True Link Financial Advisors, LLC
In its 13F for Q3 2024 (holdings as of September 30, 2024, filed October 25, 2024), True Link Financial Advisors, LLC reported 66 stock positions worth $1.2 billion. Its top holding was Vanguard Intermediate-Term B (BIV) at 24.7% of the portfolio, followed by Vanguard Short-Term Bond ETF (BSV, 13.6%) and iShares Core S&P 500 ETF (IVV, 13.5%). Compared with Q2 2024, it opened 8 new positions, sold out of 6, added to 23 and reduced 22. The biggest buy was Vanguard Intermediate-Term B (BIV, shares +32%) and the biggest sale Vanguard Short-Term Bond ETF (BSV, shares −28%).
- Most Recent 13F
- Q2 2026
- Location
- SAN FRANCISCO, CA
- CIK
- 0001846236
- Portfolio Value
- $1.2B (Q3 2024)
- SEC Filing
- 0001846236-24-000006 ↗ filed Oct 25, 2024
Holdings Value
Holdings 66 stocks · $1.2B
| BIV Vanguard Intermediate-Term B | 24.67% | 3,707,227 | $290.5M | Add +31.8% |
| BSV Vanguard Short-Term Bond ETF | 13.58% | 2,032,952 | $160.0M | Reduce -27.6% |
| IVV iShares Core S&P 500 ETF | 13.53% | 276,235 | $159.3M | Add +4.0% |
| ITOT iShares Core S&P Total U.S. | 9.77% | 915,630 | $115.0M | Add +6.6% |
| SPIB SS SPDR P Int C Corp. ETF | 6.62% | 2,312,576 | $78.0M | Add +38.6% |
| SHV iShares 0-1 Year Treasury Bo | 4.87% | 518,437 | $57.4M | Reduce -8.4% |
| IEFA iShares Core MSCI Eafe ETF | 4.37% | 660,013 | $51.5M | Add +7.6% |
| SCHD Schwab US DVD Equity ETF | 3.67% | 511,519 | $43.2M | Add +6.3% |
| DFAE Dimensional Emerging Core Eq | 3.62% | 1,553,947 | $42.6M | Add +6.7% |
| DFIV Dimensional International Va | 3.55% | 1,098,326 | $41.8M | Add +7.1% |
| VTIP Vanguard Short-Term Tips | 3.21% | 766,111 | $37.8M | Add +1.8% |
| QUAL iShares MSCI USA Quality Fac | 2.90% | 190,762 | $34.2M | Add +5.7% |
| BNDX Vanguard Total Intl Bond ETF | 1.96% | 459,065 | $23.1M | Add +2.3% |
| VGIT Vanguard Intermediate-Term T | 0.37% | 71,443 | $4.3M | No change |
| DFAI Dimensional International Co. | 0.33% | 120,515 | $3.8M | Reduce -1.2% |
| LMT Lockheed Martin Corp. | 0.28% | 5,661 | $3.3M | Reduce -0.5% |
| ICSH iShares Ultra Short Duration | 0.18% | 40,969 | $2.1M | No change |
| EFA iShares MSCI Eafe ETF | 0.17% | 23,466 | $2.0M | Reduce -4.0% |
| SGOV iShares 0-3 Month Treasury B | 0.15% | 17,992 | $1.8M | Add +0.4% |
| MSFT Microsoft Corp. | 0.12% | 3,244 | $1.4M | Add +0.2% |
| XOM Exxon Mobil Corp. | 0.11% | 11,304 | $1.3M | Reduce -1.4% |
| VLUE iShares MSCI USA Value Facto | 0.11% | 12,139 | $1.3M | No change |
| SUB iShares Short-Term National | 0.11% | 12,430 | $1.3M | No change |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.10% | 2,108 | $1.2M | Add +2.2% |
| UNP Union Pacific Corp. | 0.08% | 4,016 | $990K | Add +1.2% |
| IAGG iShares Intl Aggregate Bond | 0.08% | 18,218 | $944K | No change |
| BRK.B Berkshire Hathaway Inc. Class B | 0.08% | 1,975 | $909K | Add +0.5% |
| SCHO Schwab Short-Term US Treas | 0.08% | 18,446 | $903K | Reduce -2.6% |
| IBTE iShares Ibonds Dec 2024 Term | 0.08% | 37,600 | $902K | Reduce -50.2% |
| IBTF iShares Ibonds Dec 2025 Term | 0.08% | 38,505 | $902K | New |
| SPTS SS SPDR P St Term TSY ETF | 0.07% | 28,600 | $841K | Reduce -3.4% |
| LLY Eli Lilly & Co. | 0.06% | 827 | $733K | Add +0.2% |
