Tandem Wealth Advisors LLC
In its 13F for Q4 2025 (holdings as of December 31, 2025, filed February 12, 2026), Tandem Wealth Advisors LLC reported 47 stock positions worth $223.0 million. Its top holding was iShares Core U.S. Aggregate (AGG) at 19.2% of the portfolio, followed by State Street SPDR S&P Midcap (MDY, 11.4%) and iShares MSCI Eafe ETF (EFA, 8.2%). Compared with Q3 2025, it opened 2 new positions, sold out of 2, added to 40 and reduced 5. The biggest buy was State Street SPDR S&P Midcap (MDY, shares +34%) and the biggest sale an exit from Argent Mid Cap ETF (AMID).
- Most Recent 13F
- Q2 2026
- Location
- PHOENIX, AZ
- CIK
- 0001842557
- Portfolio Value
- $223.0M (Q4 2025)
- SEC Filing
- 0001842557-26-000001 ↗ filed Feb 12, 2026
Holdings Value
Holdings 47 stocks · $223.0M
| AGG iShares Core U.S. Aggregate | 19.16% | 368,346 | $42.7M | Reduce -8.4% |
| MDY State Street SPDR S&P Midcap | 11.42% | 41,299 | $25.5M | Add +34.1% |
| EFA iShares MSCI Eafe ETF | 8.23% | 228,315 | $18.4M | Add +23.7% |
| SPY SS SPDR S&P 500 ETF Trust-US | 7.81% | 69,910 | $17.4M | Add +172.8% |
| DGRO iShares Core Dividend Growth | 7.34% | 225,361 | $16.4M | Reduce -4.5% |
| MBB iShares MBS ETF | 7.03% | 176,058 | $15.7M | Add +12.6% |
| VCSH Vanguard S/T Corp. Bond ETF | 6.55% | 183,383 | $14.6M | Add +4.9% |
| RSP Invesco S&P 500 Equal Weight | 6.10% | 64,531 | $13.6M | Reduce -8.5% |
| EEM iShares MSCI Emerging Market | 6.08% | 228,616 | $13.6M | Reduce -4.5% |
| VGT Vanguard Info Tech ETF | 3.84% | 13,179 | $8.6M | Add +15.2% |
| VTI VG Morningstar TS MKT ETF-US | 1.89% | 12,584 | $4.2M | Reduce -1.7% |
| VFH Vanguard Financials ETF | 1.53% | 27,363 | $3.4M | Add +8.1% |
| BND Vanguard Total Bond Market | 1.38% | 41,669 | $3.1M | Add +2.1% |
| AMZN Amazon.com Inc. | 0.69% | 6,699 | $1.5M | Add +21.5% |
| AAPL Apple Inc. | 0.69% | 5,673 | $1.5M | Add +3.8% |
| MSFT Microsoft Corp. | 0.67% | 3,104 | $1.5M | Add +18.1% |
| GOOGL Alphabet Inc. Class A | 0.65% | 4,610 | $1.4M | Add +14.9% |
| NVDA Nvidia Corp. | 0.61% | 7,252 | $1.4M | Add +45.9% |
| LLY Eli Lilly & Co. | 0.57% | 1,187 | $1.3M | Add +11.3% |
| COST Costco Wholesale Corp. | 0.51% | 1,310 | $1.1M | Add +20.5% |
| KLAC KLA Corp. | 0.50% | 916 | $1.1M | Add +16.7% |
| META Meta Platforms Inc. Class A | 0.49% | 1,664 | $1.1M | Add +25.4% |
| AVGO Broadcom Inc. | 0.41% | 2,660 | $921K | Add +19.2% |
| XLE SS Energy Select Sector | 0.36% | 18,199 | $814K | Add +20.7% |
| ICE Intercontinental Exchange Inc. | 0.35% | 4,792 | $776K | Add +22.4% |
