Tandem Wealth Advisors LLC
In its 13F for Q3 2025 (holdings as of September 30, 2025, filed November 14, 2025), Tandem Wealth Advisors LLC reported 47 stock positions worth $210.3 million. Its top holding was iShares Core U.S. Aggregate (AGG) at 19.2% of the portfolio, followed by State Street SPDR S&P Midcap (MDY, 8.7%) and iShares MSCI Eafe ETF (EFA, 8.2%). Compared with Q2 2025, it opened 2 new positions, sold out of 4, added to 20 and reduced 24. The biggest buy was a new position in iShares MSCI Emerging Market (EEM) and the biggest sale iShares MSCI Eafe ETF (EFA, shares −30%).
- Most Recent 13F
- Q2 2026
- Location
- PHOENIX, AZ
- CIK
- 0001842557
- Portfolio Value
- $210.3M (Q3 2025)
- SEC Filing
- 0001842557-25-000002 ↗ filed Nov 14, 2025
Holdings Value
Holdings 47 stocks · $210.3M
| AGG iShares Core U.S. Aggregate | 19.18% | 402,341 | $40.3M | Add +7.5% |
| MDY State Street SPDR S&P Midcap | 8.73% | 30,795 | $18.4M | Reduce -3.3% |
| EFA iShares MSCI Eafe ETF | 8.20% | 184,610 | $17.2M | Reduce -30.4% |
| SPY SS SPDR S&P 500 ETF Trust-US | 8.12% | 25,630 | $17.1M | Reduce -5.9% |
| DGRO iShares Core Dividend Growth | 7.64% | 235,901 | $16.1M | Reduce -1.2% |
| MBB iShares MBS ETF | 7.07% | 156,362 | $14.9M | Add +7.3% |
| VCSH Vanguard S/T Corp. Bond ETF | 6.64% | 174,816 | $14.0M | Add +8.5% |
| RSP Invesco S&P 500 Equal Weight | 6.36% | 70,554 | $13.4M | Reduce -1.8% |
| EEM iShares MSCI Emerging Market | 6.08% | 239,325 | $12.8M | New |
| VGT Vanguard Info Tech ETF | 4.06% | 11,443 | $8.5M | Reduce -15.6% |
| AMID Argent Mid Cap ETF | 2.79% | 172,808 | $5.9M | Reduce -5.5% |
| VTI VG Morningstar TS MKT ETF-US | 2.00% | 12,796 | $4.2M | Reduce -6.6% |
| VFH Vanguard Financials ETF | 1.58% | 25,320 | $3.3M | Reduce -2.8% |
| BND Vanguard Total Bond Market | 1.44% | 40,829 | $3.0M | Add +7.3% |
| AAPL Apple Inc. | 0.66% | 5,467 | $1.4M | Reduce -11.8% |
| MSFT Microsoft Corp. | 0.65% | 2,628 | $1.4M | Reduce -11.2% |
| AMZN Amazon.com Inc. | 0.58% | 5,513 | $1.2M | Reduce -6.3% |
| COST Costco Wholesale Corp. | 0.48% | 1,087 | $1.0M | Add +15.3% |
| GOOGL Alphabet Inc. Class A | 0.46% | 4,012 | $975K | Reduce -28.3% |
| META Meta Platforms Inc. Class A | 0.46% | 1,327 | $975K | Reduce -14.5% |
| NVDA Nvidia Corp. | 0.44% | 4,972 | $928K | Reduce -25.3% |
| KLAC KLA Corp. | 0.40% | 785 | $847K | Reduce -24.7% |
| LLY Eli Lilly & Co. | 0.39% | 1,067 | $814K | Add +12.1% |
| AVGO Broadcom Inc. | 0.35% | 2,232 | $736K | Reduce -38.3% |
| ETN Eaton Corp. PLC | 0.34% | 1,908 | $714K | Reduce -13.9% |
