Summit Wealth & Retirement Planning, Inc.
In its 13F for Q1 2025 (holdings as of March 31, 2025, filed May 5, 2025), Summit Wealth & Retirement Planning, Inc. reported 78 stock positions worth $326.3 million. Its top holding was Schwab US Large-Cap Value (SCHV) at 13.3% of the portfolio, followed by Vngrd Mrngstr MG Cap ETF-Usd (MGC, 13.2%) and Schwab US Large-Cap Growth (SCHG, 11.9%). Compared with Q4 2024, it opened 6 new positions, sold out of 3, added to 45 and reduced 10. The biggest buy was Abrdn Precious Metals Basket (GLTR, shares +2%) and the biggest sale Vngrd Mrngstr MG Cap ETF-Usd (MGC, shares −4%).
- Most Recent 13F
- Q2 2026
- Location
- EAGLE, ID
- CIK
- 0001766995
- Portfolio Value
- $326.3M (Q1 2025)
- SEC Filing
- 0001766995-25-000002 ↗ filed May 5, 2025
Holdings Value
Holdings 78 stocks · $326.3M
| SCHV Schwab US Large-Cap Value | 13.34% | 1,638,296 | $43.5M | Add +1.5% |
| MGC Vngrd Mrngstr MG Cap ETF-Usd | 13.24% | 214,599 | $43.2M | Reduce -4.2% |
| SCHG Schwab US Large-Cap Growth | 11.89% | 1,548,983 | $38.8M | Add +1.1% |
| SCHF Schwab Intl Equity ETF | 7.57% | 1,249,611 | $24.7M | Add +6.5% |
| GLTR Abrdn Precious Metals Basket | 5.90% | 148,754 | $19.3M | Add +1.7% |
| SCHE Schwab Emrg Mrkts Eqty ETF | 4.70% | 555,973 | $15.3M | Add +4.4% |
| BOXX Alpha Architect 1-3 MNTH Box | 4.46% | 130,485 | $14.5M | Add +2.6% |
| SCHA Schwab US Small-Cap ETF | 4.42% | 615,552 | $14.4M | Add +4.2% |
| DBMF Imgp Dbi MFT STR ETF-Usd Inc. | 4.36% | 563,590 | $14.2M | Add +2.1% |
| IWD iShares Russell 1000 Value E | 3.55% | 61,519 | $11.6M | Reduce -4.6% |
| EFA iShares MSCI Eafe ETF | 2.69% | 107,305 | $8.8M | Reduce -0.3% |
| SPY SS SPDR S&P 500 ETF Trust-US | 2.23% | 13,029 | $7.3M | Reduce -0.7% |
| AAPL Apple Inc. | 1.92% | 28,177 | $6.3M | Reduce -0.2% |
| IWM iShares Russell 2000 ETF | 1.63% | 26,615 | $5.3M | Reduce -0.0% |
| SCHB Schwab US Broad Market ETF | 1.59% | 240,670 | $5.2M | Add +1.3% |
| EEM iShares MSCI Emerging Market | 1.53% | 114,302 | $5.0M | Reduce -3.5% |
| IWF iShares Russell 1000 Growth | 1.26% | 11,379 | $4.1M | Reduce -0.8% |
| VBR Vngrd Mrngst SL-CP Val ETF-U | 1.12% | 19,690 | $3.7M | Add +4.5% |
| MSFT Microsoft Corp. | 1.07% | 9,298 | $3.5M | Add +11.1% |
| VOO Vanguard S&P 500 ETF | 1.06% | 6,706 | $3.4M | Add +722.8% |
| VGIT Vanguard Intermediate-Term T | 0.64% | 35,089 | $2.1M | Reduce -3.3% |
| JPM JPMorgan Chase & Co. | 0.62% | 8,220 | $2.0M | Add +4.5% |
| GOOGL Alphabet Inc. Class A | 0.56% | 11,720 | $1.8M | Add +5.2% |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.43% | 3,760 | $1.4M | Add +264.3% |
| CPRT Copart Inc. | 0.41% | 23,868 | $1.4M | No change |
