Tenon Financial LLC
In its 13F for Q4 2024 (holdings as of December 31, 2024, filed January 28, 2025), Tenon Financial LLC reported 46 stock positions worth $154.4 million. Its top holding was Vanguard S&P 500 ETF (VOO) at 23.8% of the portfolio, followed by Vanguard Extended Market ETF (VXF, 18.5%) and Vanguard Total Bond Market (BND, 13.9%). Compared with Q3 2024, it opened 5 new positions, sold out of 3, added to 17 and reduced 8. The biggest buy was Apple (AAPL, shares +290%) and the biggest sale Vanguard Ftse Developed ETF (VEA, shares −2%).
- Most Recent 13F
- Q2 2026
- Location
- METUCHEN, NJ
- CIK
- 0002020781
- Portfolio Value
- $154.4M (Q4 2024)
- SEC Filing
- 0001085146-25-000540 ↗ filed Jan 28, 2025
Holdings Value
Holdings 46 stocks · $154.4M
| VOO Vanguard S&P 500 ETF | 23.82% | 68,452 | $36.8M | Add +0.2% |
| VXF Vanguard Extended Market ETF | 18.48% | 149,818 | $28.5M | Reduce -3.1% |
| BND Vanguard Total Bond Market | 13.90% | 298,465 | $21.5M | Add +2.0% |
| VXUS Vanguard Total Intl Stock | 10.69% | 280,635 | $16.5M | Add +2.4% |
| VEA Vanguard Ftse Developed ETF | 7.02% | 227,131 | $10.8M | Reduce -2.0% |
| VTI VG Morningstar TS MKT ETF-US | 4.27% | 22,779 | $6.6M | Add +0.1% |
| AAPL Apple Inc. | 2.05% | 12,997 | $3.2M | Add +290.3% |
| BSCQ Invesco Bulletshares 2026 CB | 2.03% | 160,917 | $3.1M | Add +30.4% |
| ITOT iShares Core S&P Total U.S. | 1.87% | 22,540 | $2.9M | No change |
| BSCP Invesco Bulletshares 2025 CB | 1.68% | 125,892 | $2.6M | Add +16.9% |
| BSCR Invesco Bulletshares 2027 CB | 1.39% | 110,018 | $2.1M | Add +141.5% |
| LLY Eli Lilly & Co. | 1.17% | 2,327 | $1.8M | No change |
| MSFT Microsoft Corp. | 1.01% | 3,736 | $1.6M | Add +2.2% |
| TT Trane Technologies PLC | 0.93% | 3,857 | $1.4M | No change |
| TYL Tyler Technologies Inc. | 0.73% | 1,972 | $1.1M | No change |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.67% | 2,512 | $1.0M | No change |
| AMZN Amazon.com Inc. | 0.61% | 4,245 | $935K | Reduce -4.9% |
| VTEB Vanguard Tax-Exempt Bond ETF | 0.57% | 17,646 | $886K | Add +4.0% |
| XPO Xpo Inc. | 0.50% | 5,844 | $774K | No change |
| CMF iShares California Muni Bond | 0.48% | 12,798 | $734K | No change |
| IVV iShares Core S&P 500 ETF | 0.47% | 1,243 | $730K | Add +0.2% |
| AVUV Avantis US Small Cap Value | 0.42% | 6,737 | $649K | Add +41.4% |
| RSP Invesco S&P 500 Equal Weight | 0.41% | 3,581 | $626K | Add +0.3% |
| BN Brookfield Corp. | 0.36% | 9,788 | $563K | New |
| VTV Vanguard Mrngstr Val ETF-Aui | 0.34% | 3,113 | $526K | No change |
| VWO Vanguard Ftse Emerging Marke | 0.30% | 10,475 | $460K | Reduce -6.2% |
| SPGI S&P Global Inc. | 0.30% | 928 | $460K | No change |
| SCHD Schwab US DVD Equity ETF | 0.27% | 15,121 | $412K | No change |
| QQQ Invesco QQQ Trust Series 1 | 0.26% | 786 | $401K | Add +3.1% |
| XOM Exxon Mobil Corp. | 0.24% | 3,448 | $370K | No change |
| IWM iShares Russell 2000 ETF | 0.23% | 1,614 | $357K | No change |
| IXUS iShares Core Intl Stock ETF | 0.21% | 4,925 | $325K | No change |
| IWB iShares Russell 1000 ETF | 0.20% | 966 | $311K | No change |
| DFAC Dimensional US Core Equity 2 | 0.19% | 8,666 | $299K | No change |
| META Meta Platforms Inc. Class A | 0.19% | 493 | $295K | No change |
| HCA HCA Healthcare Inc. | 0.17% | 891 | $265K | Reduce -1.9% |
| VIG Vanguard Dividend Apprec ETF | 0.17% | 1,336 | $260K | New |
