Tobias Financial Advisors, Inc.

In its 13F for Q4 2024 (holdings as of December 31, 2024, filed February 13, 2025), Tobias Financial Advisors, Inc. reported 110 stock positions worth $497.4 million. Its top holding was SS SPDR P Agg Bond ETF (SPAB) at 15.7% of the portfolio, followed by Invesco Nasdaq 100 ETF (QQQM, 6.8%) and iShares 7-10 Year Treasury B (IEF, 6.6%). Compared with Q3 2024, it opened 7 new positions, sold out of 5, added to 48 and reduced 40. The biggest buy was a new position in Ishars Res and Multi Reales (REZ) and the biggest sale Wisdomtree Floating Rate Tre (USFR, shares −49%).

Most Recent 13F
Q2 2026
Location
Plantation, FL
CIK
0001802080
Portfolio Value
$497.4M (Q4 2024)
SEC Filing
0001172661-25-000818 ↗ filed Feb 13, 2025

Holdings Value

0$200.0M$400.0M$600.0M$800.0M Q1 2024: $441.4M Q1 2024 Q2 2024: $463.8M Q2 2024 Q3 2024: $498.9M Q3 2024 Q4 2024: $497.4M $497.4M Q4 2024 Q1 2025: $514.9M Q1 2025 Q2 2025: $584.2M Q2 2025 Q3 2025: $658.2M Q3 2025 Q4 2025: $707.9M Q4 2025 Q1 2026: $718.3M Q1 2026 Q2 2026: $787.3M Q2 2026

Holdings 110 stocks · $497.4M
SPAB SS SPDR P Agg Bond ETF 15.74% 3,133,384 $78.3M Reduce -1.2%
QQQM Invesco Nasdaq 100 ETF 6.78% 160,333 $33.7M Add +0.4%
IEF iShares 7-10 Year Treasury B 6.59% 354,828 $32.8M Add +0.4%
IQLT iShares MSCI International Q 6.18% 828,193 $30.7M Add +0.1%
VUG Vanguard Mrngstar GR ETF-Sui 6.17% 74,741 $30.7M Reduce -1.0%
USFR Wisdomtree Floating Rate Tre 4.99% 493,119 $24.8M Reduce -49.3%
REZ Ishars Res and Multi Reales 4.79% 294,129 $23.8M New
QUAL iShares MSCI USA Quality Fac 3.55% 99,233 $17.7M Add +1.2%
VWO Vanguard Ftse Emerging Marke 2.88% 324,779 $14.3M Add +4.9%
DFLV Dim US Large Cap Value ETF 2.63% 434,978 $13.1M Add +8.5%
DFIV Dimensional International Va 2.43% 340,864 $12.1M Add +15.1%
IWO iShares Russell 2000 Growth 2.19% 37,768 $10.9M Add +2.3%
IWF iShares Russell 1000 Growth 2.15% 26,606 $10.7M Reduce -0.7%
BND Vanguard Total Bond Market 2.05% 141,591 $10.2M Reduce -4.1%
DFSV Dimensional US Small Cap Val 1.83% 295,916 $9.1M Add +6.3%
DFUV Dimensional US Marketwide Va 1.77% 215,325 $8.8M Reduce -1.1%
DFIS Dimensional International SM 1.69% 343,041 $8.4M Add +14.7%
DLN Wisdomtree US Largecap Divid 1.21% 77,207 $6.0M Reduce -5.3%
IVW iShares S&P 500 Growth ETF 1.20% 58,903 $6.0M Reduce -2.4%
AGG iShares Core U.S. Aggregate 1.12% 57,516 $5.6M Add +18.7%
CWI State Street SPDR MSCI Acwi 1.10% 195,618 $5.5M Reduce -0.2%
SPYG SS SPDR P S&P 500 Growth ETF 1.09% 61,770 $5.4M Reduce -1.4%
AAPL Apple Inc. 1.08% 21,384 $5.4M Add +5.7%
VIGI Vanguard Int Div App Indx FD 0.94% 58,191 $4.7M Reduce -2.8%
