TruNorth Capital Management, LLC
In its 13F for Q4 2025 (holdings as of December 31, 2025, filed February 11, 2026), TruNorth Capital Management, LLC reported 118 stock positions worth $526.9 million. Its top holding was Schwab US Broad Market ETF (SCHB) at 25.3% of the portfolio, followed by Schwab Intl Equity ETF (SCHF, 10.0%) and Schwab Short-Term US Treas (SCHO, 9.0%). Compared with Q3 2025, it opened 6 new positions, sold out of 296, added to 64 and reduced 11. The biggest buy was Schwab Fndmntl US LRG Co. ETF (FNDX, shares +9%) and the biggest sale iShares Core S&P Total U.S. (ITOT, shares −2%).
- Most Recent 13F
- Q2 2026
- Location
- KALAMAZOO, MI
- CIK
- 0001639695
- Portfolio Value
- $526.9M (Q4 2025)
- SEC Filing
- 0002085853-26-000243 ↗ filed Feb 11, 2026
Holdings Value
Holdings 118 stocks · $526.9M
| SCHB Schwab US Broad Market ETF | 25.34% | 5,090,429 | $133.5M | Add +0.4% |
| SCHF Schwab Intl Equity ETF | 10.02% | 2,195,032 | $52.8M | Add +0.4% |
| SCHO Schwab Short-Term US Treas | 8.96% | 1,937,988 | $47.2M | Add +6.3% |
| SCHZ Schwab US Aggregate Bond ETF | 5.64% | 1,271,246 | $29.7M | Add +4.6% |
| SCHA Schwab US Small-Cap ETF | 5.04% | 931,742 | $26.5M | Add +1.5% |
| DFCF Dimensional Core Fixed Inc. | 4.92% | 608,500 | $25.9M | Add +11.9% |
| FNDX Schwab Fndmntl US LRG Co. ETF | 4.49% | 869,591 | $23.7M | Add +8.5% |
| ITOT iShares Core S&P Total U.S. | 4.21% | 149,081 | $22.2M | Reduce -2.2% |
| SCHE Schwab Emrg Mrkts Eqty ETF | 2.81% | 451,942 | $14.8M | Add +1.3% |
| DFGP Dimensional GLBL Core PL Fix | 2.77% | 270,401 | $14.6M | Add +12.1% |
| SHM SS SPDR N Ice St Muni ETF | 1.55% | 170,291 | $8.2M | Add +5.9% |
| SYK Stryker Corp. | 1.46% | 21,858 | $7.7M | Reduce -0.9% |
| DFUV Dimensional US Marketwide Va | 1.45% | 163,516 | $7.6M | Add +0.0% |
| SPY SS SPDR S&P 500 ETF Trust-US | 1.34% | 10,365 | $7.1M | Add +0.0% |
| IEFA iShares Core MSCI Eafe ETF | 1.28% | 75,560 | $6.8M | Reduce -0.9% |
| NVDA Nvidia Corp. | 1.18% | 33,278 | $6.2M | Add +27.9% |
| TFI SS SPDR N Ice Muni Bond ETF | 1.17% | 135,013 | $6.2M | Add +34.8% |
| VTI VG Morningstar TS MKT ETF-US | 0.90% | 14,198 | $4.8M | Add +7.3% |
| MUB iShares National Muni Bond E | 0.81% | 39,959 | $4.3M | Add +11.7% |
| AAPL Apple Inc. | 0.80% | 15,527 | $4.2M | Add +29.0% |
| DFIV Dimensional International Va | 0.79% | 83,573 | $4.2M | Reduce -0.1% |
| DFAS Dimensional US Small Cap ETF | 0.76% | 57,739 | $4.0M | Add +0.0% |
| MSFT Microsoft Corp. | 0.70% | 7,616 | $3.7M | Add +39.5% |
| VOO Vanguard S&P 500 ETF | 0.56% | 4,743 | $3.0M | No change |
| IJR iShares Core S&P Small-Cap E | 0.48% | 21,260 | $2.6M | No change |
| DFAT Dimensional US Target Value | 0.47% | 41,892 | $2.5M | No change |
| HDV iShares Core High Dividend E | 0.43% | 18,487 | $2.2M | No change |
| PHYS Sprott Physical Gold Trust | 0.34% | 53,499 | $1.8M | No change |
