Summit Wealth & Retirement Planning, Inc.

In its 13F for Q2 2026 (holdings as of June 30, 2026, filed July 27, 2026), Summit Wealth & Retirement Planning, Inc. reported 113 stock positions worth $471.9 million. Its top holding was Schwab US Large-Cap Value (SCHV) at 13.1% of the portfolio, followed by Vngrd Mrngstr MG Cap ETF-Usd (MGC, 12.6%) and Schwab US Large-Cap Growth (SCHG, 10.9%). Compared with Q1 2026, it opened 8 new positions, sold out of 3, added to 24 and reduced 43. The biggest buy was a new position in Cambria Global Ew 2 ETF (GEQ) and the biggest sale iShares MSCI Eafe ETF (EFA, shares −4%).

Most Recent 13F
Q2 2026
Location
EAGLE, ID
CIK
0001766995
Portfolio Value
$471.9M (Q2 2026)
SEC Filing
0001766995-26-000004 ↗ filed Jul 27, 2026

Holdings Value

0$100.0M$200.0M$300.0M$400.0M$500.0M Q1 2024: $280.5M Q1 2024 Q2 2024: $293.7M Q2 2024 Q3 2024: $313.3M Q3 2024 Q4 2024: $323.1M Q4 2024 Q1 2025: $326.3M Q1 2025 Q2 2025: $372.5M Q2 2025 Q3 2025: $406.9M Q3 2025 Q4 2025: $424.7M Q4 2025 Q1 2026: $419.1M Q1 2026 Q2 2026: $471.9M $471.9M Q2 2026

Holdings 113 stocks · $471.9M
SCHV Schwab US Large-Cap Value 13.11% 1,777,034 $61.9M Add +3.1%
MGC Vngrd Mrngstr MG Cap ETF-Usd 12.59% 217,223 $59.4M Add +0.8%
SCHG Schwab US Large-Cap Growth 10.91% 1,522,032 $51.5M Add +0.3%
SCHF Schwab Intl Equity ETF 6.90% 1,175,965 $32.6M Add +1.8%
GLTR Abrdn Precious Metals Basket 4.97% 129,390 $23.4M Add +0.8%
SCHA Schwab US Small-Cap ETF 4.70% 614,388 $22.2M Add +3.4%
DBMF Imgp Dbi MFT STR ETF-Usd Inc. 4.14% 638,441 $19.5M Add +4.2%
SCHE Schwab Emrg Mrkts Eqty ETF 3.90% 507,913 $18.4M Add +1.5%
BOXX Alpha Architect 1-3 MNTH Box 3.81% 153,499 $18.0M Add +4.8%
IWD iShares Russell 1000 Value E 3.01% 58,572 $14.2M Reduce -0.9%
DISV Dimensional International SM 2.26% 266,152 $10.7M Add +12.5%
SPY SS SPDR S&P 500 ETF Trust-US 1.94% 12,286 $9.2M Reduce -0.7%
EFA iShares MSCI Eafe ETF 1.89% 86,031 $8.9M Reduce -4.3%
IWM iShares Russell 2000 ETF 1.43% 22,489 $6.8M Reduce -1.9%
AAPL Apple Inc. 1.41% 22,956 $6.6M Reduce -6.5%
SCHB Schwab US Broad Market ETF 1.40% 227,501 $6.6M Reduce -5.3%
IWF iShares Russell 1000 Growth 1.10% 41,871 $5.2M No change
EEM iShares MSCI Emerging Market 1.10% 75,857 $5.2M Reduce -9.8%
VBR Vngrd Mrngst SL-CP Val ETF-U 1.02% 19,775 $4.8M Reduce -2.6%
GOOGL Alphabet Inc. Class A 1.02% 13,430 $4.8M No change
VOO Vanguard S&P 500 ETF 0.97% 6,673 $4.6M Reduce -8.7%
