Tobias Financial Advisors, Inc.

In its 13F for Q4 2025 (holdings as of December 31, 2025, filed February 13, 2026), Tobias Financial Advisors, Inc. reported 146 stock positions worth $707.9 million. Its top holding was SS SPDR P Agg Bond ETF (SPAB) at 14.2% of the portfolio, followed by iShares MSCI International Q (IQLT, 6.7%) and Vanguard Short-Term Bond ETF (BSV, 5.6%). Compared with Q3 2025, it opened 21 new positions, sold out of 7, added to 67 and reduced 42. The biggest buy was a new position in Vanguard Real Estate ETF (VNQ) and the biggest sale Ishars Res and Multi Reales (REZ, shares −98%).

Most Recent 13F
Q2 2026
Location
Plantation, FL
CIK
0001802080
Portfolio Value
$707.9M (Q4 2025)
SEC Filing
0001172661-26-000762 ↗ filed Feb 13, 2026

Holdings Value

0$200.0M$400.0M$600.0M$800.0M Q1 2024: $441.4M Q1 2024 Q2 2024: $463.8M Q2 2024 Q3 2024: $498.9M Q3 2024 Q4 2024: $497.4M Q4 2024 Q1 2025: $514.9M Q1 2025 Q2 2025: $584.2M Q2 2025 Q3 2025: $658.2M Q3 2025 Q4 2025: $707.9M $707.9M Q4 2025 Q1 2026: $718.3M Q1 2026 Q2 2026: $787.3M Q2 2026

Holdings 146 stocks · $707.9M
SPAB SS SPDR P Agg Bond ETF 14.21% 3,904,988 $100.6M Add +5.8%
IQLT iShares MSCI International Q 6.68% 1,040,991 $47.3M Add +9.2%
BSV Vanguard Short-Term Bond ETF 5.63% 505,694 $39.9M Add +3.5%
QQQM Invesco Nasdaq 100 ETF 5.57% 155,847 $39.4M Reduce -1.6%
VUG Vanguard Mrngstar GR ETF-Sui 5.08% 73,738 $36.0M Reduce -0.9%
RLY SS Multi-Asset Real Ret ETF 4.63% 1,043,052 $32.8M Add +8.3%
DFIV Dimensional International Va 3.89% 552,462 $27.6M Add +17.4%
IEMG iShares Core MSCI Emerging 3.78% 397,556 $26.7M Add +7.2%
VWO Vanguard Ftse Emerging Marke 3.03% 399,062 $21.5M Add +5.9%
QUAL iShares MSCI USA Quality Fac 2.91% 103,800 $20.6M Add +2.8%
DFLV Dim US Large Cap Value ETF 2.90% 599,978 $20.5M Add +14.3%
DFIS Dimensional International SM 2.66% 571,198 $18.8M Add +24.9%
JEPI JPMorgan Equity Premium Inco 2.34% 289,257 $16.6M Add +8.9%
VNQ Vanguard Real Estate ETF 2.20% 175,612 $15.5M New
IWO iShares Russell 2000 Growth 1.98% 43,449 $14.0M Add +1.5%
DFSV Dimensional US Small Cap Val 1.93% 414,592 $13.6M Add +13.9%
IWF iShares Russell 1000 Growth 1.71% 25,622 $12.1M Reduce -1.1%
BND Vanguard Total Bond Market 1.40% 133,851 $9.9M Reduce -4.9%
DFUV Dimensional US Marketwide Va 1.38% 209,709 $9.8M Reduce -0.1%
SPYG SS SPDR P S&P 500 Growth ETF 1.21% 80,456 $8.6M Reduce -4.7%
AAPL Apple Inc. 1.02% 26,584 $7.2M Add +14.9%
CWI State Street SPDR MSCI Acwi 0.97% 190,435 $6.8M Reduce -0.3%
IVW iShares S&P 500 Growth ETF 0.92% 52,877 $6.5M Reduce -4.1%
