tru Independence LLC

Name: tru Independence LLC 13F holdings, Q1 2025
Creator: tru Independence LLC
Published: 2025-04-30

Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q4 2024Q3 2024Q2 2024Q1 2024

In its 13F for Q1 2025 (holdings as of March 31, 2025, filed April 30, 2025), tru Independence LLC reported 110 stock positions worth $322.2 million. Its top holding was Dimensional US Core Equity 2 (DFAC) at 4.6% of the portfolio, followed by Fidelity Total Bond ETF (FBND, 4.3%) and First Trust Capital Strength (FTCS, 4.2%). Compared with Q4 2024, it opened 5 new positions, sold out of 8, added to 75 and reduced 23. The biggest buy was a new position in Wisdomtree True Emerging Mar (XC) and the biggest sale an exit from Triumph (TGI).

Most Recent 13F: Q2 2026
Location: PORTLAND, OR
CIK: 0001785445
Portfolio Value: $322.2M (Q1 2025)
SEC Filing: 0001785445-25-000005 ↗ filed Apr 30, 2025

Holdings Value

Holdings 110 stocks · $322.2M


DFAC Dimensional US Core Equity 2	4.63%	451,863	$14.9M	Add +43.0%
FBND Fidelity Total Bond ETF	4.31%	304,190	$13.9M	Add +14.8%
FTCS First Trust Capital Strength	4.18%	150,353	$13.5M	Add +8.8%
RDVY First Trust Rising Dividend	3.86%	212,635	$12.4M	Add +44.8%
DFAI Dimensional International Co.	3.48%	359,175	$11.2M	Reduce -25.3%
QGRW Wisdomtree US Quality Growth	2.41%	177,138	$7.8M	Add +14.2%
AAPL Apple Inc.	2.41%	34,982	$7.8M	Add +0.6%
BAC Bank of America Corp. filed as BANK AMERICA CORP	2.37%	182,756	$7.6M	Add +0.4%
GM General Motors Co.	2.33%	159,643	$7.5M	Add +1.0%
T AT&T Inc.	2.25%	255,802	$7.2M	Add +0.2%
JPM JPMorgan Chase & Co.	2.21%	28,990	$7.1M	Reduce -0.8%
GLW Corning Inc.	2.04%	143,352	$6.6M	Add +2.0%
ALL Allstate Corp.	2.03%	31,512	$6.5M	Add +0.3%
SHEL Shell PLC-ADR	1.78%	78,231	$5.7M	Add +3.0%
UL Unilever PLC	1.74%	94,117	$5.6M	Add +2.3%
VZ Verizon Communications Inc.	1.74%	123,535	$5.6M	Add +3.5%
BA The Boeing Co.	1.71%	32,253	$5.5M	Add +3.3%
KIM Kimco Realty Corp.	1.69%	256,027	$5.4M	Add +2.1%
LYB Lyondellbasell Indu Class A	1.66%	76,180	$5.4M	Add +1.4%
CVX Chevron Corp.	1.66%	31,928	$5.3M	Add +0.8%
TRV The Travelers Cos Inc.	1.65%	20,153	$5.3M	Add +1.3%
FDX FedEx Corp.	1.60%	21,213	$5.2M	Add +5.0%
CMA Comerica Inc.	1.56%	85,075	$5.0M	Add +5.9%
CSCO Cisco Systems Inc.	1.53%	79,659	$4.9M	Add +0.4%
ALK Alaska Air Group Inc.	1.52%	99,650	$4.9M	Add +2.1%
CVS CVS Health Corp.	1.49%	70,742	$4.8M	Add +3.6%
ENR Energizer Holdings Inc.	1.46%	157,735	$4.7M	Add +1.2%