MSFT Microsoft Corp. 0.92% 11,583 $4.3M Reduce -0.2%
VTV Vanguard Mrngstr Val ETF-Aui 0.72% 15,498 $3.4M Reduce -4.1%
GEQ Cambria Global Ew 2 ETF 0.68% 62,800 $3.2M New
VB Vanguard Most SM-Cap ETF-Usd 0.63% 9,754 $3.0M Add +1.3%
TSLA Tesla Inc. 0.58% 6,560 $2.8M Reduce -1.5%
JPM JPMorgan Chase & Co. 0.56% 8,002 $2.6M Reduce -1.2%
GOOG Alphabet Inc. Class C 0.53% 7,123 $2.5M Reduce -2.2%
AVGO Broadcom Inc. 0.50% 6,263 $2.4M Reduce -0.6%
AVDV Avantis Intl S/C Value ETF 0.50% 22,942 $2.4M Add +18.4%
AAUA Alpha Architect US Equ 3 ETF 0.49% 40,458 $2.3M No change
VGIT Vanguard Intermediate-Term T 0.45% 36,003 $2.1M Add +8.8%
AAEQ Alpha Architct US Eqty 2 ETF 0.44% 39,418 $2.1M No change
NVDA Nvidia Corp. 0.44% 10,432 $2.1M Reduce -2.8%
BRK.B Berkshire Hathaway Inc. Class B 0.41% 3,838 $1.9M Reduce -0.2%
VUG Vanguard Mrngstar GR ETF-Sui 0.39% 21,590 $1.9M Add +3.8%
SYLD Cambria Shareholder Yield Et 0.38% 22,647 $1.8M Add +3.9%
IEFA iShares Core MSCI Eafe ETF 0.31% 14,942 $1.4M Reduce -2.0%
LLY Eli Lilly & Co. 0.27% 1,060 $1.3M Reduce -15.9%
AMZN Amazon.com Inc. 0.20% 4,035 $962K Reduce -2.4%
ABBV Abbvie Inc. 0.20% 3,802 $957K No change
AAUS Alpha Architect US Eqy ETF 0.20% 15,504 $926K Reduce -36.2%
AMD Advanced Micro Devices 0.19% 1,555 $903K No change
SCHD Schwab US DVD Equity ETF 0.18% 27,300 $866K Add +23.4%
PANW Palo Alto Networks Inc. 0.18% 2,530 $863K Reduce -0.5%
BAC Bank of America Corp. 0.18% 14,673 $836K Reduce -5.0%
SSD Simpson Manufacturing Co. Inc. 0.17% 3,857 $807K No change
VWO Vanguard Ftse Emerging Marke 0.17% 13,391 $799K Add +0.3%
HD Home Depot Inc. 0.17% 2,247 $792K Reduce -12.5%
HDV iShares Core High Dividend E 0.16% 27,861 $764K Add +32.0%
XOM Exxon Mobil Corp. 0.15% 5,211 $712K Reduce -10.6%
RTX RTX Corp. 0.15% 3,702 $702K No change
VYM Vanguard High DVD Yield ETF 0.15% 4,434 $701K No change
VTI VG Morningstar TS MKT ETF-US 0.14% 1,848 $684K Add +3.9%
STT State Street Corp. 0.14% 4,022 $682K Reduce -3.3%
ORLY O'reilly Automotive Inc. 0.14% 7,230 $666K No change
CPRT Copart Inc. 0.14% 23,540 $664K No change
CSCO Cisco Systems Inc. 0.14% 5,429 $638K No change
VEA Vanguard Ftse Developed ETF 0.13% 8,893 $634K Reduce -20.1%
QQQ Invesco QQQ Trust Series 1 0.13% 848 $624K Reduce -12.3%
MS Morgan Stanley 0.13% 2,930 $612K Reduce -12.7%
MRK Merck & Co. Inc. 0.12% 4,503 $579K Reduce -4.7%
MA Mastercard Inc. Class A 0.12% 1,102 $566K No change
VO Vngrd Mrngstr MD-Cap ETF-Usd 0.12% 6,796 $548K No change