DLN Wisdomtree US Largecap Divid 0.83% 66,885 $5.9M Add +0.0%
SUB iShares Short-Term National 0.83% 54,849 $5.9M Add +17.4%
AGG iShares Core U.S. Aggregate 0.81% 57,054 $5.7M Reduce -2.3%
VIGI Vanguard Int Div App Indx FD 0.68% 52,622 $4.8M Add +5.8%
QQQ Invesco QQQ Trust Series 1 0.63% 7,205 $4.4M Add +3.8%
VTV Vanguard Mrngstr Val ETF-Aui 0.58% 21,652 $4.1M Add +1.1%
GWX State Street SPDR S&P Intern 0.57% 99,058 $4.0M Reduce -0.9%
NVDA Nvidia Corp. 0.55% 20,839 $3.9M Add +20.3%
EEM iShares MSCI Emerging Market 0.52% 66,684 $3.6M Reduce -1.8%
DWM Wisdomtree International Equ 0.51% 52,794 $3.6M Reduce -5.5%
IWD iShares Russell 1000 Value E 0.51% 17,147 $3.6M Reduce -1.4%
IWN iShares Russell 2000 Value E 0.50% 19,351 $3.5M Reduce -4.0%
VSS Vanguard Ftse All Wo X-US SC 0.49% 24,420 $3.5M Add +5.0%
MSFT Microsoft Corp. 0.48% 6,998 $3.4M Add +15.1%
IJT iShares S&P Small-Cap 600 GR 0.48% 23,875 $3.4M Reduce -1.4%
AMZN Amazon.com Inc. 0.47% 14,481 $3.3M Add +18.7%
VIG Vanguard Dividend Apprec ETF 0.47% 15,024 $3.3M Add +0.0%
IUSV iShares Core S&P U.S. Value 0.46% 32,038 $3.3M No change
SPEM State Street SP PTF Em ETF 0.46% 68,927 $3.2M Add +2.3%
IVE iShares S&P 500 Value ETF 0.44% 14,579 $3.1M Reduce -0.0%
EFA iShares MSCI Eafe ETF 0.39% 28,769 $2.8M Reduce -7.2%
IEFA iShares Core MSCI Eafe ETF 0.38% 29,881 $2.7M Add +4.7%
IVV iShares Core S&P 500 ETF 0.32% 3,330 $2.3M Reduce -6.5%
VBK Van Morst SML-Cap Gro-Usd Inc. 0.30% 7,053 $2.1M Reduce -1.5%
SPY SS SPDR S&P 500 ETF Trust-US 0.30% 3,098 $2.1M Add +1.0%
VBR Vngrd Mrngst SL-CP Val ETF-U 0.30% 9,885 $2.1M Reduce -2.0%
PWB Invesco Large Cap Growth ETF 0.29% 16,217 $2.1M Reduce -19.5%
VEU Vanguard Ftse All-World Ex-U 0.27% 26,406 $1.9M Add +2.0%
GOOGL Alphabet Inc. Class A 0.26% 5,843 $1.8M Add +59.8%
DIA SS SPDR Dow Jones Indus Avg filed as SPDR DOW JONES INDL AVERAGE 0.24% 3,570 $1.7M No change
SLYG SS SPDR S&P 600 SC GR ETF 0.24% 17,958 $1.7M Reduce -2.1%
AOA iShares Core 80/20 Aggressiv 0.24% 18,807 $1.7M Reduce -4.9%
IJS iShares S&P Small-Cap 600 Va 0.22% 13,758 $1.6M Reduce -0.0%
DFAT Dimensional US Target Value 0.22% 25,922 $1.5M Reduce -0.3%
SPYD SS SPDR P S&P 500 Hi Div ETF 0.21% 34,155 $1.5M Reduce -2.5%
V Visa Inc. Class A 0.21% 4,186 $1.5M Add +12.9%
AVGO Broadcom Inc. 0.20% 4,183 $1.4M Add +52.6%
GSLC Goldman Activebeta US LC ETF 0.20% 10,687 $1.4M No change
EFV iShares MSCI Eafe Value ETF 0.19% 19,074 $1.4M Add +0.1%
GOOG Alphabet Inc. Class C 0.19% 4,223 $1.3M Add +3.2%
WMT Walmart Inc. 0.19% 11,826 $1.3M Add +19.1%