| AAPL Apple Inc. | 0.05% | 2,633 | $613K | Reduce -6.8% |
| CMF iShares California Muni Bond | 0.05% | 10,550 | $613K | No change |
| DFCA Dimensional Calfornia MB ETF | 0.05% | 11,950 | $606K | No change |
| IWR iShares Russell Mid-Cap ETF | 0.04% | 5,953 | $525K | No change |
| COR Cencora Inc. | 0.04% | 2,266 | $510K | Reduce -1.5% |
| CMI Cummins Inc. | 0.04% | 1,539 | $498K | No change |
| HPQ HP Inc. | 0.04% | 13,048 | $468K | Reduce -0.9% |
| GVI iShares Intermediate Governm | 0.04% | 4,262 | $456K | No change |
| IJR iShares Core S&P Small-Cap E | 0.04% | 3,887 | $455K | No change |
| IWB iShares Russell 1000 ETF | 0.04% | 1,372 | $431K | Reduce -42.2% |
| FLEX Flex Ltd. | 0.04% | 12,758 | $427K | Reduce -1.2% |
| GE General Electric filed as GE AEROSPACE | 0.04% | 2,202 | $415K | Reduce -0.1% |
| PEP Pepsico Inc. | 0.03% | 2,400 | $408K | Add +5.3% |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 0.03% | 1,835 | $406K | Add +9.9% |
| FIS Fidelity National Info Serv | 0.03% | 4,509 | $378K | No change |
| IEMG iShares Core MSCI Emerging | 0.03% | 6,450 | $370K | Add +25.4% |
| A Agilent Technologies Inc. | 0.03% | 2,445 | $363K | Reduce -0.4% |
| VTI VG Morningstar TS MKT ETF-US | 0.03% | 1,259 | $356K | Add +11.8% |
| CVX Chevron Corp. | 0.03% | 2,187 | $322K | Reduce -7.3% |
| SDY SS SPDR S&P Dividend ETF | 0.03% | 2,215 | $315K | No change |
| HPE Hewlett Packard Enterprise | 0.02% | 12,986 | $266K | Reduce -0.8% |
| NVDA Nvidia Corp. | 0.02% | 2,152 | $261K | Reduce -15.6% |
| GOOGL Alphabet Inc. Class A | 0.02% | 1,555 | $258K | Add +28.4% |
| JPM JPMorgan Chase & Co. | 0.02% | 1,198 | $253K | Add +12.3% |
| FE Firstenergy Corp. | 0.02% | 5,471 | $243K | Reduce -14.1% |
| FFIV F5 Inc. | 0.02% | 1,045 | $230K | New |
| BLV Vanguard Long-Term Bond ETF | 0.02% | 3,000 | $226K | New |
| AMZN Amazon.com Inc. | 0.02% | 1,204 | $224K | New |
| FNDX Schwab Fndmntl US LRG Co. ETF | 0.02% | 3,084 | $221K | New |
| IBMP iShares Ibonds Dec 2027 Term | 0.02% | 8,592 | $219K | New |
| EEM iShares MSCI Emerging Market | 0.02% | 4,692 | $215K | New |
| ALB Albemarle Corp. | 0.02% | 2,260 | $214K | New |
| VIG Vanguard Dividend Apprec ETF | 0.02% | 1,065 | $211K | Reduce -6.9% |
| EXC Exelon Corp. | 0.02% | 5,082 | $206K | Reduce -12.9% |
Portfolio Sells Q2 2024 → Q3 2024
| BSV Vanguard Short-Term Bond ETF | Reduce -27.6% | 13.58% | −6.40 |
| SHV iShares 0-1 Year Treasury Bo | Reduce -8.4% | 4.87% | −0.93 |
| IBTE iShares Ibonds Dec 2024 Term | Reduce -50.2% | 0.08% | −0.09 |
| FNOV FT Vest US Equity Buffer ETF | Sold out | 0.00% | −0.06 |
| SUSL iShares ESG MSCI USA Leaders | Sold out | 0.00% | −0.04 |
| IJH iShares Core S&P Midcap ETF | Sold out | 0.00% | −0.03 |
| IWB iShares Russell 1000 ETF | Reduce -42.2% | 0.04% | −0.03 |
| AVGO Broadcom Inc. | Sold out | 0.00% | −0.02 |
| MRK Merck & Co. Inc. | Sold out | 0.00% | −0.02 |
| COST Costco Wholesale Corp. | Sold out | 0.00% | −0.02 |
| EFA iShares MSCI Eafe ETF | Reduce -4.0% | 0.17% | −0.01 |
| DFAI Dimensional International Co. | Reduce -1.2% | 0.33% | −0.01 |
| XOM Exxon Mobil Corp. | Reduce -1.4% | 0.11% | −0.01 |
| SPTS SS SPDR P St Term TSY ETF | Reduce -3.4% | 0.07% | −0.01 |
| SCHO Schwab Short-Term US Treas | Reduce -2.6% | 0.08% | −0.01 |