| GOOGL Alphabet Inc. Class A | 0.31% | 5,296 | $1.7M | Add +62.0% |
| IVV iShares Core S&P 500 ETF | 0.28% | 2,190 | $1.5M | Add +62.3% |
| AMZN Amazon.com Inc. | 0.27% | 6,106 | $1.4M | Add +125.8% |
| SCHD Schwab US DVD Equity ETF | 0.24% | 46,870 | $1.3M | Add +3.3% |
| VEA Vanguard Ftse Developed ETF | 0.24% | 20,139 | $1.3M | No change |
| DFAX Dimensional World Ex US Core | 0.23% | 37,368 | $1.2M | Reduce -3.5% |
| ORCL Oracle Corp. | 0.23% | 6,209 | $1.2M | Add +28.0% |
| TT Trane Technologies PLC | 0.22% | 3,008 | $1.2M | Add +0.3% |
| TSLA Tesla Inc. | 0.22% | 2,563 | $1.2M | Add +42.3% |
| VBR Vngrd Mrngst SL-CP Val ETF-U | 0.22% | 5,382 | $1.1M | No change |
| AGG iShares Core U.S. Aggregate | 0.21% | 11,331 | $1.1M | Reduce -11.2% |
| DFAC Dimensional US Core Equity 2 | 0.21% | 28,519 | $1.1M | No change |
| IWF iShares Russell 1000 Growth | 0.21% | 2,327 | $1.1M | No change |
| BSV Vanguard Short-Term Bond ETF | 0.21% | 13,959 | $1.1M | Add +1.6% |
| JPM JPMorgan Chase & Co. | 0.21% | 3,392 | $1.1M | Add +7.8% |
| SUB iShares Short-Term National | 0.20% | 10,070 | $1.1M | No change |
| V Visa Inc. Class A | 0.20% | 2,942 | $1.0M | Add +78.4% |
| VTV Vanguard Mrngstr Val ETF-Aui | 0.18% | 5,039 | $962K | Reduce -0.7% |
| IEMG iShares Core MSCI Emerging | 0.17% | 13,642 | $917K | No change |
| MDY State Street SPDR S&P Midcap | 0.14% | 1,265 | $763K | No change |
| DFUS Dimensional US Eq MKT ETF | 0.14% | 10,228 | $759K | No change |
| SPYD SS SPDR P S&P 500 Hi Div ETF | 0.14% | 17,472 | $756K | Reduce -12.6% |
| EFA iShares MSCI Eafe ETF | 0.14% | 7,766 | $746K | No change |
| AVGO Broadcom Inc. | 0.14% | 2,073 | $717K | Add +221.4% |
| GOOG Alphabet Inc. Class C | 0.14% | 2,286 | $717K | Add +24.8% |
| SUSA iShares ESG Optimized MSCI U | 0.13% | 4,935 | $688K | No change |
| LLY Eli Lilly & Co. | 0.13% | 625 | $672K | Add +61.1% |
| META Meta Platforms Inc. Class A | 0.13% | 1,004 | $663K | Add +115.0% |
| AMAT Applied Materials Inc. | 0.12% | 2,500 | $642K | Add +6.8% |
| QUAL iShares MSCI USA Quality Fac | 0.12% | 3,063 | $608K | No change |
| MCD McDonald's Corp. | 0.11% | 1,858 | $568K | Add +0.9% |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 0.10% | 1,846 | $547K | Add +14.7% |
| ABT Abbott Laboratories | 0.10% | 4,337 | $543K | Add +36.0% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 0.10% | 1,866 | $542K | No change |
| SDY SS SPDR S&P Dividend ETF | 0.10% | 3,759 | $523K | No change |
| HYG Ishr Ibx Usd Hiyld CB ETF-Ui | 0.09% | 6,015 | $485K | No change |
| SCHV Schwab US Large-Cap Value | 0.09% | 15,885 | $470K | No change |
| IBKR Interactive Brokers Gro Class A | 0.09% | 6,964 | $448K | Add +625.4% |
| DSI iShares ESG MSCI KLD 400 ETF | 0.08% | 3,349 | $431K | No change |
| DLN Wisdomtree US Largecap Divid | 0.08% | 4,853 | $427K | No change |
| ABBV Abbvie Inc. | 0.08% | 1,788 | $409K | Add +3.5% |
