Trust-US Reduce -0.3% 0.29% −0.04
VWO Vanguard Ftse Emerging Marke Reduce -5.1% 0.34% −0.04
DFUV Dimensional US Marketwide Va Reduce -1.4% 0.40% −0.04
PG The Procter & Gamble Co. Reduce -12.7% 0.17% −0.04
EFA iShares MSCI Eafe ETF Reduce -5.3% 0.48% −0.03
SCHG Schwab US Large-Cap Growth Reduce -15.8% 0.07% −0.03
UPST Upstart Holdings Inc. Sold out 0.00% −0.03
SCHF Schwab Intl Equity ETF Reduce -2.6% 0.57% −0.03
BND Vanguard Total Bond Market Sold out 0.00% −0.03
QCRH QCR Holdings Inc. Sold out 0.00% −0.03
VUG Vanguard Mrngstar GR ETF-Sui Reduce -0.0% 0.12% −0.03
ET Energy Transfer LP Reduce -0.5% 0.16% −0.03
IWM iShares Russell 2000 ETF Reduce -1.3% 0.11% −0.03
EPD Enterprise Products Partners Sold out 0.00% −0.02
IYH iShares U.S. Healthcare ETF Sold out 0.00% −0.02
SPYM Ste STR SPDR PT S&P 500 ETF Reduce -26.0% 0.04% −0.02
DFAW Dimensional World Eqty ETF Sold out 0.00% −0.02
VTI VG Morningstar TS MKT ETF-US Reduce -1.0% 0.13% −0.02
JPM JPMorgan Chase & Co. Reduce -1.3% 0.26% −0.02
AMAT Applied Materials Inc. Reduce -2.8% 0.08% −0.02
UA Under Armour Inc. Class C Reduce -60.8% 0.01% −0.02
VEA Vanguard Ftse Developed ETF Reduce -1.3% 0.42% −0.02
DIS The Walt Disney Co. Reduce -17.8% 0.03% −0.02
QQQ Invesco QQQ Trust Series 1 Reduce -8.0% 0.05% −0.02
LLY Eli Lilly & Co. Reduce -5.4% 0.16% −0.01
SCHH Schwab US REIT ETF Reduce -13.1% 0.04% −0.01
XOM Exxon Mobil Corp. Reduce -7.3% 0.15% −0.01
VBR Vngrd Mrngst SL-CP Val ETF-U Reduce -7.1% 0.03% −0.01
ABT Abbott Laboratories Reduce -12.6% 0.11% −0.01
AGG iShares Core U.S. Aggregate Reduce -4.9% 0.06% −0.01
VGT Vanguard Info Tech ETF Reduce -0.4% 0.03% −0.01
IJT iShares S&P Small-Cap 600 GR Reduce -6.1% 0.02% −0.01
SCHC Schwab Intl Small-Cap Equity Reduce -11.2% 0.03% −0.01
IVDA Iveda Solutions Inc. Sold out 0.00% −0.01

