Tobias Financial Advisors, Inc.
In its 13F for Q3 2025 (holdings as of September 30, 2025, filed November 3, 2025), Tobias Financial Advisors, Inc. reported 132 stock positions worth $658.2 million. Its top holding was SS SPDR P Agg Bond ETF (SPAB) at 14.5% of the portfolio, followed by iShares MSCI International Q (IQLT, 6.4%) and Invesco Nasdaq 100 ETF (QQQM, 5.9%). Compared with Q2 2025, it opened 14 new positions, sold out of 5, added to 66 and reduced 39. The biggest buy was a new position in SS Multi-Asset Real Ret ETF (RLY) and the biggest sale Wisdomtree Floating Rate Tre (USFR, shares −99%).
- Most Recent 13F
- Q2 2026
- Location
- Plantation, FL
- CIK
- 0001802080
- Portfolio Value
- $658.2M (Q3 2025)
- SEC Filing
- 0001172661-25-004533 ↗ filed Nov 3, 2025
Holdings Value
Holdings 132 stocks · $658.2M
| SPAB SS SPDR P Agg Bond ETF | 14.50% | 3,692,751 | $95.5M | Add +6.1% |
| IQLT iShares MSCI International Q | 6.40% | 953,460 | $42.1M | Add +5.5% |
| QQQM Invesco Nasdaq 100 ETF | 5.95% | 158,431 | $39.2M | Add +1.0% |
| BSV Vanguard Short-Term Bond ETF | 5.86% | 488,484 | $38.5M | Add +3.9% |
| VUG Vanguard Mrngstar GR ETF-Sui | 5.42% | 74,391 | $35.7M | Reduce -1.0% |
| RLY SS Multi-Asset Real Ret ETF | 4.52% | 963,184 | $29.7M | New |
| IEMG iShares Core MSCI Emerging | 3.71% | 370,867 | $24.4M | Add +1017.2% |
| DFIV Dimensional International Va | 3.30% | 470,709 | $21.7M | Add +10.3% |
| VWO Vanguard Ftse Emerging Marke | 3.10% | 376,939 | $20.4M | Add +6.3% |
| QUAL iShares MSCI USA Quality Fac | 2.98% | 100,935 | $19.6M | Add +2.6% |
| DFLV Dim US Large Cap Value ETF | 2.62% | 524,775 | $17.3M | Add +14.6% |
| REZ Ishars Res and Multi Reales | 2.34% | 181,105 | $15.4M | Add +1.0% |
| JEPI JPMorgan Equity Premium Inco | 2.31% | 265,724 | $15.2M | Add +1.8% |
| DFIS Dimensional International SM | 2.20% | 457,377 | $14.5M | Add +9.6% |
| IWO iShares Russell 2000 Growth | 2.08% | 42,815 | $13.7M | Add +10.2% |
| IWF iShares Russell 1000 Growth | 1.84% | 25,910 | $12.1M | Reduce -0.6% |
| DFSV Dimensional US Small Cap Val | 1.76% | 363,976 | $11.6M | Add +25.2% |
| BND Vanguard Total Bond Market | 1.59% | 140,706 | $10.5M | Add +1.1% |
| DFUV Dimensional US Marketwide Va | 1.43% | 209,997 | $9.4M | Reduce -0.1% |
| SPYG SS SPDR P S&P 500 Growth ETF | 1.34% | 84,411 | $8.8M | Reduce -2.5% |
| CWI State Street SPDR MSCI Acwi | 1.01% | 190,908 | $6.7M | Reduce -0.4% |
| IVW iShares S&P 500 Growth ETF | 1.01% | 55,114 | $6.7M | Reduce -1.0% |
| AAPL Apple Inc. | 0.89% | 23,129 | $5.9M | Add +5.1% |
| AGG iShares Core U.S. Aggregate | 0.89% | 58,405 | $5.9M | Add +0.8% |
| DLN Wisdomtree US Largecap Divid | 0.88% | 66,877 | $5.8M | Reduce -1.5% |
| SUB iShares Short-Term National | 0.76% | 46,730 | $5.0M | Reduce -9.0% |
| VIGI Vanguard Int Div App Indx FD | 0.68% | 49,759 | $4.5M | Reduce -0.6% |
| QQQ Invesco QQQ Trust Series 1 | 0.63% | 6,942 | $4.2M | Add +15.9% |