| VB Vanguard Most SM-Cap ETF-Usd | 0.08% | 1,569 | $405K | No change |
| ETN Eaton Corp. PLC | 0.08% | 1,248 | $398K | Reduce -1.4% |
| LPLA LPL Financial Holdings Inc. | 0.08% | 1,109 | $396K | Add +580.4% |
| WRB WR Berkley Corp. filed as BERKLEY W R CORP | 0.07% | 5,240 | $367K | Add +579.6% |
| QQQ Invesco QQQ Trust Series 1 | 0.07% | 596 | $366K | No change |
| VIG Vanguard Dividend Apprec ETF | 0.07% | 1,567 | $345K | No change |
| BRK.B Berkshire Hathaway Inc. Class B | 0.07% | 685 | $344K | Add +72.5% |
| VIOV Vanguard S&P Small-Cap 600 V | 0.06% | 3,414 | $334K | Reduce -4.6% |
| ZWS Zurn Elkay Water Solutions C | 0.06% | 7,176 | $334K | Add +579.5% |
| ALLE Allegion PLC | 0.06% | 2,051 | $327K | Add +583.7% |
| CVX Chevron Corp. | 0.06% | 2,069 | $315K | Add +16.6% |
| SOXX iShares Semiconductor ETF | 0.06% | 1,044 | $314K | Reduce -32.3% |
| SHOP Shopify Inc. Class A | 0.06% | 1,950 | $314K | New |
| ROL Rollins Inc. | 0.06% | 5,182 | $311K | Add +580.0% |
| VT Vanguard Tot World STK ETF | 0.06% | 2,143 | $302K | No change |
| CRBN Ish Low Car Opt Ms Ac ETF-US | 0.06% | 1,300 | $300K | No change |
| MA Mastercard Inc. Class A | 0.06% | 518 | $296K | Add +539.5% |
| JNJ Johnson & Johnson | 0.05% | 1,388 | $287K | Add +9.4% |
| IWM iShares Russell 2000 ETF | 0.05% | 1,141 | $281K | No change |
| NUE Nucor Corp. | 0.05% | 1,697 | $277K | Add +6.1% |
| PH Parker Hannifin Corp. | 0.05% | 310 | $272K | Add +0.7% |
| VGT Vanguard Info Tech ETF | 0.05% | 360 | $272K | No change |
| COO The Cooper Cos Inc. | 0.05% | 3,238 | $265K | New |
| AVDV Avantis Intl S/C Value ETF | 0.05% | 2,810 | $264K | No change |
| USB US Bancorp | 0.05% | 4,916 | $262K | Add +4.2% |
| VOE Vngrd Mrngstr MD-Cap Val ETF | 0.05% | 1,472 | $261K | No change |
| NDSN Nordson Corp. | 0.05% | 1,069 | $257K | Add +536.3% |
| BSY Bentley Systems Inc. Class B | 0.05% | 6,469 | $247K | Add +538.0% |
| TDY Teledyne Technologies Inc. | 0.05% | 480 | $245K | Add +515.4% |
| NOW ServiceNow Inc. | 0.05% | 1,575 | $241K | Add +584.8% |
| JKHY Jack Henry & Associates Inc. filed as HENRY JACK & ASSOC INC | 0.05% | 1,316 | $240K | New |
Portfolio Sells Q3 2025 → Q4 2025
| ITOT iShares Core S&P Total U.S. | Reduce -2.2% | 4.21% | −0.18 |
| SYK Stryker Corp. | Reduce -0.9% | 1.46% | −0.16 |
| HON Honeywell International Inc. | Sold out | 0.00% | −0.08 |
| CL Colgate-Palmolive Co. | Sold out | 0.00% | −0.05 |
| IR Ingersoll-Rand Inc. | Sold out | 0.00% | −0.04 |
| AGG iShares Core U.S. Aggregate | Reduce -11.2% | 0.21% | −0.04 |
| NEE Nextera Energy Inc. | Sold out | 0.00% | −0.04 |
| CINF Cincinnati Financial Corp. | Sold out | 0.00% | −0.03 |
| XOP SS SPDR S&P Og Exp & Prod | Sold out | 0.00% | −0.03 |
| IEFA iShares Core MSCI Eafe ETF | Reduce -0.9% | 1.28% | −0.03 |
| VIOO Vanguard S&P Small-Cap 600 E | Sold out | 0.00% | −0.03 |
| FJAN FT Vest U.S. Equity Buffer E | Sold out | 0.00% | −0.03 |
