Summit Wealth & Retirement Planning, Inc.
In its 13F for Q1 2026 (holdings as of March 31, 2026, filed May 11, 2026), Summit Wealth & Retirement Planning, Inc. reported 108 stock positions worth $419.1 million. Its top holding was Schwab US Large-Cap Value (SCHV) at 12.5% of the portfolio, followed by Vngrd Mrngstr MG Cap ETF-Usd (MGC, 12.2%) and Schwab US Large-Cap Growth (SCHG, 10.5%). Compared with Q4 2025, it opened 5 new positions, sold out of 8, added to 38 and reduced 49. The biggest buy was a new position in Dimensional International SM (DISV) and the biggest sale Schwab Intl Equity ETF (SCHF, shares −22%).
- Most Recent 13F
- Q2 2026
- Location
- EAGLE, ID
- CIK
- 0001766995
- Portfolio Value
- $419.1M (Q1 2026)
- SEC Filing
- 0001766995-26-000003 ↗ filed May 11, 2026
Holdings Value
Holdings 108 stocks · $419.1M
| SCHV Schwab US Large-Cap Value | 12.55% | 1,724,184 | $52.6M | Add +1.0% |
| MGC Vngrd Mrngstr MG Cap ETF-Usd | 12.15% | 215,518 | $50.9M | Add +0.6% |
| SCHG Schwab US Large-Cap Growth | 10.55% | 1,517,439 | $44.2M | Reduce -0.7% |
| SCHF Schwab Intl Equity ETF | 6.82% | 1,154,813 | $28.6M | Reduce -22.0% |
| GLTR Abrdn Precious Metals Basket | 6.70% | 128,389 | $28.1M | Reduce -8.6% |
| DBMF Imgp Dbi MFT STR ETF-Usd Inc. | 4.41% | 612,604 | $18.5M | Add +2.2% |
| SCHA Schwab US Small-Cap ETF | 4.12% | 593,940 | $17.3M | Add +2.3% |
| BOXX Alpha Architect 1-3 MNTH Box | 4.06% | 146,489 | $17.0M | Add +0.8% |
| SCHE Schwab Emrg Mrkts Eqty ETF | 3.94% | 500,583 | $16.5M | Add +0.3% |
| IWD iShares Russell 1000 Value E | 3.01% | 59,121 | $12.6M | Reduce -0.7% |
| DISV Dimensional International SM | 2.23% | 236,597 | $9.3M | New |
| EFA iShares MSCI Eafe ETF | 2.08% | 89,928 | $8.7M | Reduce -8.1% |
| SPY SS SPDR S&P 500 ETF Trust-US | 1.92% | 12,378 | $8.0M | Add +0.8% |
| AAPL Apple Inc. | 1.49% | 24,552 | $6.2M | Reduce -0.5% |
| SCHB Schwab US Broad Market ETF | 1.44% | 240,219 | $6.0M | Reduce -0.2% |
| IWM iShares Russell 2000 ETF | 1.36% | 22,937 | $5.7M | Reduce -1.9% |
| EEM iShares MSCI Emerging Market | 1.14% | 84,144 | $4.8M | Reduce -1.5% |
| IWF iShares Russell 1000 Growth | 1.07% | 10,469 | $4.5M | Reduce -0.9% |
| VBR Vngrd Mrngst SL-CP Val ETF-U | 1.05% | 20,297 | $4.4M | Add +0.4% |
| VOO Vanguard S&P 500 ETF | 1.04% | 7,309 | $4.4M | Reduce -3.7% |
| MSFT Microsoft Corp. | 1.02% | 11,603 | $4.3M | Add +4.8% |
| GOOGL Alphabet Inc. Class A | 0.92% | 13,430 | $3.9M | Reduce -0.6% |
| VTV Vanguard Mrngstr Val ETF-Aui | 0.76% | 16,164 | $3.2M | Add +11.5% |