SUB iShares Short-Term National 0.75% 35,189 $3.7M Add +593.5%
VTV Vanguard Mrngstr Val ETF-Aui 0.73% 21,333 $3.6M Reduce -5.8%
GWX State Street SPDR S&P Intern 0.69% 110,494 $3.4M Reduce -1.1%
IJT iShares S&P Small-Cap 600 GR 0.68% 25,135 $3.4M Reduce -0.0%
DWM Wisdomtree International Equ 0.66% 62,647 $3.3M Reduce -2.7%
MUB iShares National Muni Bond E 0.64% 29,918 $3.2M Reduce -8.1%
EEM iShares MSCI Emerging Market 0.64% 76,128 $3.2M Reduce -0.3%
IWN iShares Russell 2000 Value E 0.61% 18,622 $3.1M Add +0.1%
VIG Vanguard Dividend Apprec ETF 0.60% 15,268 $3.0M Reduce -1.2%
IVE iShares S&P 500 Value ETF 0.57% 14,809 $2.8M Reduce -2.5%
EFA iShares MSCI Eafe ETF 0.53% 34,710 $2.6M Reduce -2.5%
AMZN Amazon.com Inc. 0.50% 11,305 $2.5M Add +2.2%
PWB Invesco Large Cap Growth ETF 0.42% 20,627 $2.1M Reduce 0.0%
IWD iShares Russell 1000 Value E 0.39% 10,548 $2.0M Reduce -3.7%
SPEM State Street SP PTF Em ETF 0.38% 48,989 $1.9M Reduce -3.6%
VBR Vngrd Mrngst SL-CP Val ETF-U 0.37% 9,303 $1.8M Reduce -0.9%
MSFT Microsoft Corp. 0.37% 4,338 $1.8M Add +23.1%
SPYD SS SPDR P S&P 500 Hi Div ETF 0.35% 40,315 $1.7M Reduce -4.4%
SLYG SS SPDR S&P 600 SC GR ETF 0.35% 19,107 $1.7M Reduce -1.7%
IEFA iShares Core MSCI Eafe ETF 0.33% 23,200 $1.6M Add +446.0%
NVDA Nvidia Corp. 0.32% 11,731 $1.6M Reduce -0.2%
IEMG iShares Core MSCI Emerging 0.32% 30,029 $1.6M Add +0.1%
IJS iShares S&P Small-Cap 600 Va 0.31% 14,015 $1.5M Add +5.6%
DFAT Dimensional US Target Value 0.30% 26,950 $1.5M Reduce -1.7%
VEU Vanguard Ftse All-World Ex-U 0.28% 24,350 $1.4M Reduce -1.1%
AOA iShares Core 80/20 Aggressiv 0.27% 17,288 $1.3M Add +6.1%
VEA Vanguard Ftse Developed ETF 0.23% 24,235 $1.2M Add +0.1%
VTWV Vanguard Russell 2000 Value 0.22% 7,661 $1.1M No change
SPYV SS SPDR P S&P 500 Value ETF 0.21% 20,413 $1.0M Reduce -2.1%
EFV iShares MSCI Eafe Value ETF 0.20% 19,417 $1.0M Add +2.0%
VYM Vanguard High DVD Yield ETF 0.19% 7,437 $949K Add +2.8%
SCZ iShares MSCI Eafe Small-Cap 0.17% 13,647 $829K Reduce -0.6%
VOOV Vanguard S&P 500 Value ETF 0.16% 4,398 $811K No change
V Visa Inc. Class A 0.16% 2,484 $785K Add +3.2%
VBK Van Morst SML-Cap Gro-Usd Inc. 0.15% 2,748 $770K Reduce -7.4%
GOOG Alphabet Inc. Class C 0.15% 3,966 $755K Add +12.4%
META Meta Platforms Inc. Class A 0.15% 1,280 $750K Add +11.2%
VTWO Vanguard Russell 2000 ETF 0.15% 8,296 $741K Reduce -0.3%
JNJ Johnson & Johnson 0.14% 4,941 $715K Add +9.1%
VSS Vanguard Ftse All Wo X-US SC 0.13% 5,733 $656K Add +9.3%
SPG Simon Property Group Inc. 0.13% 3,694 $636K Add +0.9%
BANK MONTREAL QUE 0.12% 1,000 $584K No change
JPST JPMorgan Ultra-Short Income 0.11% 11,321 $570K Reduce -4.9%