VYM Vanguard High DVD Yield ETF 0.17% 8,591 $1.2M Add +11.4%
VTWV Vanguard Russell 2000 Value 0.17% 7,661 $1.2M No change
JNJ Johnson & Johnson 0.17% 5,822 $1.2M Add +10.8%
JPM JPMorgan Chase & Co. 0.16% 3,534 $1.1M Add +47.4%
SPYV SS SPDR P S&P 500 Value ETF 0.16% 19,945 $1.1M Reduce -6.1%
META Meta Platforms Inc. Class A 0.16% 1,707 $1.1M Add +23.3%
TSPA T Rowe Price US Eqy Research 0.15% 25,346 $1.1M No change
VEA Vanguard Ftse Developed ETF 0.15% 16,530 $1.0M Reduce -26.6%
SCZ iShares MSCI Eafe Small-Cap 0.14% 12,931 $1.0M Reduce -0.6%
HIG Hartford Insurance Group Inc. 0.13% 6,832 $941K New
GLD SPDR Gold Shares 0.13% 2,327 $922K Add +28.6%
VOOV Vanguard S&P 500 Value ETF 0.13% 4,423 $906K No change
VTI VG Morningstar TS MKT ETF-US 0.12% 2,492 $836K Add +9.8%
VTWO Vanguard Russell 2000 ETF 0.12% 8,312 $827K Add +0.1%
VXUS Vanguard Total Intl Stock 0.11% 10,600 $800K Add +211.2%
HD Home Depot Inc. 0.11% 2,259 $777K Add +14.7%
MA Mastercard Inc. Class A 0.10% 1,254 $716K Add +16.4%
AIZ Assurant Inc. 0.10% 2,958 $712K Add +141.3%
SPG Simon Property Group Inc. 0.10% 3,804 $704K Add +1.5%
COST Costco Wholesale Corp. 0.09% 746 $644K Reduce -37.8%
LLY Eli Lilly & Co. 0.09% 588 $632K Reduce -13.9%
BRK.B Berkshire Hathaway Inc. Class B 0.09% 1,241 $624K Add +57.9%
IYW iShares Ustechnology ETF 0.09% 3,032 $605K No change
JPST JPMorgan Ultra-Short Income 0.08% 11,088 $561K Add +6.6%
XOM Exxon Mobil Corp. 0.08% 4,504 $542K Add +8.4%
FNDX Schwab Fndmntl US LRG Co. ETF 0.07% 17,910 $487K No change
MUB iShares National Muni Bond E 0.06% 4,277 $458K No change
SCHX Schwab US Large-Cap ETF 0.06% 16,881 $454K No change
NFLX Netflix Inc. 0.06% 4,782 $448K Reduce -4.4%
VOO Vanguard S&P 500 ETF 0.06% 665 $417K Add +12.1%
RTX RTX Corp. 0.06% 2,194 $402K Add +63.2%
NEE Nextera Energy Inc. 0.05% 4,825 $387K Add +37.9%
WFC Wells Fargo & Co. 0.05% 4,101 $382K Add +21.0%
IWR iShares Russell Mid-Cap ETF 0.05% 3,914 $377K Reduce -0.4%
KO The Coca-Cola Co. 0.05% 5,124 $358K Add +36.0%
CSCO Cisco Systems Inc. 0.05% 4,619 $356K New
GS Goldman Sachs Group Inc. 0.05% 403 $354K Add +39.9%
VONV Vanguard Russell 1000 Value 0.05% 3,833 $354K No change
ABBV Abbvie Inc. 0.05% 1,523 $348K Reduce -6.5%
SCHD Schwab US DVD Equity ETF 0.05% 12,398 $340K New
PANW Palo Alto Networks Inc. 0.05% 1,825 $336K New
TT Trane Technologies PLC 0.05% 853 $332K Reduce -10.2%
PGR Progressive Corp. 0.04% 1,385 $315K Add +47.2%
SLYV SS SPDR S&P 600 SC Val ETF 0.04% 3,463 $315K Reduce -2.1%
CVX Chevron Corp. 0.04% 1,985 $303K Add +4.6%
ABT Abbott Laboratories 0.04% 2,375 $298K New
