tru Independence LLC

In its 13F for Q2 2026 (holdings as of June 30, 2026, filed August 10, 2026), tru Independence LLC reported 108 stock positions worth $228.7 million. Its top holding was Dimensional US Core Equity 2 (DFAC) at 10.4% of the portfolio, followed by First Trust Rising Dividend (RDVY, 9.2%) and Fidelity Total Bond ETF (FBND, 8.7%). Compared with Q1 2026, it opened 8 new positions, sold out of 2, added to 50 and reduced 41. The biggest buy was First Trust Rising Dividend (RDVY, shares +1%) and the biggest sale Microsoft (MSFT, shares −1%).

Most Recent 13F
Q2 2026
Location
PORTLAND, OR
CIK
0001785445
Portfolio Value
$228.7M (Q2 2026)
SEC Filing
0001785445-26-000003 ↗ filed Aug 10, 2026

Holdings Value

0$100.0M$200.0M$300.0M$400.0M Q1 2024: $339.5M Q1 2024 Q2 2024: $331.2M Q2 2024 Q3 2024: $341.6M Q3 2024 Q4 2024: $318.4M Q4 2024 Q1 2025: $322.2M Q1 2025 Q2 2025: $345.8M Q2 2025 Q3 2025: $385.0M Q3 2025 Q4 2025: $396.6M Q4 2025 Q1 2026: $202.2M Q1 2026 Q2 2026: $228.7M $228.7M Q2 2026

Holdings 108 stocks · $228.7M
DFAC Dimensional US Core Equity 2 10.38% 534,791 $23.7M Add +1.3%
RDVY First Trust Rising Dividend 9.24% 260,568 $21.1M Add +1.2%
FBND Fidelity Total Bond ETF 8.67% 435,727 $19.8M Add +10.5%
FTCS First Trust Capital Strength 8.18% 199,170 $18.7M Add +7.5%
DFAI Dimensional International Co. 7.00% 387,793 $16.0M Add +0.6%
QGRW Wisdomtree US Quality Growth 5.66% 196,015 $12.9M Reduce -1.5%
CGGR Cap Group Growth Equity 4.62% 223,661 $10.6M Add +4.2%
AAPL Apple Inc. 4.48% 35,424 $10.3M Add +0.2%
HGER Harbor Commodity All Weather 3.16% 246,510 $7.2M Add +6.5%
XC Wisdomtree True Emerging Mar 3.03% 218,648 $6.9M Add +6.5%
AIRR First Trust Rba American Ind 3.02% 51,864 $6.9M Add +0.1%
FESM Fidelity Enhanced Small Cap 2.59% 122,579 $5.9M Reduce -6.7%
INCO Columbia India Consumer ETF 2.38% 91,235 $5.4M Add +7.0%
HISF First TR Hi Inc. Strat Foc 1.47% 76,080 $3.4M Add +7.2%
VGT Vanguard Info Tech ETF 1.36% 25,996 $3.1M Reduce -3.5%
IVV iShares Core S&P 500 ETF 1.32% 4,017 $3.0M Reduce -1.8%
JAAA Janus Henderson Aaa Clo ETF 1.25% 56,398 $2.8M Add +6.5%
MSFT Microsoft Corp. 1.20% 7,338 $2.7M Reduce -0.5%
BRK.B Berkshire Hathaway Inc. Class B 1.04% 4,736 $2.4M Reduce -1.0%
SPYM Ste STR SPDR PT S&P 500 ETF 0.65% 16,834 $1.5M Reduce -1.0%
VTI VG Morningstar TS MKT ETF-US 0.55% 3,426 $1.3M Add +0.2%
FVD First Trust Value Line DVD 0.55% 26,030 $1.3M Reduce -7.0%
SDVY First Trust Smid Cap Rising 0.55% 28,915 $1.2M Reduce -0.8%
NVDA Nvidia Corp. 0.52% 5,975 $1.2M Add +3.0%
