Tobias Financial Advisors, Inc.
In its 13F for Q2 2025 (holdings as of June 30, 2025, filed August 13, 2025), Tobias Financial Advisors, Inc. reported 123 stock positions worth $584.2 million. Its top holding was SS SPDR P Agg Bond ETF (SPAB) at 15.2% of the portfolio, followed by iShares MSCI International Q (IQLT, 6.7%) and Vanguard Short-Term Bond ETF (BSV, 6.3%). Compared with Q1 2025, it opened 14 new positions, sold out of 4, added to 50 and reduced 44. The biggest buy was a new position in JPMorgan Equity Premium Inco (JEPI) and the biggest sale Ishars Res and Multi Reales (REZ, shares −43%).
- Most Recent 13F
- Q2 2026
- Location
- Plantation, FL
- CIK
- 0001802080
- Portfolio Value
- $584.2M (Q2 2025)
- SEC Filing
- 0001172661-25-003109 ↗ filed Aug 13, 2025
Holdings Value
Holdings 123 stocks · $584.2M
| SPAB SS SPDR P Agg Bond ETF | 15.25% | 3,479,793 | $89.1M | Add +5.5% |
| IQLT iShares MSCI International Q | 6.69% | 903,708 | $39.1M | Add +5.2% |
| BSV Vanguard Short-Term Bond ETF | 6.33% | 470,019 | $37.0M | Add +5.8% |
| QQQM Invesco Nasdaq 100 ETF | 6.10% | 156,811 | $35.6M | Reduce -2.7% |
| VUG Vanguard Mrngstar GR ETF-Sui | 5.64% | 75,157 | $32.9M | Add +0.7% |
| USFR Wisdomtree Floating Rate Tre | 4.92% | 570,886 | $28.7M | Add +13.1% |
| DFIV Dimensional International Va | 3.13% | 426,593 | $18.3M | Add +11.1% |
| QUAL iShares MSCI USA Quality Fac | 3.08% | 98,336 | $18.0M | Add +0.2% |
| VWO Vanguard Ftse Emerging Marke | 3.00% | 354,584 | $17.5M | Add +4.7% |
| JEPI JPMorgan Equity Premium Inco | 2.54% | 260,970 | $14.8M | New |
| REZ Ishars Res and Multi Reales | 2.53% | 179,376 | $14.8M | Reduce -42.6% |
| DFLV Dim US Large Cap Value ETF | 2.43% | 457,843 | $14.2M | Reduce -3.4% |
| DFIS Dimensional International SM | 2.13% | 417,258 | $12.5M | Add +0.8% |
| IWO iShares Russell 2000 Growth | 1.90% | 38,853 | $11.1M | Add +3.1% |
| IWF iShares Russell 1000 Growth | 1.89% | 26,073 | $11.1M | Add +0.8% |
| BND Vanguard Total Bond Market | 1.75% | 139,198 | $10.2M | Reduce -1.8% |
| DFUV Dimensional US Marketwide Va | 1.52% | 210,155 | $8.9M | Reduce -0.7% |
| DFSV Dimensional US Small Cap Val | 1.46% | 290,788 | $8.6M | Reduce -12.0% |
| SPYG SS SPDR P S&P 500 Growth ETF | 1.41% | 86,541 | $8.2M | Add +20.6% |
| CWI State Street SPDR MSCI Acwi | 1.07% | 191,704 | $6.3M | Reduce -2.0% |
| IVW iShares S&P 500 Growth ETF | 1.05% | 55,668 | $6.1M | Reduce -2.6% |
| AGG iShares Core U.S. Aggregate | 0.98% | 57,961 | $5.7M | Add +0.1% |
