Summit Wealth & Retirement Planning, Inc.

In its 13F for Q2 2025 (holdings as of June 30, 2025, filed August 6, 2025), Summit Wealth & Retirement Planning, Inc. reported 101 stock positions worth $372.5 million. Its top holding was Vngrd Mrngstr MG Cap ETF-Usd (MGC) at 13.0% of the portfolio, followed by Schwab US Large-Cap Value (SCHV, 12.2%) and Schwab US Large-Cap Growth (SCHG, 12.1%). Compared with Q1 2025, it opened 24 new positions, sold out of 1, added to 40 and reduced 13. The biggest buy was Vanguard Most SM-Cap ETF-Usd (VB, shares +228%) and the biggest sale iShares Russell 1000 Value E (IWD, shares −0%).

Most Recent 13F
Q2 2026
Location
EAGLE, ID
CIK
0001766995
Portfolio Value
$372.5M (Q2 2025)
SEC Filing
0001766995-25-000004 ↗ filed Aug 6, 2025

Holdings Value

0$100.0M$200.0M$300.0M$400.0M$500.0M Q1 2024: $280.5M Q1 2024 Q2 2024: $293.7M Q2 2024 Q3 2024: $313.3M Q3 2024 Q4 2024: $323.1M Q4 2024 Q1 2025: $326.3M Q1 2025 Q2 2025: $372.5M $372.5M Q2 2025 Q3 2025: $406.9M Q3 2025 Q4 2025: $424.7M Q4 2025 Q1 2026: $419.1M Q1 2026 Q2 2026: $471.9M Q2 2026