GOOGL Alphabet Inc. Class A 0.11% 2,992 $566K Reduce -0.4%
IVV iShares Core S&P 500 ETF 0.11% 957 $563K Add +14.8%
BSV Vanguard Short-Term Bond ETF 0.10% 6,708 $518K Add +0.8%
GLD SPDR Gold Shares 0.10% 2,133 $516K No change
VTI VG Morningstar TS MKT ETF-US 0.10% 1,763 $511K Add +20.0%
NFLX Netflix Inc. 0.10% 555 $495K No change
XOM Exxon Mobil Corp. 0.09% 4,074 $438K Reduce -4.1%
WMT Walmart Inc. 0.09% 4,721 $427K Add +3.4%
FNDX Schwab Fndmntl US LRG Co. ETF 0.09% 17,910 $424K No change
QQQ Invesco QQQ Trust Series 1 0.08% 812 $415K Add +2.8%
AVGO Broadcom Inc. 0.08% 1,735 $402K Add +25.7%
COST Costco Wholesale Corp. 0.07% 387 $355K Add +7.8%
HD Home Depot Inc. 0.07% 910 $354K Add +1.0%
JPM JPMorgan Chase & Co. 0.07% 1,442 $346K Add +12.6%
KIM Kimco Realty Corp. 0.07% 14,690 $344K Add +0.6%
SLYV SS SPDR S&P 600 SC Val ETF 0.07% 3,924 $342K Add +2.3%
UNH Unitedhealth Group Inc. 0.07% 645 $326K Add +8.0%
VONV Vanguard Russell 1000 Value 0.06% 3,833 $311K Reduce -7.1%
IWR iShares Russell Mid-Cap ETF 0.06% 3,464 $306K No change
BRK.B Berkshire Hathaway Inc. Class B 0.06% 672 $305K No change
AIZ Assurant Inc. 0.06% 1,423 $303K Add +18.6%
TT Trane Technologies PLC 0.06% 812 $300K Reduce -8.8%
SCHX Schwab US Large-Cap ETF 0.06% 11,896 $276K Add +1.3%
ORCL Oracle Corp. 0.06% 1,648 $275K Add +11.7%
TSLA Tesla Inc. 0.05% 663 $268K Reduce -51.3%
VNQ Vanguard Real Estate ETF 0.05% 2,825 $252K New
BOND PIMCO Active Bond Exchange-T 0.05% 2,780 $251K Add +1.3%
NEE Nextera Energy Inc. 0.05% 3,497 $251K New
VB Vanguard Most SM-Cap ETF-Usd 0.05% 1,039 $250K No change
LDUR PIMCO Enhanced Low Duration 0.05% 2,588 $246K Reduce -1.9%
SYK Stryker Corp. 0.05% 669 $241K New
DGRO iShares Core Dividend Growth 0.05% 3,902 $239K Add +6.3%
LLY Eli Lilly & Co. 0.05% 307 $237K Add +4.1%
IEI iShares 3-7 Year Treasury Bo 0.05% 2,037 $235K No change
MA Mastercard Inc. Class A 0.05% 434 $229K Add +6.9%
KO The Coca-Cola Co. 0.04% 3,564 $222K New
PG The Procter & Gamble Co. 0.04% 1,224 $205K New
PGR Progressive Corp. 0.04% 854 $205K New
ITB iShares U.S. Home Constructi 0.04% 1,976 $204K No change
MESO Mesoblast Ltd.- Spon ADR 0.04% 10,000 $198K No change
ECOR Electrocore Inc. 0.03% 10,000 $162K No change
ESRT Empire State Realty Trust-A 0.03% 14,188 $146K No change
ALDX Aldeyra Therapeutics Inc. 0.02% 23,695 $118K No change

Portfolio Sells Q3 2024 → Q4 2024
USFR Wisdomtree Floating Rate Tre Reduce -49.3% 4.99% −4.80
SPAB SS SPDR P Agg Bond ETF Reduce -1.2% 15.74% −0.87
BND Vanguard Total Bond Market Reduce -4.1% 2.05% −0.18
VIGI Vanguard Int Div App Indx FD Reduce -2.8% 0.94% −0.12