| DLN Wisdomtree US Largecap Divid | 0.95% | 67,872 | $5.6M | Reduce -7.3% |
| SUB iShares Short-Term National | 0.94% | 51,373 | $5.5M | Add +11.8% |
| AAPL Apple Inc. | 0.77% | 21,999 | $4.5M | Reduce -0.2% |
| VIGI Vanguard Int Div App Indx FD | 0.77% | 50,061 | $4.5M | Reduce -9.1% |
| VTV Vanguard Mrngstr Val ETF-Aui | 0.64% | 21,285 | $3.8M | Reduce -0.1% |
| GWX State Street SPDR S&P Intern | 0.64% | 101,156 | $3.8M | Reduce -6.6% |
| DWM Wisdomtree International Equ | 0.63% | 57,475 | $3.7M | Reduce -5.9% |
| MUB iShares National Muni Bond E | 0.60% | 33,768 | $3.5M | Reduce -2.4% |
| IWD iShares Russell 1000 Value E | 0.57% | 17,140 | $3.3M | Add +40.7% |
| EEM iShares MSCI Emerging Market | 0.57% | 68,827 | $3.3M | Reduce -8.6% |
| QQQ Invesco QQQ Trust Series 1 | 0.57% | 5,991 | $3.3M | Add +590.2% |
| IJT iShares S&P Small-Cap 600 GR | 0.56% | 24,571 | $3.3M | Reduce -1.1% |
| IWN iShares Russell 2000 Value E | 0.55% | 20,348 | $3.2M | Add +9.5% |
| VSS Vanguard Ftse All Wo X-US SC | 0.53% | 23,212 | $3.1M | Add +285.6% |
| VIG Vanguard Dividend Apprec ETF | 0.52% | 14,912 | $3.1M | Reduce -0.2% |
| IUSV iShares Core S&P U.S. Value | 0.52% | 32,038 | $3.0M | New |
| IVE iShares S&P 500 Value ETF | 0.50% | 15,072 | $2.9M | Reduce -0.1% |
| SPEM State Street SP PTF Em ETF | 0.50% | 68,461 | $2.9M | Add +42.4% |
| EFA iShares MSCI Eafe ETF | 0.48% | 31,476 | $2.8M | Reduce -9.1% |
| IVV iShares Core S&P 500 ETF | 0.47% | 4,459 | $2.8M | Add +351.8% |
| MSFT Microsoft Corp. | 0.47% | 5,478 | $2.7M | Add +17.4% |
| AMZN Amazon.com Inc. | 0.43% | 11,502 | $2.5M | Reduce -1.9% |
| NVDA Nvidia Corp. | 0.42% | 15,529 | $2.5M | Add +22.2% |
| PWB Invesco Large Cap Growth ETF | 0.41% | 20,624 | $2.4M | No change |
| IEFA iShares Core MSCI Eafe ETF | 0.40% | 28,142 | $2.3M | Add +4.9% |
| IEMG iShares Core MSCI Emerging | 0.34% | 33,195 | $2.0M | Add +4.8% |
| VBK Van Morst SML-Cap Gro-Usd Inc. | 0.34% | 7,169 | $2.0M | Add +48.7% |
| VBR Vngrd Mrngst SL-CP Val ETF-U | 0.34% | 10,159 | $2.0M | Reduce -10.5% |
| VEU Vanguard Ftse All-World Ex-U | 0.30% | 25,894 | $1.7M | Add +0.5% |
| SLYG SS SPDR S&P 600 SC GR ETF | 0.28% | 18,571 | $1.6M | Reduce -2.0% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.28% | 2,651 | $1.6M | No change |
| DIA SS SPDR Dow Jones Indus Avg filed as SPDR DOW JONES INDL AVERAGE | 0.26% | 3,510 | $1.5M | New |
| SPYD SS SPDR P S&P 500 Hi Div ETF | 0.26% | 35,617 | $1.5M | Reduce -3.4% |
