tru Independence LLC
In its 13F for Q2 2025 (holdings as of June 30, 2025, filed July 15, 2025), tru Independence LLC reported 120 stock positions worth $345.8 million. Its top holding was Dimensional US Core Equity 2 (DFAC) at 4.8% of the portfolio, followed by Fidelity Total Bond ETF (FBND, 4.2%) and First Trust Capital Strength (FTCS, 4.0%). Compared with Q1 2025, it opened 11 new positions, sold out of 1, added to 61 and reduced 45. The biggest buy was a new position in Citigroup (C) and the biggest sale an exit from Albertsons Cos Class A (ACI).
- Most Recent 13F
- Q2 2026
- Location
- PORTLAND, OR
- CIK
- 0001785445
- Portfolio Value
- $345.8M (Q2 2025)
- SEC Filing
- 0001785445-25-000009 ↗ filed Jul 15, 2025
Holdings Value
Holdings 120 stocks · $345.8M
| DFAC Dimensional US Core Equity 2 | 4.78% | 460,781 | $16.5M | Add +2.0% |
| FBND Fidelity Total Bond ETF | 4.20% | 317,663 | $14.5M | Add +4.4% |
| FTCS First Trust Capital Strength | 4.04% | 153,760 | $14.0M | Add +2.3% |
| RDVY First Trust Rising Dividend | 4.03% | 221,996 | $13.9M | Add +4.4% |
| DFAI Dimensional International Co. | 3.62% | 362,105 | $12.5M | Add +0.8% |
| QGRW Wisdomtree US Quality Growth | 2.68% | 176,087 | $9.3M | Reduce -0.6% |
| BAC Bank of America Corp. filed as BANK AMERICA CORP | 2.45% | 179,262 | $8.5M | Reduce -1.9% |
| JPM JPMorgan Chase & Co. | 2.38% | 28,417 | $8.2M | Reduce -2.0% |
| AAPL Apple Inc. | 2.26% | 38,021 | $7.8M | Add +8.7% |
| GM General Motors Co. | 2.23% | 157,055 | $7.7M | Reduce -1.6% |
| GLW Corning Inc. | 2.14% | 140,912 | $7.4M | Reduce -1.7% |
| T AT&T Inc. | 1.98% | 236,319 | $6.8M | Reduce -7.6% |
| BA The Boeing Co. | 1.92% | 31,697 | $6.6M | Reduce -1.7% |
| CGGR Cap Group Growth Equity | 1.90% | 161,996 | $6.6M | Add +60.6% |
| ALL Allstate Corp. | 1.78% | 30,600 | $6.2M | Reduce -2.9% |
| MSFT Microsoft Corp. | 1.67% | 11,618 | $5.8M | Add +11.3% |
| UL Unilever PLC | 1.66% | 93,607 | $5.7M | Reduce -0.5% |
| SHEL Shell PLC-ADR | 1.59% | 78,301 | $5.5M | Add +0.1% |
| KIM Kimco Realty Corp. | 1.54% | 253,987 | $5.3M | Reduce -0.8% |
| CSCO Cisco Systems Inc. | 1.54% | 76,615 | $5.3M | Reduce -3.8% |
| TRV The Travelers Cos Inc. | 1.53% | 19,832 | $5.3M | Reduce -1.6% |
| C Citigroup Inc. | 1.53% | 62,295 | $5.3M | New |
| CMA Comerica Inc. | 1.50% | 87,065 | $5.2M | Add +2.3% |
| OI O-I Glass Inc. | 1.50% | 352,198 | $5.2M | Reduce -0.5% |
| VZ Verizon Communications Inc. | 1.49% | 118,911 | $5.1M | Reduce -3.7% |
| XC Wisdomtree True Emerging Mar | 1.45% | 145,724 | $5.0M | Add +3.2% |
| GPK Graphic Packaging Holding Co. | 1.42% | 232,979 | $4.9M | Add +39.1% |
| F Ford Motor Co. filed as FORD MTR CO | 1.42% | 451,674 | $4.9M | Reduce -1.8% |
| HGER Harbor Commodity All Weather | 1.42% | 201,657 | $4.9M | Add +21.0% |
| ALK Alaska Air Group Inc. | 1.41% | 98,535 | $4.9M | Reduce -1.1% |