| VB Vanguard Most SM-Cap ETF-Usd | 0.60% | 9,634 | $2.5M | Add +7.1% |
| TSLA Tesla Inc. | 0.59% | 6,657 | $2.5M | Reduce -2.2% |
| JPM JPMorgan Chase & Co. | 0.57% | 8,102 | $2.4M | Add +0.3% |
| GOOG Alphabet Inc. Class C | 0.50% | 7,284 | $2.1M | Add +0.9% |
| AAUA Alpha Architect US Equ 3 ETF | 0.47% | 40,458 | $2.0M | New |
| VGIT Vanguard Intermediate-Term T | 0.47% | 33,101 | $2.0M | Add +1.9% |
| AVGO Broadcom Inc. | 0.47% | 6,303 | $2.0M | Reduce -1.0% |
| AVDV Avantis Intl S/C Value ETF | 0.46% | 19,370 | $1.9M | New |
| NVDA Nvidia Corp. | 0.45% | 10,729 | $1.9M | Reduce -5.0% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.44% | 3,845 | $1.8M | Add +0.3% |
| AAEQ Alpha Architct US Eqty 2 ETF | 0.44% | 39,418 | $1.8M | No change |
| SYLD Cambria Shareholder Yield Et | 0.39% | 21,791 | $1.6M | Add +4.5% |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.36% | 3,467 | $1.5M | Add +3.1% |
| IEFA iShares Core MSCI Eafe ETF | 0.33% | 15,253 | $1.4M | Reduce -10.7% |
| AAUS Alpha Architect US Eqy ETF | 0.30% | 24,284 | $1.3M | No change |
| LLY Eli Lilly & Co. | 0.28% | 1,260 | $1.2M | Add +23.3% |
| XOM Exxon Mobil Corp. | 0.24% | 5,831 | $989K | Reduce -8.1% |
| AMZN Amazon.com Inc. | 0.21% | 4,134 | $861K | Reduce -8.6% |
| HD Home Depot Inc. | 0.20% | 2,568 | $845K | Reduce -7.5% |
| ABBV Abbvie Inc. | 0.20% | 3,802 | $827K | Add +9.3% |
| CPRT Copart Inc. | 0.19% | 23,540 | $782K | Reduce -1.3% |
| BAC Bank of America Corp. filed as BANK AMERICA CORP | 0.18% | 15,444 | $753K | Add +1.0% |
| VWO Vanguard Ftse Emerging Marke | 0.17% | 13,357 | $722K | Add +28.5% |
| RTX RTX Corp. | 0.17% | 3,702 | $714K | Reduce -0.4% |
| VEA Vanguard Ftse Developed ETF | 0.17% | 11,128 | $713K | Reduce -0.0% |
| SCHD Schwab US DVD Equity ETF | 0.16% | 22,124 | $679K | Reduce -19.1% |
| ORLY O'reilly Automotive Inc. | 0.16% | 7,230 | $667K | Reduce -2.4% |
| SSD Simpson Manufacturing Co. Inc. | 0.16% | 3,857 | $662K | No change |
| VYM Vanguard High DVD Yield ETF | 0.16% | 4,434 | $657K | Reduce -5.3% |
| COST Costco Wholesale Corp. | 0.14% | 603 | $601K | Reduce -2.6% |
| HDV iShares Core High Dividend E | 0.14% | 4,220 | $573K | Add +2.7% |
| VTI VG Morningstar TS MKT ETF-US | 0.14% | 1,779 | $571K | Reduce -6.8% |
| MRK Merck & Co. Inc. | 0.14% | 4,726 | $568K | Add +5.9% |
| QQQ Invesco QQQ Trust Series 1 | 0.13% | 967 | $558K | Reduce -11.9% |
| MS Morgan Stanley | 0.13% | 3,355 | $552K | Add +18.9% |