| NSC Norfolk Southern Corp. | Sold out | 0.00% | −0.03 |
| SPYD SS SPDR P S&P 500 Hi Div ETF | Reduce -12.6% | 0.14% | −0.03 |
| CME Cme Group Inc. | Sold out | 0.00% | −0.03 |
| SPTI SS SPDR P Int Term TSY ETF | Sold out | 0.00% | −0.03 |
| SPTS SS SPDR P St Term TSY ETF | Sold out | 0.00% | −0.03 |
| AJG Arthur J Gallagher & Co. | Sold out | 0.00% | −0.03 |
| RDVY First Trust Rising Dividend | Sold out | 0.00% | −0.03 |
| TPL Texas Pacific Land Corp. | Sold out | 0.00% | −0.03 |
| PG The Procter & Gamble Co. | Sold out | 0.00% | −0.03 |
| CET Central Securities Corp. | Sold out | 0.00% | −0.03 |
| IJH iShares Core S&P Midcap ETF | Sold out | 0.00% | −0.03 |
| AZO AutoZone Inc. | Sold out | 0.00% | −0.02 |
| VSS Vanguard Ftse All Wo X-US SC | Sold out | 0.00% | −0.02 |
| KO The Coca-Cola Co. | Sold out | 0.00% | −0.02 |
| DUK Duke Energy Corp. | Sold out | 0.00% | −0.02 |
| SOXX iShares Semiconductor ETF | Reduce -32.3% | 0.06% | −0.02 |
| DIS The Walt Disney Co. | Sold out | 0.00% | −0.02 |
| XHB SS SPDR S&P Homebldrs ETF | Sold out | 0.00% | −0.02 |
| WFC Wells Fargo & Co. | Sold out | 0.00% | −0.02 |
| RSG Republic Services Inc. | Sold out | 0.00% | −0.02 |
| GDX Vaneck Gold Miners ETF | Sold out | 0.00% | −0.02 |
| OEF iShares S&P 100 ETF | Sold out | 0.00% | −0.02 |
| IVW iShares S&P 500 Growth ETF | Sold out | 0.00% | −0.02 |
| HLT Hilton Worldwide Holdings Inc. | Sold out | 0.00% | −0.02 |
| HD Home Depot Inc. | Sold out | 0.00% | −0.02 |
| WM Waste Management Inc. | Sold out | 0.00% | −0.02 |
| TJX TJX Companies Inc. | Sold out | 0.00% | −0.02 |
| ASAN Asana Inc. Class A | Sold out | 0.00% | −0.02 |
| VEU Vanguard Ftse All-World Ex-U | Sold out | 0.00% | −0.02 |
| ETN Eaton Corp. PLC | Reduce -1.4% | 0.08% | −0.02 |
| VWO Vanguard Ftse Emerging Marke | Sold out | 0.00% | −0.02 |
| MMM 3M Co. | Sold out | 0.00% | −0.02 |
| CAT Caterpillar Inc. | Sold out | 0.00% | −0.02 |
| APD Air Products & Chemicals Inc. | Sold out | 0.00% | −0.02 |
| VFH Vanguard Financials ETF | Sold out | 0.00% | −0.02 |
| AVIV Avantis Intl LRG Cap Val ETF | Sold out | 0.00% | −0.02 |
| DHS Wisdomtree US High Dividend | Sold out | 0.00% | −0.02 |
| NDAQ Nasdaq Inc. | Sold out | 0.00% | −0.02 |
Portfolio Buys Q3 2025 → Q4 2025
| FNDX Schwab Fndmntl US LRG Co. ETF | Add +8.5% | 4.49% | +0.32 |
| DFCF Dimensional Core Fixed Inc. | Add +11.9% | 4.92% | +0.31 |
| TFI SS SPDR N Ice Muni Bond ETF | Add +34.8% | 1.17% | +0.27 |
| NVDA Nvidia Corp. | Add +27.9% | 1.18% | +0.22 |
| AAPL Apple Inc. | Add +29.0% | 0.80% | +0.20 |
| SCHO Schwab Short-Term US Treas | Add +6.3% | 8.96% | +0.16 |
| GOOGL Alphabet Inc. Class A | Add +62.0% | 0.31% | +0.16 |
| AMZN Amazon.com Inc. | Add +125.8% | 0.27% | +0.15 |
| MSFT Microsoft Corp. | Add +39.5% | 0.70% | +0.14 |
| DFGP Dimensional GLBL Core PL Fix | Add +12.1% | 2.77% | +0.12 |
| IVV iShares Core S&P 500 ETF | Add +62.3% | 0.28% | +0.11 |
