True Link Financial Advisors, LLC
In its 13F for Q4 2024 (holdings as of December 31, 2024, filed January 16, 2025), True Link Financial Advisors, LLC reported 73 stock positions worth $1.2 billion. Its top holding was Vanguard Intermediate-Term B (BIV) at 24.8% of the portfolio, followed by iShares Core S&P 500 ETF (IVV, 13.7%) and Vanguard Short-Term Bond ETF (BSV, 11.7%). Compared with Q3 2024, it opened 16 new positions, sold out of 9, added to 35 and reduced 12. The biggest buy was SS SPDR P Int C Corp. ETF (SPIB, shares +39%) and the biggest sale Vanguard Short-Term Bond ETF (BSV, shares −11%).
- Most Recent 13F
- Q2 2026
- Location
- SAN FRANCISCO, CA
- CIK
- 0001846236
- Portfolio Value
- $1.2B (Q4 2024)
- SEC Filing
- 0001846236-25-000001 ↗ filed Jan 16, 2025
Holdings Value
Holdings 73 stocks · $1.2B
| BIV Vanguard Intermediate-Term B | 24.79% | 3,952,928 | $295.4M | Add +6.6% |
| IVV iShares Core S&P 500 ETF | 13.67% | 276,747 | $162.9M | Add +0.2% |
| BSV Vanguard Short-Term Bond ETF | 11.67% | 1,799,763 | $139.1M | Reduce -11.5% |
| ITOT iShares Core S&P Total U.S. | 10.04% | 929,548 | $119.6M | Add +1.5% |
| SPIB SS SPDR P Int C Corp. ETF | 8.81% | 3,203,828 | $105.0M | Add +38.5% |
| SHV iShares 0-1 Year Treasury Bo | 5.10% | 551,299 | $60.7M | Add +6.3% |
| IEFA iShares Core MSCI Eafe ETF | 4.45% | 753,937 | $53.0M | Add +14.2% |
| SCHD Schwab US DVD Equity ETF | 3.60% | 1,568,525 | $42.9M | Add +2.2% |
| VTIP Vanguard Short-Term Tips | 3.24% | 796,600 | $38.6M | Add +4.0% |
| DFIV Dimensional International Va | 3.17% | 1,065,332 | $37.8M | Reduce -3.0% |
| DFAE Dimensional Emerging Core Eq | 3.05% | 1,430,900 | $36.3M | Reduce -7.9% |
| QUAL iShares MSCI USA Quality Fac | 2.89% | 193,325 | $34.4M | Add +1.3% |
| BNDX Vanguard Total Intl Bond ETF | 2.05% | 499,027 | $24.5M | Add +8.7% |
| VGIT Vanguard Intermediate-Term T | 0.35% | 71,443 | $4.1M | No change |
| LMT Lockheed Martin Corp. | 0.23% | 5,662 | $2.8M | Add +0.0% |
| ICSH iShares Ultra Short Duration | 0.17% | 40,969 | $2.1M | No change |
| IBTF iShares Ibonds Dec 2025 Term | 0.15% | 77,987 | $1.8M | Add +102.5% |
| SGOV iShares 0-3 Month Treasury B | 0.15% | 18,125 | $1.8M | Add +0.7% |
| EFA iShares MSCI Eafe ETF | 0.15% | 23,430 | $1.8M | Reduce -0.1% |
| MSFT Microsoft Corp. | 0.14% | 3,829 | $1.6M | Add +18.0% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.12% | 2,465 | $1.4M | Add +16.9% |
| SUB iShares Short-Term National | 0.11% | 12,430 | $1.3M | No change |
| XOM Exxon Mobil Corp. | 0.11% | 12,081 | $1.3M | Add +6.9% |
| VLUE iShares MSCI USA Value Facto | 0.11% | 12,128 | $1.3M | Reduce -0.1% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.08% | 2,043 | $926K | Add +3.4% |