JPM JPMorgan Chase & Co. 0.51% 3,562 $1.2M Reduce -15.2%
AMZN Amazon.com Inc. 0.47% 4,514 $1.1M Add +1.1%
BAC Bank of America Corp. 0.46% 18,645 $1.1M Reduce -2.8%
DFUV Dimensional US Marketwide Va 0.44% 18,490 $1.0M Add +0.2%
VTV Vanguard Mrngstr Val ETF-Aui 0.44% 4,662 $1.0M Add +0.3%
MCD McDonald's Corp. 0.42% 3,536 $956K Add +1.3%
CGBL Cap Group Core Balanced filed as CAPITAL GROUP CORE BALANCED 0.42% 25,162 $955K Add +3.9%
IEMG iShares Core MSCI Emerging 0.39% 10,752 $891K Reduce -5.1%
IVW iShares S&P 500 Growth ETF 0.38% 6,281 $864K Reduce -2.3%
FDL First Trust Morn DVD Lead Inc. 0.36% 17,084 $831K Reduce -0.2%
GOOGL Alphabet Inc. Class A 0.36% 2,324 $830K Add +2.5%
EFA iShares MSCI Eafe ETF 0.33% 7,277 $756K Reduce -0.4%
IEFA iShares Core MSCI Eafe ETF 0.32% 7,637 $738K Reduce -7.0%
DUHP Dimensional US High Profi Et 0.32% 17,507 $731K Reduce -12.0%
COF Capital One Financial Corp. 0.28% 3,199 $642K Add +0.4%
CGUS Cap Group Core Equity filed as CAPITAL GROUP CORE EQUITY ET 0.28% 14,301 $636K Reduce -3.8%
CGXU Cap Group Intl Focus filed as CAPITAL GROUP INTL FOCUS EQT 0.27% 18,014 $624K No change
META Meta Platforms Inc. Class A 0.27% 1,106 $623K Add +0.9%
VOO Vanguard S&P 500 ETF 0.27% 885 $608K Add +0.8%
DFAE Dimensional Emerging Core Eq 0.26% 14,664 $590K Reduce -4.5%
AVGO Broadcom Inc. 0.25% 1,538 $581K Add +0.8%
VIS Vanguard Industrials ETF 0.24% 1,541 $555K Reduce -0.5%
GOOG Alphabet Inc. Class C 0.24% 1,566 $553K No change
XLY SS Consumer Disc Select Sect 0.23% 4,554 $534K Reduce -6.6%
XLV SS Health Care Select Sector 0.23% 3,277 $520K Reduce -10.5%
DFAU Dimensional US Core Equity M 0.23% 10,028 $518K No change
QQEW First TR Nasdaq-100 Sel Eq 0.23% 3,225 $515K Reduce -0.7%
VUG Vanguard Mrngstar GR ETF-Sui 0.22% 5,891 $507K No change
WFC Wells Fargo & Co. 0.21% 5,946 $490K Reduce -1.6%
VFH Vanguard Financials ETF 0.21% 3,689 $486K Add +0.5%
LLY Eli Lilly & Co. 0.21% 398 $477K Add +1.3%
RSP Invesco S&P 500 Equal Weight 0.21% 2,206 $469K Add +0.1%
QQQ Invesco QQQ Trust Series 1 0.20% 630 $464K Reduce -3.1%
XLI SS Industrial Select Sector 0.20% 2,491 $461K Add +0.2%
VIG Vanguard Dividend Apprec ETF 0.20% 1,934 $458K Add +0.3%
LMT Lockheed Martin Corp. 0.20% 888 $452K Reduce -0.2%
TPC Tutor Perini Corp. 0.19% 5,360 $445K No change
XLF SS Financial Select Sector 0.19% 8,013 $430K Add +0.3%
REGL Prshrs S&P Mid 400 DVD Arist 0.19% 4,664 $427K Reduce -19.1%
TT Trane Technologies PLC 0.19% 864 $424K No change
ABBV Abbvie Inc. 0.18% 1,648 $415K Add +3.7%
XOM Exxon Mobil Corp. 0.18% 3,023 $413K Add +5.1%