COST Costco Wholesale Corp. 0.11% 573 $536K Reduce -5.0%
JNJ Johnson & Johnson 0.11% 2,105 $535K Reduce -0.9%
MAR Marriott International Class A 0.11% 1,410 $523K Reduce -9.0%
QCOM Qualcomm Inc. 0.11% 2,757 $509K Reduce -3.0%
CAT Caterpillar Inc. 0.10% 463 $493K No change
META Meta Platforms Inc. Class A 0.10% 849 $478K Add +0.1%
XLK SS Technology Select Sector 0.09% 2,250 $429K Reduce -15.4%
SCHW Schwab (charles) Corp. 0.09% 4,544 $419K Reduce -3.6%
UNH Unitedhealth Group Inc. 0.09% 992 $412K Reduce -1.7%
IWB iShares Russell 1000 ETF 0.09% 1,000 $410K No change
JEPI JPMorgan Equity Premium Inco 0.08% 6,887 $389K Add +42.0%
BLK BlackRock Inc. 0.08% 403 $388K Reduce -8.0%
V Visa Inc. Class A 0.08% 1,085 $372K No change
SRE Sempra 0.08% 3,989 $370K No change
SYK Stryker Corp. 0.08% 1,172 $369K Reduce -1.4%
CME Cme Group Inc. 0.08% 1,637 $361K No change
WFC Wells Fargo & Co. 0.08% 4,350 $359K Reduce -18.5%
NSC Norfolk Southern Corp. 0.08% 1,142 $359K No change
DE Deere & Co. 0.08% 565 $358K No change
ABT Abbott Laboratories 0.08% 3,932 $357K Reduce -1.4%
VV Vngrd Mrgstr LRG-Cap ETF-Usd 0.07% 1,006 $346K No change
TT Trane Technologies PLC 0.07% 658 $323K Reduce -17.0%
DFAC Dimensional US Core Equity 2 0.07% 7,135 $317K No change
IJH iShares Core S&P Midcap ETF 0.07% 4,025 $310K Add +1.4%
IWR iShares Russell Mid-Cap ETF 0.06% 2,724 $301K No change
TD Toronto-Dominion Bank 0.06% 2,465 $299K No change
PG The Procter & Gamble Co. 0.06% 2,023 $297K Reduce -8.3%
VOE Vngrd Mrngstr MD-Cap Val ETF 0.06% 1,405 $278K No change
HII Huntington Ingalls Industrie 0.06% 953 $267K No change
IUSV iShares Core S&P U.S. Value 0.05% 2,345 $258K No change
GE General Electric filed as GE AEROSPACE 0.05% 691 $258K New
JGRO JPMorgan Active Growth ETF 0.05% 2,612 $258K No change
CVX Chevron Corp. 0.05% 1,512 $251K Add +7.5%
JVAL JPMorgan US Value Factor ETF 0.05% 4,183 $245K No change
JQUA JPMorgan US Quality Factor 0.05% 3,336 $241K No change
BF.B Brown-Forman Corp. Class B 0.05% 8,677 $231K No change
JAVA JPMorgan Active Value ETF 0.05% 2,907 $231K No change
COP Conocophillips 0.05% 2,210 $230K Add +6.3%
FTCS First Trust Capital Strength 0.05% 2,433 $229K No change
DIS The Walt Disney Co. filed as DISNEY WALT CO 0.05% 2,359 $227K No change
MCD McDonald's Corp. 0.05% 824 $223K No change
AMAT Applied Materials Inc. 0.05% 300 $217K New
DIA SS SPDR Dow Jones Indus Avg filed as STATE STR SPDR DOW JONES IND 0.05% 414 $216K New