| SCHO Schwab Short-Term US Treas | 0.08% | 37,831 | $910K | Add +2.5% |
| UNP Union Pacific Corp. | 0.08% | 3,963 | $904K | Reduce -1.3% |
| VTI VG Morningstar TS MKT ETF-US | 0.06% | 2,473 | $717K | Add +96.4% |
| SCHR Schwab Intermediate-Term US | 0.06% | 28,151 | $684K | New |
| HD Home Depot Inc. | 0.06% | 1,717 | $668K | New |
| AAPL Apple Inc. | 0.06% | 2,652 | $664K | Add +0.7% |
| DFCA Dimensional Calfornia MB ETF | 0.06% | 13,110 | $656K | Add +9.7% |
| CMF iShares California Muni Bond | 0.06% | 11,450 | $656K | Add +8.5% |
| LLY Eli Lilly & Co. | 0.05% | 819 | $632K | Reduce -1.0% |
| CMI Cummins Inc. | 0.05% | 1,540 | $537K | Add +0.1% |
| OKTA Okta Inc. | 0.04% | 6,640 | $523K | New |
| COR Cencora Inc. | 0.04% | 2,268 | $510K | Add +0.1% |
| IWR iShares Russell Mid-Cap ETF | 0.04% | 5,731 | $507K | Reduce -3.7% |
| IJR iShares Core S&P Small-Cap E | 0.04% | 4,285 | $494K | Add +10.2% |
| FLEX Flex Ltd. | 0.04% | 12,758 | $490K | No change |
| GVI iShares Intermediate Governm | 0.04% | 4,262 | $444K | No change |
| HPQ HP Inc. | 0.04% | 13,048 | $426K | No change |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 0.04% | 1,920 | $422K | Add +4.6% |
| IWB iShares Russell 1000 ETF | 0.04% | 1,304 | $420K | Reduce -5.0% |
| GE General Electric filed as GE AEROSPACE | 0.03% | 2,470 | $412K | Add +12.2% |
| CVX Chevron Corp. | 0.03% | 2,610 | $378K | Add +19.3% |
| FIS Fidelity National Info Serv | 0.03% | 4,511 | $364K | Add +0.0% |
| PEP Pepsico Inc. | 0.03% | 2,369 | $360K | Reduce -1.3% |
| COST Costco Wholesale Corp. | 0.03% | 379 | $347K | New |
| IEMG iShares Core MSCI Emerging | 0.03% | 6,510 | $340K | Add +0.9% |
| A Agilent Technologies Inc. | 0.03% | 2,445 | $328K | No change |
| JPM JPMorgan Chase & Co. | 0.03% | 1,248 | $299K | Add +4.2% |
| SDY SS SPDR S&P Dividend ETF | 0.02% | 2,215 | $293K | No change |
| HPE Hewlett Packard Enterprise | 0.02% | 13,546 | $289K | Add +4.3% |
| GOOGL Alphabet Inc. Class A | 0.02% | 1,517 | $287K | Reduce -2.4% |
| MUB iShares National Muni Bond E | 0.02% | 2,638 | $281K | New |
| PG The Procter & Gamble Co. | 0.02% | 1,660 | $278K | New |
| NVDA Nvidia Corp. | 0.02% | 2,051 | $275K | Reduce -4.7% |
| ESGD iShares Trust iShares ESG Aw | 0.02% | 3,547 | $270K | New |
| AMZN Amazon.com Inc. | 0.02% | 1,224 | $269K | Add +1.7% |
| FFIV F5 Inc. | 0.02% | 1,045 | $263K | No change |
| JNJ Johnson & Johnson | 0.02% | 1,781 | $258K | New |
| VIG Vanguard Dividend Apprec ETF | 0.02% | 1,299 | $254K | Add +22.0% |
| T AT&T Inc. | 0.02% | 11,059 | $252K | New |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.02% | 613 | $252K | New |