ORCL Oracle Corp. 0.04% 1,479 $288K Reduce -11.1%
TMO Thermo Fisher Scientific Inc. 0.04% 492 $285K New
TSLA Tesla Inc. 0.04% 627 $282K Reduce -27.3%
IJR iShares Core S&P Small-Cap E 0.04% 2,282 $274K Add +24.7%
PG The Procter & Gamble Co. 0.04% 1,912 $274K New
BOND PIMCO Active Bond Exchange-T 0.04% 2,926 $272K Add +1.3%
VB Vanguard Most SM-Cap ETF-Usd 0.04% 1,039 $268K No change
PH Parker Hannifin Corp. 0.04% 296 $260K New
XLE SS Energy Select Sector 0.04% 5,768 $258K New
BLK BlackRock Inc. 0.04% 238 $255K New
RSP Invesco S&P 500 Equal Weight 0.04% 1,330 $255K New
LDUR PIMCO Enhanced Low Duration 0.04% 2,643 $254K Add +1.1%
MESO Mesoblast Ltd.- Spon ADR 0.04% 13,828 $249K Add +38.3%
AIRR First Trust Rba American Ind 0.04% 2,536 $249K New
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS 0.03% 833 $247K Reduce -11.8%
IEI iShares 3-7 Year Treasury Bo 0.03% 2,037 $243K No change
AZN Astrazeneca PLC-Spons ADR 0.03% 2,644 $243K New
REZ Ishars Res and Multi Reales 0.03% 2,884 $238K Reduce -98.4%
ETN Eaton Corp. PLC 0.03% 746 $238K Add +19.4%
IWM iShares Russell 2000 ETF 0.03% 961 $237K Add +0.7%
TSM Taiwan Semiconductor-SP ADR 0.03% 778 $236K New
KIM Kimco Realty Corp. 0.03% 11,651 $236K Add +0.5%
SYK Stryker Corp. 0.03% 665 $234K Reduce -2.8%
ITA iShares U.S. Aerospace & Def 0.03% 1,073 $230K New
AOR iShares Core 60/40 Balanced 0.03% 3,540 $230K Add +8.7%
PNC PNC Financial Services Group 0.03% 1,060 $221K New
NOC Northrop Grumman Corp. 0.03% 379 $216K Add +4.7%
IBIT iShares Bitcoin Trust ETF 0.03% 4,304 $214K Add +4.9%
AMGN Amgen Inc. 0.03% 651 $213K New
DIS The Walt Disney Co. filed as DISNEY WALT CO 0.03% 1,815 $207K New
GLDM SPDR Gold Minishares Trust 0.03% 2,412 $206K New
BAC Bank of America Corp. filed as BANK AMERICA CORP 0.03% 3,720 $205K Reduce -9.1%
GE General Electric filed as GE AEROSPACE 0.03% 663 $204K New
ESRT Empire State Realty Trust-A 0.01% 14,188 $93K No change
ECOR Electrocore Inc. 0.01% 10,000 $45K No change
SKYX SKYX Platforms Corp. 0.01% 16,545 $36K No change

Portfolio Sells Q3 2025 → Q4 2025
REZ Ishars Res and Multi Reales Reduce -98.4% 0.03% −2.30
QQQM Invesco Nasdaq 100 ETF Reduce -1.6% 5.57% −0.38
VUG Vanguard Mrngstar GR ETF-Sui Reduce -0.9% 5.08% −0.34
BND Vanguard Total Bond Market Reduce -4.9% 1.40% −0.19
IWF iShares Russell 1000 Growth Reduce -1.1% 1.71% −0.13
SPYG SS SPDR P S&P 500 Growth ETF Reduce -4.7% 1.21% −0.13
VDC Vanguard Consumer Staple ETF Sold out 0.00% −0.12
PWB Invesco Large Cap Growth ETF Reduce -19.5% 0.29% −0.09
IVW iShares S&P 500 Growth ETF Reduce -4.1% 0.92% −0.09