| GWX State Street SPDR S&P Intern | 0.61% | 99,926 | $4.0M | Reduce -1.2% |
| VTV Vanguard Mrngstr Val ETF-Aui | 0.61% | 21,426 | $4.0M | Add +0.7% |
| DWM Wisdomtree International Equ | 0.56% | 55,893 | $3.7M | Reduce -2.8% |
| EEM iShares MSCI Emerging Market | 0.55% | 67,884 | $3.6M | Reduce -1.4% |
| IWN iShares Russell 2000 Value E | 0.54% | 20,148 | $3.6M | Reduce -1.0% |
| IWD iShares Russell 1000 Value E | 0.54% | 17,388 | $3.5M | Add +1.4% |
| IJT iShares S&P Small-Cap 600 GR | 0.52% | 24,225 | $3.4M | Reduce -1.4% |
| VSS Vanguard Ftse All Wo X-US SC | 0.50% | 23,266 | $3.3M | Add +0.2% |
| VIG Vanguard Dividend Apprec ETF | 0.49% | 15,022 | $3.2M | Add +0.7% |
| NVDA Nvidia Corp. | 0.49% | 17,323 | $3.2M | Add +11.6% |
| IUSV iShares Core S&P U.S. Value | 0.49% | 32,038 | $3.2M | No change |
| SPEM State Street SP PTF Em ETF | 0.48% | 67,392 | $3.2M | Reduce -1.6% |
| MSFT Microsoft Corp. | 0.48% | 6,079 | $3.1M | Add +11.0% |
| IVE iShares S&P 500 Value ETF | 0.46% | 14,585 | $3.0M | Reduce -3.2% |
| EFA iShares MSCI Eafe ETF | 0.44% | 30,986 | $2.9M | Reduce -1.6% |
| AMZN Amazon.com Inc. | 0.41% | 12,198 | $2.7M | Add +6.0% |
| PWB Invesco Large Cap Growth ETF | 0.38% | 20,153 | $2.5M | Reduce -2.3% |
| IEFA iShares Core MSCI Eafe ETF | 0.38% | 28,529 | $2.5M | Add +1.4% |
| IVV iShares Core S&P 500 ETF | 0.36% | 3,563 | $2.4M | Reduce -20.1% |
| VBK Van Morst SML-Cap Gro-Usd Inc. | 0.32% | 7,159 | $2.1M | Reduce -0.1% |
| VBR Vngrd Mrngst SL-CP Val ETF-U | 0.32% | 10,086 | $2.1M | Reduce -0.7% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.31% | 3,068 | $2.0M | Add +15.7% |
| VEU Vanguard Ftse All-World Ex-U | 0.28% | 25,880 | $1.8M | Reduce -0.1% |
| AOA iShares Core 80/20 Aggressiv | 0.26% | 19,781 | $1.7M | Add +12.1% |
| SLYG SS SPDR S&P 600 SC GR ETF | 0.26% | 18,341 | $1.7M | Reduce -1.2% |
| DIA SS SPDR Dow Jones Indus Avg filed as SPDR DOW JONES INDL AVERAGE | 0.25% | 3,570 | $1.7M | Add +1.7% |
| SPYD SS SPDR P S&P 500 Hi Div ETF | 0.23% | 35,045 | $1.5M | Reduce -1.6% |
| IJS iShares S&P Small-Cap 600 Va | 0.23% | 13,759 | $1.5M | Reduce -1.8% |
| DFAT Dimensional US Target Value | 0.23% | 25,987 | $1.5M | Reduce -0.1% |
| GSLC Goldman Activebeta US LC ETF | 0.21% | 10,687 | $1.4M | No change |
| VEA Vanguard Ftse Developed ETF | 0.20% | 22,515 | $1.3M | Reduce -3.6% |
| EFV iShares MSCI Eafe Value ETF | 0.20% | 19,050 | $1.3M | Add +0.1% |
| V Visa Inc. Class A | 0.19% | 3,706 | $1.3M | Add +2.1% |
| VTWV Vanguard Russell 2000 Value | 0.18% | 7,661 | $1.2M | No change |
| SPYV SS SPDR P S&P 500 Value ETF | 0.18% | 21,247 | $1.2M | Add +7.4% |
| COST Costco Wholesale Corp. | 0.17% | 1,200 | $1.1M | Add +5.0% |
| VYM Vanguard High DVD Yield ETF | 0.17% | 7,712 | $1.1M | Add +5.4% |
| TSPA T Rowe Price US Eqy Research | 0.16% | 25,346 | $1.1M | Add +1.4% |
| WMT Walmart Inc. | 0.16% | 9,927 | $1.0M | Add +5.0% |