CWI State Street SPDR MSCI Acwi Reduce -0.2% 1.10% −0.10
DWM Wisdomtree International Equ Reduce -2.7% 0.66% −0.08
DLN Wisdomtree US Largecap Divid Reduce -5.3% 1.21% −0.08
GWX State Street SPDR S&P Intern Reduce -1.1% 0.69% −0.08
EFA iShares MSCI Eafe ETF Reduce -2.5% 0.53% −0.07
MUB iShares National Muni Bond E Reduce -8.1% 0.64% −0.07
VTV Vanguard Mrngstr Val ETF-Aui Reduce -5.8% 0.73% −0.07
EEM iShares MSCI Emerging Market Reduce -0.3% 0.64% −0.06
DFUV Dimensional US Marketwide Va Reduce -1.1% 1.77% −0.05
TMO Thermo Fisher Scientific Inc. Sold out 0.00% −0.05
VOO Vanguard S&P 500 ETF Sold out 0.00% −0.05
SPEM State Street SP PTF Em ETF Reduce -3.6% 0.38% −0.04
ETN Eaton Corp. PLC Sold out 0.00% −0.04
MEAR Ishrs Short Mat Muni Act ETF Sold out 0.00% −0.04
SPYD SS SPDR P S&P 500 Hi Div ETF Reduce -4.4% 0.35% −0.04
IVE iShares S&P 500 Value ETF Reduce -2.5% 0.57% −0.03
VEU Vanguard Ftse All-World Ex-U Reduce -1.1% 0.28% −0.03
IWD iShares Russell 1000 Value E Reduce -3.7% 0.39% −0.02
SCZ iShares MSCI Eafe Small-Cap Reduce -0.6% 0.17% −0.02
IJT iShares S&P Small-Cap 600 GR Reduce -0.0% 0.68% −0.02
TSLA Tesla Inc. Reduce -51.3% 0.05% −0.02
SLYG SS SPDR S&P 600 SC GR ETF Reduce -1.7% 0.35% −0.02
VIG Vanguard Dividend Apprec ETF Reduce -1.2% 0.60% −0.01
XOM Exxon Mobil Corp. Reduce -4.1% 0.09% −0.01
SPYV SS SPDR P S&P 500 Value ETF Reduce -2.1% 0.21% −0.01
TT Trane Technologies PLC Reduce -8.8% 0.06% −0.01
VBR Vngrd Mrngst SL-CP Val ETF-U Reduce -0.9% 0.37% −0.01
JPST JPMorgan Ultra-Short Income Reduce -4.9% 0.11% −0.01
VONV Vanguard Russell 1000 Value Reduce -7.1% 0.06% −0.01
VBK Van Morst SML-Cap Gro-Usd Inc. Reduce -7.4% 0.15% −0.00
DFAT Dimensional US Target Value Reduce -1.7% 0.30% −0.00
LDUR PIMCO Enhanced Low Duration Reduce -1.9% 0.05% −0.00
GLYCOMIMETICS INC Sold out 0.00% −0.00
VTWO Vanguard Russell 2000 ETF Reduce -0.3% 0.15% −0.00
PWB Invesco Large Cap Growth ETF Reduce 0.0% 0.42% +0.01
GOOGL Alphabet Inc. Class A Reduce -0.4% 0.11% +0.01
NVDA Nvidia Corp. Reduce -0.2% 0.32% +0.03
IVW iShares S&P 500 Growth ETF Reduce -2.4% 1.20% +0.04
SPYG SS SPDR P S&P 500 Growth ETF Reduce -1.4% 1.09% +0.05
IWF iShares Russell 1000 Growth Reduce -0.7% 2.15% +0.13
VUG Vanguard Mrngstar GR ETF-Sui Reduce -1.0% 6.17% +0.36

Portfolio Buys Q3 2024 → Q4 2024
REZ Ishars Res and Multi Reales New 4.79% +4.79
SUB iShares Short-Term National Add +593.5% 0.75% +0.64
QQQM Invesco Nasdaq 100 ETF Add +0.4% 6.78% +0.35
IEFA iShares Core MSCI Eafe ETF Add +446.0% 0.33% +0.26
DFIV Dimensional International Va Add +15.1% 2.43% +0.17
DFLV Dim US Large Cap Value ETF Add +8.5% 2.63% +0.15