AGG iShares Core U.S. Aggregate Reduce -2.3% 0.81% −0.08
COST Costco Wholesale Corp. Reduce -37.8% 0.09% −0.08
VEA Vanguard Ftse Developed ETF Reduce -26.6% 0.15% −0.06
DWM Wisdomtree International Equ Reduce -5.5% 0.51% −0.05
EFA iShares MSCI Eafe ETF Reduce -7.2% 0.39% −0.05
CWI State Street SPDR MSCI Acwi Reduce -0.3% 0.97% −0.05
IWN iShares Russell 2000 Value E Reduce -4.0% 0.50% −0.05
DFUV Dimensional US Marketwide Va Reduce -0.1% 1.38% −0.05
IJT iShares S&P Small-Cap 600 GR Reduce -1.4% 0.48% −0.04
VZ Verizon Communications Inc. Sold out 0.00% −0.04
USFR Wisdomtree Floating Rate Tre Sold out 0.00% −0.04
IVV iShares Core S&P 500 ETF Reduce -6.5% 0.32% −0.04
GWX State Street SPDR S&P Intern Reduce -0.9% 0.57% −0.04
DGRO iShares Core Dividend Growth Sold out 0.00% −0.04
EEM iShares MSCI Emerging Market Reduce -1.8% 0.52% −0.04
UNH Unitedhealth Group Inc. Sold out 0.00% −0.03
ITB iShares U.S. Home Constructi Sold out 0.00% −0.03
VOT Vngrd Mrngstr MC GRW ETF-Usd Sold out 0.00% −0.03
ORCL Oracle Corp. Reduce -11.1% 0.04% −0.03
IWD iShares Russell 1000 Value E Reduce -1.4% 0.51% −0.03
NFLX Netflix Inc. Reduce -4.4% 0.06% −0.03
AOA iShares Core 80/20 Aggressiv Reduce -4.9% 0.24% −0.03
SPYD SS SPDR P S&P 500 Hi Div ETF Reduce -2.5% 0.21% −0.03
VBR Vngrd Mrngst SL-CP Val ETF-U Reduce -2.0% 0.30% −0.02
SLYG SS SPDR S&P 600 SC GR ETF Reduce -2.1% 0.24% −0.02
VBK Van Morst SML-Cap Gro-Usd Inc. Reduce -1.5% 0.30% −0.02
IVE iShares S&P 500 Value ETF Reduce -0.0% 0.44% −0.02
SPYV SS SPDR P S&P 500 Value ETF Reduce -6.1% 0.16% −0.02
TSLA Tesla Inc. Reduce -27.3% 0.04% −0.02
TT Trane Technologies PLC Reduce -10.2% 0.05% −0.01
DFAT Dimensional US Target Value Reduce -0.3% 0.22% −0.01
IJS iShares S&P Small-Cap 600 Va Reduce -0.0% 0.22% −0.01
SCZ iShares MSCI Eafe Small-Cap Reduce -0.6% 0.14% −0.01
ABBV Abbvie Inc. Reduce -6.5% 0.05% −0.01
IBM Intl Business Machines Corp. Reduce -11.8% 0.03% −0.01
SYK Stryker Corp. Reduce -2.8% 0.03% −0.01
IWR iShares Russell Mid-Cap ETF Reduce -0.4% 0.05% −0.00
BAC Bank of America Corp. Reduce -9.1% 0.03% −0.00
SLYV SS SPDR S&P 600 SC Val ETF Reduce -2.1% 0.04% −0.00
LLY Eli Lilly & Co. Reduce -13.9% 0.09% +0.01

Portfolio Buys Q3 2025 → Q4 2025
VNQ Vanguard Real Estate ETF New 2.20% +2.20
DFIV Dimensional International Va Add +17.4% 3.89% +0.60
DFIS Dimensional International SM Add +24.9% 2.66% +0.46
IQLT iShares MSCI International Q Add +9.2% 6.68% +0.28
DFLV Dim US Large Cap Value ETF Add +14.3% 2.90% +0.28
DFSV Dimensional US Small Cap Val Add +13.9% 1.93% +0.17