| AOA iShares Core 80/20 Aggressiv | 0.25% | 17,640 | $1.5M | Add +10.7% |
| DFAT Dimensional US Target Value | 0.24% | 26,024 | $1.4M | Reduce -2.6% |
| IJS iShares S&P Small-Cap 600 Va | 0.24% | 14,011 | $1.4M | Add +0.1% |
| VEA Vanguard Ftse Developed ETF | 0.23% | 23,351 | $1.3M | Reduce -2.7% |
| GSLC Goldman Activebeta US LC ETF | 0.22% | 10,687 | $1.3M | New |
| V Visa Inc. Class A | 0.22% | 3,629 | $1.3M | Add +37.6% |
| EFV iShares MSCI Eafe Value ETF | 0.21% | 19,021 | $1.2M | Reduce -1.6% |
| COST Costco Wholesale Corp. | 0.19% | 1,143 | $1.1M | Add +180.8% |
| VTWV Vanguard Russell 2000 Value | 0.18% | 7,661 | $1.1M | No change |
| SPYV SS SPDR P S&P 500 Value ETF | 0.18% | 19,784 | $1.0M | Reduce -2.3% |
| SCZ iShares MSCI Eafe Small-Cap | 0.17% | 13,524 | $983K | Reduce -0.4% |
| VYM Vanguard High DVD Yield ETF | 0.17% | 7,314 | $975K | Reduce -0.1% |
| TSPA T Rowe Price US Eqy Research | 0.17% | 24,988 | $972K | New |
| WMT Walmart Inc. | 0.16% | 9,456 | $925K | Add +109.2% |
| META Meta Platforms Inc. Class A | 0.15% | 1,213 | $896K | Reduce -6.8% |
| VOOV Vanguard S&P 500 Value ETF | 0.14% | 4,398 | $830K | No change |
| VDC Vanguard Consumer Staple ETF | 0.14% | 3,664 | $802K | New |
| JNJ Johnson & Johnson | 0.13% | 4,879 | $745K | Reduce -6.6% |
| VTWO Vanguard Russell 2000 ETF | 0.12% | 8,303 | $724K | Add +0.0% |
| VTI VG Morningstar TS MKT ETF-US | 0.12% | 2,267 | $689K | Add +34.4% |
| GOOG Alphabet Inc. Class C | 0.12% | 3,883 | $689K | Reduce -2.9% |
| NFLX Netflix Inc. | 0.11% | 462 | $619K | Reduce -17.9% |
| GOOGL Alphabet Inc. Class A | 0.10% | 3,452 | $608K | Add +5.7% |
| SPG Simon Property Group Inc. | 0.10% | 3,776 | $607K | Add +1.2% |
| JPM JPMorgan Chase & Co. | 0.10% | 2,073 | $601K | Add +43.8% |
| JPST JPMorgan Ultra-Short Income | 0.10% | 11,359 | $576K | Add +0.6% |
| GLD SPDR Gold Shares | 0.09% | 1,791 | $546K | Reduce -5.7% |
| MA Mastercard Inc. Class A | 0.09% | 960 | $539K | Add +112.9% |
| AVGO Broadcom Inc. | 0.09% | 1,946 | $537K | Add +10.8% |
| IYW iShares Ustechnology ETF | 0.09% | 3,032 | $525K | New |
| LLY Eli Lilly & Co. | 0.08% | 574 | $448K | Reduce -0.5% |
| XOM Exxon Mobil Corp. | 0.08% | 4,105 | $443K | Reduce -7.7% |
| FNDX Schwab Fndmntl US LRG Co. ETF | 0.08% | 17,910 | $440K | No change |
| SCHX Schwab US Large-Cap ETF | 0.07% | 16,882 | $413K | Add +0.0% |
| ORCL Oracle Corp. | 0.07% | 1,760 | $385K | Add +6.1% |
| TT Trane Technologies PLC | 0.06% | 816 | $357K | No change |