Holdings 101 stocks · $372.5M
MGC Vngrd Mrngstr MG Cap ETF-Usd 12.98% 214,932 $48.3M Add +0.2%
SCHV Schwab US Large-Cap Value 12.23% 1,646,926 $45.6M Add +0.5%
SCHG Schwab US Large-Cap Growth 12.14% 1,547,821 $45.2M Reduce -0.1%
SCHF Schwab Intl Equity ETF 7.55% 1,271,836 $28.1M Add +1.8%
GLTR Abrdn Precious Metals Basket 5.62% 151,650 $21.0M Add +1.9%
SCHE Schwab Emrg Mrkts Eqty ETF 4.72% 583,127 $17.6M Add +4.9%
BOXX Alpha Architect 1-3 MNTH Box 4.10% 135,442 $15.3M Add +3.8%
SCHA Schwab US Small-Cap ETF 4.07% 599,619 $15.2M Reduce -2.6%
DBMF Imgp Dbi MFT STR ETF-Usd Inc. 4.05% 585,899 $15.1M Add +4.0%
IWD iShares Russell 1000 Value E 3.19% 61,226 $11.9M Reduce -0.5%
EFA iShares MSCI Eafe ETF 2.36% 98,506 $8.8M Reduce -8.2%
SPY SS SPDR S&P 500 ETF Trust-US 2.16% 13,000 $8.0M Reduce -0.2%
AAPL Apple Inc. 1.56% 28,264 $5.8M Add +0.3%
SCHB Schwab US Broad Market ETF 1.54% 239,977 $5.7M Reduce -0.3%
MSFT Microsoft Corp. 1.46% 10,967 $5.5M Add +17.9%
IWM iShares Russell 2000 ETF 1.37% 23,608 $5.1M Reduce -11.3%
EEM iShares MSCI Emerging Market 1.31% 100,805 $4.9M Reduce -11.8%
IWF iShares Russell 1000 Growth 1.28% 11,201 $4.8M Reduce -1.6%
VOO Vanguard S&P 500 ETF 1.15% 7,539 $4.3M Add +12.4%
VBR Vngrd Mrngst SL-CP Val ETF-U 1.04% 19,844 $3.9M Add +0.8%
JPM JPMorgan Chase & Co. 0.64% 8,220 $2.4M No change
GOOGL Alphabet Inc. Class A 0.64% 13,493 $2.4M Add +15.1%
VB Vanguard Most SM-Cap ETF-Usd 0.60% 9,454 $2.2M Add +228.4%
TSLA Tesla Inc. 0.60% 7,008 $2.2M Add +47.4%
VTV Vanguard Mrngstr Val ETF-Aui 0.59% 12,439 $2.2M Add +66.0%
VGIT Vanguard Intermediate-Term T 0.52% 32,503 $1.9M Reduce -7.4%
BRK.B Berkshire Hathaway Inc. Class B 0.51% 3,883 $1.9M Add +92.3%
NVDA Nvidia Corp. 0.47% 11,171 $1.8M Add +1.6%
AVGO Broadcom Inc. 0.47% 6,378 $1.8M Add +127.0%
VUG Vanguard Mrngstar GR ETF-Sui 0.38% 3,233 $1.4M Reduce -14.0%
IEFA iShares Core MSCI Eafe ETF 0.35% 15,655 $1.3M Add +30.5%
GOOG Alphabet Inc. Class C 0.34% 7,116 $1.3M Add +15.4%
CPRT Copart Inc. 0.31% 23,868 $1.2M No change
SYLD Cambria Shareholder Yield Et 0.30% 17,151 $1.1M Add +5.3%
HD Home Depot Inc. 0.27% 2,776 $1.0M Add +81.3%
AMZN Amazon.com Inc. 0.24% 4,129 $906K Add +10.9%
LLY Eli Lilly & Co. 0.21% 1,004 $783K Add +67.9%
XOM Exxon Mobil Corp. 0.20% 6,898 $744K Add +0.6%
BAC Bank of America Corp. filed as BANK AMERICA CORP 0.20% 15,543 $735K Reduce -5.8%
SCHD Schwab US DVD Equity ETF 0.19% 26,393 $699K Add +0.3%
ORLY O'reilly Automotive Inc. 0.17% 7,230 $652K New
ABBV Abbvie Inc. 0.17% 3,457 $642K Add +90.7%
VEA Vanguard Ftse Developed ETF 0.17% 11,127 $634K Add +0.0%
QQQ Invesco QQQ Trust Series 1 0.17% 1,144 $631K No change
MA Mastercard Inc. Class A 0.17% 1,102 $619K New
COST Costco Wholesale Corp. 0.16% 610 $604K Add +2.5%
SSD Simpson Manufacturing Co. Inc. 0.16% 3,857 $599K No change
VYM Vanguard High DVD Yield ETF 0.16% 4,486 $598K No change
ABT Abbott Laboratories 0.15% 4,002 $544K New
IWB iShares Russell 1000 ETF 0.15% 1,599 $543K No change
RTX RTX Corp. 0.15% 3,702 $541K New
PANW Palo Alto Networks Inc. 0.14% 2,530 $518K No change
SYK Stryker Corp. 0.14% 1,301 $515K New
VWO Vanguard Ftse Emerging Marke 0.13% 10,084 $499K Add +61.2%
META Meta Platforms Inc. Class A 0.13% 661 $488K Add +1.7%
VO Vngrd Mrngstr MD-Cap ETF-Usd 0.13% 1,699 $475K No change
HDV iShares Core High Dividend E 0.13% 4,023 $471K No change
VTI VG Morningstar TS MKT ETF-US 0.13% 1,549 $471K New
BLK BlackRock Inc. 0.13% 444 $466K New
STT State Street Corp. 0.12% 4,294 $457K Add +6.8%
CMG Chipotle Mexican Grill Inc. 0.12% 8,100 $455K No change
CME Cme Group Inc. 0.12% 1,637 $451K New
QCOM Qualcomm Inc. 0.11% 2,580 $411K Add +8.4%
MRK Merck & Co. Inc. 0.11% 5,016 $397K Add +5.9%
V Visa Inc. Class A 0.11% 1,116 $396K No change
MS Morgan Stanley 0.11% 2,800 $394K New
SCHW Schwab (charles) Corp. 0.11% 4,297 $392K Add +40.4%
PG The Procter & Gamble Co. 0.09% 2,201 $351K Add +4.4%
DIS The Walt Disney Co. filed as DISNEY WALT CO 0.09% 2,797 $347K Add +3.8%
CSCO Cisco Systems Inc. 0.09% 4,949 $343K No change
TSCO Tractor Supply Company 0.09% 6,300 $332K New
ORCL Oracle Corp. 0.09% 1,481 $324K New
JNJ Johnson & Johnson 0.09% 2,094 $320K Add +2.4%
TT Trane Technologies PLC 0.08% 719 $314K New
MAR Marriott International Class A 0.08% 1,135 $310K New
SRE Sempra 0.08% 3,989 $302K New
NSC Norfolk Southern Corp. 0.08% 1,142 $292K New
UNH Unitedhealth Group Inc. 0.08% 937 $292K New
DE Deere & Co. 0.08% 565 $287K New
VV Vngrd Mrgstr LRG-Cap ETF-Usd 0.08% 1,006 $287K No change
XLK SS Technology Select Sector 0.08% 1,130 $286K New
JEPI JPMorgan Equity Premium Inco 0.07% 4,810 $273K Reduce -1.8%
WFC Wells Fargo & Co. 0.07% 3,362 $269K No change
IWR iShares Russell Mid-Cap ETF 0.07% 2,924 $269K No change
VOE Vngrd Mrngstr MD-Cap Val ETF 0.07% 1,567 $258K No change
DFAC Dimensional US Core Equity 2 0.07% 6,885 $247K Add +12.8%
IJH iShares Core S&P Midcap ETF 0.07% 3,955 $245K No change
JGRO JPMorgan Active Growth ETF 0.07% 2,835 $244K No change
MCD McDonald's Corp. 0.06% 821 $240K New
AMGN Amgen Inc. 0.06% 849 $237K Add +3.7%
AMD Advanced Micro Devices 0.06% 1,642 $233K New
BILL Bill Holdings Inc. 0.06% 5,000 $231K No change
HII Huntington Ingalls Industrie 0.06% 953 $230K New
IUSV iShares Core S&P U.S. Value 0.06% 2,345 $222K No change
FTCS First Trust Capital Strength 0.06% 2,433 $221K No change
JQUA JPMorgan US Quality Factor 0.06% 3,642 $219K No change
JAVA JPMorgan Active Value ETF 0.06% 3,178 $208K No change
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS 0.06% 705 $208K New
HON Honeywell International Inc. 0.06% 880 $205K New
JVAL JPMorgan US Value Factor ETF 0.05% 4,580 $203K New