FDN First Trust DJ Internet Ind 0.18% 1,546 $409K No change
DFSV Dimensional US Small Cap Val 0.18% 10,514 $408K No change
INTC Intel Corp. 0.18% 2,881 $402K New
TSLA Tesla Inc. 0.18% 954 $401K Add +1.5%
FTGC First Trust Global Tactical 0.17% 14,411 $390K Reduce -1.5%
CGCP Cap Group Core Plus Income 0.17% 16,922 $377K Reduce -0.7%
CGDV Cap Group Dividend Value filed as CAPITAL GROUP DIVIDEND VALUE 0.16% 7,631 $376K Add +0.1%
CLS Celestica Inc. 0.16% 1,003 $366K Add +0.3%
TFC Truist Financial Corp. 0.16% 7,277 $363K Reduce -7.2%
CAT Caterpillar Inc. 0.16% 339 $361K Reduce -19.9%
VO Vngrd Mrngstr MD-Cap ETF-Usd 0.15% 4,163 $335K Add +0.2%
SPY SS SPDR S&P 500 ETF Trust-US 0.15% 444 $332K Reduce -7.1%
VIGI Vanguard Int Div App Indx FD 0.14% 3,545 $331K Add +0.0%
FPX First Trust US Equity Opport 0.14% 1,594 $329K Add +7.4%
CIBR First Trust Nasdaq Cybersecu 0.14% 3,644 $327K Add +0.1%
V Visa Inc. Class A 0.14% 926 $318K Add +2.3%
JNJ Johnson & Johnson 0.14% 1,249 $317K Reduce -9.9%
EQT Eqt Corp. 0.13% 5,443 $289K Reduce -0.3%
TDIV FT Nasdaq Tech DVD Index FD 0.13% 2,509 $288K Reduce -0.8%
AOA iShares Core 80/20 Aggressiv 0.12% 2,909 $284K Add +6.7%
ITOT iShares Core S&P Total U.S. 0.12% 1,718 $282K Add +0.1%
MO Altria Group Inc. 0.11% 3,648 $262K Add +6.2%
RTX RTX Corp. 0.11% 1,370 $260K Add +1.0%
CSCO Cisco Systems Inc. 0.11% 2,153 $253K New
DUK Duke Energy Corp. 0.11% 1,945 $246K Add +0.9%
WMT Walmart Inc. 0.11% 2,150 $244K Reduce -0.7%
AEP American Electric Power 0.10% 1,735 $237K Reduce -3.6%
MRK Merck & Co. Inc. 0.10% 1,829 $235K Reduce -2.9%
WST West Pharmaceutical Services 0.10% 650 $233K New
VDC Vanguard Consumer Staple ETF 0.10% 1,003 $226K Add +0.5%
COST Costco Wholesale Corp. 0.10% 238 $223K Reduce -1.6%
FTGS First Trust Grwth Strgth ETF 0.10% 6,009 $222K No change
SCHM Schwab US Mid Cap ETF 0.10% 5,971 $220K New
FFEB FT Vest US Equity Buffer ETF 0.09% 3,546 $216K New
IR Ingersoll-Rand Inc. 0.09% 2,632 $216K Reduce -0.3%
OTF Blue Owl Technology Finance 0.09% 20,365 $211K Add +54.0%
LIN Linde PLC 0.09% 398 $206K New
ORCL Oracle Corp. 0.09% 1,409 $206K Add +1.1%
PEP Pepsico Inc. 0.09% 1,507 $204K Add +1.0%
DFAT Dimensional US Target Value 0.09% 2,896 $202K New
USMV iShares MSCI USA Min Vol Fac 0.09% 2,090 $202K New
CVX Chevron Corp. 0.09% 1,207 $200K Reduce -0.3%

Portfolio Sells Q1 2026 → Q2 2026
MSFT Microsoft Corp. Reduce -0.5% 1.20% −0.15
BITW Bitwise 10 Crypto Index ETF Sold out 0.00% −0.11
FVD First Trust Value Line DVD Reduce -7.0% 0.55% −0.10
JPM JPMorgan Chase & Co. Reduce -15.2% 0.51% −0.10