Portfolio Buys Q4 2024 → Q1 2025
JCPB JPMorgan Core Plus Bond ETF Add +1774.7% 9.14% +8.62
BRK.A Berkshire Hathaway Inc. Class A New 0.32% +0.32
JAAA Janus Henderson Aaa Clo ETF Add +225.0% 0.25% +0.17
FBND Fidelity Total Bond ETF Add +8.9% 8.71% +0.10
JBBB Janus Henderson B-BBB Clo Et New 0.06% +0.06
PRK Park National Corp. Add +59.8% 0.24% +0.06
DFGR Dim Global Real Estate ETF Add +9.0% 2.14% +0.05
PULS Pgim Ultra Short Bond ETF New 0.04% +0.04
DFLV Dim US Large Cap Value ETF Add +8.2% 5.60% +0.04
GLD SPDR Gold Shares Add +2.5% 0.30% +0.03
DFIC Dimensional International Co. Add +2.1% 10.89% +0.03
SBUX Starbucks Corp. New 0.02% +0.02
AVGO Broadcom Inc. New 0.02% +0.02
SO The Southern Co. New 0.02% +0.02
SCHP Schwab U.S. Tips ETF Add +13.0% 0.29% +0.02
JYD Jayud Global Logistics Ltd. Class A New 0.02% +0.02
JMUB JPMorgan Municipal ETF Add +14.0% 0.50% +0.02
ABBV Abbvie Inc. Add +1.8% 0.20% +0.02
SMMU PIMCO SHRT TRM Muni BND ETF Add +37.5% 0.09% +0.02
EFV iShares MSCI Eafe Value ETF Add +2.3% 0.28% +0.01
MPX Marine Products Corp. New 0.01% +0.01
VTV Vanguard Mrngstr Val ETF-Aui Add +14.7% 0.14% +0.01
VSS Vanguard Ftse All Wo X-US SC Add +17.8% 0.11% +0.01
WOR Worthington Enterprises Inc. Add +0.5% 0.07% +0.01
DE Deere & Co. Add +15.8% 0.05% +0.01
CVX Chevron Corp. Add +11.3% 0.05% +0.01
AMGN Amgen Inc. Add +5.7% 0.05% +0.01
IAGG iShares Intl Aggregate Bond Add +17.1% 0.06% +0.00
VO Vngrd Mrngstr MD-Cap ETF-Usd Add +13.6% 0.19% +0.00
FNGR Fingermotion Inc. Add +57.0% 0.00% +0.00
PEP Pepsico Inc. Add +13.2% 0.02% +0.00
META Meta Platforms Inc. Class A Add +12.3% 0.04% +0.00
TIP iShares Tips Bond ETF Add +4.0% 0.02% −0.00
HBAN Huntington Bancshares Inc. Add +17.7% 0.06% −0.00
ETN Eaton Corp. PLC Add +32.7% 0.06% −0.00
UNH Unitedhealth Group Inc. Add +3.8% 0.07% −0.00
PRF Invesco Rafi US 1000 ETF Add +3.2% 0.04% −0.00
LMT Lockheed Martin Corp. Add +8.7% 0.03% −0.00
BIL SS SPDR BB 1-3M T-Bill ETF Add +1.3% 0.04% −0.00
IWF iShares Russell 1000 Growth Add +20.1% 0.22% −0.00
IBP Installed Building Products Add +2.4% 0.04% −0.00
VOE Vngrd Mrngstr MD-Cap Val ETF Add +1.0% 0.04% −0.00
NKE Nike Inc. Class B Add +11.2% 0.03% −0.00
VIOO Vanguard S&P Small-Cap 600 E Add +1.8% 0.04% −0.01
WS Worthington Steel Inc. Add +1.6% 0.02% −0.01
MRK Merck & Co. Inc. Add +4.5% 0.05% −0.01
VOO Vanguard S&P 500 ETF Add +7.2% 0.66% −0.05
SCHZ Schwab US Aggregate Bond ETF Add +1.1% 1.15% −0.07
AVEM Avantis Emerging Markets Eq Add +2.7% 5.26% −0.22
DFAT Dimensional US Target Value Add +4.7% 1.70% −0.22

Options Activity Q4 2024 → Q1 2025
FNGR Fingermotion Inc. call New 12,000 $1K

Calls and puts are listed by the shares they cover; their value is not part of the stock holdings above.

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 172$1.4BDFIC, IVV, JCPB, FBND, DFLV
Q1 2026 169$1.3BDFIC, JCPB, IVV, FBND, DFLV
Q4 2025 166$1.2BDFIC, JCPB, IVV, FBND, SCHB
Q3 2025 158$1.2BDFIC, JCPB, IVV, FBND, SCHB
Q2 2025 155$1.1BDFIC, JCPB, FBND, SCHB, IVV
Q1 2025 148$991.5MDFIC, JCPB, FBND, SCHB, IVV
Q4 2024 148$906.0MDFIC, SCHB, FBND, IVV, SCHM
Q3 2024 149$888.3MDFIC, SCHB, FBND, IVV, SCHM
Q2 2024 147$804.1MDFIC, SCHB, IVV, FBND, SCHM
Q1 2024 150$716.9MDFIC, SCHB, IVV, SCHM, AVEM