| CVS CVS Health Corp. | 1.41% | 70,632 | $4.9M | Reduce -0.2% |
| VYM Vanguard High DVD Yield ETF | 1.41% | 36,515 | $4.9M | Add +1.4% |
| FDX FedEx Corp. | 1.39% | 21,082 | $4.8M | Reduce -0.6% |
| UAL United Airlines Holdings Inc. | 1.36% | 59,100 | $4.7M | Add +2.4% |
| FMC FMC Corp. | 1.36% | 112,585 | $4.7M | Add +2.9% |
| CVX Chevron Corp. | 1.35% | 32,543 | $4.7M | Add +1.9% |
| LYB Lyondellbasell Indu Class A | 1.32% | 78,821 | $4.6M | Add +3.5% |
| AIRR First Trust Rba American Ind | 1.26% | 53,398 | $4.3M | Add +3.0% |
| TSN Tyson Foods Inc. Class A | 1.22% | 75,665 | $4.2M | Add +3.5% |
| SPG Simon Property Group Inc. | 1.22% | 26,305 | $4.2M | Add +0.0% |
| MRK Merck & Co. Inc. | 1.16% | 50,671 | $4.0M | Reduce -0.6% |
| INCO Columbia India Consumer ETF | 1.07% | 56,975 | $3.7M | Reduce -0.2% |
| JNJ Johnson & Johnson | 1.06% | 23,936 | $3.7M | Reduce -1.1% |
| ABBV Abbvie Inc. | 1.04% | 19,314 | $3.6M | Add +1.1% |
| BP BP PLC-Spons ADR | 0.97% | 112,490 | $3.4M | Add +2.8% |
| BRX Brixmor Property Group Inc. | 0.95% | 126,560 | $3.3M | Add +0.7% |
| ENVX Enovix Corp. | 0.88% | 295,690 | $3.1M | Add +0.4% |
| ENR Energizer Holdings Inc. | 0.88% | 150,700 | $3.0M | Reduce -4.5% |
| HISF First TR Hi Inc. Strat Foc | 0.76% | 58,583 | $2.6M | Add +5.9% |
| VGT Vanguard Info Tech ETF | 0.73% | 3,812 | $2.5M | Add +0.1% |
| JAAA Janus Henderson Aaa Clo ETF | 0.62% | 42,219 | $2.1M | Add +3.7% |
| DOW Dow Inc. | 0.62% | 80,900 | $2.1M | Reduce -0.8% |
| IVV iShares Core S&P 500 ETF | 0.61% | 3,424 | $2.1M | Reduce -1.9% |
| META Meta Platforms Inc. Class A | 0.53% | 2,463 | $1.8M | Reduce -5.4% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.50% | 3,558 | $1.7M | Add +0.4% |
| FVD First Trust Value Line DVD | 0.41% | 31,666 | $1.4M | Reduce -2.9% |
| SDVY First Trust Smid Cap Rising | 0.31% | 30,776 | $1.1M | Add +0.7% |
| DUHP Dimensional US High Profi Et | 0.29% | 28,013 | $996K | Reduce -2.8% |
| SPYM Ste STR SPDR PT S&P 500 ETF | 0.26% | 12,502 | $909K | Add +27.1% |
| VTI VG Morningstar TS MKT ETF-US | 0.26% | 2,984 | $907K | Add +120.5% |
| VTV Vanguard Mrngstr Val ETF-Aui | 0.24% | 4,616 | $816K | Add +9.6% |
| IEMG iShares Core MSCI Emerging | 0.23% | 13,370 | $803K | Reduce -4.1% |
| IEFA iShares Core MSCI Eafe ETF | 0.23% | 9,491 | $792K | Reduce -0.4% |
| DFUV Dimensional US Marketwide Va | 0.22% | 18,345 | $776K | Add +0.3% |
| AMZN Amazon.com Inc. | 0.22% | 3,428 | $752K | Reduce -0.6% |
| EFA iShares MSCI Eafe ETF | 0.22% | 8,332 | $745K | Reduce -7.5% |
| DFAE Dimensional Emerging Core Eq | 0.21% | 25,116 | $727K | Reduce -18.2% |
| FDL First Trust Morn DVD Lead Inc. | 0.21% | 17,217 | $721K | Reduce -9.5% |
| MCD McDonald's Corp. | 0.20% | 2,414 | $705K | Add +0.3% |
| COF Capital One Financial Corp. | 0.20% | 3,202 | $681K | Add +1.8% |
| IVW iShares S&P 500 Growth ETF | 0.19% | 6,120 | $674K | Add +0.1% |
