TruNorth Capital Management, LLC
In its 13F for Q4 2024 (holdings as of December 31, 2024, filed February 4, 2025), TruNorth Capital Management, LLC reported 374 stock positions worth $365.9 million. Its top holding was Schwab US Broad Market ETF (SCHB) at 24.9% of the portfolio, followed by Schwab Short-Term US Treas (SCHO, 10.5%) and Schwab Intl Equity ETF (SCHF, 8.7%). Compared with Q3 2024, it opened 25 new positions, sold out of 50, added to 42 and reduced 81. The biggest buy was a new position in Dimensional Core Fixed (DFCF) and the biggest sale Schwab US Aggregate Bond ETF (SCHZ, shares −15%).
- Most Recent 13F
- Q2 2026
- Location
- KALAMAZOO, MI
- CIK
- 0001639695
- Portfolio Value
- $365.9M (Q4 2024)
- SEC Filing
- 0001639695-25-000001 ↗ filed Feb 4, 2025
Holdings Value
Holdings 374 stocks · $365.9M
| SCHB Schwab US Broad Market ETF | 24.86% | 4,007,691 | $91.0M | Add +1.2% |
| SCHO Schwab Short-Term US Treas | 10.47% | 1,592,885 | $38.3M | Add +17.4% |
| SCHF Schwab Intl Equity ETF | 8.73% | 1,725,859 | $31.9M | Add +14.9% |
| SCHZ Schwab US Aggregate Bond ETF | 7.08% | 1,140,638 | $25.9M | Reduce -15.4% |
| DFCF Dimensional Core Fixed Inc. | 4.93% | 437,087 | $18.0M | New |
| SCHA Schwab US Small-Cap ETF | 4.85% | 685,790 | $17.7M | Add +6.6% |
| ITOT iShares Core S&P Total U.S. | 4.60% | 130,918 | $16.8M | Reduce -1.2% |
| FNDX Schwab Fndmntl US LRG Co. ETF | 4.26% | 657,445 | $15.6M | Add +14.1% |
| DFGP Dimensional GLBL Core PL Fix | 2.75% | 190,255 | $10.1M | New |
| SCHE Schwab Emrg Mrkts Eqty ETF | 2.39% | 328,697 | $8.8M | Add +14.1% |
| SYK Stryker Corp. | 1.97% | 20,004 | $7.2M | Add +3.8% |
| DFUV Dimensional US Marketwide Va | 1.84% | 164,674 | $6.7M | Add +0.0% |
| SHM SS SPDR N Ice St Muni ETF | 1.31% | 100,972 | $4.8M | Reduce -2.3% |
| IEFA iShares Core MSCI Eafe ETF | 1.20% | 62,293 | $4.4M | Reduce -0.1% |
| VTI VG Morningstar TS MKT ETF-US | 1.05% | 13,275 | $3.8M | Add +0.0% |
| TFI SS SPDR N Ice Muni Bond ETF | 1.04% | 83,751 | $3.8M | Reduce -5.9% |
| DFAS Dimensional US Small Cap ETF | 1.04% | 58,215 | $3.8M | Reduce -0.7% |
| AAPL Apple Inc. | 0.99% | 14,451 | $3.6M | Add +47.0% |
| NVDA Nvidia Corp. | 0.92% | 25,100 | $3.4M | Add +3.3% |
| DFIV Dimensional International Va | 0.82% | 85,029 | $3.0M | Reduce -2.2% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.78% | 4,864 | $2.9M | Reduce -8.0% |
| DFAT Dimensional US Target Value | 0.65% | 42,419 | $2.4M | No change |
| HDV iShares Core High Dividend E | 0.57% | 18,487 | $2.1M | No change |
| IJR iShares Core S&P Small-Cap E | 0.53% | 16,920 | $1.9M | Reduce -2.0% |
| MUB iShares National Muni Bond E | 0.49% | 16,746 | $1.8M | Add +21.6% |
| MSFT Microsoft Corp. | 0.37% | 3,184 | $1.3M | Reduce -6.5% |
| SCHD Schwab US DVD Equity ETF | 0.33% | 44,280 | $1.2M | No change |
| BSV Vanguard Short-Term Bond ETF | 0.33% | 15,652 | $1.2M | Reduce -29.2% |