| EMXC iShares MSCI Emr MRK Ex Chna | 0.16% | 4,437 | $247K | Add +1.1% |
| VTIP Vanguard Short-Term Tips | 0.16% | 5,055 | $245K | Add +1.7% |
| VGK Vanguard Ftse Europe ETF | 0.16% | 3,829 | $242K | New |
| VCSH Vanguard S/T Corp. Bond ETF | 0.15% | 3,066 | $239K | Reduce -5.5% |
| GOOG Alphabet Inc. Class C | 0.15% | 1,238 | $236K | Reduce -11.4% |
| DIS The Walt Disney Co. filed as DISNEY WALT CO | 0.15% | 2,124 | $235K | New |
| BSV Vanguard Short-Term Bond ETF | 0.15% | 3,039 | $235K | Add +1.2% |
| IJR iShares Core S&P Small-Cap E | 0.15% | 2,034 | $234K | Reduce -26.3% |
| NVDA Nvidia Corp. | 0.14% | 1,560 | $216K | New |
Portfolio Sells Q3 2024 → Q4 2024
| VEA Vanguard Ftse Developed ETF | Reduce -2.0% | 7.02% | −1.09 |
| SPYV SS SPDR P S&P 500 Value ETF | Sold out | 0.00% | −0.19 |
| SCHF Schwab Intl Equity ETF | Sold out | 0.00% | −0.18 |
| VXF Vanguard Extended Market ETF | Reduce -3.1% | 18.48% | −0.16 |
| IVE iShares S&P 500 Value ETF | Sold out | 0.00% | −0.15 |
| HCA HCA Healthcare Inc. | Reduce -1.9% | 0.17% | −0.07 |
| IJR iShares Core S&P Small-Cap E | Reduce -26.3% | 0.15% | −0.06 |
| VWO Vanguard Ftse Emerging Marke | Reduce -6.2% | 0.30% | −0.06 |
| VCSH Vanguard S/T Corp. Bond ETF | Reduce -5.5% | 0.15% | −0.02 |
| GOOG Alphabet Inc. Class C | Reduce -11.4% | 0.15% | −0.00 |
| AMZN Amazon.com Inc. | Reduce -4.9% | 0.61% | +0.05 |
Portfolio Buys Q3 2024 → Q4 2024
| AAPL Apple Inc. | Add +290.3% | 2.05% | +1.54 |
| BSCR Invesco Bulletshares 2027 CB | Add +141.5% | 1.39% | +0.79 |
| BSCQ Invesco Bulletshares 2026 CB | Add +30.4% | 2.03% | +0.43 |
| BN Brookfield Corp. | New | 0.36% | +0.36 |
| BSCP Invesco Bulletshares 2025 CB | Add +16.9% | 1.68% | +0.21 |
| VIG Vanguard Dividend Apprec ETF | New | 0.17% | +0.17 |
| VGK Vanguard Ftse Europe ETF | New | 0.16% | +0.16 |
| DIS The Walt Disney Co. | New | 0.15% | +0.15 |
| NVDA Nvidia Corp. | New | 0.14% | +0.14 |
| AVUV Avantis US Small Cap Value | Add +41.4% | 0.42% | +0.12 |
| QQQ Invesco QQQ Trust Series 1 | Add +3.1% | 0.26% | +0.01 |
| VTEB Vanguard Tax-Exempt Bond ETF | Add +4.0% | 0.57% | −0.00 |
| IVV iShares Core S&P 500 ETF | Add +0.2% | 0.47% | −0.00 |
| VTI VG Morningstar TS MKT ETF-US | Add +0.1% | 4.27% | −0.00 |
| VTIP Vanguard Short-Term Tips | Add +1.7% | 0.16% | −0.00 |
| BSV Vanguard Short-Term Bond ETF | Add +1.2% | 0.15% | −0.00 |
| EMXC iShares MSCI Emr MRK Ex Chna | Add +1.1% | 0.16% | −0.02 |
| RSP Invesco S&P 500 Equal Weight | Add +0.3% | 0.41% | −0.02 |
| MSFT Microsoft Corp. | Add +2.2% | 1.01% | −0.03 |
| VOO Vanguard S&P 500 ETF | Add +0.2% | 23.82% | −0.06 |
| BND Vanguard Total Bond Market | Add +2.0% | 13.90% | −0.66 |
| VXUS Vanguard Total Intl Stock | Add +2.4% | 10.69% | −1.06 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 61 | $310.9M | VOO, VXF, VXUS, BND, VEA |
| Q1 2026 | 54 | $254.6M | VOO, VXF, VXUS, BND, VEA |
| Q4 2025 | 49 | $237.2M | VOO, VXF, VXUS, BND, VEA |
| Q3 2025 | 48 | $194.7M | VOO, VXF, VXUS, BND, VEA |
| Q2 2025 | 46 | $226.4M | VXF, VXUS, VOO, BND, VEA |
| Q1 2025 | 46 | $161.6M | VOO, VXF, BND, VXUS, VEA |
| Q4 2024 | 46 | $154.4M | VOO, VXF, BND, VXUS, VEA |
| Q3 2024 | 44 | $151.0M | VOO, VXF, BND, VXUS, VEA |
| Q2 2024 | 41 | $128.2M | VOO, VXF, BND, VXUS, VEA |
| Q1 2024 | 38 | $118.5M | VOO, VXF, BND, VXUS, VEA |