| AVGO Broadcom Inc. | Add +221.4% | 0.14% | +0.09 |
| V Visa Inc. Class A | Add +78.4% | 0.20% | +0.08 |
| IBKR Interactive Brokers Gro Class A | Add +625.4% | 0.09% | +0.07 |
| LLY Eli Lilly & Co. | Add +61.1% | 0.13% | +0.07 |
| LPLA LPL Financial Holdings Inc. | Add +580.4% | 0.08% | +0.06 |
| TSLA Tesla Inc. | Add +42.3% | 0.22% | +0.06 |
| SHOP Shopify Inc. Class A | New | 0.06% | +0.06 |
| MUB iShares National Muni Bond E | Add +11.7% | 0.81% | +0.06 |
| WRB WR Berkley Corp. | Add +579.6% | 0.07% | +0.06 |
| META Meta Platforms Inc. Class A | Add +115.0% | 0.13% | +0.06 |
| ZWS Zurn Elkay Water Solutions C | Add +579.5% | 0.06% | +0.05 |
| ALLE Allegion PLC | Add +583.7% | 0.06% | +0.05 |
| COO The Cooper Cos Inc. | New | 0.05% | +0.05 |
| ROL Rollins Inc. | Add +580.0% | 0.06% | +0.05 |
| GOOG Alphabet Inc. Class C | Add +24.8% | 0.14% | +0.05 |
| MA Mastercard Inc. Class A | Add +539.5% | 0.06% | +0.05 |
| JKHY Jack Henry & Associates Inc. | New | 0.05% | +0.05 |
| VTI VG Morningstar TS MKT ETF-US | Add +7.3% | 0.90% | +0.04 |
| LII Lennox International Inc. | New | 0.04% | +0.04 |
| NDSN Nordson Corp. | Add +536.3% | 0.05% | +0.04 |
| POOL Pool Corp. | New | 0.04% | +0.04 |
| VXUS Vanguard Total Intl Stock | Add +2815.5% | 0.04% | +0.04 |
| ULS Ul Solutions Inc. Class A | New | 0.04% | +0.04 |
| TDY Teledyne Technologies Inc. | Add +515.4% | 0.05% | +0.04 |
| NOW ServiceNow Inc. | Add +584.8% | 0.05% | +0.04 |
| BSY Bentley Systems Inc. Class B | Add +538.0% | 0.05% | +0.04 |
| EFX Equifax Inc. | Add +330.5% | 0.04% | +0.03 |
| WSO Watsco Inc. | Add +558.7% | 0.04% | +0.03 |
| AMAT Applied Materials Inc. | Add +6.8% | 0.12% | +0.03 |
| ZBRA Zebra Technologies Corp. Class A | Add +210.5% | 0.04% | +0.03 |
| BRK.B Berkshire Hathaway Inc. Class B | Add +72.5% | 0.07% | +0.03 |
| ABT Abbott Laboratories | Add +36.0% | 0.10% | +0.02 |
| SHM SS SPDR N Ice St Muni ETF | Add +5.9% | 1.55% | +0.02 |
| CSCO Cisco Systems Inc. | Add +46.5% | 0.04% | +0.02 |
| IBM Intl Business Machines Corp. | Add +14.7% | 0.10% | +0.01 |
| RTX RTX Corp. | Add +37.3% | 0.04% | +0.01 |
| ECL Ecolab Inc. | Add +50.2% | 0.04% | +0.01 |
| JPM JPMorgan Chase & Co. | Add +7.8% | 0.21% | +0.01 |
| NUE Nucor Corp. | Add +6.1% | 0.05% | +0.01 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 123 | $622.6M | SCHB, SCHF, SCHO, SCHA, DFCF |
| Q1 2026 | 114 | $521.6M | SCHB, SCHF, SCHO, SCHZ, DFCF |
| Q4 2025 | 118 | $526.9M | SCHB, SCHF, SCHO, SCHZ, SCHA |
| Q3 2025 | 408 | $505.5M | SCHB, SCHF, SCHO, SCHZ, SCHA |
| Q2 2025 | 353 | $450.0M | SCHB, SCHF, SCHO, SCHZ, SCHA |
| Q1 2025 | 435 | $402.3M | SCHB, SCHO, SCHF, SCHZ, DFCF |
| Q4 2024 | 374 | $365.9M | SCHB, SCHO, SCHF, SCHZ, DFCF |
| Q3 2024 | 399 | $337.6M | SCHB, SCHO, SCHZ, SCHF, ITOT |
| Q2 2024 | 363 | $308.2M | SCHB, SCHO, SCHZ, SCHF, ITOT |
| Q1 2024 | 268 | $290.1M | SCHB, SCHO, SCHF, SCHZ, ITOT |