| PANW Palo Alto Networks Inc. | 0.34% | 4,130 | $761K | Add +23.4% |
| ETN Eaton Corp. PLC | 0.34% | 2,378 | $757K | Add +24.6% |
| JPM JPMorgan Chase & Co. | 0.34% | 2,338 | $753K | Add +20.6% |
| XLU St Sr Utl SL SE SPDR ETF-Usd | 0.31% | 16,114 | $688K | Add +20.3% |
| BAC Bank of America Corp. filed as BANK AMERICA CORP | 0.28% | 11,371 | $625K | Add +19.6% |
| GS Goldman Sachs Group Inc. | 0.26% | 655 | $576K | Add +18.9% |
| PH Parker Hannifin Corp. | 0.25% | 638 | $561K | Add +17.5% |
| TMO Thermo Fisher Scientific Inc. | 0.25% | 956 | $554K | Add +15.7% |
| CB Chubb Ltd. | 0.25% | 1,773 | $553K | Add +17.7% |
| CAT Caterpillar Inc. | 0.24% | 937 | $537K | Add +14.0% |
| LIN Linde PLC | 0.24% | 1,246 | $531K | Add +23.5% |
| AZO AutoZone Inc. | 0.23% | 149 | $505K | Add +23.1% |
| TJX TJX Companies Inc. filed as TJX COS INC NEW | 0.22% | 3,266 | $502K | Add +17.3% |
| BA The Boeing Co. | 0.22% | 2,259 | $490K | Add +21.2% |
| V Visa Inc. Class A | 0.21% | 1,366 | $479K | Add +19.8% |
| XLRE SS Real Estate Select Sector | 0.21% | 11,632 | $469K | Add +21.8% |
| SHW The Sherwin-Williams Co. | 0.21% | 1,420 | $460K | Add +22.6% |
| BX Blackstone Inc. | 0.17% | 2,411 | $372K | Add +26.6% |
| HD Home Depot Inc. | 0.16% | 1,047 | $360K | Add +24.6% |
| SPMD SS SPDR P S&P 400 Midcap ETF | 0.16% | 6,217 | $360K | New |
| NFLX Netflix Inc. | 0.12% | 2,920 | $274K | Add +25.9% |
| SCHB Schwab US Broad Market ETF | 0.12% | 10,021 | $263K | New |
Portfolio Sells Q3 2025 → Q4 2025
| AMID Argent Mid Cap ETF | Sold out | 0.00% | −2.79 |
| DGRO iShares Core Dividend Growth | Reduce -4.5% | 7.34% | −0.30 |
| PNC PNC Financial Services Group | Sold out | 0.00% | −0.29 |
| RSP Invesco S&P 500 Equal Weight | Reduce -8.5% | 6.10% | −0.26 |
| VTI VG Morningstar TS MKT ETF-US | Reduce -1.7% | 1.89% | −0.10 |
| AGG iShares Core U.S. Aggregate | Reduce -8.4% | 19.16% | −0.02 |
| EEM iShares MSCI Emerging Market | Reduce -4.5% | 6.08% | +0.00 |
Portfolio Buys Q3 2025 → Q4 2025
| MDY State Street SPDR S&P Midcap | Add +34.1% | 11.42% | +2.69 |
| LLY Eli Lilly & Co. | Add +11.3% | 0.57% | +0.18 |
| GOOGL Alphabet Inc. Class A | Add +14.9% | 0.65% | +0.18 |
| NVDA Nvidia Corp. | Add +45.9% | 0.61% | +0.17 |
| SPMD SS SPDR P S&P 400 Midcap ETF | New | 0.16% | +0.16 |
| SCHB Schwab US Broad Market ETF | New | 0.12% | +0.12 |
| AMZN Amazon.com Inc. | Add +21.5% | 0.69% | +0.12 |
| KLAC KLA Corp. | Add +16.7% | 0.50% | +0.10 |
| AVGO Broadcom Inc. | Add +19.2% | 0.41% | +0.06 |