| BRK.B Berkshire Hathaway Inc. Class B | 0.06% | 725 | $352K | Reduce -1.5% |
| HD Home Depot Inc. | 0.06% | 935 | $343K | Add +2.4% |
| IBIT iShares Bitcoin Trust ETF | 0.06% | 5,538 | $339K | New |
| VONV Vanguard Russell 1000 Value | 0.06% | 3,833 | $327K | No change |
| KIM Kimco Realty Corp. | 0.05% | 14,890 | $313K | Add +0.7% |
| VOO Vanguard S&P 500 ETF | 0.05% | 543 | $309K | Add +17.8% |
| SLYV SS SPDR S&P 600 SC Val ETF | 0.05% | 3,537 | $282K | Reduce -3.7% |
| IWR iShares Russell Mid-Cap ETF | 0.05% | 2,944 | $271K | No change |
| VB Vanguard Most SM-Cap ETF-Usd | 0.05% | 1,142 | $271K | Add +9.9% |
Portfolio Sells Q1 2025 → Q2 2025
| REZ Ishars Res and Multi Reales | Reduce -42.6% | 2.53% | −2.72 |
| DFLV Dim US Large Cap Value ETF | Reduce -3.4% | 2.43% | −0.38 |
| DFSV Dimensional US Small Cap Val | Reduce -12.0% | 1.46% | −0.34 |
| BND Vanguard Total Bond Market | Reduce -1.8% | 1.75% | −0.27 |
| AAPL Apple Inc. | Reduce -0.2% | 0.77% | −0.18 |
| DLN Wisdomtree US Largecap Divid | Reduce -7.3% | 0.95% | −0.17 |
| DFUV Dimensional US Marketwide Va | Reduce -0.7% | 1.52% | −0.17 |
| VIGI Vanguard Int Div App Indx FD | Reduce -9.1% | 0.77% | −0.12 |
| MUB iShares National Muni Bond E | Reduce -2.4% | 0.60% | −0.10 |
| VBR Vngrd Mrngst SL-CP Val ETF-U | Reduce -10.5% | 0.34% | −0.07 |
| VTV Vanguard Mrngstr Val ETF-Aui | Reduce -0.1% | 0.64% | −0.07 |
| EEM iShares MSCI Emerging Market | Reduce -8.6% | 0.57% | −0.07 |
| BANK MONTREAL QUE | Sold out | 0.00% | −0.07 |
| EFA iShares MSCI Eafe ETF | Reduce -9.1% | 0.48% | −0.07 |
| DWM Wisdomtree International Equ | Reduce -5.9% | 0.63% | −0.06 |
| SPYD SS SPDR P S&P 500 Hi Div ETF | Reduce -3.4% | 0.26% | −0.06 |
| IEF iShares 7-10 Year Treasury B | Reduce -54.2% | 0.04% | −0.06 |
| IVE iShares S&P 500 Value ETF | Reduce -0.1% | 0.50% | −0.05 |
| CWI State Street SPDR MSCI Acwi | Reduce -2.0% | 1.07% | −0.05 |
| VNQ Vanguard Real Estate ETF | Sold out | 0.00% | −0.04 |
| IJR iShares Core S&P Small-Cap E | Sold out | 0.00% | −0.04 |
| IJT iShares S&P Small-Cap 600 GR | Reduce -1.1% | 0.56% | −0.04 |
| JNJ Johnson & Johnson | Reduce -6.6% | 0.13% | −0.04 |
| PG The Procter & Gamble Co. | Sold out | 0.00% | −0.04 |
| VIG Vanguard Dividend Apprec ETF | Reduce -0.2% | 0.52% | −0.04 |
| GWX State Street SPDR S&P Intern | Reduce -6.6% | 0.64% | −0.03 |
| DFAT Dimensional US Target Value | Reduce -2.6% | 0.24% | −0.03 |
| XOM Exxon Mobil Corp. | Reduce -7.7% | 0.08% | −0.03 |