| META Meta Platforms Inc. Class A | 0.15% | 1,384 | $1.0M | Add +14.1% |
| SCZ iShares MSCI Eafe Small-Cap | 0.15% | 13,008 | $998K | Reduce -3.8% |
| GOOG Alphabet Inc. Class C | 0.15% | 4,091 | $996K | Add +5.4% |
| JNJ Johnson & Johnson | 0.15% | 5,256 | $975K | Add +7.7% |
| AVGO Broadcom Inc. | 0.14% | 2,741 | $904K | Add +40.9% |
| GOOGL Alphabet Inc. Class A | 0.14% | 3,656 | $889K | Add +5.9% |
| VOOV Vanguard S&P 500 Value ETF | 0.13% | 4,423 | $882K | Add +0.6% |
| VTWO Vanguard Russell 2000 ETF | 0.12% | 8,307 | $813K | Add +0.1% |
| HD Home Depot Inc. | 0.12% | 1,969 | $798K | Add +110.6% |
| VDC Vanguard Consumer Staple ETF | 0.12% | 3,664 | $783K | No change |
| JPM JPMorgan Chase & Co. | 0.11% | 2,397 | $756K | Add +15.6% |
| VTI VG Morningstar TS MKT ETF-US | 0.11% | 2,269 | $745K | Add +0.1% |
| SPG Simon Property Group Inc. | 0.11% | 3,747 | $703K | Reduce -0.8% |
| GLD SPDR Gold Shares | 0.10% | 1,809 | $643K | Add +1.0% |
| MA Mastercard Inc. Class A | 0.09% | 1,077 | $613K | Add +12.2% |
| NFLX Netflix Inc. | 0.09% | 500 | $600K | Add +8.2% |
| IYW iShares Ustechnology ETF | 0.09% | 3,032 | $594K | No change |
| JPST JPMorgan Ultra-Short Income | 0.08% | 10,402 | $528K | Reduce -8.4% |
| LLY Eli Lilly & Co. | 0.08% | 683 | $521K | Add +19.0% |
| FNDX Schwab Fndmntl US LRG Co. ETF | 0.07% | 17,910 | $471K | No change |
| XOM Exxon Mobil Corp. | 0.07% | 4,153 | $468K | Add +1.2% |
| ORCL Oracle Corp. | 0.07% | 1,663 | $468K | Reduce -5.5% |
| MUB iShares National Muni Bond E | 0.07% | 4,277 | $455K | Reduce -87.3% |
| SCHX Schwab US Large-Cap ETF | 0.07% | 16,881 | $445K | Reduce -0.0% |
| TT Trane Technologies PLC | 0.06% | 950 | $401K | Add +16.4% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.06% | 786 | $395K | Add +8.4% |
| TSLA Tesla Inc. | 0.06% | 862 | $383K | Add +21.9% |
| IWR iShares Russell Mid-Cap ETF | 0.06% | 3,931 | $380K | Add +33.5% |
| ABBV Abbvie Inc. | 0.06% | 1,629 | $377K | New |
| VOO Vanguard S&P 500 ETF | 0.06% | 593 | $363K | Add +9.2% |
| VONV Vanguard Russell 1000 Value | 0.05% | 3,833 | $343K | No change |
| SLYV SS SPDR S&P 600 SC Val ETF | 0.05% | 3,537 | $314K | No change |
| CVX Chevron Corp. | 0.04% | 1,897 | $295K | New |
Portfolio Sells Q2 2025 → Q3 2025
| USFR Wisdomtree Floating Rate Tre | Reduce -99.0% | 0.04% | −4.87 |
| MUB iShares National Muni Bond E | Reduce -87.3% | 0.07% | −0.53 |
| VUG Vanguard Mrngstar GR ETF-Sui | Reduce -1.0% | 5.42% | −0.22 |
| SUB iShares Short-Term National | Reduce -9.0% | 0.76% | −0.18 |
| IVV iShares Core S&P 500 ETF | Reduce -20.1% | 0.36% | −0.11 |
| DFUV Dimensional US Marketwide Va | Reduce -0.1% | 1.43% | −0.10 |
| VIGI Vanguard Int Div App Indx FD | Reduce -0.6% | 0.68% | −0.10 |
| SPYG SS SPDR P S&P 500 Growth ETF | Reduce -2.5% | 1.34% | −0.07 |
| DLN Wisdomtree US Largecap Divid | Reduce -1.5% | 0.88% | −0.07 |
| DWM Wisdomtree International Equ | Reduce -2.8% | 0.56% | −0.06 |
