Tenon Financial LLC
In its 13F for Q4 2025 (holdings as of December 31, 2025, filed January 16, 2026), Tenon Financial LLC reported 49 stock positions worth $237.2 million. Its top holding was Vanguard S&P 500 ETF (VOO) at 24.8% of the portfolio, followed by Vanguard Extended Market ETF (VXF, 20.2%) and Vanguard Total Intl Stock (VXUS, 16.0%). Compared with Q3 2025, it opened 7 new positions, sold out of 6, added to 20 and reduced 8. The biggest buy was Vanguard Total Intl Stock (VXUS, shares +44%) and the biggest sale Vanguard Ftse Developed ETF (VEA, shares −7%).
- Most Recent 13F
- Q2 2026
- Location
- METUCHEN, NJ
- CIK
- 0002020781
- Portfolio Value
- $237.2M (Q4 2025)
- SEC Filing
- 0002020781-26-000003 ↗ filed Jan 16, 2026
Holdings Value
Holdings 49 stocks · $237.2M
| VOO Vanguard S&P 500 ETF | 24.76% | 93,676 | $58.7M | Add +17.8% |
| VXF Vanguard Extended Market ETF | 20.16% | 228,681 | $47.8M | Add +29.0% |
| VXUS Vanguard Total Intl Stock | 15.97% | 502,297 | $37.9M | Add +44.0% |
| BND Vanguard Total Bond Market | 13.43% | 430,069 | $31.9M | Add +35.1% |
| VEA Vanguard Ftse Developed ETF | 5.47% | 207,832 | $13.0M | Reduce -7.1% |
| VTI VG Morningstar TS MKT ETF-US | 3.08% | 21,781 | $7.3M | Reduce -11.5% |
| AAPL Apple Inc. | 1.65% | 14,392 | $3.9M | Add +23.3% |
| BSCQ Invesco Bulletshares 2026 CB | 1.45% | 175,486 | $3.4M | Reduce -8.7% |
| ITOT iShares Core S&P Total U.S. | 1.41% | 22,540 | $3.4M | No change |
| BSCR Invesco Bulletshares 2027 CB | 1.33% | 159,595 | $3.2M | Add +5.2% |
| LLY Eli Lilly & Co. | 1.05% | 2,317 | $2.5M | Reduce -0.4% |
| MSFT Microsoft Corp. | 0.77% | 3,761 | $1.8M | Add +0.7% |
| AMZN Amazon.com Inc. | 0.77% | 7,880 | $1.8M | Add +89.2% |
| BSCS Invesco Bulletshares 2028 CB | 0.67% | 77,675 | $1.6M | Add +154.3% |
| VGIT Vanguard Intermediate-Term T | 0.57% | 22,655 | $1.4M | No change |
| TT Trane Technologies PLC | 0.55% | 3,355 | $1.3M | No change |
| IVV iShares Core S&P 500 ETF | 0.47% | 1,641 | $1.1M | Add +31.7% |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.46% | 2,256 | $1.1M | Reduce -10.2% |
| VTEB Vanguard Tax-Exempt Bond ETF | 0.46% | 21,763 | $1.1M | Add +0.5% |
| AVUV Avantis US Small Cap Value | 0.35% | 8,203 | $837K | Add +0.3% |
| XPO Xpo Inc. | 0.33% | 5,844 | $794K | No change |
| TYL Tyler Technologies Inc. | 0.32% | 1,649 | $749K | No change |
| NVDA Nvidia Corp. | 0.29% | 3,705 | $691K | Add +178.6% |
| RSP Invesco S&P 500 Equal Weight | 0.29% | 3,598 | $689K | No change |
| VTV Vanguard Mrngstr Val ETF-Aui | 0.25% | 3,107 | $593K | Add +23.8% |
| VWO Vanguard Ftse Emerging Marke | 0.25% | 10,854 | $584K | Add +3.3% |
| META Meta Platforms Inc. Class A | 0.21% | 765 | $505K | Add +55.2% |
| BN Brookfield Corp. | 0.21% | 10,812 | $496K | No change |
| QQQ Invesco QQQ Trust Series 1 | 0.21% | 805 | $494K | Add +2.2% |
| SPGI S&P Global Inc. | 0.20% | 928 | $485K | No change |
| IXUS iShares Core Intl Stock ETF | 0.18% | 4,925 | $417K | No change |
| HCA HCA Healthcare Inc. | 0.18% | 891 | $416K | No change |
| XOM Exxon Mobil Corp. | 0.17% | 3,416 | $411K | No change |
| SCHD Schwab US DVD Equity ETF | 0.17% | 14,907 | $409K | Reduce -1.7% |
| IWM iShares Russell 2000 ETF | 0.17% | 1,614 | $397K | No change |
| DFAC Dimensional US Core Equity 2 | 0.16% | 9,566 | $379K | Add +10.4% |
| GOOGL Alphabet Inc. Class A | 0.16% | 1,180 | $369K | New |
| VYM Vanguard High DVD Yield ETF | 0.15% | 2,551 | $366K | New |
| IWB iShares Russell 1000 ETF | 0.15% | 966 | $361K | No change |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.15% | 520 | $355K | New |
| QXO Qxo Inc. | 0.13% | 15,930 | $307K | No change |
| PLTR Palantir Technologies Inc. Class A | 0.13% | 1,700 | $302K | New |