| PHYS Sprott Physical Gold Trust | 0.29% | 53,499 | $1.1M | No change |
| VBR Vngrd Mrngst SL-CP Val ETF-U | 0.29% | 5,382 | $1.1M | Reduce -0.4% |
| SUB iShares Short-Term National | 0.29% | 10,065 | $1.1M | Add +0.3% |
| AGG iShares Core U.S. Aggregate | 0.29% | 10,879 | $1.1M | Reduce -34.9% |
| DFAC Dimensional US Core Equity 2 | 0.27% | 28,519 | $986K | Reduce -5.0% |
| VEA Vanguard Ftse Developed ETF | 0.26% | 20,139 | $963K | No change |
| DFAX Dimensional World Ex US Core | 0.26% | 38,726 | $963K | Reduce -7.3% |
| SPYD SS SPDR P S&P 500 Hi Div ETF | 0.24% | 19,997 | $865K | No change |
| IVV iShares Core S&P 500 ETF | 0.22% | 1,349 | $794K | No change |
| DFUS Dimensional US Eq MKT ETF | 0.18% | 10,228 | $652K | No change |
| IEMG iShares Core MSCI Emerging | 0.18% | 12,437 | $649K | No change |
| SUSA iShares ESG Optimized MSCI U | 0.16% | 4,935 | $600K | No change |
| GOOGL Alphabet Inc. Class A | 0.15% | 2,908 | $550K | Reduce -2.0% |
| SDY SS SPDR S&P Dividend ETF | 0.14% | 3,921 | $518K | Add +466.6% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.14% | 1,122 | $509K | Add +280.3% |
| HYG Ishr Ibx Usd Hiyld CB ETF-Ui | 0.14% | 6,332 | $498K | Reduce -0.4% |
| VTV Vanguard Mrngstr Val ETF-Aui | 0.13% | 2,737 | $463K | No change |
| SCHV Schwab US Large-Cap Value | 0.11% | 15,885 | $414K | No change |
| BX Blackstone Inc. | 0.11% | 2,400 | $414K | New |
| AMZN Amazon.com Inc. | 0.11% | 1,798 | $394K | Reduce -0.1% |
| VGT Vanguard Info Tech ETF | 0.11% | 631 | $392K | No change |
| AMAT Applied Materials Inc. | 0.10% | 2,362 | $384K | Reduce -24.2% |
| VB Vanguard Most SM-Cap ETF-Usd | 0.10% | 1,576 | $379K | Reduce -0.4% |
| DSI iShares ESG MSCI KLD 400 ETF | 0.10% | 3,349 | $369K | No change |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 0.09% | 1,565 | $344K | No change |
| VIG Vanguard Dividend Apprec ETF | 0.09% | 1,665 | $326K | No change |
| TM Toyota Motor Corp. -Spon ADR | 0.09% | 1,600 | $311K | New |
| QQQ Invesco QQQ Trust Series 1 | 0.08% | 601 | $307K | Add +30.4% |
| VIOV Vanguard S&P Small-Cap 600 V | 0.08% | 3,288 | $307K | No change |
| ORCL Oracle Corp. | 0.07% | 1,582 | $264K | No change |
| VTEB Vanguard Tax-Exempt Bond ETF | 0.07% | 5,241 | $263K | Add +5.6% |
| LLY Eli Lilly & Co. | 0.07% | 335 | $259K | No change |
| VT Vanguard Tot World STK ETF | 0.07% | 2,143 | $252K | Add +46.6% |
| CRBN Ish Low Car Opt Ms Ac ETF-US | 0.07% | 1,300 | $252K | No change |
| ABBV Abbvie Inc. | 0.07% | 1,386 | $246K | No change |
| VOE Vngrd Mrngstr MD-Cap Val ETF | 0.07% | 1,472 | $238K | No change |
| GOOG Alphabet Inc. Class C | 0.06% | 1,206 | $230K | Reduce -1.7% |
| VTIP Vanguard Short-Term Tips | 0.06% | 4,705 | $228K | No change |
| HWM Howmet Aerospace Inc. | 0.06% | 2,000 | $219K | Add +198.5% |
| CVX Chevron Corp. | 0.06% | 1,436 | $208K | No change |
| HSBC HSBC Holdings PLC-Spons ADR filed as HSBC HLDGS PLC | 0.05% | 4,000 | $198K | New |