| CWI State Street SPDR MSCI Acwi | Reduce -0.4% | 1.01% | −0.06 |
| IWF iShares Russell 1000 Growth | Reduce -0.6% | 1.84% | −0.05 |
| IVE iShares S&P 500 Value ETF | Reduce -3.2% | 0.46% | −0.05 |
| EFA iShares MSCI Eafe ETF | Reduce -1.6% | 0.44% | −0.04 |
| IEF iShares 7-10 Year Treasury B | Sold out | 0.00% | −0.04 |
| IJT iShares S&P Small-Cap 600 GR | Reduce -1.4% | 0.52% | −0.04 |
| IVW iShares S&P 500 Growth ETF | Reduce -1.0% | 1.01% | −0.04 |
| VGSH Vanguard Short-Term Treasury | Sold out | 0.00% | −0.04 |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | Sold out | 0.00% | −0.04 |
| DIS The Walt Disney Co. | Sold out | 0.00% | −0.04 |
| GWX State Street SPDR S&P Intern | Reduce -1.2% | 0.61% | −0.03 |
| PWB Invesco Large Cap Growth ETF | Reduce -2.3% | 0.38% | −0.03 |
| SPYD SS SPDR P S&P 500 Hi Div ETF | Reduce -1.6% | 0.23% | −0.02 |
| VEA Vanguard Ftse Developed ETF | Reduce -3.6% | 0.20% | −0.02 |
| SPEM State Street SP PTF Em ETF | Reduce -1.6% | 0.48% | −0.02 |
| CRGX Cargo Therapeutics Inc. | Sold out | 0.00% | −0.02 |
| SLYG SS SPDR S&P 600 SC GR ETF | Reduce -1.2% | 0.26% | −0.02 |
| VBR Vngrd Mrngst SL-CP Val ETF-U | Reduce -0.7% | 0.32% | −0.02 |
| JPST JPMorgan Ultra-Short Income | Reduce -8.4% | 0.08% | −0.02 |
| EEM iShares MSCI Emerging Market | Reduce -1.4% | 0.55% | −0.02 |
| IBIT iShares Bitcoin Trust ETF | Reduce -25.9% | 0.04% | −0.02 |
| VEU Vanguard Ftse All-World Ex-U | Reduce -0.1% | 0.28% | −0.02 |
| SCZ iShares MSCI Eafe Small-Cap | Reduce -3.8% | 0.15% | −0.02 |
| VBK Van Morst SML-Cap Gro-Usd Inc. | Reduce -0.1% | 0.32% | −0.02 |
| KIM Kimco Realty Corp. | Reduce -22.1% | 0.04% | −0.02 |
| DFAT Dimensional US Target Value | Reduce -0.1% | 0.23% | −0.01 |
| IWN iShares Russell 2000 Value E | Reduce -1.0% | 0.54% | −0.01 |
| UNH Unitedhealth Group Inc. | Reduce -16.9% | 0.03% | −0.01 |
| IJS iShares S&P Small-Cap 600 Va | Reduce -1.8% | 0.23% | −0.01 |
| VB Vanguard Most SM-Cap ETF-Usd | Reduce -9.0% | 0.04% | −0.01 |
| ETN Eaton Corp. PLC | Reduce -1.7% | 0.04% | −0.00 |
| SCHX Schwab US Large-Cap ETF | Reduce -0.0% | 0.07% | −0.00 |
| SPG Simon Property Group Inc. | Reduce -0.8% | 0.11% | +0.00 |
| ORCL Oracle Corp. | Reduce -5.5% | 0.07% | +0.01 |
Portfolio Buys Q2 2025 → Q3 2025
| RLY SS Multi-Asset Real Ret ETF | New | 4.52% | +4.52 |
| IEMG iShares Core MSCI Emerging | Add +1017.2% | 3.71% | +3.37 |
| DFSV Dimensional US Small Cap Val | Add +25.2% | 1.76% | +0.30 |
| DFLV Dim US Large Cap Value ETF | Add +14.6% | 2.62% | +0.19 |
| IWO iShares Russell 2000 Growth | Add +10.2% | 2.08% | +0.18 |
| DFIV Dimensional International Va | Add +10.3% | 3.30% | +0.17 |
| AAPL Apple Inc. | Add +5.1% | 0.89% | +0.12 |
| VWO Vanguard Ftse Emerging Marke | Add +6.3% | 3.10% | +0.10 |
| NVDA Nvidia Corp. | Add +11.6% | 0.49% | +0.07 |
| QQQ Invesco QQQ Trust Series 1 | Add +15.9% | 0.63% | +0.07 |