AGG iShares Core U.S. Aggregate Add +18.7% 1.12% +0.14
AAPL Apple Inc. Add +5.7% 1.08% +0.13
DFSV Dimensional US Small Cap Val Add +6.3% 1.83% +0.11
AMZN Amazon.com Inc. Add +2.2% 0.50% +0.09
DFIS Dimensional International SM Add +14.7% 1.69% +0.08
IWO iShares Russell 2000 Growth Add +2.3% 2.19% +0.08
MSFT Microsoft Corp. Add +23.1% 0.37% +0.06
VNQ Vanguard Real Estate ETF New 0.05% +0.05
NEE Nextera Energy Inc. New 0.05% +0.05
SYK Stryker Corp. New 0.05% +0.05
KO The Coca-Cola Co. New 0.04% +0.04
PG The Procter & Gamble Co. New 0.04% +0.04
PGR Progressive Corp. New 0.04% +0.04
GOOG Alphabet Inc. Class C Add +12.4% 0.15% +0.03
AVGO Broadcom Inc. Add +25.7% 0.08% +0.03
QUAL iShares MSCI USA Quality Fac Add +1.2% 3.55% +0.03
V Visa Inc. Class A Add +3.2% 0.16% +0.03
IJS iShares S&P Small-Cap 600 Va Add +5.6% 0.31% +0.02
VTI VG Morningstar TS MKT ETF-US Add +20.0% 0.10% +0.02
META Meta Platforms Inc. Class A Add +11.2% 0.15% +0.02
IVV iShares Core S&P 500 ETF Add +14.8% 0.11% +0.02
JPM JPMorgan Chase & Co. Add +12.6% 0.07% +0.02
AIZ Assurant Inc. Add +18.6% 0.06% +0.01
WMT Walmart Inc. Add +3.4% 0.09% +0.01
AOA iShares Core 80/20 Aggressiv Add +6.1% 0.27% +0.01
COST Costco Wholesale Corp. Add +7.8% 0.07% +0.01
QQQ Invesco QQQ Trust Series 1 Add +2.8% 0.08% +0.01
MA Mastercard Inc. Class A Add +6.9% 0.05% +0.01
ORCL Oracle Corp. Add +11.7% 0.06% +0.00
VYM Vanguard High DVD Yield ETF Add +2.8% 0.19% +0.00
SPG Simon Property Group Inc. Add +0.9% 0.13% +0.00
SCHX Schwab US Large-Cap ETF Add +1.3% 0.06% +0.00
SLYV SS SPDR S&P 600 SC Val ETF Add +2.3% 0.07% +0.00
DGRO iShares Core Dividend Growth Add +6.3% 0.05% +0.00
KIM Kimco Realty Corp. Add +0.6% 0.07% +0.00
VSS Vanguard Ftse All Wo X-US SC Add +9.3% 0.13% −0.00
BSV Vanguard Short-Term Bond ETF Add +0.8% 0.10% −0.00
BOND PIMCO Active Bond Exchange-T Add +1.3% 0.05% −0.00
HD Home Depot Inc. Add +1.0% 0.07% −0.00
JNJ Johnson & Johnson Add +9.1% 0.14% −0.00
UNH Unitedhealth Group Inc. Add +8.0% 0.07% −0.00
LLY Eli Lilly & Co. Add +4.1% 0.05% −0.00
IWN iShares Russell 2000 Value E Add +0.1% 0.61% −0.01
EFV iShares MSCI Eafe Value ETF Add +2.0% 0.20% −0.01

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026Amended 147$787.3MSPAB, IQLT, QQQM, BSV, RLY
Q1 2026 143$718.3MSPAB, IQLT, BSV, RLY, QQQM
Q4 2025 146$707.9MSPAB, IQLT, BSV, QQQM, VUG
Q3 2025 132$658.2MSPAB, IQLT, QQQM, BSV, VUG
Q2 2025 123$584.2MSPAB, IQLT, BSV, QQQM, VUG
Q1 2025 113$514.9MSPAB, BSV, IQLT, QQQM, VUG
Q4 2024 110$497.4MSPAB, QQQM, IEF, IQLT, VUG
Q3 2024 108$498.9MSPAB, USFR, IEF, IQLT, QQQM
Q2 2024 104$463.8MSPAB, USFR, IQLT, QQQM, IEF
Q1 2024 102$441.4MSPAB, IQLT, IEF, QQQM, USFR