| MA Mastercard Inc. Class A | 0.13% | 1,102 | $551K | Reduce -2.6% |
| STT State Street Corp. | 0.13% | 4,159 | $526K | No change |
| JNJ Johnson & Johnson | 0.12% | 2,125 | $519K | Add +0.8% |
| MAR Marriott International Class A | 0.12% | 1,550 | $507K | Add +36.6% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 0.12% | 1,699 | $488K | No change |
| META Meta Platforms Inc. Class A | 0.12% | 848 | $485K | Reduce -1.7% |
| CME Cme Group Inc. | 0.12% | 1,637 | $483K | No change |
| SCHW Schwab (charles) Corp. | 0.11% | 4,714 | $443K | Add +8.7% |
| WFC Wells Fargo & Co. | 0.10% | 5,336 | $425K | Reduce -13.6% |
| BLK BlackRock Inc. | 0.10% | 438 | $421K | Reduce -1.4% |
| CSCO Cisco Systems Inc. | 0.10% | 5,429 | $421K | Add +9.7% |
| ABT Abbott Laboratories | 0.10% | 3,987 | $409K | Reduce -1.0% |
| PANW Palo Alto Networks Inc. | 0.10% | 2,543 | $408K | Reduce -1.0% |
| SYK Stryker Corp. | 0.09% | 1,188 | $390K | Reduce -7.8% |
| SRE Sempra | 0.09% | 3,989 | $388K | No change |
| QCOM Qualcomm Inc. | 0.09% | 2,842 | $366K | Add +10.2% |
| HII Huntington Ingalls Industrie | 0.09% | 953 | $362K | No change |
| IWB iShares Russell 1000 ETF | 0.09% | 1,000 | $357K | Reduce -37.5% |
| XLK SS Technology Select Sector | 0.08% | 2,660 | $354K | Add +17.7% |
| TT Trane Technologies PLC | 0.08% | 793 | $330K | Add +13.6% |
| CAT Caterpillar Inc. | 0.08% | 463 | $328K | Add +8.4% |
| V Visa Inc. Class A | 0.08% | 1,085 | $328K | Reduce -3.4% |
| NSC Norfolk Southern Corp. | 0.08% | 1,142 | $328K | No change |
| PG The Procter & Gamble Co. | 0.08% | 2,205 | $318K | Add +0.7% |
| DE Deere & Co. | 0.08% | 565 | $318K | Reduce -0.9% |
| AMD Advanced Micro Devices | 0.08% | 1,555 | $316K | Reduce -1.5% |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | 0.07% | 1,006 | $301K | No change |
| CVX Chevron Corp. | 0.07% | 1,406 | $291K | New |
| TSCO Tractor Supply Company | 0.07% | 6,300 | $285K | No change |
| DFAC Dimensional US Core Equity 2 | 0.07% | 7,135 | $277K | Add +3.6% |
| JEPI JPMorgan Equity Premium Inco | 0.07% | 4,851 | $275K | Add +0.8% |
| COP Conocophillips | 0.07% | 2,079 | $274K | New |
| UNH Unitedhealth Group Inc. | 0.07% | 1,009 | $273K | Add +5.7% |
| IJH iShares Core S&P Midcap ETF | 0.06% | 3,971 | $268K | Add +0.4% |
| IWR iShares Russell Mid-Cap ETF | 0.06% | 2,724 | $265K | Reduce -6.8% |
| VOE Vngrd Mrngstr MD-Cap Val ETF | 0.06% | 1,405 | $259K | Reduce -10.3% |
| MCD McDonald's Corp. | 0.06% | 824 | $256K | Reduce -1.1% |