LRCX Lam Research Corp. 0.04% 490 $212K New
VGT Vanguard Info Tech ETF 0.04% 1,755 $210K New
CB Chubb Ltd. 0.04% 605 $206K New
GEV GE Vernova Inc. 0.04% 171 $201K New
AQST Aquestive Therapeutics Inc. 0.03% 35,000 $146K No change
ABX Abacus Global Management Inc. 0.02% 10,000 $107K No change

Portfolio Sells Q1 2026 → Q2 2026
EFA iShares MSCI Eafe ETF Reduce -4.3% 1.89% −0.19
MSFT Microsoft Corp. Reduce -0.2% 0.92% −0.11
AAUS Alpha Architect US Eqy ETF Reduce -36.2% 0.20% −0.11
XOM Exxon Mobil Corp. Reduce -10.6% 0.15% −0.09
AAPL Apple Inc. Reduce -6.5% 1.41% −0.08
VOO Vanguard S&P 500 ETF Reduce -8.7% 0.97% −0.07
TSCO Tractor Supply Company Sold out 0.00% −0.07
AMGN Amgen Inc. Sold out 0.00% −0.06
DVY iShares Select Dividend ETF Sold out 0.00% −0.05
SCHB Schwab US Broad Market ETF Reduce -5.3% 1.40% −0.04
VTV Vanguard Mrngstr Val ETF-Aui Reduce -4.1% 0.72% −0.04
EEM iShares MSCI Emerging Market Reduce -9.8% 1.10% −0.04
VEA Vanguard Ftse Developed ETF Reduce -20.1% 0.13% −0.04
VBR Vngrd Mrngst SL-CP Val ETF-U Reduce -2.6% 1.02% −0.03
HD Home Depot Inc. Reduce -12.5% 0.17% −0.03
BRK.B Berkshire Hathaway Inc. Class B Reduce -0.2% 0.41% −0.03
COST Costco Wholesale Corp. Reduce -5.0% 0.11% −0.03
WFC Wells Fargo & Co. Reduce -18.5% 0.08% −0.03
IEFA iShares Core MSCI Eafe ETF Reduce -2.0% 0.31% −0.02
ABT Abbott Laboratories Reduce -1.4% 0.08% −0.02
BLK BlackRock Inc. Reduce -8.0% 0.08% −0.02
SCHW Schwab (charles) Corp. Reduce -3.6% 0.09% −0.02
SYK Stryker Corp. Reduce -1.4% 0.08% −0.01
JPM JPMorgan Chase & Co. Reduce -1.2% 0.56% −0.01
PG The Procter & Gamble Co. Reduce -8.3% 0.06% −0.01
MRK Merck & Co. Inc. Reduce -4.7% 0.12% −0.01
JNJ Johnson & Johnson Reduce -0.9% 0.11% −0.01
TT Trane Technologies PLC Reduce -17.0% 0.07% −0.01
MAR Marriott International Class A Reduce -9.0% 0.11% −0.01
LLY Eli Lilly & Co. Reduce -15.9% 0.27% −0.01
TSLA Tesla Inc. Reduce -1.5% 0.58% −0.01
IWD iShares Russell 1000 Value E Reduce -0.9% 3.01% −0.01
NVDA Nvidia Corp. Reduce -2.8% 0.44% −0.00
BAC Bank of America Corp. Reduce -5.0% 0.18% −0.00
MS Morgan Stanley Reduce -12.7% 0.13% −0.00
AMZN Amazon.com Inc. Reduce -2.4% 0.20% −0.00
QQQ Invesco QQQ Trust Series 1 Reduce -12.3% 0.13% −0.00
XLK SS Technology Select Sector Reduce -15.4% 0.09% +0.01
STT State Street Corp. Reduce -3.3% 0.14% +0.02
QCOM Qualcomm Inc. Reduce -3.0% 0.11% +0.02
UNH Unitedhealth Group Inc. Reduce -1.7% 0.09% +0.02