| SYK Stryker Corp. | 0.02% | 649 | $234K | New |
| CATH Global X S&P 500 Ca Val ETF | 0.02% | 3,214 | $228K | New |
| VTV Vanguard Mrngstr Val ETF-Aui | 0.02% | 1,308 | $221K | New |
| FE Firstenergy Corp. | 0.02% | 5,525 | $220K | Add +1.0% |
| VZ Verizon Communications Inc. | 0.02% | 5,463 | $218K | New |
| V Visa Inc. Class A | 0.02% | 659 | $208K | New |
| BLV Vanguard Long-Term Bond ETF | 0.02% | 3,000 | $205K | No change |
| VIVAKOR INC COM NEW | 0.00% | 21,400 | $0 | New |
Portfolio Sells Q3 2024 → Q4 2024
| BSV Vanguard Short-Term Bond ETF | Reduce -11.5% | 11.67% | −1.91 |
| DFAE Dimensional Emerging Core Eq | Reduce -7.9% | 3.05% | −0.57 |
| DFIV Dimensional International Va | Reduce -3.0% | 3.17% | −0.38 |
| DFAI Dimensional International Co. | Sold out | 0.00% | −0.33 |
| IAGG iShares Intl Aggregate Bond | Sold out | 0.00% | −0.08 |
| IBTE iShares Ibonds Dec 2024 Term | Sold out | 0.00% | −0.08 |
| SPTS SS SPDR P St Term TSY ETF | Sold out | 0.00% | −0.07 |
| FNDX Schwab Fndmntl US LRG Co. ETF | Sold out | 0.00% | −0.02 |
| IBMP iShares Ibonds Dec 2027 Term | Sold out | 0.00% | −0.02 |
| EEM iShares MSCI Emerging Market | Sold out | 0.00% | −0.02 |
| ALB Albemarle Corp. | Sold out | 0.00% | −0.02 |
| EFA iShares MSCI Eafe ETF | Reduce -0.1% | 0.15% | −0.02 |
| EXC Exelon Corp. | Sold out | 0.00% | −0.02 |
| LLY Eli Lilly & Co. | Reduce -1.0% | 0.05% | −0.01 |
| UNP Union Pacific Corp. | Reduce -1.3% | 0.08% | −0.01 |
| VLUE iShares MSCI USA Value Facto | Reduce -0.1% | 0.11% | −0.00 |
| PEP Pepsico Inc. | Reduce -1.3% | 0.03% | −0.00 |
| IWR iShares Russell Mid-Cap ETF | Reduce -3.7% | 0.04% | −0.00 |
| IWB iShares Russell 1000 ETF | Reduce -5.0% | 0.04% | −0.00 |
| NVDA Nvidia Corp. | Reduce -4.7% | 0.02% | +0.00 |
| GOOGL Alphabet Inc. Class A | Reduce -2.4% | 0.02% | +0.00 |
Portfolio Buys Q3 2024 → Q4 2024
| SPIB SS SPDR P Int C Corp. ETF | Add +38.5% | 8.81% | +2.19 |
| ITOT iShares Core S&P Total U.S. | Add +1.5% | 10.04% | +0.27 |
| SHV iShares 0-1 Year Treasury Bo | Add +6.3% | 5.10% | +0.22 |
| IVV iShares Core S&P 500 ETF | Add +0.2% | 13.67% | +0.14 |
| BIV Vanguard Intermediate-Term B | Add +6.6% | 24.79% | +0.12 |
| BNDX Vanguard Total Intl Bond ETF | Add +8.7% | 2.05% | +0.09 |
| IBTF iShares Ibonds Dec 2025 Term | Add +102.5% | 0.15% | +0.08 |
| IEFA iShares Core MSCI Eafe ETF | Add +14.2% | 4.45% | +0.07 |
| SCHR Schwab Intermediate-Term US | New | 0.06% | +0.06 |
| HD Home Depot Inc. | New | 0.06% | +0.06 |
| OKTA Okta Inc. | New | 0.04% | +0.04 |
| VTI VG Morningstar TS MKT ETF-US | Add +96.4% | 0.06% | +0.03 |
| VTIP Vanguard Short-Term Tips | Add +4.0% | 3.24% | +0.03 |