| VTV Vanguard Mrngstr Val ETF-Aui | 0.40% | 7,493 | $1.3M | Add +77.3% |
| TSLA Tesla Inc. | 0.38% | 4,756 | $1.2M | Add +68.2% |
| NVDA Nvidia Corp. | 0.37% | 10,994 | $1.2M | Add +7.5% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.33% | 2,019 | $1.1M | Add +3.6% |
| SYLD Cambria Shareholder Yield Et | 0.32% | 16,287 | $1.0M | Add +11.6% |
| GOOG Alphabet Inc. Class C | 0.30% | 6,165 | $963K | Add +13.2% |
| IEFA iShares Core MSCI Eafe ETF | 0.28% | 11,995 | $907K | Add +26.0% |
| XOM Exxon Mobil Corp. | 0.25% | 6,858 | $816K | Add +0.9% |
| SCHD Schwab US DVD Equity ETF | 0.23% | 26,327 | $736K | Add +0.6% |
| AMZN Amazon.com Inc. | 0.22% | 3,722 | $708K | Add +17.9% |
| BAC Bank of America Corp. filed as BANK AMERICA CORP | 0.21% | 16,494 | $688K | Add +16.0% |
| VB Vanguard Most SM-Cap ETF-Usd | 0.20% | 2,879 | $638K | Add +16.3% |
| SSD Simpson Manufacturing Co. Inc. | 0.19% | 3,857 | $606K | No change |
| VYM Vanguard High DVD Yield ETF | 0.18% | 4,486 | $579K | No change |
| VEA Vanguard Ftse Developed ETF | 0.17% | 11,126 | $566K | Add +0.6% |
| COST Costco Wholesale Corp. | 0.17% | 595 | $563K | Add +12.9% |
| HD Home Depot Inc. | 0.17% | 1,531 | $561K | Add +10.5% |
| QQQ Invesco QQQ Trust Series 1 | 0.16% | 1,144 | $536K | No change |
| LLY Eli Lilly & Co. | 0.15% | 598 | $494K | Add +9.5% |
| IWB iShares Russell 1000 ETF | 0.15% | 1,599 | $490K | No change |
| HDV iShares Core High Dividend E | 0.15% | 4,023 | $487K | Add +0.4% |
| AVGO Broadcom Inc. | 0.14% | 2,810 | $470K | Add +31.9% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 0.13% | 1,699 | $439K | No change |
| PANW Palo Alto Networks Inc. | 0.13% | 2,530 | $432K | Add +5.0% |
| MRK Merck & Co. Inc. | 0.13% | 4,737 | $425K | Add +1.3% |
| CMG Chipotle Mexican Grill Inc. | 0.12% | 8,100 | $407K | No change |
| V Visa Inc. Class A | 0.12% | 1,116 | $391K | Add +21.6% |
| ABBV Abbvie Inc. | 0.12% | 1,813 | $380K | Add +24.6% |
| META Meta Platforms Inc. Class A | 0.11% | 650 | $375K | No change |
| QCOM Qualcomm Inc. | 0.11% | 2,380 | $366K | No change |
| STT State Street Corp. | 0.11% | 4,022 | $360K | No change |
| PG The Procter & Gamble Co. | 0.11% | 2,109 | $359K | No change |
| JNJ Johnson & Johnson | 0.10% | 2,046 | $339K | Add +0.1% |
| CSCO Cisco Systems Inc. | 0.09% | 4,949 | $305K | Add +0.0% |
| VWO Vanguard Ftse Emerging Marke | 0.09% | 6,255 | $283K | Add +8.1% |
| JEPI JPMorgan Equity Premium Inco | 0.09% | 4,900 | $280K | Add +4.0% |
| DIS The Walt Disney Co. filed as DISNEY WALT CO | 0.08% | 2,694 | $266K | Add +8.0% |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | 0.08% | 1,006 | $259K | No change |
| AMGN Amgen Inc. | 0.08% | 819 | $255K | Reduce -4.0% |