SPY SS SPDR S&P 500 ETF Trust-US Reduce -0.7% 1.94% +0.02
GOOG Alphabet Inc. Class C Reduce -2.2% 0.53% +0.03
AVGO Broadcom Inc. Reduce -0.6% 0.50% +0.04
IWM iShares Russell 2000 ETF Reduce -1.9% 1.43% +0.07
PANW Palo Alto Networks Inc. Reduce -0.5% 0.18% +0.09

Portfolio Buys Q1 2026 → Q2 2026
GEQ Cambria Global Ew 2 ETF New 0.68% +0.68
SCHA Schwab US Small-Cap ETF Add +3.4% 4.70% +0.58
SCHV Schwab US Large-Cap Value Add +3.1% 13.11% +0.56
MGC Vngrd Mrngstr MG Cap ETF-Usd Add +0.8% 12.59% +0.44
SCHG Schwab US Large-Cap Growth Add +0.3% 10.91% +0.37
SCHF Schwab Intl Equity ETF Add +1.8% 6.90% +0.08
GE General Electric New 0.05% +0.05
AMAT Applied Materials Inc. New 0.05% +0.05
DIA SS SPDR Dow Jones Indus Avg New 0.05% +0.05
LRCX Lam Research Corp. New 0.04% +0.04
VGT Vanguard Info Tech ETF New 0.04% +0.04
CB Chubb Ltd. New 0.04% +0.04
GEV GE Vernova Inc. New 0.04% +0.04
AVDV Avantis Intl S/C Value ETF Add +18.4% 0.50% +0.04
DISV Dimensional International SM Add +12.5% 2.26% +0.04
VUG Vanguard Mrngstar GR ETF-Sui Add +3.8% 0.39% +0.03
HDV iShares Core High Dividend E Add +32.0% 0.16% +0.03
VB Vanguard Most SM-Cap ETF-Usd Add +1.3% 0.63% +0.02
SCHD Schwab US DVD Equity ETF Add +23.4% 0.18% +0.02
JEPI JPMorgan Equity Premium Inco Add +42.0% 0.08% +0.02
VTI VG Morningstar TS MKT ETF-US Add +3.9% 0.14% +0.01
IJH iShares Core S&P Midcap ETF Add +1.4% 0.07% +0.00
VWO Vanguard Ftse Emerging Marke Add +0.3% 0.17% −0.00
SYLD Cambria Shareholder Yield Et Add +3.9% 0.38% −0.01
META Meta Platforms Inc. Class A Add +0.1% 0.10% −0.01
CVX Chevron Corp. Add +7.5% 0.05% −0.02
COP Conocophillips Add +6.3% 0.05% −0.02
VGIT Vanguard Intermediate-Term T Add +8.8% 0.45% −0.02
SCHE Schwab Emrg Mrkts Eqty ETF Add +1.5% 3.90% −0.03
BOXX Alpha Architect 1-3 MNTH Box Add +4.8% 3.81% −0.26
DBMF Imgp Dbi MFT STR ETF-Usd Inc. Add +4.2% 4.14% −0.27
GLTR Abrdn Precious Metals Basket Add +0.8% 4.97% −1.73

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 113$471.9MSCHV, MGC, SCHG, SCHF, GLTR
Q1 2026 108$419.1MSCHV, MGC, SCHG, SCHF, GLTR
Q4 2025 111$424.7MMGC, SCHV, SCHG, SCHF, GLTR
Q3 2025 105$406.9MMGC, SCHG, SCHV, SCHF, GLTR
Q2 2025 101$372.5MMGC, SCHV, SCHG, SCHF, GLTR
Q1 2025 78$326.3MSCHV, MGC, SCHG, SCHF, GLTR
Q4 2024 75$323.1MMGC, SCHG, SCHV, SCHF, GLTR
Q3 2024 68$313.3MSCHV, SCHG, MGC, SCHF, DBMF
Q2 2024 64$293.7MSCHG, SCHV, MGC, SCHF, DBMF
Q1 2024 63$280.5MSCHV, SCHG, MGC, SCHF, DBMF