| NVDA Nvidia Corp. | 0.19% | 4,196 | $663K | Add +6.5% |
| XLY SS Consumer Disc Select Sect | 0.19% | 3,018 | $656K | Add +0.2% |
| VIS Vanguard Industrials ETF | 0.18% | 2,266 | $635K | Add +0.3% |
| XLF SS Financial Select Sector | 0.18% | 11,895 | $623K | Reduce -1.0% |
| XLV SS Health Care Select Sector | 0.17% | 4,490 | $605K | Add +0.5% |
| FTGC First Trust Global Tactical | 0.17% | 24,229 | $598K | Reduce -47.8% |
| REGL Prshrs S&P Mid 400 DVD Arist | 0.16% | 6,719 | $548K | Reduce -1.4% |
| GOOG Alphabet Inc. Class C | 0.16% | 3,043 | $540K | Add +11.2% |
| FESM Fidelity Enhanced Small Cap | 0.15% | 16,362 | $523K | New |
| VOO Vanguard S&P 500 ETF | 0.15% | 910 | $517K | Reduce -7.0% |
| FDN First Trust DJ Internet Ind | 0.14% | 1,814 | $489K | No change |
| CGUS Cap Group Core Equity filed as CAPITAL GROUP CORE EQUITY ET | 0.14% | 13,068 | $483K | Add +1.6% |
| CGXU Cap Group Intl Focus filed as CAPITAL GROUP INTL FOCUS EQT | 0.14% | 17,503 | $475K | Reduce -10.8% |
| VFH Vanguard Financials ETF | 0.14% | 3,670 | $467K | Add +0.4% |
| QQEW First TR Nasdaq-100 Sel Eq | 0.13% | 3,395 | $463K | Reduce -0.1% |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.12% | 963 | $422K | Add +4.3% |
| DFAU Dimensional US Core Equity M | 0.12% | 9,952 | $422K | Add +0.3% |
| LMT Lockheed Martin Corp. | 0.12% | 870 | $403K | Add +1.2% |
| VIG Vanguard Dividend Apprec ETF | 0.11% | 1,906 | $390K | Add +3.6% |
| TT Trane Technologies PLC | 0.11% | 868 | $380K | Add +0.1% |
| CGCP Cap Group Core Plus Income | 0.11% | 16,726 | $376K | Add +0.4% |
| IR Ingersoll-Rand Inc. | 0.11% | 4,468 | $372K | Reduce -0.1% |
| XLI SS Industrial Select Sector | 0.10% | 2,448 | $361K | Reduce -1.6% |
| CGDV Cap Group Dividend Value filed as CAPITAL GROUP DIVIDEND VALUE | 0.10% | 8,822 | $348K | Add +0.1% |
| UCON First Trust Smith Unconstrai | 0.10% | 13,765 | $343K | Reduce -13.5% |
| XOM Exxon Mobil Corp. | 0.10% | 3,094 | $333K | Add +49.3% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.09% | 527 | $326K | Reduce -33.4% |
| WFC Wells Fargo & Co. | 0.09% | 4,009 | $321K | Reduce -5.9% |
| TFC Truist Financial Corp. | 0.09% | 7,459 | $321K | Add +1.4% |
Portfolio Sells Q1 2025 → Q2 2025
| ACI Albertsons Cos Inc. Class A | Sold out | 0.00% | −0.88 |
| ENR Energizer Holdings Inc. | Reduce -4.5% | 0.88% | −0.59 |
| T AT&T Inc. | Reduce -7.6% | 1.98% | −0.27 |
| DOW Dow Inc. | Reduce -0.8% | 0.62% | −0.26 |
| MRK Merck & Co. Inc. | Reduce -0.6% | 1.16% | −0.26 |
| VZ Verizon Communications Inc. | Reduce -3.7% | 1.49% | −0.25 |
| ALL Allstate Corp. | Reduce -2.9% | 1.78% | −0.24 |
| FDX FedEx Corp. | Reduce -0.6% | 1.39% | −0.22 |
| FTGC First Trust Global Tactical | Reduce -47.8% | 0.17% | −0.19 |
| JNJ Johnson & Johnson | Reduce -1.1% | 1.06% | −0.19 |
| KIM Kimco Realty Corp. | Reduce -0.8% | 1.54% | −0.14 |
| TRV The Travelers Cos Inc. | Reduce -1.6% | 1.53% | −0.12 |