| FNDB Schwab Fndmntl US BRD Mr ETF | 0.05% | 8,433 | $196K | No change |
| META Meta Platforms Inc. Class A | 0.05% | 333 | $195K | No change |
| JPM JPMorgan Chase & Co. | 0.05% | 812 | $195K | Add +22.1% |
| NUE Nucor Corp. | 0.05% | 1,600 | $187K | No change |
| AVDV Avantis Intl S/C Value ETF | 0.05% | 2,810 | $183K | No change |
| PFE Pfizer Inc. | 0.05% | 6,846 | $182K | Add +151.1% |
| PH Parker Hannifin Corp. | 0.05% | 283 | $180K | No change |
| XOP SS SPDR S&P Og Exp & Prod | 0.05% | 1,300 | $172K | No change |
| RSP Invesco S&P 500 Equal Weight | 0.05% | 967 | $169K | No change |
| COST Costco Wholesale Corp. | 0.05% | 182 | $167K | Reduce -0.6% |
| ASAN Asana Inc. Class A | 0.04% | 8,026 | $163K | New |
| TPL Texas Pacific Land Corp. | 0.04% | 147 | $163K | No change |
| TSM Taiwan Semiconductor-SP ADR | 0.04% | 819 | $162K | Add +4210.5% |
| PZA Invesco National Amt-Free Mu | 0.04% | 6,500 | $153K | Add +8.3% |
| ABT Abbott Laboratories | 0.04% | 1,300 | $147K | No change |
| GSK GSK PLC-Spon ADR | 0.04% | 4,289 | $145K | No change |
| SOXX iShares Semiconductor ETF | 0.04% | 671 | $145K | No change |
| FDIQ Inv BLB Fin Data PRV ETF-Usi | 0.04% | 2,400 | $143K | New |
| IWF iShares Russell 1000 Growth | 0.04% | 349 | $140K | No change |
| MCD McDonald's Corp. | 0.04% | 463 | $134K | Reduce -1.3% |
| AJG Arthur J Gallagher & Co. filed as GALLAGHER ARTHUR J & CO | 0.04% | 468 | $133K | No change |
| JNJ Johnson & Johnson | 0.03% | 884 | $128K | No change |
| NEE Nextera Energy Inc. | 0.03% | 1,768 | $127K | Reduce -2.8% |
| RDVY First Trust Rising Dividend | 0.03% | 2,108 | $125K | No change |
| DIS The Walt Disney Co. filed as DISNEY WALT CO | 0.03% | 1,117 | $124K | Add +11.7% |
| NSC Norfolk Southern Corp. | 0.03% | 517 | $121K | No change |
| CET Central Securities Corp. | 0.03% | 2,589 | $118K | No change |
| CME Cme Group Inc. | 0.03% | 450 | $105K | No change |
| XHB SS SPDR S&P Homebldrs ETF | 0.03% | 1,000 | $105K | No change |
| KO The Coca-Cola Co. | 0.03% | 1,658 | $103K | No change |
| DUK Duke Energy Corp. | 0.03% | 940 | $101K | No change |
Portfolio Sells Q3 2024 → Q4 2024
| SCHZ Schwab US Aggregate Bond ETF | Reduce -15.4% | 7.08% | −2.41 |
| DIAL Columbia Divers Fix Inc. ETF | Sold out | 0.00% | −1.67 |
| ITOT iShares Core S&P Total U.S. | Reduce -1.2% | 4.60% | −0.33 |
| BNDX Vanguard Total Intl Bond ETF | Sold out | 0.00% | −0.32 |
| IEFA iShares Core MSCI Eafe ETF | Reduce -0.1% | 1.20% | −0.24 |
| AGG iShares Core U.S. Aggregate | Reduce -34.9% | 0.29% | −0.21 |
| TFI SS SPDR N Ice Muni Bond ETF | Reduce -5.9% | 1.04% | −0.19 |
| BSV Vanguard Short-Term Bond ETF | Reduce -29.2% | 0.33% | −0.18 |
| SHM SS SPDR N Ice St Muni ETF | Reduce -2.3% | 1.31% | −0.17 |
| DFIV Dimensional International Va | Reduce -2.2% | 0.82% | −0.16 |
| SPY SS SPDR S&P 500 ETF Trust-US | Reduce -8.0% | 0.78% | −0.12 |
| VGIT Vanguard Intermediate-Term T | Sold out | 0.00% | −0.11 |