| RKLB Rocket Lab Corp. | 0.12% | 4,000 | $279K | New |
| BSV Vanguard Short-Term Bond ETF | 0.10% | 3,158 | $249K | Add +1.3% |
| IJR iShares Core S&P Small-Cap E | 0.10% | 2,050 | $246K | Add +0.5% |
| AMAT Applied Materials Inc. | 0.10% | 910 | $234K | New |
| DIS The Walt Disney Co. filed as DISNEY WALT CO | 0.09% | 1,942 | $221K | Reduce -3.9% |
| EMXC iShares MSCI Emr MRK Ex Chna | 0.09% | 3,002 | $218K | Reduce -32.5% |
| FNDF Schwab Fndmn Intl LRG Co. ETF | 0.09% | 4,608 | $208K | New |
Portfolio Sells Q3 2025 → Q4 2025
| VEA Vanguard Ftse Developed ETF | Reduce -7.1% | 5.47% | −1.41 |
| BSCP Invesco Bulletshares 2025 CB | Sold out | 0.00% | −1.36 |
| VTI VG Morningstar TS MKT ETF-US | Reduce -11.5% | 3.08% | −1.07 |
| BSCQ Invesco Bulletshares 2026 CB | Reduce -8.7% | 1.45% | −0.48 |
| VUG Vanguard Mrngstar GR ETF-Sui | Reduce -10.2% | 0.46% | −0.15 |
| VIG Vanguard Dividend Apprec ETF | Sold out | 0.00% | −0.15 |
| GOOG Alphabet Inc. Class C | Sold out | 0.00% | −0.14 |
| VTIP Vanguard Short-Term Tips | Sold out | 0.00% | −0.13 |
| VCSH Vanguard S/T Corp. Bond ETF | Sold out | 0.00% | −0.13 |
| MGK Vngrd Mrgstr MG CP GR ETF-Ui | Sold out | 0.00% | −0.11 |
| EMXC iShares MSCI Emr MRK Ex Chna | Reduce -32.5% | 0.09% | −0.06 |
| SCHD Schwab US DVD Equity ETF | Reduce -1.7% | 0.17% | −0.04 |
| DIS The Walt Disney Co. | Reduce -3.9% | 0.09% | −0.03 |
| LLY Eli Lilly & Co. | Reduce -0.4% | 1.05% | +0.14 |
Portfolio Buys Q3 2025 → Q4 2025
| VXUS Vanguard Total Intl Stock | Add +44.0% | 15.97% | +2.82 |
| BND Vanguard Total Bond Market | Add +35.1% | 13.43% | +1.28 |
| VXF Vanguard Extended Market ETF | Add +29.0% | 20.16% | +1.12 |
| BSCS Invesco Bulletshares 2028 CB | Add +154.3% | 0.67% | +0.35 |
| AMZN Amazon.com Inc. | Add +89.2% | 0.77% | +0.30 |
| NVDA Nvidia Corp. | Add +178.6% | 0.29% | +0.16 |
| GOOGL Alphabet Inc. Class A | New | 0.16% | +0.16 |
| VYM Vanguard High DVD Yield ETF | New | 0.15% | +0.15 |
| SPY SS SPDR S&P 500 ETF Trust-US | New | 0.15% | +0.15 |
| AAPL Apple Inc. | Add +23.3% | 1.65% | +0.13 |
| PLTR Palantir Technologies Inc. Class A | New | 0.13% | +0.13 |
| RKLB Rocket Lab Corp. | New | 0.12% | +0.12 |
| AMAT Applied Materials Inc. | New | 0.10% | +0.10 |
| FNDF Schwab Fndmn Intl LRG Co. ETF | New | 0.09% | +0.09 |
| IVV iShares Core S&P 500 ETF | Add +31.7% | 0.47% | +0.05 |
| META Meta Platforms Inc. Class A | Add +55.2% | 0.21% | +0.02 |
| VTV Vanguard Mrngstr Val ETF-Aui | Add +23.8% | 0.25% | +0.01 |
| DFAC Dimensional US Core Equity 2 | Add +10.4% | 0.16% | −0.01 |
| IJR iShares Core S&P Small-Cap E | Add +0.5% | 0.10% | −0.02 |
| BSV Vanguard Short-Term Bond ETF | Add +1.3% | 0.10% | −0.02 |
| QQQ Invesco QQQ Trust Series 1 | Add +2.2% | 0.21% | −0.03 |
| VWO Vanguard Ftse Emerging Marke | Add +3.3% | 0.25% | −0.05 |
| AVUV Avantis US Small Cap Value | Add +0.3% | 0.35% | −0.07 |
| VTEB Vanguard Tax-Exempt Bond ETF | Add +0.5% | 0.46% | −0.10 |
| BSCR Invesco Bulletshares 2027 CB | Add +5.2% | 1.33% | −0.21 |
| MSFT Microsoft Corp. | Add +0.7% | 0.77% | −0.22 |
| VOO Vanguard S&P 500 ETF | Add +17.8% | 24.76% | −0.23 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 61 | $310.9M | VOO, VXF, VXUS, BND, VEA |
| Q1 2026 | 54 | $254.6M | VOO, VXF, VXUS, BND, VEA |
| Q4 2025 | 49 | $237.2M | VOO, VXF, VXUS, BND, VEA |
| Q3 2025 | 48 | $194.7M | VOO, VXF, VXUS, BND, VEA |
| Q2 2025 | 46 | $226.4M | VXF, VXUS, VOO, BND, VEA |
| Q1 2025 | 46 | $161.6M | VOO, VXF, BND, VXUS, VEA |
| Q4 2024 | 46 | $154.4M | VOO, VXF, BND, VXUS, VEA |
| Q3 2024 | 44 | $151.0M | VOO, VXF, BND, VXUS, VEA |
| Q2 2024 | 41 | $128.2M | VOO, VXF, BND, VXUS, VEA |
| Q1 2024 | 38 | $118.5M | VOO, VXF, BND, VXUS, VEA |