TSN Tyson Foods Inc. Class A	1.45%	73,075	$4.7M	Add +8.2%
VYM Vanguard High DVD Yield ETF	1.44%	36,030	$4.6M	Add +4.6%
FMC FMC Corp.	1.43%	109,375	$4.6M	Add +5.1%
F Ford Motor Co. filed as FORD MTR CO	1.43%	459,949	$4.6M	Add +0.8%
MRK Merck & Co. Inc.	1.42%	50,977	$4.6M	Add +4.9%
SPG Simon Property Group Inc.	1.36%	26,300	$4.4M	Reduce -36.7%
GPK Graphic Packaging Holding Co.	1.35%	167,449	$4.3M	Add +0.4%
XC Wisdomtree True Emerging Mar	1.30%	141,150	$4.2M	New
OI O-I Glass Inc.	1.26%	353,823	$4.1M	Add +9.3%
JNJ Johnson & Johnson	1.25%	24,206	$4.0M	Reduce -2.0%
HGER Harbor Commodity All Weather	1.24%	166,663	$4.0M	New
ABBV Abbvie Inc.	1.24%	19,107	$4.0M	Add +4.4%
UAL United Airlines Holdings Inc.	1.24%	57,730	$4.0M	Reduce -3.4%
MSFT Microsoft Corp.	1.22%	10,438	$3.9M	Add +0.1%
BP BP PLC-Spons ADR	1.15%	109,432	$3.7M	Add +6.8%
AIRR First Trust Rba American Ind	1.10%	51,827	$3.5M	Add +1065.2%
CGGR Cap Group Growth Equity	1.07%	100,843	$3.5M	New
INCO Columbia India Consumer ETF	1.05%	57,068	$3.4M	New
BRX Brixmor Property Group Inc.	1.04%	125,644	$3.3M	Add +4.7%
DOW Dow Inc.	0.88%	81,595	$2.8M	Add +8.9%
ACI Albertsons Cos Inc. Class A	0.88%	129,355	$2.8M	Reduce -3.9%
HISF First TR Hi Inc. Strat Foc	0.76%	55,303	$2.4M	Reduce -2.4%
ENVX Enovix Corp.	0.67%	294,535	$2.2M	Add +3.3%
VGT Vanguard Info Tech ETF	0.64%	3,808	$2.1M	Add +0.1%
JAAA Janus Henderson Aaa Clo ETF	0.64%	40,710	$2.1M	Add +3.1%
IVV iShares Core S&P 500 ETF	0.61%	3,491	$2.0M	Reduce -0.5%
BRK.B Berkshire Hathaway Inc. Class B	0.59%	3,544	$1.9M	Add +0.3%
META Meta Platforms Inc. Class A	0.47%	2,603	$1.5M	Reduce -0.8%
FVD First Trust Value Line DVD	0.45%	32,601	$1.5M	Reduce -2.8%
FTGC First Trust Global Tactical	0.37%	46,419	$1.2M	Reduce -62.9%
SDVY First Trust Smid Cap Rising	0.32%	30,573	$1.0M	Reduce -1.5%
DUHP Dimensional US High Profi Et	0.30%	28,823	$955K	Reduce -72.5%
FDL First Trust Morn DVD Lead Inc.	0.26%	19,020	$826K	Add +0.2%
DFAE Dimensional Emerging Core Eq	0.25%	30,721	$795K	Reduce -87.3%
DFUV Dimensional US Marketwide Va	0.23%	18,300	$754K	Add +0.2%
IEMG iShares Core MSCI Emerging	0.23%	13,939	$752K	Reduce -2.1%
MCD McDonald's Corp.	0.23%	2,408	$752K	Add +0.5%
EFA iShares MSCI Eafe ETF	0.23%	9,012	$737K	Reduce -11.3%
VTV Vanguard Mrngstr Val ETF-Aui	0.23%	4,213	$728K	Add +0.2%
IEFA iShares Core MSCI Eafe ETF	0.22%	9,531	$721K	Reduce -3.4%
AMZN Amazon.com Inc.	0.20%	3,447	$656K	Add +0.6%
XLV SS Health Care Select Sector	0.20%	4,470	$653K	Add +0.4%