| DFAS Dimensional US Small Cap ETF | Reduce -0.7% | 1.04% | −0.09 |
| AMAT Applied Materials Inc. | Reduce -24.2% | 0.10% | −0.08 |
| DFAX Dimensional World Ex US Core | Reduce -7.3% | 0.26% | −0.07 |
| MSFT Microsoft Corp. | Reduce -6.5% | 0.37% | −0.07 |
| IJR iShares Core S&P Small-Cap E | Reduce -2.0% | 0.53% | −0.07 |
| DFAC Dimensional US Core Equity 2 | Reduce -5.0% | 0.27% | −0.04 |
| VBR Vngrd Mrngst SL-CP Val ETF-U | Reduce -0.4% | 0.29% | −0.03 |
| IEI iShares 3-7 Year Treasury Bo | Sold out | 0.00% | −0.02 |
| VCIT Vanguard Int-Term Corporate | Reduce -76.4% | 0.01% | −0.02 |
| HYG Ishr Ibx Usd Hiyld CB ETF-Ui | Reduce -0.4% | 0.14% | −0.02 |
| HD Home Depot Inc. | Reduce -44.1% | 0.01% | −0.01 |
| RSG Republic Services Inc. | Reduce -26.1% | 0.03% | −0.01 |
| IJH iShares Core S&P Midcap ETF | Reduce -25.4% | 0.02% | −0.01 |
| NEE Nextera Energy Inc. | Reduce -2.8% | 0.03% | −0.01 |
| CPB The Campbell's Company | Reduce -38.5% | 0.01% | −0.01 |
| MATX Matson Inc. | Reduce -40.3% | 0.01% | −0.01 |
| WM Waste Management Inc. | Reduce -16.5% | 0.02% | −0.01 |
| VB Vanguard Most SM-Cap ETF-Usd | Reduce -0.4% | 0.10% | −0.01 |
| GE General Electric | Reduce -33.2% | 0.01% | −0.01 |
| C Citigroup Inc. | Reduce -38.6% | 0.01% | −0.01 |
| UNH Unitedhealth Group Inc. | Reduce -5.0% | 0.02% | −0.01 |
| MCD McDonald's Corp. | Reduce -1.3% | 0.04% | −0.01 |
| VZ Verizon Communications Inc. | Reduce -37.9% | 0.01% | −0.01 |
| PEG Public Service Enterprise GP | Reduce -67.9% | 0.00% | −0.01 |
| UVE Universal Insurance Holdings | Reduce -65.4% | 0.00% | −0.01 |
| CLX Clorox Company | Reduce -22.0% | 0.01% | −0.01 |
| AWK American Water Works Co. Inc. | Reduce -45.6% | 0.00% | −0.00 |
| CAR Avis Budget Group Inc. | Reduce -77.8% | 0.00% | −0.00 |
| CL Colgate-Palmolive Co. | Reduce -0.3% | 0.02% | −0.00 |
| NEM Newmont Corp. | Reduce -49.0% | 0.00% | −0.00 |
| UNP Union Pacific Corp. | Reduce -4.5% | 0.02% | −0.00 |
| BBN BlackRock Taxable Muni BND | Sold out | 0.00% | −0.00 |
| KEX Kirby Corp. | Reduce -81.3% | 0.00% | −0.00 |
| PG The Procter & Gamble Co. | Reduce -2.9% | 0.02% | −0.00 |
| CONSOL ENERGY INC | Reduce -50.0% | 0.00% | −0.00 |
| VNQ Vanguard Real Estate ETF | Reduce -38.8% | 0.00% | −0.00 |
| TRP TC Energy Corp. | Sold out | 0.00% | −0.00 |
| AEP American Electric Power | Reduce -39.1% | 0.00% | −0.00 |
Portfolio Buys Q3 2024 → Q4 2024
| DFCF Dimensional Core Fixed Inc. | New | 4.93% | +4.93 |
| DFGP Dimensional GLBL Core PL Fix | New | 2.75% | +2.75 |
| SCHO Schwab Short-Term US Treas | Add +17.4% | 10.47% | +0.63 |
| AAPL Apple Inc. | Add +47.0% | 0.99% | +0.31 |
| FNDX Schwab Fndmntl US LRG Co. ETF | Add +14.1% | 4.26% | +0.17 |
| BX Blackstone Inc. | New | 0.11% | +0.11 |
| SDY SS SPDR S&P Dividend ETF | Add +466.6% | 0.14% | +0.11 |
| BRK.B Berkshire Hathaway Inc. Class B | Add +280.3% | 0.14% | +0.10 |
| TM Toyota Motor Corp. -Spon ADR | New | 0.09% | +0.09 |