PFE Pfizer Inc. Sold out 0.00% −0.10
BRK.B Berkshire Hathaway Inc. Class B Reduce -1.0% 1.04% −0.10
LMT Lockheed Martin Corp. Reduce -0.2% 0.20% −0.07
FDL First Trust Morn DVD Lead Inc. Reduce -0.2% 0.36% −0.07
REGL Prshrs S&P Mid 400 DVD Arist Reduce -19.1% 0.19% −0.06
EQT Eqt Corp. Reduce -0.3% 0.13% −0.05
IEFA iShares Core MSCI Eafe ETF Reduce -7.0% 0.32% −0.04
DUHP Dimensional US High Profi Et Reduce -12.0% 0.32% −0.04
XLV SS Health Care Select Sector Reduce -10.5% 0.23% −0.04
FTGC First Trust Global Tactical Reduce -1.5% 0.17% −0.04
CVX Chevron Corp. Reduce -0.3% 0.09% −0.04
XLY SS Consumer Disc Select Sect Reduce -6.6% 0.23% −0.03
JNJ Johnson & Johnson Reduce -9.9% 0.14% −0.03
WMT Walmart Inc. Reduce -0.7% 0.11% −0.03
CGCP Cap Group Core Plus Income Reduce -0.7% 0.17% −0.02
WFC Wells Fargo & Co. Reduce -1.6% 0.21% −0.02
SDVY First Trust Smid Cap Rising Reduce -0.8% 0.55% −0.02
COST Costco Wholesale Corp. Reduce -1.6% 0.10% −0.02
EFA iShares MSCI Eafe ETF Reduce -0.4% 0.33% −0.02
TFC Truist Financial Corp. Reduce -7.2% 0.16% −0.02
AEP American Electric Power Reduce -3.6% 0.10% −0.01
IR Ingersoll-Rand Inc. Reduce -0.3% 0.09% −0.01
MRK Merck & Co. Inc. Reduce -2.9% 0.10% −0.01
SPY SS SPDR S&P 500 ETF Trust-US Reduce -7.1% 0.15% −0.01
IVV iShares Core S&P 500 ETF Reduce -1.8% 1.32% −0.01
CGUS Cap Group Core Equity Reduce -3.8% 0.28% −0.00
IEMG iShares Core MSCI Emerging Reduce -5.1% 0.39% −0.00
DFAE Dimensional Emerging Core Eq Reduce -4.5% 0.26% +0.00
BAC Bank of America Corp. Reduce -2.8% 0.46% +0.00
SPYM Ste STR SPDR PT S&P 500 ETF Reduce -1.0% 0.65% +0.00
VIS Vanguard Industrials ETF Reduce -0.5% 0.24% +0.00
TDIV FT Nasdaq Tech DVD Index FD Reduce -0.8% 0.13% +0.01
CAT Caterpillar Inc. Reduce -19.9% 0.16% +0.01
QQQ Invesco QQQ Trust Series 1 Reduce -3.1% 0.20% +0.02
IVW iShares S&P 500 Growth ETF Reduce -2.3% 0.38% +0.02
QQEW First TR Nasdaq-100 Sel Eq Reduce -0.7% 0.23% +0.02
FESM Fidelity Enhanced Small Cap Reduce -6.7% 2.59% +0.12
VGT Vanguard Info Tech ETF Reduce -3.5% 1.36% +0.20
QGRW Wisdomtree US Quality Growth Reduce -1.5% 5.66% +0.40

Portfolio Buys Q1 2026 → Q2 2026
RDVY First Trust Rising Dividend Add +1.2% 9.24% +0.54
CGGR Cap Group Growth Equity Add +4.2% 4.62% +0.35
DFAC Dimensional US Core Equity 2 Add +1.3% 10.38% +0.23
AIRR First Trust Rba American Ind Add +0.1% 3.02% +0.18
INTC Intel Corp. New 0.18% +0.18
CSCO Cisco Systems Inc. New 0.11% +0.11
WST West Pharmaceutical Services New 0.10% +0.10
SCHM Schwab US Mid Cap ETF New 0.10% +0.10