| SPYV SS SPDR P S&P 500 Value ETF | Reduce -2.3% | 0.18% | −0.02 |
| SLYG SS SPDR S&P 600 SC GR ETF | Reduce -2.0% | 0.28% | −0.02 |
| AIZ Assurant Inc. | Reduce -15.7% | 0.04% | −0.02 |
| VYM Vanguard High DVD Yield ETF | Reduce -0.1% | 0.17% | −0.02 |
| LLY Eli Lilly & Co. | Reduce -0.5% | 0.08% | −0.02 |
| BRK.B Berkshire Hathaway Inc. Class B | Reduce -1.5% | 0.06% | −0.02 |
| EFV iShares MSCI Eafe Value ETF | Reduce -1.6% | 0.21% | −0.01 |
| GLD SPDR Gold Shares | Reduce -5.7% | 0.09% | −0.01 |
| VEA Vanguard Ftse Developed ETF | Reduce -2.7% | 0.23% | −0.01 |
| NEE Nextera Energy Inc. | Reduce -4.8% | 0.04% | −0.01 |
| SLYV SS SPDR S&P 600 SC Val ETF | Reduce -3.7% | 0.05% | −0.01 |
| DGRO iShares Core Dividend Growth | Reduce -7.3% | 0.04% | −0.01 |
| KO The Coca-Cola Co. | Reduce -0.8% | 0.04% | −0.01 |
| GOOG Alphabet Inc. Class C | Reduce -2.9% | 0.12% | −0.00 |
| AMZN Amazon.com Inc. | Reduce -1.9% | 0.43% | −0.00 |
| SCZ iShares MSCI Eafe Small-Cap | Reduce -0.4% | 0.17% | +0.00 |
| NFLX Netflix Inc. | Reduce -17.9% | 0.11% | +0.00 |
| META Meta Platforms Inc. Class A | Reduce -6.8% | 0.15% | +0.01 |
| IVW iShares S&P 500 Growth ETF | Reduce -2.6% | 1.05% | +0.02 |
| QQQM Invesco Nasdaq 100 ETF | Reduce -2.7% | 6.10% | +0.06 |
Portfolio Buys Q1 2025 → Q2 2025
| JEPI JPMorgan Equity Premium Inco | New | 2.54% | +2.54 |
| IUSV iShares Core S&P U.S. Value | New | 0.52% | +0.52 |
| QQQ Invesco QQQ Trust Series 1 | Add +590.2% | 0.57% | +0.49 |
| VSS Vanguard Ftse All Wo X-US SC | Add +285.6% | 0.53% | +0.40 |
| IVV iShares Core S&P 500 ETF | Add +351.8% | 0.47% | +0.37 |
| SPYG SS SPDR P S&P 500 Growth ETF | Add +20.6% | 1.41% | +0.29 |
| DIA SS SPDR Dow Jones Indus Avg | New | 0.26% | +0.26 |
| VUG Vanguard Mrngstar GR ETF-Sui | Add +0.7% | 5.64% | +0.26 |
| GSLC Goldman Activebeta US LC ETF | New | 0.22% | +0.22 |
| DFIV Dimensional International Va | Add +11.1% | 3.13% | +0.19 |
| TSPA T Rowe Price US Eqy Research | New | 0.17% | +0.17 |
| NVDA Nvidia Corp. | Add +22.2% | 0.42% | +0.15 |
| VDC Vanguard Consumer Staple ETF | New | 0.14% | +0.14 |
| SPEM State Street SP PTF Em ETF | Add +42.4% | 0.50% | +0.13 |
| MSFT Microsoft Corp. | Add +17.4% | 0.47% | +0.13 |
| IWD iShares Russell 1000 Value E | Add +40.7% | 0.57% | +0.12 |
| COST Costco Wholesale Corp. | Add +180.8% | 0.19% | +0.12 |
| VBK Van Morst SML-Cap Gro-Usd Inc. | Add +48.7% | 0.34% | +0.10 |
| IYW iShares Ustechnology ETF | New | 0.09% | +0.09 |