| PANW Palo Alto Networks Inc. | 0.32% | 3,347 | $682K | Add +48.2% |
| XLE SS Energy Select Sector | 0.32% | 7,541 | $674K | Add +6.9% |
| ICE Intercontinental Exchange Inc. | 0.31% | 3,916 | $660K | Add +6.0% |
| JPM JPMorgan Chase & Co. | 0.29% | 1,939 | $612K | Reduce -13.8% |
| PNC PNC Financial Services Group | 0.29% | 3,018 | $606K | No change |
| XLU St Sr Utl SL SE SPDR ETF-Usd | 0.28% | 6,696 | $584K | Add +23.5% |
| AZO AutoZone Inc. | 0.25% | 121 | $519K | Add +65.8% |
| BAC Bank of America Corp. filed as BANK AMERICA CORP | 0.23% | 9,510 | $491K | Reduce -17.0% |
| LIN Linde PLC | 0.23% | 1,009 | $479K | Add +5.9% |
| GS Goldman Sachs Group Inc. | 0.21% | 551 | $439K | Add +34.1% |
| CB Chubb Ltd. | 0.20% | 1,506 | $425K | Add +17.6% |
| PH Parker Hannifin Corp. | 0.20% | 543 | $412K | Reduce -10.5% |
| TJX TJX Companies Inc. filed as TJX COS INC NEW | 0.19% | 2,785 | $403K | Add +3.2% |
| XLRE SS Real Estate Select Sector | 0.19% | 9,552 | $402K | Add +6.7% |
| BA The Boeing Co. | 0.19% | 1,864 | $402K | New |
| SHW The Sherwin-Williams Co. | 0.19% | 1,158 | $401K | Add +10.6% |
| TMO Thermo Fisher Scientific Inc. | 0.19% | 826 | $401K | Add +5.6% |
| CAT Caterpillar Inc. | 0.19% | 822 | $392K | Reduce -25.6% |
| V Visa Inc. Class A | 0.18% | 1,140 | $389K | Add +9.9% |
| HD Home Depot Inc. | 0.16% | 840 | $340K | Reduce -2.4% |
| BX Blackstone Inc. | 0.15% | 1,905 | $325K | Reduce -18.9% |
| NFLX Netflix Inc. | 0.13% | 232 | $278K | Add +23.4% |
Portfolio Sells Q2 2025 → Q3 2025
| EFA iShares MSCI Eafe ETF | Reduce -30.4% | 8.20% | −3.54 |
| VPU Vanguard Utilities ETF | Sold out | 0.00% | −2.48 |
| VGT Vanguard Info Tech ETF | Reduce -15.6% | 4.06% | −0.39 |
| AMID Argent Mid Cap ETF | Reduce -5.5% | 2.79% | −0.21 |
| SPY SS SPDR S&P 500 ETF Trust-US | Reduce -5.9% | 8.12% | −0.20 |
| MDY State Street SPDR S&P Midcap | Reduce -3.3% | 8.73% | −0.19 |
| PG The Procter & Gamble Co. | Sold out | 0.00% | −0.17 |
| AVGO Broadcom Inc. | Reduce -38.3% | 0.35% | −0.14 |
| UNH Unitedhealth Group Inc. | Sold out | 0.00% | −0.14 |
| FTNT Fortinet Inc. | Sold out | 0.00% | −0.11 |
| META Meta Platforms Inc. Class A | Reduce -14.5% | 0.46% | −0.10 |
| RSP Invesco S&P 500 Equal Weight | Reduce -1.8% | 6.36% | −0.09 |
| MSFT Microsoft Corp. | Reduce -11.2% | 0.65% | −0.08 |
| NVDA Nvidia Corp. | Reduce -25.3% | 0.44% | −0.08 |
| VTI VG Morningstar TS MKT ETF-US | Reduce -6.6% | 2.00% | −0.06 |
| AMZN Amazon.com Inc. | Reduce -6.3% | 0.58% | −0.06 |
| VFH Vanguard Financials ETF | Reduce -2.8% | 1.58% | −0.06 |