| VOE Vngrd Mrngstr MD-Cap Val ETF | 0.08% | 1,567 | $252K | No change |
| IWR iShares Russell Mid-Cap ETF | 0.08% | 2,924 | $249K | No change |
| WFC Wells Fargo & Co. | 0.07% | 3,362 | $241K | Add +4.3% |
| SCHW Schwab (charles) Corp. | 0.07% | 3,061 | $240K | New |
| IJH iShares Core S&P Midcap ETF | 0.07% | 3,955 | $231K | No change |
| BILL Bill Holdings Inc. | 0.07% | 5,000 | $229K | New |
| FTCS First Trust Capital Strength | 0.07% | 2,433 | $218K | No change |
| IUSV iShares Core S&P U.S. Value | 0.07% | 2,345 | $216K | No change |
| CVX Chevron Corp. | 0.07% | 1,280 | $214K | New |
| JGRO JPMorgan Active Growth ETF | 0.06% | 2,835 | $209K | Add +8.5% |
| JQUA JPMorgan US Quality Factor | 0.06% | 3,642 | $206K | New |
| JAVA JPMorgan Active Value ETF | 0.06% | 3,178 | $202K | New |
| DFAC Dimensional US Core Equity 2 | 0.06% | 6,101 | $201K | Add +4.8% |
| AQST Aquestive Therapeutics Inc. | 0.01% | 10,000 | $29K | New |
Portfolio Sells Q4 2024 → Q1 2025
| MGC Vngrd Mrngstr MG Cap ETF-Usd | Reduce -4.2% | 13.24% | −1.50 |
| AAPL Apple Inc. | Reduce -0.2% | 1.92% | −0.27 |
| IWM iShares Russell 2000 ETF | Reduce -0.0% | 1.63% | −0.19 |
| IWF iShares Russell 1000 Growth | Reduce -0.8% | 1.26% | −0.17 |
| IWD iShares Russell 1000 Value E | Reduce -4.6% | 3.55% | −0.15 |
| SPY SS SPDR S&P 500 ETF Trust-US | Reduce -0.7% | 2.23% | −0.15 |
| BIV Vanguard Intermediate-Term B | Sold out | 0.00% | −0.10 |
| ORCL Oracle Corp. | Sold out | 0.00% | −0.07 |
| AGOX Adaptive Alpha Opportunities | Sold out | 0.00% | −0.06 |
| VGIT Vanguard Intermediate-Term T | Reduce -3.3% | 0.64% | −0.01 |
| EEM iShares MSCI Emerging Market | Reduce -3.5% | 1.53% | −0.00 |
| AMGN Amgen Inc. | Reduce -4.0% | 0.08% | +0.01 |
| EFA iShares MSCI Eafe ETF | Reduce -0.3% | 2.69% | +0.17 |
Portfolio Buys Q4 2024 → Q1 2025
| GLTR Abrdn Precious Metals Basket | Add +1.7% | 5.90% | +0.93 |
| VOO Vanguard S&P 500 ETF | Add +722.8% | 1.06% | +0.92 |
| SCHF Schwab Intl Equity ETF | Add +6.5% | 7.57% | +0.86 |
| SCHV Schwab US Large-Cap Value | Add +1.5% | 13.34% | +0.32 |
| SCHE Schwab Emrg Mrkts Eqty ETF | Add +4.4% | 4.70% | +0.31 |
| VUG Vanguard Mrngstar GR ETF-Sui | Add +264.3% | 0.43% | +0.30 |
| VTV Vanguard Mrngstr Val ETF-Aui | Add +77.3% | 0.40% | +0.18 |
| BOXX Alpha Architect 1-3 MNTH Box | Add +2.6% | 4.46% | +0.12 |
| SCHW Schwab (charles) Corp. | New | 0.07% | +0.07 |
| IEFA iShares Core MSCI Eafe ETF | Add +26.0% | 0.28% | +0.07 |
| BILL Bill Holdings Inc. | New | 0.07% | +0.07 |
| CVX Chevron Corp. | New | 0.07% | +0.07 |
| JQUA JPMorgan US Quality Factor | New | 0.06% | +0.06 |
| JAVA JPMorgan Active Value ETF | New | 0.06% | +0.06 |
| BRK.B Berkshire Hathaway Inc. Class B | Add +3.6% | 0.33% | +0.06 |