SPYM Ste STR SPDR PT S&P 500 ETF	0.20%	9,838	$647K	New
XLF SS Financial Select Sector	0.19%	12,011	$598K	Reduce -1.4%
XLY SS Consumer Disc Select Sect	0.18%	3,012	$595K	Add +0.1%
IVW iShares S&P 500 Growth ETF	0.18%	6,116	$568K	Add +0.1%
COF Capital One Financial Corp.	0.18%	3,147	$564K	Add +1.2%
VIS Vanguard Industrials ETF	0.17%	2,260	$560K	Add +0.3%
REGL Prshrs S&P Mid 400 DVD Arist	0.17%	6,811	$549K	No change
VOO Vanguard S&P 500 ETF	0.16%	979	$503K	No change
CGXU Cap Group Intl Focus filed as CAPITAL GROUP INTL FOCUS EQT	0.15%	19,614	$480K	No change
SPY SS SPDR S&P 500 ETF Trust-US	0.14%	791	$442K	Reduce -61.0%
VFH Vanguard Financials ETF	0.14%	3,657	$437K	Add +0.4%
CGUS Cap Group Core Equity filed as CAPITAL GROUP CORE EQUITY ET	0.13%	12,863	$430K	Add +0.9%
GOOG Alphabet Inc. Class C	0.13%	2,737	$428K	Add +0.1%
NVDA Nvidia Corp.	0.13%	3,938	$427K	Reduce -0.9%
QQEW First TR Nasdaq-100 Sel Eq	0.13%	3,398	$411K	Add +0.1%
FDN First Trust DJ Internet Ind	0.13%	1,814	$403K	No change
UCON First Trust Smith Unconstrai	0.12%	15,921	$394K	Reduce -76.5%
LMT Lockheed Martin Corp.	0.12%	860	$384K	Add +0.2%
DFAU Dimensional US Core Equity M	0.12%	9,924	$381K	Add +0.2%
CGCP Cap Group Core Plus Income	0.12%	16,662	$374K	Add +0.5%
VTI VG Morningstar TS MKT ETF-US	0.12%	1,353	$372K	Add +2.0%
IR Ingersoll-Rand Inc.	0.11%	4,474	$358K	Add +39.3%
VIG Vanguard Dividend Apprec ETF	0.11%	1,840	$357K	Add +0.2%
VUG Vanguard Mrngstar GR ETF-Sui	0.11%	923	$342K	Add +0.1%
XLI SS Industrial Select Sector	0.10%	2,487	$326K	Add +0.3%
CGDV Cap Group Dividend Value filed as CAPITAL GROUP DIVIDEND VALUE	0.10%	8,810	$314K	No change
WFC Wells Fargo & Co.	0.09%	4,259	$306K	Add +7.6%
TFC Truist Financial Corp.	0.09%	7,358	$303K	Add +0.7%
TT Trane Technologies PLC	0.09%	867	$292K	Add +0.5%
LLY Eli Lilly & Co.	0.09%	351	$290K	Add +0.9%
VDC Vanguard Consumer Staple ETF	0.09%	1,316	$288K	Add +0.5%
VIGI Vanguard Int Div App Indx FD	0.09%	3,358	$279K	Add +0.3%
VO Vngrd Mrngstr MD-Cap ETF-Usd	0.08%	1,022	$264K	No change
GOOGL Alphabet Inc. Class A	0.08%	1,680	$260K	Reduce -1.1%
XOM Exxon Mobil Corp.	0.08%	2,072	$246K	Add +4.4%
CGBL Cap Group Core Balanced filed as CAPITAL GROUP CORE BALANCED	0.07%	7,761	$240K	Add +8.8%
DUK Duke Energy Corp.	0.07%	1,952	$238K	Add +1.0%
V Visa Inc. Class A	0.07%	660	$231K	Add +0.9%
CIBR First Trust Nasdaq Cybersecu	0.07%	3,625	$228K	No change
TSLA Tesla Inc.	0.07%	809	$210K	Add +40.2%
BALL Ball Corp.	0.06%	3,938	$205K	Reduce -4.6%