| ALK Alaska Air Group Inc. | Reduce -1.1% | 1.41% | −0.11 |
| GM General Motors Co. | Reduce -1.6% | 2.23% | −0.10 |
| UL Unilever PLC | Reduce -0.5% | 1.66% | −0.08 |
| CVS CVS Health Corp. | Reduce -0.2% | 1.41% | −0.08 |
| FDL First Trust Morn DVD Lead Inc. | Reduce -9.5% | 0.21% | −0.05 |
| SPY SS SPDR S&P 500 ETF Trust-US | Reduce -33.4% | 0.09% | −0.04 |
| FVD First Trust Value Line DVD | Reduce -2.9% | 0.41% | −0.04 |
| DFAE Dimensional Emerging Core Eq | Reduce -18.2% | 0.21% | −0.04 |
| UCON First Trust Smith Unconstrai | Reduce -13.5% | 0.10% | −0.02 |
| F Ford Motor Co. | Reduce -1.8% | 1.42% | −0.01 |
| EFA iShares MSCI Eafe ETF | Reduce -7.5% | 0.22% | −0.01 |
| REGL Prshrs S&P Mid 400 DVD Arist | Reduce -1.4% | 0.16% | −0.01 |
| CGXU Cap Group Intl Focus | Reduce -10.8% | 0.14% | −0.01 |
| DUHP Dimensional US High Profi Et | Reduce -2.8% | 0.29% | −0.01 |
| VDC Vanguard Consumer Staple ETF | Reduce -0.9% | 0.08% | −0.01 |
| VOO Vanguard S&P 500 ETF | Reduce -7.0% | 0.15% | −0.01 |
| XLF SS Financial Select Sector | Reduce -1.0% | 0.18% | −0.01 |
| IR Ingersoll-Rand Inc. | Reduce -0.1% | 0.11% | −0.00 |
| WFC Wells Fargo & Co. | Reduce -5.9% | 0.09% | −0.00 |
| IEMG iShares Core MSCI Emerging | Reduce -4.1% | 0.23% | −0.00 |
| XLI SS Industrial Select Sector | Reduce -1.6% | 0.10% | +0.00 |
| IEFA iShares Core MSCI Eafe ETF | Reduce -0.4% | 0.23% | +0.01 |
| IVV iShares Core S&P 500 ETF | Reduce -1.9% | 0.61% | +0.01 |
| QQEW First TR Nasdaq-100 Sel Eq | Reduce -0.1% | 0.13% | +0.01 |
| CSCO Cisco Systems Inc. | Reduce -3.8% | 1.54% | +0.01 |
| AMZN Amazon.com Inc. | Reduce -0.6% | 0.22% | +0.01 |
| INCO Columbia India Consumer ETF | Reduce -0.2% | 1.07% | +0.01 |
| META Meta Platforms Inc. Class A | Reduce -5.4% | 0.53% | +0.06 |
| BAC Bank of America Corp. | Reduce -1.9% | 2.45% | +0.09 |
| GLW Corning Inc. | Reduce -1.7% | 2.14% | +0.11 |
| JPM JPMorgan Chase & Co. | Reduce -2.0% | 2.38% | +0.18 |
| BA The Boeing Co. | Reduce -1.7% | 1.92% | +0.21 |
| OI O-I Glass Inc. | Reduce -0.5% | 1.50% | +0.24 |
| QGRW Wisdomtree US Quality Growth | Reduce -0.6% | 2.68% | +0.26 |
Portfolio Buys Q1 2025 → Q2 2025
| C Citigroup Inc. | New | 1.53% | +1.53 |
| CGGR Cap Group Growth Equity | Add +60.6% | 1.90% | +0.83 |
| MSFT Microsoft Corp. | Add +11.3% | 1.67% | +0.45 |
| ENVX Enovix Corp. | Add +0.4% | 0.88% | +0.21 |
| HGER Harbor Commodity All Weather | Add +21.0% | 1.42% | +0.17 |
| RDVY First Trust Rising Dividend | Add +4.4% | 4.03% | +0.16 |
| AIRR First Trust Rba American Ind | Add +3.0% | 1.26% | +0.16 |
| FESM Fidelity Enhanced Small Cap | New | 0.15% | +0.15 |
| XC Wisdomtree True Emerging Mar | Add +3.2% | 1.45% | +0.15 |
| DFAC Dimensional US Core Equity 2 | Add +2.0% | 4.78% | +0.15 |
| VTI VG Morningstar TS MKT ETF-US | Add +120.5% | 0.26% | +0.15 |
| DFAI Dimensional International Co. | Add +0.8% | 3.62% | +0.14 |