| IUSV iShares Core S&P U.S. Value | 0.06% | 2,345 | $240K | No change |
| AMGN Amgen Inc. | 0.06% | 656 | $231K | Reduce -19.6% |
| TD Toronto-Dominion Bank | 0.05% | 2,465 | $230K | No change |
| BF.B Brown-Forman Corp. Class B | 0.05% | 8,677 | $229K | Reduce -38.9% |
| DIS The Walt Disney Co. filed as DISNEY WALT CO | 0.05% | 2,359 | $227K | Reduce -15.0% |
| FTCS First Trust Capital Strength | 0.05% | 2,433 | $226K | No change |
| DVY iShares Select Dividend ETF | 0.05% | 1,459 | $221K | No change |
| JGRO JPMorgan Active Growth ETF | 0.05% | 2,612 | $221K | Reduce -7.9% |
| JAVA JPMorgan Active Value ETF | 0.05% | 2,907 | $209K | Reduce -8.5% |
| JQUA JPMorgan US Quality Factor | 0.05% | 3,336 | $205K | Reduce -8.4% |
| JVAL JPMorgan US Value Factor ETF | 0.05% | 4,183 | $204K | Reduce -8.7% |
| AQST Aquestive Therapeutics Inc. | 0.03% | 35,000 | $145K | Add +133.3% |
| ABX Abacus Global Management Inc. | 0.02% | 10,000 | $79K | No change |
Portfolio Sells Q4 2025 → Q1 2026
| SCHF Schwab Intl Equity ETF | Reduce -22.0% | 6.82% | −1.56 |
| SCHG Schwab US Large-Cap Growth | Reduce -0.7% | 10.55% | −1.19 |
| TSLA Tesla Inc. | Reduce -2.2% | 0.59% | −0.13 |
| EFA iShares MSCI Eafe ETF | Reduce -8.1% | 2.08% | −0.13 |
| IWF iShares Russell 1000 Growth | Reduce -0.9% | 1.07% | −0.11 |
| GLTR Abrdn Precious Metals Basket | Reduce -8.6% | 6.70% | −0.10 |
| AAPL Apple Inc. | Reduce -0.5% | 1.49% | −0.09 |
| IBIT iShares Bitcoin Trust ETF | Sold out | 0.00% | −0.08 |
| VOO Vanguard S&P 500 ETF | Reduce -3.7% | 1.04% | −0.08 |
| GOOGL Alphabet Inc. Class A | Reduce -0.6% | 0.92% | −0.07 |
| GE General Electric | Sold out | 0.00% | −0.07 |
| ORCL Oracle Corp. | Sold out | 0.00% | −0.07 |
| BILL Bill Holdings Inc. | Sold out | 0.00% | −0.06 |
| VCIT Vanguard Int-Term Corporate | Sold out | 0.00% | −0.06 |
| BIV Vanguard Intermediate-Term B | Sold out | 0.00% | −0.06 |
| IWB iShares Russell 1000 ETF | Reduce -37.5% | 0.09% | −0.06 |
| AVGO Broadcom Inc. | Reduce -1.0% | 0.47% | −0.05 |
| IBM Intl Business Machines Corp. | Sold out | 0.00% | −0.05 |
| NVDA Nvidia Corp. | Reduce -5.0% | 0.45% | −0.05 |
| SCHB Schwab US Broad Market ETF | Reduce -0.2% | 1.44% | −0.05 |
| CMG Chipotle Mexican Grill Inc. | Sold out | 0.00% | −0.05 |
| AMZN Amazon.com Inc. | Reduce -8.6% | 0.21% | −0.04 |
| WFC Wells Fargo & Co. | Reduce -13.6% | 0.10% | −0.03 |
| CPRT Copart Inc. | Reduce -1.3% | 0.19% | −0.03 |
| BF.B Brown-Forman Corp. Class B | Reduce -38.9% | 0.05% | −0.03 |
| IEFA iShares Core MSCI Eafe ETF | Reduce -10.7% | 0.33% | −0.03 |