Portfolio Sells Q4 2024 → Q1 2025


TGI Triumph Group Inc.	Sold out	0.00%	−2.45
DFAE Dimensional Emerging Core Eq	Reduce -87.3%	0.25%	−1.68
DFAI Dimensional International Co.	Reduce -25.3%	3.48%	−0.93
SPG Simon Property Group Inc.	Reduce -36.7%	1.36%	−0.89
DUHP Dimensional US High Profi Et	Reduce -72.5%	0.30%	−0.82
UAL United Airlines Holdings Inc.	Reduce -3.4%	1.24%	−0.59
FTGC First Trust Global Tactical	Reduce -62.9%	0.37%	−0.57
UCON First Trust Smith Unconstrai	Reduce -76.5%	0.12%	−0.40
SPY SS SPDR S&P 500 ETF Trust-US	Reduce -61.0%	0.14%	−0.24
COST Costco Wholesale Corp.	Sold out	0.00%	−0.12
WST West Pharmaceutical Services	Sold out	0.00%	−0.09
PYPL PayPal Holdings Inc.	Sold out	0.00%	−0.08
DFAT Dimensional US Target Value	Sold out	0.00%	−0.08
AVGO Broadcom Inc.	Sold out	0.00%	−0.07
TDIV FT Nasdaq Tech DVD Index FD	Sold out	0.00%	−0.06
KR Kroger Co.	Sold out	0.00%	−0.06
IVV iShares Core S&P 500 ETF	Reduce -0.5%	0.61%	−0.04
NVDA Nvidia Corp.	Reduce -0.9%	0.13%	−0.04
SDVY First Trust Smid Cap Rising	Reduce -1.5%	0.32%	−0.03
GOOGL Alphabet Inc. Class A	Reduce -1.1%	0.08%	−0.02
HISF First TR Hi Inc. Strat Foc	Reduce -2.4%	0.76%	−0.02
META Meta Platforms Inc. Class A	Reduce -0.8%	0.47%	−0.02
EFA iShares MSCI Eafe ETF	Reduce -11.3%	0.23%	−0.01
FVD First Trust Value Line DVD	Reduce -2.8%	0.45%	−0.01
BALL Ball Corp.	Reduce -4.6%	0.06%	−0.01
IEMG iShares Core MSCI Emerging	Reduce -2.1%	0.23%	0.00
XLF SS Financial Select Sector	Reduce -1.4%	0.19%	+0.00
IEFA iShares Core MSCI Eafe ETF	Reduce -3.4%	0.22%	+0.01
JPM JPMorgan Chase & Co.	Reduce -0.8%	2.21%	+0.01
ACI Albertsons Cos Inc. Class A	Reduce -3.9%	0.88%	+0.05
JNJ Johnson & Johnson	Reduce -2.0%	1.25%	+0.12