| HSBC HSBC Holdings PLC-Spons ADR | New | 0.05% | +0.05 |
| NVDA Nvidia Corp. | Add +3.3% | 0.92% | +0.05 |
| ASAN Asana Inc. Class A | New | 0.04% | +0.04 |
| MUB iShares National Muni Bond E | Add +21.6% | 0.49% | +0.04 |
| TSM Taiwan Semiconductor-SP ADR | Add +4210.5% | 0.04% | +0.04 |
| HWM Howmet Aerospace Inc. | Add +198.5% | 0.06% | +0.04 |
| FDIQ Inv BLB Fin Data PRV ETF-Usi | New | 0.04% | +0.04 |
| PFE Pfizer Inc. | Add +151.1% | 0.05% | +0.03 |
| EL Estee Lauder Companies Class A | New | 0.02% | +0.02 |
| QQQ Invesco QQQ Trust Series 1 | Add +30.4% | 0.08% | +0.02 |
| VT Vanguard Tot World STK ETF | Add +46.6% | 0.07% | +0.02 |
| IGM iShares Expanded Tech Sector | New | 0.02% | +0.02 |
| JPM JPMorgan Chase & Co. | Add +22.1% | 0.05% | +0.01 |
| IYC iShares US Consumer Discreti | New | 0.01% | +0.01 |
| COF Capital One Financial Corp. | New | 0.01% | +0.01 |
| COWZ Pacer US Cash Cows 100 ETF | New | 0.01% | +0.01 |
| CRWD CrowdStrike Holdings Inc. Class A | New | 0.01% | +0.01 |
| FMB First Trust Managed Municipa | New | 0.01% | +0.01 |
| DAL Delta Air Lines Inc. | New | 0.01% | +0.01 |
| DIS The Walt Disney Co. | Add +11.7% | 0.03% | +0.01 |
| WMT Walmart Inc. | Add +34.4% | 0.02% | +0.01 |
| PEN Penumbra Inc. | New | 0.00% | +0.00 |
| IHI iShares U.S. Medical Devices | New | 0.00% | +0.00 |
| VHT Vanguard Health Care ETF | New | 0.00% | +0.00 |
| MRK Merck & Co. Inc. | Add +83.7% | 0.01% | +0.00 |
| A Agilent Technologies Inc. | New | 0.00% | +0.00 |
| T AT&T Inc. | Add +23.5% | 0.01% | +0.00 |
| COP Conocophillips | Add +325.0% | 0.00% | +0.00 |
| CCI Crown Castle Inc. | New | 0.00% | +0.00 |
| AROC Archrock Inc. | Add +29.7% | 0.00% | +0.00 |
| BUD Anheuser-Busch Inbev-SPN ADR | New | 0.00% | +0.00 |
| EMBJ Embraer SA-Spon ADR | New | 0.00% | +0.00 |
| NWSA News Corp. Class A | New | 0.00% | +0.00 |
| FOXA Fox Corp. Class A | New | 0.00% | +0.00 |
| VTRS Viatris Inc. | Add +111.1% | 0.00% | +0.00 |
| WBD Warner Bros Discovery Inc. | Add +235.1% | 0.00% | +0.00 |
| TQQQ Proshares Ultrapro QQQ | Add +0.6% | 0.01% | +0.00 |
| BST BlackRock Science & Tech TR | Add +2.1% | 0.00% | 0.00 |
| CARR Carrier Global Corp. | Add +28.6% | 0.01% | 0.00 |
| PSX Phillips 66 | Add +26.0% | 0.01% | 0.00 |
| XCHANGE TEC.INC | New | 0.00% | 0.00 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 123 | $622.6M | SCHB, SCHF, SCHO, SCHA, DFCF |
| Q1 2026 | 114 | $521.6M | SCHB, SCHF, SCHO, SCHZ, DFCF |
| Q4 2025 | 118 | $526.9M | SCHB, SCHF, SCHO, SCHZ, SCHA |
| Q3 2025 | 408 | $505.5M | SCHB, SCHF, SCHO, SCHZ, SCHA |
| Q2 2025 | 353 | $450.0M | SCHB, SCHF, SCHO, SCHZ, SCHA |
| Q1 2025 | 435 | $402.3M | SCHB, SCHO, SCHF, SCHZ, DFCF |
| Q4 2024 | 374 | $365.9M | SCHB, SCHO, SCHF, SCHZ, DFCF |
| Q3 2024 | 399 | $337.6M | SCHB, SCHO, SCHZ, SCHF, ITOT |
| Q2 2024 | 363 | $308.2M | SCHB, SCHO, SCHZ, SCHF, ITOT |
| Q1 2024 | 268 | $290.1M | SCHB, SCHO, SCHF, SCHZ, ITOT |