| QQQ Invesco QQQ Trust Series 1 | Reduce -11.9% | 0.13% | −0.03 |
| HD Home Depot Inc. | Reduce -7.5% | 0.20% | −0.02 |
| ABT Abbott Laboratories | Reduce -1.0% | 0.10% | −0.02 |
| MA Mastercard Inc. Class A | Reduce -2.6% | 0.13% | −0.02 |
| DIS The Walt Disney Co. | Reduce -15.0% | 0.05% | −0.02 |
| META Meta Platforms Inc. Class A | Reduce -1.7% | 0.12% | −0.02 |
| SCHD Schwab US DVD Equity ETF | Reduce -19.1% | 0.16% | −0.01 |
| VTI VG Morningstar TS MKT ETF-US | Reduce -6.8% | 0.14% | −0.01 |
| V Visa Inc. Class A | Reduce -3.4% | 0.08% | −0.01 |
| PANW Palo Alto Networks Inc. | Reduce -1.0% | 0.10% | −0.01 |
| SYK Stryker Corp. | Reduce -7.8% | 0.09% | −0.01 |
| BLK BlackRock Inc. | Reduce -1.4% | 0.10% | −0.01 |
| JGRO JPMorgan Active Growth ETF | Reduce -7.9% | 0.05% | −0.01 |
| AMGN Amgen Inc. | Reduce -19.6% | 0.06% | −0.01 |
| JQUA JPMorgan US Quality Factor | Reduce -8.4% | 0.05% | −0.01 |
| JVAL JPMorgan US Value Factor ETF | Reduce -8.7% | 0.05% | −0.00 |
| AMD Advanced Micro Devices | Reduce -1.5% | 0.08% | −0.00 |
| JAVA JPMorgan Active Value ETF | Reduce -8.5% | 0.05% | −0.00 |
| VOE Vngrd Mrngstr MD-Cap Val ETF | Reduce -10.3% | 0.06% | −0.00 |
| IWR iShares Russell Mid-Cap ETF | Reduce -6.8% | 0.06% | −0.00 |
| VYM Vanguard High DVD Yield ETF | Reduce -5.3% | 0.16% | −0.00 |
| ORLY O'reilly Automotive Inc. | Reduce -2.4% | 0.16% | +0.00 |
| MCD McDonald's Corp. | Reduce -1.1% | 0.06% | +0.00 |
| IWM iShares Russell 2000 ETF | Reduce -1.9% | 1.36% | +0.00 |
Portfolio Buys Q4 2025 → Q1 2026
| DISV Dimensional International SM | New | 2.23% | +2.23 |
| SCHV Schwab US Large-Cap Value | Add +1.0% | 12.55% | +0.64 |
| AAUA Alpha Architect US Equ 3 ETF | New | 0.47% | +0.47 |
| AVDV Avantis Intl S/C Value ETF | New | 0.46% | +0.46 |
| DBMF Imgp Dbi MFT STR ETF-Usd Inc. | Add +2.2% | 4.41% | +0.45 |
| SCHA Schwab US Small-Cap ETF | Add +2.3% | 4.12% | +0.23 |
| BOXX Alpha Architect 1-3 MNTH Box | Add +0.8% | 4.06% | +0.13 |
| VTV Vanguard Mrngstr Val ETF-Aui | Add +11.5% | 0.76% | +0.10 |
| SCHE Schwab Emrg Mrkts Eqty ETF | Add +0.3% | 3.94% | +0.09 |
| CVX Chevron Corp. | New | 0.07% | +0.07 |
| COP Conocophillips | New | 0.07% | +0.07 |
| VB Vanguard Most SM-Cap ETF-Usd | Add +7.1% | 0.60% | +0.06 |
| SYLD Cambria Shareholder Yield Et | Add +4.5% | 0.39% | +0.05 |
| VBR Vngrd Mrngst SL-CP Val ETF-U | Add +0.4% | 1.05% | +0.04 |
| VWO Vanguard Ftse Emerging Marke | Add +28.5% | 0.17% | +0.04 |