HIG Hartford Insurance Group Inc. New 0.13% +0.13
AAPL Apple Inc. Add +14.9% 1.02% +0.13
GOOGL Alphabet Inc. Class A Add +59.8% 0.26% +0.12
RLY SS Multi-Asset Real Ret ETF Add +8.3% 4.63% +0.12
VXUS Vanguard Total Intl Stock Add +211.2% 0.11% +0.07
SUB iShares Short-Term National Add +17.4% 0.83% +0.07
AVGO Broadcom Inc. Add +52.6% 0.20% +0.07
AMZN Amazon.com Inc. Add +18.7% 0.47% +0.07
IEMG iShares Core MSCI Emerging Add +7.2% 3.78% +0.06
AIZ Assurant Inc. Add +141.3% 0.10% +0.06
NVDA Nvidia Corp. Add +20.3% 0.55% +0.06
CSCO Cisco Systems Inc. New 0.05% +0.05
SCHD Schwab US DVD Equity ETF New 0.05% +0.05
PANW Palo Alto Networks Inc. New 0.05% +0.05
JPM JPMorgan Chase & Co. Add +47.4% 0.16% +0.05
ABT Abbott Laboratories New 0.04% +0.04
TMO Thermo Fisher Scientific Inc. New 0.04% +0.04
PG The Procter & Gamble Co. New 0.04% +0.04
PH Parker Hannifin Corp. New 0.04% +0.04
XLE SS Energy Select Sector New 0.04% +0.04
BLK BlackRock Inc. New 0.04% +0.04
RSP Invesco S&P 500 Equal Weight New 0.04% +0.04
GOOG Alphabet Inc. Class C Add +3.2% 0.19% +0.04
AIRR First Trust Rba American Ind New 0.04% +0.04
AZN Astrazeneca PLC-Spons ADR New 0.03% +0.03
JEPI JPMorgan Equity Premium Inco Add +8.9% 2.34% +0.03
TSM Taiwan Semiconductor-SP ADR New 0.03% +0.03
ITA iShares U.S. Aerospace & Def New 0.03% +0.03
GLD SPDR Gold Shares Add +28.6% 0.13% +0.03
PNC PNC Financial Services Group New 0.03% +0.03
WMT Walmart Inc. Add +19.1% 0.19% +0.03
AMGN Amgen Inc. New 0.03% +0.03
DIS The Walt Disney Co. New 0.03% +0.03
GLDM SPDR Gold Minishares Trust New 0.03% +0.03
GE General Electric New 0.03% +0.03
BRK.B Berkshire Hathaway Inc. Class B Add +57.9% 0.09% +0.03
RTX RTX Corp. Add +63.2% 0.06% +0.02
JNJ Johnson & Johnson Add +10.8% 0.17% +0.02
GS Goldman Sachs Group Inc. Add +39.9% 0.05% +0.02
V Visa Inc. Class A Add +12.9% 0.21% +0.02
NEE Nextera Energy Inc. Add +37.9% 0.05% +0.01
KO The Coca-Cola Co. Add +36.0% 0.05% +0.01
MESO Mesoblast Ltd.- Spon ADR Add +38.3% 0.04% +0.01
WFC Wells Fargo & Co. Add +21.0% 0.05% +0.01

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026Amended 147$787.3MSPAB, IQLT, QQQM, BSV, RLY
Q1 2026 143$718.3MSPAB, IQLT, BSV, RLY, QQQM
Q4 2025 146$707.9MSPAB, IQLT, BSV, QQQM, VUG
Q3 2025 132$658.2MSPAB, IQLT, QQQM, BSV, VUG
Q2 2025 123$584.2MSPAB, IQLT, BSV, QQQM, VUG
Q1 2025 113$514.9MSPAB, BSV, IQLT, QQQM, VUG
Q4 2024 110$497.4MSPAB, QQQM, IEF, IQLT, VUG
Q3 2024 108$498.9MSPAB, USFR, IEF, IQLT, QQQM
Q2 2024 104$463.8MSPAB, USFR, IQLT, QQQM, IEF
Q1 2024 102$441.4MSPAB, IQLT, IEF, QQQM, USFR