| COST Costco Wholesale Corp. | New | 0.03% | +0.03 |
| MUB iShares National Muni Bond E | New | 0.02% | +0.02 |
| PG The Procter & Gamble Co. | New | 0.02% | +0.02 |
| ESGD iShares Trust iShares ESG Aw | New | 0.02% | +0.02 |
| JNJ Johnson & Johnson | New | 0.02% | +0.02 |
| T AT&T Inc. | New | 0.02% | +0.02 |
| VUG Vanguard Mrngstar GR ETF-Sui | New | 0.02% | +0.02 |
| SYK Stryker Corp. | New | 0.02% | +0.02 |
| CATH Global X S&P 500 Ca Val ETF | New | 0.02% | +0.02 |
| SPY SS SPDR S&P 500 ETF Trust-US | Add +16.9% | 0.12% | +0.02 |
| VTV Vanguard Mrngstr Val ETF-Aui | New | 0.02% | +0.02 |
| VZ Verizon Communications Inc. | New | 0.02% | +0.02 |
| V Visa Inc. Class A | New | 0.02% | +0.02 |
| MSFT Microsoft Corp. | Add +18.0% | 0.14% | +0.02 |
| CVX Chevron Corp. | Add +19.3% | 0.03% | +0.00 |
| JPM JPMorgan Chase & Co. | Add +4.2% | 0.03% | +0.00 |
| AAPL Apple Inc. | Add +0.7% | 0.06% | +0.00 |
| DFCA Dimensional Calfornia MB ETF | Add +9.7% | 0.06% | +0.00 |
| AMZN Amazon.com Inc. | Add +1.7% | 0.02% | +0.00 |
| VIG Vanguard Dividend Apprec ETF | Add +22.0% | 0.02% | +0.00 |
| CMF iShares California Muni Bond | Add +8.5% | 0.06% | +0.00 |
| IJR iShares Core S&P Small-Cap E | Add +10.2% | 0.04% | +0.00 |
| CMI Cummins Inc. | Add +0.1% | 0.05% | +0.00 |
| HPE Hewlett Packard Enterprise | Add +4.3% | 0.02% | +0.00 |
| IBM Intl Business Machines Corp. | Add +4.6% | 0.04% | +0.00 |
| BRK.B Berkshire Hathaway Inc. Class B | Add +3.4% | 0.08% | +0.00 |
| VIVAKOR INC COM NEW | New | 0.00% | 0.00 |
| SCHO Schwab Short-Term US Treas | Add +2.5% | 0.08% | −0.00 |
| COR Cencora Inc. | Add +0.1% | 0.04% | −0.00 |
| GE General Electric | Add +12.2% | 0.03% | −0.00 |
| SGOV iShares 0-3 Month Treasury B | Add +0.7% | 0.15% | −0.00 |
| FIS Fidelity National Info Serv | Add +0.0% | 0.03% | −0.00 |
| FE Firstenergy Corp. | Add +1.0% | 0.02% | −0.00 |
| IEMG iShares Core MSCI Emerging | Add +0.9% | 0.03% | −0.00 |
| XOM Exxon Mobil Corp. | Add +6.9% | 0.11% | −0.00 |
| QUAL iShares MSCI USA Quality Fac | Add +1.3% | 2.89% | −0.01 |
| LMT Lockheed Martin Corp. | Add +0.0% | 0.23% | −0.05 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026Amended | 104 | $1.7B | BIV, IVV, BSV, DFCF, ITOT |
| Q1 2026Amended | 418 | $1.6B | BIV, BSV, IVV, DFCF, ITOT |
| Q4 2025 | 114 | $1.6B | BIV, IVV, BSV, DFCF, ITOT |
| Q3 2025 | 92 | $1.6B | BIV, IVV, BSV, ITOT, DFCF |
| Q2 2025 | 87 | $1.4B | BIV, IVV, BSV, ITOT, DFCF |
| Q1 2025 | 94 | $1.3B | BIV, BSV, IVV, ITOT, SPIB |
| Q4 2024 | 73 | $1.2B | BIV, IVV, BSV, ITOT, SPIB |
| Q3 2024 | 66 | $1.2B | BIV, BSV, IVV, ITOT, SPIB |
| Q2 2024 | 64 | $1.1B | BSV, BIV, IVV, ITOT, SHV |
| Q1 2024 | 63 | $1.0B | BSV, BIV, IVV, ITOT, SHV |