| MAR Marriott International Class A | Add +36.6% | 0.12% | +0.04 |
| MRK Merck & Co. Inc. | Add +5.9% | 0.14% | +0.03 |
| JNJ Johnson & Johnson | Add +0.8% | 0.12% | +0.02 |
| CAT Caterpillar Inc. | Add +8.4% | 0.08% | +0.02 |
| HDV iShares Core High Dividend E | Add +2.7% | 0.14% | +0.02 |
| LLY Eli Lilly & Co. | Add +23.3% | 0.28% | +0.02 |
| TT Trane Technologies PLC | Add +13.6% | 0.08% | +0.01 |
| MS Morgan Stanley | Add +18.9% | 0.13% | +0.01 |
| VGIT Vanguard Intermediate-Term T | Add +1.9% | 0.47% | +0.01 |
| AQST Aquestive Therapeutics Inc. | Add +133.3% | 0.03% | +0.01 |
| CSCO Cisco Systems Inc. | Add +9.7% | 0.10% | +0.01 |
| ABBV Abbvie Inc. | Add +9.3% | 0.20% | +0.01 |
| XLK SS Technology Select Sector | Add +17.7% | 0.08% | +0.01 |
| SCHW Schwab (charles) Corp. | Add +8.7% | 0.11% | +0.00 |
| IJH iShares Core S&P Midcap ETF | Add +0.4% | 0.06% | +0.00 |
| PG The Procter & Gamble Co. | Add +0.7% | 0.08% | +0.00 |
| DFAC Dimensional US Core Equity 2 | Add +3.6% | 0.07% | +0.00 |
| JEPI JPMorgan Equity Premium Inco | Add +0.8% | 0.07% | +0.00 |
| UNH Unitedhealth Group Inc. | Add +5.7% | 0.07% | −0.01 |
| BRK.B Berkshire Hathaway Inc. Class B | Add +0.3% | 0.44% | −0.01 |
| QCOM Qualcomm Inc. | Add +10.2% | 0.09% | −0.02 |
| BAC Bank of America Corp. | Add +1.0% | 0.18% | −0.02 |
| VUG Vanguard Mrngstar GR ETF-Sui | Add +3.1% | 0.36% | −0.02 |
| GOOG Alphabet Inc. Class C | Add +0.9% | 0.50% | −0.03 |
| JPM JPMorgan Chase & Co. | Add +0.3% | 0.57% | −0.04 |
| SPY SS SPDR S&P 500 ETF Trust-US | Add +0.8% | 1.92% | −0.05 |
| MSFT Microsoft Corp. | Add +4.8% | 1.02% | −0.24 |
| MGC Vngrd Mrngstr MG Cap ETF-Usd | Add +0.6% | 12.15% | −0.52 |
Notes & Other Activity Q4 2025 → Q1 2026
| DAICW Cid Holdco Inc. -26 | *W EXP 12/31/202 | Sold out | 18,456 | $1Kbefore exit |
Bonds, preferreds, convertibles and warrants; not part of the stock holdings or percentages above.
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 113 | $471.9M | SCHV, MGC, SCHG, SCHF, GLTR |
| Q1 2026 | 108 | $419.1M | SCHV, MGC, SCHG, SCHF, GLTR |
| Q4 2025 | 111 | $424.7M | MGC, SCHV, SCHG, SCHF, GLTR |
| Q3 2025 | 105 | $406.9M | MGC, SCHG, SCHV, SCHF, GLTR |
| Q2 2025 | 101 | $372.5M | MGC, SCHV, SCHG, SCHF, GLTR |
| Q1 2025 | 78 | $326.3M | SCHV, MGC, SCHG, SCHF, GLTR |
| Q4 2024 | 75 | $323.1M | MGC, SCHG, SCHV, SCHF, GLTR |
| Q3 2024 | 68 | $313.3M | SCHV, SCHG, MGC, SCHF, DBMF |
| Q2 2024 | 64 | $293.7M | SCHG, SCHV, MGC, SCHF, DBMF |
| Q1 2024 | 63 | $280.5M | SCHV, SCHG, MGC, SCHF, DBMF |