| WMT Walmart Inc. | Add +109.2% | 0.16% | +0.08 |
| IWF iShares Russell 1000 Growth | Add +0.8% | 1.89% | +0.08 |
| IQLT iShares MSCI International Q | Add +5.2% | 6.69% | +0.06 |
| IBIT iShares Bitcoin Trust ETF | New | 0.06% | +0.06 |
| DFIS Dimensional International SM | Add +0.8% | 2.13% | +0.05 |
| MA Mastercard Inc. Class A | Add +112.9% | 0.09% | +0.04 |
| V Visa Inc. Class A | Add +37.6% | 0.22% | +0.04 |
| ETN Eaton Corp. PLC | New | 0.04% | +0.04 |
| TSLA Tesla Inc. | New | 0.04% | +0.04 |
| VGSH Vanguard Short-Term Treasury | New | 0.04% | +0.04 |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | New | 0.04% | +0.04 |
| DIS The Walt Disney Co. | New | 0.04% | +0.04 |
| GS Goldman Sachs Group Inc. | New | 0.03% | +0.03 |
| AVGO Broadcom Inc. | Add +10.8% | 0.09% | +0.03 |
| JPM JPMorgan Chase & Co. | Add +43.8% | 0.10% | +0.03 |
| IWO iShares Russell 2000 Growth | Add +3.1% | 1.90% | +0.03 |
| VTI VG Morningstar TS MKT ETF-US | Add +34.4% | 0.12% | +0.03 |
| VWO Vanguard Ftse Emerging Marke | Add +4.7% | 3.00% | +0.02 |
| ORCL Oracle Corp. | Add +6.1% | 0.07% | +0.02 |
| AOA iShares Core 80/20 Aggressiv | Add +10.7% | 0.25% | +0.01 |
| IEMG iShares Core MSCI Emerging | Add +4.8% | 0.34% | +0.01 |
| IEFA iShares Core MSCI Eafe ETF | Add +4.9% | 0.40% | +0.01 |
| VOO Vanguard S&P 500 ETF | Add +17.8% | 0.05% | +0.01 |
| GOOGL Alphabet Inc. Class A | Add +5.7% | 0.10% | +0.01 |
| IWN iShares Russell 2000 Value E | Add +9.5% | 0.55% | +0.00 |
| WFC Wells Fargo & Co. | Add +7.2% | 0.04% | +0.00 |
| VB Vanguard Most SM-Cap ETF-Usd | Add +9.9% | 0.05% | +0.00 |
| VXUS Vanguard Total Intl Stock | Add +2.4% | 0.04% | +0.00 |
| SCHX Schwab US Large-Cap ETF | Add +0.0% | 0.07% | −0.00 |
| LDUR PIMCO Enhanced Low Duration | Add +1.1% | 0.04% | −0.01 |
| BOND PIMCO Active Bond Exchange-T | Add +1.3% | 0.04% | −0.01 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026Amended | 147 | $787.3M | SPAB, IQLT, QQQM, BSV, RLY |
| Q1 2026 | 143 | $718.3M | SPAB, IQLT, BSV, RLY, QQQM |
| Q4 2025 | 146 | $707.9M | SPAB, IQLT, BSV, QQQM, VUG |
| Q3 2025 | 132 | $658.2M | SPAB, IQLT, QQQM, BSV, VUG |
| Q2 2025 | 123 | $584.2M | SPAB, IQLT, BSV, QQQM, VUG |
| Q1 2025 | 113 | $514.9M | SPAB, BSV, IQLT, QQQM, VUG |
| Q4 2024 | 110 | $497.4M | SPAB, QQQM, IEF, IQLT, VUG |
| Q3 2024 | 108 | $498.9M | SPAB, USFR, IEF, IQLT, QQQM |
| Q2 2024 | 104 | $463.8M | SPAB, USFR, IQLT, QQQM, IEF |
| Q1 2024 | 102 | $441.4M | SPAB, IQLT, IEF, QQQM, USFR |