FFEB FT Vest US Equity Buffer ETF New 0.09% +0.09
LIN Linde PLC New 0.09% +0.09
DFAT Dimensional US Target Value New 0.09% +0.09
USMV iShares MSCI USA Min Vol Fac New 0.09% +0.09
INCO Columbia India Consumer ETF Add +7.0% 2.38% +0.06
AAPL Apple Inc. Add +0.2% 4.48% +0.05
GOOGL Alphabet Inc. Class A Add +2.5% 0.36% +0.04
CIBR First Trust Nasdaq Cybersecu Add +0.1% 0.14% +0.03
LLY Eli Lilly & Co. Add +1.3% 0.21% +0.03
FPX First Trust US Equity Opport Add +7.4% 0.14% +0.03
NVDA Nvidia Corp. Add +3.0% 0.52% +0.02
CLS Celestica Inc. Add +0.3% 0.16% +0.02
AVGO Broadcom Inc. Add +0.8% 0.25% +0.02
VTI VG Morningstar TS MKT ETF-US Add +0.2% 0.55% +0.01
OTF Blue Owl Technology Finance Add +54.0% 0.09% +0.01
AMZN Amazon.com Inc. Add +1.1% 0.47% +0.01
ABBV Abbvie Inc. Add +3.7% 0.18% +0.01
VOO Vanguard S&P 500 ETF Add +0.8% 0.27% +0.01
CGBL Cap Group Core Balanced Add +3.9% 0.42% +0.01
AOA iShares Core 80/20 Aggressiv Add +6.7% 0.12% +0.00
CGDV Cap Group Dividend Value Add +0.1% 0.16% +0.00
V Visa Inc. Class A Add +2.3% 0.14% +0.00
XLI SS Industrial Select Sector Add +0.2% 0.20% +0.00
MO Altria Group Inc. Add +6.2% 0.11% +0.00
TSLA Tesla Inc. Add +1.5% 0.18% +0.00
DFUV Dimensional US Marketwide Va Add +0.2% 0.44% +0.00
ITOT iShares Core S&P Total U.S. Add +0.1% 0.12% +0.00
VO Vngrd Mrngstr MD-Cap ETF-Usd Add +0.2% 0.15% −0.00
RSP Invesco S&P 500 Equal Weight Add +0.1% 0.21% −0.00
VIG Vanguard Dividend Apprec ETF Add +0.3% 0.20% −0.00
VTV Vanguard Mrngstr Val ETF-Aui Add +0.3% 0.44% −0.01
COF Capital One Financial Corp. Add +0.4% 0.28% −0.01
VFH Vanguard Financials ETF Add +0.5% 0.21% −0.01
XLF SS Financial Select Sector Add +0.3% 0.19% −0.01
VIGI Vanguard Int Div App Indx FD Add +0.0% 0.14% −0.01
ORCL Oracle Corp. Add +1.1% 0.09% −0.01
VDC Vanguard Consumer Staple ETF Add +0.5% 0.10% −0.01
RTX RTX Corp. Add +1.0% 0.11% −0.02
DUK Duke Energy Corp. Add +0.9% 0.11% −0.02
PEP Pepsico Inc. Add +1.0% 0.09% −0.03
META Meta Platforms Inc. Class A Add +0.9% 0.27% −0.04
XOM Exxon Mobil Corp. Add +5.1% 0.18% −0.06

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 108$228.7MDFAC, RDVY, FBND, FTCS, DFAI
Q1 2026 102$202.2MDFAC, FBND, RDVY, FTCS, DFAI
Q4 2025 132$396.6MDFAC, FBND, RDVY, FTCS, DFAI
Q3 2025 125$385.0MDFAC, RDVY, FBND, FTCS, DFAI
Q2 2025 120$345.8MDFAC, FBND, FTCS, RDVY, DFAI
Q1 2025 110$322.2MDFAC, FBND, FTCS, RDVY, DFAI
Q4 2024 113$318.4MDFAI, FTCS, FBND, DFAC, AAPL
Q3 2024 110$341.6MDFAI, FTCS, FBND, DFAC, RDVY
Q2 2024 104$331.2MDFAI, FTCS, FBND, DFAC, GM
Q1 2024 108$339.5MDFAI, FTCS, FBND, GM, DFAC