| KLAC KLA Corp. | Reduce -24.7% | 0.40% | −0.06 |
| ETN Eaton Corp. PLC | Reduce -13.9% | 0.34% | −0.05 |
| BAC Bank of America Corp. | Reduce -17.0% | 0.23% | −0.03 |
| JPM JPMorgan Chase & Co. | Reduce -13.8% | 0.29% | −0.03 |
| CAT Caterpillar Inc. | Reduce -25.6% | 0.19% | −0.03 |
| GOOGL Alphabet Inc. Class A | Reduce -28.3% | 0.46% | −0.02 |
| BX Blackstone Inc. | Reduce -18.9% | 0.15% | −0.02 |
| PH Parker Hannifin Corp. | Reduce -10.5% | 0.20% | −0.01 |
| HD Home Depot Inc. | Reduce -2.4% | 0.16% | +0.01 |
| AAPL Apple Inc. | Reduce -11.8% | 0.66% | +0.03 |
| DGRO iShares Core Dividend Growth | Reduce -1.2% | 7.64% | +0.09 |
Portfolio Buys Q2 2025 → Q3 2025
| EEM iShares MSCI Emerging Market | New | 6.08% | +6.08 |
| AGG iShares Core U.S. Aggregate | Add +7.5% | 19.18% | +0.82 |
| MBB iShares MBS ETF | Add +7.3% | 7.07% | +0.31 |
| VCSH Vanguard S/T Corp. Bond ETF | Add +8.5% | 6.64% | +0.31 |
| BA The Boeing Co. | New | 0.19% | +0.19 |
| AZO AutoZone Inc. | Add +65.8% | 0.25% | +0.11 |
| PANW Palo Alto Networks Inc. | Add +48.2% | 0.32% | +0.10 |
| GS Goldman Sachs Group Inc. | Add +34.1% | 0.21% | +0.06 |
| XLU St Sr Utl SL SE SPDR ETF-Usd | Add +23.5% | 0.28% | +0.06 |
| BND Vanguard Total Bond Market | Add +7.3% | 1.44% | +0.06 |
| TMO Thermo Fisher Scientific Inc. | Add +5.6% | 0.19% | +0.03 |
| TJX TJX Companies Inc. | Add +3.2% | 0.19% | +0.03 |
| XLE SS Energy Select Sector | Add +6.9% | 0.32% | +0.02 |
| LLY Eli Lilly & Co. | Add +12.1% | 0.39% | +0.02 |
| CB Chubb Ltd. | Add +17.6% | 0.20% | +0.02 |
| COST Costco Wholesale Corp. | Add +15.3% | 0.48% | +0.02 |
| SHW The Sherwin-Williams Co. | Add +10.6% | 0.19% | +0.01 |
| XLRE SS Real Estate Select Sector | Add +6.7% | 0.19% | +0.01 |
| NFLX Netflix Inc. | Add +23.4% | 0.13% | +0.01 |
| LIN Linde PLC | Add +5.9% | 0.23% | +0.01 |
| V Visa Inc. Class A | Add +9.9% | 0.18% | +0.00 |
| ICE Intercontinental Exchange Inc. | Add +6.0% | 0.31% | −0.02 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 48 | $251.2M | MDY, EFA, EEM, AGG, VCSH |
| Q1 2026 | 47 | $224.3M | AGG, MDY, EFA, VCSH, EEM |
| Q4 2025 | 47 | $223.0M | AGG, MDY, EFA, SPY, DGRO |
| Q3 2025 | 47 | $210.3M | AGG, MDY, EFA, SPY, DGRO |
| Q2 2025 | 49 | $202.2M | AGG, EFA, MDY, SPY, DGRO |
| Q1 2025 | 53 | $191.2M | AGG, MDY, EFA, MBB, VCSH |
| Q4 2024 | 52 | $196.0M | AGG, MDY, EFA, MBB, SPY |
| Q3 2024 | 49 | $197.4M | AGG, MDY, EFA, MBB, DGRO |
| Q2 2024 | 50 | $186.6M | AGG, EFA, MDY, MBB, VCSH |
| Q1 2024 | 49 | $182.0M | AGG, EFA, MDY, MBB, VCSH |