| NVDA Nvidia Corp. | Reduce -15.6% | 0.02% | −0.01 |
| CVX Chevron Corp. | Reduce -7.3% | 0.03% | −0.01 |
| COR Cencora Inc. | Reduce -1.5% | 0.04% | −0.00 |
| AAPL Apple Inc. | Reduce -6.8% | 0.05% | −0.00 |
| HPE Hewlett Packard Enterprise | Reduce -0.8% | 0.02% | −0.00 |
| HPQ HP Inc. | Reduce -0.9% | 0.04% | −0.00 |
| FE Firstenergy Corp. | Reduce -14.1% | 0.02% | −0.00 |
| VIG Vanguard Dividend Apprec ETF | Reduce -6.9% | 0.02% | −0.00 |
| EXC Exelon Corp. | Reduce -12.9% | 0.02% | −0.00 |
| FLEX Flex Ltd. | Reduce -1.2% | 0.04% | +0.00 |
| A Agilent Technologies Inc. | Reduce -0.4% | 0.03% | +0.00 |
| GE General Electric | Reduce -0.1% | 0.04% | +0.00 |
| LMT Lockheed Martin Corp. | Reduce -0.5% | 0.28% | +0.03 |
Portfolio Buys Q2 2024 → Q3 2024
| BIV Vanguard Intermediate-Term B | Add +31.8% | 24.67% | +5.13 |
| SPIB SS SPDR P Int C Corp. ETF | Add +38.6% | 6.62% | +1.58 |
| ITOT iShares Core S&P Total U.S. | Add +6.6% | 9.77% | +0.30 |
| IEFA iShares Core MSCI Eafe ETF | Add +7.6% | 4.37% | +0.24 |
| SCHD Schwab US DVD Equity ETF | Add +6.3% | 3.67% | +0.20 |
| DFIV Dimensional International Va | Add +7.1% | 3.55% | +0.13 |
| DFAE Dimensional Emerging Core Eq | Add +6.7% | 3.62% | +0.12 |
| IBTF iShares Ibonds Dec 2025 Term | New | 0.08% | +0.08 |
| QUAL iShares MSCI USA Quality Fac | Add +5.7% | 2.90% | +0.04 |
| IVV iShares Core S&P 500 ETF | Add +4.0% | 13.53% | +0.04 |
| FFIV F5 Inc. | New | 0.02% | +0.02 |
| AMZN Amazon.com Inc. | New | 0.02% | +0.02 |
| BLV Vanguard Long-Term Bond ETF | New | 0.02% | +0.02 |
| FNDX Schwab Fndmntl US LRG Co. ETF | New | 0.02% | +0.02 |
| IBMP iShares Ibonds Dec 2027 Term | New | 0.02% | +0.02 |
| EEM iShares MSCI Emerging Market | New | 0.02% | +0.02 |
| ALB Albemarle Corp. | New | 0.02% | +0.02 |
| IBM Intl Business Machines Corp. | Add +9.9% | 0.03% | +0.01 |
| IEMG iShares Core MSCI Emerging | Add +25.4% | 0.03% | +0.01 |
| BRK.B Berkshire Hathaway Inc. Class B | Add +0.5% | 0.08% | +0.00 |
| VTI VG Morningstar TS MKT ETF-US | Add +11.8% | 0.03% | +0.00 |
| GOOGL Alphabet Inc. Class A | Add +28.4% | 0.02% | +0.00 |
| JPM JPMorgan Chase & Co. | Add +12.3% | 0.02% | +0.00 |
| UNP Union Pacific Corp. | Add +1.2% | 0.08% | +0.00 |
| PEP Pepsico Inc. | Add +5.3% | 0.03% | −0.00 |
| SPY SS SPDR S&P 500 ETF Trust-US | Add +2.2% | 0.10% | −0.00 |
| LLY Eli Lilly & Co. | Add +0.2% | 0.06% | −0.01 |
| SGOV iShares 0-3 Month Treasury B | Add +0.4% | 0.15% | −0.01 |
| MSFT Microsoft Corp. | Add +0.2% | 0.12% | −0.02 |
| BNDX Vanguard Total Intl Bond ETF | Add +2.3% | 1.96% | −0.07 |
| VTIP Vanguard Short-Term Tips | Add +1.8% | 3.21% | −0.18 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026Amended | 104 | $1.7B | BIV, IVV, BSV, DFCF, ITOT |
| Q1 2026Amended | 418 | $1.6B | BIV, BSV, IVV, DFCF, ITOT |
| Q4 2025 | 114 | $1.6B | BIV, IVV, BSV, DFCF, ITOT |
| Q3 2025 | 92 | $1.6B | BIV, IVV, BSV, ITOT, DFCF |
| Q2 2025 | 87 | $1.4B | BIV, IVV, BSV, ITOT, DFCF |
| Q1 2025 | 94 | $1.3B | BIV, BSV, IVV, ITOT, SPIB |
| Q4 2024 | 73 | $1.2B | BIV, IVV, BSV, ITOT, SPIB |
| Q3 2024 | 66 | $1.2B | BIV, BSV, IVV, ITOT, SPIB |
| Q2 2024 | 64 | $1.1B | BSV, BIV, IVV, ITOT, SHV |
| Q1 2024 | 63 | $1.0B | BSV, BIV, IVV, ITOT, SHV |