Show all 101 holdings

Portfolio Sells Q1 2025 → Q2 2025
IWD iShares Russell 1000 Value E Reduce -0.5% 3.19% −0.35
SCHA Schwab US Small-Cap ETF Reduce -2.6% 4.07% −0.35
EFA iShares MSCI Eafe ETF Reduce -8.2% 2.36% −0.32
IWM iShares Russell 2000 ETF Reduce -11.3% 1.37% −0.26
EEM iShares MSCI Emerging Market Reduce -11.8% 1.31% −0.23
VGIT Vanguard Intermediate-Term T Reduce -7.4% 0.52% −0.12
SPY SS SPDR S&P 500 ETF Trust-US Reduce -0.2% 2.16% −0.08
CVX Chevron Corp. Sold out 0.00% −0.07
SCHB Schwab US Broad Market ETF Reduce -0.3% 1.54% −0.05
VUG Vanguard Mrngstar GR ETF-Sui Reduce -14.0% 0.38% −0.05
BAC Bank of America Corp. Reduce -5.8% 0.20% −0.01
JEPI JPMorgan Equity Premium Inco Reduce -1.8% 0.07% −0.01
IWF iShares Russell 1000 Growth Reduce -1.6% 1.28% +0.02
SCHG Schwab US Large-Cap Growth Reduce -0.1% 12.14% +0.25