| UAL United Airlines Holdings Inc. | Add +2.4% | 1.36% | +0.12 |
| VGT Vanguard Info Tech ETF | Add +0.1% | 0.73% | +0.09 |
| GVA Granite Construction Inc. | New | 0.09% | +0.09 |
| AVGO Broadcom Inc. | New | 0.08% | +0.08 |
| ORCL Oracle Corp. | New | 0.08% | +0.08 |
| AOA iShares Core 80/20 Aggressiv | New | 0.07% | +0.07 |
| GPK Graphic Packaging Holding Co. | Add +39.1% | 1.42% | +0.07 |
| TDIV FT Nasdaq Tech DVD Index FD | New | 0.07% | +0.07 |
| XLC SS Comm Select Sector SPDR | New | 0.06% | +0.06 |
| SPYM Ste STR SPDR PT S&P 500 ETF | Add +27.1% | 0.26% | +0.06 |
| FPX First Trust US Equity Opport | New | 0.06% | +0.06 |
| FTGS First Trust Grwth Strgth ETF | New | 0.06% | +0.06 |
| NVDA Nvidia Corp. | Add +6.5% | 0.19% | +0.06 |
| QQQ Invesco QQQ Trust Series 1 | New | 0.06% | +0.06 |
| GOOG Alphabet Inc. Class C | Add +11.2% | 0.16% | +0.02 |
| COF Capital One Financial Corp. | Add +1.8% | 0.20% | +0.02 |
| XOM Exxon Mobil Corp. | Add +49.3% | 0.10% | +0.02 |
| TT Trane Technologies PLC | Add +0.1% | 0.11% | +0.02 |
| IVW iShares S&P 500 Growth ETF | Add +0.1% | 0.19% | +0.02 |
| VUG Vanguard Mrngstar GR ETF-Sui | Add +4.3% | 0.12% | +0.02 |
| TSLA Tesla Inc. | Add +2.7% | 0.08% | +0.01 |
| VTV Vanguard Mrngstr Val ETF-Aui | Add +9.6% | 0.24% | +0.01 |
| VIS Vanguard Industrials ETF | Add +0.3% | 0.18% | +0.01 |
| GOOGL Alphabet Inc. Class A | Add +5.4% | 0.09% | +0.01 |
| CIBR First Trust Nasdaq Cybersecu | Add +0.1% | 0.08% | +0.01 |
| CGBL Cap Group Core Balanced | Add +7.8% | 0.08% | +0.01 |
| CGUS Cap Group Core Equity | Add +1.6% | 0.14% | +0.01 |
| XLY SS Consumer Disc Select Sect | Add +0.2% | 0.19% | +0.01 |
| DFAU Dimensional US Core Equity M | Add +0.3% | 0.12% | +0.00 |
| CGDV Cap Group Dividend Value | Add +0.1% | 0.10% | +0.00 |
| VIG Vanguard Dividend Apprec ETF | Add +3.6% | 0.11% | +0.00 |
| VIGI Vanguard Int Div App Indx FD | Add +0.4% | 0.09% | +0.00 |
| VFH Vanguard Financials ETF | Add +0.4% | 0.14% | −0.00 |
| V Visa Inc. Class A | Add +4.1% | 0.07% | −0.00 |
| TFC Truist Financial Corp. | Add +1.4% | 0.09% | −0.00 |
| HISF First TR Hi Inc. Strat Foc | Add +5.9% | 0.76% | −0.00 |
| LMT Lockheed Martin Corp. | Add +1.2% | 0.12% | −0.00 |
| SDVY First Trust Smid Cap Rising | Add +0.7% | 0.31% | −0.00 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 108 | $228.7M | DFAC, RDVY, FBND, FTCS, DFAI |
| Q1 2026 | 102 | $202.2M | DFAC, FBND, RDVY, FTCS, DFAI |
| Q4 2025 | 132 | $396.6M | DFAC, FBND, RDVY, FTCS, DFAI |
| Q3 2025 | 125 | $385.0M | DFAC, RDVY, FBND, FTCS, DFAI |
| Q2 2025 | 120 | $345.8M | DFAC, FBND, FTCS, RDVY, DFAI |
| Q1 2025 | 110 | $322.2M | DFAC, FBND, FTCS, RDVY, DFAI |
| Q4 2024 | 113 | $318.4M | DFAI, FTCS, FBND, DFAC, AAPL |
| Q3 2024 | 110 | $341.6M | DFAI, FTCS, FBND, DFAC, RDVY |
| Q2 2024 | 104 | $331.2M | DFAI, FTCS, FBND, DFAC, GM |
| Q1 2024 | 108 | $339.5M | DFAI, FTCS, FBND, GM, DFAC |