| TMO Thermo Fisher Scientific Inc. | Add +15.7% | 0.25% | +0.06 |
| PH Parker Hannifin Corp. | Add +17.5% | 0.25% | +0.06 |
| CAT Caterpillar Inc. | Add +14.0% | 0.24% | +0.05 |
| GS Goldman Sachs Group Inc. | Add +18.9% | 0.26% | +0.05 |
| BAC Bank of America Corp. | Add +19.6% | 0.28% | +0.05 |
| JPM JPMorgan Chase & Co. | Add +20.6% | 0.34% | +0.05 |
| CB Chubb Ltd. | Add +17.7% | 0.25% | +0.05 |
| XLE SS Energy Select Sector | Add +20.7% | 0.36% | +0.04 |
| EFA iShares MSCI Eafe ETF | Add +23.7% | 8.23% | +0.04 |
| ICE Intercontinental Exchange Inc. | Add +22.4% | 0.35% | +0.03 |
| TJX TJX Companies Inc. | Add +17.3% | 0.22% | +0.03 |
| XLU St Sr Utl SL SE SPDR ETF-Usd | Add +20.3% | 0.31% | +0.03 |
| V Visa Inc. Class A | Add +19.8% | 0.21% | +0.03 |
| AAPL Apple Inc. | Add +3.8% | 0.69% | +0.03 |
| META Meta Platforms Inc. Class A | Add +25.4% | 0.49% | +0.03 |
| BA The Boeing Co. | Add +21.2% | 0.22% | +0.03 |
| COST Costco Wholesale Corp. | Add +20.5% | 0.51% | +0.03 |
| MSFT Microsoft Corp. | Add +18.1% | 0.67% | +0.03 |
| XLRE SS Real Estate Select Sector | Add +21.8% | 0.21% | +0.02 |
| PANW Palo Alto Networks Inc. | Add +23.4% | 0.34% | +0.02 |
| SHW The Sherwin-Williams Co. | Add +22.6% | 0.21% | +0.02 |
| BX Blackstone Inc. | Add +26.6% | 0.17% | +0.01 |
| LIN Linde PLC | Add +23.5% | 0.24% | +0.01 |
| ETN Eaton Corp. PLC | Add +24.6% | 0.34% | +0.00 |
| HD Home Depot Inc. | Add +24.6% | 0.16% | −0.00 |
| NFLX Netflix Inc. | Add +25.9% | 0.12% | −0.01 |
| AZO AutoZone Inc. | Add +23.1% | 0.23% | −0.02 |
| VFH Vanguard Financials ETF | Add +8.1% | 1.53% | −0.05 |
| MBB iShares MBS ETF | Add +12.6% | 7.03% | −0.05 |
| BND Vanguard Total Bond Market | Add +2.1% | 1.38% | −0.06 |
| VCSH Vanguard S/T Corp. Bond ETF | Add +4.9% | 6.55% | −0.09 |
| VGT Vanguard Info Tech ETF | Add +15.2% | 3.84% | −0.22 |
| SPY SS SPDR S&P 500 ETF Trust-US | Add +172.8% | 7.81% | −0.31 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 48 | $251.2M | MDY, EFA, EEM, AGG, VCSH |
| Q1 2026 | 47 | $224.3M | AGG, MDY, EFA, VCSH, EEM |
| Q4 2025 | 47 | $223.0M | AGG, MDY, EFA, SPY, DGRO |
| Q3 2025 | 47 | $210.3M | AGG, MDY, EFA, SPY, DGRO |
| Q2 2025 | 49 | $202.2M | AGG, EFA, MDY, SPY, DGRO |
| Q1 2025 | 53 | $191.2M | AGG, MDY, EFA, MBB, VCSH |
| Q4 2024 | 52 | $196.0M | AGG, MDY, EFA, MBB, SPY |
| Q3 2024 | 49 | $197.4M | AGG, MDY, EFA, MBB, DGRO |
| Q2 2024 | 50 | $186.6M | AGG, EFA, MDY, MBB, VCSH |
| Q1 2024 | 49 | $182.0M | AGG, EFA, MDY, MBB, VCSH |