Portfolio Buys Q4 2024 → Q1 2025


XC Wisdomtree True Emerging Mar	New	1.30%	+1.30
HGER Harbor Commodity All Weather	New	1.24%	+1.24
DFAC Dimensional US Core Equity 2	Add +43.0%	4.63%	+1.19
RDVY First Trust Rising Dividend	Add +44.8%	3.86%	+1.13
CGGR Cap Group Growth Equity	New	1.07%	+1.07
INCO Columbia India Consumer ETF	New	1.05%	+1.05
AIRR First Trust Rba American Ind	Add +1065.2%	1.10%	+0.99
FBND Fidelity Total Bond ETF	Add +14.8%	4.31%	+0.57
CVS CVS Health Corp.	Add +3.6%	1.49%	+0.52
T AT&T Inc.	Add +0.2%	2.25%	+0.42
FTCS First Trust Capital Strength	Add +8.8%	4.18%	+0.37
SHEL Shell PLC-ADR	Add +3.0%	1.78%	+0.28
VZ Verizon Communications Inc.	Add +3.5%	1.74%	+0.24
TSN Tyson Foods Inc. Class A	Add +8.2%	1.45%	+0.23
ABBV Abbvie Inc.	Add +4.4%	1.24%	+0.22
CVX Chevron Corp.	Add +0.8%	1.66%	+0.22
SPYM Ste STR SPDR PT S&P 500 ETF	New	0.20%	+0.20
BP BP PLC-Spons ADR	Add +6.8%	1.15%	+0.20
OI O-I Glass Inc.	Add +9.3%	1.26%	+0.16
TRV The Travelers Cos Inc.	Add +1.3%	1.65%	+0.15
ALL Allstate Corp.	Add +0.3%	2.03%	+0.12
UL Unilever PLC	Add +2.3%	1.74%	+0.10
BRK.B Berkshire Hathaway Inc. Class B	Add +0.3%	0.59%	+0.08
VYM Vanguard High DVD Yield ETF	Add +4.6%	1.44%	+0.06
CSCO Cisco Systems Inc.	Add +0.4%	1.53%	+0.05
IR Ingersoll-Rand Inc.	Add +39.3%	0.11%	+0.02
FDL First Trust Morn DVD Lead Inc.	Add +0.2%	0.26%	+0.02
MCD McDonald's Corp.	Add +0.5%	0.23%	+0.02
F Ford Motor Co.	Add +0.8%	1.43%	+0.01
QGRW Wisdomtree US Quality Growth	Add +14.2%	2.41%	+0.01
JAAA Janus Henderson Aaa Clo ETF	Add +3.1%	0.64%	+0.01
XLV SS Health Care Select Sector	Add +0.4%	0.20%	+0.01
XOM Exxon Mobil Corp.	Add +4.4%	0.08%	+0.01
DUK Duke Energy Corp.	Add +1.0%	0.07%	+0.01
WFC Wells Fargo & Co.	Add +7.6%	0.09%	+0.01
V Visa Inc. Class A	Add +0.9%	0.07%	+0.01
LLY Eli Lilly & Co.	Add +0.9%	0.09%	+0.01
CGBL Cap Group Core Balanced	Add +8.8%	0.07%	+0.00
VDC Vanguard Consumer Staple ETF	Add +0.5%	0.09%	+0.00
VIGI Vanguard Int Div App Indx FD	Add +0.3%	0.09%	+0.00
VTV Vanguard Mrngstr Val ETF-Aui	Add +0.2%	0.23%	+0.00
COF Capital One Financial Corp.	Add +1.2%	0.18%	+0.00
VFH Vanguard Financials ETF	Add +0.4%	0.14%	+0.00
CGCP Cap Group Core Plus Income	Add +0.5%	0.12%	+0.00
CMA Comerica Inc.	Add +5.9%	1.56%	−0.00
DFUV Dimensional US Marketwide Va	Add +0.2%	0.23%	−0.00
XLI SS Industrial Select Sector	Add +0.3%	0.10%	−0.00
VIG Vanguard Dividend Apprec ETF	Add +0.2%	0.11%	−0.00
VTI VG Morningstar TS MKT ETF-US	Add +2.0%	0.12%	−0.01
TFC Truist Financial Corp.	Add +0.7%	0.09%	−0.01

All Filings

Quarter	Positions	13F Reported Value	Top Holdings
Q2 2026	108	$228.7M	DFAC, RDVY, FBND, FTCS, DFAI
Q1 2026	102	$202.2M	DFAC, FBND, RDVY, FTCS, DFAI
Q4 2025	132	$396.6M	DFAC, FBND, RDVY, FTCS, DFAI
Q3 2025	125	$385.0M	DFAC, RDVY, FBND, FTCS, DFAI
Q2 2025	120	$345.8M	DFAC, FBND, FTCS, RDVY, DFAI
Q1 2025	110	$322.2M	DFAC, FBND, FTCS, RDVY, DFAI
Q4 2024	113	$318.4M	DFAI, FTCS, FBND, DFAC, AAPL
Q3 2024	110	$341.6M	DFAI, FTCS, FBND, DFAC, RDVY
Q2 2024	104	$331.2M	DFAI, FTCS, FBND, DFAC, GM
Q1 2024	108	$339.5M	DFAI, FTCS, FBND, GM, DFAC