| ABBV Abbvie Inc. | Add +24.6% | 0.12% | +0.04 |
| JPM JPMorgan Chase & Co. | Add +4.5% | 0.62% | +0.03 |
| V Visa Inc. Class A | Add +21.6% | 0.12% | +0.03 |
| TSLA Tesla Inc. | Add +68.2% | 0.38% | +0.02 |
| XOM Exxon Mobil Corp. | Add +0.9% | 0.25% | +0.02 |
| COST Costco Wholesale Corp. | Add +12.9% | 0.17% | +0.02 |
| LLY Eli Lilly & Co. | Add +9.5% | 0.15% | +0.02 |
| BAC Bank of America Corp. | Add +16.0% | 0.21% | +0.02 |
| JNJ Johnson & Johnson | Add +0.1% | 0.10% | +0.01 |
| VB Vanguard Most SM-Cap ETF-Usd | Add +16.3% | 0.20% | +0.01 |
| HDV iShares Core High Dividend E | Add +0.4% | 0.15% | +0.01 |
| VEA Vanguard Ftse Developed ETF | Add +0.6% | 0.17% | +0.01 |
| SYLD Cambria Shareholder Yield Et | Add +11.6% | 0.32% | +0.01 |
| AQST Aquestive Therapeutics Inc. | New | 0.01% | +0.01 |
| VWO Vanguard Ftse Emerging Marke | Add +8.1% | 0.09% | +0.01 |
| HD Home Depot Inc. | Add +10.5% | 0.17% | +0.01 |
| SCHD Schwab US DVD Equity ETF | Add +0.6% | 0.23% | +0.00 |
| WFC Wells Fargo & Co. | Add +4.3% | 0.07% | +0.00 |
| CSCO Cisco Systems Inc. | Add +0.0% | 0.09% | +0.00 |
| AMZN Amazon.com Inc. | Add +17.9% | 0.22% | +0.00 |
| JEPI JPMorgan Equity Premium Inco | Add +4.0% | 0.09% | +0.00 |
| DFAC Dimensional US Core Equity 2 | Add +4.8% | 0.06% | −0.00 |
| JGRO JPMorgan Active Growth ETF | Add +8.5% | 0.06% | −0.00 |
| PANW Palo Alto Networks Inc. | Add +5.0% | 0.13% | −0.00 |
| DIS The Walt Disney Co. | Add +8.0% | 0.08% | −0.00 |
| AVGO Broadcom Inc. | Add +31.9% | 0.14% | −0.01 |
| MRK Merck & Co. Inc. | Add +1.3% | 0.13% | −0.01 |
| MSFT Microsoft Corp. | Add +11.1% | 1.07% | −0.02 |
| GOOG Alphabet Inc. Class C | Add +13.2% | 0.30% | −0.03 |
| VBR Vngrd Mrngst SL-CP Val ETF-U | Add +4.5% | 1.12% | −0.03 |
| NVDA Nvidia Corp. | Add +7.5% | 0.37% | −0.06 |
| SCHB Schwab US Broad Market ETF | Add +1.3% | 1.59% | −0.08 |
| GOOGL Alphabet Inc. Class A | Add +5.2% | 0.56% | −0.10 |
| DBMF Imgp Dbi MFT STR ETF-Usd Inc. | Add +2.1% | 4.36% | −0.11 |
| SCHA Schwab US Small-Cap ETF | Add +4.2% | 4.42% | −0.31 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 113 | $471.9M | SCHV, MGC, SCHG, SCHF, GLTR |
| Q1 2026 | 108 | $419.1M | SCHV, MGC, SCHG, SCHF, GLTR |
| Q4 2025 | 111 | $424.7M | MGC, SCHV, SCHG, SCHF, GLTR |
| Q3 2025 | 105 | $406.9M | MGC, SCHG, SCHV, SCHF, GLTR |
| Q2 2025 | 101 | $372.5M | MGC, SCHV, SCHG, SCHF, GLTR |
| Q1 2025 | 78 | $326.3M | SCHV, MGC, SCHG, SCHF, GLTR |
| Q4 2024 | 75 | $323.1M | MGC, SCHG, SCHV, SCHF, GLTR |
| Q3 2024 | 68 | $313.3M | SCHV, SCHG, MGC, SCHF, DBMF |
| Q2 2024 | 64 | $293.7M | SCHG, SCHV, MGC, SCHF, DBMF |
| Q1 2024 | 63 | $280.5M | SCHV, SCHG, MGC, SCHF, DBMF |