| DFIS Dimensional International SM | Add +9.6% | 2.20% | +0.07 |
| HD Home Depot Inc. | Add +110.6% | 0.12% | +0.06 |
| ABBV Abbvie Inc. | New | 0.06% | +0.06 |
| AVGO Broadcom Inc. | Add +40.9% | 0.14% | +0.05 |
| CVX Chevron Corp. | New | 0.04% | +0.04 |
| VZ Verizon Communications Inc. | New | 0.04% | +0.04 |
| IBM Intl Business Machines Corp. | New | 0.04% | +0.04 |
| IWM iShares Russell 2000 ETF | New | 0.04% | +0.04 |
| RTX RTX Corp. | New | 0.03% | +0.03 |
| GOOG Alphabet Inc. Class C | Add +5.4% | 0.15% | +0.03 |
| NOC Northrop Grumman Corp. | New | 0.03% | +0.03 |
| IJR iShares Core S&P Small-Cap E | New | 0.03% | +0.03 |
| ITB iShares U.S. Home Constructi | New | 0.03% | +0.03 |
| BAC Bank of America Corp. | New | 0.03% | +0.03 |
| AOR iShares Core 60/40 Balanced | New | 0.03% | +0.03 |
| VOT Vngrd Mrngstr MC GRW ETF-Usd | New | 0.03% | +0.03 |
| GOOGL Alphabet Inc. Class A | Add +5.9% | 0.14% | +0.03 |
| SPY SS SPDR S&P 500 ETF Trust-US | Add +15.7% | 0.31% | +0.03 |
| JNJ Johnson & Johnson | Add +7.7% | 0.15% | +0.02 |
| TSLA Tesla Inc. | Add +21.9% | 0.06% | +0.02 |
| AOA iShares Core 80/20 Aggressiv | Add +12.1% | 0.26% | +0.01 |
| JPM JPMorgan Chase & Co. | Add +15.6% | 0.11% | +0.01 |
| MSFT Microsoft Corp. | Add +11.0% | 0.48% | +0.01 |
| IWR iShares Russell Mid-Cap ETF | Add +33.5% | 0.06% | +0.01 |
| GLD SPDR Gold Shares | Add +1.0% | 0.10% | +0.00 |
| SKYX SKYX Platforms Corp. | New | 0.00% | +0.00 |
| LLY Eli Lilly & Co. | Add +19.0% | 0.08% | +0.00 |
| VOO Vanguard S&P 500 ETF | Add +9.2% | 0.06% | +0.00 |
| WFC Wells Fargo & Co. | Add +12.2% | 0.04% | +0.00 |
| SPYV SS SPDR P S&P 500 Value ETF | Add +7.4% | 0.18% | +0.00 |
| META Meta Platforms Inc. Class A | Add +14.1% | 0.15% | +0.00 |
| MA Mastercard Inc. Class A | Add +12.2% | 0.09% | +0.00 |
| NEE Nextera Energy Inc. | Add +5.4% | 0.04% | +0.00 |
| TT Trane Technologies PLC | Add +16.4% | 0.06% | −0.00 |
| AIZ Assurant Inc. | Add +2.2% | 0.04% | −0.00 |
| BRK.B Berkshire Hathaway Inc. Class B | Add +8.4% | 0.06% | −0.00 |
| VTWO Vanguard Russell 2000 ETF | Add +0.1% | 0.12% | −0.00 |
| VYM Vanguard High DVD Yield ETF | Add +5.4% | 0.17% | −0.00 |
| DGRO iShares Core Dividend Growth | Add +0.5% | 0.04% | −0.00 |
| VXUS Vanguard Total Intl Stock | Add +0.1% | 0.04% | −0.00 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026Amended | 147 | $787.3M | SPAB, IQLT, QQQM, BSV, RLY |
| Q1 2026 | 143 | $718.3M | SPAB, IQLT, BSV, RLY, QQQM |
| Q4 2025 | 146 | $707.9M | SPAB, IQLT, BSV, QQQM, VUG |
| Q3 2025 | 132 | $658.2M | SPAB, IQLT, QQQM, BSV, VUG |
| Q2 2025 | 123 | $584.2M | SPAB, IQLT, BSV, QQQM, VUG |
| Q1 2025 | 113 | $514.9M | SPAB, BSV, IQLT, QQQM, VUG |
| Q4 2024 | 110 | $497.4M | SPAB, QQQM, IEF, IQLT, VUG |
| Q3 2024 | 108 | $498.9M | SPAB, USFR, IEF, IQLT, QQQM |
| Q2 2024 | 104 | $463.8M | SPAB, USFR, IQLT, QQQM, IEF |
| Q1 2024 | 102 | $441.4M | SPAB, IQLT, IEF, QQQM, USFR |