Portfolio Buys Q1 2025 → Q2 2025
VB Vanguard Most SM-Cap ETF-Usd Add +228.4% 0.60% +0.41
MSFT Microsoft Corp. Add +17.9% 1.46% +0.39
AVGO Broadcom Inc. Add +127.0% 0.47% +0.33
TSLA Tesla Inc. Add +47.4% 0.60% +0.22
VTV Vanguard Mrngstr Val ETF-Aui Add +66.0% 0.59% +0.19
BRK.B Berkshire Hathaway Inc. Class B Add +92.3% 0.51% +0.18
ORLY O'reilly Automotive Inc. New 0.17% +0.17
MA Mastercard Inc. Class A New 0.17% +0.17
ABT Abbott Laboratories New 0.15% +0.15
RTX RTX Corp. New 0.15% +0.15
SYK Stryker Corp. New 0.14% +0.14
VTI VG Morningstar TS MKT ETF-US New 0.13% +0.13
BLK BlackRock Inc. New 0.13% +0.13
CME Cme Group Inc. New 0.12% +0.12
NVDA Nvidia Corp. Add +1.6% 0.47% +0.11
MS Morgan Stanley New 0.11% +0.11
HD Home Depot Inc. Add +81.3% 0.27% +0.10
VOO Vanguard S&P 500 ETF Add +12.4% 1.15% +0.09
TSCO Tractor Supply Company New 0.09% +0.09
ORCL Oracle Corp. New 0.09% +0.09
TT Trane Technologies PLC New 0.08% +0.08
MAR Marriott International Class A New 0.08% +0.08
GOOGL Alphabet Inc. Class A Add +15.1% 0.64% +0.08
SRE Sempra New 0.08% +0.08
NSC Norfolk Southern Corp. New 0.08% +0.08
UNH Unitedhealth Group Inc. New 0.08% +0.08
DE Deere & Co. New 0.08% +0.08
XLK SS Technology Select Sector New 0.08% +0.08
IEFA iShares Core MSCI Eafe ETF Add +30.5% 0.35% +0.07
MCD McDonald's Corp. New 0.06% +0.06
AMD Advanced Micro Devices New 0.06% +0.06
HII Huntington Ingalls Industrie New 0.06% +0.06
LLY Eli Lilly & Co. Add +67.9% 0.21% +0.06
ABBV Abbvie Inc. Add +90.7% 0.17% +0.06
IBM Intl Business Machines Corp. New 0.06% +0.06
HON Honeywell International Inc. New 0.06% +0.06
JVAL JPMorgan US Value Factor ETF New 0.05% +0.05
VWO Vanguard Ftse Emerging Marke Add +61.2% 0.13% +0.05
GOOG Alphabet Inc. Class C Add +15.4% 0.34% +0.04
SCHW Schwab (charles) Corp. Add +40.4% 0.11% +0.03
AMZN Amazon.com Inc. Add +10.9% 0.24% +0.03
SCHE Schwab Emrg Mrkts Eqty ETF Add +4.9% 4.72% +0.02
META Meta Platforms Inc. Class A Add +1.7% 0.13% +0.02
STT State Street Corp. Add +6.8% 0.12% +0.01
DIS The Walt Disney Co. Add +3.8% 0.09% +0.01
DFAC Dimensional US Core Equity 2 Add +12.8% 0.07% +0.00
QCOM Qualcomm Inc. Add +8.4% 0.11% −0.00
VEA Vanguard Ftse Developed ETF Add +0.0% 0.17% −0.00
COST Costco Wholesale Corp. Add +2.5% 0.16% −0.01
AMGN Amgen Inc. Add +3.7% 0.06% −0.01

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 113$471.9MSCHV, MGC, SCHG, SCHF, GLTR
Q1 2026 108$419.1MSCHV, MGC, SCHG, SCHF, GLTR
Q4 2025 111$424.7MMGC, SCHV, SCHG, SCHF, GLTR
Q3 2025 105$406.9MMGC, SCHG, SCHV, SCHF, GLTR
Q2 2025 101$372.5MMGC, SCHV, SCHG, SCHF, GLTR
Q1 2025 78$326.3MSCHV, MGC, SCHG, SCHF, GLTR
Q4 2024 75$323.1MMGC, SCHG, SCHV, SCHF, GLTR
Q3 2024 68$313.3MSCHV, SCHG, MGC, SCHF, DBMF
Q2 2024 64$293.7MSCHG, SCHV, MGC, SCHF, DBMF
Q1 2024 63$280.5MSCHV, SCHG, MGC, SCHF, DBMF